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Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a comprehensive Boat Dealer Insurance program designed specifically for marine dealers who sell, service, or transport boats, motors, and related equipment. With deep expertise in both Property & Casualty and Ocean Marine insurance, Continental Risk packages essential coverages into one streamlined portfolio to help independent agents and brokers place business with confidence. Ideal Accounts and Appetite This program is ideal for: Boat dealers with new or used inventory Marine dealerships offering sales, repair, and demonstration services Operations that transport boats to/from exhibitions or customer locations Whether your client is a small independent boat dealer or a larger multi-location marine retailer, this program can be tailored to suit a variety of risk profiles. You might have a client who transports boats across state lines for shows or provides test rides on the water—this program can help safeguard those exposures. Coverage Highlights and Advantages Protects boats, motors, and equipment held for sale Coverage extends to boats in transit, on exhibition, or being demonstrated Special protections for boats while afloat Coverage for loss of life, bodily injury, and property damage Legal liability, including court and legal fees and wreck removal where required by law In addition to boat dealer-specific protection, the program can include a full suite of Property and Casualty coverages: Property General Liability Business Auto Equipment Work Boats Bumbershoot (Excess Liability) Jones Act Marine Workers' Compensation (in select states) Underwriting Notes and Minimum Premiums Most accounts are considered in available states, subject to underwriting review. The minimum premium for this program starts at $1,500. Submissions should include full business operations details and loss history if applicable. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted status is available in most states. Why Work With Continental Risk / Continental Marine Insurance Services As a wholesale broker with a strong focus on marine exposures, Continental Risk understands the unique challenges faced by boat dealers. Their ability to bundle Ocean Marine, Property, and Casualty coverages ensures your clients receive seamless and specialized protection. With access to multiple carriers and competitive pricing, they are a valuable partner for agents seeking dependable markets for marine risks. To learn more, contact Jeana at [email protected] or call 866-699-27477. Visit: www.continentalmarineins.com Frequently Asked Questions What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides. Is coverage available for boats in transit or being demonstrated?Yes, the program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat. Can I bundle other coverages with the Boat Dealer Insurance?Yes, the program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states). What is the minimum premium for this program?The minimum premium starts at $1,500, with pricing subject to underwriting and account specifics. Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain. Ideal Accounts and Appetite ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include: Commercial vessel owners and operators Shippers, freight forwarders, and cargo handlers Marine contractors and ship repair operations Wharfowners, stevedores, and terminal operators Offshore and onshore oil and gas exploration and production firms Charterers and maritime employers with Jones Act exposures We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures. Coverage Highlights and Advantages ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks: Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft. Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils. Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability. Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements. Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations. Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients. Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures. Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages. Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control. Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities. Underwriting Limits ProSight offers robust limits to accommodate a wide range of risks: Hull: Up to $10,000,000 War Hull: Up to $22,000,000 Energy: Up to $12,500,000 Marine Liability: Up to $40,000,000 Cargo / War Cargo: Up to $30,000,000 Territories and Admitted Status This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance. Why Work With ProSight Specialty Insurance? ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals. You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies. Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers. Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics. What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages. Which states is this program available in?