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...e the envelope): Artisan finish carpenters, plumbers, HVAC, electricians and s...nside the building envelope—finish carpenters, plumbers, HVAC, electrical and ...

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Protect your Artisan Contractors from hazardous coverage gaps with a trusted partner in specialty insurance—Southern Insurance Underwriters, Inc. (SIU). SIU offers a flexible and competitive Artisan Contractor Insurance program designed for both casual and professional artisan contractors across a wide range of trades. Whether your client is a solo handyman or a growing electrical contractor, SIU provides access to admitted and non-admitted markets with broad coverage solutions tailored to the unique risks of each trade. Most classes are available to quote and bind online through www.SIUrate.com, making it fast and efficient for agents to place business. Ideal Accounts and Target Classes SIU’s Artisan Contractor program is built to support a wide array of contracting professions. Whether residential or light commercial, these classes are typically eligible: Carpenter Carpet Cleaner Chimney Cleaner Commercial General Contractor Electrical Worker Handyperson Heating/AC Installer Insulation Worker Interior Decorator Investigative or Detective Agency Janitorial Service Lawn Care Service Additional classes include: Masonry Contractor Metal Worker Painter Plumber Siding Installer Sign Erector Solar Energy Contractor Swimming Pool Contractor Telecommunications Worker Tree Trimmer Upholster Power Washer Window Cleaner Coverage Highlights and Advantages SIU specializes in helping agents place artisan contractor accounts that may fall outside standard markets or require quick turnaround. Coverage is available through both admitted and non-admitted carriers, depending on the risk class and state. Policies are built to address the tools, operations, liability, and property exposures common in the artisan contracting space. Agents can access: General Liability Property and Inland Marine Contractor’s Equipment Completed Operations Many classes can be quoted and bound online, streamlining your workflow and helping you deliver fast service to your clients. Underwriting Notes and Minimum Premiums Minimum premiums vary by class and market. SIU evaluates each risk individually and works with agents to find the best available option. Appetite includes new ventures, smaller operations, and hard-to-place risks. You might have a client who is a one-person tree trimming business or a small HVAC contractor expanding into commercial service work—SIU can help you find coverage for them. Territories and Availability This program is currently available to licensed agents in Alabama, Florida, Georgia, and South Carolina. SIU continues to expand its reach and market access, so check back for updates if you serve clients in other states. Why Work With Southern Insurance Underwriters, Inc.? As a full-service Managing General Agency (MGA), SIU has decades of experience placing specialized contractor risks. Their responsive underwriting team and online tools make quoting fast and simple, while their access to a wide range of carriers ensures you have options for tough accounts. Visit www.SIUrate.com to quote and bind eligible classes or connect with the SIU team for more complex submissions. Frequently Asked Questions What types of accounts are a good fit for this program?Small to mid-sized artisan contractors, including electricians, painters, plumbers, and HVAC installers, are a strong fit. The program can accommodate both solo operators and growing contracting businesses. Can new ventures be considered?Yes, SIU welcomes new ventures and startups in most eligible artisan trades, subject to underwriting review. Are quotes available online?Yes, most eligible classes can be quoted and bound online through www.SIUrate.com, allowing for fast turnaround and ease of access. Which states is this program available in?This program is currently available in Alabama, Florida, Georgia, and South Carolina. What lines of coverage are available through this program?Coverage options typically include General Liability, Property, Inland Marine, Contractor’s Equipment, and Completed Operations, depending on the risk class. Need help placing an account? Connect with a market specialist.

...ors Electricians Plumbers Carpenters Painters Small general contract...

...xposure (electricians, welders, carpenters, painters, HVAC/refrigeration techn...