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...ance program that helps protect auctioneers and auction companies from the day...coverage options are available for auctioneers?Available coverages include Pro...

...state Firms Appraisal Firms Auctioneers Independent Brokers If you hav...eal estate firms, appraisal firms, auctioneers, and independent brokers across...

Antiques and Collectibles Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a specialized Antiques and Collectibles Program designed to help agents and brokers place hard-to-insure risks in the antiques and collectibles market. Whether your client is a private collector or a commercial dealer, this program provides access to tailored coverages that address the unique exposures of this niche industry. Ideal Accounts and Target Classes This program is well-suited for a wide variety of insureds in the antiques and collectibles space, including: Private collectors of antiques and collectibles Antique dealers and shop owners Antique mall operators Estate sale professionals Antique show promoters and event organizers Collector's clubs and enthusiast organizations Antique auction houses Dealers of other acceptable collectible items You might have a client who runs an antique store with valuable vintage items or a high-net-worth individual with a personal collection of rare coins or art—both are good fits for this program. Coverage Highlights and Advantages The program offers flexible coverage options that address both property and liability exposures common in the antiques and collectibles market: Inland Marine and Business Personal Property – Ideal for mobile inventory and high-value items. Commercial Real Property – Protection for buildings and infrastructure. Commercial General Liability – Coverage for premises liability and operations. Limits available include: Up to USD $2,000,000 each and every loss, each and every risk USD $850,000 per location USD $2,000,000 General Liability per occurrence / aggregate Additional options include a minimum deductible as low as USD $250, making it accessible for a range of small to mid-sized accounts. Claims are handled by adjusters with expertise in antiques and collectibles, ensuring accurate and fair valuations. Underwriting Notes All policies are placed on a non-admitted basis through trusted carrier partners. While underwriting is flexible, risks must fall within acceptable collectible classifications. Agents should be prepared to provide detailed inventory lists or appraisals when applicable. There is no stated minimum premium, allowing for competitive placement across various account sizes. Territory and Availability This program is available in all 50 states and the District of Columbia, providing nationwide access for your clientele. Whether your client is located in a rural antique district or an urban cultural center, Continental Risk / Continental Marine Insurance Services is equipped to help you place coverage effectively. Why Work With Continental Risk / Continental Marine Insurance Services? As a wholesale broker specializing in niche markets, Continental Risk / Continental Marine Insurance Services brings deep understanding and tailored solutions to the antiques and collectibles industry. Their access to non-admitted markets and class-specific claims expertise make them a valuable resource for agents and brokers looking to serve collectors, dealers, and specialty businesses with unique property exposures. When you need a partner who understands the value—both monetary and sentimental—of antiques and collectibles, turn to Continental Risk / Continental Marine Insurance Services. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for antique dealers, private collectors, estate sale professionals, antique malls, auction houses, and similar businesses involved in selling or showcasing antiques and collectibles. Is this program available nationwide?Yes, the Antiques and Collectibles Program is available in all 50 states and the District of Columbia. What coverages are included in the program?Coverage options include Inland Marine, Business Personal Property, Commercial Real Property, and Commercial General Liability. Are there any minimum premium requirements?There is no stated minimum premium, making it suitable for small to mid-sized risks. Deductibles start as low as USD $250. Is this an admitted program?No, all policies are written on a non-admitted basis through select carrier partners. Need help placing an account? Connect with a market specialist.

...and commercial) Real estate auctioneers If you place accounts that manag...property managers, and real estate auctioneers. Both solo professionals and fi...