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Overview of the Program From LIG Marine Managers, Inc. Protection and Indemnity (P&I) from LIG Marine Managers, Inc. is designed for agents placing marine liability similar to automobile liability for vessels. This program covers a vessel owner's legal liability for bodily injury, illness and property damage arising from vessel operations. Coverages may include (or exclude) liability to a captain or crew depending on the submission and selected wording. Program Structure and Markets LIG offers flexible placement options: fixed-cost Blue Water P&I alternatives for clients looking to avoid assessable P&I clubs, access to stronger P&I clubs for clients who want enhanced stability, and traditional admitted or non-admitted carriers when a conventional insurance policy is preferred. Carriers: Varies. Admitted status: All Available Markets. Ideal Accounts and Appetite This program targets a broad range of commercial and recreational vessels. Typical classes we write include: Brown Water: tugs, barges, crane vessels, pontoons, caissons, supply and support vessels, crewboats, workboats, launches, excursion and sightseeing vessels, charter and cruise vessels, casino vessels, and similar commercial craft. Blue Water: containerships and large passenger vessels. Yachts and builders risk on marine construction projects. LIG will consider accounts from small commercial workboats through large offshore and passenger operations. Accounts with complex exposures or significant prior loss activity should be submitted with full loss history and run of risk for proper review. Coverage Highlights and Advantages High-limit capacity — limits of $50,000,000 and higher are available on a case-by-case basis. Coverage for key maritime liabilities, including Maintenance & Cure, Unseaworthiness, Wrongful Death, the Jones Act (Merchant Marine Act 1920), and the Death on the High Seas Act. Options to move clients out of assessable P&I clubs into fixed-cost alternatives, or to place with stronger, better-funded clubs when appropriate. Ability to place on admitted or excess & surplus (E&S) basis depending on client needs and state availability. Underwriting Notes and Minimum Premiums Submit complete vessel schedules, crew exposure, trading limits, recent loss runs, and safety/maintenance procedures to expedite review. Standard considerations include vessel age and condition, crewing and certification, cargo types, passenger counts (if applicable), and navigation limits. Minimum premium: $25,000 if written monoline; $10,000 if written in conjunction with other supporting lines. Territories and Availability The program is available across a broad set of U.S. states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because markets vary, placement options may include admitted or non-admitted carriers depending on state and account specifics. Why Work With LIG Marine Managers, Inc. on P&I Business Specialized marine underwriting and program management oriented to brokers and independent agents. Flexibility to move between P&I club arrangements and traditional insurance structures based on client preference and risk profile. Access to high limits and tailored terms for complex marine operations. Responsive underwriting when provided with complete submissions; LIG supports agents through placement and policy servicing. Example Account Scenarios You have a regional passenger excursion operator running high-season cruises with 150 passengers — this program can evaluate P&I limits, wrongful death and passenger liability exposures and offer competitive high-limit solutions. A commercial tug-and-barge operator with multiple vessels trading coastwise needs an alternative to assessable P&I club exposure — LIG can place fixed-cost Blue Water P&I or move the account into stronger club arrangements where available. Please contact us today for more information on our Protection and Indemnity program! Frequently Asked Questions What classes of vessels are a good fit for LIG’s P&I program?The program fits a wide range of vessels: brown-water workboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard exposures. Can you place accounts that are currently with assessable P&I clubs?Yes. LIG offers fixed-cost P&I alternatives for clients who prefer to avoid assessable clubs, and also can place with stronger, better-funded clubs for clients who want club benefits with greater financial stability. What documentation should I include with a submission?Provide vessel schedules, trading limits, crew lists and certifications, recent loss runs (typically 3–5 years), safety and maintenance programs, and any charter or voyage details. Complete submissions speed underwriting and improve placement outcomes. Are admitted policies available?Yes. LIG places business in admitted and non-admitted markets depending on state availability and client needs. Carriers vary by account. Need help placing an account? Connect with a market specialist.

