https://completemarkets.com/company/norman-spencer/marina-boat-dealer-insurance/
https://completemarkets.com/company/prosight/marine/
ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain.
Ideal Accounts and Appetite
ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include:
Commercial vessel owners and operators
Shippers, freight forwarders, and cargo handlers
Marine contractors and ship repair operations
Wharfowners, stevedores, and terminal operators
Offshore and onshore oil and gas exploration and production firms
Charterers and maritime employers with Jones Act exposures
We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures.
Coverage Highlights and Advantages
ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks:
Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft.
Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils.
Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability.
Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements.
Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations.
Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients.
Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures.
Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages.
Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control.
Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities.
Underwriting Limits
ProSight offers robust limits to accommodate a wide range of risks:
Hull: Up to $10,000,000
War Hull: Up to $22,000,000
Energy: Up to $12,500,000
Marine Liability: Up to $40,000,000
Cargo / War Cargo: Up to $30,000,000
Territories and Admitted Status
This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance.
Why Work With ProSight Specialty Insurance?
ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals.
You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies.
Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers.
Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics.
What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages.
Which states is this program available in?This program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/BoatManufacturersBuildersRepairers/
Boat Manufacturers, Builders & Repairers Package Insurance from LIG Marine Managers
LIG Marine Managers, Inc. offers a comprehensive Boat Manufacturers, Builders & Repairers Package Insurance program tailored specifically for marine construction operations. Whether your client is building private pleasure craft or commercial vessels, this package covers critical exposures from the initial stages of construction to final delivery.
Ideal Accounts and Target Classes
This program is designed for a wide range of marine construction professionals, including:
Boat manufacturers and fabricators
Custom vessel builders
Shipyards involved in new builds or major refits
Specialized marine repairers
You can place accounts for both single-project builds and ongoing operations. Whether your client builds yachts, commercial fishing boats, ferries, or other watercraft, LIG can help you find the right coverage solution.
Coverage Highlights and Advantages
The Boat Manufacturers, Builders & Repairers Package includes a broad range of essential coverages to protect your client’s assets and operations throughout the construction and delivery process:
General Liability – Covers third-party bodily injury and property damage claims
Hull and Machinery – Protects the vessel under construction
Products Liability – Addresses risks after the vessel is delivered
Builders Risk Clauses – Tailored to marine construction exposures
Protection & Indemnity – Optional coverage for sea trials, demonstrations, and delivery
Limits start at $5,000,000 and can be structured based on project size and risk profile.
Underwriting Notes and Minimum Premiums
The program is available through all markets—admitted and non-admitted—depending on the risk characteristics and state regulations. The minimum premium typically starts at $25,000. Each submission is carefully reviewed by LIG’s experienced marine underwriters who understand the nuanced risks of boat construction and repair operations.
You might have a client who builds custom sportfishing boats or a yard that handles major rebuilds of passenger vessels—LIG is equipped to evaluate and underwrite these complex accounts.
States Available
This program is available nationwide, including all 50 states and Washington, DC. Whether your client is on the Gulf Coast, Pacific Northwest, or Great Lakes, LIG can provide coverage solutions tailored to regional exposures.
Why Partner with LIG Marine Managers?
LIG Marine Managers is a recognized leader in marine and maritime insurance solutions, specializing in hard-to-place and niche commercial marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, LIG offers access to a wide variety of carriers and custom underwriting services. Their deep industry knowledge and responsive service make them a trusted partner for placing marine construction accounts.
Please contact us today for more information on our Boat Manufacturers, Builders & Repairers Package Program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for boat manufacturers, custom vessel builders, and marine repairers working on private or commercial watercraft.
Can this program cover a single build project?Yes, coverage can be structured for one-off construction projects as well as ongoing boat building operations.
Is Protection & Indemnity coverage included for sea trials?Yes, P&I coverage for sea trials, demonstrations, and delivery is available if required by the insured.
What is the minimum premium for this program?The minimum premium typically starts at $25,000, depending on the size and scope of the operation.
