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Environmental Contractors - Combination Policy from Intercorp, Inc. Intercorp, Inc. offers a flexible, paper-friendly insurance solution designed for environmental contractors and consultants. Our Environmental Contractors - Combination Policy lets you package General Liability, Contractors Pollution Liability (CPL), and Professional Liability (E&O) into a single coordinated policy. You can combine any two of the three coverages or include all three, giving you control to match coverage to a client’s operations. Bundling these exposures under one policy helps eliminate gaps and conflicts that sometimes occur when liability, pollution, and professional coverages are placed separately. Intercorp places this business through a variety of admitted and non-admitted markets to help you find terms that fit each account’s risk profile. Ideal Accounts and Target Classes This program suits a broad range of environmental service firms, including small to mid-size contractors and consulting shops. Typical classes we write include: Air quality monitoring and consulting Environmental compliance services Phase I, II, and III environmental site assessments Environmental remedial investigations Geotechnical and geophysical consulting Asbestos or lead abatement and mold remediation Storage tank installation, removal, and testing Groundwater and soil remediation Wetlands delineation and consulting Radon mitigation contracting and assessment Hazardous materials packaging and consulting Industrial hygiene and health & safety consulting Accounts that perform field testing, small-to-midsize remediation projects, compliance audits, and consultant-only engagements are typically a good fit. Clients with specialized, high-severity industrial remediation or ongoing operations with unlimited pollutant exposures may require placement in specialized markets. Coverage Highlights and Advantages Simplified policy administration — one carrier relationship and one effective date for combined exposures. Coordinated terms and limits to reduce gaps between GL, CPL, and professional E&O coverages. Flexible packaging — choose any two coverages or all three to reflect actual operations. Access to multiple markets through Intercorp to help secure competitive terms for non-standard risks. For example, you might have a client who performs both mold remediation and indoor air quality consulting. With Intercorp’s combination policy you can address their pollution and professional exposures together, avoiding conflicting exclusions or duplicate coverage triggers. Underwriting Considerations and Minimum Premiums Submissions should include a completed application, detailed description of services, project history, and loss runs. Underwriting focuses on scope of operations, revenue by class, safety programs, and prior loss experience. Minimum premiums generally start around $2,500 but can vary by carrier, limits, and coverages selected. Appetite and Typical Restrictions We commonly place: Environmental consultants, site assessors, and small remediation firms Remedial investigators and contractors working on discrete projects Mold, asbestos, lead abatement, and radon mitigation contractors with documented procedures We typically do not place accounts that require high-limit, long-term environmental indemnities for large industrial sites, or those with unresolved catastrophic losses. In borderline cases, we can often find specialist markets through our E&S placement options. Territories and Availability This program is available across the United States, including all 50 states and Washington, D.C. Intercorp can place business on admitted or non-admitted paper as appropriate for the account and state requirements. Why Work with Intercorp, Inc.? Intercorp is an experienced Excess & Surplus Lines broker with deep relationships in environmental markets. Our niche focus on environmental exposures, combined with access to multiple carriers, helps you secure coordinated coverage for complex risks. We provide responsive underwriting feedback and work with agents to tailor packages that balance price and protection. Example Scenarios You have a small consulting firm that performs Phase I and Phase II ESAs plus limited groundwater sampling. You can package GL and Professional Liability to address both on- and off-site exposures. A mold remediation contractor also offers indoor air quality testing. Combining CPL and Professional Liability under one policy can reduce gaps and simplify claims handling if work overlaps. Frequently Asked Questions What types of accounts are a good fit for this program? The program is ideal for environmental consultants, remediation contractors, and service providers handling pollution-related work, including mold, asbestos, radon, and hazardous materials. Can I choose only two of the three coverages offered? Yes. You can bundle any two of the following: General Liability, Contractors Pollution Liability, and Professional Liability to match your client’s exposures. Is this program available in all states? Yes. Intercorp makes this program available in all 50 states and Washington, DC, and can place on admitted or non-admitted paper depending on the state and the account. What is the typical minimum premium? Minimum premiums generally start at about $2,500, though final pricing will depend on the scope of services, limits, and the carrier selected. What underwriting information is required to submit? Provide a completed application, a description of services, revenue by class, project history, and loss runs. Detailed submissions help us identify the best markets and terms. Need help placing an account? Connect with a market specialist.

