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Apartment/Condo Insurance Allstar Financial Group offers Apartment/Condo Property, Casualty and Umbrella coverages designed for independent agents and brokers who need a responsive small-business wholesaler. Our small business solutions division streamlines quoting and binding for apartment and condominium risks. Contact one of our underwriters to discuss specific program options or to get a quote. Overview of the Program This program provides flexible property, general liability and excess/umbrella solutions for habitational and mixed-use locations. Coverages are available as monoline or packaged policies, with optional enhancements and project-specific wording where appropriate. Limits and endorsements are designed to help agents place common habitational exposures as well as contractor-related risks at residential and commercial locations. Ideal Accounts and Appetite Habitational: apartment buildings, condominium associations and small to mid-size residential complexes Contractors working on habitational projects (project-specific policies available) Mixed-use locations: retail/office units with residential components Vacant or seasonal properties (class-by-class underwriting review) Wholesale/retail or institutional occupancies that are co-located with residential units Coverage Highlights and Advantages Property Coverage Highlights Total Insurable Value (TIV) up to $5,000,000 per location Monoline or package options No-coinsurance options available (may vary by risk type) Optional coverage enhancements and endorsements Equipment breakdown coverage available Casualty (GL) Highlights Monoline or package placements Minimum premium starting at $500 Primary limits up to $5,000,000 / $5,000,000 Project-specific and per-project/per-location aggregate options Uninsured subcontractor wording where appropriate Optional enhancements including blanket additional insured, waiver of subrogation, primary/non-contributory wording, hired & non-owned auto (certain classes), and miscellaneous professional liability (certain classes) Umbrella Coverage Highlights Limits available up to $5,000,000 Minimum premium starting at $750 Supported and unsupported umbrella structures Underlying requirements: AM Best A-VI or better for auto or GL carriers; AM Best B++ or better for employers’ liability; typical GL underlying limits $1M / $2M / $2M Underwriting Notes and Minimums Typical minimum premiums: GL from $500; umbrella from $750 (program minimums may vary by state and class) Project-specific policies are available for contractor exposures and renovation projects—identify scope and contract requirements on submission Availability of no-coinsurance, equipment breakdown and other endorsements depends on occupancy, protection class and specific exposures Some classes (vacancies, certain contractor operations) will be considered on a case-by-case basis and may require supplemental information Territories and Availability This program is available in the following states: AL, GA, NC, SC, TN, VA. Coverage is offered in admitted and non-admitted markets as appropriate—availability and terms may vary by state and risk characteristics. Why Work With Allstar Financial Group on Apartment/Condo Business Specialized small-business underwriting focused on habitational and contractor exposures Flexible packaging and optional endorsements to match policyholder needs Ability to handle project-specific placements and per-location aggregates Responsive underwriting team to help with quick quotes and bind requests Frequently Asked Questions What types of accounts are a good fit for this Apartment/Condo program?Accounts that typically fit include small to mid-size apartment buildings, condominium associations, mixed-use properties with residential units, and contractor projects tied to habitational work. Vacancies and some contractor classes are considered with additional underwriting information. What are the key limits and minimums I should expect on submissions?Property placements accept TIVs up to $5M per location. General liability minimum premium typically starts at $500; umbrella minimums typically start at $750. Primary GL limits can go up to $5M / $5M depending on the exposure. Which endorsements and enhancements are available?Options include no-coinsurance, equipment breakdown, blanket additional insured, waiver of subrogation, primary/non-contributory wording, per-project/per-location aggregates, hired & non-owned auto and miscellaneous professional (for certain classes). Availability depends on class and state. What information should I include with a submission to speed underwriting?Provide current loss runs (five years preferred), property values and protection information, details of contracts or project scope for contractor accounts, occupancy and unit mix, and any prior inspections or mitigation efforts. Clear documentation of contractual additional insured or waiver of subrogation requirements helps underwriters evaluate terms faster. Need help placing an account? Connect with a market specialist.

