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Comprehensive Excess Liability Solutions for Marine Risks LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection. Ideal Accounts and Appetite This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include: Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures Stevedores and Terminal Operators Ship Repairers and Wharfingers Operations requiring Protection & Indemnity (P&I) with collision and tower liability You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements. Coverage Highlights and Advantages Available on all commercial marine exposures Supports Marine CGL with CCC exposures, including: Stevedores Legal Liability Shiprepairers Legal Liability Wharfingers Legal Liability Terminal Operator Legal Liability Protection & Indemnity coverage, including collision and tower liability (in Hull form) Available as monoline or as part of a package policy Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines Minimum requirement: underlying carriers must be rated “A” or better Limits starting at $10,000,000 — higher limits available as needed Underwriting Notes and Minimum Premiums LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at: $25,000 when written on a monoline basis $10,000 when written in conjunction with supporting lines Submissions should include complete details of all underlying coverages and risk exposures. Territories and Availability This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location. Why Work With LIG Marine Managers? LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring. Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution. Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs. Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages. What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines. Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location. Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain. Ideal Accounts and Appetite ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include: Commercial vessel owners and operators Shippers, freight forwarders, and cargo handlers Marine contractors and ship repair operations Wharfowners, stevedores, and terminal operators Offshore and onshore oil and gas exploration and production firms Charterers and maritime employers with Jones Act exposures We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures. Coverage Highlights and Advantages ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks: Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft. Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils. Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability. Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements. Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations. Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients. Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures. Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages. Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control. Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities. Underwriting Limits ProSight offers robust limits to accommodate a wide range of risks: Hull: Up to $10,000,000 War Hull: Up to $22,000,000 Energy: Up to $12,500,000 Marine Liability: Up to $40,000,000 Cargo / War Cargo: Up to $30,000,000 Territories and Admitted Status This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance. Why Work With ProSight Specialty Insurance? ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals. You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies. Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers. Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics. What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages. Which states is this program available in?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

North American Marine Underwriters (NAMU), in partnership with Hanover Insurance Company, offers a comprehensive marine insurance program tailored to the unique risks of the recreational marine industry. With decades of underwriting experience, our in-house team brings deep expertise and a personalized approach to placing both Hanover and non-Hanover business. Whether your clients are marina operators, boat dealers, or yacht clubs, NAMU provides flexible and competitive solutions for complex marine exposures. Ideal Accounts and Appetite We specialize in coverage for businesses across the Eastern Seaboard, from Maine to the Carolinas. Our program is ideal for: Marinas and marina operators Boat dealers and small custom boat builders Yacht clubs and maritime museums Marine artisans and service providers You might have a client operating a marina with on-site repair services, a boat dealership with inventory exposure, or a yacht club that needs combined property and liability coverage. We can help you place these accounts with confidence. Coverage Highlights and Advantages Our marine insurance program offers broad protection through customizable package policies. Coverage options include: General Liability and Property Marina Operators Legal Liability Protection and Indemnity Hull Coverage for Owned Workboats Boat Dealers Inventory Bumbershoot (Excess Liability) Sudden and Accidental Pollution Liquor Liability and Equipment Coverage Commercial Auto and Workers Compensation Coverage for Piers, Docks, and Marine Infrastructure By bundling multiple lines into one streamlined solution, we reduce coverage gaps and improve efficiency. Our loss control services, powered by Hanover, help your clients avoid claims, while our marine claims team supports timely and fair resolutions. Underwriting Notes and Minimum Premiums We underwrite both Hanover and non-Hanover agency submissions through our in-house facility. Our underwriters understand the nuances of marine risks and are committed to crafting tailored solutions for each account. While minimum premiums vary by account type and risk profile, we aim to offer competitive pricing without sacrificing coverage quality. Territories and Availability Our program is available to agents in the following states: CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, WV Some coverages are offered on an admitted basis, depending on the state and account. Why Work With North American Marine Underwriters Since 2001, NAMU has been a trusted partner for agents seeking marine insurance solutions. We combine specialty underwriting expertise, responsive service, and access to multiple markets to help you meet your clients’ needs. We handle quoting, policy issuance, endorsements, and claims support in-house—reducing turnaround times and providing a single point of contact. Whether your client is a small marina or a multi-location boat dealer, we’re here to help you navigate their marine insurance needs. Frequently Asked Questions What types of accounts are a good fit for this program?We work best with marinas, boat dealers, yacht clubs, marine artisans, and small custom boat builders located along the Eastern Seaboard. Is this program available on an admitted basis?Some coverages are available on an admitted basis in select states. Please contact us for details specific to your client’s location. Do you work with non-Hanover agents?Yes, our in-house underwriting facility supports both Hanover and non-Hanover agents. Can I package multiple lines of coverage for my client?Absolutely. We specialize in creating bundled solutions that combine liability, property, auto, and marine-specific coverages into one comprehensive plan. What states is this program available in?We currently offer this program in CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, and WV. Need help placing an account? Connect with a market specialist.

