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Allstar Surety, a division of Allstar Financial Group, is a national, full-service Managing General Underwriter (MGU) focused exclusively on surety. Our Contract Surety Bond program helps agents and brokers place contractors of every size and specialty—from small local builders to large infrastructure firms. We offer the full spectrum of construction-related bonds, including bid, performance, payment, maintenance, and supply bonds. In addition to contract bonds, we place a broad range of license and permit bonds, plus site improvement and subdivision bonds. Whether your client is a general contractor bidding on a public works contract or a developer needing a subdivision bond, Allstar Surety gives you market access and underwriting expertise to close the transaction quickly. Ideal Accounts and Appetite We work with both standard and non-standard surety markets. This program is a strong option for: General contractors and subcontractors Site and utility contractors Specialty trade contractors (HVAC, electrical, plumbing, etc.) Developers needing subdivision or site improvement bonds Construction firms with challenging financials or unique risks Examples you may encounter: a client who needs a bid bond within 24 hours to submit a municipal road-improvement proposal, or a contractor transitioning into public contracting who requires a full program of bid, performance, and payment bonds. We help you deliver those solutions fast. Coverage Highlights and Advantages Access to A.M. Best–rated and U.S. Treasury–listed surety markets Full range of contract surety bond types available Flexible underwriting for both standard and non-standard accounts Competitive rates with fast turnaround Local offices for responsive, personalized service We understand timing is critical in construction. Our streamlined submission and issuance process is built to move quickly so your clients can keep projects on schedule. Underwriting Notes and Minimum Premiums Our underwriters evaluate a wide range of contractor profiles, including new ventures and accounts with financial or operational complexities. Minimum premiums vary by bond type, size, and underwriting factors. Contact us early in the process so we can confirm documentation needs, expected timing, and whether the account fits our appetite. Territories and Availability Allstar Surety’s Contract Surety Bonds are available in most states, including AL, AZ, AR, CO, CT, FL, GA, IL, IN, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, DC, WV, WI, and WY. Most bonds are offered on an admitted basis where applicable, depending on the state and bond class. Why Work With Allstar Financial Group? With more than 50 years of surety experience and access to top-rated carriers such as Companion, American Southern, and Knightbrook, Allstar Surety delivers market flexibility and hands-on underwriting support. Our local offices provide direct service and fast response times to help you navigate complex bond requests and keep your clients moving forward. Let Allstar be your preferred source for contract surety bonds. - Standard and Non-Standard Surety Market - Flexible Terms and Conditions - Quick Turn-Around - Local Offices to provide outstanding Service Frequently Asked Questions What types of accounts are a good fit for Allstar’s Contract Surety Bond program?We serve general contractors, subcontractors, developers, and specialty trade contractors, including those with non-standard underwriting needs. Are bonds offered on an admitted basis?Yes. Most contract surety bonds are offered on an admitted basis in states where admission is appropriate, depending on bond class and carrier. How quickly can I get a bond issued?We offer fast turnaround, especially for bid and performance bonds. Actual timing depends on submission completeness and bond type. Do you work with new or financially challenged contractors?Yes. We have flexible underwriting and non-standard market access to help place accounts with challenging financials. Which states is this program available in?The program is available in most states, including AL, FL, TX, GA, PA, and many others. Contact us to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

Bond Insurance Our office places bond insurance through multiple specialized markets. We can help you access carriers for a wide range of bond types, from routine license bonds to larger performance and fidelity placements. Bond insurance (also called financial guaranty insurance) is a policy by which an insurer guarantees scheduled principal and interest payments on a bond or security in the event the issuer defaults. This product helps improve credit standing for bond obligations and can broaden market access for issuers and obligees. Bond Insurance Solutions from Halcyon Underwriters Halcyon Underwriters provides access to multiple A-rated markets and specialized carriers for bond insurance. We support agents and brokers with placement strategies, carrier submissions, and underwriting guidance so you can secure appropriate guaranty solutions for your clients—whether the need is straightforward or complex. Ideal Risks and Bond Types We handle a broad spectrum of bond obligations. Typical classes we place include: Contract and performance bonds (public and private construction) License, permit, and regulatory bonds Fidelity bonds (employee dishonesty) Court, probate, and fiduciary bonds Public official and miscellaneous surety obligations If you have a contractor bidding on a