Aviation Insurance Solutions from Nason Associates, Inc. With over 70 years of combined experience in aviation insurance brokering, Nason Associates, Inc. offers specialized solutions for a wide range of aviation-related risks. Whether your client owns, operates, services, or manufactures aircraft or components, Nason Associates can help you secure the right coverage through a competitive and customized approach. Ideal Accounts and Appetite Nason Associates is equipped to place a wide variety of aviation-related risks. The program is designed for: Aircraft owners and operators (private, commercial, charter, and instructional) Fixed Base Operators (FBOs) Aircraft maintenance and repair facilities Aircraft and aviation parts manufacturers Airports and helipads Companies that lease, rent, or manage aircraft Event organizers for airshows and airmeets Whether your client owns a small fleet of training aircraft or manufactures critical aircraft components, this program offers coverage tailored to their operational exposures. Coverage Highlights and Advantages Nason Associates provides access to a wide range of aviation-related insurance coverages, including: Aircraft Hull & Liability – Coverage for physical damage to owned aircraft and liability arising from its use. Non-Owned Aircraft Liability – Ideal for businesses that rent or borrow aircraft for operations. Fixed Base Operator (FBO) Coverage – Designed for businesses providing aviation services at airports. Aircraft Products Liability – For manufacturers and suppliers of aircraft parts and systems. Airport Liability – Protects airport operators from liability claims arising from premises operations. Premises Liability – Includes on-airport vehicles and general liability exposures. Workers Compensation – State-mandated coverage for aviation staff and technicians. Property Coverage – For hangars, maintenance facilities, and aviation-related property. Special Events Coverage – For airshows, exhibitions, and other aviation-related public events. This comprehensive suite of coverages allows you to package solutions for complex aviation accounts under one roof. Underwriting Notes and Carrier Access As an Excess & Surplus Lines Broker, Nason Associates places non-admitted aviation business across a broad spectrum of risks. They have access to leading aviation carriers such as ACE P&C, AIG Aviation, Global Aerospace, American National, Old Republic, USAIG, US Specialty, and XL Specialty. This diverse market access enables flexibility in structuring policies for both conventional and hard-to-place aviation risks. While minimum premiums vary by risk and coverage type, Nason Associates works to deliver competitive terms for accounts that meet underwriting criteria. Submissions should include details such as aircraft type, usage, pilot experience, and safety records to expedite quoting. Available States and Territory This aviation insurance program is available to agents and brokers in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NV, NJ, NM, NY, NC, ND, OH, OK, PA, SD, TN, TX, UT, WA, WI, and WY. Why Work With Nason Associates, Inc.? Few brokers bring the level of experience and market access that Nason Associates offers in the aviation space. Their team understands the nuances of aviation risk and works closely with agents to deliver responsive service, knowledgeable underwriting support, and efficient placement. Whether your client is a small aircraft owner or a supplier to major OEMs, Nason can help you find the right market and structure coverage that fits. Visit the full Nason Associates company profile to learn more or begin placing aviation accounts today. Frequently Asked Questions What types of accounts are a good fit for this aviation insurance program?This program is ideal for aircraft owners and operators, FBOs, aviation part manufacturers, airport operators, and aviation event organizers. Is this program available in all states?No, but it is available in most states across the U.S., including CA, TX, FL, NY, and many others. Contact Nason Associates for specifics by state. Can I place non-owned aircraft liability coverage through this program?Yes, the program includes options for non-owned aircraft liability, which is useful for clients who rent or borrow aircraft for business use. What carriers does Nason Associates work with for aviation coverage?Nason has access to top aviation carriers including ACE P&C, AIG Aviation, Global Aerospace, Old Republic, USAIG, and more. Is this an admitted or non-admitted program?This is a non-admitted program offered through Nason Associates as an Excess & Surplus Lines Broker. Need help placing an account? Connect with a market specialist.

