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...red coverage for a wide range of amusement and entertainment risks. Working di...ackages that include property, auto, workers’ compensation, excess liability, inland marin...

...e Employee Benefits Liability Workers' Compensation Flexible deductible ...mbrella, Liquor Liability, Property, Workers' Compensation, Automobile, and Crime, among o...

M.J. Hall & Company, Inc. offers a specialized Nightclub Insurance program built for the unique risks of nightlife venues — including gentlemen’s clubs, private membership clubs, country-western dance halls, and bars or restaurants with live entertainment. Whether your client operates with or without food service, dance floors, DJs, or live bands, this program helps you place tailored liability and property protection. This program is geared toward small to mid-sized bar and nightclub operations, as well as restaurants with or without alcohol service. Ideal Accounts and Appetite M.J. Hall targets a broad range of nightlife risks across AK, AZ, CA, HI, and NV. The program is a good fit when accounts have exposures that make placement in standard markets difficult — for example, liquor liability, dancing or live entertainment, valet operations, or on-site security staff. Nightclubs with live DJs or bands Gentlemen’s clubs with or without food service Country western dance halls Private membership clubs Bars and restaurants offering alcohol, dancing, or valet parking If you have clients whose entertainment venues fall outside typical market appetites because of liquor exposure, patron activities, or security concerns, this program provides underwriting flexibility and tailored solutions. Coverage Highlights and Advantages M.J. Hall’s Nightclub Insurance program provides access to core commercial coverages and industry enhancements that agents commonly need when placing hospitality and nightlife accounts. General Liability (Primary or Excess) - Commercial General Liability limits up to $3,000,000 - Primary Liquor Liability up to $1,000,000 Available Program Enhancements: - Garage Keepers coverage for valet services - Non-Owned & Hired Auto coverage - Assault & Battery coverage (subject to underwriting) - Business Income protection - Medical Payments coverage Crime Coverage - Inside the Premises - Outside the Premises Property Coverage - Basic, Broad, or Special form options - Replacement Cost or Actual Cash Value valuation - Contents and Equipment Breakdown - Business Income and Extra Expense - Accounts Receivable, Computer Equipment, Valuable Papers, and Outside Signs Underwriting Notes and Minimum Premiums Minimum premiums vary by exposure and coverage selection; typical programs start around $2,500 and increase based on risk characteristics, limits, and enhancements. M.J. Hall underwrites both admitted and non-admitted placements in select states and works with multiple carrier partners to find the appropriate capacity. Territories and Availability This program is available to licensed agents and brokers in Alaska, Arizona, California, Hawaii, and Nevada. Other territories may be considered on a case-by-case basis — contact M.J. Hall to discuss a specific opportunity. Why Work With M.J. Hall & Company, Inc.? As an Excess & Surplus Lines broker, M.J. Hall brings decades of hospitality placement experience and strong carrier relationships. The team focuses on challenging nightlife accounts and can tailor programs that address liquor exposures, assault and battery risk, valet operations, and entertainment-related liabilities. Examples agents commonly place with this program: You have a neighborhood nightclub that hosts live bands and offers late-night service — the program can combine GL, liquor liability, and assault & battery options. You represent a restaurant that added a dance floor and valet service — the program can add garage keepers, non-owned auto, and increased liability limits to address the new exposures. Contact M.J. Hall today for Nightclub Insurance solutions tailored to your clients’ nightlife and hospitality operations. For appointment contact: [email protected] Frequently Asked Questions What types of accounts are a good fit for M.J. Hall's Nightclub Insurance program?We target small to medium-sized nightclubs, bars, gentlemen’s clubs, country western venues, and restaurants with or without alcohol sales or live entertainment. Can this program cover liquor liability?Yes. We offer primary liquor liability coverage up to $1,000,000, making the program suitable for venues that serve alcohol. Is assault and battery coverage included?Assault & battery coverage is available as an optional enhancement, subject to underwriting approval and terms. In which states is this program available?This program is currently available in Alaska, Arizona, California, Hawaii, and Nevada. What is the minimum premium for this program?Minimum premiums typically begin at $2,500, though actual pricing varies based on the account's exposures and selected coverages. Need help placing an account? Connect with a market specialist.

...edical and Catastrophic Medical Workers’ Compensation (where available) Deductible / S...

