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Sloan Mason Insurance Services, Inc. now offers access to a new facility with multiple "A"-rated carriers to place General Liability, Pollution, Professional, Auto and Umbrella programs for Refinery, Chemical Plant & Power Generation Facility Contractors Insurance. This program is designed for contractors who perform inspection, installation, repair and related specialty services at heavy industrial sites. Target classes and ideal accounts This program is aimed at specialty contractors and service firms working in refinery, chemical plant and power generation environments. Target classes include: Welding and process piping Boiler inspection, installation and repair Machinery inspection, installation and repair Millwright work Field machining Turbine inspection, installation and repair Compressor and pump inspection, installation and repair Coverage highlights and program advantages Multi-line solutions: placement options for GL, Pollution, Professional (E&O), Auto and Umbrella to provide coordinated coverage for complex industrial exposures. Access to several "A"-rated carriers through Sloan Mason’s wholesale broker facility, increasing chances of placement on difficult accounts. Underwriting tailored to specialty contractors working at operational heavy industrial sites—focus on controlled-site exposures, contractual liability, and pollution management. Underwriting notes and minimum premiums Underwriters will evaluate operational controls, loss history, project scope, contractual arrangements and pollution exposures. The facility has minimum premium thresholds as follows: $10,000 minimum premium for General Liability $5,000 minimum premium for Pollution and Professional coverages $10,000 minimum premium for Umbrella liability Typical submission requirements for a full underwriting review: Five years of payroll history Five years of currently valued carrier loss runs by line (valued within 120 days of requested effective date) ACORDs by line of coverage requested Completed supplemental application(s) Please view the Refinery, Chemical Plant and Power Generation Facility Contractors Data Sheet for the program supplemental application and data requirements. Appetite and common declinations Well suited: experienced specialty contractors and inspection/installation teams working under formal site safety and environmental controls, with documented safety programs and stable loss history. Typically not a fit: contractors with uncontrolled or unresolved pollution exposures, contractors primarily performing large turnkey construction where the insured assumes general contractor responsibilities without adequate controls, or accounts with recent frequent large losses—such business may be referred for alternative market placement. Territories and market positioning Sloan Mason offers this program broadly across the U.S. territory list below. The facility operates with most available markets (admitted and non-admitted placement options may be considered depending on state and risk): AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why work with Sloan Mason on this business Wholesale broker access to multiple "A"-rated markets increases placement options for challenging industrial contractor risks. Dedicated underwriting focus on refinery, chemical plant and power generation contractor exposures helps produce coordinated multi-line placements. Streamlined submission checklist and supplemental data sheet to speed review and improve quote accuracy. Example accounts that fit this program An industrial millwright firm that performs turbine alignments and on-site machining for a power plant, with documented safety programs and three years of clean loss history. A mechanical contractor that installs and repairs compressors and pumps at a chemical processing facility under written site access and pollution control procedures, seeking GL, pollution and excess limits. Frequently Asked Questions What types of contractor accounts are a good fit for this program?Specialty contractors who perform inspection, installation, repair and machining services at refineries, chemical plants and power generation facilities—examples include welding/process piping, turbine work, compressors/pumps, millwrights and boiler services with documented safety and pollution controls. What minimum documentation do I need to submit for a complete review?Provide five years of payroll history, five years of currently valued loss runs (valued within 120 days), ACORD applications by line, and completed supplemental application(s). Use the program data sheet linked above for the supplemental forms. What are the program minimum premiums?The facility’s stated minimums are $10,000 for General Liability, $5,000 for Pollution and Professional, and $10,000 for Umbrella. Final premium depends on class mix, limits and loss experience. Is this available nationwide and are admitted markets offered?The program is available across the listed U.S. states and operates with most available markets. Sloan Mason can consider admitted or non-admitted placement depending on state rules and the specific risk. Need help placing an account? Connect with a market specialist.

