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Working with concrete carries distinct hazards — from slip...nts are a good fit for this program?Concrete contractors with high-hazard oper...

Products Liability Coverage from AI Risk AI Risk provides a Products Liability program tailored for manufacturers, manufacturer representatives, and wholesale distributors with annual revenues up to $50 million. The program is underwritten by AIG and is designed for accounts with relatively clean loss histories and sound risk controls. Whether the account is a startup component maker or an established industrial machinery producer, AI Risk pairs niche underwriting expertise with fast, practical service to help you place quality business. Ideal Accounts and Appetite This program favors accounts that demonstrate strong product safety practices and limited prior liability losses. Preferred classes include: Manufacturers and distributors of electronic components Short shelf-life consumer products Non-critical automotive parts Plastic or rubber goods manufacturers Non-powered hand tools Industrial machinery and casting manufacturers Machine shops, non-pressurized valves, and pump manufacturers Accounts with occasional moderate losses may still be considered if the product, safety measures, and distribution controls support acceptable risk. This market is generally not for high-hazard, life-safety, or mission-critical products, although borderline submissions can be reviewed on a case-by-case basis. Coverage Highlights and Advantages AI Risk offers primary Products Liability coverage using ISO-based forms, available on either an occurrence or claims-made basis depending on the insured's needs and risk profile. Coverage can be structured to follow products through manufacturing, distribution, and into end-use. Coverage is backed by AIG, providing strong financial capacity and global claims expertise. AI Risk’s underwriting team brings focused product knowledge and quick responsiveness to help you place business efficiently. Underwriting Notes and Minimum Premiums Minimum premium for this program starts at $10,000. Each account is reviewed individually with attention to product details, loss history, documented safety controls, quality assurance procedures, and distribution channels. AI Risk collaborates with agents to clarify submission requirements and to ensure timely underwriting decisions. Territories and Availability This program is available in all 50 states and the District of Columbia. AI Risk can provide consistent coverage solutions for regional or national operations. Why Work With AI Risk? As both a managing general agency and a carrier partner, AI Risk combines the underwriting agility of a specialty team with the financial strength of AIG. Their focus on small- to mid-size manufacturing and distribution risks lets them move quickly on qualified submissions while offering customized terms when appropriate. Examples of accounts that can be a good fit: you might have a client that manufactures custom plastic components for industrial equipment with a clean loss history and robust QA processes; or a regional distributor of non-powered hand tools expanding into new states. Those types of risks are well-aligned with this program. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts with up to $50 million in revenue—especially manufacturers and distributors of non-critical products such as electronic components, hand tools, and industrial machinery—are primary targets for this program. Is this program available in all states?Yes. AI Risk’s Products Liability program is offered in all 50 states and the District of Columbia. What is the minimum premium for this coverage?The program has a minimum premium starting at $10,000. Final pricing is determined after underwriting review of the risk characteristics. Which carrier backs this program?Coverage is underwritten by AIG, providing strong financial backing and global liability expertise. Can claims-made coverage be offered?Yes. Both occurrence and claims-made forms are available to accommodate the insured’s needs and exposure profile. Need help placing an account? Connect with a market specialist.

LET CMS PUT THE PIECES TOGETHER FOR YOU!!! CMS, LLC offers a comprehensive Pollution Liability Insurance program designed to meet the needs of agents and brokers placing environmental and pollution-related risks. Whether your client is a contractor, consultant, manufacturer, or distributor, we provide access to flexible, non-admitted solutions backed by multiple carriers. Overview of the Program From CMS Our Pollution Liability Insurance program includes General Liability, Contractors Pollution Liability, Professional Liability, and Environmental Impairment Liability. These coverages are available on a package or standalone basis, making it easy to tailor solutions to fit your client’s operations and exposures. Ideal Accounts and Appetite We target a wide range of businesses involved in environmental operations or with pollution-related risks, including: Environmental and abatement contractors and consultants General and trade contractors with pollution exposures Manufacturers and distributors seeking product, site, or contractor pollution coverage Environmental consultants (excluding disaster restoration contractors) For example, if you have a client who handles asbestos or mold remediation, or a manufacturer concerned about site contamination, we can help you place that business quickly and efficiently. Coverage Highlights and Advantages General Liability (GL): Designed for environmental contractors and those needing products pollution or site pollution coverage. Contractors Pollution Liability (CPL): Coverages include lead, asbestos, mold remediation, and pollution liability during transportation. Professional Liability (PL): Coverage for environmental consultants for errors and omissions, excluding disaster restoration operations. Environmental Impairment Liability (EIL): Available on request, tailored to site-specific exposures. Coverage Basis: Offered on either Occurrence or Claims-Made forms. Limits Available: Up to $10,000,000 per occurrence / $10,000,000 aggregate. Underwriting Notes and Minimum Premiums Minimum premiums start at $2,500 for a standard term or $4,000 for a two-year policy term. Submission requirements include a completed Acord application, program supplement, and current loss runs. Submissions can be emailed to [email protected] or [email protected], or faxed to (516)799-8602. Territories and Availability This program is available in the following states: New York (NY), New Jersey (NJ), Connecticut (CT), Pennsylvania (PA), and Florida (FL). All products are provided on a non-admitted basis, giving you the flexibility to serve hard-to-place risks. Why Work With CMS on This Business As a wholesale broker with access to a variety of environmental markets, CMS, LLC is positioned to support agents and brokers with fast, knowledgeable service. We understand the complexity of environmental exposures and can help you secure tailored solutions for your clients. Whether your client is a small contractor or a large manufacturer, we’ll help you put the right pieces together. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for environmental contractors, general and trade contractors with pollution exposures, environmental consultants, and manufacturers or distributors requiring pollution-related coverage. Is this program available on an admitted basis?No, all coverages are offered on a non-admitted basis through various carriers. Which states is this program available in?The Pollution Liability Insurance program is currently available in NY, NJ, CT, PA, and FL. What are the minimum premium requirements?Minimum premiums begin at $2,500 for a standard term and $4,000 for a two-year policy term. What documentation is needed to submit a risk?Submissions require a completed Acord application, a program-specific supplement, and current loss runs. Need help placing an account? Connect with a market specialist.