Search CompleteMarkets

Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a Boat Dealer Insurance program built for marine dealers who sell, service, store, or transport boats, motors, and related equipment. Combining Ocean Marine expertise with Property & Casualty capabilities, Continental Risk packages dealer-specific protections into a streamlined portfolio so independent agents and brokers can place accounts with confidence. Ideal Accounts and Appetite This program is a fit for a broad range of marine dealers, including: Boat dealers with new and/or used inventory Dealerships that provide sales, repair, maintenance, or demonstration services Operations that transport boats for shows, deliveries, or customer locations Appetite ranges from small independent dealers to larger multi-location marine retailers. The program is designed to handle typical dealer exposures such as inventory while held for sale, boats in transit, on exhibition, or used for on-water demonstrations and test rides. Accounts that regularly move boats across state lines or that provide afloat demonstrations are eligible, subject to underwriting review. Risks with unusual sporting charters, high-hazard modifications, or significant uninsured operations should be discussed with underwriting prior to submission. Coverage Highlights and Advantages Physical protection for boats, outboard/inboard motors, and accessories held for sale Coverage for boats while in transit, on exhibition, or being demonstrated — including while afloat Liability coverage for loss of life, bodily injury, and third-party property damage Legal defense, court costs, and wreck removal where required by law Optional or bundled coverages: Property, General Liability, Business Auto, Equipment, Work Boats, Excess/Bumbershoot liability, Jones Act exposure, and Marine Workers’ Compensation in select states This program’s integration of Ocean Marine and P&C lines helps reduce gaps that can occur when those exposures are placed separately. That makes it easier for you to present a coordinated package to your dealer clients. Underwriting Notes and Minimum Premiums Continental Risk underwrites accounts on a case-by-case basis. Submissions should include a detailed description of business operations, locations, inventory values, transportation practices, exposure to on-water demonstrations, and loss history. The program’s minimum premium starts at $1,500; final pricing depends on underwriting, limits, deductibles, and the specific mix of coverages requested. Typical factors that affect acceptability and pricing: Value and type of inventory (new vs. used, high-value specialty craft) Amount and frequency of on-water demonstrations or test rides Transport methods and distance (local deliveries vs. interstate movement) Garage/repair operations and customer slip or dock exposures Territories and Availability The Boat Dealer Insurance program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted placements are available in most states; Continental Risk can also place non-admitted coverage where appropriate through multiple carrier options. Why Work With Continental Risk / Continental Marine Insurance Services As a wholesale broker focused on marine exposures, Continental Risk brings specialized underwriting knowledge and access to multiple carriers that understand dealer operations. Their combined Ocean Marine and P&C capabilities let you present coordinated solutions that address afloat, transit, inventory, and liability risks in one package. That reduces placement complexity and helps protect your clients from coverage gaps. Example scenarios that fit this program: You have a dealership that offers on-water test rides and transports demo boats to shows — this program covers demonstrations, transit, and showroom inventory in a single submission. You represent a multi-location dealer with repair operations and customer slip exposures — Continental Risk can bundle Property, General Liability, Business Auto, and marine-specific protections to match the account. If you need more information or want to submit a risk, contact Jeana at [email protected] or call 866-699-27477. Visit: www.continentalmarineins.com Frequently Asked Questions What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides. Is coverage available for boats in transit or being demonstrated?Yes. The program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat. Can I bundle other coverages with the Boat Dealer Insurance?Yes. The program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states). What is the minimum premium for this program?The minimum premium starts at $1,500, with final pricing subject to underwriting and the specific limits and coverages requested. Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain. Ideal Accounts and Appetite ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include: Commercial vessel owners and operators Shippers, freight forwarders, and cargo handlers Marine contractors and ship repair operations Wharfowners, stevedores, and terminal operators Offshore and onshore oil and gas exploration and production firms Charterers and maritime employers with Jones Act exposures We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures. Coverage Highlights and Advantages ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks: Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft. Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils. Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability. Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements. Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations. Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients. Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures. Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages. Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control. Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities. Underwriting Limits ProSight offers robust limits to accommodate a wide range of risks: Hull: Up to $10,000,000 War Hull: Up to $22,000,000 Energy: Up to $12,500,000 Marine Liability: Up to $40,000,000 Cargo / War Cargo: Up to $30,000,000 Territories and Admitted Status This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance. Why Work With ProSight Specialty Insurance? ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals. You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies. Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers. Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics. What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages. Which states is this program available in?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Comprehensive Stock Throughput Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a robust Stock Throughput Insurance program designed for manufacturers and distributors that require seamless protection across all stages of the supply chain. This policy integrates Ocean Cargo, Inland Transit (road, rail, air), and warehouse or manufacturing location coverage—providing end-to-end insurance for goods in transit and at rest, anywhere in the world. Ideal Accounts and Target Industries This program is ideal for companies with complex logistics and international exposure, such as: Manufacturers who ship components to overseas facilities for processing or assembly Businesses utilizing third-party warehouses or distribution centers Retailers with global supply chains and multiple storage or transit points You might have a client who sources raw materials in Asia, assembles products in Mexico, and distributes them across North America. This program can offer continuous coverage from the point of origin, through each transit and storage phase, to final delivery. Coverage Highlights LIG Marine Managers' Stock Throughput program includes a wide range of critical coverages under one policy: Ocean Cargo and Inland Transit – Covers goods in motion via sea, road, rail, or air Warehouse and Location Coverage – Protects goods stored at owned or third-party facilities General Liability Hull and Machinery Products Liability Builders Risk Clauses Protection & Indemnity – Including sea trials, demonstrations, and delivery if required With limits available up to $25,000,000, this program is structured to meet the needs of mid to large-scale operations with complex logistics and high-value goods. Underwriting and Minimum Premiums The minimum premium starts at $25,000, including Products Liability. This reflects the comprehensive nature of the policy and the tailored underwriting approach LIG Marine Managers brings to each account. Submissions should include full transit details, storage locations, and values to ensure accurate quoting. Available Markets and Territories LIG Marine Managers writes this program through a variety of carriers across both admitted and non-admitted markets, depending on the risk. Coverage is available in all 50 states and Washington D.C., including surplus lines placements where necessary. Why Work With LIG Marine Managers? As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine and logistics-related risks, LIG Marine Managers brings decades of expertise to complex supply chain exposures. Their underwriting team understands the nuances of international transit, multimodal shipping, and storage risk—making them a strategic partner for agents handling sophisticated accounts. Please contact us today for more information on our Stock Throughput program! Frequently Asked Questions What types of accounts are a good fit for this Stock Throughput program?Ideal accounts include manufacturers, importers, exporters, and retailers with international or multi-stage supply chains that involve both transit and storage. Does this program cover goods stored at third-party warehouses?Yes, the policy includes location coverage for goods stored at owned or third-party facilities worldwide. What is the minimum premium for this program?The minimum premium is $25,000, which includes Products Liability coverage. Is this program available nationwide?Yes, this program is available in all 50 states and Washington D.C., through a mix of admitted and non-admitted markets. What information is needed to get a quote?Agents should provide details on the transit routes, storage locations, values of goods, and the insured’s operations to receive an accurate quote. Need help placing an account? Connect with a market specialist.

Marine Insurance Program from Worldwide Facilities, LLC Worldwide Facilities, LLC offers a Marine Insurance program designed for agents and brokers who need flexible placement options for commercial and recreational marine risks. As a Managing General Agency and Excess & Surplus lines broker with access to various carriers, Worldwide Facilities can help you place hull, liability, cargo and marina exposures across most U.S. jurisdictions. This program is built to support routine waterborne operations as well as specialized accounts that need tailored terms and market access. Ideal Accounts and Target Classes Commercial vessel operators: tugs and towboats, barges, workboats, crew boats, and small ferries. Fishing fleets and charter operations: commercial fishing vessels, party boats, and charter yachts. Yachts and recreational craft: owner-operated and professionally crewed yachts, tenders, and personal watercraft. Marinas and boatyards: slip owners, repair facilities, boat storage, and service providers. Cargo and logistics: inland and coastal cargo transportation, transloading, and freight-forwarding exposures tied to marine transit. Coverage Highlights and Advantages Hull and Machinery: coverage for physical damage to vessels and machinery tailored to the vessel type and operation. Protection & Indemnity (P&I): third-party liability for bodily injury, property damage, and crew injuries. Cargo: cover for loss or damage to goods