Search CompleteMarkets

Program Highlights for Ranch Insurance: Colonial General Insurance Agency, Inc. offers a specialized Ranch Insurance program tailored for small to mid-sized farming operations. Whether your insured owns and operates their ranch or leases it to a third party, this program is designed to meet a wide range of property and liability needs with flexible coverage options. Ideal Accounts and Appetite This program is ideal for agents looking to place risks for: Owner-occupied or seasonal/secondary farm and ranch dwellings Tenant-occupied properties with farm/ranch elements Hobby farms or part-time farming operations Clients who lease out land or facilities to third parties Accounts with barns, outbuildings, livestock fencing, equipment, and machinery are all eligible for tailored scheduling of property and personal property coverage. This program is best suited for operations that fall into the small-to-medium farm category, rather than large-scale commercial agriculture. Coverage Highlights and Advantages Coverage is offered on a Basic or Broad form basis, and includes: Comprehensive Personal Liability – Protects the insured against third-party bodily injury and property damage claims. Farm & Ranch Property Coverage – Insures barns, outbuildings, fences, and other structures. Farm & Ranch Personal Property – Covers tools, equipment, tractors, and other machinery. Dwelling and Contents – Offered on a Replacement Cost or Actual Cash Value basis. Flexible Policy Structures Owner Occupied / Seasonal or Secondary – Dwelling and Liability package, with options to schedule Farm & Ranch Property and Personal Property. Tenant Occupied – Dwelling and Loss of Use coverage, with optional scheduled property coverage. Tenant Package – Includes Contents, Loss of Use, and Liability, with options to schedule Personal Property. This flexibility allows agents to tailor policies to fit a variety of client circumstances, from absentee landowners to full-time ranch operators. Underwriting Notes Colonial General works with a variety of carriers to provide competitive solutions, with some admitted markets available depending on the risk and state. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General offers access to specialty markets that many standard carriers may not accommodate. Underwriting focuses on clean operations with manageable exposures. Risks with significant commercial activity or heavy industrial farming may not be an ideal fit. Territories and Availability This Ranch Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General? Colonial General Insurance Agency, Inc. brings decades of niche underwriting experience and market access to support independent agents placing hard-to-place or specialty ranch risks. Their flexible program design and regional expertise make them a strong partner for agents working with rural clients or agricultural properties that don't fit within standard homeowners or commercial policies. You can count on responsive service, customizable options, and a team that understands the unique exposures of farm and ranch operations in the Western U.S. Frequently Asked Questions What types of accounts are a good fit for this Ranch Insurance program?The program is ideal for small to mid-sized owner-occupied, tenant-occupied, or seasonal ranch or farm properties. It’s suitable for clients who operate their own ranch or lease their land to others. Can I schedule specific farm property like barns and machinery?Yes, the program allows you to schedule Farm & Ranch Property and Farm & Ranch Personal Property such as barns, fences, machinery, and tools. Is this program available in admitted markets?Some admitted markets are available depending on the risk and state. Colonial General also utilizes excess and surplus lines markets for more specialized accounts. Which states is this program available in?The Ranch Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What makes Colonial General a good partner for ranch coverage?Colonial General offers flexibility, niche expertise, and access to multiple markets, making it easier for agents to place rural property risks that don't fit standard programs. Need help placing an account? Connect with a market specialist.

...ce Agency, Inc. offers a targeted Animal Services Insurance program for busine...t accounts with exotic or aggressive animals?Exotic species, wildlife, and kno...

...red Include (but not limited to): Animals & Livestock Aquaculture & Fi...am?Ideal accounts include vineyards, ranches, tree farms, aquaculture operatio...

...: Small to mid-sized farms and ranches (crop, livestock, hobby farms) Own...

... who need cargo coverage for live animals during transit. Ideal accounts inclu...rogram include coverage for straying animals?Yes, a straying endorsement is included to cover incidents where animals escape during transit. In which s...

