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... a specialty program designed for animal clubs, associations and organizers of animal-related events. For more than 30 year...d associations focused on non-racing animal activities—polo clubs, dog breed c...

...excludes certain breeds or limits animal liability. Fills coverage gaps quic...address, dog breed(s) and age, prior animal incidents or claims history, and a...

Workers' Compensation Solutions for Professional Employer Organizations Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, administers a dedicated workers’ compensation program for Professional Employer Organizations (PEOs). As a program administrator, Amwins Underwriting combines specialized underwriting, a client-facing portal, and broad capacity to help retail agents place complex PEO payroll portfolios. Overview of the Program This program is built for PEOs and the retail agents who serve them. It provides a full-service solution that emphasizes underwriting discipline for hazardous and mixed-class payrolls, operational transparency through a client portal, and nationwide capacity. You can learn more about program details on Amwins’ PEO product page: workers' compensation coverage for PEOs. Ideal Accounts and Appetite Target PEO clients and accounts with mixed-class payrolls across Hazard 1–8 and NCCI Hazard Grade A–F. Clients that require consolidated policy, payroll and claims reporting on a portal. Large or complex PEO aggregations where underwriting discipline and claims oversight are important. Agents who specialize in PEO business and can provide thorough payroll and loss history data. Coverage Highlights and Advantages Client Portal — secure access to policy details, client rosters, payroll submission, premium reporting and claims information to simplify administration and audit. Program administration by Amwins Underwriting — specialized PEO underwriting and policy servicing designed for multi-client payrolls. Flexible handling of mixed classes and higher-hazard exposures common to PEO portfolios. Partnering with specialty PEO retail agents — the program is structured to work with agents familiar with PEO operations and reporting. Underwriting Notes and Minimum Premium Amwins Underwriting evaluates submissions based on the PEO’s client mix, payroll detail by class, and loss history. The program typically requires comprehensive payroll and claims data at submission. The program’s stated minimum premium is $500,000, so it is positioned for larger PEO portfolios or aggregated business that can meet that threshold. Territories and Availability The program provides coverage nationwide and is available across all states and D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Why Work With Amwins Underwriting on PEO Workers’ Comp Specialized underwriting and servicing for PEO structures, not a one-size-fits-all approach. Operational transparency through a single client portal that centralizes payroll, premium and claims data. Dedicated to working with experienced PEO retail agents who can provide detailed submissions. Example scenarios You have a regional PEO with 200 client companies across retail, light manufacturing and service classes and mixed payroll reporting — this program supports consolidated reporting and focused underwriting. A national PEO seeking better claims visibility and a single source for payroll/audit services for a large blended account — the client portal and program administration help streamline those needs. Interested in seeing the portal or discussing a submission? Visit the program page to learn more: Visit our website. Frequently Asked Questions What types of PEO clients are a good fit for this program?PEOs with larger aggregated payrolls or portfolios that include mixed or higher-hazard classes (Hazard 1–8; NCCI Hazard Grade A–F) are a strong fit. The program is geared toward accounts that can meet the $500,000 minimum premium and provide detailed payroll and loss information. How should agents submit business to Amwins Underwriting?Submissions should come from retail agents experienced with PEOs and include client rosters, payroll by class, detailed loss runs, and any current billing or audit procedures. Amwins Underwriting expects thorough data to evaluate blended-class exposures effectively. What does the client portal provide?The portal gives agents and their PEO clients access to policy documents, client-level payroll reporting, premium and audit information, and claim tracking. It is designed to centralize administration for multi-client PEO policies. Are there common account characteristics that will be declined?Accounts with inadequate payroll detail, poor loss history without a credible remediation plan, or exposures outside the program’s target hazard grades are likely to be declined. Extremely high-risk or prohibited classes may not fit the program’s appetite. Need help placing an account? Connect with a market specialist.

