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Continental Risk Insurance Services is proud to offer EPLI with a wage and hour sublimit. MP $1,000 Overview of the Program From Continental Risk Employment-related lawsuits continue to rise, and employers of all sizes face serious financial risk from claims related to wrongful termination, discrimination, harassment, and wage and hour violations. Continental Risk / Continental Marine Insurance Services offers a flexible Employment Practices Liability Insurance (EPLI) program designed to help your clients manage these evolving exposures—with the added advantage of a wage and hour sublimit. Ideal Accounts and Appetite Our EPLI program is designed for a wide range of businesses, from small to mid-sized firms to larger organizations with more complex risks. We have strong appetite for the following classes: Auto Dealers Physicians and Medical Practices Law Firms Manufacturers Construction Companies Restaurants and Hospitality Businesses Staffing Agencies and PEOs Property Managers Healthcare Entities Insurance and Financial Institutions Real Estate Firms Casinos And many more Whether you’re placing a 50-employee medical group or a regional construction firm with exposure to wage and hour claims, this program offers flexible solutions tailored to your insured's needs. Coverage Highlights and Advantages Wage and Hour defense sublimit available up to $1,000,000 (subject to underwriting) Unlimited HR support via telephone and email to help your clients proactively manage risk “All Risk” coverage for violations of federal, state, local, civil rights, or anti-discrimination laws Wrongful Termination coverage includes Constructive Discharge Broad definitions and strong policy language designed to minimize gaps Note: Terms and conditions may vary based on underwriting guidelines. Underwriting Notes and Minimum Premium The minimum premium for this EPLI program starts at $1,000. Limits and terms are subject to underwriting, and we work closely with brokers to evaluate each risk individually. We welcome accounts with prior claims history for review. Territories and Availability This program is available in the following states: AL, AK, AZ, CA, FL, GA, ID, MO, NV, NY, NC, OH, OR, TN, TX, UT, and WA. Some admitted options are available depending on the state and risk profile; however, most placements are through non-admitted carriers. Why Work With Continental Risk As an experienced Excess & Surplus Lines Broker, Continental Risk / Continental Marine Insurance Services brings deep market access and underwriting expertise to the table. Our team is committed to helping agents secure the best possible EPLI solutions for their clients—with responsive service and tailored coverage options. If you have clients in high-risk sectors or those who need help managing employee-related exposures, we’re ready to support you with competitive programs and knowledgeable underwriting support. Frequently Asked Questions What types of accounts are a good fit for this EPLI program?This program is ideal for businesses in sectors such as healthcare, legal, hospitality, staffing, construction, and financial services. We welcome both small and mid-sized businesses as well as larger firms with complex exposures. Does the policy include coverage for wage and hour claims?Yes, the program includes a sublimit for Wage and Hour defense costs, with limits up to $1 million available, subject to underwriting. Is HR support included with the policy?Yes, unlimited HR support by phone and email is included to help your clients proactively manage employee relations and mitigate EPLI exposures. What is the minimum premium for this program?The minimum premium starts at $1,000, though final pricing will depend on underwriting factors such as industry, number of employees, and claims history. Which states is this program available in?We offer this EPLI program in AL, AK, AZ, CA, FL, GA, ID, MO, NV, NY, NC, OH, OR, TN, TX, UT, and WA. Availability may vary depending on the risk and carrier. Need help placing an account? Connect with a market specialist.

Fuel Dealers/Haulers Insurance Program from Continental Risk / Continental Marine Insurance Services The Fuel Dealers/Haulers Insurance Program offered by Continental Risk / Continental Marine Insurance Services delivers tailored property and liability coverage for a broad range of fuel-related operations. Designed specifically for wholesale and retail fuel dealers, haulers, and distributors, this program helps agents secure the right coverage for clients with complex pollution and transportation exposures. Ideal Accounts and Appetite Continental Risk is actively seeking fuel-related accounts of all sizes across a wide spectrum of operations, including: Wholesale and retail gas and diesel distributors Liquid propane (LP) dealers Home heating fuel providers Bulk oil sales operations Convenience stores with fuel operations HVAC businesses with fuel distribution capabilities Whether your client is a small regional heating oil supplier or a multi-location fuel distributor, the program can be customized to meet a variety of risk profiles. Coverage Highlights and Advantages This program offers flexible package policies that include high sub-limits and optional enhancements to address key industry exposures. Highlights include: $50,000 Pollution Coverage at or from qualified above-ground tanks $50,000 Surface Water Contamination for gas and oil spills $50,000 Terminal Access Card Coverage to protect against unauthorized use Contamination and Erroneous Delivery coverage with $50,000 sub-limits Liquor Liability included under the umbrella policy Umbrella Capacity up to $10 million Full Pollution Coverage available for above and below ground tanks The program is backed by an A++ (Superior) rated carrier with a national footprint, ensuring financial strength and claims reliability. Underwriting Notes and Minimum Premiums Minimum premium varies based on risk characteristics, operations, and coverage needs. The program is designed to be cost-effective, with high built-in sub-limits that reduce the need for excess premium charges. Coverage can be tailored to each client’s specific operations, making it a fit for both standard and hard-to-place accounts. Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted and non-admitted options are available in most markets, depending on the state and risk profile. Why Work with Continental Risk / Continental Marine Insurance Services As a trusted Excess & Surplus Lines Broker, Continental Risk brings deep expertise in the fuel distribution and hauling sectors. Their focus on underwriting complex fuel-related risks and access to A-rated carriers allows agents to confidently place accounts with unique environmental and operational exposures. Responsive service, flexible terms, and industry-specific enhancements make this program a go-to solution for agents seeking reliable markets for fuel dealers and haulers. Visit the Fuel Dealers/Haulers storefront to learn more or begin a submission. Frequently Asked Questions What types of accounts are a good fit for the Fuel Dealers/Haulers program?This program is ideal for wholesale or retail fuel distributors, propane dealers, home heating fuel providers, and operations with fuel-hauling exposures, including convenience stores and HVAC companies with fuel services. What coverage limits are available for pollution-related exposures?The program offers high sub-limits such as $50,000 for pollution at/from qualified above-ground tanks and surface water contamination, with full pollution coverage also available. Is the program available nationwide?Yes, the program is available in most states. Continental Risk has a broad underwriting reach across the U.S., including both admitted and non-admitted markets depending on the state and risk type. Can the coverage be tailored for unique risks?Yes, coverage enhancements can be customized to fit the specific needs of each client, including optional umbrella limits and specialized sub-limits for common industry exposures. What carrier backs this program?The Fuel Dealers/Haulers program is backed by an A++ (Superior) rated carrier with national capabilities, ensuring strong financial stability and claims handling support. Need help placing an account? Connect with a market specialist.