In which states is this program available?The program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/hull-equipment-insurance/
Marine Hull & Equipment Insurance Program from LIG Marine Managers
LIG Marine Managers, Inc. offers a comprehensive Marine Hull & Equipment Insurance program designed to protect a wide range of commercial marine vessels and equipment. As a trusted Managing General Agency and Excess & Surplus Lines Broker, LIG brings decades of expertise in marine risks and provides access to a variety of markets and coverage solutions tailored for your maritime clients.
Ideal Accounts and Targeted Classes
This program is built for agents and brokers looking to place business for clients operating in the commercial marine industry. LIG targets a broad spectrum of vessel types, including:
Brown Water Vessels
Tugs, Barges, Push Boats, and Crew Boats
Floating Drydocks and Dredges
Passenger Excursion Boats and Casino Vessels
Oceanographic Research Vessels (ORVs)
Fire Boats and Commercial Fishing Vessels
Blue Water Vessels and Drilling Rigs
Gaming Vessels and other similar commercial vessels
Whether your client operates a small inland tug fleet or a large offshore research vessel, this program offers flexible underwriting for a wide range of marine risks.
Coverage Highlights and Advantages
The Marine Hull & Equipment Insurance policy provides coverage for physical loss or damage to scheduled vessels, including hull and machinery. The Vessel Clause typically covers:
Hull, Launches, Lifeboats, Rafts
Furniture, Tackle, Stores, and Bunkers
Fittings, Apparatus, and Equipment
Machinery, Boilers, and Refrigeration Units
Insulation, Motor Generators, and Electrical Systems
Installed Equipment owned by others
Available coverages include:
Hull
Machinery
Increased Value
Mortgage Insurance
Freight War Risks
Collision Liability
Limits start at $10,000,000 and can be customized higher based on individual risk profiles.
Underwriting Notes and Minimum Premiums
LIG offers flexible underwriting with access to both admitted and non-admitted markets, depending on the risk and jurisdiction. Minimum premium thresholds are as follows:
$25,000 minimum if written as a monoline policy
$10,000 minimum if written in conjunction with other supporting lines
Each risk is reviewed on an individual basis to ensure appropriate coverage and pricing.
Territories and Availability
This program is available nationwide, including all 50 states and Washington, D.C. Whether your client operates on the Gulf Coast, West Coast, Great Lakes, or inland waterways, LIG can help you find the right marine hull and equipment solution tailored to their operations.
Why Work With LIG Marine Managers?
LIG Marine Managers specializes in marine and related lines, offering deep underwriting knowledge and a responsive, agent-focused approach. With access to a wide range of carriers and the ability to handle complex and unique vessel risks, LIG is a trusted partner for placing hard-to-fit or high-value marine accounts.
For example, you might have a client who owns and operates a fleet of passenger excursion boats in a coastal resort area or a commercial dredging company with multiple tugs and barges. These are exactly the types of accounts that LIG is well-positioned to underwrite and support.
Contact LIG Marine Managers today to learn how their Marine Hull & Equipment Insurance program can help you serve your maritime clients more effectively.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators such as tugs, barges, dredges, passenger boats, casino vessels, and offshore research or drilling vessels.
What is the minimum premium requirement?The minimum premium is $25,000 if written as a monoline policy, or $10,000 when written with other supporting lines.
Are both admitted and non-admitted markets available?Yes, LIG Marine Managers accesses all available markets, offering both admitted and non-admitted options depending on the risk profile and location.
Can this program handle high-value vessels?Yes, coverage limits of $10,000,000 and higher are available and can be tailored for high-value or complex risks.
Is this program available in all states?Yes, the Marine Hull & Equipment Insurance program is available in all 50 states and Washington, D.C.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/protection-and-indemnity/
Overview of the Program From LIG Marine Managers, Inc.
Protection and Indemnity (P&I) from LIG Marine Managers, Inc. is designed for agents placing marine liability similar to automobile liability for vessels. This program covers a vessel owner's legal liability for bodily injury, illness and property damage arising from vessel operations. Coverages may include (or exclude) liability to a captain or crew depending on the submission and selected wording.
Program Structure and Markets
LIG offers flexible placement options: fixed-cost Blue Water P&I alternatives for clients looking to avoid assessable P&I clubs, access to stronger P&I clubs for clients who want enhanced stability, and traditional admitted or non-admitted carriers when a conventional insurance policy is preferred. Carriers: Varies. Admitted status: All Available Markets.
