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From banquets to festivals and everything in between, your clients need protection from lawsuits, claims of bodily injury and property damage. Midlands has broad access to multiple liability markets, deep industry expertise, and robust risk-management resources. When forces beyond anyone's control—flood, fire, severe weather or other perils—undo months of planning in minutes, agents can place Event Cancellation Insurance through Midlands to protect your clients’ revenue and expenses. Midlands Event Cancellation Insurance insures against loss arising from the cancellation, interruption, relocation or postponement of a covered event. Add Event Cancellation coverage to a Special Event policy or place a stand-alone Event Cancellation policy to protect gross revenue, event expenses and additional costs incurred because of a covered loss. Place your next special event and/or event cancellation risk with Midlands to ensure things go right when things go wrong. Available Coverages: • Liability • Liquor Liability • Event Cancellation • Weather Coverage • Excess • Property • Inland Marine • Spectator Liability • Commercial Auto Program Highlights: • Coverage based on gross revenue or expenses for the event — up to $85 million • Covers net loss and additional costs or charges paid by the insured • Optional extensions for disease outbreak, nonappearance, war risks and terrorism • Fast turnaround with instant quotes and instant policy documents • Coverage available for single events or multi-event schedules • A.M. Best rated “A” carriers available through the program • Competitive pricing and commission structures (varies by market) • Superior claims handling and benefits coordination, including quick referral service • Facility can be added as an additional insured at no extra cost • Large excess limits and hired/non-owned auto available • Short-term or annual policy terms available • Hundreds of eligible classes Available Classes (selected): • Wedding Receptions • Banquets • Auctions • Fairs and Festivals • Golf Tournaments • Inflatable/Moon Walks • Sporting Events and Races (bike, run, walk) • Recitals and Theatre • Educational Seminars and Public Lectures • Boat Shows • Rodeos and Parades • Trade Shows and Booths at Fairs/Shows • Fireworks and Amusement Rides • Fundraising Events and Senior Events • Arts/Craft Shows, Fashion Shows, and Exhibitions • Street/Block Parties and Refreshment Stands • Animal Shows, Dog/Horse Races, and Many More Overview of the Program from Midlands Management Corp This program is designed specifically for agents placing special-event risks who need tailored Event Cancellation protection alongside traditional special-event liability products. Midlands acts as a managing general agency and carrier intermediary, giving you access to multiple admitted and non-admitted markets, fast quoting, and flexible policy options. Ideal Accounts and Appetite Good fits: weddings, community festivals, fundraisers, races, trade shows, recitals, openings, and similar events where revenue or incurred expenses need protection. Appetite: single events and multi-event schedules with limits and coverages scaled to event size — policies available up to large revenue/exposure thresholds (see Program Highlights). Typical restrictions: extremely high-hazard attractions or events with known pre-existing cancellations or prohibited activities may require underwriting review or be excluded. Discuss specific risks with Midlands underwriting for guidance. Coverage Highlights and Advantages Flexible basis of loss: cover based on gross revenue or event expenses, including additional costs to mitigate loss. Optional extensions for disease outbreak, nonappearance and terrorism/war risks to match client exposures. Fast placement: instant quoting and instant policy documents help you bind cover quickly when clients need proof of insurance. Facility-friendly: facility can be added as an additional insured at no extra cost — helpful for venues that require proof before booking. Underwriting Notes and Minimum Premiums Underwriting considers the event type, location, attendance, ticketing/revenue structure, contingency plans, and any high-risk activities. Minimum premiums vary by market and coverage selections. Be ready to provide event revenue/expense estimates, event date(s), cancellation triggers of concern (e.g., weather, nonappearance), and any prior cancellation history when requesting a quote. Territories and Availability Available in many states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted availability varies by state; Midlands places business in some admitted markets and through non-admitted carriers where needed. Why Work with Midlands on Event Cancellation Managing General Agency and carrier relationships that provide wide market access. Quick quoting and policy issuance — designed for time-sensitive event placements. Flexibility to add cancellation coverage to Special Event liability placements or to write stand-alone Event Cancellation policies. Support for complex placements, including large revenue events, excess limits, and specialty extensions. Example Scenarios You have a client planning a weekend outdoor festival with $250,000 in ticket sales and vendor fees — Event Cancellation coverage can protect ticket revenue and certain event expenses if severe weather forces cancellation. An organizer of a multi-day trade show wants coverage for nonappearance of a headline speaker and related lost revenue — optional nonappearance coverage can be added to the cancellation form. How to Submit Business Provide event details, estimated revenue/expenses, event date(s), venue information, and any requested optional extensions. Midlands offers fast turnaround and instant policy documents for eligible risks. Minimum premium: varies by market and coverage. Frequently Asked Questions What types of events are a good fit for this program?Weddings, festivals, fundraisers, trade shows, sporting events, recitals, and similar public or private events where loss of revenue or incurred expenses from cancellation or postponement is a concern. Can this coverage be added to a Special Event liability policy or written stand-alone?Yes. Midlands can add Event Cancellation coverage to a Special Event liability placement or issue a stand-alone Event Cancellation policy, depending on your client’s needs. How quickly can I get a quote and policy documents?Midlands offers fast turnaround with instant quotes and instant policy documents for eligible risks; binding speed depends on underwriting requirements and any optional extensions requested. Are disease outbreak or nonappearance coverages available?Yes. Optional extensions for disease outbreak, nonappearance, and war/terrorism risks are available subject to underwriting and market acceptance. Need help placing an account? Connect with a market specialist.

