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Allstar Surety, a division of Allstar Financial Grou...g options and access to non-standard surety markets to help place challenging ...

...nstrument Surety Bonds or other commercial surety products, contact us today or visit o... expect a response after submitting a bond request?We typically respond within...

...ve a client who is renovating a commercial plaza and is required by the city t...cally, you’ll need the project scope, bond amount, financials, and any applica...

...nstrument Surety Bonds or other commercial surety products, contact us today or visit o... expect a response after submitting a bond request?We typically respond within...

...ancial Group offers a specialized surety bond program for travel agencies and ...e underwriting, and expertise in the surety space, helping agents place hard-to-find bonds efficiently. Need help placing a...

...actors involved in residential, commercial, or mixed-use projects. We welcome ...

...to accommodate a broad range of commercial risks, including: Retail and Who...il shop owner, or manages a vacant commercial property, this program offers so...

Hotel/Motel Insurance Allstar Financial Group’s Hotel/Motel Insurance program is designed to help agents and brokers place comprehensive coverage for hospitality operations. Through our Small Business Solutions division, we make it simple to quote and bind policies quickly, giving your clients the protection they need and the service you expect. As a Managing General Underwriter and E&S Broker, Allstar offers flexible underwriting and market access for a range of standard and hard-to-place risks. Whether your client operates a small roadside inn or a mid-size boutique hotel, we provide tailored coverage options for property, casualty, liquor liability, and umbrella exposures. Our underwriting team is ready to help you navigate complex risks and respond with competitive solutions. Ideal Accounts and Risk Appetite We target a broad range of hospitality businesses, including: Independent hotels and motels Franchise-brand properties Extended-stay and budget lodging In addition, we can consider a variety of risk types such as: Habitational Contractors Offices and Retail Vacant buildings Wholesale and Institutional properties You might have a client who owns a 40-room motel in Georgia or a boutique hotel in Virginia looking for better umbrella and liability coverage—our program is built to handle these types of accounts with ease. Coverage Highlights Property Coverage Total Insured Values up to $5 million per location Available as monoline or part of a package No coinsurance options (varies by risk) Optional enhancements and equipment breakdown available Casualty Coverage Monoline or package options Minimum premiums starting at $500 Primary limits up to $5 million/$5 million Project-specific policies available Coverage for uninsured subcontractors available Optional enhancements including: Blanket Additional Insured Waiver of Subrogation Primary Non-Contributory wording Per project/per location aggregate Hired & Non-Owned Auto (select classes) Misc. Professional Liability (select classes) Liquor Liability (available in NC, SC, GA, TN, VA) Limits from $100K/$100K up to $1 million/$2 million Monoline or packaged Assault & Battery coverage follows GL Umbrella Coverage Limits up to $5 million Minimum premium starting at $750 Available with or without supporting coverage GL underlying minimums: $1M/$2M/$2M Carrier requirements: AM Best A-VI+ or B+++ (depending on line) Territories and Availability Our Hotel/Motel Insurance program is available in the following states: Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Most coverages are written on a non-admitted basis through multiple carrier partners. Why Work With Allstar Financial Group? Allstar Financial Group brings decades of underwriting experience and deep market access to your hospitality accounts. Our team offers fast response times, flexible underwriting, and a commitment to helping agents succeed. Whether you're placing a new venture or trying to solve coverage gaps for an established business, we provide the tools and expertise to help you close the deal. We understand the challenges hospitality businesses face—from liability arising from third-party injuries to property damage and liquor liability exposures. Partner with Allstar to give your clients the peace of mind they need and the service they deserve. Frequently Asked Questions What types of hotel or motel accounts are ideal for this program?We target independent and franchise hotels, motels, extended-stay properties, and select habitational risks with TIVs up to $5 million per location. Can I write a monoline property or liability policy through this program?Yes, both monoline and package options are available depending on the risk type and coverage needs. Is liquor liability included automatically?No, liquor liability is available as an optional coverage in select states (NC, SC, GA, TN, VA) and can be written monoline or packaged. What states is this program available in?The program is currently available in AL, GA, LA, MS, NC, SC, TN, and VA. What are the minimum premiums?Minimum premiums vary by coverage type—liability starts at $500 and umbrella starts at $750. Need help placing an account? Connect with a market specialist.