Ideal Accounts and Appetite
This program targets a broad range of commercial and recreational vessels. Typical classes we write include:
Brown Water: tugs, barges, crane vessels, pontoons, caissons, supply and support vessels, crewboats, workboats, launches, excursion and sightseeing vessels, charter and cruise vessels, casino vessels, and similar commercial craft.
Blue Water: containerships and large passenger vessels.
Yachts and builders risk on marine construction projects.
LIG will consider accounts from small commercial workboats through large offshore and passenger operations. Accounts with complex exposures or significant prior loss activity should be submitted with full loss history and run of risk for proper review.
Coverage Highlights and Advantages
High-limit capacity — limits of $50,000,000 and higher are available on a case-by-case basis.
Coverage for key maritime liabilities, including Maintenance & Cure, Unseaworthiness, Wrongful Death, the Jones Act (Merchant Marine Act 1920), and the Death on the High Seas Act.
Options to move clients out of assessable P&I clubs into fixed-cost alternatives, or to place with stronger, better-funded clubs when appropriate.
Ability to place on admitted or excess & surplus (E&S) basis depending on client needs and state availability.
Underwriting Notes and Minimum Premiums
Submit complete vessel schedules, crew exposure, trading limits, recent loss runs, and safety/maintenance procedures to expedite review. Standard considerations include vessel age and condition, crewing and certification, cargo types, passenger counts (if applicable), and navigation limits.
Minimum premium: $25,000 if written monoline; $10,000 if written in conjunction with other supporting lines.
Territories and Availability
The program is available across a broad set of U.S. states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because markets vary, placement options may include admitted or non-admitted carriers depending on state and account specifics.
Why Work With LIG Marine Managers, Inc. on P&I Business
Specialized marine underwriting and program management oriented to brokers and independent agents.
Flexibility to move between P&I club arrangements and traditional insurance structures based on client preference and risk profile.
Access to high limits and tailored terms for complex marine operations.
Responsive underwriting when provided with complete submissions; LIG supports agents through placement and policy servicing.
Example Account Scenarios
You have a regional passenger excursion operator running high-season cruises with 150 passengers — this program can evaluate P&I limits, wrongful death and passenger liability exposures and offer competitive high-limit solutions.
A commercial tug-and-barge operator with multiple vessels trading coastwise needs an alternative to assessable P&I club exposure — LIG can place fixed-cost Blue Water P&I or move the account into stronger club arrangements where available.
Please contact us today for more information on our Protection and Indemnity program!
Frequently Asked Questions
What classes of vessels are a good fit for LIG’s P&I program?The program fits a wide range of vessels: brown-water workboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard exposures.
Can you place accounts that are currently with assessable P&I clubs?Yes. LIG offers fixed-cost P&I alternatives for clients who prefer to avoid assessable clubs, and also can place with stronger, better-funded clubs for clients who want club benefits with greater financial stability.
What documentation should I include with a submission?Provide vessel schedules, trading limits, crew lists and certifications, recent loss runs (typically 3–5 years), safety and maintenance programs, and any charter or voyage details. Complete submissions speed underwriting and improve placement outcomes.
Are admitted policies available?Yes. LIG places business in admitted and non-admitted markets depending on state availability and client needs. Carriers vary by account.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/stock-throughput/
Comprehensive Stock Throughput Insurance from LIG Marine Managers
LIG Marine Managers, Inc. offers a robust Stock Throughput Insurance program designed for manufacturers and distributors that require seamless protection across all stages of the supply chain. This policy integrates Ocean Cargo, Inland Transit (road, rail, air), and warehouse or manufacturing location coverage—providing end-to-end insurance for goods in transit and at rest, anywhere in the world.
Ideal Accounts and Target Industries
This program is ideal for companies with complex logistics and international exposure, such as:
Manufacturers who ship components to overseas facilities for processing or assembly
Businesses utilizing third-party warehouses or distribution centers
Retailers with global supply chains and multiple storage or transit points
You might have a client who sources raw materials in Asia, assembles products in Mexico, and distributes them across North America. This program can offer continuous coverage from the point of origin, through each transit and storage phase, to final delivery.
