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...ghts and Advantages This program combines dealer-specific liability and proper...

According to the Bowling Proprietors' Association of America, more than 70 million Americans participate in bowling each year, making it the No. 1 participatory sport in the country. Today’s bowling centers are often multi-purpose entertainment venues. Many facilities now combine lanes with arcades, indoor go-karts, laser tag, live music, bars, full-service restaurants, and other attractions. Those additional operations increase liability, property, and liquor exposures — and they require a coordinated insurance solution that addresses the full range of risks. Axiom Insurance Managers Agency, LLC offers a specialized Bowling Centers Insurance Program built for modern venues. As a program administrator with national reach and access to top-rated markets, Axiom helps agents and brokers place complex entertainment and hospitality risks with speed, consistent underwriting, and competitive terms. Ideal Accounts and Appetite This program is best for bowling centers that combine traditional bowling operations with one or more entertainment or hospitality features, including: Full-service restaurants, bars, and lounges Live entertainment, DJ or dance floors Arcades, laser tag, and indoor go-karts Pro shops, retail concessions, and food vendors (with or without alcohol) Additional recreational features such as volleyball courts, billiards, climbing walls, or horseshoes There are no restrictions on liquor sales, making this program a strong option for venues with meaningful alcohol revenue. Coverage Highlights and Advantages The Bowling Centers Insurance Program provides broad, flexible coverage tailored to the combined hospitality and entertainment exposures commonly found in these facilities. Key coverages include: Comprehensive General Liability with Liquor Liability and Assault & Battery Shoe Rental Liability Property coverage (subject to coastal and other underwriting restrictions) Business Income and Inland Marine Excess/Umbrella limits up to $10 million Equipment Breakdown and Employee Dishonesty Money & Securities Workers’ Compensation Special Event coverage for on-site promotions and concerts Employee Benefits Liability and Non-Owned & Hired Auto Policies are placed on non-admitted paper rated A "Excellent" by A.M. Best, giving you access to capacity for complex or multifaceted accounts. Underwriting Notes and Minimum Premiums The program is designed for fast quoting and policy issuance. Minimum premium starts at $2,500. To help secure a timely quote, include the following with your submission: Fully completed and signed ACORD applications 3–5 years of loss history (loss runs) Completed supplemental application detailing entertainment exposures Target pricing or the expiring premium Axiom also supports direct billing and financing options to help your clients manage cash flow. Territories and Availability This program is available nationwide — all 50 states and Washington, D.C. Axiom can serve agents across the country with consistent underwriting standards and program delivery. Why Work With Axiom Insurance Managers Agency Axiom focuses on entertainment and hospitality risks that demand more than standard commercial policies. Their underwriting team understands blended-exposure venues and can evaluate liquor, amusement, and property risks together to produce cohesive coverage. Working with Axiom gives you: Specialized underwriting for multi-exposure entertainment venues Access to program capacity for higher-liquor or high-activity accounts Speed and operational support for quick quotes and bindable terms Nationwide placement capabilities and consistent service Example scenarios where this program fits well: You have a client operating a 24-lane bowling center that also runs a full bar, hosts live bands on weekends, and operates an arcade — this program can combine liquor, general liability, and property limits to address those layered exposures. A suburban family entertainment center with bowling lanes, indoor go-karts, and a small climbing wall requires comprehensive coverage for attractions, special events, and employee exposures — Axiom can underwrite the package cohesively. Let Axiom help you place bowling center accounts that include mixed entertainment, restaurant, and alcohol exposures with confidence and speed. Frequently Asked Questions What types of accounts are a good fit for this program?Bowling centers that include additional entertainment exposures — such as arcades, go-karts, climbing walls, bars, restaurants, or live events — are ideal candidates for this program. Is there a restriction on liquor sales?No. This program does not restrict liquor sales, so it is suitable for venues with significant alcohol revenue. What is the minimum premium for this program?The program has a minimum premium starting at $2,500. What underwriting information is required for submission?Submissions should include completed ACORD forms, 3–5 years of loss history, a supplemental application outlining entertainment exposures, and target or expiring premium details. Is this program available in all states?Yes. The Bowling Centers Insurance program is available in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