Thank you for your interest in the North Carolina Personal Auto Insurance program from Allstar Financial Group. Allstar Underwriters, a division of Allstar Financial Group, offers a reliable personal auto insurance solution tailored for independent agents serving clients across North Carolina. Backed by strong carrier relationships—most notably with Stonewood Insurance Company—this program is designed to provide competitive coverage options for a wide range of personal auto risks. Ideal Accounts and Appetite This program is ideal for standard and substandard personal auto risks. Whether you're working with clients who have clean driving records or those with minor infractions, Allstar Underwriters can help you find the right fit. Typical accounts include: Everyday drivers seeking state-required minimum or full coverage Clients with prior insurance lapses or limited insurance history Drivers with minor violations or less-than-perfect credit Younger or first-time drivers needing affordable coverage If you have a client who’s been turned down due to a lapse in coverage or a few points on their license, this program may be the answer. Coverage Highlights and Advantages Liability, collision, and comprehensive coverage options Flexible limits to meet both minimum and expanded needs Optional coverages such as roadside assistance and rental reimbursement Access to a responsive underwriting team and support staff Allstar Underwriters emphasizes personal service, helping agents navigate placement and provide customized solutions for their clients’ unique needs. Underwriting Notes and Minimum Premiums Minimum premiums vary based on driver profile, vehicle type, selected coverages, and location. The program offers flexibility for both standard and non-standard risks, with underwriting designed to accommodate a variety of scenarios while maintaining sound risk management. Submissions should include complete driver and vehicle information, prior insurance history, and any relevant MVR data. Territories and Availability This personal auto program is available exclusively in North Carolina. Allstar Underwriters operates a dedicated personal lines office in Clayton, NC, providing local expertise and support for agents throughout the state. Some admitted options are available depending on the specific risk and carrier underwriting guidelines. Why Work With Allstar Financial Group? Allstar Financial Group is a trusted Managing General Agency with deep experience in personal lines insurance. Through Allstar Underwriters, agents benefit from strong carrier partnerships, responsive service, and underwriting flexibility. Whether you’re managing high-volume personal auto placements or looking for solutions for hard-to-place drivers, Allstar is committed to helping you grow your book efficiently and profitably. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for North Carolina drivers who need standard or substandard personal auto coverage, including those with minimal driving history, minor violations, or prior coverage lapses. Is this program available outside of North Carolina?No, this personal auto program is currently offered only in North Carolina through Allstar Underwriters. Which carriers does Allstar Underwriters work with for this program?The program is underwritten through Stonewood Insurance Company, a carrier experienced in the personal auto market. Are admitted options available for this program?Some admitted options may be available depending on the risk and underwriting criteria. Contact the underwriting team for specifics. What documents are needed for a submission?Submissions should include driver and vehicle details, prior insurance history, and motor vehicle records (MVRs) when available. Need help placing an account? Connect with a market specialist.

Event Select is RISC's in-house program that delivers modular, event cancellation solutions tailored for promoters, venues and event organizers. RISC Inc. offers this Event Cancellation Insurance program for a wide range of live and ticketed events and can include coverage for disease outbreak and many adverse weather scenarios when eligible. The program is placed through Lloyd’s of London and is administered by RISC as a Managing General Agency. Overview of the Program from RISC Inc. Event Select is built for agents who need a flexible event cancellation product that can be structured on either a gross revenue or an expense basis. Coverage includes standard perils such as extreme weather and damage to premises, and an optional communicable disease module is available where permitted. Limits are available up to $10 million (higher limits available upon request). Ideal Accounts and Appetite Concerts and touring shows Trade shows, conventions and exhibitions Festival and fair organizers Art & antique shows and corporate meetings Outdoor events including golf outings (specialized wording available) Best fit: single-event and annual series with clear revenue or expense exposure, documented ticketing or contracts, and professional event management. RISC typically declines accounts with unresolved prior losses, poorly documented contracts, or highly speculative/volatile formats without loss-mitigation plans. Coverage Highlights and Advantages Triggers include extreme weather (blizzard, hurricane, earthquake, flood, tornado), damage to premises, airline delays, cancellation of keynote speakers, national mourning, and more. Communicable disease option available where allowed. Coverage for curtailment, enforced reduced attendance, and failure to vacate. Labor dispute coverage (cancellation or interruption due to industrial action). Terrorism sub-limit of $750,000 included. Limits up to $10 million; higher limits considered on referral. Underwriting Notes and Minimum Premiums Minimum premium: $1,500. Underwriting focuses on the event schedule, historical attendance or revenue, ticketing and refund policies, contracts with suppliers and talent, contingency plans, and loss history. Provide the event summary, estimated gross receipts or anticipated expenses, key contracts (venue, talent, vendors), and any existing cancellation/rider language when submitting. Territories and Availability Available (non-admitted placement through Lloyd’s) in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With RISC Inc. on Event Cancellation Program underwriting tailored to event risks and promoter needs. Access to Lloyd’s capacity for high-limit placements and specialty exposures. Flexible wording for outdoor events and special exposures like communicable disease. Direct MGA support to