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Overview — Corporate Identity Protection from America's ...ion and crisis response costs, plus identity recovery services for affected in...

...tion as an employee benefit. Corporate Coverage – Addresses the business’s...-party liability from data breaches?Corporate liability coverage for third-party claims due to identity theft is available on a limited b...

...iability insurance is essential protection, and Mercator Risk Services special...

...ies and fiduciary exposures that corporate directors and officers face in toda...sions preferred over renewal apps), corporate disclosures, public filings, and...

...ers or contracts, and details on corporate structure and servicing practices. ...

...n PC-9 or PC-10 territories Identity/fraud coverage Assessment loss ...M TIV, or specialized endorsements (identity/fraud, water backup, assessment l...

...ccess to IDT911* — a provider of identity and data risk management services, i... to IDT911* services, which provide identity risk management, breach response,...

Employed Lawyers Coverage Through Preferred Concepts LLC Preferred Concepts LLC, in partnership with Mercator Risk Services, offers specialized professional liability coverage tailored for employed lawyers. Unlike private practice attorneys, employed lawyers typically work solely on behalf of their employer, but they are still exposed to legal risks—particularly from third-party claims. As these types of claims continue to rise, having dedicated coverage is critical. Mercator Risk Services provides flexible and comprehensive Employed Lawyers Professional Liability (EPL) solutions for a wide range of businesses and organizations. Whether your client is a corporation, nonprofit, or other entity with in-house legal counsel, this program is designed to help mitigate the unique exposures that come with employing attorneys. Ideal Accounts and Appetite This program is ideal for small to mid-sized organizations that employ one or more in-house attorneys. Examples of good fit accounts include: A nonprofit foundation with a general counsel managing contracts, compliance, and HR matters A regional corporation employing staff attorneys to oversee legal affairs, risk, or regulatory issues Mercator also has the ability to handle more complex or challenging accounts, such as those with prior claims or financial difficulties. If you’re working with a distressed or hard-to-place risk, Preferred Concepts LLC can help you find a home for that business. Coverage Highlights and Advantages Claims-made coverage tailored for employed attorneys Standard limits starting at $1 million for small to mid-size organizations Flexible deductibles based on the size and profile of the insured Coverage available for third-party claims, which represent a growing percentage of legal malpractice claims Access to multiple carriers to help match the right solution to your client’s needs Applications can be initiated with an existing form (excluding renewals), or a customized application can be provided for your client’s specific situation. Underwriting Notes Mercator Risk Services takes a flexible underwriting approach and works with both standard and distressed risks. They can usually begin with a broker’s existing application, saving time and effort in the submission process. Accounts with prior claims history or financial concerns can be considered on a case-by-case basis. Territories and Availability This program is available in all 50 states and the District of Columbia. Regardless of your client’s location, Preferred Concepts LLC can assist you in placing Employed Lawyers coverage through its wide network of carrier relationships. Why Work With Preferred Concepts LLC? As a leading wholesale broker, Preferred Concepts LLC provides access to Mercator Risk Services—a trusted name in professional liability. You benefit from responsive service, deep underwriting expertise, and the ability to place complex accounts that may not fit standard markets. With access to various carriers and a specialty in hard-to-place legal risks, Preferred Concepts is well-positioned to help you protect your clients with tailored Employed Lawyers coverage. For more information, call (860) 527-9717 or email [email protected]. You can also explore more about the program and access insurance applications at www.mercatorpro.com. Frequently Asked Questions What types of accounts are a good fit for this Employed Lawyers program?This program is ideal for corporations, nonprofits, or other organizations that employ in-house attorneys, especially those with one to several legal professionals on staff. Can you help with accounts that have prior claims or financial challenges?Yes. Mercator Risk Services is experienced in handling hard-to-place and distressed risks, including those with past claims or financial impairments. What coverage limits are available for small to mid-sized organizations?Standard limits typically start at $1 million, with higher limits available depending on the size and risk profile of the insured. Is this coverage available in all states?Yes, the program is available nationwide, including all 50 states and the District of Columbia. What application is needed to get started?Mercator can usually begin with an existing application (excluding renewals), or they can provide a specialized application tailored to the account. Need help placing an account? Connect with a market specialist.

...nt solution for clients seeking protection against employment-related claims s...nce basis, which can offer broader protection for your clients. What are the m...

...gram offers the flexibility and protection they need. Coverage Highlights a... enables you to offer well-rounded protection for your clients. Underwritin...