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Private Art Collectors Insurance Program – Exclusive Fine Art Coverage by Huntington T. Block (HTB) As an insurance agent or broker working with high-net-worth individuals, you understand the unique risks associated with fine art collections. Huntington T. Block (HTB) offers a tailored solution—our Private Art Collectors Insurance Program, designed specifically to protect fine art and valuable collectibles wherever they reside. Overview of the Program From Huntington T. Block HTB is a nationally recognized Managing General Underwriter with decades of experience in the fine arts insurance space. Since 1962, we have provided exclusive fine arts underwriting solutions backed by our relationships with top-rated carriers like Ironshore Indemnity Inc. Our proprietary stand-alone fine art policy is one of the broadest coverage forms available in the U.S., offering your clients superior protection compared to standard homeowners insurance. Ideal Accounts and Appetite This program is ideal for: Private individuals with fine art, rare collectibles, or high-value personal collections Collectors with items housed in primary residences, second homes, or storage facilities Clients who loan their collections to museums, galleries, or exhibitions You might have a client who owns an extensive collection of antique paintings or rare sculptures displayed across multiple residences. Or perhaps a client who frequently lends pieces to international exhibitions—this program is built for them. Coverage Highlights and Advantages All-risk coverage form with limited exclusions (e.g., war, nuclear event, wear and tear) Worldwide protection for owned and loaned items Scheduled or blanket limits available Domestic and international transit coverage options Coverage for collections at home, in transit, and on loan to museums or galleries In-house fine arts claims team with specialized authority and expertise Competitive rates and deductibles starting at $1,000 CAT coverage options for terrorism, earthquake, wind, and flood (subject to underwriting) Contract and insurance requirement review services available Underwriting Notes and Minimum Premiums HTB offers in-house quoting authority, allowing for quick turnaround—often within 24 hours for complete submissions. The minimum premium starts at $450 for up to $250,000 aggregate coverage. Our underwriters are fine art specialists who understand the nuances of valuation, storage, transit, and exhibition risks. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is based in New York, California, Texas, or anywhere in between, HTB can provide comprehensive fine arts coverage tailored to their needs. Why Work With Huntington T. Block HTB is the trusted name in fine arts insurance. Our team brings over 200 years of combined experience in the art insurance industry. We partner with A XV-rated carriers and offer responsive, knowledgeable service that helps you retain and grow your book of business. With our exclusive underwriting authority and deep focus on the fine arts niche, you can confidently place even the most complex art collection risks with us. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for private individuals with fine art, collectibles, or rare artifacts—particularly those with high-value or geographically dispersed collections. How does this program differ from homeowners insurance?Our stand-alone fine arts policy provides broader coverage and greater flexibility, including worldwide protection and specialized transit and loan coverage that most homeowners policies exclude or limit. Can collections on loan or in transit be covered?Yes, the program includes options for covering domestic and international transits, as well as items loaned to museums, galleries, or other third parties. What is the minimum premium for this program?The minimum premium starts at $450 for up to $250,000 in aggregate coverage. How quickly can I receive a quote?HTB typically provides quotes within 24 hours for complete submissions, thanks to our in-house quoting authority and fine arts underwriting team. Need help placing an account? Connect with a market specialist.

Museum Collections Insurance Program – Exclusive Fine Arts Coverage for Museums and Historical Societies Huntington T. Block Insurance (HTB) is the oldest and largest fine arts insurance brokerage in the United States. With roots dating back to 1962 and a long-standing partnership with the American Alliance of Museums (AAM) since 1980, HTB is a trusted name in insuring museum collections, historic artifacts, and cultural treasures. HTB’s Museum Collections Insurance Program is tailored specifically for museums, historical societies, and similar institutions seeking comprehensive fine arts protection. Designed in collaboration with museum professionals and industry experts, this proprietary program delivers one of the broadest fine arts policy forms available in today’s marketplace. Ideal Accounts and Appetite This program is ideal for: Museums (public, private, university-affiliated, and specialized) Historical societies and cultural institutions Nonprofit organizations with significant fine art collections Libraries and archives with valuable historical materials Whether your client is a large metropolitan museum or a small regional historical society, HTB offers tailored solutions to cover permanent collections, rotating exhibits, loaned items, and more. For example, you might have a client who manages a local maritime museum with a rotating exhibit of rare ship models and antique navigational tools. HTB’s program can provide wall-to-wall protection for these items, whether they are on display, in transit, or in storage. Coverage Highlights and Advantages Exclusive Fine Arts underwriting facility since 1962 In-house quoting authority for fast turnaround—typically within 24 hours for complete submissions Dedicated Fine Arts claims department with unique settlement authority Low deductibles starting at $1,000 Broad protection through proprietary Fine Arts policy forms Worldwide coverage for insured property, including collection and loaned objects Blanket limits available for collection and loaned items Coverage enhancements such as terrorism, earthquake, and wind (subject to underwriting) Comprehensive valuation clause and expanded definition of insured property Subrogation waivers and contract review services Discounts available for AAM members and accredited institutions Coverage provided by carriers rated A XV by A.M. Best Company Underwriting Notes and Minimum Premiums HTB offers competitive premiums with a minimum premium starting at $1,750 for a $1 million aggregate limit. Their team of expert underwriters brings over 200 collective years of experience and focuses exclusively on fine arts coverage, allowing for efficient and knowledgeable risk assessment. Territories and Availability This program is available in all 50 states and Washington, D.C., giving agents nationwide access to HTB’s specialized offerings. The program is admitted where applicable and underwritten by Ironshore Indemnity Inc., a highly rated carrier. Why Work With Huntington T. Block? HTB is not just another insurance provider—they are fine arts insurance specialists with decades of experience and a deep understanding of the unique risks associated with museum collections. Their exclusive focus, quick turnaround, and trusted industry relationships make them a go-to partner for agents placing this type of niche business. Over 1,200 museums already rely on HTB for their fine arts coverage. As an agent, you can offer your clients peace of mind backed by a team that lives and breathes museum insurance. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for museums, historical societies, cultural institutions, libraries, and nonprofits with valuable collections or art exhibits. Is coverage available for items on loan or in transit?Yes. The program provides wall-to-wall coverage, including items that are on display, in storage, in transit, or on loan to or from other institutions. How quickly can I get a quote?HTB typically provides quotes within 24 hours of receiving a complete submission, thanks to in-house quoting authority. Are there discounts for accredited institutions?Yes. Discounts are available for American Alliance of Museums (AAM) members and accredited institutions. What is the minimum premium for this program?The minimum premium starts at $1,750 for a $1 million aggregate limit of coverage. Need help placing an account? Connect with a market specialist.