help you structure submissions and clarify coverage triggers. Example scenarios: You have a client promoting a weekend music festival with projected gross receipts of $750,000 — Event Select can be quoted on a gross revenue basis with options for communicable disease and weather triggers. A regional trade show organizer seeking coverage for exhibitor fees and venue expenses after a keynote speaker cancellation — RISC can offer wording that includes speaker cancellation and enforced reduced attendance. Contact RISC today to discuss placement or to request sample wordings and submission requirements: www.gorisc.com 214-954-0707 Frequently Asked Questions What types of events are a good fit for Event Select?Events with documented revenue or expense exposure and formal contracts are ideal — concerts, festivals, trade shows, conventions, exhibitions and corporate meetings are typical fits. Outdoor events can be accommodated with specialized wording. Is communicable disease coverage available?Yes — a communicable disease option is available where allowed by state regulations. Availability and terms depend on the event details and jurisdiction. What is the minimum premium and typical limits?The program has a minimum premium of $1,500. Limits are available up to $10 million, with higher limits available on referral to Lloyd’s capacity. What information does RISC require with a submission?Provide an event summary, estimated gross receipts or estimated expenses, copies of venue/talent/vendor contracts, the event schedule, and any loss history. Clear documentation speeds underwriting and quoting. How quickly can coverage be quoted or bound?Timing depends on the completeness of the submission and the complexity of the risk. Simple, well-documented single-event submissions are often quoted more quickly; complex or high-limit placements may require additional underwriting review with Lloyd’s capacity. Need help placing an account? Connect with a market specialist.

Package/Liquor Store Insurance Allstar Financial Group, a Managing General Underwriter and Excess & Surplus Lines broker, offers a focused insurance program for package and liquor store operations. Through our Small Business Solutions division, we provide a streamlined quoting and binding process so agents and brokers can move quickly on behalf of their clients. Whether the account is a single neighborhood liquor shop or a multi-location retail operator, this program addresses the primary exposures across property, casualty, liquor liability, and umbrella coverages. Ideal Accounts and Appetite This program is designed for a range of retailers in the packaged goods and beverage space. It is especially well-suited for: Independent liquor and package stores Package stores with refrigeration or cold-storage units Retail locations selling beer, wine, and spirits Multi-location operators (TIV up to $5M per location) We also consider related retail and wholesale risks and select classes in contractors, habitational, offices, institutional, and vacant properties depending on the coverage line. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged policy No-coinsurance options where applicable Optional enhancements, including equipment breakdown coverage Casualty Coverage Available as monoline or as part of a package Minimum premiums starting at $500 (varies by risk) Primary general liability limits up to $5M / $5M Project-specific or location-specific forms available Options for coverage addressing uninsured subcontractors Available enhancements include: Blanket Additional Insured Waiver of Subrogation Primary & Non-Contributory wording Per Project / Location Aggregate Hired & Non-Owned Auto (class-specific) Miscellaneous Professional Liability (class-specific) Liquor Liability Limits from $100K/$100K up to $1M/$2M Assault & Battery coverage follows General Liability terms Liquor liability available in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premiums start at $750 (varies by risk) Available on a supported or unsupported basis Underlying carrier requirements: AM Best A-VI or better for GL/Auto; B++ or better for Employers Liability Underwriting Notes and Minimum Premiums Minimum premiums vary by coverage line; General Liability and Umbrella minimums begin at the levels noted above but are evaluated per risk. Allstar reviews each submission individually and can offer monoline or package solutions with optional enhancements to tailor coverage to a client’s operations and exposures. Territories and Availability This program is available in most states, with strong placement capabilities in AL, GA, LA, MS, NC, SC, TN, and VA. Liquor liability is currently offered in NC, SC, GA, TN, and VA. Most coverages are placed non-admitted through a panel of markets. Why Work With Allstar Financial Group? Allstar brings deep expertise in small business and specialty retail risks. Our underwriters understand the unique exposures liquor and package stores face—managing liquor liability, protecting high-value inventory, and ensuring appropriate umbrella limits. Agents benefit from competitive pricing, flexible forms, and quick turnaround through our Small Business Solutions workflow. You might have a client who just opened a liquor store in Georgia and needs bundled property, general liability, and liquor liability coverage—or a long-standing multi-location retailer seeking improved limits and broader umbrella protection. Allstar is set up to help you place those accounts efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for package and liquor stores, including single-location retailers and multi-location operators. Related retail and wholesale risks may also qualify depending on the coverage line. Is liquor liability available in all states?No. Liquor liability coverage is currently offered in NC, SC, GA, TN, and VA. Can I write monoline coverage, or does it have to be a package?You can place monoline or package policies. Allstar offers flexibility across property, casualty, and liquor liability lines to meet client needs. What is the minimum premium for this program?Minimum premiums vary by coverage type. General Liability minimums start around $500 and Umbrella minimums start around $750; however, final minimums depend on the specific risk and coverages selected. How quickly can I get a quote and bind coverage?Allstar Financial Group’s Small Business Solutions division is designed for fast turnarounds. Most submissions can be quoted and bound quickly once complete underwriting information is submitted. Need help placing an account? Connect with a market specialist.

