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Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs. Ideal Accounts and Appetite Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving: Amusement Devices Automobile/Truck Parts (non-critical) Boats and Marine Products Chemicals and Pharmaceuticals Consumer Products and Toys Contractors Equipment and Machinery Fireworks Medical and Diagnostic Equipment Personal Protective Equipment Lawn & Garden Equipment Mining and Railroad Equipment Pesticides and Plastics Printing Presses Sporting Goods (excluding football helmets and trampolines) Trailers, Tanks, and Valves And more You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline. Coverage Highlights and Advantages Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include: Access to multiple carriers, including some admitted markets where available Customized terms, including high deductibles and self-insured retention options Capacity up to $2 million per occurrence Support for emerging product technologies and legacy product exposures Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors. Underwriting Notes and Minimum Premiums Limits available up to $2 million per occurrence Minimum premium: $15,000 for $1 million limit Minimum deductible: $10,000 Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome. Territories and Availability This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures. Why Work With Sloan Mason With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no. Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery. Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile. What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available. Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

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Sloan Mason Insurance is proud to offer a specialized insurance program designed specifically for Power Line Contractors. Backed by an 'A' rated carrier, this program includes General Liability, Auto Liability, Umbrella Liability, and Workers Compensation coverage to help agents and brokers place hard-to-insure accounts in this niche sector. Overview of the Program From Sloan Mason Insurance This program is tailored for contractors who install, repair, or maintain above-ground and underground power lines, including high-voltage and distribution systems. With access to top-rated carriers and deep experience in the energy and utility contracting space, Sloan Mason helps you secure competitive quotes for challenging accounts. Ideal Accounts and Appetite This program is best suited for: Power line construction and maintenance contractors Utility service contractors working with municipalities or private utilities Contractors involved in overhead electrical line work, transmission, or distribution Accounts should have a solid safety record and experience in the field. Risks with poor loss history or limited experience may be ineligible. Coverage Highlights and Advantages General Liability, Auto Liability, and Workers Compensation available in one package Umbrella Liability coverage starts at a $7,500 minimum premium Admitted and non-admitted markets available, depending on risk and location Access to experienced underwriters who understand the unique exposures of utility contractors Underwriting Notes and Minimum Premiums To receive the most accurate quote, the following underwriting information is required: 5 years of payroll history 5 years of currently valued, carrier-issued loss runs (dated within 90 days of the requested effective date) Completed ACORD applications Contractors Supplemental application Experience Rating Worksheet (NCCI or WCIRB) Minimum Premiums: $20,000 combined for Auto, General Liability, and Workers Compensation $7,500 minimum for Umbrella Liability For a full list of required information, download the Power Line Contractors Data Sheet. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Sloan Mason Insurance? As a wholesale broker with deep expertise in contractor risks—particularly in high-hazard sectors like electrical and utility work—Sloan Mason Insurance delivers market access and underwriting insight that helps agents close more business. Whether your client is a regional contractor expanding into power line work or a long-standing utility services firm, Sloan Mason can help you secure the right coverage at the right terms. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for contractors involved in the installation, maintenance, or repair of power lines and related utility infrastructure. What is the minimum premium for this program?The combined minimum premium for Auto, General Liability, and Workers Compensation is $20,000. The Umbrella Liability minimum premium is $7,500. What underwriting information do I need to submit to get a quote?You’ll need 5 years of payroll history, 5 years of currently valued loss runs, ACORD applications, a Contractors Supplemental, and an Experience Rating Worksheet. Which states is this program available in?This program is available in most states across the U.S., including CA, TX, FL, NY, and many others. Is the program admitted or non-admitted?Most markets available through this program are admitted, but availability may vary by state and risk profile. Need help placing an account? Connect with a market specialist.

