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...ydroelectric, cogeneration, and alternative energy facilities; municipal water and sewag...ntly Asked Questions What types of energy accounts are a good fit for this program?Mid- to large-size energy and process facilities such as refineries, power plants, pipelines, chemical manufacturers...

...xposures across traditional and alternative energy operations, mining, and uti...fy for coverage?Yes — particularly alternative energy start-ups. Eligibility depends on ...

...access to a competitive Renewable Energy Insurance program backed by an 'A' ra...ogram?This program targets renewable energy operations such as solar panel ins...

DealerGuard - Auto Dealer's Open Lot For over 30 years, DealerGuard from Amwins Underwriting has provided open-lot physical damage coverage tailored to franchised and large independent auto dealers, associations, and finance company floorplans. The program pairs targeted underwriting with consultative service, loss-control support, and nationally recognized claims administration to protect inventory parked on dealer lots. Sweet spot Franchised auto dealers or large independent auto dealers Low demo/employee ratio (<10%) Low loss ratio (<30% current year; <40% prior three years) 5+ years in operation (franchised); 3+ years in operation (independent) Eligible risks - Franchised automobile dealers. Typical operations include sales of new and used vehicles, with incidental maintenance, service, and repair. Minimum account premium is $10,000. - Dealer Open Lot coverage may be written in conjunction with Manufacturer and Floorplan coverage. Ineligible risks - Auto (daily or weekly) rental operations - Boat dealers Coverage highlights Dealer's Open Lot Available for “non-floored only” accounts when required. Inventory protection can be extended to motorcycle and bus dealers. Parametric Parametric hail coverage is available for dealers in high-weather-risk zones where traditional terms can be difficult to secure. Other coverages available (separate policies) - Pollution and Underground Storage Tank Services & claims - Loss control and consultative services - Claims management provided by a nationally recognized third-party administrator - Dedicated, client-focused service team Underwriting notes & minimums Amwins Underwriting operates this program as a non-admitted market focused on larger dealer accounts. The program’s minimum account premium is $10,000. Underwriters look for stable operations, clean loss histories, and strong on-lot controls. Typical requirements include a completed DealerGuard application and currently valued loss runs (current year plus four prior years). Submission requirements - Completed DealerGuard application - Currently valued loss runs (current plus four prior years) - Franchised dealers: page one of the most recent month-end financial statement for each franchise/dealership - Non-franchised dealers: detailed inventory listing for all vehicles Please send submissions to: [email protected] Territory & carrier Available in: AL, AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Carrier: Lexington. Program administered by Amwins Underwriting (MGA). Why place DealerGuard through Amwins Underwriting? Specialized underwriting for franchised and large independent dealers with decades of program experience. Integrated loss-control and claims services designed for large inventory exposures. Flexible options for non-floored risks, inventory types (including motorcycles and buses), and parametric solutions for hail-prone territories. Dedicated underwriting and service teams focused on dealer-floorplan and open-lot exposures. Example accounts that fit this program You represent a multi-franchise dealer group with consistent safety controls, a low demo-to-employee ratio, and a five-year operating history — ideal for DealerGuard placement. A large independent dealer with several satellite lots, clean loss runs, and a $12,000 account premium need — fits the program’s minimum and underwriting profile. When completing applications, please include the Date a Quote is Required and the Expiring and/or Target Premiums. Frequently Asked Questions What types of dealer accounts are a good fit for DealerGuard?DealerGuard is designed for franchised auto dealers and large independent dealers with stable operations, low demo/employee ratios, and strong loss histories. The program targets accounts with solid on-lot controls and multi-year operating experience. What are the submission and documentation requirements?Submit a completed DealerGuard application, currently valued loss runs (current plus four prior years), and financials or detailed inventory listings depending on whether the dealer is franchised or independent. Is there a minimum premium or territory restrictions?Yes. The program’s minimum account premium is $10,000. Coverage is available in the states listed above; confirm availability with underwriting for specific risks. Does the program handle claims and loss control?Yes. Amwins Underwriting pairs the DealerGuard program with loss control and consultative services and uses a nationally recognized third-party administrator for claims management. What is the parametric hail option and when is it used?The parametric offering provides a hail-triggered payout for dealers in high-weather-risk zones where traditional terms may be limited. It’s intended as an alternate solution for hail-prone portfolios. Need help placing an account? Connect with a market specialist.

...n: Options include buffer, SIR, alternative funding and excess solutions; carr...and exposures, any existing SIR or alternative funding arrangements, and detai...

Sloan Mason Insurance Services, Inc. specializes in placing complex Workers Compensation and Longshore Insurance accounts. With deep industry knowledge and access to multiple top-rated markets, our team supports agents and brokers in securing coverage for businesses involved in maritime-related operations and other unique longshore exposures. Ideal Accounts and Appetite This program is designed for employers with annual workers' compensation premiums ranging from $5,000 to $100,000 and includes accounts with at least 1% USL&H payroll (excluding sales and clerical). We work with a wide range of industries where longshore exposure is present, including but not limited to: Shipbuilding, repair, and maintenance Maritime equipment servicing Stevedoring and freight handling Marine terminals and grain milling operations Offshore oil and gas service providers Marine construction contractors Government contractors with maritime exposure Artisan contractors performing USL&H work New ventures are considered—contact us for criteria. If you have a client launching a ship repair business or a contractor taking on government dockside projects, we can help you find the right coverage solution. Coverage Highlights and Advantages Comprehensive Workers Compensation and Longshore Insurance coverage Guaranteed Cost Policy form Coverage available in up to five states per account Optional enhancements available upon request, including: OCSLA (Outer Continental Shelf Lands Act) coverage Blanket Waiver of Subrogation Blanket Alternate Employer endorsement Expert Services and Claims Support Integrated underwriting and longshore-focused loss control specialists Maritime claims experts located in dedicated USL&H claims offices Flexible and diverse payment plans available to qualifying accounts Direct billing to the insured for convenience Submission Requirements To submit a risk for consideration, please provide the following: Completed and signed ACORD application Currently valued loss runs for the past three years Current NCCI Experience Modification Worksheet For additional program details, please review our Longshore and Harbor Workers' Compensation Act Programs Data Sheet. Territories and Availability This program is available in all 50 states plus Washington, D.C. We represent both admitted and non-admitted markets, depending on the state and risk profile. Our carrier partners include American Equity, Chartis, SeaBright, and Zurich. Why Work With Sloan Mason Insurance Services With a strong focus on maritime and longshore exposures, Sloan Mason Insurance Services offers niche expertise that helps agents place hard-to-insure accounts. As a managing general agency with access to multiple markets and specialized underwriting and claims resources, we are your go-to partner for complex workers compensation risks involving USL&H exposure. Frequently Asked Questions What types of accounts are a good fit for this program?We target accounts with USL&H exposure, such as shipbuilders, stevedores, marine construction companies, and offshore oil and gas service providers. Artisan contractors and new ventures are also considered. What is the minimum premium required?We consider accounts with premiums starting at $5,000. The final premium varies depending on the risk profile and scope of USL&H exposure. Can new ventures be submitted?Yes, we accept new ventures that meet our underwriting guidelines. Please contact us for specific criteria. What documents are required for submission?A completed and signed ACORD application, three years of currently valued loss runs, and a current NCCI Experience Mod Worksheet are required. In how many states can coverage be written per account?We can write coverage in up to five states per account, depending on the risk and carrier availability. Need help placing an account? Connect with a market specialist.

..., and underwriters can evaluate alternative structures for larger or more comp...