https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/jet-ski-rental-insurance/
Continental Marine offers Jet Ski Rental Insurance
Coverage Highlights for Jet Ski Rental Insurance Program:
Admitted A+ rated carrier
24-hour quote turnaround for jet ski rental insurance
Renter trailer allowed on a submit basis
Single-unit operations to large fleets
Premises liability offered for boat/jet ski rental programs
New operations welcome
Continental Risk / Continental Marine Insurance Services offers a focused Jet Ski Rental Insurance program designed for the specific risks of personal watercraft rental operations. Whether your client runs a single jet ski or a multi-location rental fleet, this program helps you place liability and premises exposures common to recreational watercraft rentals.
Ideal Accounts and Appetite
This program targets personal watercraft rental businesses, including jet skis and WaveRunners. It works for small, seasonal operators, established marinas, and larger fleet managers. Startups are accepted, and accounts that provide renter trailers can be considered on a submit-for-approval basis.
Examples of suitable accounts:
A beachside rental operation with five jet skis expanding to guided tours — coverage that accommodates both rental and on-site liabilities.
A marina-based operator with a larger fleet and multiple rental locations seeking consolidated limits and premises liability coverage.
Coverage Highlights and Advantages
Support from an A+ admitted carrier for financial stability in most available markets
Fast service with most quotes returned within 24 hours when submissions are complete
Flexible underwriting that accommodates single-unit operators up to large fleets
Optional premises liability tailored for watercraft rental exposures
Ability to submit additional exposures, such as renter trailers, for review
The program is structured to address common rental exposures: bodily injury and property damage from operation of personal watercraft, on-site slips and falls, and liability arising from renter negligence. Coverage forms and limits are intended to be practical for the recreational marine sector while remaining market-competitive.
Underwriting Notes and Minimum Premiums
The program has a minimum premium starting at $500, making it accessible for smaller operations and seasonal businesses. Underwriting looks for basic operational information including: rental procedures, safety and training protocols, maintenance schedules, location details (beachfront vs. inland), average rental durations, and any guided-tour activities. Trailer rentals and other ancillary services should be disclosed up front as they are considered on submission.
Territories and Availability
Available in most U.S. states, including both coastal and inland markets. States where this program is actively written include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines broker specializing in the recreational marine sector, Continental Marine blends underwriting expertise with responsive service. Agents benefit from access to A+ admitted capacity in many markets, quick quote turnarounds, and a willingness to consider a range of account sizes and new ventures. The program is designed to help you place jet ski rental accounts efficiently while addressing the specific operational risks your clients face.
If you would like further information about our Jet Ski Rental Insurance program, please feel free to contact our office.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Personal watercraft rental businesses — from single-unit operators to large fleets — are ideal. New ventures and seasonally operated businesses are welcome.
Is premises liability included in the coverage?
Yes. Premises liability is available as part of the boat/jet ski rental offering to help protect against on-site exposures such as slips, falls, and dock-related incidents.
Can jet ski trailer rentals be included in coverage?
Trailer rentals can be considered on a submit-for-approval basis. Provide operation details and usage patterns to support underwriting.
How quickly can I expect a quote?
Most quotes are turned around within 24 hours when the submission includes the required underwriting information and loss history (if applicable).
In which states is this program available?
The program is available in nearly all U.S. states, including both coastal and inland regions. See the list above for full state availability.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/directors-and-officers/
Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures.
The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans.
Ideal Accounts and Appetite
Private Companies: Closely held businesses across most industries.
Not-for-Profit Organizations: Including charities, associations, and foundations.
Public Entities: Select publicly traded companies (contact for underwriting review).
Excess Coverage: Available for companies seeking additional layers of protection.
Coverage Highlights and Advantages
Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles.
Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis.
Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment.
Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants.
Underwriting Notes and Minimum Premiums
Primary and excess options are available with flexible structuring.
Separate limit towers and retentions can be applied for each coverage part.
Coverage is non-cancellable except for non-payment of premium.
Capacity limits up to $10 million are available.
Primary coverage suitable for entities with revenues up to $750 million.
Excess coverage available with no revenue threshold.
All classes considered except financial institutions.
Minimum premiums vary depending on risk characteristics.
Territories and Availability
Available in all 50 states and Washington, DC.
Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile.
Why Work With Continental Risk
Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers.
They offer tailored solutions for complex management liability exposures across various industries.
Their underwriting team understands the nuanced needs of both non-profit and corporate clients.
Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks.
Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts.
Frequently Asked Questions
What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage.
Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment.
Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state.
What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part.
Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements.
Need help placing an account? Connect with a market specialist.