https://completemarkets.com/company/siegelagency/High-Value-Worth-Homeowners-ISA-Private-Client-Group/
By partnering with the ISA Private Client Group, you can confidently place High Net Worth Homeowners accounts with a trusted team that delivers exceptional service and comprehensive protection. As a Managing General Agency working with top-tier carriers like CHUBB, AIG, NatGen Premier, and Vault, Irwin Siegel Agency offers tailored solutions for affluent clientele across all 50 states and D.C.
Ideal Accounts and Appetite
Our Private Client Group is built to serve individuals and families with significant assets and lifestyle exposures. Ideal accounts include:
High-value primary, secondary, and vacation homes
Clients with fine art, jewelry, collectibles, or luxury vehicles
Multi-home households or properties in multiple states
Affluent individuals needing high personal liability protection
You might have a client upgrading to a custom-built estate near the coast, or one who collects high-end vehicles and needs agreed value coverage—these are great fits for our program.
Coverage Highlights and Advantages
Through ISA Private Client Group, your clients gain access to superior protection and flexible settlement options. Our program features:
Guaranteed Replacement Cost for dwellings and other structures
Replacement Cost for Contents with no depreciation deductions
Cash settlement option available up to policy limits
Special coverages for landscaping, pets, and rented properties
Agreed value and new vehicle replacement for autos
Worldwide liability coverage and high UM/UIM limits
Personal liability limits ranging from $1 million to $100 million
Coverage for valuables with no deductible under most loss types
Underwriting Notes and Minimum Premiums
We provide complete quotes within 48 hours and process most endorsements within 24 hours. There are no minimum production requirements, and minimum premiums vary depending on risk and location. Our underwriters are available during business hours—no voicemail—and will assist you throughout the process.
Territories and Availability
This program is available in all 50 states and Washington, D.C. We work with both admitted and non-admitted markets, offering the flexibility to meet a wide range of client needs across diverse geographies and risk profiles.
Why Work With ISA Private Client Group
Irwin Siegel Agency is committed to delivering a concierge-style experience for both agents and insureds. You’ll benefit from:
Enhanced commission opportunities
Dedicated underwriter support—no call centers
Fast, accurate quoting and endorsements
Access to elite carriers known for superior claims handling
One account is all it takes to experience The Siegel Difference. To learn more or get started, visit https://pcg.siegelagency.com/ or call 800.622.8272.
Frequently Asked Questions
What types of accounts are a good fit for this program?High net worth individuals with luxury homes, valuable personal property, or complex liability exposures are ideal for this program.
Is there a minimum production requirement to access this program?No, there are no minimum production requirements. One account is all it takes to access the program.
How quickly can I expect quotes and endorsements?Quotes are typically provided within 48 hours, and most endorsements are processed within 24 hours.
Which carriers are available through this program?We offer access to CHUBB, AIG, NatGen Premier, and Vault, depending on the risk and location.
Can this program cover homes in multiple states?Yes, the program is available in all 50 states and D.C., and can accommodate clients with properties in multiple locations.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/siegelagency/directors-and-officers-liability/
At Irwin Siegel Agency we offer a flexible Directors & Officers (D&O) and Employment Practices Liability (EPLI) program designed for both nonprofit and for-profit organizations. This program protects boards, individual directors and officers, and eligible employees from claims brought by donors, employees, clients, regulators, or third parties arising from alleged wrongful acts, employment practices, fiduciary errors, or management decisions. Our placement options include admitted and non-admitted paper with access to multiple national carriers to meet a wide range of risk profiles.
Program Highlights
Monoline D&O and EPLI — tailored for private companies, nonprofits, associations, and similar classes
Separate limits for D&O and EPLI to preserve capacity
Admitted and non-admitted paper available across markets
Defense costs outside the limit on most forms
Low retentions and flexible deductible options
Fiduciary liability available as an add-on
Third-party EPLI coverage included where applicable
Punitive damage coverage where insurable
Prior acts (retroactive date) options offered
Outside directorship coverage available
Free risk management helpline to help insureds reduce exposure
Carriers we place with include USLI, Devon Park, Westchester/CHUBB, and Berkshire Hathaway Specialty.
