Search CompleteMarkets

... the bonding requirements of the Airlines Reporting Corporation (ARC). This AR...gations between travel agencies and airlines Support for both brick-and-mort...

A Site Improvement Bond is a type of contract surety bond that guarantees a developer will properly complete improvements to existing structures in compliance with local building codes and government regulations. These improvements can impact public infrastructure, such as sidewalks, roads, or utilities, and the bond ensures that any affected areas are restored or upgraded as required. Allstar Financial Group, through its ALLSTAR SURETY division, offers agents and brokers access to a comprehensive suite of contract surety solutions, including Site Improvement Bonds, across most U.S. states. As a national, full-service Managing General Underwriter (MGU), we specialize in providing flexible surety options to meet the unique needs of contractors and developers. Ideal Accounts and Appetite Our Site Improvement Bond program is ideal for developers, contractors, and builders who are undertaking construction projects that modify or enhance existing infrastructure. This includes private developments that may affect public property, such as parking lot expansions, street modifications, or utility upgrades. You might have a client who is renovating a commercial plaza and is required by the city to upgrade curbs and sidewalks adjoining the property. In this case, a Site Improvement Bond from Allstar ensures the municipality that those obligations will be completed to code. Coverage Highlights and Advantages Guarantees proper installation and completion of improvements to public property affected by private development Helps clients comply with municipal or governmental requirements Available in both standard and non-standard surety markets Backed by A.M. Best-rated and U.S. Treasury-listed carriers, including Companion, American Southern, and Knightbrook Part of a full suite of contract bonds including bid, performance, payment, maintenance, license, permit, and subdivision bonds Underwriting Notes and Minimum Premiums Allstar Surety offers flexible underwriting with competitive pricing and quick turnaround times. Minimum premiums vary based on project size, scope, and applicant qualifications. Our underwriters are experienced in handling both standard and challenged risk profiles, offering creative solutions when needed. Territories and Availability Our Site Improvement Bond program is available in most U.S. states, including but not limited to AL, AZ, CA, FL, GA, IL, NC, NJ, NY, TX, and VA. Admitted status is available in many states through our carrier partners. Contact us to confirm availability in your client's state. Why Work With Allstar Financial Group National reach with local underwriting offices to deliver personalized service Quick response time and knowledgeable support staff Access to multiple markets for both standard and non-standard risks Decades of experience in the surety space Let Allstar be your preferred partner for Site Improvement Bonds and the full range of contract surety solutions. Contact one of our underwriters today to learn more or to submit a risk. Frequently Asked Questions What types of accounts are a good fit for this Site Improvement Bond program?Ideal accounts include developers, builders, and contractors working on projects that require public infrastructure upgrades, such as sidewalks, roads, or utility lines. Is this program available in all states?No, but it is available in most U.S. states. Please contact us to confirm availability in your client’s specific state. What carriers back these bonds?The Site Improvement Bonds are backed by A.M. Best-rated and U.S. Treasury-listed carriers, including Companion, American Southern, and Knightbrook. Can you work with both standard and non-standard risks?Yes, Allstar provides solutions for a wide range of risk profiles, including both standard and challenged accounts. What information is needed to get a quote?Typically, you’ll need the project scope, bond amount, financials, and any applicable municipal requirements. Our underwriters will guide you through the submission process. Need help placing an account? Connect with a market specialist.

