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Specialized Insurance for Art & Antique Galleries Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform with access to Lloyd's markets. The program is built to address the distinct valuation, transit, and display risks faced by galleries, dealers, consultants, and collectors. Whether the account is a small boutique gallery, a multi-dealer antique mall, or a private collector with frequent loans and exhibits, Van Wagoner provides flexible placement options and specialty underwriting expertise. Ideal Accounts and Appetite This program is well suited for: Fine art galleries and independent art dealers Antique shops and multi-dealer malls Private collectors who rotate or loan pieces to exhibits Art consultants, appraisers, and dealers who maintain on-site inventory Accounts with high-value, mobile inventory—items in transit, on consignment, or displayed at shows and auctions—are welcomed when appropriate security and inventory controls are in place. Operations primarily focused on restoration, repair, or manufacturing of antiques or artwork may be outside of the core appetite and should be discussed with underwriting first. Coverage Highlights and Advantages The program offers core and package options tailored to gallery and antique exposures: Property Coverage – Buildings, fixtures, business personal property, and scheduled fine art and antiques. General Liability – Third-party bodily injury and property damage arising from gallery operations and client visits. Package Policies – Combined property and liability options for cleaner placement and administration. Inland Marine – Coverage for items in transit, on consignment, on loan, or exhibited off-premises. Policies can be customized to include protections for theft, fire, accidental breakage during transit, and other common gallery risks. Coverage terms are designed to reflect the valuation and mobility of collectible items and to support complex placement needs. Underwriting Notes and Minimum Premiums Submissions are reviewed individually with attention to loss history, security measures, inventory controls, and item valuations. Provide a detailed inventory, values, provenance where available, and photos to accelerate underwriting. While the program does not list a public minimum premium here, Van Wagoner aims to offer competitive pricing that aligns with the risk profile—underwriters will advise on premium expectations during submission review. Territories and Availability This program is available on a non-admitted basis in the following states: Arizona (AZ) Arkansas (AR) California (CA) Connecticut (CT) Delaware (DE) Idaho (ID) Iowa (IA) Nevada (NV) New Mexico (NM) Oklahoma (OK) Pennsylvania (PA) Texas (TX) Utah (UT) Wyoming (WY) Admitted versus non-admitted placement depends on the state and the individual risk characteristics. Van Wagoner places coverage through Lloyd's, which provides flexibility and capacity for higher-value or more complex accounts. Why Work With Van Wagoner Companies Van Wagoner combines niche underwriting experience with Lloyd's access to support specialty art and antique risks. Agents benefit from underwriters who understand valuations, transit exposures, consignment arrangements, and museum/exhibit placements. The MGA model also delivers responsive service and streamlined placement for tailor-made solutions. Example scenarios that fit well: You have a client who runs a boutique gallery in California that frequently ships pieces to regional shows and needs transit and exhibit coverage in addition to on-site protection. You represent an antique dealer in Texas who consigns high-value pieces to auctions and requires scheduled inland marine coverage for items while off-premises. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for fine art galleries, antique shops, private collectors, and consultants who need coverage for high-value, mobile inventory and exhibition exposures. What coverages are included in the Art & Antique Galleries program?Core offerings include Property, General Liability, Inland Marine, and Package policies that can be tailored to cover theft, fire, accidental breakage in transit, and exhibit exposures. Is this program available in all states?No. It is currently available on a non-admitted basis in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Admitted availability varies by state and risk. Does the program cover items in transit or on loan?Yes. Inland Marine coverage is available to protect items while in transit, on consignment, or temporarily exhibited off-premises. What carrier backs this program?The program is underwritten and placed through Lloyd's, providing capacity and specialty market expertise for collectible and fine art risks. Need help placing an account? Connect with a market specialist.

