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...iring on-site skilled nursing or assisted living services should be reviewed with unde...ears of loss runs and the IPOA SeniorLivingPro supplemental application. Inclu...

...AFC Insurance Inc. Not-For-Profit Housing Facilities Insurance AFC Insu...ry programs). The program focuses on housing providers rather than licensed me...

... Nursing Facilities (SNFs) Assisted Living and Personal Care Operations ... CCRCs, skilled nursing facilities, assisted living operations, independent living, and similar aging services provid...

...red to the unique needs of Senior Living Communities. This specialized program...es for residents 55+ and independent living facilities with on-site amenities ...

...ncy, Inc. offers a comprehensive Assisted Living Insurance program built for i...es is this program available in?The Assisted Living Insurance program is available in ...

...broader H&HS program include Assisted Living Facilities, Birthing Centers,...under the H&HS platform include Assisted Living Facilities, Birthing Centers, Psyc...

Working with nonprofits and Social Services organizations comes with a unique set of risks. These accounts often appear simple due to their charitable nature, but in reality, they are complex, requiring deep industry knowledge and specialized insurance solutions. At NIF Group Inc., we understand the intricacies of the nonprofit and Social Services sector. Our dedicated Social Services Insurance program is designed to support agents and brokers who serve this sector. With our underwriting expertise and flexible product offerings, we help you deliver tailored, comprehensive protection for your clients—whether they are running a foster care facility, community outreach program, or mental health center. Ideal Accounts and Target Classes Our program is built for a wide range of social service and nonprofit organizations. We work with over 25 target classes, including but not limited to: • Back to Work Programs • Foster Care and Adoption Services • Goodwill Organizations • Mental Health and Counseling Facilities • Food Banks and Soup Kitchens • Halfway Houses • Homeless and Transitional Shelters • Battered Women’s Facilities • Youth and Teen Centers • Boys & Girls Clubs • Head Start and School Readiness Programs • Facilities for the Developmentally Disabled • Community Foundations and Outreach Programs If you have a client operating a behavioral health center that employs licensed professionals or a nonprofit coordinating volunteers for food distribution, we can help tailor coverage for their specific risks. Coverage Highlights and Advantages Our Social Services Insurance program offers a broad portfolio of base coverages, with the ability to expand based on client needs. Coverage options include: • General Liability • Professional Liability • Health Care Liability • Property Insurance • Auto Insurance • Crime Insurance • Umbrella Liability • Machinery and Boiler Insurance Optional Coverages Include: • Sexual and Physical Misconduct Liability • Employee Benefits Liability • Nonprofit Directors & Officers (D&O) Liability • Employment Practices Liability • Equipment Breakdown Our flexible underwriting approach allows for coverage of volunteers, independent contractors, medical professionals, and others directly involved with your client’s operations. Underwriting Notes and Minimum Premiums We offer personalized underwriting and can accommodate a wide variety of social service operations. Minimum premiums vary depending on the size, scope, and risk profile of the organization, but we strive to provide competitive pricing paired with comprehensive coverage. Territories and Availability Our program is available in all 50 states including the District of Columbia. No matter where your client operates, from California to New York, we can help you secure appropriate coverage. Why Work With NIF Group Inc.? As a seasoned Program Administrator, NIF Group Inc. brings deep expertise and market access to the nonprofit and social services space. We partner with top-rated carrier Liberty Mutual Insurance to provide agents with access to dependable, broad-ranging coverage. Our team is committed to delivering responsive service, expert guidance, and flexible solutions that evolve with your clients’ changing needs. Whether your client is launching a new facility or expanding community outreach services, our program is designed to support their mission—and your success. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for nonprofits and social service organizations such as foster care agencies, homeless shelters, food banks, and mental health centers. Can volunteers and independent contractors be covered under this program?Yes, the program offers flexibility to include volunteers, medical professionals, and independent contractors involved in your client’s operations. Is this program available nationwide?Yes, coverage is available in all 50 states and the District of Columbia. Are additional coverages like D&O or EPLI available?Yes, optional coverages such as Nonprofit Directors & Officers Liability and Employment Practices Liability can be added to the policy. Who underwrites the policies for this program?NIF Group Inc. administers the program in partnership with Liberty Mutual Insurance. Need help placing an account? Connect with a market specialist.