The MexiPass Automobile Special PLUS Program is a high-quality automobile insurance solution designed specifically for U.S. residents traveling to Mexico. Offered by MexiPass International Insurance Services, a trusted Managing General Agency, this program provides U.S.-style policy coverage tailored for cross-border travel into Mexico. Overview of the Program From MexiPass The MAS PLUS policy goes beyond the typical Mexican auto insurance offerings. It is built to mirror the structure and language of U.S. Personal Auto Policies, making it easier for agents and insureds to understand. Underwritten by AIG – Mexico, a member of one of the most recognized global insurance carriers, this program delivers comprehensive protection and peace of mind for your clients driving in Mexico. Ideal Accounts and Appetite This program is ideal for U.S.-based individuals and families who regularly travel to Mexico by car—whether for vacation, work, or visiting relatives. It is a strong fit for clients seeking coverage that aligns with U.S. standards while driving in Mexico. You might have a client who owns a second home in Baja or someone taking a road trip from Arizona to the beaches of Mexico—these are perfect candidates for the MAS PLUS policy. Coverage Highlights and Advantages MAS stands for “More Automobile Coverage” and includes: Broad Liability Coverage, including Passenger Liability, Legal Defense, and Bail Bonds Medical Payments Uninsured Motorist Protection Comprehensive Coverage with Partial Theft Collision Coverage Towing & Labor Reimbursement PLUS refers to the exclusive Travel Protection Section, automatically included at no extra cost. This valuable add-on provides: Accidental Death, Funeral Expenses, and Repatriation of Remains Medical Expense Coverage for accidents or illnesses (hospital, treatment, evacuation) Emergency Assistance Services (Towing, Tire Repair, Battery Charge, Fuel Delivery) Travel Support such as Car Rental, Hotel Room, Airline Ticket to Final Destination, and Policy Term Extension Underwriting Notes and Minimum Premiums The MAS PLUS program is written on a non-admitted basis and backed by AIG – Mexico. While minimum premium details may vary per account, this program is structured to provide high-value coverage at a reasonable cost, especially considering the added travel protection benefits. Territories and Availability This program is available to agents and brokers across most of the U.S., including but not limited to CA, TX, AZ, NM, FL, IL, and NY. In total, the product is offered in 50 states and Washington, D.C., providing wide accessibility for agents supporting clients with cross-border travel needs. Why Work With MexiPass MexiPass specializes in delivering U.S.-style insurance solutions for clients traveling to or residing in Mexico. Their deep expertise in cross-border risks, combined with top-tier underwriting from AIG – Mexico, gives agents confidence in placing business. MexiPass policies are designed for clarity and comfort, using familiar formats for both producers and insureds. You can rely on them for responsive service, solid claims support, and a comprehensive product that stands out in the marketplace. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include U.S. residents who drive their vehicles into Mexico for vacation, business, or family visits. It’s especially suited for clients who expect U.S.-style coverage and service while traveling in Mexico. What makes the MAS PLUS policy different from standard Mexican auto insurance?This program mirrors the coverage and language of U.S. personal auto policies, offering broader protections and an exclusive travel protection section at no additional cost. Is the MAS PLUS program admitted?No, the program is written on a non-admitted basis by AIG – Mexico, a member of the AIG global insurance group. Can I place business in all 50 states?Yes, this program is available in all 50 states and Washington, D.C., making it easy for agents nationwide to offer this coverage to qualifying clients. Does the policy include travel-related assistance?Yes, the PLUS section of the policy includes emergency assistance such as towing, car rental, hotel stays, and even airline tickets, all designed to support travelers experiencing issues while in Mexico. Need help placing an account? Connect with a market specialist.