Ck Specialty Insurance Associates, Inc. offers comprehensive solutions for a wide range of garage-related risks, from small auto repair shops to antique car restoration businesses. Overview of the Dealers and Non-Dealers Garage Insurance Program As a general agency and excess & surplus lines broker, Ck Specialty Insurance Associates, Inc. provides agents access to a robust Garage Insurance Program tailored to both dealers and non-dealers. Whether your clients operate in light auto repair or work with heavy trucks, this program is designed to cover a wide variety of exposures in the automotive services and sales sector. Ideal Accounts and Appetite This program targets a broad range of businesses involved in vehicle sales, repair, and related services. Common classes include: Wholesale Auto Dealers & Brokers Heavy Truck Dealers & Repair Shops Antique and Classic Car Sales and Restoration Motorcycle, RV, and Golf Cart Dealers Auto Body and Paint Shops Mobile Repair Services and Roadside Assistance Providers Valet Services, Parking Garages, and Impound Yards Franchised and Non-Franchised Used Auto Dealers Car Washes, Auto Detailers, and Vinyl Wrapping Installers Whether your client is an established new car dealer or a startup mobile repair technician, Ck Specialty can help place the right coverage. Coverage Highlights and Advantages The program offers a wide array of coverages to ensure your clients are protected against both common and unique exposures, including: Property Coverage Garage Liability Garage Keepers Legal Liability Dealers Open Lot Hired and Non-Owned Auto Errors & Omissions – Dealers, Odometer & Title Directors & Officers (D&O) Employment Practices Liability Insurance (EPLI) Umbrella/Excess Liability Broadened Coverage Options Special Events Coverage Service Vehicle Liability and Physical Damage This flexible offering allows agents to tailor coverage to the specific needs of each client, whether they operate on-site, offer mobile services, or host public events. Underwriting Notes and Minimum Premiums The program is written on a non-admitted basis through AM Best “A” rated carriers, offering flexibility in underwriting and coverage design. Minimum premiums start at $750, making this an accessible solution for a wide range of garage operations. Territories and Availability This program is currently available in Arizona, California, and Colorado. If you’re working with clients in these states, Ck Specialty can help you place coverage with strong market access and underwriting support. Why Work With Ck Specialty Insurance Associates, Inc.? Ck Specialty brings deep expertise and a flexible approach to garage-related risks. As a general agency and E&S broker, they have access to top-rated carriers and understand the nuances of the automotive service and sales industry. Their team is committed to responsive service and helping agents find the right market for hard-to-place or niche accounts. You might have a client restoring antique vehicles in a small shop or a dealer specializing in heavy trucks and towing services. Ck Specialty has the tools and markets to help you secure the right protection for these unique exposures. Contact Ck Specialty today to learn more about placing your garage accounts. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for auto dealers (both franchised and non-franchised), repair shops, mobile mechanics, antique car restorers, RV and motorcycle dealers, and other vehicle-related businesses. What states is this program available in?This program is currently available in Arizona, California, and Colorado. Is this program written on an admitted or non-admitted basis?The program is written on a non-admitted basis through AM Best “A” rated carriers. What is the minimum premium for this program?Minimum premiums start at $750, depending on the specific risk and underwriting details. Can this program cover mobile or off-site operations?Yes, the program can accommodate mobile repair services, roadside assistance, and certain off-site exposures, subject to underwriting approval. Need help placing an account? Connect with a market specialist.

Dan Lawrie Insurance Brokers has partnered with Hagerty Insurance Agency to offer specialized Collector Car Insurance policies in Ontario, Canada. Built for classic, antique and collector vehicle owners, this program provides tailored protection for limited-usage vehicles used for leisure, shows, club events and restoration projects. It goes beyond standard auto policies to protect the vehicle and the owner’s investment while accommodating the unique needs of collectors. Ideal Accounts and Vehicle Types Covered This program is best for insureds who keep collector vehicles for hobby and leisure use rather than daily transportation. Agents can place accounts ranging from casual collectors to serious restorers. Typical eligible vehicles include: Antique & Classic Vehicles Lowriders Military Vehicles Muscle Cars Modern Classics Exotic and Special Interest Vehicles Street Rods and Replicas Antique Fire Trucks Antique Farm Tractors Collector Trucks and Trailers Vehicles Under Active Restoration Example accounts that fit well: a weekend-show collector with a restored 1960s convertible that is driven sparingly, and a client rebuilding a WWII military jeep who needs coverage while the vehicle is in a home garage and during the restoration process. Coverage Highlights and Advantages The Hagerty Collector Car Insurance policy—available through Dan Lawrie Insurance Brokers—includes features designed for collectors and restorers: No appraisals required for most policies — simplifies placement and speeds underwriting. Competitive, low premiums — rates geared to limited-use collector risks, typically lower than standard personal auto coverage. Agreed value coverage — pays the pre-agreed value on a total covered loss. Low deductible options — multiple deductible levels to suit client preferences. Multi-vehicle liability discount — savings when insuring multiple collector vehicles on one policy (up to three). Flexible usage terms — allows occasional leisure driving, attendance at shows, parades and club events. Repair-shop or owner-performed repairs — clients may choose their repair facility or perform qualified repairs themselves with reimbursement. Restoration coverage — protects vehicles in active restoration and covers the increasing value of improvements. Instant new-purchase coverage — newly acquired collector vehicles are automatically covered up to $25,000 under the existing policy. Hagerty Plus membership — includes collector-focused roadside assistance with flatbed towing and access to a large owner community and resources. Underwriting Notes Placement is for vehicles that are not primary transportation. Clients must carry insurance on any regularly used vehicle separately. The program generally does not accept vehicles used for daily commuting or for organized racing. While there is no publicly listed minimum premium in this description, Dan Lawrie’s underwriting emphasizes competitive pricing for qualifying risks and streamlined submission requirements. Territories and Availability This Collector Car Insurance program is available across Ontario, Canada. Agents placing collector vehicle risks in the province will find broad territorial availability through this program. Why Work With Dan Lawrie Insurance Brokers? Dan Lawrie Insurance Brokers is a Canadian general agency with deep experience in niche specialty programs. Through its relationship with Hagerty Insurance Agency—an industry leader in collector vehicle coverage—Dan Lawrie provides agents with streamlined quoting, responsive underwriting and a program designed specifically for collector exposures. Brokers benefit from program expertise, flexible coverages, and access to collector-focused membership benefits that enhance the insured experience. Whether a client is showing a pristine 1967 Mustang on weekends or restoring a vintage military vehicle, Dan Lawrie’s Collector Car Insurance program offers focused protection and practical features tailored to collectors. For a no-obligation quote, visit our program storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients who own collector, antique, or classic vehicles used for pleasure driving, car shows, and restoration—not for daily commuting. Is an appraisal required to obtain coverage?No, most policies under this program do not require a formal appraisal, making it easier and faster to secure coverage. Can vehicles under active restoration be insured?Yes, the program includes coverage for vehicles under restoration, including protection for the vehicle’s increasing value as work progresses. Is roadside assistance included in the policy?Yes, Hagerty Plus Membership provides roadside assistance specifically designed for collector vehicles, including flatbed towing services. Are there discounts for insuring multiple collector vehicles?Yes, the program offers a multi-vehicle liability discount for up to three vehicles, making it cost-effective for collectors with more than one car. Need help placing an account? Connect with a market specialist.

Dan Lawrie Insurance Brokers has partnered with Hagerty Insurance Agency to offer specialized Collector Car Insurance policies in Ontario, Canada. Built for classic, antique and collector vehicle owners, this program provides tailored protection for limited-usage vehicles used for leisure, shows, club events and restoration projects. It goes beyond standard auto policies to protect the vehicle and the owner’s investment while accommodating the unique needs of collectors. Ideal Accounts and Vehicle Types Covered This program is best for insureds who keep collector vehicles for hobby and leisure use rather than daily transportation. Agents can place accounts ranging from casual collectors to serious restorers. Typical eligible vehicles include: Antique & Classic Vehicles Lowriders Military Vehicles Muscle Cars Modern Classics Exotic and Special Interest Vehicles Street Rods and Replicas Antique Fire Trucks Antique Farm Tractors Collector Trucks and Trailers Vehicles Under Active Restoration Example accounts that fit well: a weekend-show collector with a restored 1960s convertible that is driven sparingly, and a client rebuilding a WWII military jeep who needs coverage while the vehicle is in a home garage and during the restoration process. Coverage Highlights and Advantages The Hagerty Collector Car Insurance policy—available through Dan Lawrie Insurance Brokers—includes features designed for collectors and restorers: No appraisals required for most policies — simplifies placement and speeds underwriting. Competitive, low premiums — rates geared to limited-use collector risks, typically lower than standard personal auto coverage. Agreed value coverage — pays the pre-agreed value on a total covered loss. Low deductible options — multiple deductible levels to suit client preferences. Multi-vehicle liability discount — savings when insuring multiple collector vehicles on one policy (up to three). Flexible usage terms — allows occasional leisure driving, attendance at shows, parades and club events. Repair-shop or owner-performed repairs — clients may choose their repair facility or perform qualified repairs themselves with reimbursement. Restoration coverage — protects vehicles in active restoration and covers the increasing value of improvements. Instant new-purchase coverage — newly acquired collector vehicles are automatically covered up to $25,000 under the existing policy. Hagerty Plus membership — includes collector-focused roadside assistance with flatbed towing and access to a large owner community and resources. Underwriting Notes Placement is for vehicles that are not primary transportation. Clients must carry insurance on any regularly used vehicle separately. The program generally does not accept vehicles used for daily commuting or for organized racing. While there is no publicly listed minimum premium in this description, Dan Lawrie’s underwriting emphasizes competitive pricing for qualifying risks and streamlined submission requirements. Territories and Availability This Collector Car Insurance program is available across Ontario, Canada. Agents placing collector vehicle risks in the province will find broad territorial availability through this program. Why Work With Dan Lawrie