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Barber shops and beauty salons face distinct workers’ compensation exposures that benefit from a focused underwriting approach. Novatae Risk Group, working with an “A”-rated carrier panel, offers a streamlined and affordable Workers Compensation program built specifically for barber and beauty salon operations. The program is designed to simplify placement, satisfy compliance, and control cost for typical salon exposures. This program is designed for agents and brokers who need competitive pricing and dependable service for salon clients. Whether you represent a single-location barbershop, a suite-style salon, or a multi-location salon group, Novatae’s program provides fast turnarounds and flexible underwriting to help you close business. Program Highlights: Only $7,500 minimum premium 10% commission for agents and brokers Quick quote turnaround with complete submissions Coverage available in over 20 states Appetite and Eligible Accounts: Independent barber shops and hair salons Beauty salons offering hair, nails, waxing, skincare and related services Salon suites with multiple professionals operating under one roof New ventures accepted with complete submissions and a supplemental questionnaire You may have a client who operates a small chain of full-service salons across multiple states or an established barbershop expanding its staff. Those accounts often fit well — they can benefit from Novatae’s fast quoting process, multiple market access, and competitive pricing. Submission Requirements: Completed Acord 130 Three years of loss runs Supplemental questionnaire describing services and operations Details on any large or unusual losses Contact us today at 800-758-8113 to speak with an experienced underwriter about your barber or salon accounts. You can also send your submission or coverage questions to [email protected] for fast review. Territories and Market Access: The program is available in these states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Novatae leverages multiple admitted and non-admitted markets and can offer the appropriate placement depending on the client’s location and risk profile. Why Work with Novatae Risk Group? Novatae Risk Group is a Managing General Underwriter and Excess & Surplus Lines broker with deep experience placing niche workers’ compensation accounts. Our underwriters know the operational risks of beauty and grooming professionals and focus on responsive service, practical underwriting, and broad market access so you can place business faster. Frequently Asked Questions What types of accounts are a good fit for this program?Independent barber shops, beauty salons, and salon suites that provide services such as hair styling, nails, waxing, and skincare are ideal candidates. Is this program available for new businesses?Yes. New ventures are considered when you provide a complete submission, including the supplemental questionnaire and business details. What is the minimum premium for this program?The program’s minimum premium starts at $7,500, which suits many small- to mid-sized salon operations. How quickly can I get a quote?Quotes are typically returned quickly once all required documents—such as the Acord 130 and loss runs—are submitted. Which states is this program available in?Coverage is available in over 20 states, including CA, FL, TX, and NY, as listed above. Need help placing an account? Connect with a market specialist.