Apartment/Condo Insurance Allstar Financial Group offers Apartment/Condo Property, Casualty and Umbrella coverages designed for independent agents and brokers who need a responsive small-business wholesaler. Our small business solutions division streamlines quoting and binding for apartment and condominium risks. Contact one of our underwriters to discuss specific program options or to get a quote. Overview of the Program This program provides flexible property, general liability and excess/umbrella solutions for habitational and mixed-use locations. Coverages are available as monoline or packaged policies, with optional enhancements and project-specific wording where appropriate. Limits and endorsements are designed to help agents place common habitational exposures as well as contractor-related risks at residential and commercial locations. Ideal Accounts and Appetite Habitational: apartment buildings, condominium associations and small to mid-size residential complexes Contractors working on habitational projects (project-specific policies available) Mixed-use locations: retail/office units with residential components Vacant or seasonal properties (class-by-class underwriting review) Wholesale/retail or institutional occupancies that are co-located with residential units Coverage Highlights and Advantages Property Coverage Highlights Total Insurable Value (TIV) up to $5,000,000 per location Monoline or package options No-coinsurance options available (may vary by risk type) Optional coverage enhancements and endorsements Equipment breakdown coverage available Casualty (GL) Highlights Monoline or package placements Minimum premium starting at $500 Primary limits up to $5,000,000 / $5,000,000 Project-specific and per-project/per-location aggregate options Uninsured subcontractor wording where appropriate Optional enhancements including blanket additional insured, waiver of subrogation, primary/non-contributory wording, hired & non-owned auto (certain classes), and miscellaneous professional liability (certain classes) Umbrella Coverage Highlights Limits available up to $5,000,000 Minimum premium starting at $750 Supported and unsupported umbrella structures Underlying requirements: AM Best A-VI or better for auto or GL carriers; AM Best B++ or better for employers’ liability; typical GL underlying limits $1M / $2M / $2M Underwriting Notes and Minimums Typical minimum premiums: GL from $500; umbrella from $750 (program minimums may vary by state and class) Project-specific policies are available for contractor exposures and renovation projects—identify scope and contract requirements on submission Availability of no-coinsurance, equipment breakdown and other endorsements depends on occupancy, protection class and specific exposures Some classes (vacancies, certain contractor operations) will be considered on a case-by-case basis and may require supplemental information Territories and Availability This program is available in the following states: AL, GA, NC, SC, TN, VA. Coverage is offered in admitted and non-admitted markets as appropriate—availability and terms may vary by state and risk characteristics. Why Work With Allstar Financial Group on Apartment/Condo Business Specialized small-business underwriting focused on habitational and contractor exposures Flexible packaging and optional endorsements to match policyholder needs Ability to handle project-specific placements and per-location aggregates Responsive underwriting team to help with quick quotes and bind requests Frequently Asked Questions What types of accounts are a good fit for this Apartment/Condo program?Accounts that typically fit include small to mid-size apartment buildings, condominium associations, mixed-use properties with residential units, and contractor projects tied to habitational work. Vacancies and some contractor classes are considered with additional underwriting information. What are the key limits and minimums I should expect on submissions?Property placements accept TIVs up to $5M per location. General liability minimum premium typically starts at $500; umbrella minimums typically start at $750. Primary GL limits can go up to $5M / $5M depending on the exposure. Which endorsements and enhancements are available?Options include no-coinsurance, equipment breakdown, blanket additional insured, waiver of subrogation, primary/non-contributory wording, per-project/per-location aggregates, hired & non-owned auto and miscellaneous professional (for certain classes). Availability depends on class and state. What information should I include with a submission to speed underwriting?Provide current loss runs (five years preferred), property values and protection information, details of contracts or project scope for contractor accounts, occupancy and unit mix, and any prior inspections or mitigation efforts. Clear documentation of contractual additional insured or waiver of subrogation requirements helps underwriters evaluate terms faster. Need help placing an account? Connect with a market specialist.

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania. Targeted Classes Include: Pleasure & Business Aircraft Flight Schools Helicopters Airport & Heliport Liability Aviation Products & Manufacturers Fixed Based Operators Charter Operators Powerline/Pipeline Patrol Hangars Space Satellites & Aerial Applications Coverages: Casualty Property & Contents Hull Workers' Compensation