public project or a business required to post a license bond to operate, we can identify markets that match the exposure and timing needs. We accept both small and large submissions and welcome hard-to-place scenarios. Program Highlights and Benefits Access to multiple A-rated carriers and diverse underwriting appetites Dedicated bond underwriting team with technical placement experience Responsive service and practical guidance on documentation and timing Support for both standard and challenging risks We work to deliver competitive, market-ready solutions that help your clients meet contractual and regulatory obligations while protecting their credit profile. Underwriting Notes and Minimum Premium Minimum premiums vary by carrier and bond type; typical minimums begin around $10,000. For a complete submission, include the bond form or obligation, any required supporting documentation, and financials when applicable. Early engagement helps us identify the best markets and avoid last-minute delays. Nationwide Availability Halcyon Underwriters' Bond Insurance program is available across the United States, including all 50 states and Washington, D.C. We can direct you to admitted or non-admitted markets as appropriate for the risk and jurisdiction. Why Partner with Halcyon Underwriters? As a wholesale broker, Halcyon Underwriters combines strong carrier relationships with focused bond expertise. Our team is experienced with the urgency and documentation requirements that bond placements often demand. We strive to provide straightforward guidance, timely quotes, and placement support so you can meet your clients’ deadlines. Contact us to discuss a submission or to review appetite for a specific bond need. You can also visit our website at www.halcyonuw.com for more information on our capabilities. Frequently Asked Questions What types of accounts are a good fit for this Bond Insurance program?This program is well suited for contractors needing performance or payment bonds, businesses required to post license or permit bonds, and organizations seeking fidelity, court, or public official bonds. What is the minimum premium for bond placements?Minimum premiums typically start around $10,000, though final minimums depend on bond type, size, and carrier appetite. Is this program available in all states?Yes—Halcyon Underwriters places bond insurance in all 50 states and Washington, D.C., and can identify admitted or non-admitted markets as needed. What documentation is required for a bond submission?Include the bond form or obligation, any contract or bid documents, financial statements when requested, and relevant licensing or business information. How quickly can bonds be quoted or issued?Turnaround varies by bond type and complexity. Our team works to provide clear timelines during intake and will prioritize time-sensitive placements when possible. Need help placing an account? Connect with a market specialist.

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Contract Surety - Bid Bonds Allstar Surety, a division of Allstar Financial Group, is a national managing general underwriter focused on contract surety. Our Bid Bond program helps you place contractors on public and private bids by providing the financial backing owners expect — showing a bidder will enter the contract and, if awarded, obtain required performance and payment bonds. Overview of the Program Bid bonds protect project owners by guaranteeing a bidder will honor its proposal and execute the contract if awarded. When a contractor fails to perform as promised, the bond provides the owner a remedy—typically up to the bond penalty—so owners can reprocure the work or recover damages. Ideal Accounts and Bond Appetite Allstar’s Bid Bond program accommodates a broad range of contractors: small specialty trades, emerging contractors, and mid-sized general contractors bidding on public works, commercial construction, and municipal infrastructure. We routinely place accounts for state and local projects, utilities, and private commercial bids. We also work with harder-to-place risks and newer contractors who may have limited operating history. Coverage Highlights and Advantages Bid Bonds, Performance Bonds, Payment Bonds, Maintenance Bonds, and Supply Bonds Extended options: License, Permit, Subdivision, and Site Improvement Bonds Access to both standard and non-standard surety markets A.M. Best–rated and U.S. Treasury–listed surety carriers Underwriting flexibility to fit contractor size and project type Fast turnaround and a responsive underwriting team focused on placement Underwriting Notes and Minimum Premiums Minimum premiums depend on bond size, the contractor’s financials and experience, and project specifics. Allstar underwriters will review bid specs, bond form requirements, contractor financials, and background information to structure the submission. For non-standard cases we can often craft alternative structures or introduce markets that will consider limited-history contractors. Territories and Availability This Bid Bond program is available in KY, MD, MO, NJ, OH, PA, and WV. Our market relationships and local presence enable placement across these states with carriers admitted where applicable. Why Work With Allstar Financial Group? Allstar Surety brings decades of surety underwriting experience and deep carrier relationships. We focus on practical, placement-oriented underwriting that helps you get bids bonded and contractors positioned to win work. Our team is accustomed to handling both