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The MexiPass Automobile Special PLUS Program is a high-quality automobile insurance solution designed specifically for U.S. residents traveling to Mexico. Offered by MexiPass International Insurance Services, a trusted Managing General Agency, this program provides U.S.-style policy coverage tailored for cross-border travel into Mexico. Overview of the Program From MexiPass The MAS PLUS policy goes beyond the typical Mexican auto insurance offerings. It is built to mirror the structure and language of U.S. Personal Auto Policies, making it easier for agents and insureds to understand. Underwritten by AIG – Mexico, a member of one of the most recognized global insurance carriers, this program delivers comprehensive protection and peace of mind for your clients driving in Mexico. Ideal Accounts and Appetite This program is ideal for U.S.-based individuals and families who regularly travel to Mexico by car—whether for vacation, work, or visiting relatives. It is a strong fit for clients seeking coverage that aligns with U.S. standards while driving in Mexico. You might have a client who owns a second home in Baja or someone taking a road trip from Arizona to the beaches of Mexico—these are perfect candidates for the MAS PLUS policy. Coverage Highlights and Advantages MAS stands for “More Automobile Coverage” and includes: Broad Liability Coverage, including Passenger Liability, Legal Defense, and Bail Bonds Medical Payments Uninsured Motorist Protection Comprehensive Coverage with Partial Theft Collision Coverage Towing & Labor Reimbursement PLUS refers to the exclusive Travel Protection Section, automatically included at no extra cost. This valuable add-on provides: Accidental Death, Funeral Expenses, and Repatriation of Remains Medical Expense Coverage for accidents or illnesses (hospital, treatment, evacuation) Emergency Assistance Services (Towing, Tire Repair, Battery Charge, Fuel Delivery) Travel Support such as Car Rental, Hotel Room, Airline Ticket to Final Destination, and Policy Term Extension Underwriting Notes and Minimum Premiums The MAS PLUS program is written on a non-admitted basis and backed by AIG – Mexico. While minimum premium details may vary per account, this program is structured to provide high-value coverage at a reasonable cost, especially considering the added travel protection benefits. Territories and Availability This program is available to agents and brokers across most of the U.S., including but not limited to CA, TX, AZ, NM, FL, IL, and NY. In total, the product is offered in 50 states and Washington, D.C., providing wide accessibility for agents supporting clients with cross-border travel needs. Why Work With MexiPass MexiPass specializes in delivering U.S.-style insurance solutions for clients traveling to or residing in Mexico. Their deep expertise in cross-border risks, combined with top-tier underwriting from AIG – Mexico, gives agents confidence in placing business. MexiPass policies are designed for clarity and comfort, using familiar formats for both producers and insureds. You can rely on them for responsive service, solid claims support, and a comprehensive product that stands out in the marketplace. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include U.S. residents who drive their vehicles into Mexico for vacation, business, or family visits. It’s especially suited for clients who expect U.S.-style coverage and service while traveling in Mexico. What makes the MAS PLUS policy different from standard Mexican auto insurance?This program mirrors the coverage and language of U.S. personal auto policies, offering broader protections and an exclusive travel protection section at no additional cost. Is the MAS PLUS program admitted?No, the program is written on a non-admitted basis by AIG – Mexico, a member of the AIG global insurance group. Can I place business in all 50 states?Yes, this program is available in all 50 states and Washington, D.C., making it easy for agents nationwide to offer this coverage to qualifying clients. Does the policy include travel-related assistance?Yes, the PLUS section of the policy includes emergency assistance such as towing, car rental, hotel stays, and even airline tickets, all designed to support travelers experiencing issues while in Mexico. Need help placing an account? Connect with a market specialist.