...idences, barns, and equipment Animal mortality options Farm liability,...

...transportation of grain, hay, and animal feed. This program is designed specif...West or a small operation delivering animal feed to local farms—this program o...

...ludes: Farms and Ranches Animal Mortality Vineyards and Wineries ...ram?This program is ideal for farms, ranches, vineyards, nurseries, and large ...

A Professional/General Liability Insurance Program Dedicated to the Equine Industry Available nationwide, Non-admitted, $750 minimum premium Overview — Amwins Underwriting: Equine (GL & PL) Amwins Underwriting (through its Equisure program) offers a specialist commercial general liability program with professional liability features for equine-related operations. Designed and underwritten by an experienced team with more than 30 years in the equine market, this product gives agents a market for boarding facilities, trainers, instructors, event organizers and other equine service providers that need liability protection on and off premises. Ideal Accounts and Appetite This program is aimed at a broad range of non-farm equine operations, including: Equine boarding facilities Equine instructors and trainers Trail riding operations Equine-assisted therapy programs Horse sales activities Homeowner associations (HOAs) with riding trails Pony ride operators The program is not designed for farm property/hobby farms or racing (wager) operations. Use this market when the client’s primary exposures are liability and professional services related to horse care, instruction, boarding, or managed riding activities rather than agricultural/farm property exposures or pari-mutuel racing. Coverage Highlights and Advantages Commercial general liability with professional liability — offered on an occurrence basis. Liability coverage applies both on-premises and off-premises for covered operations. Care, custody, and control limits included per horse and for non-owned property. Fire legal liability provided at no additional charge. Medical payments coverage available. Limited professional liability included in most policies to address instructor/trainer exposures. These features make the program a good fit for clients who need integrated GL and professional liability protection tailored to equine activities, with specific handling of care, custody and control exposures that often arise in boarding and training scenarios. Underwriting Notes and Minimums This is a non-admitted program offered through Amwins Underwriting. Minimum premium is $750. Underwriting considers the scope of services, loss history, supervision practices, facility condition, turnout/handling procedures, signage, and whether activities include youth programs or therapy sessions where additional precautions are required. Territories and Availability Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Place Equine Business with Amwins Underwriting (Equisure) Niche underwriting expertise: Equisure’s long-standing focus on equine risks helps identify and price exposures specific to horse operations. Practical policy features: care/custody/control language and limited professional liability are built to address common agent concerns for trainers and boarding operations. Service-oriented: responsive submission review and experience handling equine claims and risk control discussions help move accounts efficiently. Example Accounts That Fit This Program A mid-sized boarding stable that provides basic training and lesson programs for adults and youth, with routine trail rides and occasional local shows. An equine-assisted therapy provider that operates on rented premises and needs liability coverage for on- and off-site sessions, plus coverage for non-owned client horses. How to Submit To place a submission or ask underwriting questions, send your materials to the Equisure team: Click here to send us a submission! Frequently Asked Questions What types of equine accounts are a good fit for this program?This program fits boarding facilities, instructors/trainers, trail riding operations, pony ride operators, horse sales activities, equine-assisted therapy programs, and HOAs with riding trails—basically commercial operations with liability and professional exposures rather than farm property/ranch risks. Is this an admitted program and what is the minimum premium?The Equine (GL & PL) program is offered on a non-admitted basis and carries a minimum premium of $750. Does the policy include care, custody, and control for horses?Yes. Care, custody, and control is included per horse and for non-owned property in the majority of policies, which addresses a primary exposure for boarding and training operations. Are racing operations eligible?No. Racing (wager) operations are excluded from consideration by this program. Where is the program available?The program is available in the states and territories listed on the storefront, including most U.S. states and DC. Confirm availability for a specific risk with underwriting before submitting. Need help placing an account? Connect with a market specialist.

..., tourist cabins and courts, dude ranches, and other similar hospitality busin...ist cabins, tourist courts, and dude ranches are strong candidates—particularl...