GroundCover™ from Brownyard Group is a new insurance program designed just for Landscape Contractors, including Landscape Gardeners and Lawn Care Service Providers. Based on our extensive experience insuring landscapers as an exposure within our market-leading PCOpro pest control program, we created GroundCover to serve the specialized liability and property insurance needs of landscape professionals. Program Features: Commercial General Liability Commercial Property & Inland Marine Coverage Written through Western World Insurance Group, rated "A+" by A.M. Best Available on a non-admitted basis in all states* Expert claims handling *Admitted in NH Coverage Highlights: Care, Custody & Control Coverage Professional Liability Coverage Pesticide or Herbicide Applicator Coverage Incidental exposure coverage for Pest Control, Carpentry, Fence Contractors, Masonry, Tree Pruning, etc. Blanket Additional Coverage Lost Key Coverage Minimum premiums: $750 for limits of $300,000/$600,000 $1,000 for limits of $500,000/$1 million $1,250 for limits of $1 million/$2 million Landscape Professionals Insurance: http://www.brownyard.com/pages/groundcover.shtml

ValueOptions® Products and Services ValueOptions® Inc., the nation’s largest independent behavioral health care and wellness company, specializes in management for all behavioral health issues, and mental health and chemical dependency diagnoses. Our work is driven by our guiding principle of improving behavior to improve health with clinicially appropriate and cost-effective solutions that advocate and promote good behavioral health, as well as help proactively manage wellness and disease. Our entire foundation is built around understanding the person as a whole, recognizing the complexities of behavioral health, and the close association between mental health and physical health. That is why we have implemented a number of mind-body health initiatives ranging from sleep education to heart disease awareness, to help people live healthy and feel better. We support employer organizations, health plans, state and local government agencies and the federal government with behavioral health solutions that help change risk-related behaviors, stem future problems, and promote better health. Our work/life products and services, our behavioral health and wellness Web site, Achieve Solutions®, and our employee assistance programs, for example, have been recognized in the industry for clinical and operational excellence, as well as innovative thinking. ValueOptions® continues to develop programs that focus on total health and well-being for the more than 23 million members we serve.

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Site Pollution Insurance, also called Environmental Impairment Liability (EIL), protects your clients from the financial and legal fallout of pollution incidents at, under, or emanating from their owned or leased properties. As regulatory scrutiny and awareness of environmental hazards increase, businesses can face substantial cleanup costs, third-party claims, business interruption, and reputational harm without the right coverage in place. Citadel Insurance Services places Site Pollution Insurance through a broad panel of markets, including Markel, Starr, AIG, Arch, and ACE. The program supports both admitted and non-admitted placements and is available nationwide across all 50 states and Washington, DC. Citadel’s wholesale underwriting relationships allow you to shop complex or overlooked pollution exposures efficiently. Ideal Accounts and Appetite This program is tailored for agents and brokers handling clients with site-based environmental risk that often goes unrecognized. Typical classes that fit well include: Chemical manufacturers and distributors Property owners, landlords, and real estate investors (including industrial parks) Medical clinics, laboratories, and testing facilities Recycling centers and waste management operations Petroleum product manufacturers and distributors Refineries and related industrial operations Examples: you might have a landlord of a small industrial complex with tenants who handle solvents, or a regional medical testing lab concerned about potential indoor air quality or legionella exposures—both are good fits for this program. Coverage Highlights and Advantages Site Pollution Insurance from Citadel is structured to address a range of on- and off-site environmental exposures. Common coverages include: Onsite and offsite cleanup and remediation costs Third-party bodily injury and property damage arising from pollution incidents Business interruption and loss of income tied to pollution events Coverage for emerging contaminants and indoor air quality issues such as mold and legionella (subject to underwriting) These coverages help clients manage costly surprises and demonstrate prudent risk transfer as environmental expectations evolve. Underwriting Notes and Minimum Premiums Minimum premiums in this program start at $2,500. Submissions should include thorough property and operations information: any known environmental history or prior releases, tenant profiles (if applicable), storage and handling of regulated materials, and current loss-control or mitigation practices. Citadel’s underwriting team can guide you on documentation, pollution-legal-liability (PLL) site assessments, and where admitted vs. surplus placement is most appropriate. Territories and Availability This program is available in all 50 states and Washington, DC. Citadel can place accounts on an admitted basis where available and advantageous, or on a non-admitted/surplus lines basis when the risk or coverage needs require it. Why Work With Citadel Insurance Services? As a wholesale broker focused on environmental and niche commercial lines, Citadel offers deep appetite knowledge, direct access to top carriers, and experienced underwriting support. Working through Citadel helps you: Access multiple markets quickly to improve placement options Receive practical underwriting guidance on complex or legacy exposures Place admitted or non-admitted coverage to match client and state requirements Obtain specialized terms for emerging contaminant exposures where appropriate Whether you’re placing a commercial landlord, an industrial operator, or a healthcare facility, Citadel can help you secure tailored pollution liability protection for your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include chemical manufacturers, property owners, medical facilities, recycling centers, petroleum distributors, and other businesses with potential site-based environmental exposures. Is coverage available in all states?Yes. Citadel places Site Pollution Insurance in all 50 states and Washington, DC, using admitted or surplus markets as appropriate for the risk and jurisdiction. What is the minimum premium for this coverage?Minimum premiums typically start at $2,500, though final pricing depends on the nature, size, and loss history of the account. What types of pollutants are covered?Policies can address a wide range of contaminants—including volatile organic compounds, mold, legionella, and other indoor/outdoor pollutants—subject to underwriting and policy terms. Can this coverage be written on an admitted or non-admitted basis?Yes. Citadel has access to both admitted and non-admitted markets, providing flexibility to place coverage that meets client needs and state requirements. Need help placing an account? Connect with a market specialist.