Coverage Highlights
LIG Marine Managers' Stock Throughput program includes a wide range of critical coverages under one policy:
Ocean Cargo and Inland Transit – Covers goods in motion via sea, road, rail, or air
Warehouse and Location Coverage – Protects goods stored at owned or third-party facilities
General Liability
Hull and Machinery
Products Liability
Builders Risk Clauses
Protection & Indemnity – Including sea trials, demonstrations, and delivery if required
With limits available up to $25,000,000, this program is structured to meet the needs of mid to large-scale operations with complex logistics and high-value goods.
Underwriting and Minimum Premiums
The minimum premium starts at $25,000, including Products Liability. This reflects the comprehensive nature of the policy and the tailored underwriting approach LIG Marine Managers brings to each account. Submissions should include full transit details, storage locations, and values to ensure accurate quoting.
Available Markets and Territories
LIG Marine Managers writes this program through a variety of carriers across both admitted and non-admitted markets, depending on the risk. Coverage is available in all 50 states and Washington D.C., including surplus lines placements where necessary.
Why Work With LIG Marine Managers?
As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine and logistics-related risks, LIG Marine Managers brings decades of expertise to complex supply chain exposures. Their underwriting team understands the nuances of international transit, multimodal shipping, and storage risk—making them a strategic partner for agents handling sophisticated accounts.
Please contact us today for more information on our Stock Throughput program!
Frequently Asked Questions
What types of accounts are a good fit for this Stock Throughput program?Ideal accounts include manufacturers, importers, exporters, and retailers with international or multi-stage supply chains that involve both transit and storage.
Does this program cover goods stored at third-party warehouses?Yes, the policy includes location coverage for goods stored at owned or third-party facilities worldwide.
What is the minimum premium for this program?The minimum premium is $25,000, which includes Products Liability coverage.
Is this program available nationwide?Yes, this program is available in all 50 states and Washington D.C., through a mix of admitted and non-admitted markets.
What information is needed to get a quote?Agents should provide details on the transit routes, storage locations, values of goods, and the insured’s operations to receive an accurate quote.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/passenger-excursion-casino-vessels/
Passenger, Excursion & Casino Vessel Insurance from LIG Marine Managers
LIG Marine Managers, Inc. offers a specialized insurance program tailored for passenger, excursion, sightseeing, charter, head boats, and casino vessels operating in U.S. waters. This program is designed to help agents and brokers place hard-to-cover marine accounts by providing coverage options that address the unique risks involved in maritime passenger operations.
With extensive experience in the marine insurance space, LIG Marine Managers serves as both a Managing General Agency (MGA) and an Excess & Surplus Lines Broker. Their access to a wide range of markets and deep underwriting knowledge makes them a valuable partner for agents with complex or unusual risks.
Ideal Accounts and Target Classes
This program is ideal for a variety of passenger-carrying vessels, including:
Excursion and sightseeing boats
Charter vessels and cruise boats
Casino vessels
Head boats for fishing excursions
Airboats and other specialty marine crafts
Wooden hull vessels
Whether your client operates a classic wooden paddleboat offering river tours or a modern casino vessel cruising coastal waters, this program is designed to offer customized coverage solutions.
Coverage Highlights and Options
Agents can access comprehensive marine coverage options, including:
Brown Water Hull – Protection for vessels operating in inland or coastal waters
Machinery – Coverage for breakdowns and mechanical damage
Protection & Indemnity (P&I) – Liability protection for bodily injury, property damage, and legal defense
Optional enhancements include:
Passenger Liability – Addresses the unique exposures of carrying paying passengers
Crew Liability – Covers injury or illness of crew members
Underwriting Parameters and Minimum Premium
This program is structured to accommodate a wide range of vessel sizes and values:
Hull & Machinery Limits: Up to $10,000,000 (higher limits considered on a per-risk basis)
Protection & Indemnity Limits: Up to $50,000,000 (with higher limits available)
Minimum Premium: $25,000
Each risk is carefully underwritten, and LIG Marine Managers has the flexibility to work with unique vessel types and operations, including those with wooden hulls or non-standard designs.
