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...ts placing: Experienced tattoo artists with at least three years of verifia...rage available for new or apprentice artists?Yes. Apprentice artists are eligible when they operate un...

... can be written to include tattoo artists and other complementary day spa or m...nent cosmetic procedures, and tattoo artists who want combined liability cover...

...ance for Tattoo and Body Piercing Artists Ryan Specialty National Programs o...dy piercing shops, permanent make-up artists, and studios that also sell body ...

...ts of BUA’s business. Major artists, promoters, and production companies...s, and underwriting that understands artist contracts, rider issues, and event...

...clowns, face painters, caricature artists, magicians, psychic entertainers, ho...ns, bands, face painters, caricature artists, and small theater productions ar...

...et for: Independent tattoo artists and single-operator shops Multi-artist tattoo studios Body piercing stud...Insurance Company. Are mobile tattoo artists eligible?Mobile or unlicensed ope...

...ions. Target accounts include: • Artists and entertainment professionals • Sp...ram?This program is a strong fit for artists, production companies, special-ev...

... costs that arise when a declared artist, director, cast member or a declared ... unavailability of declared persons (artists, directors, cast, animals) during...

Musician & Music Teacher Musical Instrument Insurance Program (MIIP) – Exclusive Coverage from Huntington T. Block (HTB) Huntington T. Block (HTB) offers a specialized insurance solution tailored for musicians and music educators through its Musical Instrument Insurance Program (MIIP). Whether your client is a professional violinist performing internationally, a high school band teacher, or a casual clarinet player, HTB’s MIIP delivers comprehensive protection for valuable musical instruments—backed by over 70 years of industry experience. Unlike standard homeowners policies, HTB’s MIIP is designed to meet the unique needs of musicians and educators. The program provides broad, worldwide coverage with protection that includes professional use, transit risks, and more. With over 6,000 individual instrument owners and more than 40 associations, orchestras, and symphonies insured, MIIP is one of the most trusted offerings in the U.S. for musical instrument insurance. Ideal Accounts and Associations Covered HTB’s MIIP is a great fit for: Professional musicians and performers Music teachers and educators at schools and universities Community orchestra members Instrument dealers and manufacturers Students and amateur musicians with high-value instruments HTB offers tailored coverage and special pricing for members of major music associations, including: American String Teachers Association International Society of Bassists National Association for Music Education Music Teachers National Association Suzuki Association of America Coverage Highlights and Program Features All-risk protection for direct physical loss or damage Worldwide coverage—including while in transit Coverage for temporary instrument loans and borrowed instruments* Symphony and orchestra-specific coverage available In-house specialty claims team with deep industry knowledge Comprehensive dealer and manufacturer programs Special pricing and benefits for association members Optional features such as inflation guard and right to retain damaged parts HTB MIIP vs. Homeowners Insurance Coverage Homeowners HTB MIIP Professional use Not covered Covered Breakage Typically excluded Covered Earthquake Typically excluded Covered Flood Not covered Covered Replacement instrument Not covered Covered Inflation guard Not covered Covered Difference in value No option At your option Right to keep damaged parts No option At your option Underwriting Considerations and Minimum Premiums Minimum premiums start at $250 for musicians and $145 for music teachers Coverage subject to underwriting review and approval Temporary loans/borrowed instrument coverage available with approval* Available Nationwide HTB’s MIIP is available in all 50 states and Washington, D.C., through admitted carriers ACE and Chubb. Agents can confidently place accounts nationwide with a reliable and well-established program administrator. Why Work With Huntington T. Block HTB is a Managing General Underwriter with unmatched expertise in musical instrument insurance. Formerly Merz–Huber, HTB has been a trusted name in the industry for over seven decades. Their deep knowledge of musical professions, in-house claims service, and long-standing relationships with top-tier carriers make them a go-to partner for agents and brokers nationwide. Whether your client is a touring violinist or a local music educator, HTB’s MIIP offers a flexible, competitively priced solution tailored to the needs of musicians and teachers. *Includes coverage for allowing someone to temporarily use your instrument or temporarily borrowing someone else's instrument. Coverage subject to underwriting approval. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional musicians, music teachers, orchestras, symphonies, and instrument dealers or manufacturers. It's also suitable for students or hobbyists with high-value instruments. How does this coverage differ from a homeowners policy?Unlike homeowners policies, HTB's MIIP covers professional use, breakage, worldwide transit, floods, and earthquakes. It also offers optional features like inflation guard and coverage for borrowed or loaned instruments. Is this program available nationwide?Yes, the MIIP is available in all 50 states and Washington, D.C., through admitted carriers ACE and Chubb. Are there minimum premiums?Yes, minimum premiums start at $250 for musicians and $145 for music teachers. Final pricing depends on underwriting. Can this program cover borrowed or loaned instruments?Yes, coverage for temporarily borrowed or loaned instruments is available, subject to underwriting approval. Need help placing an account? Connect with a market specialist.