Marine General Liability Insurance Program from LIG Marine Managers, Inc. LIG Marine Managers, Inc. offers a comprehensive Marine General Liability Insurance Package designed for the middle market commercial marine sector. With a focus on exceptional service, competitive pricing, and underwriting expertise, this program is tailored to meet the complex needs of marine-related businesses across a wide range of classes. Ideal Accounts and Target Classes This program is designed for commercial marine risks with annual premiums ranging from $10,000 to $150,000. It provides flexible solutions for a variety of marine operations, especially those with specialized liability exposures. Target classes include: Boat Repairers Diving Contractors Dock and Pier Construction Companies Dredging Contractors Marine and Waterfront Contractors Shipyards Stevedores Terminal Operators Wharfingers Whether your client operates a small shipyard or a large marine construction company, this program provides tailored protection for their operations, assets, and liabilities. Program Highlights and Coverage Options LIG’s Marine General Liability Package combines strong coverage features with streamlined administration. Coverage can be written on a monoline basis or bundled with other marine lines, depending on the client's needs. Section 1 – $1,000,000 Combined Single Limit (CSL): Marine General Liability Ship Repairers Legal Liability Stevedores and Terminal Operators Liability Tankerman’s Liability Wharfingers and Landing Owners Legal Liability Protection and Indemnity (with optional crew coverage) Section 2 – Up to $4,000,000 Combined Limit (and higher): Hull Equipment Marine Builders Risk Excess/Umbrella Limits: Up to $10,000,000 available Program Advantages One simple program with consistent carrier partners Streamlined quoting process for faster turnaround Dedicated claims adjuster for all carriers involved Single check issued for most claims once approved by the lead carrier Enhanced commissions available for agents with a flow of business Underwriting Notes and Minimum Premium The program is best suited for accounts with a minimum premium of $10,000. LIG’s underwriting team evaluates each risk thoroughly, making the submission process efficient and responsive. Agents can expect a quick quote process and flexible structuring of coverage to match client needs. Territories and Availability This Marine General Liability program is available in all 50 states, including DC. Both admitted and non-admitted markets are accessible, depending on the client's location and risk profile. Why Work with LIG Marine Managers, Inc.? As a specialized Managing General Agency and Excess & Surplus Lines Broker, LIG Marine Managers brings decades of marine insurance expertise to the table. They understand the unique exposures of the maritime industry and provide reliable access to multiple markets. Their single-program structure, consolidated claims handling, and consistent underwriting make them a trusted partner for agents placing marine liability business. Please contact us today for more information on our Marine General Liability Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for middle market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, and stevedores with annual premiums starting at $10,000. Can coverage be written on a monoline basis?Yes, most coverages can be written monoline or in combination with others to suit the specific needs of your insured. What limits are available under this program?Section 1 offers $1,000,000 CSL, Section 2 provides up to $4,000,000 or more, and excess/umbrella coverage is available up to $10,000,000. Which states is this program available in?This program is available in all 50 states and the District of Columbia. What makes LIG Marine Managers different from other MGAs?LIG offers a streamlined quoting and claims process, access to a consistent group of carriers, and specialized knowledge in the marine insurance space, making them a reliable partner for placing complex marine risks. Need help placing an account? Connect with a market specialist.

Overview — International Special Risks: Diving Contractors Insurance Since 1999, International Special Risks has specialized in Diving Contractors Insurance. Recognized by the Association of Diving Contractors International, ISR offers a focused program built around loss prevention, safety, and underwriting expertise for commercial diving operations. Our program combines access to A-rated carriers, nationwide claim handling, and flexible coverage options designed for the specific exposures your diving clients face. Ideal Accounts and Appetite This program is designed for professional commercial diving contractors and related marine contractors, including but not limited to: • Underwater inspection, maintenance and repair contractors • Subsea construction and installation contractors • Salvage and recovery operations • ROV/AUV operators and support contractors • Dive support vessel operators, barge and workboat operations • Inspection, testing and surveying contractors working offshore or inshore We typically place accounts with established safety programs and documented dive procedures. Accounts with frequent or severe loss histories, operations outside accepted industry standards, or activities that fall outside submitted scope may require additional underwriting review or may be declined. Coverage Highlights and Advantages ISR’s Diving Contractors Insurance program bundles marine, liability and employer exposures into a comprehensive offering specifically tailored for diving operations: • Financing options to smooth premiums • A-rated insurance carriers • All non-statutory coverages include basic limits of $1,000,000 • Outer Continental Shelf Lands Act coverage and common extensions • USL&H and Jones Act (Maritime Employers Liability) available • Workers’ compensation structured for diving exposures • P&I and hull insurance for vessels