Territories and Market Access
LIG Marine Managers can write business in all 50 states plus Washington, D.C., including coastal and inland operations. The program is available through all applicable markets—both admitted and non-admitted—based on the specific risk and jurisdiction.
Why Partner with LIG Marine Managers?
With decades of marine insurance expertise, LIG Marine Managers is a trusted partner for agents and brokers seeking tailored solutions for complex marine risks. Their deep understanding of passenger vessel operations, combined with market flexibility and responsive service, makes them an ideal resource for placing challenging accounts.
You might have a client launching a charter dinner cruise in Florida or an operator expanding a fleet of sightseeing boats in the Pacific Northwest. LIG Marine Managers can help you secure the right coverage and navigate carrier options efficiently.
Please contact us today for more information about our Passenger/ Excursion / Casino program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for passenger-carrying vessels such as sightseeing boats, charter cruises, casino vessels, head boats, and airboats—including those with wooden hulls or other non-standard features.
What coverages are included or available as options?The core coverages include Brown Water Hull, Machinery, and Protection & Indemnity. Optional enhancements include Passenger Liability and Crew Liability.
What is the minimum premium for this program?The minimum premium for most accounts is $25,000, although each risk is individually underwritten based on vessel type, operations, and coverage limits.
Can this program be written in all states?Yes, the program is available nationwide across all 50 states and Washington, D.C.
Is coverage written on an admitted or non-admitted basis?This program uses both admitted and non-admitted markets, depending on the risk and state requirements.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/Longshore-Workers/
LIG Marine Managers is the nation’s leading Managing General Agency for Longshore and harbor workers' coverage. As the #1 Longshore MGA in the U.S., LIG represents 18 Longshore carriers and offers four specialized program structures to help agents place a wide range of USL&H and related marine workers' compensation accounts efficiently and competitively.
Overview of the Longshore Workers Program
Our USL&H - Longshore Workers Insurance program is designed for a variety of maritime-related employers. Whether your client is a small contractor working on docks or a large marine operation, LIG offers tailored solutions to meet their regulatory and financial needs. We provide access to both guaranteed cost and loss-sensitive plans, with a focus on seamless underwriting and fast turnaround.
Program Options
Large Accounts ($125,000 & Up): Customized programs for higher-premium clients with complex marine or Longshore exposures.
Longshore Lite ($10,000 – $125,000): Ideal for smaller WC/USL&H risks needing quick and simple processing.
Diving Contractors ($25,000 & Up): Includes Workers Compensation, Longshore, and Maritime Employers Liability (MEL) coverage for diving-related operations.
Specialty Labor Providers ($25,000 & Up): For staffing and labor companies focused on marine or Longshore work.
Target Classes and Ideal Accounts
We write virtually all forms of maritime employees and marine-related businesses. Sample classes include:
Bilge Cleaners
Boat Service and Repair
Bridge Painters
Carpenters
Crane Installation and Repair
Dock and Pier Contractors
Divers
Marine Surveyors and Contractors
Oil & Gas Service Providers
Stevedores
Welders
If you have a client operating in a shipyard, servicing vessels, or providing marine labor, we likely have a solution. We also offer monoline USL&H for WA and OH accounts, as well as incidental USL&H add-ons.
Coverage Highlights
United States Longshore & Harbor Workers’ Compensation Act (USL&H)
State Act Workers Compensation
Employers Liability
Defense Base Act
Outer Continental Shelf Lands Act
Maritime Employers Liability (MEL)
We offer coverage on a guaranteed cost basis or with large deductible and loss-sensitive rating plans to fit a variety of risk profiles and financial strategies.
Underwriting and Minimum Premium
Programs start at a minimum premium of $10,000. We welcome submissions for both straightforward and complex accounts. Our underwriters specialize in marine and Longshore risks, ensuring fast and accurate turnaround on quotes.
Territories and Market Access
This program is available in all 50 states plus Washington D.C., including monopolistic states like WA and OH for monoline USL&H. We access a wide range of carriers to match each submission with the most appropriate market—admitted and non-admitted options available.
