https://completemarkets.com/company/schinnerer/RealEstateEandOInsurance/
...dent and certified appraisers
Auctioneers and transactional specialists
Pr...state agents, brokers, appraisers, auctioneers, leasing agents, property manag...
https://completemarkets.com/company/airisk/Special-Events/
Special Events Insurance Program from AI Risk
AI Risk brings specialized insurance solutions for a wide range of special events through our dedicated Special Events program. Designed for independent agents and brokers seeking dependable markets for short-term gatherings, this program offers flexible coverage for a broad array of public and private events.
Whether your client is planning a one-day community fundraiser or a multi-day festival, AI Risk delivers coverage tailored to the unique risks that come with organizing special events. Our underwriting expertise and carrier partnership with AIG provide a stable, trusted option for placing this type of business.
Ideal Accounts and Event Types
This program is an excellent fit for a variety of lower-hazard events, including but not limited to:
Arts and Craft Festivals
Auctions and Fundraisers
Dances and Proms
Graduation Ceremonies
Luncheons, Banquets, and Business Meetings
Picnics and Outdoor Gatherings
Receptions and Retirement Parties
Seminars, Workshops, and Training Events
You might have a client hosting a local craft fair with vendor booths and live music, or a school organizing a graduation ceremony with hundreds of attendees—both would be ideal candidates for this program.
Coverage Highlights and Advantages
AI Risk’s Special Events program is written on an "Occurrence" form, providing reliable protection for both event organizers and venue owners. Key features include:
Limits of $1 million per occurrence / $2 million aggregate
Covers bodily injury, property damage, and more
Flexible term options for one-time or recurring events
Carrier: AIG – a financially strong and recognized insurer
Certificates of insurance can be requested as needed, including additional insured endorsements for venues or sponsors.
Underwriting Notes and Minimum Premiums
Minimum premium starts at $500. Events are reviewed on a case-by-case basis, and underwriting considerations may include attendance size, location, alcohol service, and security measures in place.
We recommend contacting your AI Risk underwriter early in the planning process to ensure smooth quoting and binding.
Territories and Availability
This program is available in all 50 states and the District of Columbia. Whether your client is holding an event in California, Texas, New York, or anywhere in between, AI Risk has you covered.
Why Work with AI Risk?
As both a Managing General Agency and a carrier-backed program provider, AI Risk offers streamlined underwriting, responsive service, and access to top-tier markets. Our team understands the nuances of special events and is ready to help you place business quickly and accurately.
We are committed to helping agents protect their clients’ events from the unexpected—so you can focus on growing your book with confidence.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for low- to moderate-risk events such as festivals, auctions, dances, corporate luncheons, and graduation ceremonies.
Is this program available nationwide?Yes, AI Risk’s Special Events program is available in all 50 states and the District of Columbia.
What is the minimum premium for this coverage?The minimum premium for this program starts at $500, with final pricing based on event specifics.
Can recurring or multi-day events be covered?Yes, coverage can be tailored for single-day, multi-day, or recurring events, depending on underwriting approval.
Which carrier backs this program?The Special Events program is backed by AIG, a well-established and financially strong insurer.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/foxpointprograms/foreclosure-trustee/
...titute Trustees
Real Estate Auctioneers
Foreclosure Criers and Foreclo..., substitute trustees, real estate auctioneers, and foreclosure criers involve...
https://completemarkets.com/company/foxpointprograms/real-estate/
... total revenue)
Real estate auctioneers
Real estate consultants
Pr...asing agencies, property managers, auctioneers, consultants, and other real es...
https://completemarkets.com/company/vwcos/Art-and-Antique-Galleries/
Specialized Insurance for Art & Antique Galleries
Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform with access to Lloyd's markets. The program is built to address the distinct valuation, transit, and display risks faced by galleries, dealers, consultants, and collectors. Whether the account is a small boutique gallery, a multi-dealer antique mall, or a private collector with frequent loans and exhibits, Van Wagoner provides flexible placement options and specialty underwriting expertise.
