Search CompleteMarkets

The MexiPass Automobile Special PLUS Program is a high-quality automobile insurance solution designed specifically for U.S. residents traveling to Mexico. Offered by MexiPass International Insurance Services, a trusted Managing General Agency, this program provides U.S.-style policy coverage tailored for cross-border travel into Mexico. Overview of the Program From MexiPass The MAS PLUS policy goes beyond the typical Mexican auto insurance offerings. It is built to mirror the structure and language of U.S. Personal Auto Policies, making it easier for agents and insureds to understand. Underwritten by AIG – Mexico, a member of one of the most recognized global insurance carriers, this program delivers comprehensive protection and peace of mind for your clients driving in Mexico. Ideal Accounts and Appetite This program is ideal for U.S.-based individuals and families who regularly travel to Mexico by car—whether for vacation, work, or visiting relatives. It is a strong fit for clients seeking coverage that aligns with U.S. standards while driving in Mexico. You might have a client who owns a second home in Baja or someone taking a road trip from Arizona to the beaches of Mexico—these are perfect candidates for the MAS PLUS policy. Coverage Highlights and Advantages MAS stands for “More Automobile Coverage” and includes: Broad Liability Coverage, including Passenger Liability, Legal Defense, and Bail Bonds Medical Payments Uninsured Motorist Protection Comprehensive Coverage with Partial Theft Collision Coverage Towing & Labor Reimbursement PLUS refers to the exclusive Travel Protection Section, automatically included at no extra cost. This valuable add-on provides: Accidental Death, Funeral Expenses, and Repatriation of Remains Medical Expense Coverage for accidents or illnesses (hospital, treatment, evacuation) Emergency Assistance Services (Towing, Tire Repair, Battery Charge, Fuel Delivery) Travel Support such as Car Rental, Hotel Room, Airline Ticket to Final Destination, and Policy Term Extension Underwriting Notes and Minimum Premiums The MAS PLUS program is written on a non-admitted basis and backed by AIG – Mexico. While minimum premium details may vary per account, this program is structured to provide high-value coverage at a reasonable cost, especially considering the added travel protection benefits. Territories and Availability This program is available to agents and brokers across most of the U.S., including but not limited to CA, TX, AZ, NM, FL, IL, and NY. In total, the product is offered in 50 states and Washington, D.C., providing wide accessibility for agents supporting clients with cross-border travel needs. Why Work With MexiPass MexiPass specializes in delivering U.S.-style insurance solutions for clients traveling to or residing in Mexico. Their deep expertise in cross-border risks, combined with top-tier underwriting from AIG – Mexico, gives agents confidence in placing business. MexiPass policies are designed for clarity and comfort, using familiar formats for both producers and insureds. You can rely on them for responsive service, solid claims support, and a comprehensive product that stands out in the marketplace. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include U.S. residents who drive their vehicles into Mexico for vacation, business, or family visits. It’s especially suited for clients who expect U.S.-style coverage and service while traveling in Mexico. What makes the MAS PLUS policy different from standard Mexican auto insurance?This program mirrors the coverage and language of U.S. personal auto policies, offering broader protections and an exclusive travel protection section at no additional cost. Is the MAS PLUS program admitted?No, the program is written on a non-admitted basis by AIG – Mexico, a member of the AIG global insurance group. Can I place business in all 50 states?Yes, this program is available in all 50 states and Washington, D.C., making it easy for agents nationwide to offer this coverage to qualifying clients. Does the policy include travel-related assistance?Yes, the PLUS section of the policy includes emergency assistance such as towing, car rental, hotel stays, and even airline tickets, all designed to support travelers experiencing issues while in Mexico. Need help placing an account? Connect with a market specialist.