routine and complex placements and delivering quick, transparent responses to agents and brokers. Let Allstar be a go-to source for contract surety. Contact one of our underwriters to discuss a submission or get a quote. - Standard and Non-Standard Surety Market - Flexible Terms and Conditions - Quick Turn-Around - Local Offices to Provide Outstanding Service Frequently Asked Questions What types of contractor accounts are a good fit for this Bid Bond program?We place a wide range of contractors, including general contractors, specialty trades, and emerging firms bidding on public or private projects in the eligible states. Can Allstar Surety help with non-standard or hard-to-place accounts?Yes. We provide access to both standard and non-standard surety markets, which helps when a contractor has limited operating history or nontraditional financials. What information is needed to get a quote for a bid bond?Typical submissions include the bid specifications, required bond form, contractor financial statements, and background on experience and key personnel. Our underwriters will outline any additional documentation needed. Are Allstar’s surety markets admitted?Most of our markets are admitted in the states we serve and are A.M. Best–rated and U.S. Treasury–listed. Which states is this program available in?This Bid Bond program is currently available in KY, MD, MO, NJ, OH, PA, and WV. Need help placing an account? Connect with a market specialist.

A Site Improvement Bond is a type of contract surety bond that guarantees a developer will properly complete improvements to existing structures in compliance with local building codes and government regulations. These improvements can impact public infrastructure, such as sidewalks, roads, or utilities, and the bond ensures that any affected areas are restored or upgraded as required. Allstar Financial Group, through its ALLSTAR SURETY division, offers agents and brokers access to a comprehensive suite of contract surety solutions, including Site Improvement Bonds, across most U.S. states. As a national, full-service Managing General Underwriter (MGU), we specialize in providing flexible surety options to meet the unique needs of contractors and developers. Ideal Accounts and Appetite Our Site Improvement Bond program is ideal for developers, contractors, and builders who are undertaking construction projects that modify or enhance existing infrastructure. This includes private developments that may affect public property, such as parking lot expansions, street modifications, or utility upgrades. You might have a client who is renovating a commercial plaza and is required by the city to upgrade curbs and sidewalks adjoining the property. In this case, a Site Improvement Bond from Allstar ensures the municipality that those obligations will be completed to code. Coverage Highlights and Advantages Guarantees proper installation and completion of improvements to public property affected by private development Helps clients comply with municipal or governmental requirements Available in both standard and non-standard surety markets Backed by A.M. Best-rated and U.S. Treasury-listed carriers, including Companion, American Southern, and Knightbrook Part of a full suite of contract bonds including bid, performance, payment, maintenance, license, permit, and subdivision bonds Underwriting Notes and Minimum Premiums Allstar Surety offers flexible underwriting with competitive pricing and quick turnaround times. Minimum premiums vary based on project size, scope, and applicant qualifications. Our underwriters are experienced in handling both standard and challenged risk profiles, offering creative solutions when needed. Territories and Availability Our Site Improvement Bond program is available in most U.S. states, including but not limited to AL, AZ, CA, FL, GA, IL, NC, NJ, NY, TX, and VA. Admitted status is available in many states through our carrier partners. Contact us to confirm availability in your client's state. Why Work With Allstar Financial Group National reach with local underwriting offices to deliver personalized service Quick response time and knowledgeable support staff Access to multiple markets for both standard and non-standard risks Decades of experience in the surety space Let Allstar be your preferred partner for Site Improvement Bonds and the full range of contract surety solutions. Contact one of our underwriters today to learn more or to submit a risk. Frequently Asked Questions What types of accounts are a good fit for this Site Improvement Bond program?Ideal accounts include developers, builders, and contractors working on projects that require public infrastructure upgrades, such as sidewalks, roads, or utility lines. Is this program available in all states?No, but it is available in most U.S. states. Please contact us to confirm availability in your client’s specific state. What carriers back these bonds?The Site Improvement Bonds are backed by A.M. Best-rated and U.S. Treasury-listed carriers, including Companion, American Southern, and Knightbrook. Can you work with both standard and non-standard risks?Yes, Allstar provides solutions for a wide range of risk profiles, including both standard and challenged accounts. What information is needed to get a quote?Typically, you’ll need the project scope, bond amount, financials, and any applicable municipal requirements. Our underwriters will guide you through the submission process. Need help placing an account? Connect with a market specialist.

