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Novatae Risk Group offers a focused Cabinet Maker Workers Compensation Insurance program to help agents and brokers place workers’ compensation for businesses in the custom woodwork and cabinetry industry. Whether your client works in residential remodels, commercial construction, or produces high-end custom cabinetry, this program provides tailored workers’ comp solutions backed by an “A”-rated carrier. Our underwriting team has a strong appetite for a broad range of cabinetmaking operations and delivers competitive options with fast service. Novatae underwrites accounts from small artisan shops to larger manufacturers with multi-location operations or mobile installation crews. We understand the exposures in manufacturing, finishing, and on-site installation and structure terms to reflect those unique risks. Ideal Accounts and Appetite Custom cabinet makers, woodworking shops, and millwork shops Residential and commercial cabinet installation contractors Manufacturers that use on-site or mobile installation teams Accounts with clean to moderate loss histories You might have a client who recently added on-site installation crews and needs a market that understands mobile exposures, or a growing cabinet manufacturer seeking more competitive workers’ comp placement. Those are typical good fits for this program. Program Highlights Coverage available in over 20 states Fast quote turnaround with complete submissions 10% commission for producers Access to an “A”-rated carrier for stability and reliability Underwriting Requirements and Minimum Premium The program’s minimum premium starts at $7,500. To obtain a quote, submit a complete file including: Completed ACORD 130 application Three years of currently valued loss runs Supplemental questionnaire Details for any large or unusual losses Complete submissions help us accelerate turnaround and improve placement outcomes. Territories and Availability Novatae’s Cabinet Maker Workers Compensation program is currently available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Why Work With Novatae Risk Group As a Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group brings niche expertise in specialty construction and manufacturing accounts. We combine flexible underwriting, broad market access, and responsive service to help you place cabinet maker workers’ comp business quickly and competitively. Need a workers’ compensation quote for a cabinet maker client? Send submissions to [email protected] or call 800-758-8113 to speak with an underwriter today. Frequently Asked Questions What types of cabinet making businesses are eligible for this Workers Comp program?We accept a wide range of accounts, including custom woodworkers, cabinet manufacturers, and installation contractors serving residential and commercial markets. What documents are required to receive a quote?Submit a completed ACORD 130, three years of loss runs, a supplemental questionnaire, and details on any large losses to receive a quote. What is the minimum premium for this program?The minimum premium starts at $7,500, making the program suitable for small to mid-sized operations. In which states is this program available?The Cabinet Maker Workers Comp program is available in over 20 states, including CA, FL, TX, and NY. Refer to the territories list above for the full state roster. How quickly can I get a quote?With a complete submission, Novatae aims to provide fast turnaround on quotes so you can move accounts efficiently. Need help placing an account? Connect with a market specialist.

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