A Site Improvement Bond is a type of contract surety bond that guarantees a developer will properly complete improvements to existing structures in compliance with local building codes and government regulations. These improvements can impact public infrastructure, such as sidewalks, roads, or utilities, and the bond ensures that any affected areas are restored or upgraded as required. Allstar Financial Group, through its ALLSTAR SURETY division, offers agents and brokers access to a comprehensive suite of contract surety solutions, including Site Improvement Bonds, across most U.S. states. As a national, full-service Managing General Underwriter (MGU), we specialize in providing flexible surety options to meet the unique needs of contractors and developers. Ideal Accounts and Appetite Our Site Improvement Bond program is ideal for developers, contractors, and builders who are undertaking construction projects that modify or enhance existing infrastructure. This includes private developments that may affect public property, such as parking lot expansions, street modifications, or utility upgrades. You might have a client who is renovating a commercial plaza and is required by the city to upgrade curbs and sidewalks adjoining the property. In this case, a Site Improvement Bond from Allstar ensures the municipality that those obligations will be completed to code. Coverage Highlights and Advantages Guarantees proper installation and completion of improvements to public property affected by private development Helps clients comply with municipal or governmental requirements Available in both standard and non-standard surety markets Backed by A.M. Best-rated and U.S. Treasury-listed carriers, including Companion, American Southern, and Knightbrook Part of a full suite of contract bonds including bid, performance, payment, maintenance, license, permit, and subdivision bonds Underwriting Notes and Minimum Premiums Allstar Surety offers flexible underwriting with competitive pricing and quick turnaround times. Minimum premiums vary based on project size, scope, and applicant qualifications. Our underwriters are experienced in handling both standard and challenged risk profiles, offering creative solutions when needed. Territories and Availability Our Site Improvement Bond program is available in most U.S. states, including but not limited to AL, AZ, CA, FL, GA, IL, NC, NJ, NY, TX, and VA. Admitted status is available in many states through our carrier partners. Contact us to confirm availability in your client's state. Why Work With Allstar Financial Group National reach with local underwriting offices to deliver personalized service Quick response time and knowledgeable support staff Access to multiple markets for both standard and non-standard risks Decades of experience in the surety space Let Allstar be your preferred partner for Site Improvement Bonds and the full range of contract surety solutions. Contact one of our underwriters today to learn more or to submit a risk. Frequently Asked Questions What types of accounts are a good fit for this Site Improvement Bond program?Ideal accounts include developers, builders, and contractors working on projects that require public infrastructure upgrades, such as sidewalks, roads, or utility lines. Is this program available in all states?No, but it is available in most U.S. states. Please contact us to confirm availability in your client’s specific state. What carriers back these bonds?The Site Improvement Bonds are backed by A.M. Best-rated and U.S. Treasury-listed carriers, including Companion, American Southern, and Knightbrook. Can you work with both standard and non-standard risks?Yes, Allstar provides solutions for a wide range of risk profiles, including both standard and challenged accounts. What information is needed to get a quote?Typically, you’ll need the project scope, bond amount, financials, and any applicable municipal requirements. Our underwriters will guide you through the submission process. Need help placing an account? Connect with a market specialist.