Workers' Compensation Coverage for ReMA Members Amwins Program Underwriters' (APU) AmeriComp Recycling insurance program has partnered with APU’s RecycleGuard program — the only property & casualty insurance program sponsored by ReMA — to provide a dedicated workers’ compensation solution for ReMA members. This program is designed for agents who need a market with deep scrap-industry knowledge, tailored underwriting, and broad territorial availability. Overview of the Program From Amwins Underwriting The Amwins Program Underwriters Recycling workers’ compensation program offers specialty underwriting and market access for established recycling operations. The program combines AmeriComp’s WC capabilities with RecycleGuard’s recycling expertise to help you place complex recycling accounts that may not fit standard WC markets. Ideal Accounts and Appetite This program targets established ReMA members with demonstrated industry operations and loss control practices. Typical accounts that fit the appetite include: Metal recyclers — iron & steel and non-ferrous facilities Paper, plastics, glass, textile, and electronics recycling operations Collection centers, shredding operations, and automobile dismantlers Clients with consolidated yard operations, employee training programs, and basic safety controls Accounts that are less likely to fit include brand-new operations without industry experience, entities with uncontrolled chemical processing exposures, or businesses with very high incident frequency and poor safety programs. Coverage Highlights and Advantages Program specifically tailored to scrap and recycling exposures — underwriters understand site operations, common loss scenarios, and loss-control best practices. Available access to admitted markets in the territories shown below; program has relationships with A.M. Best rated "A" capacity. Flexible limits available to match larger payrolls and multiple locations (limits vary by account). Designed for agents who need a disciplined, consistent underwriting approach for recycling risks. Underwriting Notes and Minimum Premiums Eligibility: Established ReMA members only. Minimum premium: $15,000 — the program is positioned for mid-to-larger accounts rather than small, high-volume retail placements. Limits: Various — underwriters will tailor limits to payroll, operations, and loss history. Carrier relationships include QBE; program capacity is supported by A.M. Best rated "A" markets. Territories and Availability Admitted availability in all states listed below. The program is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Amwins Underwriting on Recycling Workers’ Compensation Specialized underwriting for recycling — reduces friction on submissions that require industry expertise. Partnership with RecycleGuard and ReMA provides credibility and a focused placement channel for members. Appropriate for agents with established recycling clients who need admitted, A-rated capacity and tailored WC programs. Example Account Scenarios You have a metropolitan metal recycling yard with 40 employees, documented safety programs, and steady payroll — this program can provide admitted A-rated WC capacity with tailored limits. A client operates a mid-sized electronics recycling facility with specialized processing lines and a formal training program; the program’s underwriting team can evaluate operations and structure appropriate coverage terms. For best results, submit complete applications with loss runs, descriptions of operations, details on safety and training programs, and any relevant certificates of compliance. Underwriters will evaluate on operational controls, loss history, and payroll detail. Frequently Asked Questions What types of recycling accounts are a good fit for this program?Established ReMA members in metal (iron, steel, non-ferrous), paper, plastics, glass, textiles, electronics, collection centers, shredders, and automobile dismantling operations are the primary targets. The program prefers businesses with documented safety programs and known operating histories. What is the minimum premium and typical underwriting threshold?The program’s minimum premium is $15,000, making it best suited to mid-sized and larger recycling operations rather than small or start-up businesses. Which states and admitted options are available?The program is available in the states listed above and is positioned for admitted placements in those territories. Confirm state availability on submission as filings and capacity can vary. What materials should I include with a submission?Include current loss runs, a detailed operations description, payroll by class code, safety and training program documentation, and any regulatory compliance records. Complete submissions speed underwriting decisions. Need help placing an account? Connect with a market specialist.