Why Choose LIG Marine Managers
With decades of marine and Longshore underwriting experience, LIG Marine Managers offers unmatched expertise in this niche. Our strategic relationships with 18 Longshore carriers allow us to match your clients with the right solution—fast. Whether your client needs a bundled WC/USL&H/MEL policy or a standalone USL&H solution, we're here to help you close the deal with confidence.
Please contact us today for more information on our Longshore Workers program!
Frequently Asked Questions
What types of accounts are a good fit for this Longshore program?We specialize in marine-related businesses such as dock builders, divers, marine contractors, welders, and stevedores. Accounts with maritime employees or exposure to USL&H are ideal.
What is the minimum premium for this program?The minimum premium starts at $10,000, with options available for both small and large accounts depending on the exposure and program selected.
Can this program provide coverage in monopolistic states like WA and OH?Yes, we offer monoline USL&H coverage for accounts in Washington and Ohio, where state WC programs don't apply to maritime exposures.
Do you offer incidental USL&H coverage?Yes, we can provide standalone incidental USL&H coverage when needed for businesses with limited but qualifying exposure.
What makes LIG Marine Managers different from other MGAs?We are the #1 Longshore MGA in the U.S. with access to 18 carriers, deep marine underwriting expertise, and tailored program options for all sizes of accounts.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/marine-general-liability-package/
Marine General Liability Insurance Program from LIG Marine Managers, Inc.
LIG Marine Managers, Inc. offers a dedicated Marine General Liability Insurance package for middle-market commercial marine risks. The program combines specialized underwriting, flexible placement (admitted and non-admitted), and streamlined administration to help you place complex marine liability exposures across a wide range of classes.
Ideal Accounts and Target Classes
This program targets commercial marine accounts with annual premiums between approximately $10,000 and $150,000. Typical classes we write include:
Boat repairers and ship repair facilities
Diving and underwater contractors
Dock, pier and waterfront construction companies
Dredging contractors
Marine and waterfront contractors
Shipyards and boatyards
Stevedores and longshore operations
Terminal operators and cargo handlers
Wharfingers and landing owners
The program is well suited for clients with specialized liability exposures tied to hull operations, marine construction, waterfront property, and cargo/terminal activities.
Coverage Highlights and Advantages
You can place coverage on a monoline basis or combine lines to create a tailored package. Key coverage components include:
Section 1 – $1,000,000 Combined Single Limit (CSL):
Marine General Liability
Ship Repairers Legal Liability
Stevedores and Terminal Operators Liability
Tankerman’s Liability
Wharfingers and Landing Owners Legal Liability
Protection & Indemnity (P&I) with optional crew coverage
Section 2 – Up to $4,000,000 Combined Limit (and higher):
Hull
Marine equipment
Builders’ risk for marine construction
Excess/Umbrella: Limits available up to $10,000,000.
Program Advantages for Agents
Consistent carrier panels and a single-program structure to simplify placement.
Faster quoting and streamlined underwriting for middle-market risks.
Dedicated claims adjuster assigned across participating carriers where possible.
Consolidated claims handling — a single check is issued for most claims once approved by the lead carrier.
Enhanced commission opportunities for producers delivering a steady flow of marine business.
Underwriting Notes and Minimum Premium
The program’s minimum premium starts at $10,000. LIG’s underwriters evaluate technical exposures and structure limits and endorsements to match an insured’s operations. While the appetite is broad across typical marine classes, high-hazard accounts with large environmental or pollution exposures, chronic loss history, or operations outside the middle-market scope may require referral or alternate placement.
Territories and Placement Options
The program is available nationwide — all 50 states and the District of Columbia — and offers both admitted and non-admitted placement depending on state requirements and the account’s profile. Carrier participation varies by risk and state.
Why Place Marine General Liability with LIG Marine Managers?
As a specialized Managing General Agency and Excess & Surplus Lines broker, LIG brings decades of marine experience and direct access to multiple markets. Their team offers focused underwriting, efficient turnarounds, and consolidated claims service that make it easier for you to place complex marine liability and related lines for middle-market clients.
Example accounts that fit this program
A regional shipyard that performs vessel repair and dry-docking, seeking combined GL, ship repairers legal liability, and P&I limits.