...s, batting cages, and inflatable amusements Family fun centers with concessi...ng alleys, go-kart tracks, trampoline parks with controls in place, water parks, and other family entertainment ce...

...ents operate permanent mobile home parks, seasonal RV parks, or year-round campgrounds, this prog...This program is ideal for mobile home parks (permanent or tourist-based), RV parks, and campgrounds, including both s...

With more than 25 years of industry experience, Axiom Insurance Managers Agency, LLC offers a dedicated Fine Dining Restaurant Insurance program built for upscale dining operations. Whether your client runs a white-tablecloth steakhouse, a high-end bistro with an extensive wine list, or a destination restaurant with valet and limited live music, Axiom provides tailored coverage and flexible underwriting to match those specialty exposures. Ideal Accounts and Appetite This program targets fine dining establishments that maintain elevated food and service standards and operate in a controlled environment. Typical classes we consider include: Fine dining restaurants White-tablecloth establishments Steakhouses Axiom will consider locations serving up to 65% liquor by revenue when a curated wine list and responsible alcohol controls are in place. Limited live entertainment such as acoustic acts, jazz trios, or similar performances is allowed up to twice per week with appropriate controls. Example fits: you might have a high-end steakhouse with valet parking and occasional acoustic music or a boutique bistro with a prominent sommelier program. With documented controls and standard risk management practices, these accounts are typically well-aligned with Axiom’s appetite. Coverage Highlights and Advantages Axiom’s program combines broad liability limits with hospitality-specific options to address common exposures in fine dining operations. General Liability $1,000,000 Each Occurrence $2,000,000 General Aggregate (excluding Products/Completed Operations) $2,000,000 Products/Completed Operations $2,000,000 Personal & Advertising Injury $500,000 Damage to Premises Rented to You Liquor Liability (Package or Mono-Line) $1,000,000 Each Common Cause $2,000,000 Aggregate (per-location aggregate applies) Optional Coverages Assault & Battery Defense Outside the Limit of Liability Combined Single Limit $1,000,000 Hired & Non-Owned Auto Liability Valet Parking coverage $5,000 Medical Payments (fine dining only) Umbrella/Excess up to $10 million Additional Insureds Employment Practices Liability Property and Business Income (subject to coastal wind exclusions) Food & Beverage Spoilage Equipment Breakdown Underwriting Notes and Minimum Premiums To expedite placement, submissions should include: Signed ACORD applications Three years of currently valued loss runs A completed supplemental application (Axiom’s or another carrier’s) Target pricing or expiring premium Minimum premiums vary by account characteristics and location. Contact Axiom for indicative pricing based on the client’s operations, revenues, and exposures. Territories and Availability The program is offered on a non-admitted basis and is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, DC, WV, WI, WY. Some state or regional restrictions apply: New York – certain Bronx zip codes are restricted Connecticut – certain New Haven zip codes are restricted Minnesota – certain counties are limited to $100,000/$300,000 liquor liability Why Work With Axiom Insurance Managers Agency, LLC Axiom is a program administrator with deep hospitality underwriting experience and access to multiple markets that understand fine dining risks. Agents benefit from responsive service, flexible terms, and an underwriter who recognizes the operational nuances of upscale restaurants. Use Axiom to place accounts that require specialty appetite, tailored liquor and liability solutions, and optional coverages such as valet and food spoilage. Frequently Asked Questions What types of accounts are a good fit for this program?Upscale restaurants, white-tablecloth establishments, and steakhouses with controlled operations and up to 65% liquor revenue are ideal candidates. Is this program available in all states?The program is available in most states on a non-admitted basis, but some zip codes and counties have restrictions. Contact Axiom to confirm eligibility for a specific location. Can I submit risks with live entertainment?Yes. Live entertainment is acceptable when limited to acoustic acts, trios, or jazz combos no more than twice per week and when appropriate controls are in place. What are the submission requirements?Provide signed ACORDs, three years of currently valued loss runs, a completed supplemental application, and target pricing or expiring premium to start underwriting review. Is liquor liability offered as standalone coverage?Yes. Liquor liability can be written as a mono-line policy or included as part of a packaged solution. Need help placing an account? Connect with a market specialist.

...e Solutions, LLC offers a robust Amusement Centers Liability Insurance program...ogram available nationwide?Yes, our Amusement Centers Liability Insurance prog...