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This program from T.H.E. Insurance Company provides tailored coverage for a wide range of amusement and entertainment risks. Working directly with T.H.E. lets you bypass additional MGAs and intermediaries so you can place business faster with underwriters who have binding authority and industry experience. Available package coverages include: General Liability (monoline or package) Auto Excess liability Workers Compensation Property Crime Inland Marine Overview of the Program from T.H.E. Insurance Company This Entertainment & Amusement Risks program is built for agents who need a practical market for venues, operators, and event promoters. T.H.E. underwriters focus on delivering broad package solutions that combine liability, property, auto, workers’ compensation, and ancillary lines to create cohesive placements for mid-market amusement and entertainment exposures. Ideal Accounts and Appetite Small-to-mid sized amusement parks, family entertainment centers, trampoline parks, arcades, and indoor play centers Seasonal carnivals, fairs and traveling attractions with licensed operators Fixed and mobile concessions, event promoters, and production companies for live performances Movie and film production support risks, set construction and equipment rentals (subject to inland marine and property terms) Generally acceptable risks are those with documented maintenance programs, trained staff, and reasonable loss histories. The program is not intended for major theme parks, large-scale permanent roller coaster operations, or operators with unresolved regulatory or licensing issues. Coverage Highlights and Advantages Package flexibility — write monoline GL or comprehensive packages combining property, auto, WC and more. Excess liability options to protect against high-severity incidents. Inland marine to cover mobile equipment and rented attractions while in transit. Crime coverage for cash-handling exposures at events and box offices. Direct binding authority through T.H.E., which can speed turnaround and simplify placement. Underwriting Notes and Typical Restrictions Underwriters will evaluate operator qualifications, safety programs, ride maintenance records (when applicable), contracts with vendors/independent contractors, and loss runs. High-hazard features (unrated or unmaintained mechanical rides, pyrotechnics without licensed operators, or poor safety controls) typically require additional scrutiny and may be declined or quoted with restrictions. Provide the following at submission for a faster review: current year loss runs, descriptions/photos of the site or equipment, copies of contracts with third-party vendors, and detail on staff training programs and inspection schedules. Territories and Availability Available for placement in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Why Work With T.H.E. Insurance Company on Entertainment & Amusement Risks T.H.E. offers focused underwriting for entertainment and amusement classes and the ability to bind coverage directly — a benefit for agents who need speed and clarity on terms. Their packaged approach simplifies placements by combining complementary coverages, and the underwriting team is experienced with the unique operational and seasonal exposures common in this sector. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts like family entertainment centers, small fixed amusement parks, traveling carnivals with licensed operators, concessions, and production support risks are a strong fit when they have documented safety programs and reasonable loss history. What coverages can I combine in a package?T.H.E. can offer monoline general liability or multi-line packages that include property, auto, workers’ compensation, excess liability, inland marine, and crime — allowing you to tailor terms to the client’s exposures. Which states is this program available in?This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. What information speeds up the underwriting process?Include current loss runs, equipment descriptions or photos, maintenance and inspection records, contracts with vendors, and details on staff training and safety protocols with your submission. Are high-hazard attractions eligible?High-hazard attractions are considered on a case-by-case basis. Risks with unmaintained mechanical rides, pyrotechnics without licensed operators, or unresolved compliance issues are likely to face restrictions or declination. Need help placing an account? Connect with a market specialist.

...er/Amphitheaters Entertainment Circuses Concert Promoters/Stage Shows Entert...

Overview of the Program From Bailey Special Risks, Inc. Bailey Special Risks, Inc. offers a Special Events program designed for agents placing short-term liability for one-day to multi-day events. As a wholesale broker, Bailey Special Risks provides access to capacity underwritten by United States Liability Insurance Group and focuses on straightforward, flexible event policies that address common exposures for organizers, venues, and vendors. This program is intended for agents who need a reliable, event-specific liability solution with options for liquor, vendors, volunteers, and rented premises coverage. Ideal Accounts and Appetite This program fits a wide range of events, including: Weddings, private parties and corporate gatherings Street fairs, farmers markets and vendor bazaars Community festivals, parades and charity fundraisers Sporting events, runs/walks and amateur competitions Concerts, live performances and temporary exhibitions Underwriters will consider events with alcohol service, multiple vendors, volunteer staff, and temporary workers. High-hazard operations—such as permanent amusement parks, professional motor sports, large stadiums, or events primarily featuring pyrotechnics or other specialized exposures—are evaluated on a case-by-case basis and may be restricted. Coverage Highlights and Advantages Key features under the Bailey Special Risks Special Events program include: Liability Insurance Optional Host & Commercial Liquor Liability coverage Coverage for volunteers Temporary or leased workers Food & beverage product liability Optional Medical payments coverage Optional coverage for damage to rented premises Limits up to 1M/1M available Optional endorsements and tailored wording help accommodate vendor exposures, certificate holder requirements, and additional insured needs common to event contracts. Underwriting Notes and Submission Requirements To secure a quote quickly, provide: Event name, date(s) and location Estimated attendance and expected crowd profile Whether alcohol will be served (hosted or vendor beer/wine/spirits) A list of vendors, entertainers, and any rented equipment Security arrangements, emergency medical plans, and parking/traffic controls Venue lease or contract terms and any certificate/endorsement language required Loss history for similar events, if available Underwriting may request additional documentation for multi-day events, large attendance counts, or specialized exposures. Territories and Availability The program is available through Bailey Special Risks in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, WY. Coverage is offered on a non-admitted (surplus lines) basis through United States Liability Insurance Group where applicable; agents should place according to their state licensing and surplus lines requirements. Why Work With Bailey Special Risks, Inc. on Special Events Business Wholesale broker expertise that speeds placement for short-term accounts. Access to a dedicated event liability product with liquor and vendor coverage options. Flexible limits (up to 1M/1M) and common event endorsements to meet venue and sponsor requirements. Responsive underwriting focused on practical controls and loss prevention. Example Client Scenarios Example 1: You have a client organizing an outdoor community festival with multiple food vendors and volunteers. The event needs general liability with vendor product liability and volunteer coverage for a two-day weekend. This program can provide tailored limits and optional medical payments. Example 2: An event planning client will host a ticketed fundraising gala with a hosted bar. You can use the program’s optional Host & Commercial Liquor Liability to address alcohol exposure and provide additional insured coverage required by the venue. Frequently Asked Questions What types of events are a good fit for Bailey Special Risks’ Special Events program?Community festivals, weddings, vendor markets, charity fundraisers, concerts, and other short-term events with typical vendor/food service, volunteers, and temporary staff fit well. Events with specialized high-hazard exposures may require additional review. What submission information is required to get a quote?Provide event name, date(s), location, estimated attendance, alcohol service details, a list of vendors/entertainers, security plans, and any venue contract requirements. Loss history and vendor agreements help underwriters assess risk faster. Is liquor liability available and how is it written?Yes. The program offers optional Host & Commercial Liquor Liability coverage. Coverage availability and terms depend on whether alcohol is hosted by the organizer or sold by vendors; underwriting will consider service controls and licensing. Which states is this program available in and how is it placed?This program is available in the listed states (AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, WY). Coverage is provided through non-admitted capacity where applicable; place according to your state filing and surplus lines rules. Need help placing an account? Connect with a market specialist.

...ctions, motorsports events and circuses Coverages Available & Program H...