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Protect foreclosed, bank-owned, and investment properties from vandalism, theft, natural disasters, and other hazards with Southern Insurance Underwriters, Inc. (SIU). As a Managing General Agency with access to multiple carriers, SIU provides tailored Bank-Owned Home Insurance solutions for properties in transition throughout AL, FL, GA, and SC. Overview of the Program From Southern Insurance Underwriters, Inc. SIU’s Bank-Owned Home Insurance program is built for agents placing coverage for lenders, banks, real estate investors, and property managers who need protection for vacant, foreclosed, or tenant-occupied residential properties. The program supports both single-location accounts and large portfolios, and it is designed to simplify administration while meeting lender and investor requirements. With flexible scheduling and multi-carrier access, SIU lets you consolidate vacant and occupied homes under one policy. That reduces administrative burden for clients who manage mixed-occupancy portfolios or scattered-site REO holdings across multiple states. Ideal Accounts and Appetite SIU is actively looking for: Bank-owned or foreclosed residential properties Vacant dwellings awaiting resale, renovation, or tenant placement Investment homes held by individual investors or corporate owners Mixed portfolios containing a combination of vacant and occupied locations Example fits: You might have a community bank that recently acquired several foreclosed homes across two states and needs a single policy to track status changes monthly. Or you could be working with a real estate investor who holds dozens of rental and vacant homes and wants per-location limits and umbrella options. Coverage Highlights and Advantages Bank-Owned Home Insurance Coverage Highlights: Policies may be issued in the name of a DBA, bank, or company Monthly reporting structure for dynamic property updates and earned premium adjustments Monthly earned premium applies for vacant dwellings Ability to combine vacant and occupied properties on a single schedule Commercial package options available, including General Liability and Property coverage Per-location aggregate limits available for large portfolios Umbrella coverage options to increase overall liability protection Flexible Scheduling Options Support for multi-state schedules Personal and commercial properties can be handled on the same schedule for easier account management Limits General Liability limits up to $1,000,000 per occurrence / $2,000,000 aggregate No fixed maximum policy limit—contact underwriting for large or complex portfolios Underwriting Notes and Minimum Premiums Minimum premiums and specific underwriting terms vary by property type, occupancy status, and location. SIU’s underwriting team partners with agents to evaluate risk and structure policies that match a client’s portfolio. The monthly reporting model helps keep premiums aligned with actual exposure as properties move from vacant to occupied or vice versa. Territories and Availability This program is available in the following states: Alabama (AL) Florida (FL) Georgia (GA) South Carolina (SC) Most markets are available on an admitted basis; contact SIU underwriting for state-specific admitted/non-admitted details. Why Work With Southern Insurance Underwriters, Inc.? SIU brings decades of regional experience and strong carrier relationships that help agents place complex bank-owned and investment property risks. Their underwriting team is responsive and experienced with multi-state schedules, monthly reporting, and mixed-occupancy portfolios—making it easier for you to scale coverage as your client’s inventory changes. If you need help placing an account, connect with a market specialist through the quote link below to discuss appetite, minimums, and submission requirements. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include bank-owned homes, foreclosed properties, vacant dwellings, and real estate investment portfolios with mixed occupancy. Can I combine vacant and occupied properties under one policy?Yes. This program allows both vacant and occupied properties to be placed on a single policy and schedule for easier administration. Is this program available in multiple states?Yes. The program supports multi-state schedules and is currently available in AL, FL, GA, and SC. What coverage limits are offered?General Liability up to $1 million per occurrence / $2 million aggregate is available. There is no set maximum policy limit—contact underwriting for large portfolios. Who can be named on the policy?The policy can be issued in the name of a DBA, bank, or company, depending on your client’s ownership structure. Need help placing an account? Connect with a market specialist.