Boat Manufacturers, Builders & Repairers Package Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a comprehensive Boat Manufacturers, Builders & Repairers Package Insurance program tailored specifically for marine construction operations. Whether your client is building private pleasure craft or commercial vessels, this package covers critical exposures from the initial stages of construction to final delivery. Ideal Accounts and Target Classes This program is designed for a wide range of marine construction professionals, including: Boat manufacturers and fabricators Custom vessel builders Shipyards involved in new builds or major refits Specialized marine repairers You can place accounts for both single-project builds and ongoing operations. Whether your client builds yachts, commercial fishing boats, ferries, or other watercraft, LIG can help you find the right coverage solution. Coverage Highlights and Advantages The Boat Manufacturers, Builders & Repairers Package includes a broad range of essential coverages to protect your client’s assets and operations throughout the construction and delivery process: General Liability – Covers third-party bodily injury and property damage claims Hull and Machinery – Protects the vessel under construction Products Liability – Addresses risks after the vessel is delivered Builders Risk Clauses – Tailored to marine construction exposures Protection & Indemnity – Optional coverage for sea trials, demonstrations, and delivery Limits start at $5,000,000 and can be structured based on project size and risk profile. Underwriting Notes and Minimum Premiums The program is available through all markets—admitted and non-admitted—depending on the risk characteristics and state regulations. The minimum premium typically starts at $25,000. Each submission is carefully reviewed by LIG’s experienced marine underwriters who understand the nuanced risks of boat construction and repair operations. You might have a client who builds custom sportfishing boats or a yard that handles major rebuilds of passenger vessels—LIG is equipped to evaluate and underwrite these complex accounts. States Available This program is available nationwide, including all 50 states and Washington, DC. Whether your client is on the Gulf Coast, Pacific Northwest, or Great Lakes, LIG can provide coverage solutions tailored to regional exposures. Why Partner with LIG Marine Managers? LIG Marine Managers is a recognized leader in marine and maritime insurance solutions, specializing in hard-to-place and niche commercial marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, LIG offers access to a wide variety of carriers and custom underwriting services. Their deep industry knowledge and responsive service make them a trusted partner for placing marine construction accounts. Please contact us today for more information on our Boat Manufacturers, Builders & Repairers Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat manufacturers, custom vessel builders, and marine repairers working on private or commercial watercraft. Can this program cover a single build project?Yes, coverage can be structured for one-off construction projects as well as ongoing boat building operations. Is Protection & Indemnity coverage included for sea trials?Yes, P&I coverage for sea trials, demonstrations, and delivery is available if required by the insured. What is the minimum premium for this program?The minimum premium typically starts at $25,000, depending on the size and scope of the operation. In which states is this program available?The program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Comprehensive Maritime Employers Liability Coverage from LIG Marine Managers, Inc. LIG Marine Managers, Inc. offers a focused Maritime Employers Liability Insurance program that protects employers whose staff work aboard vessels they do not own or operate. This coverage is designed for contractors and businesses with maritime exposures — where employees face hazards while working at sea or aboard third-party vessels. LIG leverages deep marine expertise and access to multiple carriers so agents and brokers can place complex accounts with flexible terms. Ideal Accounts and Target Classes This program is tailored for companies that send employees aboard vessels, whether those vessels are owned by the insured or by third parties. Typical target classes include: Boat companies and ferry operators Marine contractors and surveyors Shipyards and stevedores Divers, marine inspectors, and safety consultants Marina operators and dock crews Consultant engineers and instrument loggers working aboard vessels Tradespeople (carpenters, electricians, bilge cleaners) assigned to vessel work Any employee whose work requires time aboard vessels underway You might have a client that provides partial repairs to vessels, a surveyor who boards ships at multiple ports, or a marina that assigns staff to customer vessels — all examples that can fit this program when exposures are clearly documented. Coverage Highlights and Advantages Key program features include: Primary or Excess Placement — Write the coverage as primary or excess to suit the account. Worldwide Coverage — Protects employees operating in international waters. Standard $1,000,000 Limits — Higher limits available on request. Coverage for Non-Crew Functions on Owned Vessels — Employees working aboard insured-owned vessels (who are not crew) can be covered. The policy addresses maritime legal exposures commonly faced by employers, including maintenance & cure, unseaworthiness, wrongful death, Jones Act exposures, and Death on the High Seas Act claims. Underwriting Notes and Minimum Premiums Underwriting focuses on clear documentation of employee roles, vessel types, voyage profiles, and operating jurisdictions. Provide payroll by