Allstar Surety, a division of Allstar Financial Group, is a national, full-service Managing General Underwriter (MGU) focused exclusively on surety solutions. Our Contract Surety Bond program is designed to help agents and brokers serve contractors of all sizes and specialties, from small local builders to large infrastructure specialists. We offer a full spectrum of construction-related bonds to meet your clients’ needs, including bid bonds, performance bonds, payment bonds, maintenance bonds, and supply bonds. We also provide a wide array of license and permit bonds, as well as site improvement and subdivision bonds. Whether your client is a general contractor bidding on a public works project or a developer requiring a subdivision bond, Allstar Surety has the expertise and market access to help you close the deal quickly and efficiently. Ideal Accounts and Appetite We work with both standard and non-standard surety markets, making this program ideal for: General contractors and subcontractors Site and utility contractors Specialty trade contractors (e.g., HVAC, electrical, plumbing) Developers in need of subdivision or site improvement bonds Construction firms with challenging financials or unique risks You might have a client who is bidding on a municipal road improvement project and needs a bid bond within 24 hours—or a contractor expanding into public contracts who needs a full bonding program. We help you deliver reliable solutions fast. Coverage Highlights and Advantages Access to A.M. Best-rated and U.S. Treasury-listed surety markets Full range of contract surety bond types available Flexible underwriting for standard and non-standard accounts Competitive rates with fast turnaround Local offices for responsive, personalized service We understand that timing is critical in construction. Our streamlined process allows us to move quickly—so you can keep your clients' projects moving forward. Underwriting Notes and Minimum Premiums Our underwriting process accommodates a wide range of contractor profiles, including new ventures and accounts with financial or operational challenges. Minimum premiums vary depending on bond type, size, and other underwriting criteria. We encourage you to reach out early to discuss account fit and documentation requirements. Territories and Availability Allstar Surety’s Contract Surety Bonds are available in most states, including AL, AZ, AR, CO, CT, FL, GA, IL, IN, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, DC, WV, WI, and WY. Most bonds are offered on an admitted basis, depending on the state and specific bond class. Why Work With Allstar Financial Group? With over 50 years of experience in surety and access to top-rated carriers including Companion, American Southern, and Knightbrook, Allstar Surety delivers the expertise, market flexibility, and service you need to win and retain contractor clients. Our local offices provide hands-on support and fast response times, helping you navigate complex bond requests with confidence. Let Allstar be your preferred source for contract surety bonds. - Standard and Non-Standard Surety Market - Flexible Terms and Conditions - Quick Turn-Around - Local Offices to provide outstanding Service Frequently Asked Questions What types of accounts are a good fit for Allstar’s Contract Surety Bond program?We serve general contractors, subcontractors, developers, and specialty trade contractors, including those with non-standard underwriting needs. Are bonds offered on an admitted basis?Yes, most of our contract surety bonds are offered on an admitted basis in available states, depending on the bond class and carrier. How quickly can I get a bond issued?We offer fast turnaround times, especially for bid and performance bonds. Timing depends on the completeness of the submission and bond type. Do you work with new or financially challenged contractors?Yes, we have flexible underwriting options and access to non-standard surety markets to help place challenging accounts. Which states is this program available in?The program is available in most states, including AL, FL, TX, GA, PA, and many others. Contact us to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

Grocery Store Insurance Allstar Financial Group’s Grocery Store Insurance program is built for the underwriting challenges of retail food operations. Through our Small Business Solutions division, agents and brokers can quickly quote and bind coverage for a wide range of grocery risks. With access to multiple carriers and flexible excess & surplus and admitted options, Allstar provides market access and underwriting flexibility to help you place grocery-related accounts with confidence. The program is available in AL, GA, LA, MS, NC, SC, TN, and VA. Standard coverage components include Property, General Liability, Liquor Liability (select states), and Umbrella policies. Whether your client operates a neighborhood market, a specialty importer with a retail outlet, or a small chain with deli and bakery operations, this program offers customizable solutions to protect inventory, equipment, premises exposures, and liability risks. Ideal Accounts and Appetite We seek grocery store risks of varying sizes, including: Independent and neighborhood grocery stores Ethnic and specialty food markets Corner stores and small-format grocers Retailers with limited or full-service delis, bakeries, or meat counters Locations with incidental liquor sales (in approved states) Our appetite also extends to related retail operations such as convenience stores and wholesale-retail hybrids, provided they meet standard risk profile criteria and loss history expectations. Coverage Highlights and Advantages Property Coverage: Total Insured Values (TIV) up to $5 million per location Monoline or package options No coinsurance options available on eligible risks Optional enhancements including Equipment Breakdown Casualty Coverage: Primary limits up to $5 million