Apartment/Condo Insurance Allstar Financial Group offers Apartment/Condo Property, Casualty and Umbrella coverages designed for independent agents and brokers who need a responsive small-business wholesaler. Our small business solutions division streamlines quoting and binding for apartment and condominium risks. Contact one of our underwriters to discuss specific program options or to get a quote. Overview of the Program This program provides flexible property, general liability and excess/umbrella solutions for habitational and mixed-use locations. Coverages are available as monoline or packaged policies, with optional enhancements and project-specific wording where appropriate. Limits and endorsements are designed to help agents place common habitational exposures as well as contractor-related risks at residential and commercial locations. Ideal Accounts and Appetite Habitational: apartment buildings, condominium associations and small to mid-size residential complexes Contractors working on habitational projects (project-specific policies available) Mixed-use locations: retail/office units with residential components Vacant or seasonal properties (class-by-class underwriting review) Wholesale/retail or institutional occupancies that are co-located with residential units Coverage Highlights and Advantages Property Coverage Highlights Total Insurable Value (TIV) up to $5,000,000 per location Monoline or package options No-coinsurance options available (may vary by risk type) Optional coverage enhancements and endorsements Equipment breakdown coverage available Casualty (GL) Highlights Monoline or package placements Minimum premium starting at $500 Primary limits up to $5,000,000 / $5,000,000 Project-specific and per-project/per-location aggregate options Uninsured subcontractor wording where appropriate Optional enhancements including blanket additional insured, waiver of subrogation, primary/non-contributory wording, hired & non-owned auto (certain classes), and miscellaneous professional liability (certain classes) Umbrella Coverage Highlights Limits available up to $5,000,000 Minimum premium starting at $750 Supported and unsupported umbrella structures Underlying requirements: AM Best A-VI or better for auto or GL carriers; AM Best B++ or better for employers’ liability; typical GL underlying limits $1M / $2M / $2M Underwriting Notes and Minimums Typical minimum premiums: GL from $500; umbrella from $750 (program minimums may vary by state and class) Project-specific policies are available for contractor exposures and renovation projects—identify scope and contract requirements on submission Availability of no-coinsurance, equipment breakdown and other endorsements depends on occupancy, protection class and specific exposures Some classes (vacancies, certain contractor operations) will be considered on a case-by-case basis and may require supplemental information Territories and Availability This program is available in the following states: AL, GA, NC, SC, TN, VA. Coverage is offered in admitted and non-admitted markets as appropriate—availability and terms may vary by state and risk characteristics. Why Work With Allstar Financial Group on Apartment/Condo Business Specialized small-business underwriting focused on habitational and contractor exposures Flexible packaging and optional endorsements to match policyholder needs Ability to handle project-specific placements and per-location aggregates Responsive underwriting team to help with quick quotes and bind requests Frequently Asked Questions What types of accounts are a good fit for this Apartment/Condo program?Accounts that typically fit include small to mid-size apartment buildings, condominium associations, mixed-use properties with residential units, and contractor projects tied to habitational work. Vacancies and some contractor classes are considered with additional underwriting information. What are the key limits and minimums I should expect on submissions?Property placements accept TIVs up to $5M per location. General liability minimum premium typically starts at $500; umbrella minimums typically start at $750. Primary GL limits can go up to $5M / $5M depending on the exposure. Which endorsements and enhancements are available?Options include no-coinsurance, equipment breakdown, blanket additional insured, waiver of subrogation, primary/non-contributory wording, per-project/per-location aggregates, hired & non-owned auto and miscellaneous professional (for certain classes). Availability depends on class and state. What information should I include with a submission to speed underwriting?Provide current loss runs (five years preferred), property values and protection information, details of contracts or project scope for contractor accounts, occupancy and unit mix, and any prior inspections or mitigation efforts. Clear documentation of contractual additional insured or waiver of subrogation requirements helps underwriters evaluate terms faster. Need help placing an account? Connect with a market specialist.

