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...-endorsed insurance provider for amusement parks. We specialize in the risks t...ling, and risk management with deep amusement industry expertise to help you p...

With more than 25 years of industry experience, Axiom Insurance Managers Agency, LLC offers a dedicated Fine Dining Restaurant Insurance program built for upscale dining operations. Whether your client runs a white-tablecloth steakhouse, a high-end bistro with an extensive wine list, or a destination restaurant with valet and limited live music, Axiom provides tailored coverage and flexible underwriting to match those specialty exposures. Ideal Accounts and Appetite This program targets fine dining establishments that maintain elevated food and service standards and operate in a controlled environment. Typical classes we consider include: Fine dining restaurants White-tablecloth establishments Steakhouses Axiom will consider locations serving up to 65% liquor by revenue when a curated wine list and responsible alcohol controls are in place. Limited live entertainment such as acoustic acts, jazz trios, or similar performances is allowed up to twice per week with appropriate controls. Example fits: you might have a high-end steakhouse with valet parking and occasional acoustic music or a boutique bistro with a prominent sommelier program. With documented controls and standard risk management practices, these accounts are typically well-aligned with Axiom’s appetite. Coverage Highlights and Advantages Axiom’s program combines broad liability limits with hospitality-specific options to address common exposures in fine dining operations. General Liability $1,000,000 Each Occurrence $2,000,000 General Aggregate (excluding Products/Completed Operations) $2,000,000 Products/Completed Operations $2,000,000 Personal & Advertising Injury $500,000 Damage to Premises Rented to You Liquor Liability (Package or Mono-Line) $1,000,000 Each Common Cause $2,000,000 Aggregate (per-location aggregate applies) Optional Coverages Assault & Battery Defense Outside the Limit of Liability Combined Single Limit $1,000,000 Hired & Non-Owned Auto Liability Valet Parking coverage $5,000 Medical Payments (fine dining only) Umbrella/Excess up to $10 million Additional Insureds Employment Practices Liability Property and Business Income (subject to coastal wind exclusions) Food & Beverage Spoilage Equipment Breakdown Underwriting Notes and Minimum Premiums To expedite placement, submissions should include: Signed ACORD applications Three years of currently valued loss runs A completed supplemental application (Axiom’s or another carrier’s) Target pricing or expiring premium Minimum premiums vary by account characteristics and location. Contact Axiom for indicative pricing based on the client’s operations, revenues, and exposures. Territories and Availability The program is offered on a non-admitted basis and is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, DC, WV, WI, WY. Some state or regional restrictions apply: New York – certain Bronx zip codes are restricted Connecticut – certain New Haven zip codes are restricted Minnesota – certain counties are limited to $100,000/$300,000 liquor liability Why Work With Axiom Insurance Managers Agency, LLC Axiom is a program administrator with deep hospitality underwriting experience and access to multiple markets that understand fine dining risks. Agents benefit from responsive service, flexible terms, and an underwriter who recognizes the operational nuances of upscale restaurants. Use Axiom to place accounts that require specialty appetite, tailored liquor and liability solutions, and optional coverages such as valet and food spoilage. Frequently Asked Questions What types of accounts are a good fit for this program?Upscale restaurants, white-tablecloth establishments, and steakhouses with controlled operations and up to 65% liquor revenue are ideal candidates. Is this program available in all states?The program is available in most states on a non-admitted basis, but some zip codes and counties have restrictions. Contact Axiom to confirm eligibility for a specific location. Can I submit risks with live entertainment?Yes. Live entertainment is acceptable when limited to acoustic acts, trios, or jazz combos no more than twice per week and when appropriate controls are in place. What are the submission requirements?Provide signed ACORDs, three years of currently valued loss runs, a completed supplemental application, and target pricing or expiring premium to start underwriting review. Is liquor liability offered as standalone coverage?Yes. Liquor liability can be written as a mono-line policy or included as part of a packaged solution. Need help placing an account? Connect with a market specialist.

...ons for Themed Attractions. From amusement parks and family entertainment cent...s program?This program is ideal for amusement parks, family entertainment centers, sea...

...derwriter with deep roots in the amusement and recreation industry, American S...ncludes General Liability, Property, Workers Compensation, Liquor Liability, Auto, Excess...

...ctivities including waterslides, amusement devices, and motorized boating. Day...me Commercial Auto Excess Liability Workers’ Compensation Common Associated Exposures...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a comprehensive Tire Dealers Insurance Program designed specifically for tire dealers and related automotive businesses. As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General works with a variety of carriers to provide tailored solutions that address the unique risks faced by tire retailers, installers, and service operations. Overview of the Program From Colonial General This program is built for tire dealers that need specialized Commercial Garage coverage. Whether your client operates a single-location tire shop or a multi-bay service center, Colonial General can help you place coverage to meet their operational and liability exposures. Our experienced team is ready to assist with underwriting guidance and fast turnaround times. Ideal Accounts and Appetite The Tire Dealers Insurance Program is suitable for businesses involved in: New tire sales and installation Tire repair and balancing services Auto garages with tire-related services Specialty tire dealers (e.g., off-road, equipment tires) Used tire sales may be considered on a case-by-case basis. However, accounts engaged in recap, retread, or remanufactured tire services are excluded. "AS IS" auto sales are acceptable under the program. Coverage Highlights and Advantages The program offers a strong suite of coverages to protect your tire dealer clients from both common and specialized risks: Garage Liability Limits up to $1,000,000 per accident $3,000,000 Liability Aggregate Garage Keepers Coverage on a primary basis with specified causes of loss Dealers Physical Damage False Pretense Coverage Fire Legal Liability In-Transit Coverage for towing operations Broad Form Garage Endorsements $5,000 Medical Payments Property Coverage available Underwriting Notes and Minimum Premiums Colonial General evaluates each account individually. While no specific minimum premium is listed, accounts should demonstrate sound risk management practices and fall within the target class profile. Our underwriters are happy to work with you to determine eligibility and pricing. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options are available depending on the risk and market availability. Why Work With Colonial General Colonial General brings decades of experience serving agents and brokers in the Western U.S. We specialize in hard-to-place commercial risks and niche programs, offering access to a wide range of carriers and competitive solutions. Our team is responsive, knowledgeable, and committed to helping you grow your book of business with quality markets. If you have a tire shop client looking to expand into specialty tire sales or an automotive garage that needs stronger liability protection, Colonial General can help you secure the right coverage. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include retail tire dealers, tire installation and repair shops, and specialty tire dealers such as those selling off-road or equipment tires. Are used tire sales eligible for coverage?Used tire sales may be considered depending on the nature of the operation. However, recap and retread tire services are excluded from this program. Is this program admitted or non-admitted?Both admitted and non-admitted markets are available depending on the state and risk profile. What states is this program available in?The Tire Dealers Insurance Program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I place coverage for a shop that also sells vehicles?Yes, "AS IS" auto sales are acceptable under this program, subject to underwriting review. Need help placing an account? Connect with a market specialist.