per occurrence Monoline or packaged casualty options Minimum premiums starting at $500 (varies by class) Optional endorsements such as Blanket Additional Insured and Waiver of Subrogation Liquor Liability (select states only): Limits from $100K/$100K to $1M/$2M Assault and Battery coverage follows GL Available in NC, SC, GA, TN, and VA Umbrella Coverage: Limits up to $5 million Minimum premiums starting at $750 Supported and unsupported umbrella options Underlyers meet AM Best rating requirements Underwriting Notes and Minimum Premiums Allstar reviews submissions with focus on location, operations, safety controls, and prior loss history. Minimum premiums vary by class and coverage type; casualty premiums can start around $500 and umbrella premiums around $750. Project-specific policies and endorsements are available to tailor coverage for deli operations, refrigeration equipment, and liquor exposures. Territories and Availability This program is primarily available in AL, GA, LA, MS, NC, SC, TN, and VA. Liquor liability is offered in NC, SC, GA, TN, and VA. Coverage is placed through multiple admitted and non-admitted carriers, giving agents flexibility to secure capacity for harder-to-place risks. Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar Financial Group combines specialty underwriting expertise with broad market access. Our Small Business Solutions team is designed to make quoting and binding efficient for retail food risks, especially those with mixed operations (deli, bakery, limited alcohol sales) or unique value exposures. Working with Allstar gives you tailored underwriting, flexible program structure, and solutions for accounts that need E&S placement or enhanced endorsements. You might have a client who runs a family-owned grocery with a deli in North Carolina — Allstar can package property, liability, and liquor coverage to address inventory, food handling, and alcohol exposures. Or you could be placing a specialty importer in Georgia with a retail storefront and wholesale activity; our appetite includes wholesale-retail hybrids when operations and controls meet underwriting criteria. Frequently Asked Questions What types of accounts are a good fit for this program?Independent grocery stores, ethnic and specialty markets, corner stores, and retail food operations with deli or bakery components are all within our target appetite. Is liquor liability coverage available through this program?Yes. Liquor liability is offered in NC, SC, GA, TN, and VA with limits up to $1M/$2M, and Assault and Battery coverage follows the GL where provided. Can I submit monoline coverage or must it be a package?You can submit either monoline or package policies depending on the client’s needs and the risk profile. What is the minimum premium for this program?Minimums vary by line and class. Casualty minimums can start around $500 and umbrella minimums around $750, subject to underwriting and state availability. How quickly can I quote and bind coverage?Our Small Business Solutions division is structured for quick turnaround so agents can efficiently quote and bind most eligible grocery accounts. Need help placing an account? Connect with a market specialist.

Artisan Contractors Insurance Allstar Financial Group’s Artisan Contractors Insurance program, offered through Allstar Underwriters, is designed for independent agents and brokers seeking comprehensive and flexible coverage options for small to mid-sized artisan contractor clients. With access to multiple carriers and tailored underwriting expertise, we make it seamless to quote, bind, and service policies across a broad range of trades and project types. Ideal Accounts and Appetite Our program is an excellent fit for general and specialty artisan contractors involved in residential, commercial, or mixed-use projects. We welcome accounts such as: Electrical, plumbing, and HVAC contractors Carpenters, drywall installers, and painters Masonry, roofing, and flooring professionals Remodelers and small general contractors We also consider risks related to habitational, office, retail, institutional, wholesale, and vacant property exposures. Uninsured subcontractors can be considered, and policies can be tailored for project-specific needs. This program is designed for agents with clients who need a responsive market for both straightforward and more nuanced construction risks. Coverage Highlights and Advantages Casualty Coverage: Available as monoline or package policies Minimum premiums starting at $500 Primary limits available up to $5M/$5M Project-specific policies available Optional coverage enhancements including: Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project/Per Location Aggregates Hired & Non-Owned Auto (select classes) Misc. Professional Liability (select classes) Umbrella Coverage: Limits up to $5 million Minimum premiums starting at $750 Available on a supported or unsupported basis Umbrella policies require underlying carriers with AM Best ratings of A-VI or better for Auto/GL and B++ or better for Employers Liability. GL limits of $1M/$2M/$2M are required. Underwriting Highlights and Minimum Premiums Our underwriting team focuses on responsiveness and flexibility. Minimum premiums vary by class and coverage, starting at $500 for casualty and $750 for umbrella. We work with agents to find the right structure for each account, whether it’s a standalone policy or a complete package. Example: You might have a contractor client specializing in residential remodeling who uses a few uninsured subcontractors. Our program can accommodate this setup while offering the coverage enhancements needed to satisfy project owner requirements. Territories