while in transit, including inland and coastal carriage options. Marina Operators & Yacht Service Liability: specialized GL products for marina operations and repair/maintenance businesses. Pollution and Environmental Liability: available as part of liability packages or as endorsements where exposures exist. Flexible market access: admitted and non-admitted options through various carrier partners to help you find placement for more complex risks. Underwriting Appetite and Typical Restrictions The program is best suited for small- to medium-sized commercial vessels, inland and coastal operations, recreational yachts, and marina businesses. Underwriting emphasis is placed on: Vessel condition, maintenance history and recent surveys. Operator qualifications and crew experience. Trading areas and navigational limits (inland, coastal, nearshore). Loss history and risk controls in place at marinas or repair facilities. Risks that may be difficult to place through this program include high-hazard offshore energy support, deep-sea commercial fleets with complex chartering, vessels with poor maintenance or unknown crew qualifications, and operations involving intentional submersion or experimental vessels. Final appetite and available coverage forms depend on carrier underwriting guidelines. Underwriting Notes and Placement Guidance Required submission details typically include vessel specification (year, type, dimensions), intended trade and navigational limits, crew experience, and loss runs. Survey reports, repair records, and proof of preventative maintenance strengthen submissions and speed underwriting decisions. Worldwide Facilities can package multi-line marine placements—hull, P&I, cargo and marina liability—when markets and coverages align. Minimum premiums, deductibles, and terms vary by carrier and state; confirm program-specific requirements at time of submission. Territories and Availability This Marine Insurance program is available in most U.S. jurisdictions. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and admitted vs. non-admitted placement options depend on the carrier and the specific risk. Why Place Marine Business with Worldwide Facilities Specialized marine underwriting teams with experience across commercial and recreational classes. Access to a blend of admitted and E&S markets to improve placement options for more complex or non-standard accounts. Designed for brokers seeking responsive underwriting, flexible policy forms, and tailored coverage packages. Support for risk engineering and survey coordination to help address underwriting concerns and reduce loss potential. Example Scenarios You have a small ferry operator running scheduled inland crossings with a strong maintenance history and controlled navigational limits—this program can combine hull and liability coverages to address both vessel and passenger exposures. A marina owner needs combined slip-holder liability and on-site repair coverage after an increase in transient vessel traffic. Worldwide Facilities can submit a marina package and explore pollution liability options as part of placement. Frequently Asked Questions What types of marine accounts are the best fit for this Worldwide Facilities program?The program fits small- to mid-sized commercial vessels (tugs, barges, workboats), recreational yachts, marinas and cargo/transit operations. Accounts with documented maintenance, qualified crews and clear trading limits have the strongest chance for favorable terms. Can you place both admitted and non-admitted marine coverage?Yes. Worldwide Facilities works with various carrier partners and can pursue admitted or excess & surplus placements depending on the carrier appetite and the account’s specifics. Availability depends on state regulation and the individual risk. What information should I include in a submission to speed underwriting?Include vessel specifications, year/make/model, trading area, crew/operator experience, recent survey or inspection reports, and loss runs. For marinas or repair facilities, provide details on tenant operations, storage methods and pollution controls. Are pollution and environmental liabilities available?Pollution coverage is available where markets and underwriting permit. It is typically evaluated based on vessel type, fuel handling practices and marina controls; include pollution risk details in the submission for consideration. Need help placing an account? Connect with a market specialist.

Overview of the Program From LIG Marine Managers, Inc. Protection and Indemnity (P&I) from LIG Marine Managers, Inc. is designed for agents placing marine liability similar to automobile liability for vessels. This program covers a vessel owner's legal liability for bodily injury, illness and property damage arising from vessel operations. Coverages may include (or exclude) liability to a captain or crew depending on the submission and selected wording. Program Structure and Markets LIG offers flexible placement options: fixed-cost Blue Water P&I alternatives for clients looking to avoid assessable P&I clubs, access to stronger P&I clubs for clients who want enhanced stability, and traditional admitted or non-admitted carriers when a conventional insurance policy is preferred. Carriers: Varies. Admitted status: All Available Markets. Ideal Accounts and Appetite This program targets a broad range of commercial and recreational vessels. Typical classes we write include: Brown Water: tugs, barges, crane vessels, pontoons, caissons, supply and support vessels, crewboats, workboats, launches, excursion and sightseeing vessels, charter and cruise vessels, casino vessels, and similar commercial craft. Blue Water: containerships and large passenger vessels. Yachts and builders risk on marine construction projects. LIG will consider accounts from small commercial workboats through large offshore and passenger operations. Accounts with complex exposures or