Grocery Store Insurance Allstar Financial Group’s Grocery Store Insurance program is built for the underwriting challenges of retail food operations. Through our Small Business Solutions division, agents and brokers can quickly quote and bind coverage for a wide range of grocery risks. With access to multiple carriers and flexible excess & surplus and admitted options, Allstar provides market access and underwriting flexibility to help you place grocery-related accounts with confidence. The program is available in AL, GA, LA, MS, NC, SC, TN, and VA. Standard coverage components include Property, General Liability, Liquor Liability (select states), and Umbrella policies. Whether your client operates a neighborhood market, a specialty importer with a retail outlet, or a small chain with deli and bakery operations, this program offers customizable solutions to protect inventory, equipment, premises exposures, and liability risks. Ideal Accounts and Appetite We seek grocery store risks of varying sizes, including: Independent and neighborhood grocery stores Ethnic and specialty food markets Corner stores and small-format grocers Retailers with limited or full-service delis, bakeries, or meat counters Locations with incidental liquor sales (in approved states) Our appetite also extends to related retail operations such as convenience stores and wholesale-retail hybrids, provided they meet standard risk profile criteria and loss history expectations. Coverage Highlights and Advantages Property Coverage: Total Insured Values (TIV) up to $5 million per location Monoline or package options No coinsurance options available on eligible risks Optional enhancements including Equipment Breakdown Casualty Coverage: Primary limits up to $5 million per occurrence Monoline or packaged casualty options Minimum premiums starting at $500 (varies by class) Optional endorsements such as Blanket Additional Insured and Waiver of Subrogation Liquor Liability (select states only): Limits from $100K/$100K to $1M/$2M Assault and Battery coverage follows GL Available in NC, SC, GA, TN, and VA Umbrella Coverage: Limits up to $5 million Minimum premiums starting at $750 Supported and unsupported umbrella options Underlyers meet AM Best rating requirements Underwriting Notes and Minimum Premiums Allstar reviews submissions with focus on location, operations, safety controls, and prior loss history. Minimum premiums vary by class and coverage type; casualty premiums can start around $500 and umbrella premiums around $750. Project-specific policies and endorsements are available to tailor coverage for deli operations, refrigeration equipment, and liquor exposures. Territories and Availability This program is primarily available in AL, GA, LA, MS, NC, SC, TN, and VA. Liquor liability is offered in NC, SC, GA, TN, and VA. Coverage is placed through multiple admitted and non-admitted carriers, giving agents flexibility to secure capacity for harder-to-place risks. Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar Financial Group combines specialty underwriting expertise with broad market access. Our Small Business Solutions team is designed to make quoting and binding efficient for retail food risks, especially those with mixed operations (deli, bakery, limited alcohol sales) or unique value exposures. Working with Allstar gives you tailored underwriting, flexible program structure, and solutions for accounts that need E&S placement or enhanced endorsements. You might have a client who runs a family-owned grocery with a deli in North Carolina — Allstar can package property, liability, and liquor coverage to address inventory, food handling, and alcohol exposures. Or you could be placing a specialty importer in Georgia with a retail storefront and wholesale activity; our appetite includes wholesale-retail hybrids when operations and controls meet underwriting criteria. Frequently Asked Questions What types of accounts are a good fit for this program?Independent grocery stores, ethnic and specialty markets, corner stores, and retail food operations with deli or bakery components are all within our target appetite. Is liquor liability coverage available through this program?Yes. Liquor liability is offered in NC, SC, GA, TN, and VA with limits up to $1M/$2M, and Assault and Battery coverage follows the GL where provided. Can I submit monoline coverage or must it be a package?You can submit either monoline or package policies depending on the client’s needs and the risk profile. What is the minimum premium for this program?Minimums vary by line and class. Casualty minimums can start around $500 and umbrella minimums around $750, subject to underwriting and state availability. How quickly can I quote and bind coverage?Our Small Business Solutions division is structured for quick turnaround so agents can efficiently quote and bind most eligible grocery accounts. Need help placing an account? Connect with a market specialist.