and barges • Equipment insurance including AUVs and ROVs; coverage for rented and leased equipment • Coverage for replacement cost on selected items • Bumbershoot/umbrella capacity and higher limits (up to $100,000,000 available) subject to underwriting approval • Loss of business income and extra expense coverage • Third-party over coverage and action over indemnity (subject to underwriter approval) • Coverage for a full range of vessels — barges, submersibles, DSVs, workboats and more • Worldwide coverage while in transit by any mode of transportation, in the water, or onboard vessels Underwriting Notes and Submission Requirements Safety and loss control documentation are critical — safety manuals, dive plans, ADCI memberships or equivalents, training records and equipment maintenance logs improve placement chances. Claims handling is available nationwide; we coordinate with carriers to streamline incident response. Minimum premiums and final terms vary by account size, operations, and territory — please submit full loss history and operational details for accurate indications. Territories and Admitted Status This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Admitted placements are available in some states; non-admitted or excess placements may be used where appropriate. Territory availability and admitted status can affect terms — confirm at submission. Example Accounts (for agents) You have a regional dive contractor performing pipeline inspections and hull cleaning for commercial vessels — ISR can combine commercial general liability, marine hull/P&I and equipment coverage with USL&H protections. You represent an ROV/AUV operator contracted for offshore surveys — ISR’s equipment and liability modules can be structured to include transit and worldwide operations with limits to meet contract requirements. Why Work With International Special Risks ISR is a Brokerage General Agency with a deep niche focus on diving risks. Since 1999 we have developed specialized underwriting, loss-control partnerships and carrier relationships that translate into competitive pricing, meaningful limits (up to $100M), and broad coverage flexibility. Our team helps agents place complex diving accounts efficiently — from initial appetite guidance to claims support and policy placement. To learn more about ISR’s Diving Contractors Insurance program or to request a quote, submit your account details and loss history to one of our dedicated team members. We’ll help you evaluate coverage options and identify the best placement strategy for your client’s operations. Frequently Asked Questions What types of diving contractors are a good fit for this program?Commercial diving contractors with formal safety programs — such as underwater inspection/repair firms, subsea construction contractors, salvage teams, ROV/AUV service providers and dive support vessel operators — are the core appetite. Strong safety documentation improves placement. Are admitted policies available?Admitted coverage is available in some states. Where admitted capacity is limited, ISR can place non-admitted or excess options. Territory and admitted status depend on the risk and state regulations. What operational documents should I include with a submission?Provide a current loss run, written safety and dive operation manuals, training/qualification records for divers, equipment maintenance logs, and any client contracts that describe scope of work. These materially improve underwriting lead times and terms. Can this program cover ROVs and AUVs?Yes. Equipment insurance for ROVs and AUVs is available, including coverage for rented/leased gear and options for replacement cost on selected items. Transit and worldwide exposures can be included subject to underwriting. How high can limits go on liability and marine modules?ISR offers flexible capacity with limits available up to $100,000,000 depending on the risk, operations, and required coverage layers. Specific limit availability is subject to underwriting and carrier approval. Need help placing an account? Connect with a market specialist.

Marine Hull & Equipment Insurance Program from LIG Marine Managers LIG Marine Managers, Inc. offers a comprehensive Marine Hull & Equipment Insurance program designed to protect a wide range of commercial marine vessels and equipment. As a trusted Managing General Agency and Excess & Surplus Lines Broker, LIG brings decades of expertise in marine risks and provides access to a variety of markets and coverage solutions tailored for your maritime clients. Ideal Accounts and Targeted Classes This program is built for agents and brokers looking to place business for clients operating in the commercial marine industry. LIG targets a broad spectrum of vessel types, including: Brown Water Vessels Tugs, Barges, Push Boats, and Crew Boats Floating Drydocks and Dredges Passenger Excursion Boats and Casino Vessels Oceanographic Research Vessels (ORVs) Fire Boats and Commercial Fishing Vessels Blue Water Vessels and Drilling Rigs Gaming Vessels and other similar commercial vessels Whether your client operates a small inland tug fleet or a large offshore research vessel, this program offers flexible underwriting for a wide range of marine risks. Coverage Highlights and Advantages The Marine Hull & Equipment Insurance policy provides coverage for physical loss or damage to scheduled vessels, including hull and machinery. The Vessel Clause typically covers: Hull, Launches, Lifeboats, Rafts Furniture, Tackle, Stores, and Bunkers Fittings, Apparatus, and Equipment Machinery, Boilers, and Refrigeration Units Insulation, Motor Generators, and Electrical Systems Installed Equipment owned by others Available coverages include: Hull Machinery Increased Value Mortgage Insurance Freight War Risks Collision Liability Limits start at $10,000,000 and can be customized higher based on individual risk profiles. Underwriting Notes and Minimum Premiums LIG offers flexible underwriting with access to both admitted and non-admitted markets, depending on the risk and jurisdiction. Minimum premium thresholds are as follows: $25,000 minimum if written as a monoline policy $10,000 minimum if written in conjunction with other supporting lines Each risk is reviewed on an individual basis to ensure appropriate coverage and pricing. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Whether your client operates on the Gulf Coast, West Coast, Great Lakes, or inland waterways, LIG can help you find the right marine hull and equipment solution tailored to their operations. Why Work With LIG Marine Managers? LIG Marine Managers specializes in marine and related lines, offering deep underwriting knowledge and a responsive, agent-focused approach. With access to a wide range of carriers and the ability to handle complex and unique vessel risks, LIG is a trusted partner for placing hard-to-fit or high-value marine accounts. For example, you might have a client who owns and operates a fleet of passenger excursion boats in a coastal resort area or a commercial dredging company with multiple tugs and barges. These are exactly the types of accounts that LIG is well-positioned to underwrite and support. Contact LIG Marine Managers today to learn how their Marine Hull & Equipment Insurance program can help you serve your maritime clients more effectively. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators such as tugs, barges, dredges, passenger boats, casino vessels, and offshore research or drilling vessels. What is the minimum premium requirement?The minimum premium is $25,000 if written as a monoline policy, or $10,000 when written with other supporting lines. Are both admitted and non-admitted markets available?Yes, LIG Marine Managers accesses all available markets, offering both admitted and non-admitted options depending on the risk profile and location. Can this program handle high-value vessels?Yes, coverage limits of $10,000,000 and higher are available and can be tailored for high-value or complex risks. Is this program available in all states?Yes, the Marine Hull & Equipment Insurance program is available in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

Comprehensive Stock Throughput Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a robust Stock Throughput Insurance program designed for manufacturers and distributors that require seamless protection across all stages of the supply chain. This policy integrates Ocean Cargo, Inland Transit (road, rail, air), and warehouse or manufacturing location coverage—providing end-to-end insurance for goods in transit and at rest, anywhere in the world. Ideal Accounts and Target Industries This program is ideal for companies with complex logistics and international exposure, such as: Manufacturers who ship components to overseas facilities for processing or assembly Businesses utilizing third-party warehouses or distribution centers Retailers with global supply chains and multiple storage or transit points You might have a client who sources raw materials in Asia, assembles products in Mexico, and distributes them across North America. This program can offer continuous coverage from the point of origin, through each transit and storage phase, to final delivery. Coverage Highlights LIG Marine Managers' Stock Throughput program includes a wide range of critical coverages under one policy: Ocean Cargo and Inland Transit – Covers goods in motion via sea, road, rail, or air Warehouse and Location Coverage – Protects goods stored at owned or third-party facilities General Liability Hull and Machinery Products Liability Builders Risk Clauses Protection & Indemnity – Including sea trials, demonstrations, and delivery if required With limits available up to $25,000,000, this program is structured to meet the needs of mid to large-scale operations with complex logistics and high-value goods. Underwriting and Minimum Premiums The minimum premium starts at $25,000, including Products Liability. This reflects the comprehensive nature of the policy and the tailored underwriting approach LIG Marine Managers brings to each account. Submissions should include full transit details, storage locations, and values to ensure accurate quoting. Available Markets and Territories LIG Marine Managers writes this program through a variety of carriers across both admitted and non-admitted markets, depending on the risk. Coverage is available in all 50 states and Washington D.C., including surplus lines placements where necessary. Why Work With LIG Marine Managers? As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine and logistics-related risks, LIG Marine Managers brings decades of expertise to complex supply chain exposures. Their underwriting team understands the nuances of international transit, multimodal shipping, and storage risk—making them a strategic partner for agents handling sophisticated accounts. Please contact us today for more information on our Stock Throughput program! Frequently Asked Questions What types of accounts are a good fit for this Stock Throughput program?Ideal accounts include manufacturers, importers, exporters, and retailers with international or multi-stage supply chains that involve both transit and storage. Does this program cover goods stored at third-party warehouses?Yes, the policy includes location coverage for goods stored at owned or third-party facilities worldwide. What is the minimum premium for this program?The minimum premium is $25,000, which includes Products Liability coverage. Is this program available nationwide?Yes, this program is available in all 50 states and Washington D.C., through a mix of admitted and non-admitted markets. What information is needed to get a quote?Agents should provide details on the transit routes, storage locations, values of goods, and the insured’s operations to receive an accurate quote. Need help placing an account? Connect with a market specialist.

