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ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain. Ideal Accounts and Appetite ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include: Commercial vessel owners and operators Shippers, freight forwarders, and cargo handlers Marine contractors and ship repair operations Wharfowners, stevedores, and terminal operators Offshore and onshore oil and gas exploration and production firms Charterers and maritime employers with Jones Act exposures We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures. Coverage Highlights and Advantages ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks: Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft. Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils. Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability. Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements. Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations. Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients. Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures. Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages. Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control. Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities. Underwriting Limits ProSight offers robust limits to accommodate a wide range of risks: Hull: Up to $10,000,000 War Hull: Up to $22,000,000 Energy: Up to $12,500,000 Marine Liability: Up to $40,000,000 Cargo / War Cargo: Up to $30,000,000 Territories and Admitted Status This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance. Why Work With ProSight Specialty Insurance? ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals. You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies. Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers. Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics. What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages. Which states is this program available in?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Marine Insurance Program from Worldwide Facilities, LLC Worldwide Facilities, LLC offers a Marine Insurance program designed for agents and brokers who need flexible placement options for commercial and recreational marine risks. As a Managing General Agency and Excess & Surplus lines broker with access to various carriers, Worldwide Facilities can help you place hull, liability, cargo and marina exposures across most U.S. jurisdictions. This program is built to support routine waterborne operations as well as specialized accounts that need tailored terms and market access. Ideal Accounts and Target Classes Commercial vessel operators: tugs and towboats, barges, workboats, crew boats, and small ferries. Fishing fleets and charter operations: commercial fishing vessels, party boats, and charter yachts. Yachts and recreational craft: owner-operated and professionally crewed yachts, tenders, and personal watercraft. Marinas and boatyards: slip owners, repair facilities, boat storage, and service providers. Cargo and logistics: inland and coastal cargo transportation, transloading, and freight-forwarding exposures tied to marine transit. Coverage Highlights and Advantages Hull and Machinery: coverage for physical damage to vessels and machinery tailored to the vessel type and operation. Protection & Indemnity (P&I): third-party liability for bodily injury, property damage, and crew injuries. Cargo: cover for loss or damage to goods while in transit, including inland and coastal carriage options. Marina Operators & Yacht Service Liability: specialized GL products for marina operations and repair/maintenance businesses. Pollution and Environmental Liability: available as part of liability packages or as endorsements where exposures exist. Flexible market access: admitted and non-admitted options through various carrier partners to help you find placement for more complex risks. Underwriting Appetite and Typical Restrictions The program is best suited for small- to medium-sized commercial vessels, inland and coastal operations, recreational yachts, and marina businesses. Underwriting emphasis is placed on: Vessel condition, maintenance history and recent surveys. Operator qualifications and crew experience. Trading areas and navigational limits (inland, coastal, nearshore). Loss history and risk controls in place at marinas or repair facilities. Risks that may be difficult to place through this program include high-hazard offshore energy support, deep-sea commercial fleets with complex chartering, vessels with poor maintenance or unknown crew qualifications, and operations involving intentional submersion or experimental vessels. Final appetite and available coverage forms depend on carrier underwriting guidelines. Underwriting Notes and Placement Guidance Required submission details typically include vessel specification (year, type, dimensions), intended trade and navigational limits, crew experience, and loss runs. Survey reports, repair records, and proof of preventative maintenance strengthen submissions and speed underwriting decisions. Worldwide Facilities can package multi-line marine placements—hull, P&I, cargo and marina liability—when markets and coverages align. Minimum premiums, deductibles, and terms vary by carrier and state; confirm program-specific requirements at time of submission. Territories and Availability This Marine Insurance program is available in most U.S. jurisdictions. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and admitted vs. non-admitted placement options depend on the carrier and the specific risk. Why Place Marine Business with Worldwide Facilities Specialized marine underwriting teams with experience across commercial and recreational classes. Access to a blend of admitted and E&S markets to improve placement options for more complex or non-standard accounts. Designed for brokers seeking responsive underwriting, flexible policy forms, and tailored coverage packages. Support for risk engineering and survey coordination to help address underwriting concerns and reduce loss potential. Example Scenarios You have a small ferry operator running scheduled inland crossings with a strong maintenance history and controlled navigational limits—this program can combine hull and liability coverages to address both vessel and passenger exposures. A marina owner needs combined slip-holder liability and on-site repair coverage after an increase in transient vessel traffic. Worldwide Facilities can submit a marina package and explore pollution liability options as part of placement. Frequently Asked Questions What types of marine accounts are the best fit for this Worldwide Facilities program?The program fits small- to mid-sized commercial vessels (tugs, barges, workboats), recreational yachts, marinas and cargo/transit operations. Accounts with documented maintenance, qualified crews and clear trading limits have the strongest chance for favorable terms. Can you place both admitted and non-admitted marine coverage?Yes. Worldwide Facilities works with various carrier partners and can pursue admitted or excess & surplus placements depending on the carrier appetite and the account’s specifics. Availability depends on state regulation and the individual risk. What information should I include in a submission to speed underwriting?Include vessel specifications, year/make/model, trading area, crew/operator experience, recent survey or inspection reports, and loss runs. For marinas or repair facilities, provide details on tenant operations, storage methods and pollution controls. Are pollution and environmental liabilities available?Pollution coverage is available where markets and underwriting permit. It is typically evaluated based on vessel type, fuel handling practices and marina controls; include pollution risk details in the submission for consideration. Need help placing an account? Connect with a market specialist.

Overview of the Program From LIG Marine Managers, Inc. Protection and Indemnity (P&I) from LIG Marine Managers, Inc. is designed for agents placing marine liability similar to automobile liability for vessels. This program covers a vessel owner's legal liability for bodily injury, illness and property damage arising from vessel operations. Coverages may include (or exclude) liability to a captain or crew depending on the submission and selected wording. Program Structure and Markets LIG offers flexible placement options: fixed-cost Blue Water P&I alternatives for clients looking to avoid assessable P&I clubs, access to stronger P&I clubs for clients who want enhanced stability, and traditional admitted or non-admitted carriers when a conventional insurance policy is preferred. Carriers: Varies. Admitted status: All Available Markets. Ideal Accounts and Appetite This program targets a broad range of commercial and recreational vessels. Typical classes we write include: Brown Water: tugs, barges, crane vessels, pontoons, caissons, supply and support vessels, crewboats, workboats, launches, excursion and sightseeing vessels, charter and cruise vessels, casino vessels, and similar commercial craft. Blue Water: containerships and large passenger vessels. Yachts and builders risk on marine construction projects. LIG will consider accounts from small commercial workboats through large offshore and passenger operations. Accounts with complex exposures or significant prior loss activity should be submitted with full loss history and run of risk for proper review. Coverage Highlights and Advantages High-limit capacity — limits of $50,000,000 and higher are available on a case-by-case basis. Coverage for key maritime liabilities, including Maintenance & Cure, Unseaworthiness, Wrongful Death, the Jones Act (Merchant Marine Act 1920), and the Death on the High Seas Act. Options to move clients out of assessable P&I clubs into fixed-cost alternatives, or to place with stronger, better-funded clubs when appropriate. Ability to place on admitted or excess & surplus (E&S) basis depending on client needs and state availability. Underwriting Notes and Minimum Premiums Submit complete vessel schedules, crew exposure, trading limits, recent loss runs, and safety/maintenance procedures to expedite review. Standard considerations include vessel age and condition, crewing and certification, cargo types, passenger counts (if applicable), and navigation limits. Minimum premium: $25,000 if written monoline; $10,000 if written in conjunction with other supporting lines. Territories and Availability The program is available across a broad set of U.S. states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because markets vary, placement options may include admitted or non-admitted carriers depending on state and account specifics. Why Work With LIG Marine Managers, Inc. on P&I Business Specialized marine underwriting and program management oriented to brokers and independent agents. Flexibility to move between P&I club arrangements and traditional insurance structures based on client preference and risk profile. Access to high limits and tailored terms for complex marine operations. Responsive underwriting when provided with complete submissions; LIG supports agents through placement and policy servicing. Example Account Scenarios You have a regional passenger excursion operator running high-season cruises with 150 passengers — this program can evaluate P&I limits, wrongful death and passenger liability exposures and offer competitive high-limit solutions. A commercial tug-and-barge operator with multiple vessels trading coastwise needs an alternative to assessable P&I club exposure — LIG can place fixed-cost Blue Water P&I or move the account into stronger club arrangements where available. Please contact