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania. Targeted Classes Include: Pleasure & Business Aircraft Flight Schools Helicopters Airport & Heliport Liability Aviation Products & Manufacturers Fixed Based Operators Charter Operators Powerline/Pipeline Patrol Hangars Space Satellites & Aerial Applications Coverages: Casualty Property & Contents Hull Workers' Compensation

General Contractor Insurance Allstar Financial Group, through its Allstar Underwriters division, provides a flexible and competitive General Contractor Insurance program tailored for independent agents and brokers. Built to address the complex liability exposures of general contractors, the program gives agents access to casualty and umbrella solutions with customizable endorsements and project-specific wording when needed. Overview of the Program Allstar’s General Contractor Insurance program is designed for agents placing small- to mid-sized construction risks. Whether the insured manages residential single-family projects, multi-unit habitational work, or light commercial renovation, Allstar offers market access, flexible underwriting, and the policy forms often required by project owners and GC clients. Operating as a Managing General Underwriter (MGU) and an Excess & Surplus Lines broker, Allstar works with multiple carriers to provide broader coverage options than typical admitted markets. The program is available in most states, with a strong footprint in AL, GA, LA, MS, NC, SC, and VA, and offers both admitted and non-admitted placements depending on the risk and location. Target Classes and Risk Appetite This program fits a wide range of contractor-related operations, including: General contractors (residential and commercial) Habitational risks (apartments, condos, multi-family) Retail and wholesale tenant fit-outs Office and light institutional projects Limited vacant building exposures (select classes) You might have a client who manages a portfolio of small commercial renovations or oversees mixed-use residential projects — Allstar can provide project-specific liability coverage and endorsements to match those exposures. Casualty Coverage Highlights Available as monoline or within a package Minimum premium levels start around $500 (varies by class) Primary liability limits available up to $5 million per occurrence/aggregate Project-specific and per-project policies available Options to address uninsured subcontractor exposures (subject to underwriting) Common enhanced endorsements offered: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project / Per Location Aggregate Hired & Non-Owned Auto (select classes) Miscellaneous Professional Liability (select classes) Umbrella Coverage Highlights Limits available up to $5 million Minimum umbrella premiums start around $750 (varies by account) Supported and unsupported umbrella structures available Underlying Requirements: AM Best A-VI or better for Auto or General Liability AM Best B++ or better for Employer’s Liability Typical GL limits required: $1M / $2M / $2M Underwriting and Submission Notes Allstar’s underwriting team, including its Small Business Solutions division, focuses on quick reviews and practical binding options for construction risks. Expect responsive turnaround, flexible minimum premiums by class, and the ability to structure project-specific or location-specific aggregates. Include ACORD applications, loss runs, and project details for the fastest review. States and Availability The program is available in most states, with strong market activity in AL, GA, LA, MS, NC, SC, and VA. Allstar places both admitted and non-admitted coverage depending on the risk profile, limits needed, and state filing requirements. Why Work With Allstar Financial Group? Allstar brings decades of underwriting experience and a reputation for responsive service. As an MGU and E&S broker with access to multiple carriers, the firm helps agents place complex or non-standard general contractor accounts that may be difficult to place in standard markets. Their focus on construction-related risks, project-specific wording, and enhanced certificate operations makes them a useful partner when clients need tailored liability and umbrella solutions. Frequently Asked Questions What types of accounts are a good fit for this General Contractor Insurance program?This program is ideal for residential and commercial general contractors, including those working on habitational, retail, institutional, and mixed-use projects. Are project-specific policies available?Yes. Allstar offers project-specific policies and per-project aggregates to match the needs of individual construction jobs. What is the minimum premium for coverage?Casualty minimums generally start near $500 and umbrella minimums near $750, though actual minimums vary by class and account characteristics. Is coverage available for uninsured subcontractors?Options to address uninsured subcontractor exposures are available, subject to underwriting review and approval. In which states is this program available?The program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, and VA. Admitted or non-admitted placement depends on the specific risk and state. Need help placing an account? Connect with a market specialist.