Bars and Taverns Insurance Program from Allstar Financial Group Allstar Financial Group’s Bars/Taverns Insurance Program is designed specifically for independent agents looking to place coverage for hospitality businesses with liquor exposures. Through our specialized underwriting division, Allstar Underwriters, we offer a comprehensive suite of coverages tailored to the unique risk profile of bars, taverns, pubs, and similar establishments. Our program provides flexible options that include Property, Casualty, Liquor Liability, and Umbrella coverage. Whether you’re quoting a small neighborhood bar or a larger venue with entertainment and food service, our streamlined process makes it easy to quote, bind, and serve your retail clients efficiently. Ideal Accounts and Appetite This program is a solid fit for: Bars and taverns with or without food service Establishments offering live music, DJs, or entertainment Hospitality risks needing Liquor Liability coverage Accounts in need of monoline or package options We also write a wide variety of associated risk types through our broader underwriting capabilities, including retail, wholesale, contractors, institutional, habitational, offices, and vacancies. However, the focus of this program is liquor-serving establishments. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Monoline or package policy options No coinsurance options available (based on risk type) Optional enhancements such as equipment breakdown Casualty Coverage Monoline or packaged with other coverages Minimum premium starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Coverage for uninsured subcontractors Optional endorsements including: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project/Per Location Aggregate Hired & Non-Owned Auto (for certain classes) Miscellaneous Professional (for certain classes) Liquor Liability Limits from $100K/$100K up to $1 million/$2 million Available as a monoline or package Assault and Battery coverage follows GL form Available in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premium starting at $750 Available on a supported or unsupported basis Underwriting Notes and Minimum Premiums Minimum premiums vary based on the type and size of the account, with entry points starting as low as $500 for General Liability. For Umbrella coverage, the minimum premium starts at $750. Underlying policy requirements include: Auto or GL carriers rated A-VI or better by AM Best Employers Liability carriers rated B++ or better GL limits must be at least $1 million/$2 million/$2 million Territories and Availability This program is available in the following states: Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Most coverages are available on a non-admitted basis across these territories, subject to state-specific eligibility. Why Work with Allstar Financial Group? Allstar Financial Group is a trusted Managing General Underwriter and Excess & Surplus Lines Broker with access to multiple carriers and markets. Our underwriting team understands the nuances of hospitality risks and is committed to providing fast, responsive service to our agency partners. Whether you're placing a new bar opening in Georgia or renewing a long-time tavern client in North Carolina, we offer the tools and expertise to help you succeed. Let us help you deliver tailored insurance solutions for your bar and tavern clients—quickly and efficiently. Contact Allstar Underwriters to get started today. Frequently Asked Questions What types of accounts are a good fit for this Bars/Taverns Insurance program?This program is ideal for bars, taverns, pubs, and similar establishments with liquor liability exposures, especially those that offer food service or live entertainment. Can I write liquor liability as a monoline policy?Yes, liquor liability can be written on a monoline or package basis, with limits available up to $1 million/$2 million in select states. What is the minimum premium for this program?Minimum premiums start at $500 for General Liability and $750 for Umbrella coverage, but final pricing varies depending on the risk type and location. Is this program available in admitted or non-admitted markets?Most coverages are offered on a non-admitted basis through highly rated carriers, subject to state availability and eligibility. Which states is this program available in?The program is currently available in AL, GA, LA, MS, NC, SC, TN, and VA. Need help placing an account? Connect with a market specialist.