class, typical tasks performed aboard vessels, frequency and duration of vessel boarding, and any existing safety programs or training. Minimum premiums: $10,000 if written monoline, or $5,000 when placed with supporting lines. LIG works with agents to classify exposures correctly and identify the best market placement. Territory and Market Access This program is available nationwide, including all 50 states and the District of Columbia. LIG Marine Managers places coverage across admitted and non-admitted markets as appropriate for the risk and jurisdiction, providing flexibility when standard markets are constrained. Why Work With LIG Marine Managers, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine exposures, LIG offers underwriting depth, responsive service, and broad market access. Agents get dedicated support to place niche maritime liabilities that many standard carriers will not accept, plus guidance on packaging this coverage with complementary lines. Please contact us today for more information on our Maritime Employers Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?Employers whose workers board vessels as part of their job — for example, marine contractors, shipyard staff, surveyors, divers, stevedores, and marina technicians — are good fits when exposures are clearly defined. Can coverage be written for employees on vessels owned by the insured?Yes. Employees working aboard owned vessels can be covered as long as they are not serving in a crew or captain capacity. What are the minimum premiums for this program?Minimum premiums are $10,000 for monoline placements, or $5,000 when the program is written with other supporting lines. Is this program available in all states?Yes. The program is available in all 50 states and the District of Columbia, with access to admitted and non-admitted markets depending on the jurisdiction. Does this coverage include international operations?Yes. The program provides worldwide coverage options for clients with international marine activities. Need help placing an account? Connect with a market specialist.

Comprehensive Stock Throughput Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a robust Stock Throughput Insurance program designed for manufacturers and distributors that require seamless protection across all stages of the supply chain. This policy integrates Ocean Cargo, Inland Transit (road, rail, air), and warehouse or manufacturing location coverage—providing end-to-end insurance for goods in transit and at rest, anywhere in the world. Ideal Accounts and Target Industries This program is ideal for companies with complex logistics and international exposure, such as: Manufacturers who ship components to overseas facilities for processing or assembly Businesses utilizing third-party warehouses or distribution centers Retailers with global supply chains and multiple storage or transit points You might have a client who sources raw materials in Asia, assembles products in Mexico, and distributes them across North America. This program can offer continuous coverage from the point of origin, through each transit and storage phase, to final delivery. Coverage Highlights LIG Marine Managers' Stock Throughput program includes a wide range of critical coverages under one policy: Ocean Cargo and Inland Transit – Covers goods in motion via sea, road, rail, or air Warehouse and Location Coverage – Protects goods stored at owned or third-party facilities General Liability Hull and Machinery Products Liability Builders Risk Clauses Protection & Indemnity – Including sea trials, demonstrations, and delivery if required With limits available up to $25,000,000, this program is structured to meet the needs of mid to large-scale operations with complex logistics and high-value goods. Underwriting and Minimum Premiums The minimum premium starts at $25,000, including Products Liability. This reflects the comprehensive nature of the policy and the tailored underwriting approach LIG Marine Managers brings to each account. Submissions should include full transit details, storage locations, and values to ensure accurate quoting. Available Markets and Territories LIG Marine Managers writes this program through a variety of carriers across both admitted and non-admitted markets, depending on the risk. Coverage is available in all 50 states and Washington D.C., including surplus lines placements where necessary. Why Work With LIG Marine Managers? As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine and logistics-related risks, LIG Marine Managers brings decades of expertise to complex supply chain exposures. Their underwriting team understands the nuances of international transit, multimodal shipping, and storage risk—making them a strategic partner for agents handling sophisticated accounts. Please contact us today for more information on our Stock Throughput program! Frequently Asked Questions What types of accounts are a good fit for this Stock Throughput program?Ideal accounts include manufacturers, importers, exporters, and retailers with international or multi-stage supply chains that involve both transit and storage. Does this program cover goods stored at third-party warehouses?Yes, the policy includes location coverage for goods stored at owned or third-party facilities worldwide. What is the minimum premium for this program?The minimum premium is $25,000, which includes Products Liability coverage. Is this program available nationwide?Yes, this program is available in all 50 states and Washington D.C., through a mix of admitted and non-admitted markets. What information is needed to get a quote?Agents should provide details on the transit routes, storage locations, values of goods, and the insured’s operations to receive an accurate quote. Need help placing an account? Connect with a market specialist.

