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...s for laboratories, technicians, clinical directors, and other medical profess...program is ideal for diagnostic and clinical testing operations such as pathology, genetic testing, clinical microbiology, drug screening labs...

... Surgery Centers Blood Banks Clinical Testing & Trials Facilities Di...cializing in hard-to-place medical malpractice coverage. Our team brings deep ...

Medical Malpractice Errors and Omissions Insurance A...d-to-place and nonstandard medical malpractice risks through our access to non...

...esale broker focused on Medical Malpractice and related professional liability... Associates can help place Medical Malpractice, Doctors, Clinics, and Hospital...

Alexander J. Wayne & Associates offers a specialized solution for agents and brokers seeking Clinics Errors and Omissions Insurance, including coverage for hard-to-place and unique medical professionals and facilities. Overview of the Program From Alexander J. Wayne & Associates Many healthcare professionals and facilities face claims or risk factors that push them into the nonstandard insurance market. Alexander J. Wayne & Associates helps agents find reliable E&O coverage for clinics and related medical operations that fall outside standard underwriting guidelines. With access to both admitted and non-admitted markets in select states, AJ Wayne provides flexible options tailored to a wide range of healthcare exposures. Ideal Accounts and Appetite This program is designed for a broad spectrum of healthcare-related entities, including: Walk-in clinics and urgent care centers Diagnostic laboratories Independent physician associations (IPAs) Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) Ambulance and medical transport services Medical spas and wellness centers AJ Wayne specializes in harder-to-place risks, such as those with prior claims, gaps in coverage, or unique service offerings not easily categorized under standard programs. Coverage Highlights and Advantages Clinics Errors and Omissions Insurance through this program can help address professional liability exposures including: Misdiagnosis or treatment errors Improper supervision of staff or contractors Failure to follow industry standards or protocols Liability claims arising from third-party services or referrals The program is backed by strong carrier relationships, including Lexington, Chartis, James River, Hiscox, Admiral, CNA, Evanston/Essex/Markel, and Lloyd’s of London (domestic and London open market). This enables AJ Wayne to offer competitive solutions for both standard and distressed accounts. Underwriting Notes and Minimum Premiums Minimum premiums start at $2,500, with rates varying based on class of business and risk profile. Miscellaneous healthcare occupations may be subject to additional underwriting depending on services offered and claim history. Submissions should include full applications, loss runs (if applicable), and detailed descriptions of services provided. Territories and Availability This program is available in most states, including but not limited to CA, FL, IL, NY, TX, and WA. AJ Wayne can write on both admitted and non-admitted paper depending on the risk and state regulations. Reach out to discuss state-specific availability and market access. Why Work With Alexander J. Wayne & Associates As a wholesale broker with deep experience in the healthcare liability space, Alexander J. Wayne & Associates understands the complexities and nuances of clinics and allied health risks. Their access to specialty carriers and commitment to personalized service make them a valuable partner for agents placing both routine and challenging E&O accounts. Whether you're helping a new medical spa launch coverage or finding a home for a clinic with a recent claim, AJ Wayne brings the tools and expertise to help you succeed. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clinics, labs, IPAs, HMOs, PPOs, ambulance services, and medical spas, especially those with prior claims or unique services that may not qualify for standard markets. Can you help with accounts that have prior claims or coverage gaps?Yes. Alexander J. Wayne & Associates specializes in nonstandard markets and can help place accounts with loss history or lapses in coverage. What is the minimum premium for this program?The minimum premium starts at $2,500, but it may vary depending on the class of business and specific risk details. Are both admitted and non-admitted carriers available?Yes. Admitted options are available in select states, and non-admitted markets are accessible for harder-to-place risks. In which states is this program available?The program is available in most US states, including CA, FL, IL, NY, and TX. Contact AJ Wayne for specific state eligibility. Need help placing an account? Connect with a market specialist.

...y (MGA) specializing in medical malpractice insurance. We provide tailored Med...ers, and hospitals seeking medical malpractice coverage. Is coverage available...