and Market Availability This program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA. We operate on a non-admitted basis, giving us the flexibility to tailor solutions outside the standard market. Why Work With Allstar Financial Group? Allstar Financial Group is a trusted Managing General Underwriter and E&S Broker with deep experience in contractor risk placement. Our small business solutions division is built to support independent agents with fast quoting, knowledgeable underwriters, and access to multiple quality carriers. Whether you're working on a single artisan policy or a bundled package for a growing contractor, we streamline the process and help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized artisan contractors, including electricians, plumbers, HVAC techs, painters, roofers, and general remodelers. Can the program accommodate uninsured subcontractors?Yes, accounts with uninsured subcontractors can be considered based on underwriting review. Is this coverage available on an admitted basis?No, most coverage is placed on a non-admitted basis to provide greater flexibility in terms and structure. In which states is this program available?The program is available in most states, with a core focus on AL, GA, LA, MS, NC, SC, TN, and VA. Are project-specific policies available?Yes, we offer project-specific policies and can tailor coverage to meet the needs of individual jobs or contracts. Need help placing an account? Connect with a market specialist.

Hotel/Motel Insurance Allstar Financial Group’s Hotel/Motel Insurance program is designed to help agents and brokers place comprehensive coverage for hospitality operations. Through our Small Business Solutions division, we make it simple to quote and bind policies quickly, giving your clients the protection they need and the service you expect. As a Managing General Underwriter and E&S Broker, Allstar offers flexible underwriting and market access for a range of standard and hard-to-place risks. Whether your client operates a small roadside inn or a mid-size boutique hotel, we provide tailored coverage options for property, casualty, liquor liability, and umbrella exposures. Our underwriting team is ready to help you navigate complex risks and respond with competitive solutions. Ideal Accounts and Risk Appetite We target a broad range of hospitality businesses, including: Independent hotels and motels Franchise-brand properties Extended-stay and budget lodging In addition, we can consider a variety of risk types such as: Habitational Contractors Offices and Retail Vacant buildings Wholesale and Institutional properties You might have a client who owns a 40-room motel in Georgia or a boutique hotel in Virginia looking for better umbrella and liability coverage—our program is built to handle these types of accounts with ease. Coverage Highlights Property Coverage Total Insured Values up to $5 million per location Available as monoline or part of a package No coinsurance options (varies by risk) Optional enhancements and equipment breakdown available Casualty Coverage Monoline or package options Minimum premiums starting at $500 Primary limits up to $5 million/$5 million Project-specific policies available Coverage for uninsured subcontractors available Optional enhancements including: Blanket Additional Insured Waiver of Subrogation Primary Non-Contributory wording Per project/per location aggregate Hired & Non-Owned Auto (select classes) Misc. Professional Liability (select classes) Liquor Liability (available in NC, SC, GA, TN, VA) Limits from $100K/$100K up to $1 million/$2 million Monoline or packaged Assault & Battery coverage follows GL Umbrella Coverage Limits up to $5 million Minimum premium starting at $750 Available with or without supporting coverage GL underlying minimums: $1M/$2M/$2M Carrier requirements: AM Best A-VI+ or B+++ (depending on line) Territories and Availability Our Hotel/Motel Insurance program is available in the following states: Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Most coverages are written on a non-admitted basis through multiple carrier partners. Why Work With Allstar Financial Group? Allstar Financial Group brings decades of underwriting experience and deep market access to your hospitality accounts. Our team offers fast response times, flexible underwriting, and a commitment to helping agents succeed. Whether you're placing a new venture or trying to solve coverage gaps for an established business, we provide the tools and expertise to help you close the deal. We understand the challenges hospitality businesses face—from liability arising from third-party injuries to property damage and liquor liability exposures. Partner with Allstar to give your clients the peace of mind they need and the service they deserve. Frequently Asked Questions What types of hotel or motel accounts are ideal for this program?We target independent and franchise hotels, motels, extended-stay properties, and select habitational risks with TIVs up to $5 million per location. Can I write a monoline property or liability policy through this program?Yes, both monoline and package options are available depending on the risk type and coverage needs. Is liquor liability included automatically?No, liquor liability is available as an optional coverage in select states (NC, SC, GA, TN, VA) and can be written monoline or packaged. What states is this program available in?The program is currently available in AL, GA, LA, MS, NC, SC, TN, and VA. What are the minimum premiums?Minimum premiums vary by coverage type—liability starts at $500 and umbrella starts at $750. Need help placing an account? Connect with a market specialist.