Offices Insurance Allstar Financial Group’s Offices Insurance program through Allstar Underwriters is designed to help independent agents place property and casualty coverage for office-occupancy small businesses quickly and efficiently. Our underwriting team focuses on straightforward underwriting, flexible package or monoline options, and optional enhancements that make it easier to tailor terms for typical office risks and related occupancies. Use this program when you need an experienced MGA/E&S broker that can handle moderate-value office locations, package property and liability together, or place project-specific casualty limits with common contract endorsements. Ideal accounts and appetite Small to mid-size office buildings, professional suites, and multi-tenant office locations Related occupancies within the same risk profile: light retail, wholesale/showroom, institutional support spaces, and certain contractor or habitational adjuncts Accounts that require flexible limit structures, per-project or per-location aggregates, or common contractual coverages such as additional insured and waiver of subrogation Not typically intended for high-hazard manufacturing, heavy exposures, or large vacant-adapted redevelopment projects without prior approval Coverage highlights and advantages Property: Total Insurable Value (TIV) up to $5 million per location Monoline or packaged property/GL placements No coinsurance options available (subject to risk type) Optional property enhancements, including equipment breakdown Casualty: Primary limits up to $5M/$5M with minimum premiums starting around $500 and project-specific policy options Casualty optional endorsements: blanket additional insured, waiver of subrogation, primary/non-contributory wording, per-project/per-location aggregates, hired & non-owned auto (certain classes), and miscellaneous professional liability (certain classes) Umbrella: Limits up to $5 million; supported or unsupported umbrellas available with minimum premiums beginning near $750 Underwriting notes Allstar Underwriters works with multiple carrier partners and can place admitted or E&S paper depending on state and risk particulars. Typical underwriting considerations include occupancy details, tenant mix, property condition, loss history, and contract requirements. Common underwriting prerequisites include: AM Best-rated carriers for underlying limits (A-VI or better for auto/GL; B++ or better for employers liability where applicable) Typical GL underlying limits of $1M/$2M/$2M unless alternate structures are requested Minimum premiums can vary by product and state—refer to program guidelines for account-specific pricing Territories and availability This program is available through Allstar Financial Group in AL, GA, LA, MS, NC, SC, TN, and VA. Coverage form availability (admitted vs. non-admitted) may vary by state and carrier — please confirm state eligibility when submitting. Example accounts that fit well A local property management client with several 10,000–30,000 sq ft multi-tenant office locations seeking a package policy with equipment breakdown and per-location property limits. A regional contractor needing project-specific primary liability coverage for office build-outs where contract endorsements (additional insured, waiver of subrogation, and primary/non-contributory wording) are required. Why work with Allstar Financial Group on Offices Insurance Allstar combines dedicated small-business underwriting with the placement flexibility of an MGA and E&S broker. That means faster responses on mid-market office risks, tailored endorsements for contract-driven accounts, and access to multiple carrier platforms for admitted or non-admitted placements. Our Small Business Solutions underwriters are available to review submissions, suggest appropriate enhancements, and help structure limits to match your client’s contractual and operational needs. Ready to submit? Prepare loss runs, tenant/occupancy information, building values, and any contract wording requests to accelerate review. For complex or higher-value accounts, include photos and a description of risk mitigation measures (sprinklers, alarms, security) to improve placement options. Frequently Asked Questions What types of office accounts are a good fit for this program?Small to mid-size office buildings and multi-tenant professional suites with TIV up to $5M per location, plus related light retail, wholesale, and institutional occupancies. The program also supports contractor-related office build-outs and project-specific casualty placements. Can I get both property and liability in a single package?Yes. The program offers monoline or packaged property and casualty solutions. Package options are helpful when you want coordinated limits and endorsements across property and liability lines. Which endorsements and contractual coverages are available?Common optional enhancements include blanket additional insured, waiver of subrogation, primary/non-contributory wording, per-project/per-location aggregates, and hired & non-owned auto or miscellaneous professional liability for certain classes. What are the minimum premiums and limits I should expect?Minimum premiums vary by product and state. As a guideline from the program: casualty minimums start around $500 and umbrella minimums start around $750; property and umbrella limits are available up to $5M. Submit specifics for an accurate premium indication. Need help placing an account? Connect with a market specialist.