Overview of the Program From Eastern Special Risk Insurance Agency Eastern Special Risk Insurance Agency offers a focused Forensic Professional Liability program designed for part- and full-time forensic experts. This program places professional liability coverage (post-occurrence exposures only) through Lexington Insurance Company, with limits available up to $1,000,000 per claim / $3,000,000 aggregate. It is built for agents who need a straightforward market for forensic and technical experts with competitive pricing and low minimums. Ideal Accounts and Appetite This program targets practicing forensic professionals and expert witnesses across most technical and medical classes. Typical classes that fit well include: Engineers Accident reconstruction specialists Physicians Surgeons Dentists Insurance industry experts Most other professional classifications providing expert services Accounts with clear, documented expert credentials and a history of retained expert work are preferred. The program is not intended for firms that require broad package forms (GL/PL combined) or for high-frequency expert placements without individual underwriting review. Coverage Highlights and Advantages Professional liability only — tailored to expert witness and forensic exposures. Post-occurrence exposures only, with limits available up to $1M/$3M. Access to Lexington Insurance Company capacity through Eastern Special Risk Insurance Agency. Designed for part-time and full-time experts; flexible for single-expert practices or small groups. Competitive pricing with relatively low minimum premiums for eligible accounts. Underwriting Notes and Submission Guidance Underwriting focuses on the expert’s background, scope of expert services, fee structure, and claims history. Typical items to include with a submission are a brief application or cover letter outlining services, CVs or résumés for the experts, and current loss runs or claims history where applicable. Because this program provides post-occurrence exposures only, discuss prior acts/retro date requirements with underwriting at placement. Accounts with ongoing high-volume forensic placements or those requiring coverage beyond professional liability (for example, general liability or cyber) will generally need alternate placement or a supplemental market. Territories and Availability This program is available in the states listed with the storefront and through Eastern Special Risk Insurance Agency’s wholesale distribution. Please confirm state availability for a specific account at submission; underwriting and state filing considerations may apply. Why Work With Eastern Special Risk Insurance Agency on This Business Eastern Special Risk Insurance Agency combines targeted underwriting for forensic professionals with access to Lexington Insurance Company’s capacity. That pairing makes it a practical option for agents seeking a specialized professional liability market for expert witnesses and forensic consultants. The program’s underwriting is pragmatic and service-oriented, which helps move placements efficiently for qualified accounts. Example Account Scenarios You have a civil/forensic engineer who provides accident reconstruction and expert testimony on a part-time basis. They need professional liability limits and prefer an occurrence-oriented placement. This program is a strong fit. A dental expert witness with several retained cases per year wants standalone professional liability coverage with competitive premiums and limits to $1M/$3M — this program can be presented for placement consideration. Frequently Asked Questions What types of accounts are a good fit for this Forensic Professional Liability program?Independent experts and small practices that provide forensic opinions or expert witness services — engineers, accident reconstruction specialists, physicians, dentists, and similar professional classes. The program is best for accounts seeking professional liability only and occurrence/post-occurrence exposures. What limits and forms are available?Limits are available up to $1,000,000 per claim / $3,000,000 aggregate. Coverage is professional liability only and written for post-occurrence exposures. Contact underwriting for specific form language and options. What submission materials does Eastern Special Risk typically request?Provide a short application or cover letter describing services, CVs or résumés for the experts, and current loss runs or a claims history summary if available. Additional documents may be requested based on the scope of services and prior exposure. Is this program available nationwide?The program is available in the states listed on the storefront. State availability can be confirmed at the time of submission; certain filings or state-specific requirements may affect placement. How do I get started with a submission?Send a summary of the expert’s services, CV, and any claims history to Eastern Special Risk Insurance Agency’s underwriting team. They will review eligibility and advise on next steps, terms, and any additional information needed for placement with Lexington Insurance Company. Need help placing an account? Connect with a market specialist.

