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Contractors Equipment Coverage from Van Wagone...tation. Can I place business for a contractor located outside the listed states?Contractors Equipment availability varies b...

...ty – broad class acceptance Contractors Liability – multiple contractor classes Gas Stations and Conven... fits include apartment buildings, contractors, retail stores, hotels, restaur...

Your clients rely on their paratransit business to provide safe and specialized transportation services for individuals who are unable to use traditional public transit options. These operations carry unique risks, particularly when it comes to protecting the health and safety of their drivers, aides, and other transport staff. Novatae Risk Group offers a dedicated Paratransit Workers Compensation Insurance Program through a nationally recognized “A”-rated carrier. With over 30 years of experience in transportation-related insurance, we understand the exposures your clients face and have the underwriting expertise to help you place tough or niche accounts. Whether your client operates as a for-profit or not-for-profit entity, our program supports both emergency and non-emergency transport providers. Because we specialize in the specialty transportation space, we’ve built strong relationships with carriers that offer tailored workers compensation solutions for this sector. Ideal Accounts and Appetite This program is designed for paratransit companies that transport individuals with mobility, medical, or cognitive challenges. Ideal accounts include: Non-emergency medical transportation (NEMT) providers Wheelchair van services Community-based disability transport services Senior transportation providers You might have a client who operates a regional NEMT service with a fleet of wheelchair-accessible vehicles and a staff of trained drivers and aides. This type of account is a strong fit for our program. Coverage Highlights and Advantages Workers compensation coverage through a national “A”-rated carrier Available in both for-profit and not-for-profit sectors Only $7,500 minimum premium Fast turnaround on quotes with complete submissions 10% commission for agents Submission Requirements Completed Acord 130 form Three years of currently valued loss runs Supplemental Questionnaire Details on any large losses Send your submission to [email protected] or call 800-758-8113 to discuss your account with an experienced underwriter. Territories and Availability This program is currently available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Coverage is offered through all available markets, including non-admitted where appropriate. Why Work With Novatae Risk Group? Novatae Risk Group is a trusted Managing General Underwriter and Excess & Surplus Lines Broker with deep experience in transportation risks. Our specialized focus allows us to deliver tailored solutions and fast service. Agents benefit from our market access, underwriting knowledge, and commitment to helping you grow your transportation book with confidence. Call us today at 800-758-8113 to learn more about our Paratransit Workers Compensation Insurance Program. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for paratransit operations, including non-emergency medical transportation providers, wheelchair van services, and community-based transport companies for seniors or people with disabilities. Is this program available to both for-profit and nonprofit organizations?Yes, the program is available to both for-profit and not-for-profit paratransit providers. What is the minimum premium for this program?The minimum premium starts at $7,500, making it accessible for small to mid-sized operations. Which states is this program available in?The program is available in over 25 states, including major markets like CA, FL, TX, NY, and IL. Contact Novatae to confirm availability in a specific state. What documents are needed to get a quote?To receive a quote, submit a completed Acord 130, three years of loss runs, a supplemental questionnaire, and any details on large losses. Need help placing an account? Connect with a market specialist.

...or small- to mid-sized cleaning contractors, this program helps protect your i...e brokerage with deep expertise in contractor and service-based risks, Novatae...

...are centers that operate passenger vans to transport children to and from the ...l day care centers that use passenger vans to transport children are the prima...

Policy Highlights for General Contractors Insurance: Colonial General Insura...supports insureds who supervise subcontractor work and offers Blanket Addition...

Policy Highlights for General Contractors Insurance: Colonial General Insura...supports insureds who supervise subcontractor work and offers Blanket Addition...

... program designed for landscape contractors whose primary operations include l...work), payroll, list and values of contractors’ equipment, loss history, and d...

Policy Highlights for General Contractors Insurance: Colonial General Insura...is program handle accounts with subcontractor exposure?Yes, it is specifically designed for general contractors who oversee operations performed by employees and insured subcontractors. Need help placing an account...