us today for more information on our Protection and Indemnity program! Frequently Asked Questions What classes of vessels are a good fit for LIG’s P&I program?The program fits a wide range of vessels: brown-water workboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard exposures. Can you place accounts that are currently with assessable P&I clubs?Yes. LIG offers fixed-cost P&I alternatives for clients who prefer to avoid assessable clubs, and also can place with stronger, better-funded clubs for clients who want club benefits with greater financial stability. What documentation should I include with a submission?Provide vessel schedules, trading limits, crew lists and certifications, recent loss runs (typically 3–5 years), safety and maintenance programs, and any charter or voyage details. Complete submissions speed underwriting and improve placement outcomes. Are admitted policies available?Yes. LIG places business in admitted and non-admitted markets depending on state availability and client needs. Carriers vary by account. Need help placing an account? Connect with a market specialist.

Recreational Marine Insurance Solutions from International Special Risks For over 20 years, International Special Risks has been a trusted partner for agents and brokers placing Recreational Marine Insurance. As a leading Brokerage General Agency specializing in marine-related risks, we bring deep expertise and access to premier marine markets to help you find the right coverage for your clients in this niche sector. Whether your insured operates a full-service marina, sells recreational boats, builds custom vessels, or runs a sailing school or yacht club, we can deliver tailored insurance solutions to meet their unique exposures—on land and water. Ideal Accounts and Target Classes We work with a wide range of recreational marine businesses, including: Full-service marinas (dry and wet storage, haul/launch facilities) Boat dealerships and brokers Recreational boat builders and manufacturers Sailing schools, regatta organizers, and yacht clubs Marine repair facilities and related waterfront operations If you have a client who owns a marina with dock rentals and dry stack storage, or a sailing club offering summer training programs, we have the coverage options to help you protect their operations and assets. Coverage Highlights and Advantages Our recreational marine program includes a broad range of coverages designed to address the specific liabilities and property exposures of marine businesses. Available options include: For Marinas and Boat Dealers: • Marina Operators Legal Liability – dry and wet storage, hauling and launching • Piers, Wharves, and Docks • Dealership Inventory • Title Errors & Omissions, False Pretense, Truth in Lending • Vessel Protection and Indemnity • Jones Act Coverage • Commercial Property • Sudden & Accidental Pollution • Tools and Equipment • Electronic Data Processing • Machinery Breakdown • Business Interruption / Extra Expense • Bumbershoot For Yacht and Sailing Clubs: • Protection & Indemnity for club-owned, borrowed, or rented boats • Fleet, Regatta & Sail Training Liability • Commercial General Liability (including third-party and member-owned boats) • Employee Dishonesty • Piers, Wharves, and Docks • Marina Operators Legal Liability (club facilities) For Recreational Boat Builders: • Molds and Dies Coverage • Commercial Auto • Hull Builders Risk • Commercial Property • Vessel Protection & Indemnity (including Sea Trials and Delivery) Underwriting Notes We offer flexible underwriting tailored to your client’s specific operations. Coverage can be customized depending on the size and scope of facilities, number of vessels, or nature of maritime operations. Some minimum premium thresholds may apply depending on the type of risk and state. Territories and Availability Our Recreational Marine Insurance program is available in most states, including coastal and inland areas. We currently offer coverage in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status is available in select states. Please contact us for state-specific availability and carrier details. Why Work with International Special Risks? As specialists in marine insurance, International Special Risks offers more than just access to markets—we provide industry insight, underwriting expertise, and hands-on service to help you place and maintain complex recreational marine accounts. Our dedicated team understands the unique exposures your clients face, from dockside liabilities to builder’s risk, and we work closely with you to deliver comprehensive and competitive solutions. To learn more about our Recreational Marine Insurance program, please reach out to our team by phone or email. We’re here to help you navigate your clients’ marine insurance needs with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for full-service marinas, boat dealers, yacht clubs, sailing schools, and recreational boat builders with land and water-based exposures. Can this program cover both property and liability exposures?Yes. Our program offers a wide range of coverages including commercial property, marina liability, protection and indemnity, business interruption, and more. Is coverage available in my state?We provide coverage in most states across the U.S. including coastal and inland regions. Admitted status is available in select states. What information is needed to get a quote?We typically require a completed application, loss history, and details about the insured’s operations, assets, and vessels. Contact us for specific submission requirements. Does this program offer coverage for sailing schools or training events?Yes. We offer tailored liability coverage for sailing schools, regattas, and sail training activities, including fleet and participant exposures. Need help placing an account? Connect with a market specialist.

