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...ce Agency, Inc. offers a targeted Animal Services Insurance program for busine...t accounts with exotic or aggressive animals?Exotic species, wildlife, and kno...

...red Include (but not limited to): Animals & Livestock Aquaculture & Fi...am?Ideal accounts include vineyards, ranches, tree farms, aquaculture operatio...

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...ludes: Farms and Ranches Animal Mortality Vineyards and Wineries ...ram?This program is ideal for farms, ranches, vineyards, nurseries, and large ...

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A Professional/General Liability Insurance Program Dedicated to the Equine Industry Available nationwide, Non-admitted, $750 minimum premium Overview — Amwins Underwriting: Equine (GL & PL) Amwins Underwriting (through its Equisure program) offers a specialist commercial general liability program with professional liability features for equine-related operations. Designed and underwritten by an experienced team with more than 30 years in the equine market, this product gives agents a market for boarding facilities, trainers, instructors, event organizers and other equine service providers that need liability protection on and off premises. Ideal Accounts and Appetite This program is aimed at a broad range of non-farm equine operations, including: Equine boarding facilities Equine instructors and trainers Trail riding operations Equine-assisted therapy programs Horse sales activities Homeowner associations (HOAs) with riding trails Pony ride operators The program is not designed for farm property/hobby farms or racing (wager) operations. Use this market when the client’s primary exposures are liability and professional services related to horse care, instruction, boarding, or managed riding activities rather than agricultural/farm property exposures or pari-mutuel racing. Coverage Highlights and Advantages Commercial general liability with professional liability — offered on an occurrence basis. Liability coverage applies both on-premises and off-premises for covered operations. Care, custody, and control limits included per horse and for non-owned property. Fire legal liability provided at no additional charge. Medical payments coverage available. Limited professional liability included in most policies to address instructor/trainer exposures. These features make the program a good fit for clients who need integrated GL and professional liability protection tailored to equine activities, with specific handling of care, custody and control exposures that often arise in boarding and training scenarios. Underwriting Notes and Minimums This is a non-admitted program offered through Amwins Underwriting. Minimum premium is $750. Underwriting considers the scope of services, loss history, supervision practices, facility condition, turnout/handling procedures, signage, and whether activities include youth programs or therapy sessions where additional precautions are required. Territories and Availability Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Place Equine Business with Amwins Underwriting (Equisure) Niche underwriting expertise: Equisure’s long-standing focus on equine risks helps identify and price exposures specific to horse operations. Practical policy features: care/custody/control language and limited professional liability are built to address common agent concerns for trainers and boarding operations. Service-oriented: responsive submission review and experience handling equine claims and risk control discussions help move accounts efficiently. Example Accounts That Fit This Program A mid-sized boarding stable that provides basic training and lesson programs for adults and youth, with routine trail rides and occasional local shows. An equine-assisted therapy provider that operates on rented premises and needs liability coverage for on- and off-site sessions, plus coverage for non-owned client horses. How to Submit To place a submission or ask underwriting questions, send your materials to the Equisure team: Click here to send us a submission! Frequently Asked Questions What types of equine accounts are a good fit for this program?This program fits boarding facilities, instructors/trainers, trail riding operations, pony ride operators, horse sales activities, equine-assisted therapy programs, and HOAs with riding trails—basically commercial operations with liability and professional exposures rather than farm property/ranch risks. Is this an admitted program and what is the minimum premium?The Equine (GL & PL) program is offered on a non-admitted basis and carries a minimum premium of $750. Does the policy include care, custody, and control for horses?Yes. Care, custody, and control is included per horse and for non-owned property in the majority of policies, which addresses a primary exposure for boarding and training operations. Are racing operations eligible?No. Racing (wager) operations are excluded from consideration by this program. Where is the program available?The program is available in the states and territories listed on the storefront, including most U.S. states and DC. Confirm availability for a specific risk with underwriting before submitting. Need help placing an account? Connect with a market specialist.

...curity personnel (with or without animals), private investigators, polygraphis...rols are stationary or mobile and if animals (K9) are used. Contractual inde...

Your Workers' Compensation Solution for Agricultural Businesses Utah Business Insurance Company (UBIC) offers a focused Workers' Compensation program built for the agricultural sector. With experienced underwriters and a practical safety-first approach, UBIC provides competitive, admitted solutions for agents placing agriculture-related risks. Each submission is reviewed on its individual merits — we avoid one-size-fits-all templates and offer flexibility to accommodate a wide range of farm and agri-business accounts. Ideal Accounts and Appetite UBIC's Agriculture Workers' Compensation Program targets a broad spectrum of farming and agricultural operations. We consider most NCCI agriculture and farm class codes, which makes it easier for agents to place diverse agri-business clients. The program accepts single-site farms, multi-location operations, and businesses that operate in multiple eligible states. Examples of good-fit accounts include: A multi-location produce farm with seasonal employees, formal safety training, and documented return-to-work practices. A family-run cattle operation converting from a PEO arrangement and seeking admitted workers' compensation coverage. Coverage Highlights and Program Advantages UBIC provides more than a policy — we deliver resources that help insureds manage exposures and reduce claim frequency: Customized safety manuals tailored to agricultural tasks Safety meeting logs and practical checklists for daily operations Site-specific risk-management assessments (annual, bi-annual, or quarterly as needed) Consultative support by phone, online, or in-person for accident prevention and compliance Underwriting Guidelines and Flexibility Underwriting focuses on the individual risk. Key program guidelines include: Eligibility for most agriculture/farm NCCI codes Experience modification factors accepted up to 1.50 (higher with referral) Account premiums commonly start near $1,000 Multi-location and multi-state operations are accepted within program territories Accounts exiting PEOs or leasing arrangements are eligible for consideration Group transportation and lodging may be restricted depending on exposure Flexible payment terms, including monthly self-reporting options Territories and Availability This Agriculture Workers' Compensation Program is available on an admitted basis in the following states: Arizona (AZ), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Oregon (OR), and Utah (UT). Why Place Business with UBIC? Utah Business Insurance Company partners with Companion Property and Casualty and Companion Commercial Insurance to deliver stable, admitted workers' compensation capacity for the ag market. UBIC emphasizes hands-on underwriting, practical risk control, and strong service for independent agents. Our in-house risk control resources and regional underwriting expertise make us a reliable placement option for agriculture accounts that need admitted coverage and loss-control support. Learn more on our company profile or start a submission. Frequently Asked Questions What types of accounts are a good fit for this program?This program is suited to most agriculture and farm-related businesses, including multi-location farms, seasonal operations, and entities transitioning from a PEO or leasing arrangement. In which states is this program available?The program is available on an admitted basis in Arizona, Colorado, Idaho, Nevada, New Mexico, Oregon, and Utah. What is the minimum premium for eligible accounts?Target account premiums commonly start near $1,000, making the program suitable for smaller agricultural operations as well as larger ones. Can my client have multiple locations or operate in more than one state?Yes. The program accepts multi-location and multi-state agricultural businesses provided the operations are within the eligible states listed above. What risk management resources are included?UBIC provides safety manuals, meeting logs, practical safety checklists, and periodic risk assessments, plus phone, online, and in-person safety consultations to support loss prevention. Need help placing an account? Connect with a market specialist.