Amwins Specialty Auto Specializing in Giving You More, When You Need it Most. Amwins Specialty Auto offers a variety of programs to meet the needs of our insureds with flexible terms and an array of discounts. We also accept many different types of licenses, including no license. Our customer service is unmatched in the industry with quick solutions to any questions. Available in FL, TX & OK! Our approach to personal lines auto coverage: Careful and disciplined underwriting Flexibility and innovation Fast and friendly service Responsive claims handling Comprehensive, customizable reporting Strong data integrity Easy-to-use software Benefits for insureds: Amwins mobile app for easy payments, contact your agent, track payment history, access policy information Roadside assistance 7 vehicles allowed Artisan use coverage And more! Customized personal auto insurance solutions for insureds located in Florida, Texas & Oklahoma Florida Programs Texas Programs Oklahoma Programs Interested in learning more? Visit our website!

Insurance for Students, Sports & Leisure Activities Overview — Accident Medical Insurance from Amwins Underwriting (SMIC) SMIC, part of Amwins Underwriting, offers specialty Accident Medical, Student Accident and related liability programs for schools, sports organizations, special events and other leisure activities. With underwriting authority across all 50 states and access to A-rated carriers, SMIC delivers flexible, programmatic solutions that can be placed on a voluntary or mandatory basis, for single events or ongoing seasonal and annual operations. Industries and Account Types K-12 Education (public, private, charter, religious, preschool) Colleges & Universities Sports & Recreation (youth and adult leagues, clubs, tournaments) Public Entities Nonprofits and Religious Organizations Special Events, Fundraisers and Concerts Coverage Highlights Student Accident — Voluntary or mandatory student accident policies for K-12 activities, including athletics; common limits start at $25,000. Catastrophic Accident — Excess catastrophic benefits that supplement basic student accident coverage. Typical structures include 10-year or lifetime benefit periods and catastrophic cash options. With a common deductible of $25,000, limits can range from $1 million to $6 million. Accident Medical — Pays medical expenses resulting from accidental injury to participants, coaches, officials and volunteers during sports, camps, mission trips and similar activities. Typical limits for most programs range from $5,000 to $100,000. General Liability — Bodily injury, personal injury, property damage and optional participant legal liability for events, fundraisers, leagues and associations. TULIP (Tenant/User Liability Insurance Program) — Short-term, event-specific liability coverage with online issuance to reduce administrative burden for facility users and owners. Contingency Products — Coverage for cancellation & abandonment, non-appearance, prize indemnity, over-redemption, weather cancellation, transmission failure, ticket protection and related exposures. Inbound International Health Insurance — Comprehensive health coverage solutions for international students, visiting scholars and exchange program participants; available on mandatory or tight-waiver bases with flexible benefit designs. Why this program helps your clients These programs are designed to reduce the financial and reputational risk that arises when a participant is injured, an event is cancelled, or an organization is faced with third-party liability arising from athletic or recreational activities. SMIC’s specialty focus means underwriters understand the operational differences between a one-day tournament, a school district’s athletic program, and a year-round club—so quotes and policy forms reflect real exposures. Typical Appetite and Fit Good fit: K-12 and higher education student accident programs, youth and amateur sports leagues, seasonal camps, mission trips, nonprofit events, and single special events. Not a fit: High-risk professional sports, accounts requiring specialized workers’ compensation solutions, or exposures outside organized program structures without clear oversight. Underwriting Notes and Minimums SMIC offers tailored underwriting for single events through multi-year program placements. Common underwriting requirements include participant rosters, activity descriptions, supervision and safety protocols, and claims history when available. The program typically carries a minimum premium starting at $200. Territories and Availability SMIC has underwriting authority in all 50 states and Washington, D.C., and the program is available broadly across the United States. Because some coverages are admitted or non-admitted depending on the state and product structure, submit bind requests early so underwriters can advise on placement options and any state-specific requirements. How agents use this market As an MGA within the Amwins Underwriting family, SMIC gives agents access to dedicated specialty capacity and program forms for accident and event risks. You can use this market to place single events (concerts, tournaments, fundraisers) or programmatic accounts for schools, athletic associations and nonprofits. Example scenarios: You have a school district that needs a mandatory student accident plan for fall athletics with catastrophic excess—this program can combine a primary student accident policy with a catastrophic excess layer. A community recreation department needs short-term liability and accident coverage for an annual festival with multiple vendors and volunteer staff—TULIP and short-term accident limits can be issued to simplify administration. Click here to learn more about our