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Artists Fine Arts Insurance Program Hunting...verage available nationwide?Yes. The Artists Fine Arts Insurance Program is av...

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Municipality Fine Art Collections Insurance Program - Exclusive Fine Arts Coverage for State and Local Municipal Governments Huntington T. Block (HTB) is the premier fine arts insurance brokerage in the United States. As the original architect of the "all risk, wall-to-wall" fine arts policy, HTB continues to lead the market by offering tailored insurance solutions for public and private art collections across the country. HTB insures over 1,000 museums, 500 art galleries, and numerous Fortune 500 companies and universities. Their expertise extends to helping state and local municipal governments protect their collections of paintings, sculptures, rare books, historic artifacts, and more. Ideal Accounts and Appetite HTB’s Municipality Fine Art Collections Insurance Program is specifically designed for: City, county, and state-owned museums or historical collections Public universities and libraries with significant art or rare book holdings Municipal buildings housing curated art exhibits or permanent collections Public-sector collections on loan or display in government facilities Whether your client is a city hall displaying regional artwork or a state archive with irreplaceable historical objects, HTB’s program is engineered to meet the unique needs of public institutions. Coverage Highlights and Advantages This program offers robust coverage designed by fine arts professionals and insurance experts. Key features include: “All risk” coverage with proprietary broad-form policy language Low deductibles starting at $1,000 Blanket limits for both owned and loaned objects Worldwide coverage for collections in transit or on exhibit CAT coverage available for terrorism, earthquake, and wind (subject to underwriting) Subrogation waivers, contract review, and expanded insured property definitions Comprehensive valuation clause to support proper settlement HTB’s in-house claims department offers specialized support with unique settlement authority, ensuring claims are handled with the care these valuable assets require. Underwriting Notes and Minimum Premiums HTB has exclusive fine arts underwriting authority and can typically provide turnaround within 24 hours for complete submissions. The minimum premium starts at $1,750 for a $1 million aggregate limit, making it a competitive option for municipal budgets. Territories and Availability This program is available in all 50 states and Washington, DC. No matter where your municipal client is located—from New York to California, or Alaska to Florida—HTB has the licensing and underwriting capabilities to serve them. Why Work With Huntington T. Block HTB has been exclusively focused on fine arts coverage since 1962. Their senior staff brings over 200 years of combined experience, and the program is backed by an A-rated carrier, Ironshore Indemnity Inc. Trusted by the American Alliance of Museums (AAM) and the American Institute for Conservation (AIC), HTB is a name agents can feel confident presenting to clients. If you’re working with a municipality that needs tailored protection for their fine art holdings, HTB offers one of the most experienced and responsive markets available. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of municipal accounts are a good fit for this program?This program is ideal for public museums, libraries, universities, and government buildings that house or exhibit fine art, historical artifacts, or rare collections. What is the minimum premium for this program?The minimum premium starts at $1,750 for a $1 million aggregate limit, making it accessible for a wide range of municipal budgets. What coverage is available for loaned or traveling art?The program includes blanket limits for both owned and loaned objects, with worldwide coverage for items in transit or on exhibit. Is CAT coverage available through this program?Yes, coverage for terrorism, earthquake, and wind is available, subject to underwriting approval. How quickly can I get a quote?HTB typically provides quotes within 24 hours for complete submissions, thanks to their in-house underwriting authority. Need help placing an account? Connect with a market specialist.