Most business owners take steps to secure their computer systems, but the reality is that no system is fully secure. In today’s interconnected world, cyber threats and unauthorized access to sensitive data can arise from exposures that go beyond technical safeguards. [VIDEO] Erin Herson, Director of Sales & Agency Relations, Answers Agents' Top 4 Most Frequently Asked Questions About Cyber Liability Insurance Top 4 FAQ's: What is Cyber Liability? How much does Cyber Liability Coverage cost? Does Cyber Liability Insurance only cover hacking? How does Cyber Liability respond to social media? Cyber Liability Insurance Program from J.M. Wilson J.M. Wilson offers Cyber Liability Insurance solutions designed to help agents and brokers protect clients from the financial and reputational risks associated with cyber events. As a Managing General Agency and Excess & Surplus Lines Broker, we provide access to both admitted and non-admitted markets to help you place difficult or unique cyber liability risks. From data breaches and ransomware to social media liability and theft of digital assets, our program responds to a broad range of exposures that modern businesses face. With our experienced brokerage underwriters, you’ll receive personalized guidance to help navigate this complex and often overlooked line of coverage. Ideal Accounts and Target Classes Cyber threats can impact nearly every type of business, but our program is especially well-suited for: Insurance Agencies and Brokers Medical Facilities, Clinics, and Telemedicine Practices Retailers (Online and Brick-and-Mortar) Professional Services Firms Payroll and Medical Billing Services Car Dealerships Internet-Based Businesses Laboratories and Blood Centers Whether your client is a rural hospital storing electronic medical records or a small e-commerce retailer managing customer payment data, our Cyber Liability program has flexible options to meet their risk profile. Coverage Highlights Data Breach & Privacy Liability (Third-Party Coverage): Protects against liability from unauthorized access to third-party confidential data. Broad definition of “unauthorized access,” including paper record theft/loss. Includes defense for privacy breach investigations and regulatory claims. Data Breach Loss to Insured (First-Party Coverage): Costs to restore the insured’s data. Reimbursement for theft of money and securities via unauthorized access. Extra expenses incurred during breach recovery. Electronic Media Liability: Coverage for online content involving libel, slander, defamation, or unintentional publication of private data. Infringement of intellectual property such as trademarks and copyrights. Supplementary Payments: Includes breach mitigation costs and reward reimbursements beyond the limits of liability. See Additional Features and 5 Common Myths of Cyber Liability Insurance here. Underwriting and Market Access We represent a number of carriers, both admitted and non-admitted, allowing us to offer flexible solutions to fit a wide range of business models and risk levels. Whether your client is new to cyber insurance or requires high-limit, specialized protection, we can help structure coverage that matches their needs. Available States Our Cyber Liability Insurance program is available to agents and brokers in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, PA, SC, TN, VA, WV, WI Why Work with J.M. Wilson? With decades of experience and a deep understanding of E&S markets, J.M. Wilson delivers more than just access to coverage — we provide the underwriting insight, carrier relationships, and responsive service that agents need to confidently place cyber liability risks. Our team is here to help you and your clients stay protected in an evolving digital landscape. If your customer owns a business, they have a cyber exposure — and J.M. Wilson is your partner in securing the right protection. Frequently Asked Questions What types of accounts are a good fit for this Cyber Liability program?This program is ideal for businesses that store sensitive data, process transactions online, or rely heavily on digital systems. Common classes include medical providers, retailers, insurance agencies, and professional services firms. Can this coverage extend to social media and online content exposures?Yes. The program includes electronic media coverage, which helps protect against claims involving libel, slander, defamation, or accidental disclosure through online platforms. Does this program offer both first-party and third-party coverage?Yes. Coverage includes first-party losses such as data restoration and theft, as well as third-party liability related to breaches of confidential information. Need help placing an account? Connect with a market specialist.

Overview — Medical Malpractice & Healthcare Placement Preferred C...al Professional Liability (Medical Malpractice) for individual practitioners a...

...inst allegations of negligence, malpractice, and professional errors. Key adva...