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Policy Highlights: Colonial General Insurance Agency, Inc. offers a tailored Push Cart Insurance program designed specifically for mobile vendors operating with push carts, kiosks, temporary booths, and tables. This program provides a flexible insurance solution for vendors selling food, beverages, merchandise, or offering services in high-traffic pedestrian areas, at events, or in temporary marketplaces. Ideal Accounts and Appetite This program is ideal for insureds who operate: Food and beverage push carts (hot dogs, ice cream, coffee, etc.) Retail carts selling clothing, accessories, or handmade goods Temporary booths at fairs, festivals, and farmers markets Kiosks in malls or public spaces Accounts with limited or no permanent structure, minimal cooking exposures (or controlled cooking methods), and operations conducted in public or semi-public venues are strong candidates. This program is not intended for permanent brick-and-mortar businesses or vendors with high-hazard operations. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 Occurrence / Aggregate Liquor Liability available for qualifying risks Additional Insureds—Included at no extra cost $5,000 Medical Payments—Included Excess or Umbrella limits up to $25,000,000 Property Coverage Options: Basic, Broad, or Special Form Coverage for Buildings (if applicable) Business Income protection Contents and Equipment Breakdown Inland Marine coverage for mobile equipment and inventory Replacement Cost or Actual Cash Value Scheduled Property Floater available Whether your client sets up at local farmers markets or manages multiple vending locations, this program can help protect their assets and operations with tailored limits and coverage forms. Underwriting Notes Colonial General works with a variety of carriers to provide flexible solutions, including access to both admitted and non-admitted markets, depending on state and risk profile. Underwriting is focused on clean operations with well-defined hours, safety protocols, and limited exposure to high-risk cooking methods or hazardous products. Contact Colonial General for specific underwriting guidelines and risk eligibility. Territories and Availability This Push Cart Insurance program is currently available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General Insurance Agency, Inc. has the niche expertise and carrier relationships to help you place hard-to-insure or mobile business accounts. Their experienced underwriting team understands the unique exposures faced by push cart and kiosk operators, and they provide responsive support with competitive market access across the western U.S. Whether you’re placing a seasonal ice cream cart in Utah or a retail kiosk in a California shopping center, Colonial General can help you secure the coverage your clients need to operate with confidence. Frequently Asked Questions What types of accounts are a good fit for this Push Cart Insurance program?This program is ideal for mobile vendors using carts, kiosks, or booths to sell food, beverages, merchandise, or services in public or temporary locations. Does the program cover food vendors with cooking equipment?Limited cooking exposures may be acceptable, depending on the method and controls in place. Open flame or deep-frying operations may be restricted. Contact underwriting for specifics. Is liquor liability available under this program?Yes, liquor liability coverage is available for qualifying risks, such as vendors selling alcoholic beverages at permitted events. Can this program provide coverage in multiple states?Yes, coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Colonial General can help place risks across these western states. Are additional insured endorsements included?Yes, additional insureds are included at no extra cost, which is especially helpful for vendors participating in events or renting space from municipalities or private venues. Need help placing an account? Connect with a market specialist.