Miscellaneous Business Services Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a flexible, wholesale program for a broad range of professional and administrative service providers under the Miscellaneous Business Services category. Designed for agents and brokers placing non-standard or niche service risks, the program gives access to both admitted and non-admitted markets so you can place hard-to-fit accounts with more carrier options and underwriting support. Ideal Accounts and Target Classes This program targets small to mid-sized firms that provide specialized or administrative services. Typical classes include: Answering and paging services (GL square footage cap: 35K) Auctioneering Business manager services Event planning and promotion Executive placement (GL square footage cap: 35K) Life, career, and executive coaching Personal concierge / assistant services Project management consultants Recruiting and employment placement (GL square footage cap: 35K) Talent agencies (GL square footage cap: 35K) Training providers (business, vocational, or life skills) Translation and interpretation services Travel agencies (GL square footage cap: 35K) Tutoring services Many of these classes are underserved in standard markets because of diverse professional liability exposures or mixed operations. First Choice’s wholesale relationships and underwriting expertise make it easier for you to place accounts that need tailored terms. Coverage Highlights and Program Limits Available coverage forms include: Professional Liability (PL): Revenue eligibility up to $5M General Liability (GL): Payroll eligibility up to $3M Business Owners Policy (BOP): Revenue up to $3M and up to 35,000 sq. ft. Liability limits are flexible: the online aggregate limit can be up to $2M, with higher limits (up to $5M) available by phone through underwriting. This lets you match limits to a client’s risk profile and contract requirements. Underwriting Notes and Program Considerations Markets are available on both admitted and non-admitted paper depending on class and state. Underwriting is streamlined for many target classes when accounts fall within the stated revenue, payroll, and square footage thresholds. Accounts that combine high professional exposures, significant product operations, or heavy subcontracting may require additional review or be better placed elsewhere. Example accounts you might place through this program: A boutique career coaching firm with $2M in annual revenue operating remotely with no physical office. An executive recruitment agency occupying a 30,000 sq. ft. office with payroll under $3M. There is no single stated minimum premium; however, submissions within the published caps are most likely to be competitive and eligible for online quoting where offered. Territories and Availability This program is available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, and WI. Availability and carrier access may vary by state and by coverage form. Why Work With First Choice Insurance Intermediaries, Inc.? As a wholesale broker, First Choice brings broad market access and specialty underwriting experience for miscellaneous service risks. Agents benefit from: Access to both admitted and non-admitted markets for more placement options; Underwriting teams familiar with niche professional exposures and mixed operations; Flexible limit and form options to meet contract or client-specific needs; Responsive placement support for accounts that have been difficult to place in standard markets. To review First Choice’s full company profile and other programs, visit the First Choice Insurance Intermediaries, Inc. company profile. Frequently Asked Questions What types of accounts are a good fit for this Miscellaneous Business Services program?The program is geared toward small and mid-sized firms offering services such as executive placement, tutoring, project management, coaching, and travel planning. Accounts that fall within the stated revenue, payroll, and square footage limits typically qualify and receive streamlined underwriting. What are the key eligibility limits for this program?Professional Liability is typically available for accounts with up to $5M in revenue. General Liability appetite generally extends to accounts with up to $3M in payroll. BOP eligibility is usually limited to businesses with up to $3M in revenue and 35,000 sq. ft. of space. Is this program offered on an admitted basis?First Choice can access both admitted and non-admitted markets. Which paper is available depends on the class and the state—your market specialist can confirm options for each submission. Can I submit accounts outside of the listed target classes?Yes — submissions outside the listed classes may be considered, but placement is more likely when the business aligns with the program’s core appetite. Contact First Choice for underwriting guidance on unusual or hybrid operations. Which states is this program available in?This program is available in 29 states, including CA, FL, TX, NY, and IL. Carrier availability and coverages may vary by state and by coverage form. Need help placing an account? Connect with a market specialist.

...dent and certified appraisers Auctioneers and transactional specialists Pr...state agents, brokers, appraisers, auctioneers, leasing agents, property manag...

Garage Liability Solutions from Burns & Wilcox Automobile service and sales operations carry a mix of premises and auto exposures that can lead to significant property damage, bodily injury, and expensive litigation. Burns & Wilcox’ Garage Liability program is designed for independent agents and brokers who need flexible placement options for dealers, repair shops, valet operations and other garage-type risks. The program provides both admitted and non-admitted market access and can be written as monoline or within a broader package. Underwriters focus on tailoring coverage to the account—whether you’re placing a single-location repair shop or a multi-location dealer group. Target Classes and Ideal Accounts This program supports a wide range of garage-related operations, including: New and used auto dealers Service and repair garages Heavy truck and trailer sales and service Motorcycle, RV, ATV, and boat dealers Valet and parking lot operations Auto auctions, classic car restorers, and salvage yards Accounts that combine sales, on-site repairs, accessory installation, detailing, or full-service car wash operations are typically a good fit. The program is also suitable for specialty dealer operations such as classic car restorers and auction houses that need tailored liability and garagekeeper solutions. Example scenarios you might place through this program: A regional used-car dealer with on-site service bays and a fenced open lot seeking combined premises and auto liability plus dealer’s open lot coverage. A valet operator handling high-value vehicles that needs garagekeepers, excess limits and optional cyber/pollution enhancements. Coverage Features and Advantages Monoline Dealer’s Open Lot and Garagekeepers available Comprehensive package options: Garage Liability, Scheduled Autos, On Hook, Property, Business Income and more Access to both admitted and non-admitted carriers for placement flexibility Combined coverage for premises and auto liability to reduce gaps Optional enhancements—pollution, cyber liability, fire legal liability Dealer’s Errors & Omissions (E&O) and broad-form products for retail operations Drive-other-car coverage and excess limits where needed Multiple limit and deductible structures to match account size and risk appetite Underwriting Notes and Availability Burns & Wilcox underwriters evaluate accounts with attention to operations, claims history, physical security, repair procedures, and risk controls. The program’s admitted and non-admitted options give you flexibility on pricing and capacity—use the admitted market where available and competitive, or non-admitted when broader coverage or higher limits are required. Be prepared to provide details on vehicle schedules, garagekeeper exposure, repair procedures, daily vehicle counts, and any on-site storage of fuels or solvents to streamline underwriting. Territories Served This program is available nationwide — all 50 states plus Washington, DC. Territory-specific availability and admitted status will depend on the carrier selected for placement. Why Work With Burns & Wilcox? As a leading managing general agency, Burns & Wilcox combines deep garage-industry underwriting expertise with broad market access. Agents benefit from tailored solutions for complex garage exposures, responsive underwriting, and the ability to package liability, property and ancillary coverages to reduce client gaps. Whether you need admitted paper for a local dealer or non-admitted capacity for an unusual risk, Burns & Wilcox can help you place it. Frequently Asked Questions What types of accounts are a good fit for the Burns & Wilcox Garage Liability program?This program is ideal for auto dealers, repair garages, motorcycle and RV dealers, valet services, salvage yards, and similar operations. Can I package multiple coverages under this program?Yes. Burns & Wilcox offers package options including Garage Liability, Dealer’s Open Lot, Garagekeepers, Property, Business Income, and more. Is this program available in all states?Yes, the Garage Liability program is available in all 50 states plus Washington, DC. Are both admitted and non-admitted carriers available?Yes. Depending on the risk, Burns & Wilcox can place coverage through either admitted or non-admitted markets. Does this program offer coverage for cyber liability and pollution?Yes. Optional coverage for cyber liability and pollution is available to enhance your client’s protection. Need help placing an account? Connect with a market specialist.

