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Fairs bring communities together for entertainment, commerce, and education. Whether the event showcases livestock, local produce, crafts, or includes rides and special attractions, fairs expose organizers to a broad range of risks—crowd injuries, vendor operations, animal-related claims, and third-party property damage. American Specialty Insurance & Risk Services offers a dedicated Fairs Insurance program with coverages and services designed specifically to manage those exposures for organizers, fair boards, and event managers. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage in all available states Custom program forms and rating for fair operations Non-auditable policies where appropriate 24-hour claims response Dedicated in-house underwriting and claims management Risk management consultation and loss control support Online agent resources and placement tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as additional insureds Contingent fireworks liability Contingent ride liability Excess/umbrella liability Liquor liability Automobile/garage operations Property and equipment coverage Crime and employee dishonesty Employee benefits liability Volunteer accident medical Workers' compensation solutions where needed Deductible / self-insured retention options Why Choose American Specialty for Your Fairs Clients? As a managing general underwriter with long-standing experience in events and entertainment, American Specialty provides a focused program built for fair organizers and event managers. Our in-house team handles underwriting, claims, risk management, and policy administration to give agents a single point of contact from submission through policy servicing. We use program-specific forms and rating so placement is efficient and tailored to this class of business. Typical accounts we place include a multi-day agricultural exhibition with livestock competitions, carnival rides, and food vendors; a county fair with temporary vendors and live entertainment; or a regional trade show with indoor exhibits and contracted contractors. These operations often face mixed exposures—third-party injury, animal and participant liability, and vendor operations—and our program is structured to address them. Policies are available on an admitted basis in all 50 states and the District of Columbia. Minimum premiums vary with event size, scope, and exposures. Whether you need one-time event coverage or annual policies for recurring fairs, our underwriting team can recommend appropriate limits and endorsements. For full program details and agent resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits county and state fairs, agricultural shows, exhibitions, livestock events, festivals, trade shows, and the vendors/exhibitors who participate in them. Is the coverage admitted in all states?Yes. Policies are offered on an admitted basis in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes. Contingent ride liability and contingent fireworks liability are available—coverage depends on underwriting review of ride operators and fireworks contractors. Does the program provide coverage for volunteers?Yes. Volunteers can be added as additional insureds, and volunteer accident medical coverage is available as part of the program. Who underwrites and manages the claims?American Specialty underwrites and manages claims, risk control, and policy administration in-house to give agents a single, consistent team for placement and servicing. Need help placing an account? Connect with a market specialist.

K&K Insurance offers a Product Liability Insurance Program developed for the sports, leisure and entertainment industry with emphasis on automobile, motorcycle, sports equipment, boat, trailer and amusement ride manufacturers. The program includes most support industries and other tough product liability classes. Eligible Operations for Product Liability Insurance: - Auto, motorcycle, truck parts - Baby products - Boats and marine equipment - Camping equipment - Collector car kits, street rods, kit cars - Custom motorcycle manufacturers - Distributors - Exercise equipment - Furniture - Gymnastic and martial art equipment - Industrial products - Importers - Manufacturers - Medical equipment - New Ventures - Nutraceuticals - Racing equipment and parts - Ski equipment, snow boards, skateboards - Sports equipment - Trailers and recreational vehicles - Vitamins and Supplements Coverages Available & Program Highlights: Products Liability Feabures - Vendors as Additional Insureds - Worldwide Coverage - Occurrence or Claims-made policy forms - Deductible and SIR Options Available General Liability (including products coverage) Umbrella/Excess Liability Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Fairs bring communities together for entertainment, commerce, and education. Whether the event showcases livestock, local produce, crafts, or includes rides and special attractions, fairs expose organizers to a broad range of risks—crowd injuries, vendor operations, animal-related claims, and third-party property damage. American Specialty Insurance & Risk Services offers a dedicated Fairs Insurance program with coverages and services designed specifically to manage those exposures for organizers, fair boards, and event managers. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage in all available states Custom program forms and rating for fair operations Non-auditable policies where appropriate 24-hour claims response Dedicated in-house underwriting and claims management Risk management consultation and loss control support Online agent resources and placement tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as additional insureds Contingent fireworks liability Contingent ride liability Excess/umbrella liability Liquor liability Automobile/garage operations Property and equipment coverage Crime and employee dishonesty Employee benefits liability Volunteer accident medical Workers' compensation solutions where needed Deductible / self-insured retention options Why Choose American Specialty for Your Fairs Clients? As a managing general underwriter with long-standing experience in events and entertainment, American Specialty provides a focused program built for fair organizers and event managers. Our in-house team handles underwriting, claims, risk management, and policy administration to give agents a single point of contact from submission through policy servicing. We use program-specific forms and rating so placement is efficient and tailored to this class of business. Typical accounts we place include a multi-day agricultural exhibition with livestock competitions, carnival rides, and food vendors; a county fair with temporary vendors and live entertainment; or a regional trade show with indoor exhibits and contracted contractors. These operations often face mixed exposures—third-party injury, animal and participant liability, and vendor operations—and our program is structured to address them. Policies are available on an admitted basis in all 50 states and the District of Columbia. Minimum premiums vary with event size, scope, and exposures. Whether you need one-time event coverage or annual policies for recurring fairs, our underwriting team can recommend appropriate limits and endorsements. For full program details and agent resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits county and state fairs, agricultural shows, exhibitions, livestock events, festivals, trade shows, and the vendors/exhibitors who participate in them. Is the coverage admitted in all states?Yes. Policies are offered on an admitted basis in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes. Contingent ride liability and contingent fireworks liability are available—coverage depends on underwriting review of ride operators and fireworks contractors. Does the program provide coverage for volunteers?Yes. Volunteers can be added as additional insureds, and volunteer accident medical coverage is available as part of the program. Who underwrites and manages the claims?American Specialty underwrites and manages claims, risk control, and policy administration in-house to give agents a single, consistent team for placement and servicing. Need help placing an account? Connect with a market specialist.