Numerous unexpected challenges can arise when dealing with used vehicles. From advertising liability to inventory protection and employee safety, a used car dealership faces a wide array of exposures that require targeted, comprehensive coverage. Used Car Dealer Insurance Program from Pacific Coast E&S At Pacific Coast E&S Insurance Services, we provide tailored insurance solutions for independent (non-franchised) used car dealerships and on-site repair operations. Many standard carriers avoid these risks because of the potential for large losses; as a wholesale broker we place business with specialty markets that will write these classes. Our underwriting team focuses on practical, flexible coverage options that help agents place accounts other carriers decline. Target Accounts and Ideal Risks • Used automobile and truck dealers • Motor home and RV dealerships • Motorcycle and powersports dealers • Golf cart and neighborhood electric vehicle dealers • Independent electric vehicle sellers This program fits independent, non-franchised dealers that may operate modest service or repair facilities on site and that keep inventory on secured lots. We also consider small dealers who provide limited towing for their own operations. Example fits: you might have a client who runs a small used-car lot in California with a basic mechanical bay on-site, or an independent electric golf-cart retailer in Washington with a fenced, gated lot. These are the types of risks we commonly place. Coverage Highlights • Garage Liability with 3× aggregate limits • Broadened General Liability endorsements to address premises and operations exposures • Medical Payments — up to $5,000 • Standard Property coverage packages for buildings, contents and inventory • Rating credits for protected or secured lots (fencing, lighting, surveillance) • Scheduled Auto coverage — up to 5 vehicles on the policy • Optional Tow Truck coverage when towing is limited to the insured’s own operations These features are designed to protect dealers from customer injury, third-party property damage, inventory loss, and common garage exposures encountered in retail vehicle operations. Underwriting Considerations Secured lots or indoor storage are preferred and may receive rating credits. Tow truck coverage is acceptable only when towing is restricted to in-house use (inventory movement, customer service related to sales/repairs). We favor accounts with a clean loss history and straightforward, well-documented operations. Minimum premiums and final terms vary by account size, location, and exposures; underwriters will work with agents to find appropriate solutions for each submission. Service Area and Admitted Status This program is currently available in: California Oregon Washington Some admitted paper options are available depending on the jurisdiction and risk characteristics. Contact our team to confirm admitted availability for a given account. Why Partner with Pacific Coast E&S? As a wholesale broker specializing in commercial auto and garage risks, Pacific Coast E&S connects agents with markets that many standard carriers will not consider. Our underwriters understand the nuances of used-vehicle operations and work collaboratively with brokers to structure coverages that match the insured’s real exposures. We provide practical underwriting guidance, flexible options for small fleets and scheduled autos, and rating credit opportunities for secured sites. If you need help placing a challenging used car dealer account, connect with a market specialist for a full risk assessment and quote. Frequently Asked Questions What types of accounts are a good fit for this program?Non-franchised used car and truck dealers, motorcycle and RV dealers, electric vehicle and golf cart retailers, and similar small retail operations — especially those with limited on-site repair shops or towing for in-house use. Is tow truck coverage included?Tow truck coverage can be added when towing is performed exclusively for the insured’s operations, such as moving inventory or servicing customer vehicles sold by the dealer. Are there specific lot requirements to qualify?Yes. We prefer secured lots and offer rating credits for properties with fencing, lighting, surveillance, or indoor storage. Risk controls that reduce theft and vandalism will help placement and pricing. Is this program available on an admitted basis?Some admitted options are available in select states. Admitted availability depends on the risk profile and underwriting guidelines — reach out to confirm for a specific account. What states is this program offered in?This program is offered in California, Oregon, and Washington. Need help placing an account? Connect with a market specialist.

Some valuables belong outside the safe-deposit box. Cochrane & Company’s Personal Inland Marine Insurance program offers tailored protection for high-value personal property that standard homeowners policies may limit or exclude. Overview of the Program From Cochrane & Company Cochrane & Company, a trusted Managing General Agency, offers a flexible and robust Personal Inland Marine Insurance program designed for agents and brokers looking to place individual high-value items that require broader coverage than what is typically available under a homeowners policy. Whether you're working with clients who own rare collectibles, luxury jewelry, or recreational equipment, this program offers a market solution that’s accessible and competitive. Ideal Accounts and Appetite This program is ideal for insureds with valuable personal property that needs to be scheduled or specifically protected. Examples include: Private collectors of fine art, coins, or stamps Musicians with professional-grade instruments Recreational enthusiasts with golf carts or sporting equipment Clients storing belongings in mini-storage units Owners of high-value jewelry, furs, or firearms You might have a client who owns a vintage guitar collection or someone who keeps a valuable