Church Insurance Program from Allstar Financial Group Allstar Financial Group offers a comprehensive Church Insurance program designed to meet the unique needs of religious institutions. We understand that church administrators and officers often don't have the time or expertise to navigate complex insurance requirements. That’s where we come in—our team of underwriters makes it easy for agents and brokers like you to secure tailored coverage for your church clients quickly and efficiently. Whether you're working with a small community church or a larger religious organization, our program offers flexible options that can be customized to fit a wide range of property and liability exposures. With both monoline and package solutions available, you can confidently place accounts that require property, general liability, or umbrella coverage—all in one place. Ideal Accounts and Appetite This program is specifically designed for churches and religious institutions but also extends to businesses in the following risk categories: Contractors Habitational properties Offices Vacant properties Retail and Wholesale businesses Institutional facilities You might have a client such as a mid-sized church with a daycare facility, or a religious organization looking to insure multiple properties across different locations—both would be excellent fits for our program. We can accommodate Total Insured Values (TIV) up to $5 million per location. Coverage Highlights and Advantages Property Coverage TIV up to $5 million per location Available as monoline or packaged policies No coinsurance options (varies by risk) Optional coverage enhancements Equipment breakdown coverage Casualty Coverage Available as monoline or packaged policies Minimum premiums starting at $500 Primary limits up to $5 million/$5 million Project-specific policies offered Uninsured subcontractors accepted Optional enhancements including: Blanket additional insured Waiver of subrogation Primary non-contributory Per project/per location aggregate Hired & Non-Owned Auto (for certain classes) Miscellaneous professional liability (for certain classes) Umbrella Coverage Limits up to $5 million Minimum premiums starting at $750 Supported and unsupported options available Underwriting Notes and Minimum Premiums Our underwriting team is flexible and ready to work with you to structure competitive solutions, especially for small to mid-size church accounts. Minimum premiums start at $500 for casualty coverage and $750 for umbrella coverage. Underlying carrier requirements include: AM Best rating of A-VI or better for Auto or General Liability AM Best rating of B++ or better for Employers Liability General Liability limits of $1M/$2M/$2M Territories and Availability This Church Insurance program is available in the following states: AL, GA, LA, MS, NC, SC, TN, VA Most coverages are placed on a non-admitted basis, allowing for more flexibility in underwriting and policy customization. Why Work with Allstar Financial Group? Allstar Financial Group is a trusted Managing General Underwriter and Excess & Surplus Lines Broker with access to multiple carriers. Our experienced underwriters specialize in niche markets like churches and other institutional risks. We provide fast turnaround, competitive pricing, and tailored solutions to help you close more business. Whether you're placing a single location or a multi-site organization, our team is here to support your success. Frequently Asked Questions What types of accounts are a good fit for this Church Insurance program?This program is ideal for churches, religious institutions, and related properties. It also supports risks like contractors, habitational, office, retail, and wholesale settings. Is this program admitted or non-admitted?The program is primarily offered on a non-admitted basis in most available states, allowing for more flexible underwriting and customized coverage terms. What is the minimum premium for this program?Minimum premiums start at $500 for casualty coverage and $750 for umbrella coverage, though pricing may vary based on risk type and location. Can this program handle multiple church locations?Yes, the program can accommodate multiple locations with TIVs up to $5 million per site and offers per location aggregates where needed. Which states is this program available in?The Church Insurance program is currently available in AL, GA, LA, MS, NC, SC, TN, and VA. Need help placing an account? Connect with a market specialist.