Artisan Contractors Insurance Allstar Financial Group’s Artisan Contractors Insurance program, offered through Allstar Underwriters, is designed for independent agents and brokers seeking comprehensive and flexible coverage options for small to mid-sized artisan contractor clients. With access to multiple carriers and tailored underwriting expertise, we make it seamless to quote, bind, and service policies across a broad range of trades and project types. Ideal Accounts and Appetite Our program is an excellent fit for general and specialty artisan contractors involved in residential, commercial, or mixed-use projects. We welcome accounts such as: Electrical, plumbing, and HVAC contractors Carpenters, drywall installers, and painters Masonry, roofing, and flooring professionals Remodelers and small general contractors We also consider risks related to habitational, office, retail, institutional, wholesale, and vacant property exposures. Uninsured subcontractors can be considered, and policies can be tailored for project-specific needs. This program is designed for agents with clients who need a responsive market for both straightforward and more nuanced construction risks. Coverage Highlights and Advantages Casualty Coverage: Available as monoline or package policies Minimum premiums starting at $500 Primary limits available up to $5M/$5M Project-specific policies available Optional coverage enhancements including: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project/Per Location Aggregates Hired & Non-Owned Auto (select classes) Misc. Professional Liability (select classes) Umbrella Coverage: Limits up to $5 million Minimum premiums starting at $750 Available on a supported or unsupported basis Umbrella policies require underlying carriers with AM Best ratings of A-VI or better for Auto/GL and B++ or better for Employers Liability. GL limits of $1M/$2M/$2M are required. Underwriting Highlights and Minimum Premiums Our underwriting team focuses on responsiveness and flexibility. Minimum premiums vary by class and coverage, starting at $500 for casualty and $750 for umbrella. We work with agents to find the right structure for each account, whether it’s a standalone policy or a complete package. Example: You might have a contractor client specializing in residential remodeling who uses a few uninsured subcontractors. Our program can accommodate this setup while offering the coverage enhancements needed to satisfy project owner requirements. Territories and Market Availability This program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA. We operate on a non-admitted basis, giving us the flexibility to tailor solutions outside the standard market. Why Work With Allstar Financial Group? Allstar Financial Group is a trusted Managing General Underwriter and E&S Broker with deep experience in contractor risk placement. Our small business solutions division is built to support independent agents with fast quoting, knowledgeable underwriters, and access to multiple quality carriers. Whether you're working on a single artisan policy or a bundled package for a growing contractor, we streamline the process and help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized artisan contractors, including electricians, plumbers, HVAC techs, painters, roofers, and general remodelers. Can the program accommodate uninsured subcontractors?Yes, accounts with uninsured subcontractors can be considered based on underwriting review. Is this coverage available on an admitted basis?No, most coverage is placed on a non-admitted basis to provide greater flexibility in terms and structure. In which states is this program available?The program is available in most states, with a core focus on AL, GA, LA, MS, NC, SC, TN, and VA. Are project-specific policies available?Yes, we offer project-specific policies and can tailor coverage to meet the needs of individual jobs or contracts. Need help placing an account? Connect with a market specialist.

Bars and Taverns Insurance Program from Allstar Financial Group Allstar Financial Group’s Bars/Taverns Insurance Program is designed specifically for independent agents looking to place coverage for hospitality businesses with liquor exposures. Through our specialized underwriting division, Allstar Underwriters, we offer a comprehensive suite of coverages tailored to the unique risk profile of bars, taverns, pubs, and similar establishments. Our program provides flexible options that include Property, Casualty, Liquor Liability, and Umbrella coverage. Whether you’re quoting a small neighborhood bar or a larger venue with entertainment and food service, our streamlined process makes it easy to quote, bind, and serve your retail clients efficiently. Ideal Accounts and Appetite This program is a solid fit for: Bars and taverns with or without food service Establishments offering live music, DJs, or entertainment Hospitality risks needing Liquor Liability coverage Accounts in need of monoline or package options We also write a wide variety of associated risk types through our broader underwriting capabilities, including retail, wholesale, contractors, institutional, habitational, offices, and vacancies. However, the focus of this program is liquor-serving establishments. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Monoline or package policy options No coinsurance options available (based on risk type) Optional enhancements such as equipment breakdown Casualty Coverage Monoline or packaged with other coverages Minimum premium starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Coverage for uninsured subcontractors Optional endorsements including: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project/Per Location Aggregate Hired & Non-Owned Auto (for certain classes) Miscellaneous Professional (for certain classes) Liquor Liability Limits from $100K/$100K up to $1 million/$2 million Available as a monoline or package Assault and Battery coverage follows GL form Available in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premium starting at $750 Available on a supported or unsupported basis Underwriting Notes and Minimum Premiums Minimum premiums vary based on the type and size of the account, with entry points starting as low as $500 for General Liability. For Umbrella coverage, the minimum premium starts at $750. Underlying policy