coin collection in a storage facility—this program can help you place that account with confidence. Coverage Highlights and Advantages Cochrane & Company's Personal Inland Marine policy offers competitive and flexible coverage options tailored to niche property exposures: All Risk coverage available for most classes Limited or Broad Form options for musical instruments Breakage coverage available for fine arts Named Perils and Burglary coverage for mini-storage contents The program can accommodate a wide range of item types, including: Jewelry and Furs Fine Arts Guns Golf Equipment and Golf Carts Motorized Ground Maintenance Vehicles Cameras Stamp and Coin Collections Mini-storage unit contents Silverware Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the item class, value, and coverage type. The program is written on a non-admitted basis, allowing for customized terms and broader flexibility in underwriting. Submissions are reviewed case-by-case, and Cochrane & Company works closely with agents to help secure coverage for hard-to-place or unique personal property. Territories and Availability This Personal Inland Marine program is available in the following states: Alaska, California, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, Washington, and Wyoming. Why Work With Cochrane & Company? With decades of experience as a Managing General Agency, Cochrane & Company provides agents and brokers with access to specialized markets and responsive underwriting support. If you're struggling to place personal property that falls outside the comfort zone of your standard markets, Cochrane & Company can be your go-to partner. Their ability to write niche and non-standard risks makes them a valuable resource for inland marine coverage. For more information on our Personal Inland Marine Insurance, please feel free to contact us! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for insureds with high-value personal property such as jewelry, fine art, collectibles, musical instruments, or contents in mini-storage units. Can this program cover items stored outside the home?Yes, coverage is available for contents located in mini-storage facilities, with options like Named Perils and Burglary protection. Is this program available in all states?No, it is currently available in AK, CA, ID, MT, NV, NM, ND, OR, WA, and WY. Does the program offer All Risk coverage?Yes, All Risk coverage is available for most classes, with some limitations depending on the specific item. What is the minimum premium for this coverage?Minimum premiums vary based on the class of item and coverage needed. Contact Cochrane & Company for underwriting guidance. Need help placing an account? Connect with a market specialist.

Garage Insurance — Ashley General Agency Ashley General Agency offers a specialized Garage Insurance program designed for agents placing auto-related businesses in Texas. As a managing general agency, we provide access to admitted and non-admitted capacity through markets including Catlin, Acceptance, Mesa, and Underwriters at Lloyds. Our garage markets write limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can handle dealer physical damage and garagekeeper exposures with limits up to $1,000,000. Programs accept drivers age 18 and older, with minimum premiums starting around $500. Ideal Accounts and Appetite This program is built for a broad range of garage-related risks. Typical classes we underwrite include: Auto repair shops and general auto repair Used auto sales / internet auto sales Dealers (including dealer physical damage and garagekeeper exposures) Auto parts sales and installation Car washes Mobile auto repair and towing-related operations RV, motorcycle, scooter, and golf cart sales & repair Heavy truck repair/sales and utility trailer sales/repair Impound yards and emergency vehicle sales/repair We are willing to consider niche operations such as mobile mechanics and internet-based auto sellers, subject to underwriting review. Coverage Highlights and Advantages Commercial general liability and garage liability limits available up to $1,000,000/$3,000,000 agg. Dealer physical damage and garagekeeper coverage offered up to $1,000,000. Competitive minimum premiums (from approximately $500) for smaller accounts and select risk profiles. Flexible appetite across common garage exposures—parts installation, service operations, and vehicle sales. Access to multiple specialty carriers through Ashley General Agency’s MGA platform for tailored placements. Underwriting Notes and Minimums Minimum driver age is 18 for program eligibility. Minimum premium: approximately $500 (final premium subject to underwriting and state rules). We evaluate account details including loss history, operations mix, physical premises, and protective safeguards (signage, keys, secured lots) for garagekeeper and dealer placements. Certain high-hazard operations, excessive exposure to long-haul towing, or accounts with frequent high-severity claims may be declined or require higher limits/deductibles. Territories and Admitted Status This program is available in Texas. Note: the carrier panel includes non-admitted capacity; Ashley General Agency places these risks through specialty markets. Check state-specific placement rules and filing requirements before submission. Why Work With Ashley General Agency Ashley General Agency combines focused garage underwriting with direct access to specialty carriers experienced in automotive classes. Agents benefit from hands-on underwriting, quick turnarounds on straightforward risks, and competitive minimums for smaller accounts. We can work with you on multi-line placements and handle dealer physical damage and garagekeeper exposures that many standard markets limit. Example Accounts That Fit This Program A two-bay independent auto repair shop with modest payroll, routine parts installation, and a secured lot—seeking combined general and garage liability with garagekeeper limits. A small used-car dealer that