Architects and Engineers - Professional Liability Insurance Allstar Financial Group offers a comprehensive Professional Liability program tailored specifically for architects, engineers, and related design professionals. Whether your client is a sole proprietor or a mid-sized firm, this program is designed to help mitigate the professional risks that come with designing, engineering, and consulting on complex projects. Ideal Accounts and Appetite Allstar's Architects and Engineers Professional Liability program is well-suited for a broad range of professionals in the design and construction space, including but not limited to: Acoustical Engineers Alarm System Designers Architects Archeologists Building Inspectors Civil and Electrical Engineers Construction Managers Design/Build Contractors Draftsmen Elevator Consultants Environmental Risk Consultants Fire Sprinkler Designers Golf Course Designers LEED Design & Certification Professionals Lighting and Equipment Designers Marine Surveyors OSHA Consultants Expert Witnesses ...and many more. If you have clients involved in specialized or emerging design disciplines, Allstar may have solutions to fit their needs. Coverage Highlights and Advantages Professional Liability – Claims-Made Basis Primary and Excess Limits Available Practice Policies and Project-Specific Policies Admitted and Non-Admitted Options Coverage through A-rated carriers Whether your client needs ongoing coverage for their entire practice or coverage tailored to one specific project, Allstar can deliver flexible solutions that align with their risk profile. Underwriting Notes and Minimum Premiums Minimum premiums vary based on class, size, and scope of operations. Allstar Underwriters is equipped to evaluate a wide range of risk profiles, including start-ups and niche practices. Submissions should include current applications, loss runs, and resumes or project lists when applicable. Territories and Availability This program is available to licensed agents and brokers in the following states: Alabama, Florida, Georgia, Hawaii, Indiana, Louisiana, Mississippi, North Carolina, South Carolina, and Tennessee. Why Work With Allstar Financial Group? As a Managing General Agency and Excess & Surplus Lines Broker, Allstar Financial Group brings decades of underwriting expertise and strong market access to every submission. With both admitted and non-admitted carrier options, Allstar offers the flexibility and responsiveness agents need to place complex architect and engineer accounts with confidence. Contact one of our experienced underwriters today to discuss your next Architects and Engineers Professional Liability opportunity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for architects, engineers, construction managers, and other design professionals, including firms involved in specialty areas like LEED certification, lighting design, and environmental consulting. Is coverage available for both practice-wide and project-specific needs?Yes. Allstar offers both practice policies and project-specific policies to accommodate ongoing business operations or individual project requirements. Are both admitted and non-admitted options available?Yes. Allstar works with A-rated carriers offering both admitted and non-admitted paper, providing flexibility based on your client’s needs and location. What information is needed to submit a risk?Typical submissions should include a completed application, recent loss runs, and details about the insured’s experience and project types. Which states is this program available in?This program is currently available in AL, FL, GA, HI, IN, LA, MS, NC, SC, and TN. Need help placing an account? Connect with a market specialist.

Artisan Contractors Insurance Allstar Financial Group’s Artisan Contractors Insurance program, offered through Allstar Underwriters, is designed for independent agents and brokers seeking comprehensive and flexible coverage options for small to mid-sized artisan contractor clients. With access to multiple carriers and tailored underwriting expertise, we make it seamless to quote, bind, and service policies across a broad range of trades and project types. Ideal Accounts and Appetite Our program is an excellent fit for general and specialty artisan contractors involved in residential, commercial, or mixed-use projects. We welcome accounts such as: Electrical, plumbing, and HVAC contractors Carpenters, drywall installers, and painters Masonry, roofing, and flooring professionals Remodelers and small general contractors We also consider risks related to habitational, office, retail, institutional, wholesale, and vacant property exposures. Uninsured subcontractors can be considered, and policies can be tailored for project-specific needs. This program is designed for agents with clients who need a responsive market for both straightforward and more nuanced construction risks. Coverage Highlights and Advantages Casualty Coverage: Available as monoline or package policies Minimum premiums starting at $500 Primary limits available up to $5M/$5M Project-specific policies available Optional coverage enhancements including: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project/Per Location Aggregates Hired & Non-Owned Auto (select classes) Misc. Professional Liability (select classes) Umbrella Coverage: Limits up to $5 million Minimum premiums starting at $750 Available on a supported or unsupported basis Umbrella policies require underlying carriers with AM Best ratings of A-VI or better for Auto/GL and B++ or better for Employers Liability. GL limits of $1M/$2M/$2M are required. Underwriting Highlights and Minimum Premiums Our underwriting team focuses on responsiveness and flexibility. Minimum premiums vary by class and coverage, starting at $500 for casualty and $750 for umbrella. We work with agents to find the right structure for each account, whether it’s a standalone policy or a complete package. Example: You might have a contractor client specializing in residential remodeling who uses a few uninsured subcontractors. Our program can accommodate this setup while offering the coverage enhancements needed to satisfy project owner requirements. Territories and Market Availability This program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA. We operate on a non-admitted basis, giving us the flexibility to tailor solutions outside the standard market. Why Work With Allstar Financial Group? Allstar Financial Group is a trusted Managing General Underwriter and E&S Broker with deep experience in contractor risk placement. Our small business solutions division is built to support independent agents with fast quoting, knowledgeable underwriters, and access to multiple quality carriers. Whether you're working on a single artisan policy or a bundled package for a growing contractor, we streamline the process and help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized artisan contractors, including electricians, plumbers, HVAC techs, painters, roofers, and general remodelers. Can the program accommodate uninsured subcontractors?Yes, accounts with uninsured subcontractors can be considered based on underwriting review. Is this coverage available on an admitted basis?No, most coverage is placed on a non-admitted basis to provide greater flexibility in terms and structure. In which states is this program available?The program is available in most states, with a core focus on AL, GA, LA, MS, NC, SC, TN, and VA. Are project-specific policies available?Yes, we offer project-specific policies and can tailor coverage to meet the needs of individual jobs or contracts. Need help placing an account? Connect with a market specialist.