requirements include: Auto or GL carriers rated A-VI or better by AM Best Employers Liability carriers rated B++ or better GL limits must be at least $1 million/$2 million/$2 million Territories and Availability This program is available in the following states: Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Most coverages are available on a non-admitted basis across these territories, subject to state-specific eligibility. Why Work with Allstar Financial Group? Allstar Financial Group is a trusted Managing General Underwriter and Excess & Surplus Lines Broker with access to multiple carriers and markets. Our underwriting team understands the nuances of hospitality risks and is committed to providing fast, responsive service to our agency partners. Whether you're placing a new bar opening in Georgia or renewing a long-time tavern client in North Carolina, we offer the tools and expertise to help you succeed. Let us help you deliver tailored insurance solutions for your bar and tavern clients—quickly and efficiently. Contact Allstar Underwriters to get started today. Frequently Asked Questions What types of accounts are a good fit for this Bars/Taverns Insurance program?This program is ideal for bars, taverns, pubs, and similar establishments with liquor liability exposures, especially those that offer food service or live entertainment. Can I write liquor liability as a monoline policy?Yes, liquor liability can be written on a monoline or package basis, with limits available up to $1 million/$2 million in select states. What is the minimum premium for this program?Minimum premiums start at $500 for General Liability and $750 for Umbrella coverage, but final pricing varies depending on the risk type and location. Is this program available in admitted or non-admitted markets?Most coverages are offered on a non-admitted basis through highly rated carriers, subject to state availability and eligibility. Which states is this program available in?The program is currently available in AL, GA, LA, MS, NC, SC, TN, and VA. Need help placing an account? Connect with a market specialist.

Thank you for contacting Allstar Financial Group regarding Habitational Property Insurance Risks. As a Managing General Agency and Excess & Surplus lines broker representing multiple national carriers, Allstar provides agents with admitted-package options when available and broad E&S capacity for challenging habitational risks. Overview — Habitational Property Insurance Risks from Allstar Financial Group Allstar places habitational property programs that combine property, general liability, automobile liability and workers' compensation — either as admitted packages (where available) or as custom E&S placements. We also offer stand-alone General Liability, Property, and Professional Liability policies. Our underwriting team focuses on timely, creative market options for accounts that need capacity outside the standard admitted marketplace. Ideal Accounts and Target Classes TARGET CLASSES: Apartments, Condominiums (including owner-occupied with rental), Hotels & Motels, Dwelling Fire We will also consider habitational risks with: - Low occupancy - Multiple occupants - Vacant property (multiple years vacant acceptable) - Extended-stay and similar exposures Coverage Highlights and Advantages - Broad placement options: admitted packages where available and robust E&S appetite for higher-risk or non-standard habitational properties. - Stand-alone and package flexibility: separate General Liability quotes are available when needed. - Coastal capacity available for eligible accounts. Underwriting Notes and Minimum Premiums Forms: ACORD and program supplementals are required on submission. Underwriting is driven by property condition, occupancy, protection measures, and loss history. Minimum premium levels vary by carrier and state—please contact an Allstar underwriter for specific minimums and program eligibility. Territories and Availability Available through Allstar Financial Group in: AL, GA, NC, SC, TN, and VA. Many placements are written non-admitted / E&S depending on carrier appetite and state regulations; admitted options may be available in select circumstances. Why Work With Allstar Financial Group on Habitational Risks Allstar combines wholesale distribution experience with direct carrier relationships to place habitational accounts that are difficult to place in standard markets. Our underwriters provide quick turnaround on submissions, flexible structuring, and access to multiple carriers so you can compare options and secure capacity for your clients. Example accounts that fit this program - A mid-size apartment complex with a recent roofing update but a marginal loss history where standard admitted markets declined — E&S placement with tailored liability limits and property coverage. - A small extended-stay hotel with mixed occupancy and historical vacancy for some units — separate GL and property options can be quoted to match exposure. Contact one of our experienced underwriters at Allstar Financial Group about your habitational property insurance needs today. Forms: ACORD/Supplementals Separate quotes for General Liability coverage available Coastal Capacity Available Frequently Asked Questions What types of habitational accounts does Allstar want?Allstar targets apartments, condominiums (including rental exposures), hotels & motels, and dwelling fire risks. We also consider accounts with low occupancy, multiple occupants, extended-stay exposures, and properties that have been vacant for multiple years. Are vacant properties eligible?Yes. Vacant properties can be considered and, in many cases, multiple years vacant is acceptable. Eligibility and terms depend on property condition, loss history, and the carrier’s appetite. What submission materials do you require?Provide ACORD applications and any program supplementals, current loss runs, occupancy details, protection class, and photos or inspection reports where available. Additional carrier-specific items may be requested during underwriting. Which states and placement types are supported?Allstar places habitational business in AL, GA, NC, SC, TN, and VA. Many placements are handled on a non-admitted / E&S basis, with admitted options possible depending on carrier and state. Need help placing an account? Connect with a market specialist.