Marine General Liability Insurance Program from LIG Marine Managers, Inc. LIG Marine Managers, Inc. offers a dedicated Marine General Liability Insurance package for middle-market commercial marine risks. The program combines specialized underwriting, flexible placement (admitted and non-admitted), and streamlined administration to help you place complex marine liability exposures across a wide range of classes. Ideal Accounts and Target Classes This program targets commercial marine accounts with annual premiums between approximately $10,000 and $150,000. Typical classes we write include: Boat repairers and ship repair facilities Diving and underwater contractors Dock, pier and waterfront construction companies Dredging contractors Marine and waterfront contractors Shipyards and boatyards Stevedores and longshore operations Terminal operators and cargo handlers Wharfingers and landing owners The program is well suited for clients with specialized liability exposures tied to hull operations, marine construction, waterfront property, and cargo/terminal activities. Coverage Highlights and Advantages You can place coverage on a monoline basis or combine lines to create a tailored package. Key coverage components include: Section 1 – $1,000,000 Combined Single Limit (CSL): Marine General Liability Ship Repairers Legal Liability Stevedores and Terminal Operators Liability Tankerman’s Liability Wharfingers and Landing Owners Legal Liability Protection & Indemnity (P&I) with optional crew coverage Section 2 – Up to $4,000,000 Combined Limit (and higher): Hull Marine equipment Builders’ risk for marine construction Excess/Umbrella: Limits available up to $10,000,000. Program Advantages for Agents Consistent carrier panels and a single-program structure to simplify placement. Faster quoting and streamlined underwriting for middle-market risks. Dedicated claims adjuster assigned across participating carriers where possible. Consolidated claims handling — a single check is issued for most claims once approved by the lead carrier. Enhanced commission opportunities for producers delivering a steady flow of marine business. Underwriting Notes and Minimum Premium The program’s minimum premium starts at $10,000. LIG’s underwriters evaluate technical exposures and structure limits and endorsements to match an insured’s operations. While the appetite is broad across typical marine classes, high-hazard accounts with large environmental or pollution exposures, chronic loss history, or operations outside the middle-market scope may require referral or alternate placement. Territories and Placement Options The program is available nationwide — all 50 states and the District of Columbia — and offers both admitted and non-admitted placement depending on state requirements and the account’s profile. Carrier participation varies by risk and state. Why Place Marine General Liability with LIG Marine Managers? As a specialized Managing General Agency and Excess & Surplus Lines broker, LIG brings decades of marine experience and direct access to multiple markets. Their team offers focused underwriting, efficient turnarounds, and consolidated claims service that make it easier for you to place complex marine liability and related lines for middle-market clients. Example accounts that fit this program A regional shipyard that performs vessel repair and dry-docking, seeking combined GL, ship repairers legal liability, and P&I limits. A marine construction contractor doing dock and pier projects and dredging work that needs builders’ risk, GL, and terminal/stevedore liability in a single placement. Please contact us today for more information on our Marine General Liability Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for middle-market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, stevedores, and terminal operators with annual premiums starting at about $10,000. Can coverage be written on a monoline basis?Yes. Most coverages can be written monoline or bundled with other marine lines to match the specific exposures of your insured. What limits are available under this program?Section 1 typically offers a $1,000,000 CSL. Section 2 can provide up to $4,000,000 or higher for hull, equipment, and builders’ risk, with excess/umbrella options up to $10,000,000. Which states is this program available in?The program is available in all 50 states and the District of Columbia. Placement can be admitted or non-admitted depending on the state and risk profile. What makes LIG Marine Managers different from other MGAs?LIG combines marine-specialist underwriting with a consistent carrier panel, streamlined quoting, and consolidated claims handling — making it easier for agents to place and service complex marine risks. Need help placing an account? Connect with a market specialist.