Georgia Non-Resident Trappers Bond Allstar Financial Group offers a specialized surety solution for agents seeking to help clients obtain a Georgia Non-Resident Trappers Bond. This bond is required for individuals or businesses located outside Georgia who wish to trap furbearing animals within the state. The bond ensures compliance with Georgia’s trapping regulations and protects the state and public from potential violations. Ideal Accounts and Appetite This program is ideal for: Non-resident individuals who trap as a hobby or for supplemental income Professional trappers operating seasonally in Georgia Out-of-state wildlife control businesses expanding services into Georgia Whether your client is a solo trapper or a small business with employees, Allstar can help you meet the bonding requirements efficiently. Coverage Highlights and Advantages Meets the Georgia Department of Natural Resources bonding requirement for non-resident trappers Protects the state against financial loss due to non-compliance by the bonded party Streamlined application and processing through experienced surety underwriters Access to a variety of markets to help you get competitive terms for your client Underwriting Notes and Minimum Premiums Minimum premiums vary based on applicant history, size of the bond, and underwriting risk. Allstar’s underwriters work closely with agents to offer fair pricing and fast turnaround. Credit history and business background may be considered in the underwriting process. Territories and Availability This program is available exclusively for trapping activities conducted in Georgia by non-residents. Allstar has access to admitted markets in some states, though availability may vary based on the applicant’s home state and risk profile. Why Work With Allstar Financial Group As a trusted Managing General Agency (MGA), Allstar Financial Group brings years of experience in surety and specialty bonding. With access to multiple carriers and a dedicated team of knowledgeable underwriters, agents benefit from a responsive, service-driven approach to placing their clients’ unique bond needs. You might have a client who lives in Alabama and traps seasonally in Georgia. They need to meet Georgia’s bond requirement quickly to begin the season. Allstar can help you get that bond placed efficiently with competitive terms. For more information or to discuss a submission, contact an Allstar underwriter today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for individuals or small businesses located outside Georgia who trap furbearing animals within the state, whether professionally or recreationally. Is this bond required for every out-of-state trapper?Yes, the Georgia Department of Natural Resources requires non-resident trappers to post a bond to ensure compliance with state laws. What underwriting information is typically needed?Applicants may need to provide basic personal or business information, financial history, and past compliance records. Credit checks may apply. How quickly can this bond be issued?Turnaround times are generally fast. Once all required information is submitted, bonds can often be issued in a matter of days. Can I get this bond for a client in another state?Yes, as long as the client is a non-resident of Georgia and plans to trap within Georgia, this bond can be placed regardless of their home state. Need help placing an account? Connect with a market specialist.