Insurance Brokers? Dan Lawrie Insurance Brokers is a Canadian general agency with deep experience in niche specialty programs. Through its relationship with Hagerty Insurance Agency—an industry leader in collector vehicle coverage—Dan Lawrie provides agents with streamlined quoting, responsive underwriting and a program designed specifically for collector exposures. Brokers benefit from program expertise, flexible coverages, and access to collector-focused membership benefits that enhance the insured experience. Whether a client is showing a pristine 1967 Mustang on weekends or restoring a vintage military vehicle, Dan Lawrie’s Collector Car Insurance program offers focused protection and practical features tailored to collectors. For a no-obligation quote, visit our program storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients who own collector, antique, or classic vehicles used for pleasure driving, car shows, and restoration—not for daily commuting. Is an appraisal required to obtain coverage?No, most policies under this program do not require a formal appraisal, making it easier and faster to secure coverage. Can vehicles under active restoration be insured?Yes, the program includes coverage for vehicles under restoration, including protection for the vehicle’s increasing value as work progresses. Is roadside assistance included in the policy?Yes, Hagerty Plus Membership provides roadside assistance specifically designed for collector vehicles, including flatbed towing services. Are there discounts for insuring multiple collector vehicles?Yes, the program offers a multi-vehicle liability discount for up to three vehicles, making it cost-effective for collectors with more than one car. Need help placing an account? Connect with a market specialist.

Are you currently shopping for shop coverage? Cochrane & Company can provide your store's Mercantile Insurance. From antique stores to video stores, we have your Mercantile Insurance coverage needs covered. Mercantile Insurance Program from Cochrane & Company Cochrane & Company offers a flexible and comprehensive Mercantile Insurance program designed specifically for retail risks. As a trusted Managing General Agency (MGA), we provide appointed agents with access to competitive markets and tailored coverage solutions for a wide range of retail businesses. Whether your clients operate a corner convenience store or a specialty antique shop, our program is built to address their unique exposures. Ideal Accounts and Appetite We welcome a broad spectrum of retail classes under our Mercantile Insurance program. Targeted business types include: Convenience Stores Pawn Shops Antique Stores Sporting Goods Stores Beverage Retailers Video and Media Stores And many more specialty retailers If you have a client operating a small-town pawn shop or a high-traffic beverage store, our program is geared to accommodate these types of risks with ease. We are especially well-suited for stores seeking broad property and liability protection with flexible underwriting. Coverage Highlights and Advantages Our Mercantile Insurance program offers a robust package of property and general liability coverages, making it easy for agents to secure complete protection for their retail clients. Property Coverage Features Basic, Broad, or Special Form options (theft coverage available with central station alarm) Property Extension Endorsements for added flexibility Convenient chart-based rating system for efficiency General Liability Limits Up to $5 million general aggregate Products/completed operations aggregate included $5 million personal and advertising injury $5 million per occurrence $100,000 damage to rented premises $1,000 medical payments Silent Assault or Battery coverage included No liability deductible Underwriting Notes and Minimum Premiums Each submission is individually underwritten, and minimum premiums vary depending on risk characteristics and location. Our team works closely with agents to identify the best market fit and streamline the quoting process. We recommend submitting complete applications, including property protection details like alarm systems, to help secure the most favorable terms. Territories and Availability This program is available on a non-admitted basis in the following states: Alaska (AK) California (CA) Idaho (ID) Montana (MT) Nevada (NV) New Mexico (NM) North Dakota (ND) Oregon (OR) Utah (UT) Washington (WA) Wyoming (WY) Because this is a non-admitted program, it offers flexible solutions for unique or hard-to-place retail accounts that may not fit standard markets. Why Work With Cochrane & Company? Cochrane & Company brings decades of experience as a Managing General Agency and provides agents with access to specialty markets and responsive underwriting for niche classes like mercantile risks. We pride ourselves on our ability to write retail accounts that require custom solutions and fast turnaround times. Our depth of carrier relationships and regional expertise make us a reliable partner for agents throughout the Western United States. For more information regarding Mercantile Insurance, please do feel free to contact us! Frequently Asked Questions What types of accounts are a good fit for Cochrane & Company’s Mercantile Insurance program?This program is ideal for small to mid-sized retail businesses such as convenience stores, antique shops, pawn stores, beverage retailers, and other specialty merchants. Is this program available on an admitted basis?No, this Mercantile Insurance program is written on a non-admitted basis in the states where it is available. What states is the Mercantile Insurance program offered in?The program is available in AK, CA, ID, MT, NV, NM, ND, OR, UT, WA, and WY. Are there minimum premium requirements?Minimum premiums vary based on the type and size of the risk. Contact our team with specific account details for a quote. What coverages are included in the general liability section?General liability includes up to $5 million in limits, with coverage for personal/advertising injury, products/completed operations, damage to rented premises, and more. Need help placing an account? Connect with a market specialist.