Buildings with Renovations Insurance Allstar Financial Group offers customized insurance solutions for buildings undergoing renovations through its specialized underwriting division, Allstar Underwriters. This program is designed to address the unique risks associated with properties under construction or renovation, providing agents and brokers with flexible options to protect their commercial clients during transitional phases of property improvement. Ideal Accounts and Appetite This program is built for properties that are either currently being renovated or are scheduled for upgrades. Acceptable risk types include: Contractors Habitational properties (apartments, condos) Office buildings Vacant properties Retail and wholesale spaces Institutional properties Whether your client owns a vacant building awaiting renovation or a mixed-use structure undergoing upgrades while partially occupied, Allstar can help you find the right coverage structure to match the risk profile. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or package policies No coinsurance options (may vary by risk) Optional enhancements for broader protection Equipment breakdown coverage available Casualty Coverage Monoline or package availability Minimum premiums starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Options for accounts with uninsured subcontractors Optional General Liability Enhancements: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory endorsement Per Project/Per Location Aggregate Hired & Non-Owned Auto (certain classes) Miscellaneous Professional Liability (certain classes) Umbrella Coverage Limits up to $5 million Minimum premiums starting at $750 Both supported and unsupported umbrellas available Underwriting Notes and Minimum Premiums The program is underwritten by multiple carriers rated A-VI or better by AM Best for Auto and General Liability, and B++ or better for Employers Liability. Underlying General Liability limits of $1 million/$2 million/$2 million are required. Minimum premiums vary by risk type, but start as low as $500 for casualty and $750 for umbrella coverage. Territories and Availability Allstar’s Buildings with Renovations Insurance program is available in most states, with a strong focus on the Southeastern U.S., including: Alabama Georgia Louisiana Mississippi North Carolina South Carolina Tennessee Virginia Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar brings decades of underwriting expertise and market access to agents and brokers. Their small business solutions team streamlines the quoting and binding process, making it easier for you to place complex renovation risks quickly and efficiently. Whether you're working with a contractor renovating a retail plaza or a property owner updating a vacant apartment building, Allstar provides flexible, competitive solutions backed by knowledgeable underwriters. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for buildings under renovation, including vacant properties, habitational units, retail, wholesale, and institutional buildings. Contractors and property owners involved in upgrade projects are strong fits. Can I submit risks with uninsured subcontractors?Yes, the casualty coverage includes options for accounts that use uninsured subcontractors, although additional underwriting may apply. Is this program available for monoline coverage?Yes, both property and casualty coverages are available on a monoline or package basis, giving you flexibility based on your client's needs. What is the minimum premium for this program?Minimum premiums start at $500 for casualty and $750 for umbrella coverage, though final pricing depends on the risk profile and coverage selected. Which states is this program available in?This program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA. Need help placing an account? Connect with a market specialist.