...ernance activities. This program combines entity coverage, Directors & Off...

Overview — Continental Risk: Crime Insurance Continental Risk / Continental Marine Insurance Services offers a flexible Crime Insurance program designed for agents and brokers placing business that needs protection from employee dishonesty, forgery, theft, disappearance and cyber-enabled crimes. The product is available as admitted paper in most states and can be written as a stand-alone Crime policy or packaged with Directors & Officers, Employment Practices Liability, Fiduciary Liability and/or Pollution Defense for convenient multi-line placement. Coverage Highlights Employee Theft, Forgery and Alteration, Theft of Money & Securities (inside and outside the premises) Computer Fraud and Funds Transfer Fraud — additional limits available for cyber-enabled loss scenarios Shared aggregate option — combine limits with other liability sections in the policy for premium credit Cafeteria plan flexibility — select the coverages your client needs (employee theft, forgery, funds transfer, computer fraud, etc.) Broad definition of “employee” — includes seasonal, short-term and leased employees ERISA/employee benefit plans — automatically included as insureds where applicable Ideal Accounts and Appetite This program suits small to mid-sized commercial accounts across many industries where crime exposure and cyber-enabled theft are a concern. Typical fits include: Retail and hospitality businesses with cash-handling and POS exposure Professional services and financial firms that face funds-transfer and social-engineering risks Manufacturing and distribution firms with inventory and payroll exposure Not-for-profits and employee benefit plans that require ERISA coverage Accounts with sound internal controls, segregation of duties, bank reconciliation procedures and basic cyber controls are preferred. Higher-risk placements (repeated internal fraud without remediation, extensive cash-intensive operations without controls) should be submitted with clear loss-control plans. Underwriting Notes and Minimum Premiums Continental Risk works with both admitted and non-admitted carriers to provide flexible solutions. Underwriting focuses on operational controls, employee hiring practices, bank/transfer procedures and cyber security posture when computer fraud or funds-transfer coverage is requested. Minimum premium: Will vary with carrier. Provide recent loss runs, descriptions of internal controls, employee screening procedures and details on wire-transfer authorization processes where applicable. Packaging options are available and can produce premium credits through shared aggregate arrangements. Territories and Product Positioning Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted paper is offered in most states; Continental Risk also places business with admitted and non-admitted markets as required to meet client needs. Why Place Crime with Continental Risk Access to admitted and E&S markets — flexibility to place most accounts. Program features tailored for agents: cafeteria plan selections, shared aggregate options and ERISA inclusion. Underwriting geared toward practical loss control — straightforward requirements and experienced placement for cyber-related crime exposures. Work directly with an Excess & Surplus Lines broker experienced in combined liability placements when clients need multi-line solutions. Example Scenarios You have a regional retail client with multiple locations and cash-handling exposure. Continental Risk’s Crime program can combine employee theft and forgery coverage with computer fraud protection for funds-transfer exposures. You represent a small financial services firm concerned about wire-transfer fraud. The program’s computer fraud and funds transfer coverage — written admitted where available — can be tailored to fit their operational controls and risk profile. Frequently Asked Questions What types of accounts are a good fit for Continental Risk’s Crime program?Small to mid-sized commercial accounts with employee theft, funds-transfer or forgery exposures. Retailers, professional services, not-for-profits and firms sponsoring employee benefit plans are common fits, especially when basic internal controls and bank procedures are in place. Is cyber-related crime included or sold separately?Computer Fraud and Funds Transfer Fraud are available as part of the Crime program. These can be added as specific coverages when cyber-enabled theft or social-engineering risks exist. Can I package Crime with other liability products?Yes. The Crime program can be written as a stand-alone policy or packaged with D&O, EPL, Fiduciary Liability and/or Pollution Defense. A shared aggregate option may be available for premium credit when combined. Need help placing an account? Connect with a market specialist.