Buildings with Renovations Insurance Allstar Financial Group offers customized insurance solutions for buildings undergoing renovations through its specialized underwriting division, Allstar Underwriters. This program is designed to address the unique risks associated with properties under construction or renovation, providing agents and brokers with flexible options to protect their commercial clients during transitional phases of property improvement. Ideal Accounts and Appetite This program is built for properties that are either currently being renovated or are scheduled for upgrades. Acceptable risk types include: Contractors Habitational properties (apartments, condos) Office buildings Vacant properties Retail and wholesale spaces Institutional properties Whether your client owns a vacant building awaiting renovation or a mixed-use structure undergoing upgrades while partially occupied, Allstar can help you find the right coverage structure to match the risk profile. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or package policies No coinsurance options (may vary by risk) Optional enhancements for broader protection Equipment breakdown coverage available Casualty Coverage Monoline or package availability Minimum premiums starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Options for accounts with uninsured subcontractors Optional General Liability Enhancements: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory endorsement Per Project/Per Location Aggregate Hired & Non-Owned Auto (certain classes) Miscellaneous Professional Liability (certain classes) Umbrella Coverage Limits up to $5 million Minimum premiums starting at $750 Both supported and unsupported umbrellas available Underwriting Notes and Minimum Premiums The program is underwritten by multiple carriers rated A-VI or better by AM Best for Auto and General Liability, and B++ or better for Employers Liability. Underlying General Liability limits of $1 million/$2 million/$2 million are required. Minimum premiums vary by risk type, but start as low as $500 for casualty and $750 for umbrella coverage. Territories and Availability Allstar’s Buildings with Renovations Insurance program is available in most states, with a strong focus on the Southeastern U.S., including: Alabama Georgia Louisiana Mississippi North Carolina South Carolina Tennessee Virginia Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar brings decades of underwriting expertise and market access to agents and brokers. Their small business solutions team streamlines the quoting and binding process, making it easier for you to place complex renovation risks quickly and efficiently. Whether you're working with a contractor renovating a retail plaza or a property owner updating a vacant apartment building, Allstar provides flexible, competitive solutions backed by knowledgeable underwriters. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for buildings under renovation, including vacant properties, habitational units, retail, wholesale, and institutional buildings. Contractors and property owners involved in upgrade projects are strong fits. Can I submit risks with uninsured subcontractors?Yes, the casualty coverage includes options for accounts that use uninsured subcontractors, although additional underwriting may apply. Is this program available for monoline coverage?Yes, both property and casualty coverages are available on a monoline or package basis, giving you flexibility based on your client's needs. What is the minimum premium for this program?Minimum premiums start at $500 for casualty and $750 for umbrella coverage, though final pricing depends on the risk profile and coverage selected. Which states is this program available in?This program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA. Need help placing an account? Connect with a market specialist.

Architects and Engineers - Professional Liability Insurance Allstar Financial Group offers a comprehensive Professional Liability program tailored specifically for architects, engineers, and related design professionals. Whether your client is a sole proprietor or a mid-sized firm, this program is designed to help mitigate the professional risks that come with designing, engineering, and consulting on complex projects. Ideal Accounts and Appetite Allstar's Architects and Engineers Professional Liability program is well-suited for a broad range of professionals in the design and construction space, including but not limited to: Acoustical Engineers Alarm System Designers Architects Archeologists Building Inspectors Civil and Electrical Engineers Construction Managers Design/Build Contractors Draftsmen Elevator Consultants Environmental Risk Consultants Fire Sprinkler Designers Golf Course Designers LEED Design & Certification Professionals Lighting and Equipment Designers Marine Surveyors OSHA Consultants Expert Witnesses ...and many more. If you have clients involved in specialized or emerging design disciplines, Allstar may have solutions to fit their needs. Coverage Highlights and Advantages Professional Liability – Claims-Made Basis Primary and Excess Limits Available Practice Policies and Project-Specific Policies Admitted and Non-Admitted Options Coverage through A-rated carriers Whether your client needs ongoing coverage for their entire practice or coverage tailored to one specific project, Allstar can deliver flexible solutions that align with their risk profile. Underwriting Notes and Minimum Premiums Minimum premiums vary based on class, size, and scope of operations. Allstar Underwriters is equipped to evaluate a wide range of risk profiles, including start-ups and niche practices. Submissions should include current applications, loss runs, and resumes or project lists when applicable. Territories and Availability This program is available to licensed agents and brokers in the following states: Alabama, Florida, Georgia, Hawaii, Indiana, Louisiana, Mississippi, North Carolina, South Carolina, and Tennessee. Why Work With Allstar Financial Group? As a Managing General Agency and Excess & Surplus Lines Broker, Allstar Financial Group brings decades of underwriting expertise and strong market access to every submission. With both admitted and non-admitted carrier options, Allstar offers the flexibility and responsiveness agents need to place complex architect and engineer accounts with confidence. Contact one of our experienced underwriters today to discuss your next Architects and Engineers Professional Liability opportunity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for architects, engineers, construction managers, and other design professionals, including firms involved in specialty areas like LEED certification, lighting design, and environmental consulting. Is coverage available for both practice-wide and project-specific needs?Yes. Allstar offers both practice policies and project-specific policies to accommodate ongoing business operations or individual project requirements. Are both admitted and non-admitted options available?Yes. Allstar works with A-rated carriers offering both admitted and non-admitted paper, providing flexibility based on your client’s needs and location. What information is needed to submit a risk?Typical submissions should include a completed application, recent loss runs, and details about the insured’s experience and project types. Which states is this program available in?This program is currently available in AL, FL, GA, HI, IN, LA, MS, NC, SC, and TN. Need help placing an account? Connect with a market specialist.

