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... health and addiction treatment counselors. With over 25 years of experience s...eld, including: Substance abuse counselors Mental health therapists Cli...

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Owning or operating a Family Entertainment Center (FEC) comes with unique risks and insurance challenges. SterlingRisk, a national insurance brokerage and Managing General Agency, offers a specialized solution through its Family Entertainment Center Safety Association (FECSA) Insurance Program—designed specifically for the entertainment and leisure industry. For over 25 years, the FECSA Program has provided comprehensive insurance solutions tailored to a wide range of attractions, including motorized rides, physical activities, skill games, and sports-related entertainment. Underwritten by a consistent group of “A” rated carriers for the past 12 years, this program is a proven resource for agents and brokers seeking reliable coverage for clients in this niche sector. Ideal Accounts and Appetite This program is an excellent fit for a wide array of family entertainment businesses, including but not limited to: Arcades Inflatables Laser Tag Arenas Mini-Golf Courses Kiddie Rides and Climbing Walls Water Slides and Splash Zones Party Rooms and Birthday Venues If you have a client running a multi-attraction family fun center or a standalone laser tag facility, this program offers the flexibility and depth of coverage to meet their needs. Coverage Highlights and Advantages Competitive Pricing with Enhanced Coverage: FECSA clients often reduce premiums by 25% to 40% while gaining broader protection. Low-Cost Accident Insurance: Helps cover minor medical claims and out-of-pocket expenses under General Liability deductibles or Self-Insured Retentions (SIRs). Full-Service Claims Management: Handled by a top-tier team recognized for efficient and effective processing. On-Site Safety Inspections: Conducted by an in-house safety engineer to reduce risk and support loss control. Agents can maintain their current broker relationships while offering clients access to this exclusive program, making it easy to integrate into your existing workflow. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the size and nature of the operation. All submissions are underwritten individually, with risk characteristics, operations, and loss history carefully reviewed. The program is backed by a stable group of "A" rated carriers, reflecting long-term underwriting consistency and commitment to this niche. Territories and Availability The FECSA Program is available in most states, including all major markets such as CA, FL, TX, NY, and IL. Whether your client is located in a large metropolitan area or a smaller regional market, SterlingRisk can provide access to this program in nearly all U.S. jurisdictions. Why Work With SterlingRisk SterlingRisk brings decades of experience in the entertainment and leisure insurance space. As an MGA with deep market access and in-house risk management expertise, they make it easier for agents and brokers to deliver tailored solutions to FEC clients. Their commitment to superior service, safety support, and claims handling makes this program a standout option in a highly specialized sector. To learn more about the program, click here. For personal assistance, contact Robert Sperber at 516-417-5107 or [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for family entertainment centers that include attractions such as arcades, laser tag, inflatables, climbing walls, mini-golf, kiddie rides, and party rooms. Can I keep my current retail broker relationship?Yes. Agents and brokers can maintain their existing client relationships while accessing the program through SterlingRisk. What kind of premium savings can my clients expect?FECSA clients typically see premium reductions of 25% to 40%, depending on their operations and loss history. Is this program available in my state?The program is available in most U.S. states, including major markets like CA, FL, TX, NY, and many others. Does the program offer loss control services?Yes. On-site safety inspections are conducted by SterlingRisk’s in-house safety engineer to help manage and reduce risk. Need help placing an account? Connect with a market specialist.

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Overview of the Program From J.R. Olsen Bonds & Insurance Brokers, Inc. J.R. Olsen Bonds & Insurance Brokers, Inc. offers a flexible Errors & Omissions (E&O) insurance program designed for a wide range of professional service firms. As a Managing General Agency with access to 25 different insurance companies, J.R. Olsen places E&O coverage for common professional exposures and harder-to-place classes. This program is intended for agents and brokers who need a reliable market for professional liability risks across many professions and transaction types. Ideal Accounts and Appetite The program is tailored for transactional and advisory professionals who face negligence, omission or error exposures in the performance of professional services. Typical classes we place include: Insurance Agents & Brokers Mortgage Bankers / Brokers Escrow Companies Title Companies and Agents Tax Deferred Exchange Attorneys Travel Agents Medical Malpractice Architects & Engineers For Most All Professions, If Not Shown Here Call If you have a professional client not listed above, this program often can consider submissions—especially where prior coverage, loss history and risk management practices are reasonable. Coverage Highlights and Advantages Access to multiple admitted and non-admitted markets through a single MGA, improving placement options for unusual or mid-sized risks. Standard E&O coverages for negligence, errors, omissions and defense costs; available endorsements and policy features depend on carrier selection. Competitive appetite for both renewal and new-business submissions across many professional classes. Underwriting flexibility for firms with limited prior coverage or unique operations, thanks to multiple carrier relationships. Underwriting Notes and Submission Requirements Underwriting varies by carrier and state. Typical documents requested include a completed E&O application, current and prior loss runs, descriptions of services offered, and any engagement letters or contracts. Common considerations that affect placement: Claims history and pending litigation Fee volume and revenue mix Contractual risk transfer (indemnities, waivers, third-party agreements) Risk management practices, staff qualifications and training Minimum premiums and retentions are carrier- and state-dependent. Because J.R. Olsen works with many markets, minimums will vary—submit the full underwriting package for the most appropriate market match. Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and admitted/non-admitted options depend on the chosen carrier and state regulations. Why Work With J.R. Olsen on E&O Business MGA specialization — consolidated access to multiple carriers saves time and improves placement success for difficult or niche accounts. Breadth of markets — 25 carrier relationships increase the chance of finding terms appropriate to the client’s risk profile. Practical underwriting — focused on matching exposures to carrier appetite rather than forcing one-size-fits-all solutions. Service orientation — designed to support producers with submission guidance, underwriting feedback and timely quotes. Two example accounts that fit this program A small title agency with steady volume, clean loss history and a need for lender-side endorsements—multiple carriers can be considered to secure competitive terms. An independent insurance agency seeking E&O limits and tailored policy wording after a prior carrier non-renewal—this MGA’s carrier panel increases placement options for agents with prior coverage issues. Frequently Asked Questions What types of professional accounts are a good fit for this program?The program fits professional service firms such as insurance agents and brokers, mortgage brokers, escrow and title companies, attorneys, travel agents, architects, engineers and many other advisory or transactional professions. If a class is not listed, submit the risk—J.R. Olsen can often find a market. Which states is the program available in?The program is available in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Admitted versus non-admitted options depend on carrier and state rules. What documents are typically required to get a quote?Underwriting commonly requests a completed E&O application, the most recent loss runs, descriptions of services and any sample engagement letters or contracts. More detail may be requested based on the class and carrier selected. Need help placing an account? Connect with a market specialist.

