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... their clients who have a need for Court and Probate Bonds Sample Classes for Court and Probate Bonds: Administrato...d non-admitted carriers and can place bonds on either basis depending on the s...

...iness or comply with licensing and court requirements. What this program cove...mpleted bond application, contract or court order (if applicable), owner/oblig...

...ty bonds (employee dishonesty) Court, probate, and fiduciary bonds Pub...business information. How quickly can bonds be quoted or issued?Turnaround var...

... Motor Vehicle Dealer Bonds Court Bonds Fidelity and Service Contra...ance bonds, license and permit bonds, court bonds, fidelity bonds, and more. Is there a minimum prem...

J.M. Wilson offers access to SBA Bonds (Small Business Administration Bonds) through the SBA Bond Guarantee Progr...tact at J.M. Wilson for help with SBA Bonds?Steve Kuykendall is the designated...

Contract Bonds J.M. Wilson Corp. offers a full su...sked Bond Questions Trouble Obtaining Bonds in the Standard Market? Visit our ...

...s Fidelity Bonds Fiduciary and Court Bonds Lottery Bonds Public Official Bonds Wage & Welfare Bonds Why Agents Choose J.M. Wilson for Miscellaneous Bonds Competitive pricing consistent...d other specialty license or fidelity bonds. Can you handle difficult or non-s...

... surety capacity. These quick-turn bonds are underwritten primarily on the app...e size of the bond request. Are these bonds admitted or non-admitted?J.M. Wils...

Primary Personal Umbrella Insurance True umbrella coverage over primary liability limits Limits available up to $5 million Typical underlying requirements: CPL 300 CSL, auto 250/500/100; watercraft 300 CSL or 500 CSL depending on the craft Will accept youthful drivers with 250/500/100 auto limits Will consider applicants with DUIs and alcohol-related violations Applicants over 70 years — no medical required Named insured can be an individual, trust, estate or LLC Will accept ATVs, motorcycles, mopeds, snowmobiles (underlying auto limits 250/500/100) Excess Personal Umbrella Insurance Limits up to $5 million Excess over another carrier’s umbrella Follows the form of the underlying umbrella Target Personal Umbrella Insurance Limits up to $5 million Program designed for high-profile individuals — actors, sports personalities, musicians, and similar exposures Underlying requirements: CPL 300 CSL; auto 500/500/100; watercraft 500 CSL or 500/500/100 Risks with lower underlying limits (250/500/100) may be acceptable in some cases The personal lines team at J.M. Wilson is focused on helping independent agents place personal umbrella business efficiently. A few service and capability highlights: 24-hour turnaround on quotes — most often same day Direct billing available for many personal lines accounts Underwriters available to assist with online rating, phone quotes, coverage questions and financing options Current success with accounts such as dwelling/fire, homeowners (including high-value homes), personal inland-marine (including mini-storage contents), personal umbrella (including higher-risk drivers), and in-home business risks All J.M. Wilson personal lines markets are "A" rated For more information on J.M. Wilson personal lines, visit: www.jmwilson.com Overview of the Program from J.M. Wilson Corp. J.M. Wilson Corp. offers primary, excess and target personal umbrella solutions written through admitted and non-admitted markets to give agents flexible placement options. Limits are available up to $5 million, and the program is designed to handle standard household umbrella exposures as well as higher-profile and higher-risk applicants that need broader capacity than standard markets provide. Ideal accounts and appetite Private individuals and families seeking higher liability limits above homeowners and auto policies High-net-worth or high-profile insureds who need specialized umbrella follow-form coverage Clients with non-standard driver histories (including DUIs or youthful drivers) — subject to underlying limit requirements Households with recreational exposures: boats, ATVs, motorcycles, snowmobiles and in-home business operations Coverage highlights and advantages True umbrella coverage that drops down over primary liability limits when required Flexible underlying limit allowances for primary and excess placements Programs tailored for celebrity/public-figure exposures with enhanced limits and forms Quick turnaround and responsive underwriting — helpful when clients need timely bindable options Underwriting notes Typical underlying limit expectations: CPL 300 CSL; autos generally 250/500/100 or 500/500/100 for target accounts Program is willing to consider youthful drivers and certain driving violations; specific acceptances are determined by underwriting review Named insured may be an individual, trust, estate or LLC — useful for complex ownership or estate planning situations For high-profile target placements, expect higher underlying auto limits and tailored forms J.M. Wilson represents a mix of admitted and non-admitted carriers — placement will depend on state availability and risk characteristics Territories and availability This program is available in: AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI. Placement options may vary by state based on admitted vs. excess & surplus capacity. Why work with J.M. Wilson on personal umbrella business Market access — multiple admitted and E&S carriers provide flexibility to place non-standard and complex accounts Underwriting support — direct access to experienced underwriters and online rating tools speeds quoting Service-oriented — fast turnaround, direct billing options, and underwriting consultation help you close business Specialized programs — target offerings for high-profile insureds and excess follow-form solutions when primary umbrella exists Example scenarios You have a homeowner with a DUI on their record and recreational watercraft exposure: J.M. Wilson’s primary umbrella may provide $1M–$5M limits with acceptance of certain alcohol-related violations. A local actor needs higher liability limits and follow-form excess coverage over an existing umbrella: J.M. Wilson’s target/excess options can be evaluated to match the underlying forms. Frequently Asked Questions What types of accounts are a good fit for J.M. Wilson’s Personal Umbrella programs?Good fits include private individuals and families needing limits above standard homeowners/auto policies, high-profile or high-net-worth insureds, households with recreational vehicle exposures, and applicants with certain non-standard driving histories who meet underlying limit requirements. What underlying limits are typically required?Typical underlying expectations are CPL 300 CSL and auto limits of 250/500/100 for standard primary umbrella placements. Target and high-profile accounts generally require higher underlying auto limits such as 500/500/100. Exact requirements are verified during underwriting. Are these programs available in my state and are they admitted?The program operates in AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI. J.M. Wilson places business through both admitted and non-admitted carriers; placement depends on state rules and the specific risk profile. How quickly can I get a quote or bind coverage?J.M. Wilson aims for a 24-hour turnaround on quotes and most often returns same-day. Underwriters are available for online rating and phone quotes to help expedite submissions. Need help placing an account? Connect with a market specialist.