Club Insurance Allstar Financial Group, through its Allstar Underwriters division, offers a Club Insurance program tailored for agents and brokers placing club and hospitality risks. With access to multiple carriers and streamlined underwriting, the program helps you quickly quote and bind coverage for small to mid-sized nightclubs, bars, private clubs, and similar venues. Whether your insured operates a nightclub, bar, social club, or private event venue, Allstar’s Club Insurance program provides a full range of property, casualty, liquor liability, and umbrella solutions. The program is available in AL, GA, LA, MS, NC, SC, TN, and VA, and most coverages are offered on a non-admitted basis. Ideal Accounts and Appetite Allstar targets a broad set of commercial risks that align with club operations and their common exposures, including: Nightclubs and dance venues Private and membership-only clubs Bars and lounges (with or without entertainment) Event venues and mixed-use hospitality spaces Beyond traditional clubs, the program can accommodate select contractors, retail and wholesale tenants, habitational properties, offices, vacant buildings, and institutional facilities depending on the coverage line and risk characteristics. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged coverage No coinsurance options where appropriate (subject to underwriting) Optional enhancements such as equipment breakdown Casualty Coverage Monoline or packaged options Minimum premium starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Coverage for uninsured subcontractors Optional enhancements include: Blanket Additional Insureds Waiver of Subrogation Primary & Non-Contributory wording Per Project / Per Location Aggregate Hired & Non-Owned Auto (for certain classes) Miscellaneous Professional (for certain classes) Liquor Liability Limits from $100K/$100K up to $1M/$2M Available as monoline or part of a package Assault & Battery coverage follows the general liability form Offered in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premium starting at $750 Available on both supported and unsupported bases Underlying carrier requirements: A-VI or better for Auto/GL; B++ or better for Employers Liability Required GL underlying limits typically $1M/$2M/$2M Underwriting Notes and Minimum Premiums Allstar focuses on flexible, efficient handling of small to mid-sized accounts. Minimum premiums vary by line and risk; casualty coverage minimums start around $500 and umbrella minimums around $750. Underwriters work with agents to determine eligibility, available enhancements, and any state-specific considerations. Territories and Availability The Club Insurance program is offered in the following states: Alabama (AL) Georgia (GA) Louisiana (LA) Mississippi (MS) North Carolina (NC) South Carolina (SC) Tennessee (TN) Virginia (VA) Most coverages are placed non-admitted with carriers rated A- or better. Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar combines underwriting expertise with broad market access. The Club Insurance program is backed by multiple carriers and built for quick quoting, flexible terms, and practical endorsements that meet common hospitality exposures. You might have a client who runs a busy nightclub that needs liquor liability with assault & battery and an umbrella layer, or a private club seeking a packaged policy that includes property, general liability, and optional equipment breakdown. Allstar’s small business underwriting team is available to help structure terms and move business efficiently. Need help placing an account? Connect with a market specialist.

Church Insurance Program from Allstar Financial Group Allstar Financial Group offers a comprehensive Church Insurance program designed to meet the unique needs of religious institutions. We understand that church administrators and officers often don't have the time or expertise to navigate complex insurance requirements. That’s where we come in—our team of underwriters makes it easy for agents and brokers like you to secure tailored coverage for your church clients quickly and efficiently. Whether you're working with a small community church or a larger religious organization, our program offers flexible options that can be customized to fit a wide range of property and liability exposures. With both monoline and package solutions available, you can confidently place accounts that require property, general liability, or umbrella coverage—all in one place. Ideal Accounts and Appetite This program is specifically designed for churches and religious institutions but also extends to businesses in the following risk categories: Contractors Habitational properties Offices Vacant properties Retail and Wholesale businesses Institutional facilities You might have a client such as a mid-sized church with a daycare facility, or a religious organization looking to insure multiple properties across different locations—both would be excellent fits for our program. We can accommodate Total Insured Values (TIV) up to $5 million per location. Coverage Highlights and Advantages Property Coverage TIV up to $5 million per location Available as monoline or packaged policies No coinsurance options (varies by risk) Optional coverage enhancements Equipment breakdown coverage Casualty Coverage Available as monoline or packaged policies Minimum premiums starting at $500 Primary limits up to $5 million/$5 million Project-specific policies offered Uninsured subcontractors accepted Optional enhancements including: Blanket additional insured Waiver of subrogation Primary non-contributory Per project/per location aggregate Hired & Non-Owned Auto (for certain classes) Miscellaneous professional liability (for certain classes) Umbrella Coverage Limits up to $5 million Minimum premiums starting at $750 Supported and unsupported options available Underwriting Notes and Minimum Premiums Our underwriting team is flexible and ready to work with you to structure competitive