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Recreational Marine Insurance Whether your client’s business is a marina, boat dealer, yacht club, boat repair yard or marine artisan, navigating the waters of marine insurance can be challenging. Securing the right coverage to protect against the unique risks your client’s marine business faces is critical. Harbor Risk, a division of IGP Specialty, provides insurance solutions for all types of recreational marine businesses. By choosing to work with Harbor Risk, you’ll receive expert guidance from a knowledgeable team who specializes in marine-related insurance. Our extensive understanding of the marine industry allows us to determine the appropriate coverage for your client’s business, and we provide access to those specialized marine products and solutions.

Protection to Meet Your Needs In recent years, the effects of storm-related flooding on homes and businesses have been catastrophic — even in regions where floods were previously rare. Flooding is a potential threat to many properties, yet standard property insurance policies typically don’t cover it. The IGP Specialty Excess Flood Program can help when the National Flood Insurance Program (NFIP) limits don’t offer sufficient protection to meet your needs. Our program provides clients access to excess flood insurance at stable, competitive rates — even in some high-risk areas that many insurers won’t cover. We work on behalf of the insurance carriers to evaluate your flood exposure, underwrite your risk, and efficiently issue policies based on your unique needs. Our ability to accurately match coverage to clients’ risks helps us keep their premiums reasonable. Using a consultative approach and sophisticated research tools, our flood analysis and placement team can accurately assess your flood-related risk and help you manage exposure. We evaluate your property using Federal Emergency Management Agency (FEMA) maps, aerial photography, wind and water projections, elevation information, and water source and flood zone data. Our program covers building, contents, and associated loss of income coverage, with limits up to $25 million per policy.

Outperform with a Major Force in Entertainment Insurance Take1 Insurance, a Managing General Agent (MGA) and a division of IGP Specialty, offers a comprehensive, all-lines insurance program tailored to the live entertainment, film and DICE, sports, and events industries. Backed by top-tier property and casualty insurance carriers, Take1 provides expert solutions for the unique and often unconventional risks across all segments of the entertainment world. With Take1, you can deliver the protection your clients need—right from the first take. Coverage spans a wide range of scenarios, from violent storms that disrupt performances or games, to transportation delays, fire, theft, or vandalism that can derail productions. It also includes equipment breakdowns or theft that stall shoots or shows, as well as critical liability risks like stage collapses that can lead to significant third-party injuries—and much more. Take1 is also a proud member and corporate and volunteer sponsor of the Event Safety Alliance (ESA), dedicated to promoting safety first throughout all phases of event production and execution through training and planning resources.