Construction Insurance Allstar Underwriters, a division of Allstar Financial Group, offers a specialized Construction Insurance program designed to help agents place business with a wide range of construction-related risks. As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar provides flexible underwriting options and responsive service tailored to the needs of contractors and related industries. Our Small Business Solutions division streamlines the quoting and binding process, making it fast and efficient for agents to secure coverage for their clients. Whether your insured is a general contractor, a subcontractor, or operates in associated fields like retail buildouts or tenant improvements, we offer scalable solutions to meet their risk profiles. Ideal Accounts and Appetite This program is well-suited for a variety of construction and real estate-related risks, including: Contractors (general and trade-specific) Habitational properties Office buildings Vacant properties Retail and wholesale spaces Institutional facilities You might have a client who operates a small general contracting firm with occasional use of uninsured subcontractors—this program can offer the flexibility and coverage enhancements to help manage their liability exposures. Coverage Highlights and Advantages Casualty Coverage: Available as monoline or part of a package Minimum premium starting at $500 Primary liability limits up to $5 million per occurrence/$5 million aggregate Project-specific policies available Coverage available for accounts with uninsured subcontractors Optional enhancements, including: Blanket Additional Insured Waiver of Subrogation Primary & Non-Contributory wording Per Project/Per Location Aggregate Limits Hired & Non-Owned Auto (certain classes) Miscellaneous Professional Liability (certain classes) Umbrella Coverage: Limits available up to $5 million Minimum premium starting at $750 Supported or unsupported options Underwriting Notes and Minimum Premiums Allstar works with multiple carriers and can access both admitted and non-admitted markets, depending on the risk and state. Minimum premiums vary by type of coverage and account profile, but start as low as $500 for casualty and $750 for umbrella. Underlying carrier requirements include: Auto or GL carriers rated A-VI or better by AM Best Employers Liability carriers rated B++ or better Standard GL requirements: $1M/$2M/$2M Territories and Availability This program is available in most states, with a strong presence in the Southeast. States currently targeted include: AL, GA, LA, MS, NC, SC, TN, and VA. Why Work With Allstar Financial Group Allstar Financial Group brings deep expertise in construction-related insurance and offers agents a streamlined way to place challenging or niche accounts. With access to multiple carriers and a dedicated underwriting team, Allstar provides responsive service, competitive pricing, and flexible options that help you serve your clients more effectively. Whether you're placing a ground-up construction project, a rehab of a vacant property, or a contractor with complex subcontractor exposures, Allstar is a reliable partner for construction insurance solutions. Frequently Asked Questions What types of construction risks are eligible for this program?The program targets contractors, habitational risks, offices, vacant buildings, retail/wholesale spaces, and institutional properties. Can I place accounts with uninsured subcontractors?Yes, the program accepts certain risks with uninsured subcontractors and offers optional coverage enhancements to address this exposure. Are project-specific policies available?Yes, project-specific general liability policies are available as part of the construction insurance offerings. What is the minimum premium for coverage?Casualty coverage starts at a minimum premium of $500, while umbrella coverage starts at $750. Actual premiums may vary based on the account. Which states is this program available in?The program is available in AL, GA, LA, MS, NC, SC, TN, and VA, with broad access in most other states. Need help placing an account? Connect with a market specialist.