M.J. Hall & Company now offers Environmental and Pollution Liability Insurance for a broad range of commercial risks and industries. Overview of the Program From M.J. Hall & Company If you place environmental exposures, M.J. Hall & Company, Inc. provides access to flexible Environmental and Pollution Liability solutions through its wholesale Excess & Surplus Lines relationships. MJ Hall works with multiple carriers to place complex or non-standard pollution risks that may need tailored wording, combined coverages, or excess capacity. Ideal Accounts and Appetite This program targets contractors, consultants, and site operators with potential pollution exposures. Typical classes include: Environmental contractors (including mold remediation) Manufacturers and blenders handling hazardous materials Storage sites for pollutants, chemicals, or waste materials Environmental consultants requiring professional liability combined with pollution coverage Transportation and hauling firms needing pollution liability for cargo and operations Accounts with third-party bodily injury or property damage exposure from sudden or gradual pollution, and those facing regulatory cleanup obligations, are a strong fit. Accounts primarily seeking standard GL with no pollution exposures are generally outside this program’s focus. Coverage Highlights and Advantages The program offers modular coverages you can combine to meet insureds’ needs: Environmental Liability – Third-party bodily injury, property damage, and remediation costs from pollution incidents. First-party Cleanup – Site remediation when cleanup is required by government authorities. Excess Liability – Limits available to follow form over primary environmental or other commercial policies. Limited GL and Auto Liability – Select GL/auto wording available for certain classes subject to underwriting. Mold Coverage – Included options for contractors and site operators where mold is an exposure. Professional Liability with Pollution – For consultants who need errors & omissions combined with pollution triggers. Underwriters can tailor packages — for example combining pollution legal liability with contractor pollution liability for a remediation firm, or adding professional liability for an environmental consultant. Underwriting Notes and Minimum Premiums Submissions should include a completed application, recent loss history, and an environmental questionnaire when applicable. Minimum premiums typically begin at $2,500 and increase with exposure, limits, and breadth of coverage. Underwriting focuses on operations, materials handled, historical site conditions, controls in place, and loss trends. Territories and Availability This program is available in the following states: California, Arizona, Alaska, Hawaii, and Nevada. Both admitted and non-admitted placement options may be available depending on the carrier and risk. Why Work With M.J. Hall & Company? MJ Hall brings decades of wholesale experience and established carrier relationships for hard-to-place environmental risks. Their team provides responsive quotes, creative structuring, and access to multiple markets to help you secure terms for complicated or specialized operations. Working with MJ Hall can simplify placement for accounts that need combined pollution and professional liability solutions or excess capacity. Call M.J. Hall for all of your Environmental and Pollution Liability Insurance needs today! For appointment contact: [email protected] Frequently Asked Questions What types of accounts are a good fit for this program?This program works well for environmental contractors, consultants, manufacturers, and storage or transport operations that handle or store pollutant materials and face potential cleanup or third-party liability exposures. Can this coverage include mold or site-specific pollution exposures?Yes. The program can include mold-related liability and site pollution coverage — including first-party cleanup costs when mandated by authorities — subject to underwriting review. Is professional liability available for consultants?Yes. Environmental consultants can be insured for professional liability combined with pollution liability where needed to cover both negligent professional acts and pollution incidents. What states is the program available in?The program is available in California, Arizona, Alaska, Hawaii, and Nevada. Admitted or non-admitted placement will depend on carrier appetite and the risk profile. What is the minimum premium for this program?Minimum premiums typically start at $2,500 or higher, varying by risk size, operations, and requested coverages. Need help placing an account? Connect with a market specialist.

...security-related risks, Veracity combines market access with underwriting expe...