needs dealer physical damage and liability for inventory and customer vehicles, with drivers aged 18+ and a lower premium budget. For more information on our Garage program, call us today! Frequently Asked Questions What types of accounts are a good fit for this program?Accounts such as independent repair shops, used car dealers, auto parts installers, car washes, mobile repair services, and specialty sellers (motorcycle, RV, golf cart) are good fits. We particularly focus on operations with standard safety controls and manageable loss histories. What limits and garage-specific coverages are available?We offer liability limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can provide dealer physical damage and garagekeeper coverage with limits up to $1,000,000, subject to underwriting review. What are the key underwriting requirements or red flags?Key considerations include driver age (minimum 18), past loss activity, premises security, vehicle inventory controls, and the mix of operations. Accounts with frequent or high-severity claims, poor inventory controls, or unusual exposures may be declined or require modified terms. How do I submit a submission and what turnaround can I expect?Submit complete applications and loss runs through your usual wholesale channels to Ashley General Agency. Straightforward accounts typically receive faster responses; complex or higher-limit submissions may require additional underwriting review and documentation. Is this program available outside Texas?This specific garage program is currently available in Texas. Coverage may be placed through non-admitted markets on our carrier panel; verify state filing requirements before submission. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Miniature Golf Course Insurance program designed to help agents place both public and private golf-related businesses. Whether your client operates a standalone miniature golf course, an indoor or outdoor driving range, or a country club with a mini-golf amenity, this program provides flexible coverage options tailored to the unique risks of recreational golf facilities. Coverage is available on a monoline or package basis and delivers robust protection for property and liability exposures. Ideal Accounts and Appetite This program is best suited for: Standalone miniature golf courses Family entertainment centers with mini-golf components Indoor or outdoor driving ranges Public and private golf courses or country clubs with mini-golf Colonial General favors accounts with well-maintained premises, standard safety protocols, and minimal claims history. Examples of good fits: a seasonal mini-golf park in a resort or tourist area, or a year-round indoor course attached to a family entertainment center. Higher-hazard operations, locations with frequent losses, or venues with significant water hazards or extreme attractions may require additional underwriting review or be better placed elsewhere. Coverage Highlights and Advantages Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence and aggregate Additional insureds—automatically included Hired and non-owned auto liability $5,000 medical payments coverage Liquor liability—available for eligible operations Excess/Umbrella limits up to $25,000,000 No deductible required on liability Property Coverage Options: Building and contents coverage Business income and extra expense Computer equipment and electronics Contractor's equipment and inland marine for golf carts Coverage for damage to greens, tee boxes, and course features Food spoilage and equipment breakdown Sprinklers, valuable papers, and bailee’s coverage for pro shops Available on replacement cost or actual cash value basis Crime Coverage Features: Inside the premises – theft of money and securities Inside the premises – robbery or safe burglary of other property Outside the premises – theft and robbery protection Underwriting Notes and Minimum Premiums Colonial General reviews each submission individually, considering operations, location, safety protocols, and loss history. While no specific minimum premium is listed here, accounts should be commercially viable and meet standard underwriting criteria. Liability coverage typically carries no deductible, and optional excess limits are available for accounts that need higher limits. Territories and Availability This Miniature Golf Course Insurance program is available to agents placing business in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted market options may be available depending on the state and the risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines niche recreational property expertise with access to multiple markets. Agents benefit from a responsive underwriting team, flexible coverages, and the ability to place both admitted and non-admitted business where appropriate. This program is positioned to help you secure competitive limits and tailored terms for golf-related venues that meet underwriting standards. Frequently Asked Questions What types of accounts are a good fit for this program?Miniature golf courses, family fun centers with golf attractions, and indoor/outdoor driving ranges are ideal. Public or private golf-related venues with clean loss history and good maintenance practices are preferred. Is liquor liability available under this program?Yes. Liquor liability can be included when applicable, subject to underwriting review of the operations and controls in place. Are both property and liability coverages available?Yes. Coverage can be written on a monoline basis or packaged to include both property and liability, depending on the client’s needs. Which states is this program available in?This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Do all risks qualify for admitted markets?Not all risks will qualify for admitted placement. Colonial General offers both admitted and non-admitted options based on the risk characteristics and location. Need help placing an account? Connect with a market specialist.