AIRCRAFT LIABILITY INSURANCE AVAILABLE NATIONWIDE Arlington/Roe’s long-standing relationships with an extensive list of aviation carriers allow us to broker liability insurance for virtually all types of aircraft and aviation operations. Our specialties span single- and multi-engine airplanes, turboprops, jets, helicopters, antiques, military, private, corporate and commercial aircraft — including owned and non-owned exposures. Our aviation team is composed of career aviation brokers. We have worked together for 20 years and, combined, offer 85 years of aviation insurance and risk management experience. We represent more than 35 aviation markets and welcome submissions from agents experienced in aviation as well as those expanding into the class. Note: Arlington/Roe’s Aircraft Liability Insurance storefront can be accessed through CompleteMarkets by searching any of the following keywords: aircraft (owned and non-owned), aircraft hull and liability, and non-owned aircraft liability. Overview of the Program From Arlington/Roe & Co., Inc. This program places aviation liability across admitted and surplus markets as appropriate to the risk. Arlington/Roe works as a Managing General Agency and Excess & Surplus Lines broker to match each account with the best available market. We focus on tailored liability solutions rather than one-size-fits-all forms. Ideal Accounts and Appetite Private and corporate aircraft (piston, turboprop, and jet) Charter and commercial aircraft operations, including non-owned liability Helicopters for transport, medical/emergency services, aerial work Antique, warbird, and specialty aircraft Airports, FBOs, helipads, control towers, maintenance facilities Aviation products liability for parts distributors, manufacturers, and repair facilities Flight schools, fixed base operators, ground handling and refueling operations Coverage Highlights and Advantages Liability forms for bodily injury, property damage and third-party exposures tailored to aircraft operations. Programs for owned hull and liability, non-owned liability, and combined packages depending on market appetite. Products and completed operations coverage for parts distributors, repair stations and manufacturers. Workers’ compensation solutions for aviation employers, including FBOs, maintenance shops, charter operators and schools. Access to a broad carrier panel (over 35 aviation markets) allowing competitive placement and flexible capacity options. Underwriting Notes and Submission Guidance Provide the following with submissions when possible to speed placement: Current operator resume(s) and pilot histories Aircraft logbooks and maintenance records for hull exposures Use of aircraft, typical flight areas, and any special operations (e.g., aerial application, medevac, external load) Loss history and details on safety programs, training and maintenance facilities Underwriting restrictions vary by carrier; high-risk operations (e.g., certain experimental flight testing, non-compliant maintenance operations, or operators with extensive losses) may require specialist markets. Arlington/Roe will guide you toward the markets most likely to quote based on the risk profile. Territories and Availability This program is available nationwide. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Arlington/Roe will place accounts in admitted or non-admitted markets as appropriate to the insured’s needs and exposure. Why Work With Arlington/Roe on Aircraft Liability Deep aviation underwriting relationships across admitted and E&S markets — more than 35 carriers represented. Specialized aviation team with decades of combined experience and focused broker support. Flexible placement options for niche and complex aviation risks, including products liability and aviation workers’ compensation. Responsive submission handling and practical guidance on information that matters most to underwriters. Examples of Good Fits You might have a client operating a small corporate turboprop seeking combined hull and liability coverage with non-owned exposure for visiting pilots — this program can pair that account with the right admitted or surplus carrier. A regional FBO needing liability and workers’ compensation for mechanics and ground handling staff could be placed with carriers that understand aviation operations and maintenance exposures. Additional Program Details Type of provider: Managing General Agency and Excess & Surplus Lines Broker. Carriers: Over 35 aviation insurance carriers represented. Markets: All available markets for aviation risks; Arlington/Roe will select admitted or surplus placements based on the account and state requirements. Frequently Asked Questions What types of accounts are a good fit for Arlington/Roe’s Aircraft Liability program?Accounts range from private and corporate aircraft to commercial charter, helicopters, FBOs, and aviation product manufacturers. Risks with documented maintenance, training and acceptable pilot histories are the best fit. Which states can I place aviation business in through this program?The program is available nationwide. Arlington/Roe places business in the states listed on the storefront and will determine admitted vs. non-admitted placement based on the state and the carrier appetite. What submission materials will speed placement?Provide operator pilot records, aircraft logbook and maintenance summaries, description of operations/use, loss runs, and any safety or training program documentation to improve quoting speed and accuracy. Need help placing an account? Connect with a market specialist.