offerings! Frequently Asked Questions What types of accounts are a good fit for SMIC’s Accident Medical program?Accounts that involve organized activities—K-12 and college student programs, youth and amateur sports leagues, camps, mission trips, nonprofit events and short-term special events—are the best fit. The program is built for participant accident exposures and related liability risks. What are the common limits and coverages I can quote?Typical accident medical limits range from $5,000 to $100,000 for primary accident medical coverage. Student accident plans commonly start at $25,000, and catastrophic excess limits typically range from $1 million up to $6 million depending on structure and deductible. What information does underwriting usually require?Underwriters typically request a description of the activity, participant counts/rosters, supervision and safety protocols, prior loss history and whether coverage is voluntary or mandatory. For events, details about attendance, vendors, and venue agreements help determine liability exposure. How do I submit a quote request and what is the minimum premium?Submit detailed account information to Amwins Underwriting/SMIC via your usual broker channels. The program’s minimum premium is generally $200; final pricing depends on exposure, limits, deductible structure and whether the placement is event-specific or programmatic. Need help placing an account? Connect with a market specialist.

Amwins Program Underwriters' Crane & Rigging Specialty Contractors Program led by Heather Frain. Overview The Crane & Rigging Specialty Contractors program from Amwins Program Underwriters provides commercial contractors general liability capacity targeted to crane, rigging and heavy-equipment contractors. The program is designed for agents and select brokers to place specialty contractors with significant equipment and third-party exposure. Coverage is available on a non-admitted/surplus lines basis. Target classes and operations Cranes and heavy lift operations Iron, steel, concrete panel and prefabricated building erection Riggers and millwrights Commercial construction equipment rental and transportation contractors Bridge reconstruction and infrastructure subcontracting (offshore operations excluded) Concrete construction and energy-related subcontracting Optional lines available Retail agents and select brokers can place the following optional coverages through the Crane & Rigging Specialty Contractors program: Business auto Inland marine Workers’ compensation Coverage highlights and advantages Underwriting focus on high-exposure crane, rigging and heavy-equipment contractors where specialized underwriting and equipment schedules are required. Ability to combine GL with inland marine and auto to provide broader placement options for accounts that deploy expensive equipment and specialized subcontracting operations. Structured for larger accounts and complex operations—underwriters experienced in crane/rigging exposures and construction subcontracting risks. Underwriting notes and minimums Minimum premium: $100K Typical submission requirements (provide these with new business submissions): Fully completed, current industry standard application Crane & Rigging Specialty Contractors supplemental application 5-year currently valued loss experience Contract / job ticket specimen copy Complete copy of the current expiring policy and the equipment list for the primary GL Territories and admission status The program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement is through non-admitted/surplus lines capacity; confirm filing and surplus lines requirements in the insured’s state before submission. Why work with Amwins Program Underwriters on Crane & Rigging business Niche underwriting team led by Heather Frain with experience in crane, rigging and heavy equipment exposures. Ability to structure placements that combine GL with ancillary lines (inland marine, auto, WC) for a more complete solution when equipment exposure is significant. Designed for larger, complex accounts where detailed equipment schedules, contract wording and loss histories drive terms. Example accounts that typically fit You have a regional crane contractor that performs heavy lifts for bridge reconstruction and erects prefabricated panels; they carry expensive leased equipment and need a GL program that coordinates with inland marine schedules. You represent a millwright/rigging subcontractor engaged on energy-related infrastructure projects (onshore) with multi-state operations and a five-year loss run showing a stable claims history. Visit our website to learn more! Frequently Asked Questions What types of accounts are a good fit for this program?Accounts with significant crane, rigging or heavy-equipment operations—such as crane contractors, riggers, millwrights, heavy-equipment rental/transport contractors, bridge reconstruction and prefabricated building erectors—are the primary target. Offshore operations are excluded. What are the submission essentials I should include?Include a fully completed industry application, the Crane & Rigging supplemental application, five years of currently valued loss runs, a sample contract/job ticket, and the expiring policy with the equipment list for the primary GL. Is the program admitted in core states?This program is placed on a non-admitted/surplus lines basis. Confirm surplus lines compliance for the insured’s domicile and operations before binding. What is the minimum premium and when is it applied?The program’s minimum premium is $100,000. This reflects the program’s focus on larger, higher-exposure accounts; smaller accounts are typically not eligible. Need help placing an account? Connect with a market specialist.