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible, competitive Personal Umbrella Insurance program tailored for clients who need higher limits of liability across a variety of personal exposures. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General gives independent agents and brokers access to multiple markets and specialized underwriting to help place straightforward and complex personal risks. Ideal Accounts and Appetite This program suits clients with higher-than-average liability exposures. Typical accounts include: Households with high-value primary or secondary homes, rental properties, or multiple residences Owners of sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with teen or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds seeking excess liability above an existing umbrella policy Colonial General is particularly useful when a client’s primary auto or homeowners coverage is placed with a different carrier — the umbrella can often be written regardless of the underlying insurer. Coverage Highlights and Advantages Limits available from $1 million to $10 million Primary and excess umbrella structures offered Driver exclusions can be applied to manage household members with poor driving records Coverage extendable to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions for standard accounts and harder-to-place exposures Example: you might have a client who owns a vacation rental, drives a luxury sports car, and has a teen driver at home. This program lets you tailor an umbrella to bridge coverage gaps and provide broader liability protection. Underwriting Notes Underwriting is collaborative and flexible. Colonial General will work with you to engineer placements that use driver exclusions and other risk controls where appropriate. While specific minimum premiums are not listed publicly, the program is priced competitively based on the risk characteristics and limits you select. Complex or unusual exposures should be submitted with full risk details for an accurate assessment. Territories and Availability Available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some states may be written on admitted paper while others use non-admitted / E&S markets depending on the carrier and the risk profile. Why Work With Colonial General? Colonial General brings decades of personal-lines and specialty underwriting experience plus broad market access. They focus on responsive service, flexible solutions, and placement options that accommodate non-standard underlying carriers. Whether you’re placing a routine umbrella or a high-net-worth exposure with unusual assets, Colonial General can help identify market capacity and structure the placement. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?Clients with higher liability exposure — for example, households with youthful drivers, luxury vehicles, recreational equipment, rental properties, or public figures — are a strong fit. Farm and ranch exposures can also be considered. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can often place umbrella coverage even when the underlying auto or homeowners policies are written by another insurer. What coverage limits are available?Limits typically range from $1 million to $10 million. Both primary and excess umbrella options are available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions are an available tool to address household members with poor driving records and help make a placement viable. Which states is this program available in?This program is offered in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted availability varies by state; some placements may be on non-admitted/E&S paper. Need help placing an account? Connect with a market specialist.