HANGAR INSURANCE AVAILABLE NATIONWIDE Arlington/Roe & Co., Inc. offers a focused Hangar Insurance program that helps independent agents and brokers place aviation-related property and liability risks. Available nationwide and backed by relationships with over 35 aviation insurance carriers, our program is designed for insureds who own or operate aircraft storage hangars, maintenance facilities, FBOs, and other aviation-related properties. Overview of the Hangar Insurance Program Hangarkeepers legal liability protects your clients from liability for loss or damage to aircraft owned by others while those aircraft are in the insured’s care, custody, or control—whether for storage, maintenance, or safekeeping. Limits are typically written per aircraft and per occurrence at each insured location. Arlington/Roe’s program pairs underwriting expertise with broad market access to help you place these specialized risks efficiently. Ideal Accounts and Appetite We place a wide range of aviation-related accounts. Typical fits include: Private, corporate, and commercial aircraft storage hangars Fixed Base Operators (FBOs) with on-site storage or line service Aircraft maintenance, repair, and avionics facilities Museums and operators of antique or historic aircraft Municipal, regional, and private airport hangars We work with both experienced aviation agents and those new to the sector. If you want to grow your aviation book, Arlington/Roe provides market access and underwriting guidance to support new and complex submissions. Coverage Highlights and Advantages Hangarkeepers legal liability for aircraft stored, maintained, or serviced Flexible liability limits, typically written per aircraft and per occurrence Coverage for fixed-wing and helicopter operations Eligible aircraft: piston, turbo-prop, and jet (subject to carrier appetite) Support for specialty operations including antique, military, aerial emergency, and cargo hangars Beyond hangarkeepers coverage, Arlington/Roe can help you place complementary aviation policies such as hull and liability (personal, corporate, commercial, and non-owned), airport liability for commercial and municipal operations, aviation products liability, and aviation workers’ compensation. Underwriting Notes Our team can write a broad range of risks—even when hangar operations are not the primary exposure on the account. Underwriting focuses on operations, security and handling procedures, aircraft types stored, maintenance activities, and claim controls. We bring more than two decades of aviation team experience and 85 years of combined aviation underwriting and risk management knowledge to secure appropriate markets and terms. Territories and Market Access Hangar Insurance is available in all 50 states and the District of Columbia. Arlington/Roe offers admitted and non-admitted solutions through a panel of more than 35 aviation markets to help you match coverage form and capacity to your client’s needs. Why Work With Arlington/Roe? As a Managing General Agency and Excess & Surplus Lines Broker specializing in aviation, Arlington/Roe delivers dedicated underwriting, broad market relationships, and practical placement support. Our team’s long tenure together means faster responses, clearer placement strategies, and better alignment with carrier appetites. Whether you need a simple hangarkeepers placement or a layered program combining hull, airport liability, and products coverage, we provide the market access and expertise to get it done. Examples you might see: A municipal airport seeking hangarkeepers limits for multiple tenant hangars that store a mix of piston and turboprop aircraft. An FBO that provides overnight storage and line maintenance for corporate jets and needs combined hangarkeepers and premises liability limits. You can find this Hangar Insurance program on CompleteMarkets by searching keywords such as: hangar insurance, aircraft storage hangars, hangars and other aircraft storage facilities, and hangarkeepers legal liability. Frequently Asked Questions What types of accounts are a good fit for Arlington/Roe's Hangar Insurance program?Ideal accounts include aircraft storage hangars, FBOs, maintenance facilities, and private or municipal airport hangars that store or work on aircraft owned by others. Can this program cover antique or military aircraft storage?Yes. Arlington/Roe has access to markets that can write coverage for antique, military, and specialty aircraft hangars, subject to underwriting and carrier appetite. Is this program available in all states?Yes. Hangar Insurance is available nationwide, including all 50 states and the District of Columbia. Do I need aviation experience to work with Arlington/Roe?No. While we welcome experienced aviation agents, our team also supports agents new to aviation insurance with guidance and underwriting expertise. What limits are available under Hangarkeepers Liability?Limits are typically written per aircraft and per occurrence per insured location. Specific limits depend on the risk profile and available carrier capacity. Need help placing an account? Connect with a market specialist.