Overview of the Program From LIG Marine Managers, Inc. Protection and Indemnity (P&I) from LIG Marine Managers, Inc. is designed for agents placing marine liability similar to automobile liability for vessels. This program covers a vessel owner's legal liability for bodily injury, illness and property damage arising from vessel operations. Coverages may include (or exclude) liability to a captain or crew depending on the submission and selected wording. Program Structure and Markets LIG offers flexible placement options: fixed-cost Blue Water P&I alternatives for clients looking to avoid assessable P&I clubs, access to stronger P&I clubs for clients who want enhanced stability, and traditional admitted or non-admitted carriers when a conventional insurance policy is preferred. Carriers: Varies. Admitted status: All Available Markets. Ideal Accounts and Appetite This program targets a broad range of commercial and recreational vessels. Typical classes we write include: Brown Water: tugs, barges, crane vessels, pontoons, caissons, supply and support vessels, crewboats, workboats, launches, excursion and sightseeing vessels, charter and cruise vessels, casino vessels, and similar commercial craft. Blue Water: containerships and large passenger vessels. Yachts and builders risk on marine construction projects. LIG will consider accounts from small commercial workboats through large offshore and passenger operations. Accounts with complex exposures or significant prior loss activity should be submitted with full loss history and run of risk for proper review. Coverage Highlights and Advantages High-limit capacity — limits of $50,000,000 and higher are available on a case-by-case basis. Coverage for key maritime liabilities, including Maintenance & Cure, Unseaworthiness, Wrongful Death, the Jones Act (Merchant Marine Act 1920), and the Death on the High Seas Act. Options to move clients out of assessable P&I clubs into fixed-cost alternatives, or to place with stronger, better-funded clubs when appropriate. Ability to place on admitted or excess & surplus (E&S) basis depending on client needs and state availability. Underwriting Notes and Minimum Premiums Submit complete vessel schedules, crew exposure, trading limits, recent loss runs, and safety/maintenance procedures to expedite review. Standard considerations include vessel age and condition, crewing and certification, cargo types, passenger counts (if applicable), and navigation limits. Minimum premium: $25,000 if written monoline; $10,000 if written in conjunction with other supporting lines. Territories and Availability The program is available across a broad set of U.S. states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because markets vary, placement options may include admitted or non-admitted carriers depending on state and account specifics. Why Work With LIG Marine Managers, Inc. on P&I Business Specialized marine underwriting and program management oriented to brokers and independent agents. Flexibility to move between P&I club arrangements and traditional insurance structures based on client preference and risk profile. Access to high limits and tailored terms for complex marine operations. Responsive underwriting when provided with complete submissions; LIG supports agents through placement and policy servicing. Example Account Scenarios You have a regional passenger excursion operator running high-season cruises with 150 passengers — this program can evaluate P&I limits, wrongful death and passenger liability exposures and offer competitive high-limit solutions. A commercial tug-and-barge operator with multiple vessels trading coastwise needs an alternative to assessable P&I club exposure — LIG can place fixed-cost Blue Water P&I or move the account into stronger club arrangements where available. Please contact us today for more information on our Protection and Indemnity program! Frequently Asked Questions What classes of vessels are a good fit for LIG’s P&I program?The program fits a wide range of vessels: brown-water workboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard exposures. Can you place accounts that are currently with assessable P&I clubs?Yes. LIG offers fixed-cost P&I alternatives for clients who prefer to avoid assessable clubs, and also can place with stronger, better-funded clubs for clients who want club benefits with greater financial stability. What documentation should I include with a submission?Provide vessel schedules, trading limits, crew lists and certifications, recent loss runs (typically 3–5 years), safety and maintenance programs, and any charter or voyage details. Complete submissions speed underwriting and improve placement outcomes. Are admitted policies available?Yes. LIG places business in admitted and non-admitted markets depending on state availability and client needs. Carriers vary by account. Need help placing an account? Connect with a market specialist.