Program Highlights for Inland Marine Insurance: Colonial General Insurance Agency, Inc. offers a robust Inland Marine Insurance program designed to cover valuable personal property that standard homeowners policies typically exclude or restrict. This program is tailored for agents and brokers seeking flexible solutions for hard-to-place items and specialty risks. With access to a variety of markets and coverages, Colonial General helps you secure the right protection for your clients' most prized possessions. Ideal Accounts and Appetite This program is ideal for personal lines clients with high-value or unique movable property. Coverage is available for a wide range of items, including but not limited to: Jewelry and furs Fine arts and collectibles Musical instruments Cameras and camera equipment Golf carts and golf equipment Guns and firearms collections Postage stamps and coin collections Contents stored in mini-storage units Motorized ground maintenance vehicles Silverware and other household valuables If you have clients with specialized property that doesn't fit within standard property insurance policies, this program can meet their needs with tailored, flexible options. Coverage Highlights and Advantages Colonial General's Inland Marine product offers multiple policy options to accommodate various types of property and risk levels. Key coverage features include: All-Risk Coverage: Broad protection for most classes of property, excluding specific exclusions. Limited or Broad Form for Musical Instruments: Flexible options for amateur and professional musicians alike. Breakage Option for Fine Arts: Specialized protection for fragile and high-value pieces. Named Perils and Burglary Coverage: Available for contents stored in mini-storage facilities, addressing common theft exposures. This program allows you to cover high-value assets that are often underinsured or excluded from standard policies, giving your clients peace of mind. Underwriting Notes and Minimum Premiums Colonial General works with a variety of carriers to place this coverage, ensuring competitive and flexible underwriting. While there is no set minimum premium listed, underwriting guidelines vary by class and item value. Submissions should include complete item descriptions and valuations where applicable. The program can accommodate both scheduled and blanket coverage depending on the client’s needs. Territories and Availability This Inland Marine Insurance program is available to licensed agents and brokers in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some available markets are admitted, while others may operate on a non-admitted basis depending on the risk and jurisdiction. Why Work With Colonial General As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche personal lines markets. If you've struggled to find coverage for unique personal property through standard carriers, Colonial General offers a reliable alternative with underwriting flexibility and access to specialized markets. Their responsive approach and regional focus across the Western U.S. make them a valuable partner in placing difficult Inland Marine risks. Whether your client is a collector, musician, hobbyist, or simply owns high-value personal assets, this program gives you the tools to deliver custom protection beyond the limitations of standard policies. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for personal lines clients with high-value movable property such as jewelry, fine arts, collectibles, musical instruments, and golf equipment. Can I cover items stored in a mini-storage unit?Yes, coverage is available for contents in mini-storage units, with options for named perils and burglary protection. Is coverage available on an all-risk basis?Yes, most classes of property can be covered on an all-risk basis, with specific exclusions and underwriting requirements. What documentation is needed for underwriting?Submissions should include detailed descriptions and valuations of the items to be insured. Photos or appraisals may also be required depending on the item type and value. Which states is this program available in?This Inland Marine Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Policy Highlights for Golf Course Insurance: Colonial General Insurance Agency, Inc. offers a comprehensive Golf Course Insurance program designed specifically for public and private golf courses, including country clubs, miniature golf courses, and both indoor and outdoor driving ranges. With the flexibility to write coverage on a monoline or package basis, this program provides broad protection tailored to the unique risks of the golf industry. Ideal Accounts and Appetite This program is ideal for agents seeking coverage for a wide range of golf-related businesses, such as: 18- and 9-hole public or private golf courses Country clubs with or without dining facilities Miniature golf courses Driving ranges (indoor and outdoor) Whether your client operates a high-end country club in California or a family-friendly mini-golf course in Utah, Colonial General can help you place the right coverage. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 per occurrence and aggregate Additional interests—Included Hired and non-owned auto included $5,000 medical payments coverage—Included Liquor liability available Excess or umbrella limits up to $25,000,000 No deductible required Crime Coverage: Theft of money and securities inside the premises Robbery or safe burglary of other property inside the premises Coverage for events occurring outside the premises Property Coverage: Buildings and contents Business income and extra expense Accounts receivable and valuable papers Computer equipment and contractor’s equipment Inland marine coverage for golf carts Bailee’s coverage for the pro shop Equipment breakdown and food spoilage Damage to greens and tee boxes Sprinkler systems Replacement cost or ACV options Underwriting Notes and Market Access Colonial General works with a variety of carriers to offer flexible solutions, including admitted and non-admitted options depending on the state and risk profile. As a Managing General Agency and Excess & Surplus Lines Broker, they can help place both standard and hard-to-place risks. Typical submissions will require standard underwriting information, including property values, number of holes, liquor sales (if applicable), and loss history. There is no specified minimum premium, offering flexibility based on account size and complexity. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Why Work With Colonial General? Colonial General brings deep knowledge of niche commercial risks across the western United States. Their team understands the operational challenges and liability exposures unique to golf facilities and can help agents craft tailored solutions for a wide range of accounts. With access to multiple markets and a service-oriented approach, Colonial General makes it easier for agents and brokers to place and retain golf industry accounts with confidence. You might have a client who just purchased a mid-size public course in Nevada and needs a package policy including liquor liability for their new clubhouse bar. Or perhaps a long-standing miniature golf course in Colorado is looking to expand and needs better property and inland marine protection—Colonial General is equipped to help you place these risks efficiently. Frequently Asked Questions What types of accounts are a good fit for this Golf Course Insurance program?Ideal accounts include public or private golf courses, country clubs, driving ranges, and miniature golf facilities. Risks with food and beverage operations or pro shops can also be accommodated. Is liquor liability available through this program?Yes, liquor liability coverage is available as part of the general liability offering, making it ideal for country clubs or golf facilities that serve alcohol. Can I submit monoline coverage or must it be part of a package?Coverage is available on either a monoline or package basis, offering flexibility based on your client’s needs. What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you have markets for non-standard or hard-to-place golf risks?Yes, Colonial General has access to both admitted and non-admitted markets, allowing them to place standard as well as challenging accounts. Need help placing an account? Connect with a market specialist.