Overview of the Program from RPS Technology & Cyber RPS Technology & Cyber's Military and Government Technology Consultant Insurance (Mili-Tech) is a wholesale-broker program built for agents placing technology firms that perform work on military bases, depots, arsenals, and federal installations. The program packages the coverages these contractors commonly need—liability, professional errors & omissions, workers' compensation and several specialty protections—so you can present a concise, market-ready proposal to clients with military or federal contracts. Ideal Accounts and Appetite This program is intended for technology consultants, developers, programmers, systems integrators and IT services firms that provide technology solutions, software development, cybersecurity, or technical advisory services to military or government customers. Typical fits include: Small-to midsize IT consultancies working on base IT modernization, software deployments, or cybersecurity projects Contract developers and integrators embedded at federal installations or performing managed services for military clients Companies that require specialized coverages such as Defense Base Act exposure or foreign liability when work occurs overseas Generally not a fit: large prime contractors with complex multi-million-dollar programs, heavy-construction firms, or accounts with significant physical construction operations unless the exposure is strictly IT/technology-focused. Coverage Highlights and Advantages Defense Base Act coverage for qualifying overseas or contractor deployments General Liability and Property options tailored to government site work Professional Liability / Errors & Omissions for software, systems design and consulting services Workers' Compensation solutions compatible with government contractor requirements Fidelity coverage (both 1st and 3rd party) to protect against employee dishonesty and theft Employment Practices Liability, Directors & Officers, and Fiduciary Liability for management risks Foreign Liability and Excess/Umbrella limits where higher protection is needed Because RPS aggregates capacity from multiple markets, you can often obtain combined solutions that reduce gaps between professional and general liability, and that align with federal contract clauses and flow-down requirements. Underwriting Notes and Minimum Premiums Underwriting focuses on scope of work, contract terms, security clearances, prior claims history, subcontractor use, and whether the client performs on-site work at secured installations. Important submission items include a detailed description of services, contract copies or scopes of work, revenue by contract/client, prior loss runs, and key personnel resumes for cleared positions. Minimum premium: Varies by carrier and risk. Expect the program to quote on a case-by-case basis—smaller technology consultancies typically qualify for lower entry premiums while accounts with Defense Base Act or foreign liability needs will have different pricing considerations. Territories and Availability Available through RPS Technology & Cyber in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: All available states (availability and specific admitted/non-admitted placements depend on the carrier selected). Why Work with RPS Technology & Cyber on This Business As a wholesale broker, RPS Technology & Cyber offers targeted placement expertise for the military and government technology niche and access to multiple carriers with relevant appetite. Working with RPS can shorten the placement cycle by combining the specialized coverages your clients need into coordinated quotes. You’ll benefit from program-level knowledge of government contract exposures and from underwriting relationships that understand tech and defense-adjacent risks. Example scenarios: You have a client that develops command-and-control software and is contracted to deploy on a military base—Mili-Tech can combine professional liability with property and workers' comp tailored to base access requirements. You represent a small cybersecurity firm performing vulnerability assessments for federal agencies; RPS can assemble EPL, D&O, and fidelity protection alongside professional liability to match contract conditions. Carriers and capacity are various and are chosen per risk. If you have a technology client with military or federal contracts, RPS Technology & Cyber's Mili-Tech program can help you assemble the coverages and markets necessary to place the business. Frequently Asked Questions What types of technology firms are a good fit for the Mili-Tech program?Small-to-mid-sized IT consultants, software developers, systems integrators and cybersecurity firms performing work for military bases or federal installations are the primary target. Firms whose work is predominantly construction or heavy physical infrastructure are generally not a fit. Does the program cover overseas work or Defense Base Act exposures?Yes. The Mili-Tech program can include Defense Base Act and foreign liability coverage when the client’s contract or operations create those exposures. These coverages are handled on a case-by-case basis and may affect pricing and carrier selection. What submission materials should I provide to get a quick and accurate quote?Provide a clear description of services, copies of contracts or scopes of work (including flow-down clauses), revenue by client or contract, prior loss runs, and resumes or bios for key personnel—especially if security clearances are required. Are placements admitted or non-admitted and in which states is the program available?RPS places business with multiple carriers and can offer admitted or non-admitted solutions depending on the carrier and the state. The program is available in the listed states and the District of Columbia; admitted versus non-admitted placement will depend on the specific market selected for each account. Need help placing an account? Connect with a market specialist.

