Search CompleteMarkets

MISCELLANEOUS PROFESSIONAL LIABILITY INSURANCE For NC and VA Agents Insurance Markets, Inc. (AIM) offers a flexible, competitively priced Miscellaneous Professional Liability (MPL) program for independent agents and brokers placing risks in North Carolina, Virginia, and Washington, D.C. This program is designed to help you place hard-to-cover or non-standard professional liability exposures across a broad range of classes. AIM leverages experienced underwriting and access to select carrier partners to provide tailored solutions and responsive service for miscellaneous professional risks. Ideal Accounts and Appetite AIM underwrites more than 100 professional classes, giving you the flexibility to place both common and niche service providers. The program is intended for businesses that provide professional services but do not fit traditional E&O categories (for example, physicians or attorneys). Sample Eligible Classes Include: Advertising agencies Auctioneers (non-real estate) Background check and screening services Caterers and event planners Claims adjusters Computer programmers and IT consultants Dog obedience schools and pet groomers Notaries and tax preparers Photographers, tutors, and travel agents Speech therapists and bookkeepers Typical fit: small to mid-size professional service firms, independent consultants, freelancers, and specialty providers whose exposures involve alleged errors, omissions, negligent advice or misrepresentation. Accounts with routine professional services, modest revenue, and limited professional staff generally work best. Classes with high regulatory or malpractice exposure (licensed medical or legal practices) are typically outside this appetite. Example scenarios you might place: a freelance graphic designer seeking protection for alleged copyright or design errors, or a small background-screening firm that needs coverage for data-handling or reporting mistakes. Coverage Highlights and Advantages The MPL program provides broad, customizable protection suited to diverse professional exposures. Key features include: Claims-made and reported policy form Available as a stand-alone Miscellaneous Professional Liability policy or packaged with General Liability and Property Bilateral extended reporting period options Package policy options for streamlined administration Duty to defend wording and personal injury coverage Optional enhancements (class-dependent), such as: First dollar defense Claims expenses outside the limit Punitive damages where insurable Copyright infringement coverage for select classes These features help insureds manage risks arising from alleged negligent acts, errors, omissions, or breaches of professional duty in the delivery of their services. Underwriting Notes and Minimum Premiums All submissions are individually underwritten and evaluated by class, revenue, employee counts, prior claims history, and exposure profile. AIM places accounts with varying carriers depending on class and risk characteristics. The program can accommodate both start-ups and established firms; terms, limits, and minimum premiums will depend on the specific class and underwriting factors. Provide complete submissions to help speed quote turnaround. Territories and Availability This MPL program is available in: North Carolina (NC) Virginia (VA) Washington, D.C. (DC) Policies are written on a non-admitted basis through select carriers. Availability and carrier placement vary by class and risk profile. Why Work With Agents Insurance Markets, Inc.? AIM is a Managing General Agency focused on placing specialty professional liability risks that can be difficult to place in admitted markets. You get access to underwriting expertise, a broad appetite for miscellaneous classes, and carrier relationships that are often not available directly to retail agents. AIM emphasizes responsive service—fast quotes, clear underwriting guidance, and practical policy options—so you can close business and retain clients. Whether you’re submitting a first-time policyholder or an established business seeking better terms, AIM can help you secure tailored MPL coverage. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professionals who provide services but are not covered under traditional E&O policies—such as event planners, computer consultants, notaries, and pet groomers. Can this policy be packaged with other coverages?Yes. You can combine Miscellaneous Professional Liability with General Liability and Property under one policy for convenience and broader protection where appropriate. Is this program available in admitted markets?No. This MPL program is written on a non-admitted basis through a variety of carriers depending on class and coverage needs. Do you offer coverage for start-ups or newly formed businesses?Yes. AIM can consider new ventures and start-ups, subject to underwriting. Minimum premium and terms will vary by class and risk factors. How quickly can I get a quote?AIM prides itself on responsive service. Once you submit a completed application and supporting information, most quotes can be provided within a few business days. Need help placing an account? Connect with a market specialist.