King Support Systems Insurance Services — Mobile Home Park Insurance King Support Systems Insurance Services offers a specialized Mobile Home Park Insurance program designed for parks in the western U.S. As a Managing General Underwriter and Excess & Surplus Lines Broker, King Support Systems places multi-line packages that address property, liability and ancillary exposures for park owners and operators. Territory & Availability Available in AZ, CA, NM, NV, OR, UT and WA Admitted status: Most Available Markets LLC, Non-Profit and Not-for-Profit ownership structures accepted Ideal Accounts and Appetite Independent and professionally managed mobile home parks with primarily long-term tenants Parks with park-owned rental homes or significant on-site amenities (clubhouse, pool, golf carts) LLCs, owner-operators, and nonprofit park owners Not ideal: parks with active major code violations, extensive prior losses without mitigations, or high-hazard tenant activities Coverage Highlights Property: No age restriction on buildings; replacement cost options and ordinance & law available Business Income: Available on an ALS basis with 120-day extended period of indemnity Equipment breakdown and mechanical/sudden accidental failure coverage for panels and transformers Utilities coverage for above- and below-ground piping and infrastructure General Liability: Typical limits include $1,000,000 per occurrence with $2,000,000 aggregate and $1,000,000 Personal & Advertising Injury; 100% park-owned rental placements supported Umbrella: Limits up to $20,000,000 (requires AM Best "A" VII or better underlying carriers) Commercial Auto: Package or monoline with $1,000,000 CSL Inland Marine: Coverage for mobile equipment, signs, tools, golf carts and similar property Crime: Employee dishonesty, money & securities, forgery & alteration National Flood: Up to $500,000 max limits per building where required to satisfy lender needs Employment Practices / D&O: Wrongful discharge, sexual harassment, retaliation and related employment exposures Difference in Conditions (DIC) options including per-unit deductibles and replacement cost Underwriting Notes & Submission Tips No blanket age restriction on buildings — provide photos and maintenance records for older structures Detail park-owned rentals separately (100% park-owned rental programs available) Include loss runs, tenant mix, rent structure, and any recent improvements when submitting Expect carrier-specific requirements for umbrella and flood placements (AM Best ratings and lender limits) Example Accounts You might have a 75-pad independent park in Oregon with park-owned rental units and a clubhouse — this program can combine property, GL, inland marine and umbrella limits to meet lender and operational needs. A nonprofit park in Washington seeking DIC and employment practices coverage to protect volunteer management could benefit from the program’s tailored package options. Why Place This Business With King Support Systems King Support Systems combines focused underwriting for mobile home parks with access to admitted and E&S markets in the western states. The team places multi-line programs that reduce gaps between property, liability and ancillary exposures while supporting unique ownership structures such as LLCs and nonprofits. If you need flexible placements, umbrella capacity, or flood solutions that satisfy lenders, this program is structured to help you close those submissions. Mobile Home Park Insurance Frequently Asked Questions What types of mobile home park accounts are the best fit for this program?The program is best for independent or professionally managed parks in AZ, CA, NM, NV, OR, UT and WA — including parks with park-owned rental units, community amenities, and formal ownership structures like LLCs or nonprofits. Which lines can King Support Systems package together for a single placement?Common multi-line placements include property (replacement cost options), general liability, umbrella, inland marine, commercial auto, crime, mechanical breakdown, national flood and EPL/D&O where needed. Are there age restrictions or special requirements for older buildings?There is no blanket age restriction. Underwriters will want photos, maintenance history and details of improvements for older structures; those items help determine eligibility and terms. What information should I include when submitting a prospect?Provide completed application, current loss runs, occupancy and tenant mix, description of park-owned rental units, address-level details for flood review, photos of buildings/amenities, and any recent risk improvements or mitigation measures. Need help placing an account? Connect with a market specialist.

