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...neral Agency offers a specialized Bakery Insurance program designed to meet th...party or common carriers are used for delivery. Is the program available on an...

... mid-sized delis, sandwich shops, bakery-cafés, and similar food-service risks...rogram is best for small to mid-sized delis, sandwich shops, and café/deli hybrids with primarily food sales a...

...t, or a small chain with deli and bakery operations, this program offers custo... retail food operations with deli or bakery components are all within our targ...

...es Fast-food takeout operations, delis, food courts, rotisserie shops, and c...ogram is ideal for restaurants, bars, delis, catering firms, nightclubs, groce...

... Scenarios You have a regional bakery with refrigerated inventory and modes...

...es Bars, Taverns, and Pubs Deli's and Pizza Parlors Take-Out Estab...ing expertise, Cochrane & Company delivers tailored insurance solutions fo...

...e health care products and provide delivery or in-home setup. This program is ...s that combine retail operations with delivery, installation, or servicing are...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Medical Staffing Agency Insurance program designed for agents and brokers seeking markets for healthcare staffing clients. As a Managing General Agency (MGA) and Excess & Surplus Lines Broker, Colonial General has access to multiple top-rated carriers and custom solutions, giving you flexibility to place complex or unique staffing risks across several western states. Overview of the Program From Colonial General Medical staffing agencies face unique liability exposures, especially when contracting healthcare professionals to third-party facilities. Colonial General’s program provides access to professional liability and malpractice coverage tailored to meet the diverse needs of staffing firms placing physicians, nurses, therapists, and other licensed healthcare providers. The coverage is backed by carriers rated “A” or better by A.M. Best, ensuring financial strength and reliability. Ideal Accounts and Appetite This program is an excellent fit for: Medical staffing agencies placing temporary or permanent healthcare professionals Firms that staff RNs, LPNs, CNAs, physical therapists, medical assistants, and similar roles Agencies working with hospitals, clinics, nursing homes, or in-home care facilities You might have a client who staffs traveling nurses to rural hospitals or provides physical therapists to outpatient clinics—these are the types of accounts that may be eligible. Coverage Highlights and Advantages Professional Liability / Malpractice coverage available through A.M. Best “A” rated carriers Limits starting at $250,000 / $500,000, with flexible deductible options Coverage tailored to match the staffing agency’s operations and provider types Optional coverages may be available depending on carrier and risk profile Coverage and premium will vary based on carrier placement and underwriting factors. Colonial General works to match accounts with the best-fitting carrier and coverage structure. Underwriting Notes and Minimum Premiums While minimum premium details are not specified, underwriting will consider the type of providers placed, states of operation, loss history, and staffing volume. Deductible options and limit selections also influence premium. Colonial General’s experienced underwriters can help you navigate submissions for competitive placement. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options may be available, depending on the carrier and jurisdiction. Why Work With Colonial General Colonial General brings decades of specialty underwriting experience to the table, with strong carrier relationships and a focus on service. As an MGA and E&S broker, they help agents place tough-to-place or niche healthcare staffing risks with confidence. Whether you’re working with a startup staffing firm or an established agency expanding into new states, Colonial General can help you find the right market and coverage solution. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets medical staffing agencies that place licensed healthcare professionals such as nurses, therapists, and aides in hospitals, clinics, or long-term care facilities. Are both admitted and non-admitted carriers available?Yes, Colonial General has access to both admitted and non-admitted markets depending on the state and carrier availability. What limits and deductibles are offered?Limits typically start at $250,000/$500,000, with a range of deductible options. Specific terms depend on the risk and carrier selected. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What information is needed to submit a quote?Submissions should include a completed application, details on provider types, loss history, operational scope, and coverage limit requests. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Miniature Golf Course Insurance program designed to help agents place both public and private golf-related businesses. Whether your client operates a miniature golf course, an indoor/outdoor driving range, or a country club, this program provides flexible coverage options tailored to the unique risks of recreational golf facilities. Coverage is available on a monoline or package basis, offering robust protection for property and liability exposures. Ideal Accounts and Appetite This program is best suited for: Standalone miniature golf courses Family entertainment centers with mini-golf components Indoor or outdoor driving ranges Public and private golf courses or country clubs with mini-golf Accounts with well-maintained premises, standard safety protocols, and minimal claims history are a strong fit. You may have a client who owns a seasonal mini-golf park in a tourist area or a year-round indoor course attached to a game center—both are ideal candidates for this program. Coverage Highlights and Advantages Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence and aggregate Additional insureds—automatically included Hired and non-owned auto liability $5,000 medical payments coverage Liquor liability—available for applicable risks Excess/Umbrella limits up to $25,000,000 No deductible required Property Coverage Options: Building and contents Business income and extra expense Computer equipment and electronics Contractor's equipment and inland marine coverage for golf carts Damage to greens and tee boxes Food spoilage and equipment breakdown Sprinklers, valuable papers, and bailee’s coverage for pro shops Available on replacement cost or ACV basis Crime Coverage Features: Inside the premises – theft of money and securities Inside the premises – robbery or safe burglary of other property Outside the premises – theft and robbery protection Underwriting Notes and Minimum Premiums Colonial General evaluates submissions on an individual basis, considering operations, location, and safety protocols. While a specific minimum premium is not provided, accounts should be commercially viable and meet standard underwriting criteria. No deductible is required on liability coverage, and optional excess limits are available for higher-risk exposures. Territories and Availability This Miniature Golf Course Insurance program is available to agents placing business in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted markets are accessible depending on the state and risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in recreational property risks and access to a variety of markets. Their responsive underwriting team and broad appetite allow agents to confidently place niche golf facility accounts. With flexible coverage options and competitive limits, this program provides the protection your clients need and the service your agency can count on. Frequently Asked Questions What types of accounts are a good fit for this program?Miniature golf courses, family fun centers with golf attractions, and indoor/outdoor driving ranges are ideal. Public or private golf-related venues with clean loss history and good maintenance practices are preferred. Is liquor liability available under this program?Yes, liquor liability can be included when applicable, depending on the operations and underwriting review. Are both property and liability coverages available?Yes, coverage is available on a monoline or package basis, allowing flexibility based on your client’s needs. Which states is this program available in?This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Do all risks qualify for admitted markets?Not all risks will qualify for admitted markets. Colonial General offers both admitted and non-admitted options, depending on the risk and location. Need help placing an account? Connect with a market specialist.

...lonial General for underwriting guidelines and eligibility criteria. Territor...