Our philosophy at J.M. Wilson is Customers First. At J.M. Wilson, we are committed to empowering independent insurance agents with flexible, responsive personal lines insurance solutions. As a trusted Managing General Agency with decades of experience and access to A-rated markets, we are positioned to help you place a wide variety of personal lines accounts—quickly and confidently. Our dedicated personal lines team specializes in finding the right coverage for your clients, even when risks fall outside of standard market appetites. We work closely with agents to ensure fast turnaround and accurate quoting, while providing hands-on support throughout the entire process. Ideal Accounts and Appetite We are currently seeing success with a broad range of personal lines accounts, including but not limited to: Dwelling/Fire insurance (including seasonal and rental properties) Homeowners insurance (including high-value homes) Personal inland marine (including contents in mini-storage units) Personal umbrella insurance (even for high-risk drivers) In-home business insurance Whether you’re working with a homeowner who needs additional coverage for valuables or a client with a unique personal liability exposure, our team is ready to assist. Coverage Highlights and Advantages Our personal lines program offers several advantages to help you win and retain clients: 24-hour quote turnaround—often same-day Direct bill options available for many personal lines accounts Online rating tools for convenience and speed Phone quotes and expert underwriting support Financing quotes available upon request All carriers we work with are A-rated We are focused on streamlining the quoting and binding process so you can deliver value to your clients with efficiency. Underwriting Notes Our underwriters are approachable, knowledgeable, and eager to help you navigate unusual or complex risks. We can assist with coverage questions, eligibility clarification, and finding solutions for clients who may not qualify for standard market placement. We do not have a set minimum premium, allowing for flexibility across a variety of risk sizes. Contact us for help evaluating specific accounts. Territories and Availability Our personal lines markets are available to agents in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. We offer both admitted and non-admitted solutions, depending on the risk and carrier availability in your state. Why Work With J.M. Wilson? As a Managing General Agency with a strong focus on customer service, we’re here to support your agency’s success. Our personal lines team delivers speed, flexibility, and market access, backed by a commitment to helping you place more business with confidence. To learn more about our Personal Lines Insurance program or to start a quote, visit www.jmwilson.com. Frequently Asked Questions What types of accounts are a good fit for J.M. Wilson’s personal lines program?We focus on hard-to-place and specialty personal lines accounts, such as high-value homes, personal umbrella for high-risk drivers, and in-home businesses. How quickly can I expect to receive a quote?We typically provide quotes within 24 hours, and many are completed the same day. Are your personal lines markets admitted or non-admitted?We offer both admitted and non-admitted markets, depending on the risk and state-specific availability. Can you help with personal lines accounts that have been declined by standard carriers?Yes, we specialize in helping agents place accounts that may not qualify for standard market coverage. Do you offer direct billing on personal lines policies?Yes, many of our personal lines accounts are eligible for direct bill through our carriers. Need help placing an account? Connect with a market specialist.