Overview of the Program Our Marine Builders Risk Insurance program is designed for agents placing coverage for vessels under construction, refit, or undergoing pre-delivery operations. As a Managing General Agency and Excess & Surplus Lines broker, we provide flexible placements for single-vessel projects or ongoing builder operations. The policy can be tailored to cover the hull, materials, equipment and related property from the start of construction through final delivery to the client. Ideal Accounts and Appetite Recreational and commercial vessels of all types, including yachts, workboats, fishing vessels, ferries, and specialty craft New construction projects by boatbuilders and shipyards—single contracts or programmatic builder's portfolios Refits, extensive repairs, and conversions where physical loss or damage exposure during construction or transit is the primary concern Accounts that require Protection & Indemnity cover for sea trials, demonstrations, and delivery movements We typically write risks with substantial values—policy limits start at $5,000,000 and up. The program can accommodate complex hull values and multi-year builder operations when underwriting information is complete. Coverage Highlights and Advantages Builders Risk Clauses that cover materials, equipment, and the vessel during construction, dockside storage, and while afloat where specified Protection & Indemnity coverage available for sea trials, demonstration runs, and delivery transits when required by the builder or purchaser Flexible placement options through admitted and non-admitted markets to match client needs and state requirements Access to multiple carriers (varies by submission) through our E&S relationships—enabling coverage for hard-to-place exposures Claims handling and loss control guidance geared to marine construction exposures Underwriting Notes and Minimum Premiums To quote effectively, provide complete construction specifications, hull plans, builder’s risk values, intended launch and delivery dates, description of sea trials or transit exposures, and information on yard operations and subcontractors. The program generally requires high-quality loss history and detailed schedule of values for complex or high-limit placements. Minimum premium: $25,000. Final premium and terms depend on vessel value, scope of work, transit exposures, and the selected carrier appetite. Appetite Restrictions (Typical) Preferred: professional yards and builders with documented procedures, experienced crews, and formal risk controls May be declined or require special terms for speculative construction without detailed plans, certain military contracts, or vessels expected to operate in high-risk war/piracy zones unless specifically negotiated High-hazard operations (e.g., heavy excavation adjacent to hull, unapproved design changes, or undocumented subcontractor work) will require tailored underwriting and may increase pricing or exclusions Territories and Availability Available across a broad footprint: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. We place business in both admitted and non-admitted markets as required—please advise your preferred placement and any state-specific compliance needs when submitting. Why Work With Us on Marine Builders Risk Specialized marine underwriting and E&S distribution that understands vessel construction and delivery exposures Flexible solutions for single-project risks or ongoing builder portfolios Access to varying carriers and terms—we can often place difficult or high-limit accounts other markets avoid Responsive submission intake and underwriting guidance to shorten quote cycles Please contact us today for more information on our Marine Builders Risk program! Frequently Asked Questions What types of accounts are a good fit for this Marine Builders Risk program?The program is best for boatyards, shipbuilders and owners building or refitting recreational and commercial vessels who need coverage for hull, materials and related property during construction, sea trials, and delivery. We write single-vessel contracts and builder’s ongoing operations with sufficient underwriting detail. Does the policy include Protection & Indemnity for sea trials and delivery?Yes. Protection & Indemnity for sea trials, demonstrations and delivery movements can be included when requested. Provide details about the planned trial area, crew, pilotage and route so the underwriter can evaluate transit liability exposures. What minimum documentation is required with a submission?At minimum, provide a schedule of values or estimated hull value, construction timeline, scope of work, location of building/launch, loss history, and details on subcontractors and yard controls. More complex or high-limit risks will require plans and additional technical data. What is the minimum premium and how are limits handled?The program’s minimum premium is $25,000. Policy limits typically start at $5,000,000 and are adjusted to match the vessel value and project exposure. Final premium is determined by vessel type, value, transit exposure, and carrier selection. Are you able to place risks in admitted markets?Yes. We work with admitted and non-admitted carriers across multiple markets. Tell us the preferred jurisdiction and any admitted requirement up front so we can target the appropriate carrier options. Need help placing an account? Connect with a market specialist.