A marine construction contractor doing dock and pier projects and dredging work that needs builders’ risk, GL, and terminal/stevedore liability in a single placement.
Please contact us today for more information on our Marine General Liability Package Program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for middle-market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, stevedores, and terminal operators with annual premiums starting at about $10,000.
Can coverage be written on a monoline basis?Yes. Most coverages can be written monoline or bundled with other marine lines to match the specific exposures of your insured.
What limits are available under this program?Section 1 typically offers a $1,000,000 CSL. Section 2 can provide up to $4,000,000 or higher for hull, equipment, and builders’ risk, with excess/umbrella options up to $10,000,000.
Which states is this program available in?The program is available in all 50 states and the District of Columbia. Placement can be admitted or non-admitted depending on the state and risk profile.
What makes LIG Marine Managers different from other MGAs?LIG combines marine-specialist underwriting with a consistent carrier panel, streamlined quoting, and consolidated claims handling — making it easier for agents to place and service complex marine risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/north-american-marine-underwriters/North-American-Marine-Underwriters/
North American Marine Underwriters (NAMU), in partnership with Hanover Insurance Company, offers a comprehensive marine insurance program tailored to the unique risks of the recreational marine industry. With decades of underwriting experience, our in-house team brings deep expertise and a personalized approach to placing both Hanover and non-Hanover business. Whether your clients are marina operators, boat dealers, or yacht clubs, NAMU provides flexible and competitive solutions for complex marine exposures.
Ideal Accounts and Appetite
We specialize in coverage for businesses across the Eastern Seaboard, from Maine to the Carolinas. Our program is ideal for:
Marinas and marina operators
Boat dealers and small custom boat builders
Yacht clubs and maritime museums
Marine artisans and service providers
You might have a client operating a marina with on-site repair services, a boat dealership with inventory exposure, or a yacht club that needs combined property and liability coverage. We can help you place these accounts with confidence.
Coverage Highlights and Advantages
Our marine insurance program offers broad protection through customizable package policies. Coverage options include:
General Liability and Property
Marina Operators Legal Liability
Protection and Indemnity
Hull Coverage for Owned Workboats
Boat Dealers Inventory
Bumbershoot (Excess Liability)
Sudden and Accidental Pollution
Liquor Liability and Equipment Coverage
Commercial Auto and Workers Compensation
Coverage for Piers, Docks, and Marine Infrastructure
By bundling multiple lines into one streamlined solution, we reduce coverage gaps and improve efficiency. Our loss control services, powered by Hanover, help your clients avoid claims, while our marine claims team supports timely and fair resolutions.
Underwriting Notes and Minimum Premiums
We underwrite both Hanover and non-Hanover agency submissions through our in-house facility. Our underwriters understand the nuances of marine risks and are committed to crafting tailored solutions for each account. While minimum premiums vary by account type and risk profile, we aim to offer competitive pricing without sacrificing coverage quality.
Territories and Availability
Our program is available to agents in the following states:
CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, WV
Some coverages are offered on an admitted basis, depending on the state and account.
Why Work With North American Marine Underwriters
Since 2001, NAMU has been a trusted partner for agents seeking marine insurance solutions. We combine specialty underwriting expertise, responsive service, and access to multiple markets to help you meet your clients’ needs. We handle quoting, policy issuance, endorsements, and claims support in-house—reducing turnaround times and providing a single point of contact.
Whether your client is a small marina or a multi-location boat dealer, we’re here to help you navigate their marine insurance needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?We work best with marinas, boat dealers, yacht clubs, marine artisans, and small custom boat builders located along the Eastern Seaboard.
Is this program available on an admitted basis?Some coverages are available on an admitted basis in select states. Please contact us for details specific to your client’s location.
Do you work with non-Hanover agents?Yes, our in-house underwriting facility supports both Hanover and non-Hanover agents.
Can I package multiple lines of coverage for my client?Absolutely. We specialize in creating bundled solutions that combine liability, property, auto, and marine-specific coverages into one comprehensive plan.
What states is this program available in?We currently offer this program in CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, and WV.
Need help placing an account? Connect with a market specialist.