Ck Specialty Insurance Associates, Inc. offers a flexible, competitive Vacant & Course of Construction Insurance program to help agents and brokers place vacant properties, new construction, and renovation projects. Whether your client owns a residential flip, a commercial building awaiting lease or sale, or a property undergoing structural renovations, this program provides tailored coverage through a streamlined underwriting flow. Policies are placed on a non-admitted (E&S) basis with AM Best A rated carriers, making the program a strong option for risks outside the standard admitted market. The program is available in Arizona, California, and Colorado and supports short-term and project-specific terms to match construction or vacancy timelines. Very Competitive Commissions ***Online rater available*** Ideal Accounts and Appetite This program is a strong fit for agents placing: Vacant residential or commercial buildings awaiting sale, lease, or renovation Ground-up construction for single structures or multiple scheduled locations Properties undergoing remodeling or renovation, including projects with structural work Real estate owned by trusts, partnerships, joint ventures, or LLCs If your client holds real estate for short-term development, flipping, or rehab, this program gives you flexible policy terms and broader appetite than many admitted markets. Coverage Highlights and Advantages Monoline Property, General Liability, or combined Package (Property & Liability) Coverage for contents and multiple-location scheduling options Residential and commercial ISO policy forms available Building values up to $4,000,000 Premises liability limits up to $1,000,000 per occurrence / $2,000,000 aggregate Eligible for any combination of existing structure and renovation costs Theft available when written with Vandalism & Malicious Mischief (V&MM) Policy terms of 1, 3, 6, 9, or 12 months to match project timelines Deductibles starting at $500 Low minimum premium: $500 Example: You might place coverage for a client who purchased a California single-family home to renovate and resell. The home is vacant while major repairs are completed — this program can provide property and liability coverage during the construction period with a short-term policy tailored to the project schedule. Underwriting Notes and Minimum Premiums Ck Specialty underwrites a wide range of vacancy and construction exposures on a non-admitted basis with AM Best A rated markets. The program accepts varied ownership structures (trusts, LLCs, partnerships, joint ventures) and accommodates mixed-risk accounts combining existing building value with renovation costs. Minimum premiums start at $500; terms and final pricing are determined by occupancy status, construction type, protection features (alarms, locks, hoarding), and loss history. Territories and Availability This program is currently available in: Arizona (AZ) California (CA) Colorado (CO) Policies are placed as non-admitted (E&S) coverage in these states. Why Work With Ck Specialty? Ck Specialty Insurance Associates, Inc. is a proven General Agency and Excess & Surplus Lines broker with focused expertise in hard-to-place property risks, including builder’s risk, vacant property, and renovation exposures. You get access to A-rated E&S markets, an online rater for faster quoting, and a team experienced in sculpting short-term and project-specific policies. The program’s flexibility and competitive commissions make it practical to place non-standard accounts that admitted markets often decline. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include vacant residential or commercial buildings, properties under renovation, ground-up construction projects, and real estate held by trusts or LLCs. Are short-term policies available?Yes. Policies can be written for 1, 3, 6, 9, or 12 months to align with a project or vacancy timeline. Is theft coverage included?Theft coverage is available when added with Vandalism & Malicious Mischief (V&MM) on the policy. What is the minimum premium for this program?Minimum premium begins at $500, making the program cost-effective for short-term or lower-value risks. Which states is this program available in?This program is currently offered in Arizona, California, and Colorado on a non-admitted basis. Need help placing an account? Connect with a market specialist.

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