Musician & Music Teacher Musical Instrument Insurance Program (MIIP) – Exclusive Coverage from Huntington T. Block (HTB) Huntington T. Block (HTB) offers a specialized insurance solution tailored for musicians and music educators through its Musical Instrument Insurance Program (MIIP). Whether your client is a professional violinist performing internationally, a high school band teacher, or a casual clarinet player, HTB’s MIIP delivers comprehensive protection for valuable musical instruments—backed by over 70 years of industry experience. Unlike standard homeowners policies, HTB’s MIIP is designed to meet the unique needs of musicians and educators. The program provides broad, worldwide coverage with protection that includes professional use, transit risks, and more. With over 6,000 individual instrument owners and more than 40 associations, orchestras, and symphonies insured, MIIP is one of the most trusted offerings in the U.S. for musical instrument insurance. Ideal Accounts and Associations Covered HTB’s MIIP is a great fit for: Professional musicians and performers Music teachers and educators at schools and universities Community orchestra members Instrument dealers and manufacturers Students and amateur musicians with high-value instruments HTB offers tailored coverage and special pricing for members of major music associations, including: American String Teachers Association International Society of Bassists National Association for Music Education Music Teachers National Association Suzuki Association of America Coverage Highlights and Program Features All-risk protection for direct physical loss or damage Worldwide coverage—including while in transit Coverage for temporary instrument loans and borrowed instruments* Symphony and orchestra-specific coverage available In-house specialty claims team with deep industry knowledge Comprehensive dealer and manufacturer programs Special pricing and benefits for association members Optional features such as inflation guard and right to retain damaged parts HTB MIIP vs. Homeowners Insurance Coverage Homeowners HTB MIIP Professional use Not covered Covered Breakage Typically excluded Covered Earthquake Typically excluded Covered Flood Not covered Covered Replacement instrument Not covered Covered Inflation guard Not covered Covered Difference in value No option At your option Right to keep damaged parts No option At your option Underwriting Considerations and Minimum Premiums Minimum premiums start at $250 for musicians and $145 for music teachers Coverage subject to underwriting review and approval Temporary loans/borrowed instrument coverage available with approval* Available Nationwide HTB’s MIIP is available in all 50 states and Washington, D.C., through admitted carriers ACE and Chubb. Agents can confidently place accounts nationwide with a reliable and well-established program administrator. Why Work With Huntington T. Block HTB is a Managing General Underwriter with unmatched expertise in musical instrument insurance. Formerly Merz–Huber, HTB has been a trusted name in the industry for over seven decades. Their deep knowledge of musical professions, in-house claims service, and long-standing relationships with top-tier carriers make them a go-to partner for agents and brokers nationwide. Whether your client is a touring violinist or a local music educator, HTB’s MIIP offers a flexible, competitively priced solution tailored to the needs of musicians and teachers. *Includes coverage for allowing someone to temporarily use your instrument or temporarily borrowing someone else's instrument. Coverage subject to underwriting approval. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional musicians, music teachers, orchestras, symphonies, and instrument dealers or manufacturers. It's also suitable for students or hobbyists with high-value instruments. How does this coverage differ from a homeowners policy?Unlike homeowners policies, HTB's MIIP covers professional use, breakage, worldwide transit, floods, and earthquakes. It also offers optional features like inflation guard and coverage for borrowed or loaned instruments. Is this program available nationwide?Yes, the MIIP is available in all 50 states and Washington, D.C., through admitted carriers ACE and Chubb. Are there minimum premiums?Yes, minimum premiums start at $250 for musicians and $145 for music teachers. Final pricing depends on underwriting. Can this program cover borrowed or loaned instruments?Yes, coverage for temporarily borrowed or loaned instruments is available, subject to underwriting approval. Need help placing an account? Connect with a market specialist.

Corporate Collections Insurance Program – Exclusive Fine Arts Coverage Art collections aren’t just decorations—they’re assets that reflect a corporation’s culture, brand, and long-term investment. As a trusted name in fine arts insurance since 1962, Huntington T. Block (HTB) offers a specialized solution to protect corporate art collections of all sizes and types. Designed in collaboration with museum professionals, gallery owners, and private collectors, HTB’s Corporate Collections Insurance Program is one of the most comprehensive offerings in the U.S. market. Ideal Accounts and Appetite This program is designed for corporations that own or manage valuable art collections, display artwork in offices or headquarters, or loan pieces for exhibitions. Ideal clients include: Fortune 500 companies with curated in-office art collections Corporate headquarters featuring rotating or permanent exhibitions Companies that loan art to galleries, museums, or commercial dealers Firms with privately owned or jointly owned artwork You might have a client with a multi-location office setup displaying original artwork, or a company that frequently ships art between offices or to exhibitions—both are great candidates for this program. Coverage Highlights and Advantages HTB’s program is backed by decades of fine arts underwriting knowledge and offers one of the broadest coverage forms in the industry. Coverage includes: Worldwide protection for owned and loaned artwork Scheduled or blanket limits available Coverage for domestic and international transits Legal liability coverage for property of others Coverage for jointly owned items and privately owned collections Protection for artwork at multiple locations under a single master policy Coverage during exhibitions and while on loan Low deductibles starting at $1,000 Automatic reinstatement of limits after each loss Optional CAT coverage for terrorism, earthquake, wind, and flood (subject to underwriting) Underwriting Notes and Minimum Premiums HTB has in-house quoting authority for fast turnaround—typically within 24 hours for complete submissions. Claims are handled by an in-house fine arts team with authority to settle quickly and knowledgeably. Contract and insurance requirement reviews are also available. Minimum premiums typically start at $2,000. Territories and Availability This program is available in all 50 states and Washington, D.C. It is written on paper from Ironshore Indemnity Inc., an A XV rated carrier by A.M. Best. Admitted coverage is available where applicable. Why Work With HTB? As the first firm to launch a stand-alone fine arts insurance program, HTB brings unmatched expertise to the table. With over 60 years of dedicated service to the arts and corporate sectors, HTB offers agents and brokers a reliable, expert-driven solution backed by responsive service, deep underwriting knowledge, and longstanding carrier partnerships. Whether your client is building a collection or already owns a significant portfolio, HTB can help protect their investment with industry-leading coverage and service. Frequently Asked Questions What types of accounts are a good fit for this program?Corporations with owned or loaned fine art collections, including those displayed in offices, stored off-site, or loaned to exhibitions, are ideal candidates. Is this program available nationwide?Yes, the Corporate Collections Insurance Program is available in all 50 states and Washington, D.C. What is the minimum premium for this program?The minimum premium typically starts at $2,000, depending on the risk profile and coverage needs. How quickly can I get a quote?HTB offers in-house quoting authority with typical turnaround times of 24 hours for complete submissions. Does the program include transit coverage?Yes, the policy includes coverage for domestic and international transits, as well as protection while artwork is on loan or in storage. Need help placing an account? Connect with a market specialist.