...ackage — a tailored program that combines rigorous form analysis with flexible...

Dog racing venues deliver high-energy entertainment—and they carry unique exposures. American Specialty Insurance & Risk Services offers a dedicated Dog Tracks Insurance program designed to help agents place coverage for tracks, simulcast and betting facilities, racinos, and related operations so events can continue with appropriate protection and responsive service. Editor's note: As of 2025, the only states with active greyhound racing tracks are Alabama, Arkansas, Iowa, Texas, and West Virginia. Four other states — Wisconsin, Connecticut, Kansas, and Oregon — still allow greyhound racing by law but currently have no active tracks. Eligible Operations for Dog Tracks Insurance Greyhound and dog racing tracks Simulcast facilities and Off-Track Betting (OTB) locations Thoroughbred, harness, quarter horse and combined tracks Racinos (racing + casino operations) Special events featuring competitive or exhibition dog racing Program Highlights for Dog Tracks Insurance Placed with an A.M. Best “Excellent” or higher carrier where available Admitted coverage in available states Program-specific forms and rating to match track exposures Non-auditable policy options for seasonal/event operations 24-hour claims service and in-house claims handling In-house underwriting, risk management, and policy administration Online risk-mitigation resources and tools for insureds Program Coverages for Dog Tracks Insurance General Liability Participant/Competitor Legal Liability Animal Legal Liability (Dog and Horse where applicable) Excess / Umbrella Liability Liquor Liability Commercial Automobile Property (including event and seasonal exposures) Crime and Fidelity coverage Employee Benefits Liability Workers' Compensation Flexible deductible and SIR options Ideal Accounts and Appetite American Specialty partners with agents who place dog tracks and related racing or wagering facilities. The program is focused on operations with active racing and spectator exposure, including: Greyhound and other dog racing tracks Simulcast or OTB facilities Combined tracks offering multiple animal racing events Racino operations with both racing and casino elements Special events involving competitive or exhibition dog racing Facilities with documented risk management protocols, security plans, and established operating procedures are the best fit. Underwriting Notes and Minimum Premiums Minimum premium varies by operation type, size, and exposure. The program offers flexible deductible and self-insured retention (SIR) structures and non-auditable policies to align with seasonal schedules and event-driven revenue. In-house underwriting enables faster responses and tailored terms for complex track risk. Territories and Availability This program is available in states where dog racing is active or legally allowed, with primary availability in Alabama, Arkansas, Iowa, Texas, and West Virginia. American Specialty provides admitted coverage in available states and evaluates other racing-related opportunities on a case-by-case basis. Why Work With American Specialty As a Managing General Underwriter with specialty experience in sports, entertainment, and wagering risks, American Specialty offers focused underwriting, responsive service, and claims expertise tailored to track operations. Agents receive direct access to underwriting, risk management support, and policy administration under one roof—helping accelerate placements and claims resolution. Example fits: You might have a year-round greyhound track in West Virginia seeking combined general liability, liquor liability, and property coverage, or a seasonal simulcast/OTB facility in Iowa that needs non-auditable policies and flexible SIR options. Both are well within the program’s appetite when supported by standard safety and security controls. Frequently Asked Questions What types of accounts are a good fit for this program?Good fits include active greyhound tracks, simulcast/OTB facilities, racinos, and combined racing venues with spectator exposure. Facilities should have established operations and risk controls. Is this program available in all states?No. Primary availability is in Alabama, Arkansas, Iowa, Texas, and West Virginia where racing remains active. Other states may be considered depending on legal status and the specific operation. Are both dog and horse racing facilities eligible?Yes. The program can cover dog tracks as well as horse, harness, and quarter horse racing venues, including combined operations and special events. What coverages are included?Available coverages include General Liability, Participant and Animal Legal Liability, Excess/Umbrella, Liquor Liability, Property, Workers' Compensation, Automobile, and Crime, among others. What carrier backs this program?The program is written with an A.M. Best “Excellent” or higher carrier when available. Specific carrier placement can vary by account. Need help placing an account? Connect with a market specialist.