significant prior loss activity should be submitted with full loss history and run of risk for proper review. Coverage Highlights and Advantages High-limit capacity — limits of $50,000,000 and higher are available on a case-by-case basis. Coverage for key maritime liabilities, including Maintenance & Cure, Unseaworthiness, Wrongful Death, the Jones Act (Merchant Marine Act 1920), and the Death on the High Seas Act. Options to move clients out of assessable P&I clubs into fixed-cost alternatives, or to place with stronger, better-funded clubs when appropriate. Ability to place on admitted or excess & surplus (E&S) basis depending on client needs and state availability. Underwriting Notes and Minimum Premiums Submit complete vessel schedules, crew exposure, trading limits, recent loss runs, and safety/maintenance procedures to expedite review. Standard considerations include vessel age and condition, crewing and certification, cargo types, passenger counts (if applicable), and navigation limits. Minimum premium: $25,000 if written monoline; $10,000 if written in conjunction with other supporting lines. Territories and Availability The program is available across a broad set of U.S. states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because markets vary, placement options may include admitted or non-admitted carriers depending on state and account specifics. Why Work With LIG Marine Managers, Inc. on P&I Business Specialized marine underwriting and program management oriented to brokers and independent agents. Flexibility to move between P&I club arrangements and traditional insurance structures based on client preference and risk profile. Access to high limits and tailored terms for complex marine operations. Responsive underwriting when provided with complete submissions; LIG supports agents through placement and policy servicing. Example Account Scenarios You have a regional passenger excursion operator running high-season cruises with 150 passengers — this program can evaluate P&I limits, wrongful death and passenger liability exposures and offer competitive high-limit solutions. A commercial tug-and-barge operator with multiple vessels trading coastwise needs an alternative to assessable P&I club exposure — LIG can place fixed-cost Blue Water P&I or move the account into stronger club arrangements where available. Please contact us today for more information on our Protection and Indemnity program! Frequently Asked Questions What classes of vessels are a good fit for LIG’s P&I program?The program fits a wide range of vessels: brown-water workboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard exposures. Can you place accounts that are currently with assessable P&I clubs?Yes. LIG offers fixed-cost P&I alternatives for clients who prefer to avoid assessable clubs, and also can place with stronger, better-funded clubs for clients who want club benefits with greater financial stability. What documentation should I include with a submission?Provide vessel schedules, trading limits, crew lists and certifications, recent loss runs (typically 3–5 years), safety and maintenance programs, and any charter or voyage details. Complete submissions speed underwriting and improve placement outcomes. Are admitted policies available?Yes. LIG places business in admitted and non-admitted markets depending on state availability and client needs. Carriers vary by account. Need help placing an account? Connect with a market specialist.

Boat Manufacturers, Builders & Repairers Package Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a comprehensive Boat Manufacturers, Builders & Repairers Package Insurance program tailored specifically for marine construction operations. Whether your client is building private pleasure craft or commercial vessels, this package covers critical exposures from the initial stages of construction to final delivery. Ideal Accounts and Target Classes This program is designed for a wide range of marine construction professionals, including: Boat manufacturers and fabricators Custom vessel builders Shipyards involved in new builds or major refits Specialized marine repairers You can place accounts for both single-project builds and ongoing operations. Whether your client builds yachts, commercial fishing boats, ferries, or other watercraft, LIG can help you find the right coverage solution. Coverage Highlights and Advantages The Boat Manufacturers, Builders & Repairers Package includes a broad range of essential coverages to protect your client’s assets and operations throughout the construction and delivery process: General Liability – Covers third-party bodily injury and property damage claims Hull and Machinery – Protects the vessel under construction Products Liability – Addresses risks after the vessel is delivered Builders Risk Clauses – Tailored to marine construction exposures Protection & Indemnity – Optional coverage for sea trials, demonstrations, and delivery Limits start at $5,000,000 and can be structured based on project size and risk profile. Underwriting Notes and Minimum Premiums The program is available through all markets—admitted and non-admitted—depending on the risk characteristics and state regulations. The minimum premium typically starts at $25,000. Each submission is carefully reviewed by LIG’s experienced marine underwriters who understand the nuanced risks of boat construction and repair operations. You might have a client who builds custom sportfishing boats or a yard that handles major rebuilds of passenger vessels—LIG is equipped to evaluate and underwrite these complex accounts. States Available This program is available nationwide, including all 50 states and Washington, DC. Whether your client is on the Gulf Coast, Pacific Northwest, or Great Lakes, LIG can provide coverage solutions tailored to regional exposures. Why Partner with LIG Marine Managers? LIG Marine Managers is a recognized leader in