Sloan Mason Insurance is pleased to offer access to a highly competitive Marine and Subsea Equipment Insurance program specifically tailored for owners and operators of specialized marine equipment. Whether your client’s equipment is onboard a vessel, on dry land, or operating over-side, this program is designed to provide comprehensive protection with flexible terms. Ideal Accounts and Target Equipment This program is ideal for insureds who own or operate high-value marine and subsea equipment used in industries such as marine construction, offshore energy, oceanographic research, and diving operations. Coverage applies whether the equipment is in use, in transit, or in storage. Contractors Equipment Construction Equipment Oil Field Equipment Remotely Operated Vehicles (ROVs) On-vessel Fixed Equipment Not Covered by Hull Insurance (e.g. Cranes, Hyperbaric Chambers) Oceanographic Survey Equipment (excluding steamer operations) Trenchers and Ploughs Dive Bells Coverage Highlights and Advantages Key benefits of the program include: Worldwide comprehensive all-risks coverage for all owned or operated equipment New-for-old loss settlement for total losses Flexible underwriting and pricing based on usage and geographic location Automatic coverage for additional equipment during the policy period (up to 125% of the total sum insured) 24/7 protection while in storage, transit, onboard, or in operation Free wreck removal coverage up to USD $25,000 per loss and USD $200,000 aggregate annually (marine equipment) Free loss of revenue coverage following equipment damage or loss: up to USD $300,000 per loss and USD $1,000,000 aggregate (each account separately) No claims bonus available Underwriting Requirements and Minimum Premiums To obtain the best terms and a full underwriting review, the following documentation is required: Completed and signed ACORD application Detailed equipment schedule in Excel format Currently valued loss runs for the past 5 years Minimum premiums vary depending on the size and nature of the risk. Territories and Availability This program is written on a non-admitted basis and is available in all 50 states, including Washington DC. Sloan Mason works with various carriers to deliver specialized solutions nationwide. Why Work With Sloan Mason Insurance As a wholesale broker with deep experience in complex and hard-to-place risks, Sloan Mason Insurance offers agents and brokers access to specialized marine insurance programs backed by flexible underwriting and responsive service. Their Marine and Subsea Equipment Insurance Program is built to address the unique risks faced by marine contractors, offshore operators, and subsea service providers. If you have clients operating ROVs, dive systems, or oceanographic equipment—especially those working internationally or in challenging marine environments—this program is designed to offer the robust coverage they need. Please view our Marine and Subsea Equipment Insurance Program Data Sheet for more detailed information. Frequently Asked Questions What types of accounts are a good fit for this program?This program is well-suited for businesses that own or operate marine and subsea equipment, including contractors, offshore service providers, dive operations, and oceanographic research firms. Is coverage available for equipment that is not onboard a vessel?Yes, coverage applies whether the equipment is onboard a vessel, over-side, in transit, or in storage on land. Are additional equipment acquisitions during the policy period covered?Yes, the policy includes automatic coverage for additional equipment up to 125% of the total sum insured during the policy period. Which states is this program available in?The program is available in all 50 states and Washington DC on a non-admitted basis. What documents are required to obtain a quote?You’ll need a completed and signed ACORD application, a detailed equipment schedule in Excel format, and currently valued loss runs for the last five years. Need help placing an account? Connect with a market specialist.

Sloan Mason Insurance Services, Inc. specializes in placing complex Workers Compensation and Longshore Insurance accounts. With deep industry knowledge and access to multiple top-rated markets, our team supports agents and brokers in securing coverage for businesses involved in maritime-related operations and other unique longshore exposures. Ideal Accounts and Appetite This program is designed for employers with annual workers' compensation premiums ranging from $5,000 to $100,000 and includes accounts with at least 1% USL&H payroll (excluding sales and clerical). We work with a wide range of industries where longshore exposure is present, including but not limited to: Shipbuilding, repair, and maintenance Maritime equipment servicing Stevedoring and freight handling Marine terminals and grain milling operations Offshore oil and gas service providers Marine construction contractors Government contractors with maritime exposure Artisan contractors performing USL&H work New ventures are considered—contact us for criteria. If you have a client launching a ship repair business or a contractor taking on government dockside projects, we can help you find the right coverage solution. Coverage Highlights and Advantages Comprehensive Workers Compensation and Longshore Insurance coverage Guaranteed Cost Policy form Coverage available in up to five states per account Optional enhancements available upon request, including: OCSLA (Outer Continental Shelf Lands Act) coverage Blanket Waiver of Subrogation Blanket Alternate Employer endorsement Expert Services and Claims Support Integrated underwriting and longshore-focused loss control specialists Maritime claims experts located in dedicated USL&H claims offices Flexible and diverse payment plans available to qualifying accounts Direct billing to the insured for convenience Submission Requirements To submit a risk for consideration, please provide the following: Completed and signed ACORD application Currently valued loss runs for the past three years Current NCCI Experience Modification Worksheet For additional program details, please review our Longshore and Harbor Workers' Compensation Act Programs Data Sheet. Territories and Availability This program is available in all 50 states plus Washington, D.C. We represent both admitted and non-admitted markets, depending on the state and risk profile. Our carrier partners include American Equity, Chartis, SeaBright, and Zurich. Why Work With Sloan Mason Insurance Services With a strong focus on maritime and longshore exposures, Sloan Mason Insurance Services offers niche expertise that helps agents place hard-to-insure accounts. As a managing general agency with access to multiple markets and specialized underwriting and claims resources, we are your go-to partner for complex workers compensation risks involving USL&H exposure. Frequently Asked Questions What types of accounts are a good fit for this program?We target accounts with USL&H exposure, such as shipbuilders, stevedores, marine construction companies, and offshore oil and gas service providers. Artisan contractors and new ventures are also considered. What is the minimum premium required?We consider accounts with premiums starting at $5,000. The final premium varies depending on the risk profile and scope of USL&H exposure. Can new ventures be submitted?Yes, we accept new ventures that meet our underwriting guidelines. Please contact us for specific criteria. What documents are required for submission?A completed and signed ACORD application, three years of currently valued loss runs, and a current NCCI Experience Mod Worksheet are required. In how many states can coverage be written per account?We can write coverage in up to five states per account, depending on the risk and carrier availability. Need help placing an account? Connect with a market specialist.