FIXED BASE OPERATORS INSURANCE AVAILABLE NATIONWIDE Fixed Base Operators (FBOs) are airport-based commercial operators that provide some or all of the following services: line service, aircraft and engine maintenance, parts and accessories sales, aircraft sales, charter and rental operations, corporate flight support, and flight training. Line service typically includes fueling, deicing, ground handling, and interior/exterior cleaning. FBO exposures range from general liability and premises risks to products and pollution liability tied to fueling, plus aviation-specific risks such as hull and liability for aircraft on the ramp. Arlington/Roe's aviation team is made up of career aviation brokers who have worked together for 20 years and, combined, offer more than 85 years of aviation insurance and risk management experience. We represent a broad panel of aviation markets and work with agents who already place aviation business as well as those expanding into FBO and airport exposures. Note: Arlington/Roe's FBO Insurance storefront can be accessed through CompleteMarkets by searching for the following keywords: FBO operations and fixed base operations. Overview of This FBO Program This program is built for agents and brokers seeking placement options for Fixed Base Operators. Arlington/Roe serves as a managing general agency and an excess & surplus lines broker, providing access to a wide panel of markets—over 35 aviation insurance carriers. We can address the full range of FBO exposures with both admitted and non-admitted market solutions. Ideal Accounts and Appetite Independent and airport-based FBOs offering fueling, line services, ground handling, and aircraft parking. Operations that combine limited maintenance, parts sales, and light repair with ramp services. FBOs supporting corporate, charter, and general aviation customers across piston, turboprop, and business jet activity. Flight schools, charter support facilities, and ground service providers that operate on airport property. Best-fit accounts are established FBOs with documented safety procedures, formal fuel-handling training, and defined maintenance controls. We have limited appetite for accounts with unresolved major loss histories, repeated pollution incidents, or large heavy-maintenance shops lacking robust controls—every submission is reviewed on its individual merits. Coverage Highlights and Advantages Access to both admitted and non-admitted markets to increase placement flexibility. Programs that can combine general liability, products liability, premises and operations, pollution liability for fuel-handling risks, and aviation hull & liability for on-ramp exposures. Options to handle non-owned aircraft exposures and ground-handling liability. Workers’ compensation solutions tailored for aviation payroll classifications, including FBO staff, mechanics, and line-service employees. Industry-focused underwriting by career aviation brokers who understand airport operations, tenant agreements, and regulator expectations. Underwriting Notes and Minimum Premiums Underwriters evaluate loss history, fuel-handling and spill-control procedures, employee training, maintenance controls, tenant agreements, and airport lease arrangements. Submissions with written safety programs, training records, maintenance logs, environmental controls (spill kits, secondary containment) and documented tenant/lease language improve placement likelihood. Minimum premiums and retentions vary by carrier and state; submit through your usual CompleteMarkets flow or contact the underwriting team for market-specific guidance. Territories and Availability Admitted status: All Available Markets (admitted and non-admitted options). This program supports placements across the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability may vary by carrier and by the specific exposures of an account. Why Work With Our Team on FBO Business Specialized aviation underwriting knowledge from a team with deep, long-term industry experience. Broad market access—over 35 aviation carriers—so placements can be tailored to admitted or E&S solutions. Hands-on support: we help package submissions, document exposures, and present accounts to underwriters to improve quote outcomes. Example fits You might have a municipal airport FBO that provides fueling, basic line service, and aircraft parking—this program targets markets that combine premises liability and pollution coverage. You might place a corporate FBO that offers limited maintenance and parts sales alongside charter handling—our markets can consider combined general liability, products liability, and non-owned aircraft exposures. Frequently Asked Questions What types of FBO accounts are a good fit for this program?Established FBOs with fueling/line service, limited maintenance, flight support, or parts sales are the core appetite. Strong candidates have documented safety programs, employee training, and pollution controls. Each account is evaluated case-by-case. Which coverages can I place through this program?Markets we represent can provide general liability, products liability, pollution liability tied to fueling operations, non-owned aircraft liability, and tailored workers’ compensation programs. Availability depends on the submission details and chosen market. How do I submit an account for consideration?Provide a completed ACORD application (or carrier-required submission form), five-year loss runs, and details on fuel-handling and spill controls, maintenance procedures, and employee training records. Submissions through CompleteMarkets will be routed to appropriate underwriters for review. Is this available in my state and can I access admitted markets?This program supports placements in admitted and non-admitted markets across the listed states and DC. Specific admitted availability depends on the carrier—underwriters will indicate admitted versus E&S options during quote development. Need help placing an account? Connect with a market specialist.