WDPG provides solutions for Gas Distributors Insurance needs. Customized Gas Distributors Insurance Competitive Pricing Direct Bill Plan Industrial and Medical Gas Insurance Acetylene Gas Manufacturing Crises Response coverage Escaped Gas coverage including Hostile Fire Enhanced coverage for clean-up of pollutants Broad Form Auto Pollution Coverage Overview of the Program from WDPG Insurance Program WDPG Insurance Program offers a targeted Gas Distributors Insurance product designed for brokers and agents placing accounts that handle industrial, medical and specialty gases. Underwritten by Chartis and managed by WDPG as a Managing General Underwriter, this program blends industry-specific coverage options with flexible billing and competitive terms. The program is positioned to address risks unique to gas distribution—from escaped gas and hostile fire exposures to pollution cleanup and crisis response. Ideal Accounts and Appetite This program is appropriate for a range of gas-related operations, including: Industrial and medical gas distributors Acetylene manufacturing and supply operations Companies that deliver or transport compressed gases (including cylinder fleets) Facilities with on-site filling, cylinder testing and storage WDPG generally favors accounts with documented safety procedures, current cylinder handling programs, and maintenance records. Accounts with large-scale chemical processing, heavy hydrocarbon refining, or significant underground pipeline operations may require specialized placement and are considered on a case-by-case basis. Coverage Highlights and Advantages Tailored Gas Distributors policy forms addressing escaped gas, hostile fire, and first-party cleanup costs Enhanced pollution and contaminant cleanup coverage, including limited crisis response Broad form auto pollution coverage for vehicle exposures while transporting cylinders and gas products Options for industrial and medical gas exposures, and specific accommodations for acetylene manufacturing Direct bill plan to simplify premium collection Access to admitted paper in most states with Chartis capacity Underwriting Notes and Minimum Premiums WDPG looks for clear information on operations, loss history, safety programs, and exposure controls. Typical submission requirements include ACORD applications, loss runs (preferably 5 years), cylinder inventories, and a brief description of operations and safety procedures. Minimum premium: No Minimum Premium. Pricing is competency-based and depends on exposure, limits, and loss history rather than a hard minimum premium threshold. Territories and Availability Admitted paper is available in most states. The program is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. For territories not listed or specific non-admitted options, contact WDPG for guidance. Why Work With WDPG on Gas Distributors Business As an MGA focused on gas-related risks, WDPG combines underwriting expertise with Chartis capacity to offer products tailored for distributors and manufacturers of gases. Agents benefit from industry-aware underwriting, flexible billing options, and coverage forms crafted for the exposures typical to gas handling, transportation, and storage. Example account scenarios You have a regional medical gas supplier with a mixed fleet of delivery vehicles and a cylinder refill station — WDPG can evaluate fleet pollution exposure and cylinder-handling exposures together under one program. A small acetylene manufacturer with established safety protocols needs coverage for on-site operations and third-party liability arising from escaped gas events — this program can provide specialized limits and cleanup extensions. Frequently Asked Questions What types of accounts are a good fit for this program?Gas distributors, medical and industrial gas suppliers, acetylene manufacturers, and businesses that refill, store, or transport compressed gases are ideal candidates. Accounts with documented safety programs and reasonable loss histories are preferred. Is pollution and cleanup for escaped gas included?Yes. The program includes enhanced coverage options for cleanup of pollutants and escaped gas, and offers broad form auto pollution coverage for transportation exposures. Specific limits and terms depend on underwriting review. In which states is this program available and is it admitted?The program is admitted in most available states (see the full list in the storefront). WDPG places admitted paper through Chartis in the majority of U.S. states; contact the MGA for state-specific availability. What submission documents should I include?Provide a completed application (ACORD where applicable), five years of loss runs, a description of operations, cylinder inventories, safety protocols and any relevant training or inspection records to expedite underwriting. Are there minimum premiums or special billing options?There is no minimum premium. The program supports a direct bill plan to simplify premium collection and can discuss payment options during placement. Need help placing an account? Connect with a market specialist.