Veracity Insurance Solutions, LLC offers a robust Amusement Centers Liability Insurance program designed specifically for agents and brokers who need reliable markets for entertainment and recreation-based clients. Through our Outdoor & Entertainment Programs, we provide access to multiple carriers and extensive coverage options tailored to the unique risks faced by amusement and family entertainment businesses. Ideal Accounts and Appetite Veracity’s program is well-suited for a broad range of entertainment and amusement-related operations. Whether you're working with a small local amusement center or a multi-attraction family entertainment venue, we can help you place coverage efficiently. Target classes include: Amusement Centers Family Entertainment Centers Go-Kart Tracks Laser Tag Arenas Skate Parks Golf Driving Ranges Batting Cages Bumper Cars and Boats Campgrounds Attendant-Operated Rides If you have clients operating a combination of these attractions, we can usually accommodate them under one policy. Coverage Highlights and Advantages Our program addresses the complex liability exposures inherent in amusement and recreation businesses. With access to multiple carriers, we help you secure competitive terms for your clients. Coverage typically includes: General Liability for premises and operations Products and Completed Operations Participant Liability for interactive attractions Property and Equipment Coverage Optional Excess/Umbrella Coverage We understand the operational risks associated with entertainment venues and can help you navigate coverage needs for unique exposures like ride operators, food services, and hosting large groups or parties. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the size, scope, and risk profile of the operation. Our underwriting team evaluates each submission on an individual basis, looking at factors such as number of attractions, onsite staffing, safety procedures, and annual revenue. Submissions with well-documented safety protocols and risk management procedures are especially attractive. We offer flexible quoting options and quick turnaround times to help you serve your clients efficiently. Territories and Availability Veracity’s Amusement Centers Liability Insurance program is available in all 50 states and the District of Columbia. Whether your client is located in California, Texas, Florida, or anywhere in between, we have solutions to support you. Why Work With Veracity Insurance Solutions? As a Managing General Agency and Excess & Surplus Lines Broker, Veracity has deep expertise in niche and entertainment risks. Our team provides responsive service, market access, and underwriting insight to help you place challenging accounts with confidence. With our wide carrier network and tailored program design, we help you deliver the best coverage options available to your clients in the amusement and recreation space. Frequently Asked Questions What types of accounts are a good fit for this program?We target amusement centers, family entertainment centers, go-kart tracks, laser tag arenas, batting cages, skate parks, and similar recreational facilities. Is this program available nationwide?Yes, our Amusement Centers Liability Insurance program is available in all 50 states and the District of Columbia. Can this program accommodate multiple attractions under one policy?Yes, we can typically cover operations with multiple attractions—such as a center with go-karts, laser tag, and mini-golf—under a single policy. What underwriting information is needed to get a quote?We typically require a completed application, details about the attractions offered, safety procedures, and revenue estimates. Additional documents may be requested based on the risk. Does Veracity offer non-admitted options?Yes, we work with both admitted and non-admitted carriers to provide flexible solutions based on your client’s needs and the risk profile. Need help placing an account? Connect with a market specialist.