Harbor Risk, a division of Safehold Special Risk, delivers specialized marine insurance solutions tailored to the needs of both commercial and recreational marine businesses. As a trusted general underwriter, Harbor Risk offers deep industry knowledge and a responsive underwriting approach to help agents confidently place a wide range of marine-related risks. Whether your client is building boats, operating a marina, or providing ferry services, our team is here to help you find the right coverage for their unique exposures. Ideal Accounts and Appetite Harbor Risk is well-suited for agents looking to place marine accounts across a wide spectrum of operations. We work with businesses of all sizes—from small artisan operations to large-scale marine contractors. Target classes include: Artisans Boat builders and dealers Cargo handlers and transporters Charter or rental operations Dock builders and dredgers Ferry services Marinas and marina operators Marine contractors Sailing schools and yacht clubs Ship repairers and stevedores Terminal operators Workboat operators Yacht brokers If you have a client who owns a regional ferry service or operates a marina with repair facilities and boat rentals, Harbor Risk can help you tailor a package that addresses all of their key exposures. Coverage Highlights and Advantages Our marine program includes access to a broad range of specialized coverages that address both land-based and waterborne exposures. Available coverages include, but are not limited to: Marine general liability and protection & indemnity (P&I) Hull coverage Builders’ risk and boat dealer inventory Bumbershoot (excess liability) Cargo and inland marine equipment Marina operators’ and terminal operators’ legal liability Ship repairers’ legal liability Yacht brokers’ legal liability Employment practices liability and workers’ compensation Fine arts, crime, and electronic data processing This robust selection of products allows you to build comprehensive insurance solutions that align with your clients' operational risks and compliance needs. Underwriting Notes and Minimum Premiums We offer flexible underwriting for most marine-related classes and do not impose a set minimum premium. This allows agents to submit a wide range of account sizes—from startups to large operations. Our underwriters work closely with you to evaluate each submission and provide tailored guidance. Territories and Availability The Harbor Risk Marine Program is available in most states across the U.S., including coastal, inland, and Great Lakes regions. Coverage is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Coverage is offered on an admitted basis in most available states, helping to meet local regulatory requirements and provide peace of mind to your clients. Why Work With Safehold Special Risk As a program administrator with deep specialization in marine insurance, Safehold Special Risk—through its Harbor Risk division—brings experienced underwriting, responsive service, and access to tailored marine markets. We understand the nuances of marine operations and work collaboratively with brokers to deliver the right solutions quickly and effectively. From complex ship repair operations to small sailing schools, Harbor Risk is your go-to partner for specialized marine risks. Let us help you grow your book with confidence in this niche space. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat builders, marinas, ferry services, marine contractors, yacht brokers, and similar marine-related businesses. Is there a minimum premium requirement?No, there is no set minimum premium, allowing agents to place both small and large accounts. Which states is this program available in?The program is available in most U.S. states, including coastal and inland regions. A full list includes 48 states plus DC. Can I submit both commercial and recreational marine risks?Yes, the program is designed to accommodate both commercial and recreational marine businesses. What types of liability coverage are included?Available liability coverages include marine general liability, protection and indemnity (P&I), marina operators’ legal liability, and more. Need help placing an account? Connect with a market specialist.