*Ask about class exceptions and specific underwriting guidelines.
Overview — Irwin Siegel Agency D&O / EPLI Program
Irwin Siegel Agency acts as a program administrator to deliver D&O and EPLI solutions that fit small and mid-sized private companies, nonprofit boards, trade and professional associations, and similar organizations. The program is structured to give agents flexible placement options, separate limits for management and employment liabilities, and a choice of admitted or non-admitted carriers depending on the account and jurisdiction.
Ideal Accounts and Appetite
Nonprofit organizations, membership associations, and human/social service entities
Privately held companies and professional firms with board governance exposures
Organizations seeking separate D&O and EPLI capacity or low retentions
Accounts that can benefit from risk management support and outside directorship coverage
While the program is broad in scope, agents should consult underwriting for publicly traded entities, large public companies, or complex financial institutions — these may require specialized markets.
Coverage Advantages
Separate limits for D&O and EPLI help protect aggregate capacity.
Defense costs outside the limit on many programs reduces erosion of limits.
Prior-acts options help cover historical exposure for organizations with clean loss runs.
Available fiduciary liability and outside directorship coverage provide one-stop capability for typical executive exposures.
Access to admitted and surplus lines carriers gives placement flexibility by state and appetite.
Underwriting Notes and Minimum Premiums
Underwriting considers governance practices, claims history, payroll size, revenue, industry, and management stability. Typical submission items include an application, current D&O/EPLI loss runs, bylaws or governance documents (for nonprofits), and HR/employment practices information. Minimum premium varies by carrier, line, and state — please refer to the carrier guidelines or contact underwriting for state-specific minimums.
Territories and Availability
This program is available in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement may be admitted or non-admitted depending on state rules and carrier appetite.
Why Work With Irwin Siegel Agency on D&O / EPLI
Program administrator with direct access to national carriers and specialized markets.
Flexible admitted and surplus options help you place difficult or cross-jurisdictional risks.
Seamless bundling of D&O, EPLI, and fiduciary products where needed.
Risk management resources and a helpline that can reduce frequency and severity of employment exposures.
Responsive underwriting and placement support aimed at getting decisions quickly for small and mid-sized accounts.
For more information about Irwin Siegel Agency's Directors & Officers and Employment Practices Liability Insurance, call 800.622.8272 or visit the program page on the Siegel Agency website: https://www.siegelagency.com/insurance-programs/d-and-o-epli/.
Frequently Asked Questions
What types of accounts are a good fit for this D&O/EPLI program?Private companies, nonprofit boards, associations, and similar entities that need separate D&O and EPLI limits, low retentions, or access to admitted and surplus markets are a strong fit. Agents should submit organizations with clear governance and standard HR practices for best results.
Which carriers and placement options are available?Irwin Siegel Agency can place this program with markets including USLI, Devon Park, Westchester/CHUBB, and Berkshire Hathaway Specialty. Both admitted and non-admitted paper are used depending on state and account characteristics.
What submission materials will underwriters typically request?Expect to provide a completed application, recent loss runs for D&O/EPLI, financials or revenue information, documents that describe board governance (for nonprofits), and details about HR policies and any past employment claims.
Are prior acts (retroactive date) and fiduciary liability available?Yes. Prior acts coverage is available subject to underwriting, and fiduciary liability can be added where appropriate. Availability depends on carrier selection and the insured’s loss history.
How are minimum premiums handled?Minimum premiums vary by carrier, state, and coverage package. Contact Irwin Siegel Agency underwriting for state-specific minimums and quoting thresholds.
Need help placing an account? Connect with a market specialist.