Mercantile Insurance Allstar Financial Group, through its Allstar Underwriters division, offers a comprehensive Mercantile Insurance program tailored for small to mid-sized businesses. Designed for independent agents and brokers seeking fast, flexible, and competitive solutions, this program includes Property, Casualty, and Umbrella coverages. With access to multiple carriers and underwriting expertise, Allstar makes it easy to quote and bind coverage quickly through its Small Business Solutions division. Ideal Accounts and Appetite The Mercantile Insurance program is built to accommodate a broad range of commercial risks, including: Retail and Wholesale Operations Contractors and Construction-related Businesses Habitational and Institutional Properties Office Buildings and Professional Services Vacant Properties Whether your client is a general contractor, a retail shop owner, or manages a vacant commercial property, this program offers solutions that meet a wide range of needs and exposures. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged policies No coinsurance options (subject to risk type) Optional enhancements, including equipment breakdown Casualty Coverage Monoline or packaged options Minimum premium starting at $500 Primary limits up to $5 million / $5 million Project-specific policies available Coverage for uninsured subcontractors Optional endorsements such as: Blanket Additional Insured Waiver of Subrogation Primary Non-Contributory Per Project / Per Location Aggregate Hired & Non-Owned Auto (select classes) Miscellaneous Professional Liability (select classes) Umbrella Coverage Limits available up to $5 million Minimum premium from $750 Supported and unsupported options Underlying requirements include carriers rated A-VI or better (Auto/GL) and B++ or better (Employers Liability) GL limits must meet $1 million / $2 million / $2 million minimums Underwriting Notes and Minimum Premiums Minimum premiums vary by line of coverage and risk type, starting at $500 for Casualty and $750 for Umbrella coverage. Allstar Underwriters is experienced in handling a wide range of mercantile risks and offers flexible underwriting and optional enhancements to tailor coverage. Monoline or package policies are available depending on your client's needs. Territories and Availability This program is available in most states, with a strong focus on the Southeastern U.S., including Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Admitted and non-admitted options are available depending on the state and class of business. Why Work With Allstar Financial Group? Allstar Financial Group is a Managing General Underwriter and E&S Broker with a reputation for responsive service and underwriting expertise. Their Mercantile Insurance program is backed by multiple carriers and designed to streamline the placement process for agents and brokers. With quick turnaround times and flexible options, Allstar makes it easier to serve your small business clients across a wide range of industries. You might have a retail client needing a quick package quote including property and liability, or a contractor requiring project-specific liability with optional umbrella limits — Allstar has the tools and market access to help you place that business efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for contractors, retail and wholesale businesses, habitational properties, office buildings, institutional risks, and vacant properties. Can I write monoline coverage or must it be packaged?You can write either monoline or package policies depending on the client's needs and the line of business. What is the minimum premium for Casualty and Umbrella coverage?Casualty coverage starts at $500 minimum premium, while Umbrella coverage starts at $750. Actual premiums may vary based on the specific risk. Which states is this program available in?This program is available in most states, with a primary focus on AL, GA, LA, MS, NC, SC, TN, and VA. Are enhancements like Additional Insured and Waiver of Subrogation available?Yes, optional enhancements such as Blanket Additional Insured, Waiver of Subrogation, and others are available for qualifying classes. Need help placing an account? Connect with a market specialist.