Ideal Accounts and Appetite
This program is well suited for:
Fine art galleries and independent art dealers
Antique shops and multi-dealer malls
Private collectors who rotate or loan pieces to exhibits
Art consultants, appraisers, and dealers who maintain on-site inventory
Accounts with high-value, mobile inventory—items in transit, on consignment, or displayed at shows and auctions—are welcomed when appropriate security and inventory controls are in place. Operations primarily focused on restoration, repair, or manufacturing of antiques or artwork may be outside of the core appetite and should be discussed with underwriting first.
Coverage Highlights and Advantages
The program offers core and package options tailored to gallery and antique exposures:
Property Coverage – Buildings, fixtures, business personal property, and scheduled fine art and antiques.
General Liability – Third-party bodily injury and property damage arising from gallery operations and client visits.
Package Policies – Combined property and liability options for cleaner placement and administration.
Inland Marine – Coverage for items in transit, on consignment, on loan, or exhibited off-premises.
Policies can be customized to include protections for theft, fire, accidental breakage during transit, and other common gallery risks. Coverage terms are designed to reflect the valuation and mobility of collectible items and to support complex placement needs.
Underwriting Notes and Minimum Premiums
Submissions are reviewed individually with attention to loss history, security measures, inventory controls, and item valuations. Provide a detailed inventory, values, provenance where available, and photos to accelerate underwriting. While the program does not list a public minimum premium here, Van Wagoner aims to offer competitive pricing that aligns with the risk profile—underwriters will advise on premium expectations during submission review.
Territories and Availability
This program is available on a non-admitted basis in the following states:
Arizona (AZ)
Arkansas (AR)
California (CA)
Connecticut (CT)
Delaware (DE)
Idaho (ID)
Iowa (IA)
Nevada (NV)
New Mexico (NM)
Oklahoma (OK)
Pennsylvania (PA)
Texas (TX)
Utah (UT)
Wyoming (WY)
Admitted versus non-admitted placement depends on the state and the individual risk characteristics. Van Wagoner places coverage through Lloyd's, which provides flexibility and capacity for higher-value or more complex accounts.
Why Work With Van Wagoner Companies
Van Wagoner combines niche underwriting experience with Lloyd's access to support specialty art and antique risks. Agents benefit from underwriters who understand valuations, transit exposures, consignment arrangements, and museum/exhibit placements. The MGA model also delivers responsive service and streamlined placement for tailor-made solutions.
Example scenarios that fit well:
You have a client who runs a boutique gallery in California that frequently ships pieces to regional shows and needs transit and exhibit coverage in addition to on-site protection.
You represent an antique dealer in Texas who consigns high-value pieces to auctions and requires scheduled inland marine coverage for items while off-premises.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for fine art galleries, antique shops, private collectors, and consultants who need coverage for high-value, mobile inventory and exhibition exposures.
What coverages are included in the Art & Antique Galleries program?Core offerings include Property, General Liability, Inland Marine, and Package policies that can be tailored to cover theft, fire, accidental breakage in transit, and exhibit exposures.
Is this program available in all states?No. It is currently available on a non-admitted basis in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Admitted availability varies by state and risk.
Does the program cover items in transit or on loan?Yes. Inland Marine coverage is available to protect items while in transit, on consignment, or temporarily exhibited off-premises.
What carrier backs this program?The program is underwritten and placed through Lloyd's, providing capacity and specialty market expertise for collectible and fine art risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/capitolspecialrisks/answeringpaging-service-insurance/
https://completemarkets.com/company/capitolspecialrisks/crime-insurance/
https://completemarkets.com/company/aep/archangel-equity-partners-peo--employee-leasing--temporary-staffing-solutions/
https://completemarkets.com/company/capitolspecialrisks/distressed-community-bank-insurance/
https://completemarkets.com/company/riscinc/independent-auto-dealer-insurance/
Used Car Dealer Insurance
RISC places eligible independent used-car dealers with Zurich’s Unicover VI — an admitted, copyrighted package policy built for the automotive retail industry. Unicover VI combines primary first- and third-party protections into a single, consolidated policy form tailored to dealers whose primary operation is used vehicle sales. RISC’s Used Car Dealer Insurance facility is available only to businesses that principally buy and sell used autos.