... refined petroleum products, and chemicals Tank manufacturers (welded stai...

Workers' Compensation Coverage for ReMA Members Amwins Program Underwriters' (APU) AmeriComp Recycling insurance program has partnered with APU’s RecycleGuard program — the only property & casualty insurance program sponsored by ReMA — to provide a dedicated workers’ compensation solution for ReMA members. This program is designed for agents who need a market with deep scrap-industry knowledge, tailored underwriting, and broad territorial availability. Overview of the Program From Amwins Underwriting The Amwins Program Underwriters Recycling workers’ compensation program offers specialty underwriting and market access for established recycling operations. The program combines AmeriComp’s WC capabilities with RecycleGuard’s recycling expertise to help you place complex recycling accounts that may not fit standard WC markets. Ideal Accounts and Appetite This program targets established ReMA members with demonstrated industry operations and loss control practices. Typical accounts that fit the appetite include: Metal recyclers — iron & steel and non-ferrous facilities Paper, plastics, glass, textile, and electronics recycling operations Collection centers, shredding operations, and automobile dismantlers Clients with consolidated yard operations, employee training programs, and basic safety controls Accounts that are less likely to fit include brand-new operations without industry experience, entities with uncontrolled chemical processing exposures, or businesses with very high incident frequency and poor safety programs. Coverage Highlights and Advantages Program specifically tailored to scrap and recycling exposures — underwriters understand site operations, common loss scenarios, and loss-control best practices. Available access to admitted markets in the territories shown below; program has relationships with A.M. Best rated "A" capacity. Flexible limits available to match larger payrolls and multiple locations (limits vary by account). Designed for agents who need a disciplined, consistent underwriting approach for recycling risks. Underwriting Notes and Minimum Premiums Eligibility: Established ReMA members only. Minimum premium: $15,000 — the program is positioned for mid-to-larger accounts rather than small, high-volume retail placements. Limits: Various — underwriters will tailor limits to payroll, operations, and loss history. Carrier relationships include QBE; program capacity is supported by A.M. Best rated "A" markets. Territories and Availability Admitted availability in all states listed below. The program is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Amwins Underwriting on Recycling Workers’ Compensation Specialized underwriting for recycling — reduces friction on submissions that require industry expertise. Partnership with RecycleGuard and ReMA provides credibility and a focused placement channel for members. Appropriate for agents with established recycling clients who need admitted, A-rated capacity and tailored WC programs. Example Account Scenarios You have a metropolitan metal recycling yard with 40 employees, documented safety programs, and steady payroll — this program can provide admitted A-rated WC capacity with tailored limits. A client operates a mid-sized electronics recycling facility with specialized processing lines and a formal training program; the program’s underwriting team can evaluate operations and structure appropriate coverage terms. For best results, submit complete applications with loss runs, descriptions of operations, details on safety and training programs, and any relevant certificates of compliance. Underwriters will evaluate on operational controls, loss history, and payroll detail. Frequently Asked Questions What types of recycling accounts are a good fit for this program?Established ReMA members in metal (iron, steel, non-ferrous), paper, plastics, glass, textiles, electronics, collection centers, shredders, and automobile dismantling operations are the primary targets. The program prefers businesses with documented safety programs and known operating histories. What is the minimum premium and typical underwriting threshold?The program’s minimum premium is $15,000, making it best suited to mid-sized and larger recycling operations rather than small or start-up businesses. Which states and admitted options are available?The program is available in the states listed above and is positioned for admitted placements in those territories. Confirm state availability on submission as filings and capacity can vary. What materials should I include with a submission?Include current loss runs, a detailed operations description, payroll by class code, safety and training program documentation, and any regulatory compliance records. Complete submissions speed underwriting decisions. Need help placing an account? Connect with a market specialist.