solutions, especially for small to mid-size church accounts. Minimum premiums start at $500 for casualty coverage and $750 for umbrella coverage. Underlying carrier requirements include: AM Best rating of A-VI or better for Auto or General Liability AM Best rating of B++ or better for Employers Liability General Liability limits of $1M/$2M/$2M Territories and Availability This Church Insurance program is available in the following states: AL, GA, LA, MS, NC, SC, TN, VA Most coverages are placed on a non-admitted basis, allowing for more flexibility in underwriting and policy customization. Why Work with Allstar Financial Group? Allstar Financial Group is a trusted Managing General Underwriter and Excess & Surplus Lines Broker with access to multiple carriers. Our experienced underwriters specialize in niche markets like churches and other institutional risks. We provide fast turnaround, competitive pricing, and tailored solutions to help you close more business. Whether you're placing a single location or a multi-site organization, our team is here to support your success. Frequently Asked Questions What types of accounts are a good fit for this Church Insurance program?This program is ideal for churches, religious institutions, and related properties. It also supports risks like contractors, habitational, office, retail, and wholesale settings. Is this program admitted or non-admitted?The program is primarily offered on a non-admitted basis in most available states, allowing for more flexible underwriting and customized coverage terms. What is the minimum premium for this program?Minimum premiums start at $500 for casualty coverage and $750 for umbrella coverage, though pricing may vary based on risk type and location. Can this program handle multiple church locations?Yes, the program can accommodate multiple locations with TIVs up to $5 million per site and offers per location aggregates where needed. Which states is this program available in?The Church Insurance program is currently available in AL, GA, LA, MS, NC, SC, TN, and VA. Need help placing an account? Connect with a market specialist.

Buildings with Renovations Insurance Allstar Financial Group offers customized insurance solutions for buildings undergoing renovations through its specialized underwriting division, Allstar Underwriters. This program is designed to address the unique risks associated with properties under construction or renovation, providing agents and brokers with flexible options to protect their commercial clients during transitional phases of property improvement. Ideal Accounts and Appetite This program is built for properties that are either currently being renovated or are scheduled for upgrades. Acceptable risk types include: Contractors Habitational properties (apartments, condos) Office buildings Vacant properties Retail and wholesale spaces Institutional properties Whether your client owns a vacant building awaiting renovation or a mixed-use structure undergoing upgrades while partially occupied, Allstar can help you find the right coverage structure to match the risk profile. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or package policies No coinsurance options (may vary by risk) Optional enhancements for broader protection Equipment breakdown coverage available Casualty Coverage Monoline or package availability Minimum premiums starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Options for accounts with uninsured subcontractors Optional General Liability Enhancements: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory endorsement Per Project/Per Location Aggregate Hired & Non-Owned Auto (certain classes) Miscellaneous Professional Liability (certain classes) Umbrella Coverage Limits up to $5 million Minimum premiums starting at $750 Both supported and unsupported umbrellas available Underwriting Notes and Minimum Premiums The program is underwritten by multiple carriers rated A-VI or better by AM Best for Auto and General Liability, and B++ or better for Employers Liability. Underlying General Liability limits of $1 million/$2 million/$2 million are required. Minimum premiums vary by risk type, but start as low as $500 for casualty and $750 for umbrella coverage. Territories and Availability Allstar’s Buildings with Renovations Insurance program is available in most states, with a strong focus on the Southeastern U.S., including: Alabama Georgia Louisiana Mississippi North Carolina South Carolina Tennessee Virginia Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar brings decades of underwriting expertise and market access to agents and brokers. Their small business solutions team streamlines the quoting and binding process, making it easier for you to place complex renovation risks quickly and efficiently. Whether you're working with a contractor renovating a retail plaza or a property owner updating a vacant apartment building, Allstar provides flexible, competitive solutions backed by knowledgeable underwriters. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for buildings under renovation, including vacant properties, habitational units, retail, wholesale, and institutional buildings. Contractors and property owners involved in upgrade projects are strong fits. Can I submit risks with uninsured subcontractors?Yes, the casualty coverage includes options for accounts that use uninsured subcontractors, although additional underwriting may apply. Is this program available for monoline coverage?Yes, both property and casualty coverages are available on a monoline or package basis, giving you flexibility based on your client's needs. What is the minimum premium for this program?Minimum premiums start at $500 for casualty and $750 for umbrella coverage, though final pricing depends on the risk profile and coverage selected. Which states is this program available in?This program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA. Need help placing an account? Connect with a market specialist.