... Group Homes Independent and Assisted Living Facilities Medical Spas and Outpa...

...mergency counseling and temporary housing. Or perhaps a regional behavioral he...

Parent Outreach Insurance is a targeted offering from AFC Insurance Inc.’s Health & Human Services program. Built for organizations that deliver parenting education, support, and outreach, this program helps agents and brokers place tailored coverage for clients running workshops, coordinating parent support groups, or providing peer-to-peer and one-on-one counseling. The package is designed to address both operational exposures and professional liability unique to parent outreach services. Ideal Accounts and Appetite This program is best suited for nonprofit and community-based organizations focused on strengthening family and parent-child relationships. Eligible classes commonly include: Parent outreach and engagement programs Structured parenting workshops and classes Peer-to-peer and group-based counseling services If your client provides structured parenting education, community-based family support, or volunteer-led outreach, Parent Outreach Insurance with AFC can be a good placement option. Coverage Highlights and Advantages AFC Insurance Inc. assembles a practical package of coverages to address common risks faced by parent outreach organizations. Available coverages and endorsements include: Package policy options that combine multiple lines General liability and professional liability for counseling/mentoring exposures Property and commercial auto (subject to restrictions) Umbrella liability for higher aggregate limits Abuse & molestation coverage (subject to underwriting) Volunteers and independent contractors can be included as insureds Optional endorsements: Key Employee Replacement; Extended Coverage with Blanket Additional Insured These elements help protect against claims related to counseling and instruction, third-party injury, volunteer exposure, and damage to program facilities or rented space. Underwriting Notes and Minimum Premiums AFC takes a flexible, programmatic underwriting approach and evaluates submissions on a case-by-case basis. Common underwriting considerations include participant age ranges, whether transportation is provided, supervision ratios for group activities, and whether work occurs in high-exposure settings. Minimum premiums vary by state, account size, and exposures. AFC reviews each submission to determine appropriate pricing and any state-specific requirements. Territories and Availability The Parent Outreach Insurance program is available in most states, with admitted paper offered in many jurisdictions depending on risk characteristics. Availability includes (but is not limited to): AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement will typically be on an admitted basis where applicable; non-admitted options may be available depending on the carrier and state. Why Work With AFC Insurance Inc.? AFC Insurance Inc. is a specialized program administrator with focused expertise in Health & Human Services lines. Agents and brokers benefit from: Underwriting teams familiar with nonprofit and community-based program risks Access to tailored endorsements that address volunteer, counseling, and child/family exposures Responsive service and flexibility for multi-site or growing organizations Example fits: You might have a small nonprofit that runs weekly parenting classes at community centers and uses volunteers to co-facilitate—this program can provide GL, professional liability, and volunteer coverage. Or you may place a mid-sized agency that offers peer counseling and occasional off-site events and needs abuse & molestation coverage plus umbrella limits. Frequently Asked Questions What types of accounts are a good fit for this program? Nonprofit and community-based organizations that offer parenting workshops, peer-to-peer counseling, and other structured parent outreach services are ideal candidates. What coverages are included in the Parent Outreach Insurance program? The program offers General and Professional Liability, Property, Umbrella, Auto (with restrictions), and endorsements such as Abuse & Molestation and Key Employee Replacement. Are volunteers and independent contractors covered? Yes. Volunteers and independent contractors can be added as insureds through specific endorsements included in the program. Is this program available in all states? The program is offered in most states (over 45) and Washington, DC. Availability and admitted status depend on state rules and the individual risk profile. What is the minimum premium for this program? Minimum premiums vary based on the organization’s size, services, and location. AFC evaluates each submission to determine appropriate pricing. Need help placing an account? Connect with a market specialist.