Auto GL, Phys Dam, and Excess Coverage for Dump and Roll-Off Fleets Program overview — Amwins Underwriting / Trinity Underwriting Managers Trinity Underwriting Managers (TUMI), part of the Amwins Underwriting division, offers a focused commercial auto program for dump and roll-off truck fleets. Our underwriting team brings deep trucking expertise and fast, practical service so you can place accounts efficiently and keep your clients moving. Ideal accounts and appetite Agents can use this program for trucking professionals who haul loose materials and roll-off containers, including: Sand, gravel and other aggregates Roll-off containers for construction debris or agricultural products Fleets from 1 to 100 power units (some restrictions on older power units) Not eligible: new ventures, scrap metal haulers, garbage trucks, mix-in-transit operations, hazmat, and frac sand. Coverage highlights Auto liability available up to $1,000,000 General liability up to $1,000,000 Physical damage on a stated amount basis with selectable deductibles Excess limits available to broaden primary limits Admitted and non-admitted options with A.M. Best "A" rated carriers Underwriting notes Preferred for established operators with proven loss history and stable operations. Expect restrictions for older power units; specify unit ages and VINs on submission. New ventures and high-hazard commodities (e.g., frac sand, hazmat) are declined. Physical damage is written on a stated amount basis — provide vehicle schedules and values. Contact underwriting for questions about fleet mix, mileage, and driver qualification controls. Example accounts that fit A family-owned construction aggregate hauler with 12 power units and routine routes between quarries and local jobsites. A regional roll-off container operator with 25 units hauling construction debris for municipal and private contractors (no hazmat). Territories and availability Available in: AL, AZ, AR, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, ME, MD, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WV, WY. The program supports admitted and non-admitted placements where appropriate. Why place with Amwins Underwriting (TUMI) Specialized underwriting team focused on dump and roll-off exposures. Access to A.M. Best "A" carriers across admitted and non-admitted markets. Streamlined placement for single-unit up to mid-size fleets (1–100 units). Responsive service for quoting, policy issuance, and endorsement handling. To learn more about our program, please visit our website. Frequently Asked Questions What types of accounts are the best fit for this Dump Trucks program?Accounts that haul aggregates (sand, gravel) or operate roll-off containers for construction debris or agriculture, with fleets from 1 to about 100 power units and an established loss history, are ideal fits. New ventures, scrap, garbage, mix-in-transit, hazmat, and frac sand operations are not eligible. What coverages and limits can I quote through this program?The program offers auto liability up to $1M, general liability up to $1M, physical damage on a stated amount basis with deductible options, and excess limits where appropriate. Both admitted and non-admitted markets are available. Are there vehicle-age or equipment restrictions?Yes. The program places some restrictions on older power units. Provide vehicle ages, VINs, and values at submission so underwriting can confirm eligibility and pricing. How should I submit a prospect for review?Include a complete vehicle schedule (VINs, model years, stated values), driver abstracts, loss runs, and details on operations and commodities hauled. Clear documentation of driver qualification and maintenance programs speeds the review. Is this available nationwide?This program is available in the states listed above and supports admitted and non-admitted placements. Check state availability for specific territories before submission. Need help placing an account? Connect with a market specialist.