Overview — International Special Risks: Diving Contractors Insurance Since 1999, International Special Risks has specialized in Diving Contractors Insurance. Recognized by the Association of Diving Contractors International, ISR offers a focused program built around loss prevention, safety, and underwriting expertise for commercial diving operations. Our program combines access to A-rated carriers, nationwide claim handling, and flexible coverage options designed for the specific exposures your diving clients face. Ideal Accounts and Appetite This program is designed for professional commercial diving contractors and related marine contractors, including but not limited to: • Underwater inspection, maintenance and repair contractors • Subsea construction and installation contractors • Salvage and recovery operations • ROV/AUV operators and support contractors • Dive support vessel operators, barge and workboat operations • Inspection, testing and surveying contractors working offshore or inshore We typically place accounts with established safety programs and documented dive procedures. Accounts with frequent or severe loss histories, operations outside accepted industry standards, or activities that fall outside submitted scope may require additional underwriting review or may be declined. Coverage Highlights and Advantages ISR’s Diving Contractors Insurance program bundles marine, liability and employer exposures into a comprehensive offering specifically tailored for diving operations: • Financing options to smooth premiums • A-rated insurance carriers • All non-statutory coverages include basic limits of $1,000,000 • Outer Continental Shelf Lands Act coverage and common extensions • USL&H and Jones Act (Maritime Employers Liability) available • Workers’ compensation structured for diving exposures • P&I and hull insurance for vessels and barges • Equipment insurance including AUVs and ROVs; coverage for rented and leased equipment • Coverage for replacement cost on selected items • Bumbershoot/umbrella capacity and higher limits (up to $100,000,000 available) subject to underwriting approval • Loss of business income and extra expense coverage • Third-party over coverage and action over indemnity (subject to underwriter approval) • Coverage for a full range of vessels — barges, submersibles, DSVs, workboats and more • Worldwide coverage while in transit by any mode of transportation, in the water, or onboard vessels Underwriting Notes and Submission Requirements Safety and loss control documentation are critical — safety manuals, dive plans, ADCI memberships or equivalents, training records and equipment maintenance logs improve placement chances. Claims handling is available nationwide; we coordinate with carriers to streamline incident response. Minimum premiums and final terms vary by account size, operations, and territory — please submit full loss history and operational details for accurate indications. Territories and Admitted Status This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Admitted placements are available in some states; non-admitted or excess placements may be used where appropriate. Territory availability and admitted status can affect terms — confirm at submission. Example Accounts (for agents) You have a regional dive contractor performing pipeline inspections and hull cleaning for commercial vessels — ISR can combine commercial general liability, marine hull/P&I and equipment coverage with USL&H protections. You represent an ROV/AUV operator contracted for offshore surveys — ISR’s equipment and liability modules can be structured to include transit and worldwide operations with limits to meet contract requirements. Why Work With International Special Risks ISR is a Brokerage General Agency with a deep niche focus on diving risks. Since 1999 we have developed specialized underwriting, loss-control partnerships and carrier relationships that translate into competitive pricing, meaningful limits (up to $100M), and broad coverage flexibility. Our team helps agents place complex diving accounts efficiently — from initial appetite guidance to claims support and policy placement. To learn more about ISR’s Diving Contractors Insurance program or to request a quote, submit your account details and loss history to one of our dedicated team members. We’ll help you evaluate coverage options and identify the best placement strategy for your client’s operations. Frequently Asked Questions What types of diving contractors are a good fit for this program?Commercial diving contractors with formal safety programs — such as underwater inspection/repair firms, subsea construction contractors, salvage teams, ROV/AUV service providers and dive support vessel operators — are the core appetite. Strong safety documentation improves placement. Are admitted policies available?Admitted coverage is available in some states. Where admitted capacity is limited, ISR can place non-admitted or excess options. Territory and admitted status depend on the risk and state regulations. What operational documents should I include with a submission?Provide a current loss run, written safety and dive operation manuals, training/qualification records for divers, equipment maintenance logs, and any client contracts that describe scope of work. These materially improve underwriting lead times and terms. Can this program cover ROVs and AUVs?Yes. Equipment insurance for ROVs and AUVs is available, including coverage for rented/leased gear and options for replacement cost on selected items. Transit and worldwide exposures can be included subject to underwriting. How high can limits go on liability and marine modules?ISR offers flexible capacity with limits available up to $100,000,000 depending on the risk, operations, and required coverage layers. Specific limit availability is subject to underwriting and carrier approval. Need help placing an account? Connect with a market specialist.