marine and maritime insurance solutions, specializing in hard-to-place and niche commercial marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, LIG offers access to a wide variety of carriers and custom underwriting services. Their deep industry knowledge and responsive service make them a trusted partner for placing marine construction accounts. Please contact us today for more information on our Boat Manufacturers, Builders & Repairers Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat manufacturers, custom vessel builders, and marine repairers working on private or commercial watercraft. Can this program cover a single build project?Yes, coverage can be structured for one-off construction projects as well as ongoing boat building operations. Is Protection & Indemnity coverage included for sea trials?Yes, P&I coverage for sea trials, demonstrations, and delivery is available if required by the insured. What is the minimum premium for this program?The minimum premium typically starts at $25,000, depending on the size and scope of the operation. In which states is this program available?The program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Recreational Marine Insurance Solutions from International Special Risks For over 20 years, International Special Risks has been a trusted partner for agents and brokers placing Recreational Marine Insurance. As a leading Brokerage General Agency specializing in marine-related risks, we bring deep expertise and access to premier marine markets to help you find the right coverage for your clients in this niche sector. Whether your insured operates a full-service marina, sells recreational boats, builds custom vessels, or runs a sailing school or yacht club, we can deliver tailored insurance solutions to meet their unique exposures—on land and water. Ideal Accounts and Target Classes We work with a wide range of recreational marine businesses, including: Full-service marinas (dry and wet storage, haul/launch facilities) Boat dealerships and brokers Recreational boat builders and manufacturers Sailing schools, regatta organizers, and yacht clubs Marine repair facilities and related waterfront operations If you have a client who owns a marina with dock rentals and dry stack storage, or a sailing club offering summer training programs, we have the coverage options to help you protect their operations and assets. Coverage Highlights and Advantages Our recreational marine program includes a broad range of coverages designed to address the specific liabilities and property exposures of marine businesses. Available options include: For Marinas and Boat Dealers: • Marina Operators Legal Liability – dry and wet storage, hauling and launching • Piers, Wharves, and Docks • Dealership Inventory • Title Errors & Omissions, False Pretense, Truth in Lending • Vessel Protection and Indemnity • Jones Act Coverage • Commercial Property • Sudden & Accidental Pollution • Tools and Equipment • Electronic Data Processing • Machinery Breakdown • Business Interruption / Extra Expense • Bumbershoot For Yacht and Sailing Clubs: • Protection & Indemnity for club-owned, borrowed, or rented boats • Fleet, Regatta & Sail Training Liability • Commercial General Liability (including third-party and member-owned boats) • Employee Dishonesty • Piers, Wharves, and Docks • Marina Operators Legal Liability (club facilities) For Recreational Boat Builders: • Molds and Dies Coverage • Commercial Auto • Hull Builders Risk • Commercial Property • Vessel Protection & Indemnity (including Sea Trials and Delivery) Underwriting Notes We offer flexible underwriting tailored to your client’s specific operations. Coverage can be customized depending on the size and scope of facilities, number of vessels, or nature of maritime operations. Some minimum premium thresholds may apply depending on the type of risk and state. Territories and Availability Our Recreational Marine Insurance program is available in most states, including coastal and inland areas. We currently offer coverage in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status is available in select states. Please contact us for state-specific availability and carrier details. Why Work with International Special Risks? As specialists in marine insurance, International Special Risks offers more than just access to markets—we provide industry insight, underwriting expertise, and hands-on service to help you place and maintain complex recreational marine accounts. Our dedicated team understands the unique exposures your clients face, from dockside liabilities to builder’s risk, and we work closely with you to deliver comprehensive and competitive solutions. To learn more about our Recreational Marine Insurance program, please reach out to our team by phone or email. We’re here to help you navigate your clients’ marine insurance needs with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for full-service marinas, boat dealers, yacht clubs, sailing schools, and recreational boat builders with land and water-based exposures. Can this program cover both property and liability exposures?Yes. Our program offers a wide range of coverages including commercial property, marina liability, protection and indemnity, business interruption, and more. Is coverage available in my state?We provide coverage in most states across the U.S. including coastal and inland regions. Admitted status is available in select states. What information is needed to get a quote?We typically require a completed application, loss history, and details about the insured’s operations, assets, and vessels. Contact us for specific submission requirements. Does this program offer coverage for sailing schools or training events?Yes. We offer tailored liability coverage for sailing schools, regattas, and sail training activities, including fleet and participant exposures. Need help placing an account? Connect with a market specialist.