Lost Instrument Surety Bonds from Allstar Financial Group Allstar Financial Group, through its surety division Allstar Surety, places Lost Instrument Surety Bonds for clients who have lost stock certificates, savings bonds, cashier’s checks, promissory notes, or other negotiable instruments when a replacement requires a bond. We work with multiple surety markets to deliver fast underwriting decisions and practical placement solutions so you can move accounts quickly and reduce administrative delays for your insureds. Ideal Accounts and Appetite This program fits a wide range of individual and business situations. Typical accounts include: Individuals who have lost savings bonds, stock certificates, cashier’s checks, or personal checks Estate administrators needing bonds to replace missing instruments during probate Corporations or institutions that have misplaced issued securities or negotiable documents We evaluate each file on its own merits and can handle single-issue bonds as well as recurring needs for firms that frequently replace lost instruments. Coverage Highlights and Advantages Fast turnaround—most complete submissions receive an initial response within 24 hours Access to multiple surety carriers increases placement options for unusual or higher-value instruments Assistance with required underwriting documentation, including affidavit forms and applications Flexible solutions for one-time bonds and ongoing program needs Underwriting Notes and Minimum Premiums Submit completed, signed, dated, and witnessed applications and affidavits to start underwriting. Each case is reviewed individually; minimum premiums vary based on instrument value, applicant history, and carrier appetite. Expect requests for proof of ownership, loss details, and any prior claims or indemnity agreements. We aim to provide competitive pricing while matching the file to the most appropriate market. Territories and Availability Allstar Financial Group offers this program in most states, including major markets such as CA, FL, TX, NY, IL, and GA. Our placement network spans 49 states and Washington, D.C., providing broad geographic access for your clients. Why Work With Allstar Financial Group As a Brokerage General Agency with deep surety experience, Allstar Financial Group combines market access with responsive service. Our underwriters understand the documentation and affidavit requirements common to lost instrument matters and work to expedite placement. Whether you have a straightforward replacement request or a complex, higher-value instrument, we help match the risk to the right carrier and support you through submission and issuance. Example scenarios you can place through this program: An executor needs a bond so a bank will issue a replacement cashier’s check during probate. A small corporation requests a bond after discovering missing stock certificates for issued shares. To learn more about Lost Instrument Surety Bonds or other commercial surety products, contact us today or visit our program page. Frequently Asked Questions What types of accounts are a good fit for this Lost Instrument Surety Bond program?This program works well for individuals and businesses that have lost negotiable instruments—stock certificates, promissory notes, cashier’s or certified checks, or savings bonds—and need a bond to obtain replacements. How quickly can I expect a response after submitting a bond request?We typically respond within 24 hours of receiving a completed, signed, and witnessed application and affidavit. Complex or high-value files may require additional underwriting time. What documentation is required to get started?At minimum, provide a completed application and a notarized affidavit describing the loss. Depending on the file, carriers may request proof of ownership, indemnity agreements, corporate resolutions, or other supporting documents. Are there any restrictions on the types or amounts of instruments covered?We evaluate each request individually. Most instruments are placeable, but extremely high-value, unusual, or disputed instruments may need enhanced underwriting or specialist carrier consideration. In which states is this program available?This program is available in most states, including major markets like California, Florida, Texas, New York, and Illinois. Availability can vary by carrier, so confirm state eligibility at submission. Need help placing an account? Connect with a market specialist.