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TCB Insurance Programs provides a comprehensive and competitive Motor Truck Cargo Insurance Program designed for a wide range of transportation risks. Whether your client is a new venture or a seasoned fleet operator, we offer flexible solutions to meet their cargo insurance needs. Our quick quote turnaround—often same-day by phone or email—allows you to respond quickly to your clients’ requests. Ideal Accounts and Appetite Our Motor Truck Cargo Insurance Programs are built to support various classes of transportation and cargo. We welcome accounts that include: New ventures entering the cargo transport industry Owner-operators and small to large fleets (1 to 1000+ units) Household goods movers Auto, boat, and RV haulers Refrigerated cargo haulers (including Reefer Breakdown coverage) Logistics firms requiring contingent cargo solutions This program is ideal for agents working with clients who haul general freight, temperature-sensitive goods, or high-value items. For example, if you have a client just starting an auto transport business or a firm that needs contingent cargo coverage with filings, we can help you place that business efficiently. Coverage Highlights and Advantages Limits available up to $10 million Reefer Breakdown coverage for temperature-controlled goods Contingent Cargo options, including those requiring federal/state filings Competitive rates with flexible underwriting Coverage available for a broad range of commodities We pride ourselves on offering one of the broadest and most adaptable Motor Truck Cargo Insurance programs in the industry. Our markets can accommodate both standard and hard-to-place risks. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the size and risk profile of the account. We work with a range of carriers to find the best fit, especially for new ventures or specialized haulers. Fast quote turnaround enables you to serve your clients quickly and efficiently. Territories and Availability Our Motor Truck Cargo Insurance Program is available in all 50 states, including DC. Regardless of your client's location—from California to New York, Florida to Alaska—we can help you find a solution that fits. Why Work With TCB Insurance Programs As a trusted wholesale broker, TCB Insurance Programs offers access to various carriers and specialty markets. We bring deep expertise in the transportation sector, allowing us to handle everything from simple mono-line cargo risks to complex fleet accounts with unique exposures. Our responsive service and flexible underwriting make us a reliable partner for agents and brokers looking to place Motor Truck Cargo Insurance. For more information about our Motor Truck Cargo Insurance Program, visit our website at www.tcbinspro.com. Frequently Asked Questions What types of accounts are a good fit for this Motor Truck Cargo Insurance Program?This program works well for new ventures, fleets of all sizes, household goods movers, auto/boat/RV haulers, and firms needing contingent cargo coverage. Can I get a quote the same day?Yes, most quotes can be completed by phone or email on the same day, depending on the account complexity and information provided. Are filings available for contingent cargo coverage?Yes, we offer contingent cargo coverage with required filings to meet federal and state regulations. What is the maximum cargo limit available?We can offer cargo limits up to $10 million, depending on the account and underwriting approval. Is this program available in all states?Yes, we can write business in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

TCB Insurance Programs, LLC offers a flexible and comprehensive Excess Motor Truck Cargo Insurance program designed to meet the unique needs of transportation and logistics clients. As a trusted wholesale broker, TCB works with various carriers to provide tailored solutions for brokers and agents seeking excess cargo coverage for their insureds. Overview of the Program from TCB Insurance Programs Our Excess Motor Truck Cargo Insurance program is available on both an annual and per-trip or project basis, giving you the flexibility to meet your clients’ operational needs. Whether your insured is hauling high-value, specialized freight or operating under contracts that require elevated limits, we can help you secure the excess coverage they need. Ideal Accounts and Appetite We provide coverage for all commodity classes, making this program suitable for a wide variety of clients in the transportation and logistics industry. Ideal accounts include: Freight companies hauling high-value electronics or pharmaceuticals Specialty haulers transporting oversized machinery or industrial equipment Logistics providers with contractual requirements for high-limit cargo coverage Whether your client is a long-haul carrier, last-mile delivery provider, or operates under government or commercial contracts, our program has the flexibility to meet their cargo insurance needs. Coverage Highlights and Advantages Excess Motor Truck Cargo Insurance available up to $10,000,000 in limits Coverage available on an Annual, Trip, or Project basis Eligible for all types of commodities Non-admitted placement with access to multiple markets Customizable solutions for complex or high-value shipments You can count on TCB to help you find the right solution even when your client has unique or hard-to-place exposures. Underwriting Notes and Minimum Premiums Our minimum premium starts at $500, allowing for cost-effective placement of excess cargo coverage for both small and large accounts. Underwriting is