Product highlights include:
Admitted package policy with an integrated structure
Multiple coverages available:
Auto Inventory Physical Damage
Business Auto (Basic Auto)
Property with Business Income & Extra Expense
Garage Liability
Errors & Omissions (E&O)
Umbrella
Pollution liability
Additional optional coverages based on account specifics
Policies are offered on a direct-bill basis only
Overview — RISC’s Zurich Unicover VI Facility
RISC provides agents access to Zurich’s admitted Unicover VI package to place independent used-car dealer risks on a single, dealer-focused policy form. The program is underwritten with dealer exposures in mind — inventory loss, customer autos, garage operations, sales-related E&O, and pollution arising from light service or inspection. Use this facility when you need admitted paper and a consolidated policy that reduces the need to assemble multiple carriers for common dealer coverages.
Ideal Accounts and Appetite
Primary target: independent used car dealerships where the main business is buying and selling used vehicles.
Good fits: single-location dealers with on-site inventory, light inspection and minor repair operations, and standard retail sales activity.
Typically not a fit: franchised new-car dealerships, high-volume auction houses, large reconditioning shops with heavy repair exposure, or accounts with frequent major prior losses unless substantial mitigation is documented.
Coverage Highlights and Advantages
Admitted, package wording that simplifies placement by combining property, inventory physical damage, garage liability, and E&O into one form.
Inventory physical damage wording tailored to dealer operations and vehicle holdings.
Optional garage liability, sales/service E&O, umbrella follow-form, and pollution coverage linked to common dealer activities.
Zurich paper provides recognized capacity and a claims platform for more complex dealer losses.
Underwriting Notes and Submission Requirements
Principal place of business must be domiciled in one of the eligible states (see Territories below).
Required: completed Zurich supplemental application for Unicover VI specific to dealer operations.
Required: currently valued loss runs for the prior three years.
RISC will consider agency appointments from producers who have an existing book of used auto dealer business and can explain Unicover VI coverage differences compared with other dealer forms.
Minimum premium: $1,500. Policies are written on a direct-bill basis only.
Territories and Availability
This admitted program is available in the following states: AR, MN, MT, NE, ND, OK, OR, SD, TX, UT, WY. Coverage availability and specific terms may vary by state.
Why Place This Business Through RISC
Access to Zurich’s Unicover VI package for eligible used-car dealers — a specialty product not widely available through standard markets.
Dealer-focused underwriting with clear submission requirements, which speeds placement for qualified accounts.
Direct-bill handling simplifies premium administration for eligible risks.
Example Accounts That Often Fit
You might have a single-location independent dealer that holds late-model used inventory, performs light inspections and minor repairs, and needs admitted coverage for inventory physical damage plus garage liability and E&O on one consolidated policy.
A growing independent dealer seeking admitted Zurich wording for property, business income, inventory physical damage, and sales-related E&O — willing to provide the supplemental application and three years of loss runs — is another common fit.
*This is intended as a general description of certain types of insurance and services available to qualified customers through the companies of Zurich in North America. Your policy is the contract that specifically and fully describes your coverage. The description above gives an overview of coverages and does not revise or amend the policy. Insurance coverages are underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company. Certain coverages are not available in all states. Some coverages may be written on a non-admitted basis through licensed surplus lines brokers. RISC is not a subsidiary or an affiliate of Zurich.
Frequently Asked Questions
What types of used car dealers are eligible for this program?The program is designed for dealerships whose primary business is used vehicle sales. Best fits are independent dealers with on-site inventory, limited repair operations, and retail sales activity. Franchised new-car dealers and large reconditioning operations are generally not eligible.
What submission materials are required?Submit a completed Zurich supplemental application for Unicover VI and currently valued loss runs for the prior three years. The principal place of business must be located in one of the program’s eligible states.
Is the policy admitted or non-admitted?This facility places admitted Unicover VI package policies with Zurich in the program’s available states. Some optional or ancillary coverages may vary by state.
How is premium billed and what is the minimum premium?Policies under this facility are offered on a direct-bill basis only. The program’s minimum premium is $1,500.
What does RISC look for when appointing an agency to place this business?RISC prefers agencies with an existing book of used auto dealer business and a clear explanation of how Unicover VI differs from other dealer policy forms. Agencies must complete RISC’s appointment profile, agreement, and related documents.
Need help placing an account? Connect with a market specialist.