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Media Liability Coverage from Preferred Concepts LLC Preferred Concepts LLC, through Mercator Risk Services, offers specialized Media Liability coverage for a wide range of media organizations and professionals. Designed to meet the unique needs of content creators, publishers, and communicators, this program provides essential protection against third-party claims related to libel, slander, copyright infringement, and other professional media exposures. Ideal Accounts and Appetite This program is an excellent fit for agents and brokers seeking coverage solutions for clients in the media, marketing, and communications sectors. Target classes include: Newspapers and Magazines TV and Radio Stations Advertising Agencies Public Relations Consultants Media Buying Agencies Graphic Designers Internet and Web Designers Publishers and Printers Direct Marketing Firms Marketing Consultants You might have a client running a regional magazine or a boutique digital marketing firm—these are solid fits for this flexible and responsive program. Coverage Highlights and Advantages Media Liability insurance is a specialized form of Professional Liability (E&O) that addresses the risks media professionals face due to the content they produce or distribute. Common exposures include claims of libel, slander, defamation, invasion of privacy, and intellectual property violations. This program is crafted to respond to these risks whether they originate from editorial content, advertising placements, or digital media activities. Key advantages include: Customized coverage for a wide range of media professionals Access to multiple carriers to tailor terms and pricing Support for distressed, hard-to-place, or unique risks Responsive underwriting and support team familiar with media-specific exposures Underwriting Notes Mercator Risk Services has deep experience handling both standard and hard-to-place risks. If you have a client with a complicated claims history or an unusual business model, this team is prepared to review and provide options. While minimum premium requirements may vary by risk and carrier, the emphasis is always on finding a solution that matches your client’s profile. Territories and Availability This Media Liability program is available in all 50 states and Washington, DC. Coverage is written on a non-admitted basis through various carriers, allowing for greater flexibility in underwriting and policy customization. Why Work With Preferred Concepts LLC? Preferred Concepts LLC, through its Mercator Risk Services division, brings wholesale brokerage expertise and strong market access to the specialty liability space. Their team understands the complex and evolving risks faced by media professionals and works closely with agents and brokers to place coverage efficiently. Whether you're dealing with a standard publisher or a high-risk digital media startup, they have the knowledge and carrier relationships to provide solutions. For more information, contact Mercator Risk Services at (860) 527-9717 or email [email protected]. You can also visit their website at www.mercatorpro.com for applications and additional program information. Frequently Asked Questions What types of accounts are a good fit for this Media Liability program?This program works well for traditional and digital media clients such as publishers, advertising firms, PR consultants, and web designers. Can this program handle hard-to-place or distressed risks?Yes. Mercator Risk Services specializes in finding solutions for hard-to-place, unusual, or distressed media accounts. Is this program available nationwide?Yes, coverage is available in all 50 states and Washington, DC. What are the key exposures this policy covers?The policy addresses third-party claims such as libel, slander, copyright infringement, defamation, and other media-specific liabilities. What kind of support does Mercator Risk Services provide to agents?They offer responsive underwriting, access to multiple carriers, and assistance with complex or unique submissions to help agents secure appropriate coverage. Need help placing an account? Connect with a market specialist.

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