handled on a case-by-case basis, with attention to the insured’s operations, loss history, commodities hauled, and required limits. Territories and Availability We are proud to offer our Excess Motor Truck Cargo Insurance program in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With TCB Insurance Programs? TCB has built a reputation for providing responsive service and creative insurance solutions in the transportation segment. As a wholesale broker, we give you access to a range of carriers and underwriting options to help you secure the most competitive and appropriate coverage for your clients. Our team understands the nuances of cargo exposures and works closely with agents to deliver fast turnaround and expert support. For more information about our Excess Motor Truck Cargo Insurance program, visit our website at www.tcbinspro.com. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that haul high-value, specialized, or contractually sensitive cargo are ideal. This includes freight companies, logistics providers, and specialty haulers. Is this program available for one-time trips or projects?Yes, coverage is available on a trip or project basis in addition to annual policies, offering flexibility to meet short-term or unique needs. Are there restrictions on the types of commodities covered?No, the program is open to all commodity classes, making it suitable for a wide range of cargo types. What is the minimum premium for this program?The minimum premium starts at $500, depending on the risk profile and coverage structure. In which states is this program available?The program is available in most U.S. states, including CA, TX, FL, NY, and many others. Please refer to the full list above for details. Need help placing an account? Connect with a market specialist.

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TCB Insurance Programs is proud to offer a specialized Contingent Auto Liability Insurance program designed to complement our Contingent Motor Truck Cargo Insurance. This program is tailored for agents and brokers placing coverage for logistics, freight forwarding, and transportation clients who face complex liability exposures due to subcontracted or brokered transportation services. Overview of the Program From TCB Insurance Programs Our Contingent Auto Liability Insurance program provides protection for logistics companies, freight forwarders, and brokers when a hired or contracted motor carrier is involved in an accident and their primary coverage fails or is insufficient. This coverage helps address gaps in liability when the contracting party could be held responsible due to vicarious liability or negligent hiring. Ideal Accounts and Appetite This program is ideal for: Freight brokers and logistics firms that subcontract transportation Freight forwarders requiring DOT filings Transportation companies that rely on owner-operators or third-party trucking companies You might have a client who brokers freight but doesn't own any vehicles — this is a great fit. Another example is a freight forwarder who needs liability protection in case a contracted carrier causes damage or injury during transit. Coverage Highlights and Advantages Program Highlights of our Contingent Auto Liability Insurance: Lower minimum premium than many competing programs (starting at $2,500) Monthly reporting for easy policy management Higher commissions available for volume producers Straightforward administration process DOT filings available for freight forwarders Very competitive rates through various carrier partners Underwriting Notes and Minimum Premiums With a minimum premium of $2,500, this non-admitted program offers agents a competitive way to place hard-to-insure transportation and logistics clients. TCB Insurance Programs works closely with appointed agents to review accounts efficiently and transparently. Volume-driven producers may also benefit from enhanced commission structures and streamlined servicing. Territories and Availability This program is available on a non-admitted basis in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With TCB Insurance Programs TCB Insurance Programs is a wholesale broker with deep expertise in the transportation and cargo insurance space. We understand the unique needs of freight brokers, logistics providers, and forwarders. Our team is committed to offering responsive service, competitive pricing, and flexible underwriting solutions. By working with us, you gain access to diverse carrier markets and a program designed to grow with your book. Contact us today for more details. For more information about our Contingent Auto Liability Insurance Program visit our website www.tcbinspro.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for freight brokers, freight forwarders, and logistics providers who subcontract transportation services and need protection from liability exposures tied to contracted carriers. Is this program available on an admitted basis?No, the Contingent Auto Liability Insurance program is offered on a non-admitted basis across all available states. What is the minimum premium for this coverage?The minimum premium starts at $2,500. Actual premiums will vary based on account size, operations, and risk profile. Are DOT filings available under this program?Yes, DOT filings can be provided for freight forwarders when required. What commission options are available to agents?Higher commissions may be available for agents who produce larger volumes. Contact TCB Insurance Programs for more details on commission structures. Need help placing an account? Connect with a market specialist.