Private Art Collectors Insurance Program – Exclusive Fine Art Coverage by Huntington T. Block (HTB) As an insurance agent or broker serving high-net-worth individuals, you know fine art presents unique risks—from transit and exhibition exposures to specialized valuation and storage concerns. Huntington T. Block (HTB) offers a dedicated solution: our Private Art Collectors Insurance Program, a stand-alone fine arts product designed to protect valuable collections wherever they are located. Overview of the Program From Huntington T. Block HTB is a nationally recognized Managing General Underwriter with deep experience in the fine arts market dating to 1962. We underwrite a proprietary stand-alone fine art policy offered through top-rated carriers such as Ironshore Indemnity Inc., and our form is among the broadest available in the U.S. This program is intended to provide more complete protection for collectors than typical homeowners or personal lines policies. Ideal Accounts and Appetite This program is a fit for agents placing private collectors and their advisors. Typical accounts include: High-net-worth individuals with significant fine art, antiques, or rare collectibles Collectors with items across primary and secondary residences, storage facilities, or trustee holdings Clients who loan works to museums, galleries, or exhibitions domestically or abroad Example scenarios you might place with HTB: a collector with an extensive 19th-century painting collection displayed in a second home and stored offsite; or a client who regularly lends sculpture to international exhibitions and needs transit and on-loan protection. Coverage Highlights and Advantages All-risk coverage form with limited, defined exclusions (for example: war, nuclear events, wear and tear) Worldwide protection for owned and loaned items, including exhibition coverage Flexible scheduling: scheduled or blanket limits available to match valuation needs Domestic and international transit coverage options and transit-specific wording Coverage for pieces at home, in storage, in transit, and while on loan to third parties In-house fine arts claims team with specialized authority and expertise in art handling and recovery Competitive rates and deductible options (deductibles start at $1,000) CAT coverage options for terrorism, earthquake, wind, and flood—subject to underwriting Contract and insurance requirement review services to support lending and exhibition placements Underwriting Notes and Minimum Premiums HTB operates with in-house quoting and underwriting authority, enabling fast responses—often within 24 hours for complete submissions. Underwriters are fine-arts specialists who focus on accurate valuation, storage and transit practices, and exhibition exposures. The minimum premium for the program starts at $450 for up to $250,000 aggregate coverage. Territories and Availability This program is available in all 50 states and Washington, D.C., allowing you to place domestic and international exposure for clients based anywhere in the U.S. Why Work With Huntington T. Block HTB brings specialized fine arts underwriting and decades of market relationships to help you retain and grow your high-net-worth book. Our focused team provides responsive service, bespoke policy wording, and direct access to A XV-rated carriers. That combination makes HTB a practical choice when your clients need comprehensive, art-specific protection that homeowners policies do not provide. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?Private collectors with fine art, rare collectibles, or valuable personal collections—especially those with high-value items, multiple locations, or frequent loans—are ideal candidates for this program. How does this program differ from homeowners insurance?HTB’s stand-alone fine arts policy offers broader, art-specific protections—worldwide coverage, transit and loan wording, and valuation flexibility—that most homeowners policies exclude or limit. Can collections on loan or in transit be covered?Yes. The program includes options for domestic and international transit coverage and protection for items loaned to museums, galleries, or other institutions, subject to underwriting terms. What is the minimum premium for this program?The minimum premium starts at $450 for up to $250,000 in aggregate coverage. How quickly can I receive a quote?HTB typically provides quotes within 24 hours for complete submissions thanks to in-house quoting authority and specialized fine arts underwriters. Need help placing an account? Connect with a market specialist.