Club Insurance Allstar Financial Group, through its Allstar Underwriters division, offers a Club Insurance program tailored for agents and brokers placing club and hospitality risks. With access to multiple carriers and streamlined underwriting, the program helps you quickly quote and bind coverage for small to mid-sized nightclubs, bars, private clubs, and similar venues. Whether your insured operates a nightclub, bar, social club, or private event venue, Allstar’s Club Insurance program provides a full range of property, casualty, liquor liability, and umbrella solutions. The program is available in AL, GA, LA, MS, NC, SC, TN, and VA, and most coverages are offered on a non-admitted basis. Ideal Accounts and Appetite Allstar targets a broad set of commercial risks that align with club operations and their common exposures, including: Nightclubs and dance venues Private and membership-only clubs Bars and lounges (with or without entertainment) Event venues and mixed-use hospitality spaces Beyond traditional clubs, the program can accommodate select contractors, retail and wholesale tenants, habitational properties, offices, vacant buildings, and institutional facilities depending on the coverage line and risk characteristics. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged coverage No coinsurance options where appropriate (subject to underwriting) Optional enhancements such as equipment breakdown Casualty Coverage Monoline or packaged options Minimum premium starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Coverage for uninsured subcontractors Optional enhancements include: Blanket Additional Insureds Waiver of Subrogation Primary & Non-Contributory wording Per Project / Per Location Aggregate Hired & Non-Owned Auto (for certain classes) Miscellaneous Professional (for certain classes) Liquor Liability Limits from $100K/$100K up to $1M/$2M Available as monoline or part of a package Assault & Battery coverage follows the general liability form Offered in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premium starting at $750 Available on both supported and unsupported bases Underlying carrier requirements: A-VI or better for Auto/GL; B++ or better for Employers Liability Required GL underlying limits typically $1M/$2M/$2M Underwriting Notes and Minimum Premiums Allstar focuses on flexible, efficient handling of small to mid-sized accounts. Minimum premiums vary by line and risk; casualty coverage minimums start around $500 and umbrella minimums around $750. Underwriters work with agents to determine eligibility, available enhancements, and any state-specific considerations. Territories and Availability The Club Insurance program is offered in the following states: Alabama (AL) Georgia (GA) Louisiana (LA) Mississippi (MS) North Carolina (NC) South Carolina (SC) Tennessee (TN) Virginia (VA) Most coverages are placed non-admitted with carriers rated A- or better. Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar combines underwriting expertise with broad market access. The Club Insurance program is backed by multiple carriers and built for quick quoting, flexible terms, and practical endorsements that meet common hospitality exposures. You might have a client who runs a busy nightclub that needs liquor liability with assault & battery and an umbrella layer, or a private club seeking a packaged policy that includes property, general liability, and optional equipment breakdown. Allstar’s small business underwriting team is available to help structure terms and move business efficiently. Need help placing an account? Connect with a market specialist.

General Contractor Insurance Allstar Financial Group, through its Allstar Underwriters division, provides a flexible and competitive General Contractor Insurance program tailored for independent agents and brokers. Built to address the complex liability exposures of general contractors, the program gives agents access to casualty and umbrella solutions with customizable endorsements and project-specific wording when needed. Overview of the Program Allstar’s General Contractor Insurance program is designed for agents placing small- to mid-sized construction risks. Whether the insured manages residential single-family projects, multi-unit habitational work, or light commercial renovation, Allstar offers market access, flexible underwriting, and the policy forms often required by project owners and GC clients. Operating as a Managing General Underwriter (MGU) and an Excess & Surplus Lines broker, Allstar works with multiple carriers to provide broader coverage options than typical admitted markets. The program is available in most states, with a strong footprint in AL, GA, LA, MS, NC, SC, and VA, and offers both admitted and non-admitted placements depending on the risk and location. Target Classes and Risk Appetite This program fits a wide range of contractor-related operations, including: General contractors (residential and commercial) Habitational risks (apartments, condos, multi-family) Retail and wholesale tenant fit-outs Office and light institutional projects Limited vacant building exposures (select classes) You might have a client who manages a portfolio of small commercial renovations or oversees mixed-use residential projects — Allstar can provide project-specific liability coverage and endorsements to match those exposures. Casualty Coverage Highlights Available as monoline or within a package Minimum premium levels start around $500 (varies by class) Primary liability limits available up to $5 million per occurrence/aggregate Project-specific and per-project policies available Options to address uninsured subcontractor exposures (subject to underwriting) Common enhanced endorsements offered: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project / Per Location Aggregate Hired & Non-Owned Auto (select classes) Miscellaneous Professional Liability (select classes) Umbrella Coverage Highlights Limits