LIG Marine Managers is the nation’s leading Managing General Agency for Longshore and harbor workers' coverage. As the #1 Longshore MGA in the U.S., LIG represents 18 Longshore carriers and offers four specialized program structures to help agents place a wide range of USL&H and related marine workers' compensation accounts efficiently and competitively. Overview of the Longshore Workers Program Our USL&H - Longshore Workers Insurance program is designed for a variety of maritime-related employers. Whether your client is a small contractor working on docks or a large marine operation, LIG offers tailored solutions to meet their regulatory and financial needs. We provide access to both guaranteed cost and loss-sensitive plans, with a focus on seamless underwriting and fast turnaround. Program Options Large Accounts ($125,000 & Up): Customized programs for higher-premium clients with complex marine or Longshore exposures. Longshore Lite ($10,000 – $125,000): Ideal for smaller WC/USL&H risks needing quick and simple processing. Diving Contractors ($25,000 & Up): Includes Workers Compensation, Longshore, and Maritime Employers Liability (MEL) coverage for diving-related operations. Specialty Labor Providers ($25,000 & Up): For staffing and labor companies focused on marine or Longshore work. Target Classes and Ideal Accounts We write virtually all forms of maritime employees and marine-related businesses. Sample classes include: Bilge Cleaners Boat Service and Repair Bridge Painters Carpenters Crane Installation and Repair Dock and Pier Contractors Divers Marine Surveyors and Contractors Oil & Gas Service Providers Stevedores Welders If you have a client operating in a shipyard, servicing vessels, or providing marine labor, we likely have a solution. We also offer monoline USL&H for WA and OH accounts, as well as incidental USL&H add-ons. Coverage Highlights United States Longshore & Harbor Workers’ Compensation Act (USL&H) State Act Workers Compensation Employers Liability Defense Base Act Outer Continental Shelf Lands Act Maritime Employers Liability (MEL) We offer coverage on a guaranteed cost basis or with large deductible and loss-sensitive rating plans to fit a variety of risk profiles and financial strategies. Underwriting and Minimum Premium Programs start at a minimum premium of $10,000. We welcome submissions for both straightforward and complex accounts. Our underwriters specialize in marine and Longshore risks, ensuring fast and accurate turnaround on quotes. Territories and Market Access This program is available in all 50 states plus Washington D.C., including monopolistic states like WA and OH for monoline USL&H. We access a wide range of carriers to match each submission with the most appropriate market—admitted and non-admitted options available. Why Choose LIG Marine Managers With decades of marine and Longshore underwriting experience, LIG Marine Managers offers unmatched expertise in this niche. Our strategic relationships with 18 Longshore carriers allow us to match your clients with the right solution—fast. Whether your client needs a bundled WC/USL&H/MEL policy or a standalone USL&H solution, we're here to help you close the deal with confidence. Please contact us today for more information on our Longshore Workers program! Frequently Asked Questions What types of accounts are a good fit for this Longshore program?We specialize in marine-related businesses such as dock builders, divers, marine contractors, welders, and stevedores. Accounts with maritime employees or exposure to USL&H are ideal. What is the minimum premium for this program?The minimum premium starts at $10,000, with options available for both small and large accounts depending on the exposure and program selected. Can this program provide coverage in monopolistic states like WA and OH?Yes, we offer monoline USL&H coverage for accounts in Washington and Ohio, where state WC programs don't apply to maritime exposures. Do you offer incidental USL&H coverage?Yes, we can provide standalone incidental USL&H coverage when needed for businesses with limited but qualifying exposure. What makes LIG Marine Managers different from other MGAs?We are the #1 Longshore MGA in the U.S. with access to 18 carriers, deep marine underwriting expertise, and tailored program options for all sizes of accounts. Need help placing an account? Connect with a market specialist.