... Advertising agencies Auctioneers (non-real estate) Background c...

Special Markets Insurance Consultants, part of the Amwins Underwriting division, offers a nationwide Special Events insurance program designed for a broad range of one-time and recurring events. Our underwriting team understands the logistical and liability exposures event organizers face and works with agents to deliver tailored, practical solutions that give clients peace of mind for the days that matter most. Program highlights Available nationwide Broad array of events covered Low minimum premium of $90 Customized solutions tailored to the individual risk Types of events we place The program is built for community, social and commercial events. The following is a partial list — if your event type is not shown, please contact underwriting for consideration. Arts and craft shows Conventions and exhibits Reunions, meetings and seminars Auctions, bazaars and charity events Dances, receptions, banquets and social gatherings Musicals, shows and performances Church meetings and weddings Coverage options Available coverages include (view more details here): Tenant Users Liability Insurance Policy — commonly used when an event is held at a leased or rented facility and the venue requires proof of liability insurance. Other Special Events Insurance — package liability solutions for general event exposures tailored to event size and activities. Contingency Policy — protection for certain economic losses tied to event cancellation, abandonment or postponement (subject to underwriting). Ideal accounts and appetite This program is a strong fit for agents placing small to mid-sized community, nonprofit and commercial events where standard liability and contractual evidence of insurance are needed. Typical good fits include: Local festivals, craft fairs and farmers markets Fundraisers, charity galas and auctions Small conventions, seminars and trade shows Weddings, receptions and private social events Events involving unusually high hazards — for example large scale amusement rides, professional sporting events, major concerts with pyrotechnics, or exposures requiring admitted-only placements — may need specialized underwriting and may not qualify. When in doubt, submit the details to underwriting for review. Underwriting notes & minimums Underwriters evaluate each event by size, attendance, activities, alcohol exposure, contract requirements and venue arrangements. The program offers flexibility and can be customized to the client’s needs where appropriate. Minimum premium: $90. Larger or higher-hazard events will be priced based on exposure and specific terms. Territories and availability Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place special events with Amwins Underwriting As part of Amwins Underwriting, Special Markets Insurance Consultants combines niche event expertise with broad market access. We provide straightforward appetite guidance, responsive underwriting, and flexible policy options that help you meet venue requirements and client expectations. Use this program when you need a quick, reliable solution for common event risks or a tailored placement for more complex gatherings. Example scenarios You have a community center hosting a weekend craft fair that requires a tenant users liability certificate — this program can provide the required policy quickly with a low minimum premium. An organization planning a charity gala needs general liability and contingency options if the event must be postponed — submit the event details to explore combined solutions. To learn more about our niche Special Events insurance program, please visit our website. Frequently Asked Questions What types of events are a good fit for this Special Events program?The program is best for small to mid-sized community, nonprofit and commercial events such as craft shows, fundraisers, seminars, receptions, and weddings. Larger or unusually hazardous events may require specialized review. What coverages are available through Amwins Underwriting’s program?Coverage options include Tenant Users Liability policies for rented venues, general Special Events liability placements, and contingency coverage for certain cancellation or abandonment exposures. Specific terms are determined by underwriting. Is there a minimum premium or special pricing to know about?Yes. The program has a low minimum premium (listed at $90). Final premium depends on event size, activities, alcohol exposure, and any contractual requirements. Which states does the program write in?The program is available in the states listed in the storefront (see Territories and Availability). If you have an event outside those states, submit details and underwriting can advise on availability. Need help placing an account? Connect with a market specialist.