Overview of the Program From NSM Insurance Group At Condon Skelly, a division of NSM Insurance Group, we specialize in offering tailored Collector Car Insurance designed with enthusiasts in mind. As classic car collectors ourselves, we understand the unique needs of this market. That’s why we created a program that makes the process of quoting and placing classic car coverage as enjoyable as owning one. Our approach—what we call “happy insurance”—focuses on making car collecting more accessible and fun by simplifying coverage, offering competitive pricing, and delivering exceptional service. Ideal Accounts and Appetite This program is ideal for: Classic and antique vehicles Muscle cars and hot rods Custom or modified collector vehicles Exotic or limited-production models Kit cars and replicas (subject to underwriting) Vehicles must typically be used on a limited basis—such as hobby use, exhibitions, or club events—and stored in a secure, enclosed garage. We’re a strong fit for insureds who are passionate about their collection and understand the importance of proper protection. Coverage Highlights and Advantages Agents and brokers working with Condon Skelly can offer their clients: Agreed Value coverage—no depreciation in the event of a total loss Instant binding and easy online quoting process Flexible mileage plans tailored to usage Optional roadside assistance and spare parts coverage Coverage for vehicles under restoration (subject to approval) Your clients will appreciate our straightforward, collector-focused underwriting and our ability to handle unique vehicle types that may not fit in standard auto markets. Underwriting Notes and Minimum Premiums We work with a variety of carriers to provide broad access to coverage solutions, with minimum premiums that vary based on the vehicle type, usage, and location. Most risks are written on an admitted basis in eligible states. Risks are generally ineligible if the vehicle is used as a daily driver or lacks secure storage. Territories and Availability The Collector Car Insurance program is available in most states, including but not limited to CA, FL, TX, NY, NJ, PA, IL, and OH. Our national footprint extends across 48 states plus Washington, DC, making it easy for you to place business for clients in nearly any location. Why Work With NSM Insurance Group on This Business NSM Insurance Group, through its Condon Skelly brand, has decades of experience in the collector car niche. Our team shares your clients’ passion and brings deep knowledge of both insurance and the collector market. By partnering with us, you gain access to a trusted MGA with a streamlined quoting process, responsive service, and specialized underwriting. Whether your client owns a vintage Corvette or a fully restored muscle car, we have a solution that meets their needs. Frequently Asked Questions What types of collector vehicles are eligible for this program?We insure a wide range of collector vehicles, including classic cars, antiques, hot rods, muscle cars, exotics, and some kit cars or replicas—subject to underwriting approval. Can daily driver vehicles be placed in this program?No, vehicles used for daily commuting or routine transportation are not eligible. This program is designed for limited-use collector vehicles only. What kind of storage is required for eligibility?Eligible vehicles must be stored in secure, enclosed garages or similar protective environments to qualify for coverage. Is agreed value coverage available?Yes, agreed value coverage is a core feature of this program, ensuring that your client receives the full insured value in the event of a total loss. How quickly can coverage be bound?Our easy online quoting platform allows for instant binding in many cases, making it simple to secure coverage without delay. Need help placing an account? Connect with a market specialist.