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...fessional liability tailored to counselors and direct-service staff Endorsem...

Overview of the Program from Fox Point Programs Fox Point Programs offers a dedicated Registered Investment Advisors (RIA) insurance program designed for independent agents and brokers placing professional liability and allied coverages for advisory firms. As a Managing General Agency, Fox Point works with various carriers to assemble admitted and non-admitted solutions across most available states. The program focuses on practical, packaged options—typically including professional liability (E&O) and commonly requested add-ons such as cyber liability, crime/fidelity, and regulatory defense—so you can deliver a full risk-transfer solution to your RIA clients. Ideal Accounts and Appetite Independent RIAs and fee-based advisory firms (solo advisors through multi-advisor shops) Wealth managers, hybrid advisors, family-office style practices and sub-advisory arrangements Firms with standard advisory activities: financial planning, portfolio management, investment recommendations, and model management Clients with stable compliance histories and established procedures for custody, billing, and cybersecurity Generally not a fit: firms with unresolved regulatory disciplinary actions, multiple recent or large professional liability claims, crypto-native trading platforms, proprietary hedge funds, or activity outside typical RIA services (private placement platforms, issuer-side capital raising) without prior approval. Coverage Highlights and Advantages Professional liability (Errors & Omissions) tailored to advisor exposures Cyber/privacy liability offerings to address data breach and technology risk Crime/fidelity solutions for employee theft, forgery, and client funds exposure Regulatory defense and fines coverage options where available Package flexibility through access to multiple markets—helpful for unusual risk profiles or layered placements Because Fox Point places with various carriers, you can often combine admitted and non-admitted options to meet client needs and regulatory constraints across states. Underwriting Notes and Minimum Premiums Underwriting is focused on the firm’s advisory activities, compliance program, custody arrangements, fee billing, and information security controls. Typical submission requirements include a current advisory Form ADV (Parts 1 and 2), a completed application, recent loss runs (if any), and an overview of cybersecurity controls and business continuity plans. Minimum premiums vary by carrier and coverage selection. Fox Point can quote admitted or non-admitted placements depending on the state and the client’s profile. Discuss minimum premium expectations with Fox Point at submission—pricing is influenced by claims history, operations, and requested limits. Territories and Availability The program is available in most states (AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC). Availability and admitted status vary by state and carrier—Fox Point can advise on admitted options where required. Why Work With Fox Point Programs on RIA Business Specialized MGA with focused underwriting for the RIA niche and relationships with multiple carriers Ability to access both admitted and non-admitted markets to find placement solutions for diverse client profiles Responsive quoting and underwriting support to help you close accounts efficiently Packaging expertise that helps combine E&O, cyber, and crime coverages so clients receive a cohesive program Example Client Scenarios You have a solo financial planner transitioning to independent RIA status who needs E&O plus cyber coverage to satisfy a custodian requirement. Fox Point can help bundle policies and approach markets that write smaller advisory firms. You represent a small multi-advisor RIA worried about employee theft and regulatory inquiry exposure. Consider a package with crime/fidelity and regulatory defense options to manage those concerns. Frequently Asked Questions What types of RIA accounts are the best fit for this program?The best fits are independent RIAs and wealth management firms offering financial planning and discretionary/non-discretionary portfolio management, with stable compliance histories and standard custody arrangements. Solo advisors through mid-sized multi-advisor firms are typical targets. Which coverages can I combine through Fox Point Programs?Fox Point commonly packages professional liability (E&O) with cyber liability, crime/fidelity, and regulatory defense options. Available combinations depend on carrier appetite and the client’s profile. What information should I include in a submission?Include the firm’s current Form ADV (Parts 1 and 2), a completed application, recent loss runs, a summary of cybersecurity controls, and sample advisory agreements or custody arrangements. These items accelerate underwriting and improve quote accuracy. Is this program available nationwide?The program is available in most states (including DC). Availability and whether coverage is admitted or non-admitted depend on the carrier and state—Fox Point will advise on the best market for each jurisdiction. Need help placing an account? Connect with a market specialist.