Marine Insurance Program from Worldwide Facilities, LLC Worldwide Facilities, LLC offers a Marine Insurance program designed for agents and brokers who need flexible placement options for commercial and recreational marine risks. As a Managing General Agency and Excess & Surplus lines broker with access to various carriers, Worldwide Facilities can help you place hull, liability, cargo and marina exposures across most U.S. jurisdictions. This program is built to support routine waterborne operations as well as specialized accounts that need tailored terms and market access. Ideal Accounts and Target Classes Commercial vessel operators: tugs and towboats, barges, workboats, crew boats, and small ferries. Fishing fleets and charter operations: commercial fishing vessels, party boats, and charter yachts. Yachts and recreational craft: owner-operated and professionally crewed yachts, tenders, and personal watercraft. Marinas and boatyards: slip owners, repair facilities, boat storage, and service providers. Cargo and logistics: inland and coastal cargo transportation, transloading, and freight-forwarding exposures tied to marine transit. Coverage Highlights and Advantages Hull and Machinery: coverage for physical damage to vessels and machinery tailored to the vessel type and operation. Protection & Indemnity (P&I): third-party liability for bodily injury, property damage, and crew injuries. Cargo: cover for loss or damage to goods while in transit, including inland and coastal carriage options. Marina Operators & Yacht Service Liability: specialized GL products for marina operations and repair/maintenance businesses. Pollution and Environmental Liability: available as part of liability packages or as endorsements where exposures exist. Flexible market access: admitted and non-admitted options through various carrier partners to help you find placement for more complex risks. Underwriting Appetite and Typical Restrictions The program is best suited for small- to medium-sized commercial vessels, inland and coastal operations, recreational yachts, and marina businesses. Underwriting emphasis is placed on: Vessel condition, maintenance history and recent surveys. Operator qualifications and crew experience. Trading areas and navigational limits (inland, coastal, nearshore). Loss history and risk controls in place at marinas or repair facilities. Risks that may be difficult to place through this program include high-hazard offshore energy support, deep-sea commercial fleets with complex chartering, vessels with poor maintenance or unknown crew qualifications, and operations involving intentional submersion or experimental vessels. Final appetite and available coverage forms depend on carrier underwriting guidelines. Underwriting Notes and Placement Guidance Required submission details typically include vessel specification (year, type, dimensions), intended trade and navigational limits, crew experience, and loss runs. Survey reports, repair records, and proof of preventative maintenance strengthen submissions and speed underwriting decisions. Worldwide Facilities can package multi-line marine placements—hull, P&I, cargo and marina liability—when markets and coverages align. Minimum premiums, deductibles, and terms vary by carrier and state; confirm program-specific requirements at time of submission. Territories and Availability This Marine Insurance program is available in most U.S. jurisdictions. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and admitted vs. non-admitted placement options depend on the carrier and the specific risk. Why Place Marine Business with Worldwide Facilities Specialized marine underwriting teams with experience across commercial and recreational classes. Access to a blend of admitted and E&S markets to improve placement options for more complex or non-standard accounts. Designed for brokers seeking responsive underwriting, flexible policy forms, and tailored coverage packages. Support for risk engineering and survey coordination to help address underwriting concerns and reduce loss potential. Example Scenarios You have a small ferry operator running scheduled inland crossings with a strong maintenance history and controlled navigational limits—this program can combine hull and liability coverages to address both vessel and passenger exposures. A marina owner needs combined slip-holder liability and on-site repair coverage after an increase in transient vessel traffic. Worldwide Facilities can submit a marina package and explore pollution liability options as part of placement. Frequently Asked Questions What types of marine accounts are the best fit for this Worldwide Facilities program?The program fits small- to mid-sized commercial vessels (tugs, barges, workboats), recreational yachts, marinas and cargo/transit operations. Accounts with documented maintenance, qualified crews and clear trading limits have the strongest chance for favorable terms. Can you place both admitted and non-admitted marine coverage?Yes. Worldwide Facilities works with various carrier partners and can pursue admitted or excess & surplus placements depending on the carrier appetite and the account’s specifics. Availability depends on state regulation and the individual risk. What information should I include in a submission to speed underwriting?Include vessel specifications, year/make/model, trading area, crew/operator experience, recent survey or inspection reports, and loss runs. For marinas or repair facilities, provide details on tenant operations, storage methods and pollution controls. Are pollution and environmental liabilities available?Pollution coverage is available where markets and underwriting permit. It is typically evaluated based on vessel type, fuel handling practices and marina controls; include pollution risk details in the submission for consideration. Need help placing an account? Connect with a market specialist.