Obtaining Auto Insurance these days isn't too difficult, unless you have a unique situation. If you are a cookie-cutter policy, you can probably obtain an insurance auto quote in about 5 minutes, or less, without speaking to a human. However, there are a few catches that might have you reconsidering speaking to an agent. Not all car insurance policies, in Connecticut, are created equal. For example, having a teen driver can become costly. In more than one way, but most especially your insurance policy. We have the resources, and a team of seasoned professionals, ready to hear YOUR needs. Understanding how an auto insurance policies premiums are affected is our job, not yours. Simple things can affect the premium such as age and mileage, but did you know having your automobile paid off can significantly lower your auto insurance? Your finance company is likely imposing higher limit requirements than you need. Owning the car can give you flexibility to change limits where you want them. If you wanted more liability coverage (legal protection) but less collision you might save a few bucks by making small adjustments like that. Just be sure to always check with us on the current state minimum requirements. We can also help you insure your antique cars, motorcycles, watercraft and recreational vehicles. All of these types of auto insurance policies, should be handled by an insurance agent. There are many options available for specialized coverage for these types of auto insurance policies. That's where we will come in to help. Your motorcycle policy should have full replacement cost and no depreciation for parts. We can find you the best discounts for your watercraft insurance. "Turn off" your policy while your recreational vehicle (RV) is in storage. Get the right replacement value on your antique car insurance. The point is, you have the right to get the best coverage at the best rates. There are too many options for you to wade through them yourself. You deserve the best agency. Auto Insurance is not very exciting. Depending on which state you live in, it could be a smaller or larger piece of your budget than your neighbors across state lines. How much insurance should you buy? Any insurance agent worthy of their salt will tell you that you should buy as much as you can afford. While this is a good rule of thumb, it is about as useful as a stockbroker’s tip to buy low and sell high. It might be sound logic but it does not get you any closer to an educated decision. A few filters need consideration in order to make that educated decision. First, what is the state required minimum coverage where you live? Second, what does the minimum cover? Third, what other coverage is available and can you afford it? Fourthly, what are you protecting? Coverage Definitions Bodily Injury Liability covers other people's bodily injuries or death for which you are responsible. It also provides for a legal defense if another party in the accident files a lawsuit against you. Claims for bodily injury may be for such things as medical bills, loss of income or pain and suffering. In the event of a serious accident, you want enough insurance to cover a judgment against you in a lawsuit, without jeopardizing your personal assets. Bodily injury liability covers injury to people, not your vehicle. Therefore, it's good idea to have the same level of coverage for all of your cars. Bodily Injury Liability does NOT cover you or other people on your policy. Coverage is limited to the terms and conditions contained in the policy. Comprehensive covers your vehicle, and sometimes other vehicles you maybe driving for losses resulting from incidents other than collision. For example, comprehensive insurance covers damage to your car if it is stolen; or damaged by flood, fire, or animals. Pays to fix your vehicle less the deductible you choose. To keep your premiums low, select as high a deductible as you feel comfortable paying out of pocket. Coverage is limited to the terms and conditions contained in the policy. Collision covers damage to your car when your car hits, or is hit by, another vehicle, or other object. Pays to fix your vehicle less the deductible you choose. To keep your premiums low, select as large a deductible as you feel comfortable paying out of pocket. For older cars, consider dropping this coverage, since coverage is normally limited to the cash value of your car. Coverage is limited to the terms and conditions contained in the policy. Medical Payments covers medical expenses to you and your passengers injured in an accident. There may also be coverage if as a pedestrian a vehicle injures you. Does NOT matter who is at fault. Coverage is limited to the terms and conditions contained in the policy. Uninsured Motorist Bodily Injury covers bodily injuries to you and your passengers when the other person has no insurance or not enough auto insurance in a crash that is not your fault. In some states, there is also uninsured motorist coverage for damage to your vehicle. Given the large number of uninsured motorists, this is very important coverage to have, even in states with no-fault insurance. Coverage is limited to the terms and conditions contained in the policy Personal Injury Protection covers within the specified limits, the medical, hospital and funeral expenses of the insured, others in his vehicles and pedestrians struck by him. The basic coverage for the insured's own injuries on first-party basis, without regard to fault. It is only available in certain states. Property Damage Liability covers you if your car damages someone else's property. Usually it is their car, but it could be a fence, a house or any other property damaged in an accident. It also provides you with legal defense if another party files a lawsuit against you. It is a good idea to purchase enough of this insurance to cover the amount of damage your car might do to another vehicle or object. Coverage is limited to the terms and conditions contained in the policy. Rental Car Reimbursement covers renting a car if your car isn't drivable or while your car is being repaired because of a covered accident. What else is available and can you afford it? Did you come across a coverage and think, "I need that but it isn't required by state law" when you were reviewing the coverage definitions? Chances are you did. Can your budget afford the additional expense of these protections? Alternatively, maybe more to the point can you afford NOT to have these additional protections? So after you determine how much protection to get, always ask how much more it is for the next level higher. Very often, you can get significantly more coverage for very little cost. Contact us today for more details on auto insurance.