Comprehensive Insurance Company Liability Coverage from Capitol Special Risks Insurance companies face professional and management liability exposures that go beyond a standard E&O policy. Capitol Special Risks offers a specialized program to help you place tailored protection for carriers, reinsurers, captives, and insurance entities with complex ownership or affiliated distribution channels. Through our market relationships we can combine multiple coverages into a single, streamlined solution. Ideal Accounts and Appetite This program is designed for licensed insurance carriers and insurance-related entities, including: Domestic insurance companies and regional carriers Captive insurers Reinsurers and risk retention groups (RRGs) Insurance companies that own or are affiliated with agencies or brokerages We have appetite for accounts with affiliated distribution or multi-entity structures. Accounts with simple operating models and standard underwriting practices typically fit best; complex regulatory or high-excess liability situations may require additional review. Coverage Highlights and Advantages Capitol Special Risks places professional and management liability programs that can combine multiple coverages in one policy form, reducing gaps and simplifying placement. Common coverages include: Errors & Omissions (E&O) Directors & Officers (D&O) Employment Practices Liability (EPL) Network Security & Privacy Liability Fiduciary Liability Policies are available on a primary or excess basis with limits up to $5,000,000. In many cases coverage can be extended to affiliated agencies or brokerages owned by the insured to provide a more comprehensive program structure. Underwriting Notes and Minimum Premiums Underwriting considers the type of insurer, lines underwritten, claims history, ownership structure, and distribution relationships. Program minimum premiums vary by account size and risk profile. We aim for an efficient underwriting process and fast turnaround on quotes. Capitol Special Risks does not charge broker fees on this program. Territories and Availability This program is available in most U.S. jurisdictions. Some markets are admitted depending on the risk and state. Coverage is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Why Work With Capitol Special Risks? Capitol Special Risks is a wholesale broker with decades of experience placing professional and management liability for insurance industry clients. We offer: Access to multiple competitive markets and flexible program structures Combined coverage solutions to reduce gaps between policies Responsive service and fast quote turnarounds No broker fees on this program Example scenarios you might place through this program: You represent a regional carrier that needs a combined E&O/D&O package for its corporate parent and an owned retail agency—this program can provide a single policy that addresses both exposures. You have a captive insurer or an RRG with a unique ownership structure and want excess management liability with network security coverage—Capitol Special Risks can access markets that specialize in those blended solutions. If you have a client in the insurance industry who needs broad, coordinated protection, connect with a market specialist to discuss placement and available markets. In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094 Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for licensed insurance companies, captive insurers, RRGs, and insurers with affiliated agencies or brokerages. Can this program cover affiliated agencies owned by the insured?Yes. In many cases the policy can be structured to extend coverage to affiliated or owned agencies and brokerages. What coverages are included under this policy?The policy can combine E&O, D&O, EPL, Network Security & Privacy Liability, and Fiduciary Liability into one comprehensive package. Is this program available in all states?The program is available in most U.S. states. Some markets may be admitted depending on the state and the specific risk. Do you charge any broker fees?No. Capitol Special Risks does not charge broker fees for this program. Need help placing an account? Connect with a market specialist.

... underwriter, American Specialty combines deep knowledge of sports, entertainm...