LIG Marine Managers is the nation’s leading Managing General Agency for Longshore and harbor workers' coverage. As the #1 Longshore MGA in the U.S., LIG represents 18 Longshore carriers and offers four specialized program structures to help agents place a wide range of USL&H and related marine workers' compensation accounts efficiently and competitively. Overview of the Longshore Workers Program Our USL&H - Longshore Workers Insurance program is designed for a variety of maritime-related employers. Whether your client is a small contractor working on docks or a large marine operation, LIG offers tailored solutions to meet their regulatory and financial needs. We provide access to both guaranteed cost and loss-sensitive plans, with a focus on seamless underwriting and fast turnaround. Program Options Large Accounts ($125,000 & Up): Customized programs for higher-premium clients with complex marine or Longshore exposures. Longshore Lite ($10,000 – $125,000): Ideal for smaller WC/USL&H risks needing quick and simple processing. Diving Contractors ($25,000 & Up): Includes Workers Compensation, Longshore, and Maritime Employers Liability (MEL) coverage for diving-related operations. Specialty Labor Providers ($25,000 & Up): For staffing and labor companies focused on marine or Longshore work. Target Classes and Ideal Accounts We write virtually all forms of maritime employees and marine-related businesses. Sample classes include: Bilge Cleaners Boat Service and Repair Bridge Painters Carpenters Crane Installation and Repair Dock and Pier Contractors Divers Marine Surveyors and Contractors Oil & Gas Service Providers Stevedores Welders If you have a client operating in a shipyard, servicing vessels, or providing marine labor, we likely have a solution. We also offer monoline USL&H for WA and OH accounts, as well as incidental USL&H add-ons. Coverage Highlights United States Longshore & Harbor Workers’ Compensation Act (USL&H) State Act Workers Compensation Employers Liability Defense Base Act Outer Continental Shelf Lands Act Maritime Employers Liability (MEL) We offer coverage on a guaranteed cost basis or with large deductible and loss-sensitive rating plans to fit a variety of risk profiles and financial strategies. Underwriting and Minimum Premium Programs start at a minimum premium of $10,000. We welcome submissions for both straightforward and complex accounts. Our underwriters specialize in marine and Longshore risks, ensuring fast and accurate turnaround on quotes. Territories and Market Access This program is available in all 50 states plus Washington D.C., including monopolistic states like WA and OH for monoline USL&H. We access a wide range of carriers to match each submission with the most appropriate market—admitted and non-admitted options available. Why Choose LIG Marine Managers With decades of marine and Longshore underwriting experience, LIG Marine Managers offers unmatched expertise in this niche. Our strategic relationships with 18 Longshore carriers allow us to match your clients with the right solution—fast. Whether your client needs a bundled WC/USL&H/MEL policy or a standalone USL&H solution, we're here to help you close the deal with confidence. Please contact us today for more information on our Longshore Workers program! Frequently Asked Questions What types of accounts are a good fit for this Longshore program?We specialize in marine-related businesses such as dock builders, divers, marine contractors, welders, and stevedores. Accounts with maritime employees or exposure to USL&H are ideal. What is the minimum premium for this program?The minimum premium starts at $10,000, with options available for both small and large accounts depending on the exposure and program selected. Can this program provide coverage in monopolistic states like WA and OH?Yes, we offer monoline USL&H coverage for accounts in Washington and Ohio, where state WC programs don't apply to maritime exposures. Do you offer incidental USL&H coverage?Yes, we can provide standalone incidental USL&H coverage when needed for businesses with limited but qualifying exposure. What makes LIG Marine Managers different from other MGAs?We are the #1 Longshore MGA in the U.S. with access to 18 carriers, deep marine underwriting expertise, and tailored program options for all sizes of accounts. Need help placing an account? Connect with a market specialist.