Passenger, Excursion & Casino Vessel Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a specialized insurance program tailored for passenger, excursion, sightseeing, charter, head boats, and casino vessels operating in U.S. waters. This program is designed to help agents and brokers place hard-to-cover marine accounts by providing coverage options that address the unique risks involved in maritime passenger operations. With extensive experience in the marine insurance space, LIG Marine Managers serves as both a Managing General Agency (MGA) and an Excess & Surplus Lines Broker. Their access to a wide range of markets and deep underwriting knowledge makes them a valuable partner for agents with complex or unusual risks. Ideal Accounts and Target Classes This program is ideal for a variety of passenger-carrying vessels, including: Excursion and sightseeing boats Charter vessels and cruise boats Casino vessels Head boats for fishing excursions Airboats and other specialty marine crafts Wooden hull vessels Whether your client operates a classic wooden paddleboat offering river tours or a modern casino vessel cruising coastal waters, this program is designed to offer customized coverage solutions. Coverage Highlights and Options Agents can access comprehensive marine coverage options, including: Brown Water Hull – Protection for vessels operating in inland or coastal waters Machinery – Coverage for breakdowns and mechanical damage Protection & Indemnity (P&I) – Liability protection for bodily injury, property damage, and legal defense Optional enhancements include: Passenger Liability – Addresses the unique exposures of carrying paying passengers Crew Liability – Covers injury or illness of crew members Underwriting Parameters and Minimum Premium This program is structured to accommodate a wide range of vessel sizes and values: Hull & Machinery Limits: Up to $10,000,000 (higher limits considered on a per-risk basis) Protection & Indemnity Limits: Up to $50,000,000 (with higher limits available) Minimum Premium: $25,000 Each risk is carefully underwritten, and LIG Marine Managers has the flexibility to work with unique vessel types and operations, including those with wooden hulls or non-standard designs. Territories and Market Access LIG Marine Managers can write business in all 50 states plus Washington, D.C., including coastal and inland operations. The program is available through all applicable markets—both admitted and non-admitted—based on the specific risk and jurisdiction. Why Partner with LIG Marine Managers? With decades of marine insurance expertise, LIG Marine Managers is a trusted partner for agents and brokers seeking tailored solutions for complex marine risks. Their deep understanding of passenger vessel operations, combined with market flexibility and responsive service, makes them an ideal resource for placing challenging accounts. You might have a client launching a charter dinner cruise in Florida or an operator expanding a fleet of sightseeing boats in the Pacific Northwest. LIG Marine Managers can help you secure the right coverage and navigate carrier options efficiently. Please contact us today for more information about our Passenger/ Excursion / Casino program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for passenger-carrying vessels such as sightseeing boats, charter cruises, casino vessels, head boats, and airboats—including those with wooden hulls or other non-standard features. What coverages are included or available as options?The core coverages include Brown Water Hull, Machinery, and Protection & Indemnity. Optional enhancements include Passenger Liability and Crew Liability. What is the minimum premium for this program?The minimum premium for most accounts is $25,000, although each risk is individually underwritten based on vessel type, operations, and coverage limits. Can this program be written in all states?Yes, the program is available nationwide across all 50 states and Washington, D.C. Is coverage written on an admitted or non-admitted basis?This program uses both admitted and non-admitted markets, depending on the risk and state requirements. Need help placing an account? Connect with a market specialist.