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LANDSCAPE GARDENING LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING CONTRACTORS We are your go-to market for all contractors, whether BIG or SMALL! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. provides targeted General Liability solutions for landscape gardening and lawn care contractors across North Carolina, Virginia and the District of Columbia. With more than 30 years placing contractor business, we combine niche underwriting expertise and access to flexible non-admitted markets to help you place accounts that need tailored limits and endorsements. Ideal Accounts and Appetite This program is designed for a broad range of landscape and grounds-maintenance operations, including: Landscape gardeners and full-service landscapers Lawn care and grass-mowing services Tree pruning, trimming, dusting and spraying Stump grinding and light site cleanup Residential and commercial maintenance contractors Typical fits are contractors performing routine lawn and landscape services, seasonal crews, and firms that need higher limits or specific policy features not available in standard admitted markets. Accounts with heavy excavation, major tree removal, or extensive subcontracted heavy civil work generally fall outside this appetite. Coverage Highlights and Advantages The program centers on comprehensive General Liability with options and endorsements that align with contractor exposures: General Liability limits available up to $5,000,000 Occurrence-form coverage Excess liability available to increase limits Property Enhancement form options Equipment and tools coverage via property floaters Additional Insured endorsements, primary wording and waiver of subrogation available Per-project aggregate limits offered where required by contract Damage to premises rented to you (up to $100,000) and Medical Payments (up to $5,000) Underwriting Notes and Minimum Premiums Underwriting focuses on the specific operations, claims history, contract exposures and equipment values. We place business with reputable non-admitted carriers to offer greater flexibility on limits and endorsements. While the program offers competitive minimums for qualifying accounts, final pricing depends on the insured’s operations, payroll/subcontractor usage, past losses and requested coverages. Territories and Availability This program is available to agents writing business in North Carolina (NC), Virginia (VA) and the District of Columbia (DC). Policies are placed through non-admitted carriers where appropriate; please confirm state availability and any local licensing requirements when submitting. Why Work With Agents Insurance Markets, Inc. As a Managing General Agency specializing in contractor classes, Agents Insurance Markets, Inc. pairs experienced underwriting with fast, practical service. We help agents place accounts that need flexible wording, higher limits, or equipment protection not always available in admitted markets. Our team supports quick turnaround on submissions and can assist with policy language for owner or venue additional insured requests and per-project aggregates. Example Accounts That Fit This Program A small commercial landscaping contractor that maintains office campus grounds, uses light tractors and hires seasonal crews, and needs a $2M general liability limit with additional insured wording for the property owner. A solo lawn care operator who carries mowers, a chipper and trailer equipment and wants scheduled equipment coverage plus general liability on an occurrence basis. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits landscape gardeners, lawn care and mowing services, tree pruning and stump grinding contractors, and both residential and commercial landscapers operating in NC, VA and DC—especially when higher limits or specific endorsements are needed. Is this program available for new landscaping businesses?Yes. We consider both new ventures and established companies. Each submission is evaluated on operations, experience, equipment and exposures. What are the key coverage options included in this program?Key options include General Liability up to $5 million, Property Enhancement forms, Equipment Floaters, Additional Insured endorsements, Waiver of Subrogation, per-project aggregates and excess liability. Can I write both residential and commercial landscaping risks?Yes. The program accepts both residential and commercial landscaping accounts provided they meet underwriting guidelines for operations and exposures. What carriers do you work with for this program?We place business with various reputable non-admitted carriers to provide flexibility in limits and policy wording tailored to your client’s needs. Need help placing an account? Connect with a market specialist.

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania. Contractors Pollution Liability Site Specific Pollution Restoration Contractors Asbestos Abatement Mold Remediation Storage Tanks AST's/UST's Refuse Hauler

... transporting contaminated soil, chemicals, or other hazardous cargo We can ...ram?Contractors who transport fuel, chemicals, or other pollutant materials—ex...

... Boats and Marine Products Chemicals and Pharmaceuticals Consumer Pr...

At Sloan Mason Insurance Services, Inc., we specialize in tailored Marine General Liability Insurance for businesses operating in the maritime and waterfront sectors. As a wholesale broker with deep marine expertise, we provide agents and brokers with the underwriting guidance and market access needed to place hard-to-place and complex marine risks. Ideal Accounts and Appetite Our Marine General Liability program targets a broad range of maritime and waterfront operations where both land- and water-based exposures exist. We focus on accounts that require a nuanced understanding of marine liabilities and flexible placement options. Typical classes include: Diving contractors Dock and wharf construction Dredging contractors Labor contractors Marine construction contractors Painting and sandblasting contractors Shipyards Ship repair subcontractors Stevedores Wharfingers Terminal operators Examples of good fits: you might have a client that operates a small shipyard on the Gulf Coast, or a contractor who performs underwater welding and requires coverage for both wet and dry operations. These types of accounts are exactly what this program is built to address. Coverage Highlights and Advantages This program provides broad Marine General Liability protection designed for maritime operations exposed to third-party bodily injury and property damage. Key features include: Limits up to $1,000,000 per occurrence Coverage for third-party bodily injury and property damage Customizable endorsements tailored to specific marine operations Options to address both wet (watercraft/boarding) and dry (onshore/marine construction) exposures Policy wording and endorsements are selected with maritime exposures in mind so insureds receive coverage that aligns with operational realities on docks, vessels, and waterfront job sites. Underwriting Notes and Minimum Premiums We work with a range of admitted and non-admitted carriers to deliver flexible placement options. Underwriting is deliberate and risk-focused—especially for complex operations—and we welcome detailed submissions. Minimum premiums start at $15,000, depending on class of business, limits, and loss history. For faster review, provide a completed application, detailed operations descriptions, recent loss runs, and any safety or risk-control documentation available. Territories and Availability This Marine General Liability program is available in the following states: Alaska (AK) Arizona (AZ) California (CA) Florida (FL) Louisiana (LA) Mississippi (MS) Nevada (NV) New Jersey (NJ) Texas (TX) Some markets are available on an admitted basis depending on state and carrier; other placements may be non-admitted. We will help identify the best regulatory/placement option for each client. Why Work With Sloan Mason Insurance Services, Inc. Sloan Mason brings specialized marine underwriting knowledge and hands-on service to the wholesale market. We combine access to multiple carriers with practical experience evaluating marine risks, which helps you place accounts that many standard markets decline or struggle to price. Our approach emphasizes clear underwriting requirements, partnership with brokers on risk control, and tailored endorsements that reflect the insured’s operations. Whether placing a small stevedoring operation or a larger marine construction firm, we aim to streamline the placement process and produce durable, market-appropriate solutions. Let us help you place your clients’ Marine General Liability Insurance needs today! Frequently Asked Questions What types of accounts are a good fit for this Marine General Liability program?Ideal accounts include diving contractors, shipyards, marine construction firms, stevedores, terminal operators, and other maritime service providers with both wet and dry exposures. What is the minimum premium for this program?Minimum premiums generally start at $15,000, though the final premium depends on the class of business, limits requested, and loss history. Is this program available on an admitted basis?Some carrier options are admitted depending on the state and specific risk; we also place business on a non-admitted basis where appropriate. Which states is this program available in?This program is offered in AK, AZ, CA, FL, LA, MS, NV, NJ, and TX. What information is needed to submit a risk?Provide a completed application, a detailed description of operations, current loss runs, and any available safety/risk control documentation to expedite underwriting review. Need help placing an account? Connect with a market specialist.