Fairs offer communities a unique opportunity to gather for entertainment, commerce, and education. Whether showcasing livestock, local produce, crafts, or hosting rides and special events, these gatherings involve a wide range of participants and exposures. American Specialty Insurance & Risk Services understands the complex risks associated with fairs and has designed a specialized insurance program that addresses these challenges with tailored coverages and services. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best Rated Carrier Admitted Coverage in All Available States Custom Program Forms and Rates Non-Auditable Policies 24-Hour Claims Service Dedicated In-House Underwriting & Claims Management Risk Management Consultation Online Agent Resources and Tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Liability Contingent Ride Liability Excess/Umbrella Liability Liquor Liability Automobile Property Crime Employee Benefits Liability Volunteer Accident Medical Workers Compensation Deductible/SIR Options Why Choose American Specialty for Your Fairs Clients? As a Managing General Underwriter with a long-standing reputation in the event and entertainment spaces, American Specialty offers a deep understanding of the unique exposures associated with fairs and similar events. Our in-house team handles underwriting, claims, risk management, and policy administration, giving agents a streamlined experience from submission to resolution. With program-specific forms and rating, we provide solutions that are designed—not adapted—for this class of business. You might have a client organizing a multi-day agricultural exhibition that includes livestock competitions, carnival rides, and food vendors. Or perhaps a regional trade show that includes indoor exhibits and live entertainment. These types of operations are exactly the risks we’re built to handle. Policies are available on an admitted basis across all 50 states and the District of Columbia. Minimum premiums vary depending on the size and scope of the event. Whether you're placing a one-time fair or looking for annual coverage for recurring events, we can help you find the right fit. For more information about our fairs insurance program and to access resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for county and state fairs, agricultural shows, exhibitions, livestock events, festivals, and vendors/exhibitors involved in such gatherings. Is the coverage admitted in all states?Yes, the program offers admitted coverage in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes, contingent ride liability and contingent fireworks liability are available as part of the program coverages. Does the program provide coverage for volunteers?Yes, volunteers can be named as additional insureds, and volunteer accident medical coverage is also available. Who underwrites and manages the claims?American Specialty handles underwriting, claims, risk management, and policy administration in-house for a streamlined experience. Need help placing an account? Connect with a market specialist.

...ctions, motorsports events and circuses Coverages Available & Program H...

This program from T.H.E. Insurance Company provides tailored coverage for a wide range of amusement and entertainment risks. Working directly with T.H.E. lets you bypass additional MGAs and intermediaries so you can place business faster with underwriters who have binding authority and industry experience. Available package coverages include: General Liability (monoline or package) Auto Excess liability Workers Compensation Property Crime Inland Marine Overview of the Program from T.H.E. Insurance Company This Entertainment & Amusement Risks program is built for agents who need a practical market for venues, operators, and event promoters. T.H.E. underwriters focus on delivering broad package solutions that combine liability, property, auto, workers’ compensation, and ancillary lines to create cohesive placements for mid-market amusement and entertainment exposures. Ideal Accounts and Appetite Small-to-mid sized amusement parks, family entertainment centers, trampoline parks, arcades, and indoor play centers Seasonal carnivals, fairs and traveling attractions with licensed operators Fixed and mobile concessions, event promoters, and production companies for live performances Movie and film production support risks, set construction and equipment rentals (subject to inland marine and property terms) Generally acceptable risks are those with documented maintenance programs, trained staff, and reasonable loss histories. The program is not intended for major theme parks, large-scale permanent roller coaster operations, or operators with unresolved regulatory or licensing issues. Coverage Highlights and Advantages Package flexibility — write monoline GL or comprehensive packages combining property, auto, WC and more. Excess liability options to protect against high-severity incidents. Inland marine to cover mobile equipment and rented attractions while in transit. Crime coverage for cash-handling exposures at events and box offices. Direct binding authority through T.H.E., which can speed turnaround and simplify placement. Underwriting Notes and Typical Restrictions Underwriters will evaluate operator qualifications, safety programs, ride maintenance records (when applicable), contracts with vendors/independent contractors, and loss runs. High-hazard features (unrated or unmaintained mechanical rides, pyrotechnics without licensed operators, or poor safety controls) typically require additional scrutiny and may be declined or quoted with restrictions. Provide the following at submission for a faster review: current year loss runs, descriptions/photos of the site or equipment, copies of contracts with third-party vendors, and detail on staff training programs and inspection schedules. Territories and Availability Available for placement in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Why Work With T.H.E. Insurance Company on Entertainment & Amusement Risks T.H.E. offers focused underwriting for entertainment and amusement classes and the ability to bind coverage directly — a benefit for agents who need speed and clarity on terms. Their packaged approach simplifies placements by combining complementary coverages, and the underwriting team is experienced with the unique operational and seasonal exposures common in this sector. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts like family entertainment centers, small fixed amusement parks, traveling carnivals with licensed operators, concessions, and production support risks are a strong fit when they have documented safety programs and reasonable loss history. What coverages can I combine in a package?T.H.E. can offer monoline general liability or multi-line packages that include property, auto, workers’ compensation, excess liability, inland marine, and crime — allowing you to tailor terms to the client’s exposures. Which states is this program available in?This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. What information speeds up the underwriting process?Include current loss runs, equipment descriptions or photos, maintenance and inspection records, contracts with vendors, and details on staff training and safety protocols with your submission. Are high-hazard attractions eligible?High-hazard attractions are considered on a case-by-case basis. Risks with unmaintained mechanical rides, pyrotechnics without licensed operators, or unresolved compliance issues are likely to face restrictions or declination. Need help placing an account? Connect with a market specialist.

...er/Amphitheaters Entertainment Circuses Concert Promoters/Stage Shows Entert...