available up to $5 million Minimum umbrella premiums start around $750 (varies by account) Supported and unsupported umbrella structures available Underlying Requirements: AM Best A-VI or better for Auto or General Liability AM Best B++ or better for Employer’s Liability Typical GL limits required: $1M / $2M / $2M Underwriting and Submission Notes Allstar’s underwriting team, including its Small Business Solutions division, focuses on quick reviews and practical binding options for construction risks. Expect responsive turnaround, flexible minimum premiums by class, and the ability to structure project-specific or location-specific aggregates. Include ACORD applications, loss runs, and project details for the fastest review. States and Availability The program is available in most states, with strong market activity in AL, GA, LA, MS, NC, SC, and VA. Allstar places both admitted and non-admitted coverage depending on the risk profile, limits needed, and state filing requirements. Why Work With Allstar Financial Group? Allstar brings decades of underwriting experience and a reputation for responsive service. As an MGU and E&S broker with access to multiple carriers, the firm helps agents place complex or non-standard general contractor accounts that may be difficult to place in standard markets. Their focus on construction-related risks, project-specific wording, and enhanced certificate operations makes them a useful partner when clients need tailored liability and umbrella solutions. Frequently Asked Questions What types of accounts are a good fit for this General Contractor Insurance program?This program is ideal for residential and commercial general contractors, including those working on habitational, retail, institutional, and mixed-use projects. Are project-specific policies available?Yes. Allstar offers project-specific policies and per-project aggregates to match the needs of individual construction jobs. What is the minimum premium for coverage?Casualty minimums generally start near $500 and umbrella minimums near $750, though actual minimums vary by class and account characteristics. Is coverage available for uninsured subcontractors?Options to address uninsured subcontractor exposures are available, subject to underwriting review and approval. In which states is this program available?The program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, and VA. Admitted or non-admitted placement depends on the specific risk and state. Need help placing an account? Connect with a market specialist.

Georgia Non-Resident Trappers Bond Allstar Financial Group offers a specialized surety solution for agents seeking to help clients obtain a Georgia Non-Resident Trappers Bond. This bond is required for individuals or businesses located outside Georgia who wish to trap furbearing animals within the state. The bond ensures compliance with Georgia’s trapping regulations and protects the state and public from potential violations. Ideal Accounts and Appetite This program is ideal for: Non-resident individuals who trap as a hobby or for supplemental income Professional trappers operating seasonally in Georgia Out-of-state wildlife control businesses expanding services into Georgia Whether your client is a solo trapper or a small business with employees, Allstar can help you meet the bonding requirements efficiently. Coverage Highlights and Advantages Meets the Georgia Department of Natural Resources bonding requirement for non-resident trappers Protects the state against financial loss due to non-compliance by the bonded party Streamlined application and processing through experienced surety underwriters Access to a variety of markets to help you get competitive terms for your client Underwriting Notes and Minimum Premiums Minimum premiums vary based on applicant history, size of the bond, and underwriting risk. Allstar’s underwriters work closely with agents to offer fair pricing and fast turnaround. Credit history and business background may be considered in the underwriting process. Territories and Availability This program is available exclusively for trapping activities conducted in Georgia by non-residents. Allstar has access to admitted markets in some states, though availability may vary based on the applicant’s home state and risk profile. Why Work With Allstar Financial Group As a trusted Managing General Agency (MGA), Allstar Financial Group brings years of experience in surety and specialty bonding. With access to multiple carriers and a dedicated team of knowledgeable underwriters, agents benefit from a responsive, service-driven approach to placing their clients’ unique bond needs. You might have a client who lives in Alabama and traps seasonally in Georgia. They need to meet Georgia’s bond requirement quickly to begin the season. Allstar can help you get that bond placed efficiently with competitive terms. For more information or to discuss a submission, contact an Allstar underwriter today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for individuals or small businesses located outside Georgia who trap furbearing animals within the state, whether professionally or recreationally. Is this bond required for every out-of-state trapper?Yes, the Georgia Department of Natural Resources requires non-resident trappers to post a bond to ensure compliance with state laws. What underwriting information is typically needed?Applicants may need to provide basic personal or business information, financial history, and past compliance records. Credit checks may apply. How quickly can this bond be issued?Turnaround times are generally fast. Once all required information is submitted, bonds can often be issued in a matter of days. Can I get this bond for a client in another state?Yes, as long as the client is a non-resident of Georgia and plans to trap within Georgia, this bond can be placed regardless of their home state. Need help placing an account? Connect with a market specialist.