Amwins Underwriting’s Environmental Transportation program helps agents place transportation accounts with potential pollution and spill exposures. The program is designed for fleets that move bulk liquids, dry commodities, fuel, waste, and other goods where a vehicle accident could create an environmental incident. Underwriting combines an admitted, A- XI rated carrier with flexible coverage options to protect both auto and environmental exposures. Ideal Accounts and Appetite For-hire petroleum transportation operations Operations with at least 10% transportation of hazardous materials that require placards (see Prohibited Exposures) Non-hazardous tank truck or tank trailer operations hauling bulk liquid or dry commodities Bulk food-grade commodities (dry or liquid bulk exposures >119 gallons, >450 liters, or >1,000 pounds) Hazardous and non-hazardous waste haulers (excluding garbage and refuse hauling) One- to 25-unit risks; available in most states (see Territories) What This Program Helps Manage This program addresses the key risks that transportation clients face when a spill or accident threatens pollution liability and third-party damages. It bundles standard commercial auto liability and physical damage with motor cargo and pollution-specific coverages so you can present a coordinated solution to trucking and hauling clients with bulk-product exposure. Coverages and Advantages No radius limitation on operations Auto Liability (limits to $1,000,000) Auto Physical Damage Motor Truck Cargo UM/UIM, medical payments, PIP, and statutory no-fault where required General Liability with optional Misdelivery of Liquid Products endorsement Auto Pollution Liability (form CA9948) Admitted paper from an A- XI rated carrier for placement confidence Limits and Availability Automobile liability: up to $1,000,000 General liability: up to $1,000,000 per occurrence / $2,000,000 aggregate Available in all states except AK, HI, MA, and NY Underwriting Requirements and Submission Guidance To submit an account, include complete commercial auto and loss-control details. Typical requirements: Commercial auto questionnaire — include hazard class and UN number of all hazardous commodities Minimum five years currently-valued loss runs Drivers schedule with dates of hire, years of experience, and MVRs for all drivers Vehicle schedule with year, make, model, body type, full VIN, stated amount, and garaging ZIP Target pricing by line of coverage Underwriters evaluate fleet safety metrics, hazmat handling procedures, routing, tank and valve maintenance, and cargo securement when considering terms. Heavy exposure to excluded classes (see below) will typically make accounts ineligible. Prohibited Exposures Class 2.3 Poisonous Gases Class 6.1 Packing Group 1 Class 6.2 Infectious Substances Class 7 Radioactive Materials Example Accounts That Fit A regional tanker fleet hauling petroleum products for retail fuel distribution, with documented driver training and vehicle schedules — good fit for combined auto and pollution limits. A food-grade bulk liquid hauler transporting liquid sweeteners and oils in tanker trailers — suitable for motor cargo plus pollution protection when non-hazardous. Why Place This Business With Amwins Underwriting Amwins Underwriting pairs a focused transportation-pollution appetite with admitted paper and experienced underwriting for environmental incidents tied to vehicle operations. The program is intended for agents who need a single market to address auto liability, cargo, and pollution exposures for small to mid-sized fleets across most states. Frequently Asked Questions What types of accounts are a good fit for Amwins Underwriting’s Environmental Transportation program?Small to mid-size fleets that haul bulk liquids or dry commodities, petroleum haulers, food-grade bulk carriers, and hazardous/non-hazardous waste haulers (excluding garbage/refuse) are the primary targets. Accounts should have clear vehicle and driver records and meet the program’s hazardous-material thresholds. Which states is the program available in?The program is available in most states; it is not available in Alaska, Hawaii, Massachusetts, or New York. Check specific submission guidance for state-level requirements. What submission materials are required for underwriting review?Provide a completed commercial auto questionnaire (with hazard classes and UN numbers), five years of currently-valued loss runs, driver schedules with MVRs, a detailed vehicle schedule (including full VINs), and target pricing by line of coverage. Need help placing an account? Connect with a market specialist.