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Owning or operating a Family Entertainment Center (FEC) comes with unique risks and insurance challenges. SterlingRisk, a national insurance brokerage and Managing General Agency, offers a specialized solution through its Family Entertainment Center Safety Association (FECSA) Insurance Program—designed specifically for the entertainment and leisure industry. For over 25 years, the FECSA Program has provided comprehensive insurance solutions tailored to a wide range of attractions, including motorized rides, physical activities, skill games, and sports-related entertainment. Underwritten by a consistent group of “A” rated carriers for the past 12 years, this program is a proven resource for agents and brokers seeking reliable coverage for clients in this niche sector. Ideal Accounts and Appetite This program is an excellent fit for a wide array of family entertainment businesses, including but not limited to: Arcades Inflatables Laser Tag Arenas Mini-Golf Courses Kiddie Rides and Climbing Walls Water Slides and Splash Zones Party Rooms and Birthday Venues If you have a client running a multi-attraction family fun center or a standalone laser tag facility, this program offers the flexibility and depth of coverage to meet their needs. Coverage Highlights and Advantages Competitive Pricing with Enhanced Coverage: FECSA clients often reduce premiums by 25% to 40% while gaining broader protection. Low-Cost Accident Insurance: Helps cover minor medical claims and out-of-pocket expenses under General Liability deductibles or Self-Insured Retentions (SIRs). Full-Service Claims Management: Handled by a top-tier team recognized for efficient and effective processing. On-Site Safety Inspections: Conducted by an in-house safety engineer to reduce risk and support loss control. Agents can maintain their current broker relationships while offering clients access to this exclusive program, making it easy to integrate into your existing workflow. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the size and nature of the operation. All submissions are underwritten individually, with risk characteristics, operations, and loss history carefully reviewed. The program is backed by a stable group of "A" rated carriers, reflecting long-term underwriting consistency and commitment to this niche. Territories and Availability The FECSA Program is available in most states, including all major markets such as CA, FL, TX, NY, and IL. Whether your client is located in a large metropolitan area or a smaller regional market, SterlingRisk can provide access to this program in nearly all U.S. jurisdictions. Why Work With SterlingRisk SterlingRisk brings decades of experience in the entertainment and leisure insurance space. As an MGA with deep market access and in-house risk management expertise, they make it easier for agents and brokers to deliver tailored solutions to FEC clients. Their commitment to superior service, safety support, and claims handling makes this program a standout option in a highly specialized sector. To learn more about the program, click here. For personal assistance, contact Robert Sperber at 516-417-5107 or [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for family entertainment centers that include attractions such as arcades, laser tag, inflatables, climbing walls, mini-golf, kiddie rides, and party rooms. Can I keep my current retail broker relationship?Yes. Agents and brokers can maintain their existing client relationships while accessing the program through SterlingRisk. What kind of premium savings can my clients expect?FECSA clients typically see premium reductions of 25% to 40%, depending on their operations and loss history. Is this program available in my state?The program is available in most U.S. states, including major markets like CA, FL, TX, NY, and many others. Does the program offer loss control services?Yes. On-site safety inspections are conducted by SterlingRisk’s in-house safety engineer to help manage and reduce risk. Need help placing an account? Connect with a market specialist.

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