Architects and Engineers - Professional Liability Insurance Allstar Financial Group offers a comprehensive Professional Liability program tailored specifically for architects, engineers, and related design professionals. Whether your client is a sole proprietor or a mid-sized firm, this program is designed to help mitigate the professional risks that come with designing, engineering, and consulting on complex projects. Ideal Accounts and Appetite Allstar's Architects and Engineers Professional Liability program is well-suited for a broad range of professionals in the design and construction space, including but not limited to: Acoustical Engineers Alarm System Designers Architects Archeologists Building Inspectors Civil and Electrical Engineers Construction Managers Design/Build Contractors Draftsmen Elevator Consultants Environmental Risk Consultants Fire Sprinkler Designers Golf Course Designers LEED Design & Certification Professionals Lighting and Equipment Designers Marine Surveyors OSHA Consultants Expert Witnesses ...and many more. If you have clients involved in specialized or emerging design disciplines, Allstar may have solutions to fit their needs. Coverage Highlights and Advantages Professional Liability – Claims-Made Basis Primary and Excess Limits Available Practice Policies and Project-Specific Policies Admitted and Non-Admitted Options Coverage through A-rated carriers Whether your client needs ongoing coverage for their entire practice or coverage tailored to one specific project, Allstar can deliver flexible solutions that align with their risk profile. Underwriting Notes and Minimum Premiums Minimum premiums vary based on class, size, and scope of operations. Allstar Underwriters is equipped to evaluate a wide range of risk profiles, including start-ups and niche practices. Submissions should include current applications, loss runs, and resumes or project lists when applicable. Territories and Availability This program is available to licensed agents and brokers in the following states: Alabama, Florida, Georgia, Hawaii, Indiana, Louisiana, Mississippi, North Carolina, South Carolina, and Tennessee. Why Work With Allstar Financial Group? As a Managing General Agency and Excess & Surplus Lines Broker, Allstar Financial Group brings decades of underwriting expertise and strong market access to every submission. With both admitted and non-admitted carrier options, Allstar offers the flexibility and responsiveness agents need to place complex architect and engineer accounts with confidence. Contact one of our experienced underwriters today to discuss your next Architects and Engineers Professional Liability opportunity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for architects, engineers, construction managers, and other design professionals, including firms involved in specialty areas like LEED certification, lighting design, and environmental consulting. Is coverage available for both practice-wide and project-specific needs?Yes. Allstar offers both practice policies and project-specific policies to accommodate ongoing business operations or individual project requirements. Are both admitted and non-admitted options available?Yes. Allstar works with A-rated carriers offering both admitted and non-admitted paper, providing flexibility based on your client’s needs and location. What information is needed to submit a risk?Typical submissions should include a completed application, recent loss runs, and details about the insured’s experience and project types. Which states is this program available in?This program is currently available in AL, FL, GA, HI, IN, LA, MS, NC, SC, and TN. Need help placing an account? Connect with a market specialist.