Georgia Non-Resident Trappers Bond Allstar Financial Group offers a specialized surety solution for agents seeking to help clients obtain a Georgia Non-Resident Trappers Bond. This bond is required for individuals or businesses located outside Georgia who wish to trap furbearing animals within the state. The bond ensures compliance with Georgia’s trapping regulations and protects the state and public from potential violations. Ideal Accounts and Appetite This program is ideal for: Non-resident individuals who trap as a hobby or for supplemental income Professional trappers operating seasonally in Georgia Out-of-state wildlife control businesses expanding services into Georgia Whether your client is a solo trapper or a small business with employees, Allstar can help you meet the bonding requirements efficiently. Coverage Highlights and Advantages Meets the Georgia Department of Natural Resources bonding requirement for non-resident trappers Protects the state against financial loss due to non-compliance by the bonded party Streamlined application and processing through experienced surety underwriters Access to a variety of markets to help you get competitive terms for your client Underwriting Notes and Minimum Premiums Minimum premiums vary based on applicant history, size of the bond, and underwriting risk. Allstar’s underwriters work closely with agents to offer fair pricing and fast turnaround. Credit history and business background may be considered in the underwriting process. Territories and Availability This program is available exclusively for trapping activities conducted in Georgia by non-residents. Allstar has access to admitted markets in some states, though availability may vary based on the applicant’s home state and risk profile. Why Work With Allstar Financial Group As a trusted Managing General Agency (MGA), Allstar Financial Group brings years of experience in surety and specialty bonding. With access to multiple carriers and a dedicated team of knowledgeable underwriters, agents benefit from a responsive, service-driven approach to placing their clients’ unique bond needs. You might have a client who lives in Alabama and traps seasonally in Georgia. They need to meet Georgia’s bond requirement quickly to begin the season. Allstar can help you get that bond placed efficiently with competitive terms. For more information or to discuss a submission, contact an Allstar underwriter today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for individuals or small businesses located outside Georgia who trap furbearing animals within the state, whether professionally or recreationally. Is this bond required for every out-of-state trapper?Yes, the Georgia Department of Natural Resources requires non-resident trappers to post a bond to ensure compliance with state laws. What underwriting information is typically needed?Applicants may need to provide basic personal or business information, financial history, and past compliance records. Credit checks may apply. How quickly can this bond be issued?Turnaround times are generally fast. Once all required information is submitted, bonds can often be issued in a matter of days. Can I get this bond for a client in another state?Yes, as long as the client is a non-resident of Georgia and plans to trap within Georgia, this bond can be placed regardless of their home state. Need help placing an account? Connect with a market specialist.

...e coverage – Covers attorney fees, court costs, settlements, and judgments (ex...

...s/Software Developers Court Reporters Credit Bureaus ...

Title Agents, Escrow Agents, Title Abstractors E&O Insurance Tennant Risk Services specializes in professional liability (Errors & Omissions) insurance for title agents, escrow agents, title abstractors and related real estate services. We provide tailored E&O solutions through multiple admitted and surplus lines carriers, combining specialty underwriting knowledge with broad market access so you can place challenging accounts quickly and competitively. Overview of the Program from Tennant Risk Services This program is designed for independent agents and brokers who need a dependable market for title and escrow professional liability. Tennant Risk Services evaluates each account’s operations, loss history and territory to match risks with the appropriate admitted or excess & surplus carrier. We offer flexible limits, deductible choices and optional coverages to address common exposures such as escrow errors, closing mistakes, misinterpretation of title work and related professional services. Ideal Accounts and Appetite We write a broad range of title/escrow classes, including: Title agents and title agencies Abstractors and title search firms Escrow agents and escrow companies Loan closers and closing agents 1031 exchange facilitators and real estate intermediaries Document recorders Typical accounts we prefer include established agencies with routine residential and commercial closings, firms offering 1031 exchanges, and operations that provide multiple real estate services under one roof. We also consider startups and newly licensed agents, plus higher-exposure territories and accounts with prior losses where appropriate underwriting and pricing can be applied. Coverage Highlights and Advantages Professional liability / E&O coverage tailored to title and escrow operations Access to multiple carriers — admitted and non-admitted — depending on risk and state Optional extensions such as Cyber Risk (for data breach exposures) and Employment Practices Liability (EPL) Special provisions available for unique exposures (e.g., oil & gas asset classes, independent contractor arrangements) Flexible limits and deductible structures to meet client budgeting and risk tolerance Underwriting Notes and Minimum Premiums Underwriting focuses on operations, controls around closings and escrow handling, staff licensing and loss history. Tennant Risk Services can place tougher accounts: unique business models, multiple services, adverse loss experience or newly formed operations. Minimum premiums vary by carrier and account characteristics; some programs begin at lower entry levels (for example, minimums listed historically as low as $1,750), but final pricing depends on class, limits and territory. Example Accounts You Might Place A small title agency handling residential closings and occasional 1031 exchanges seeking $1M/$1M limits with a competitive premium and optional cyber coverage. A start-up escrow firm with limited experience looking for a professional liability policy with favorable limits and customized first-year underwriting considerations. An established title/escrow operation in a higher-exposure state that needs an E&S placement due to prior claims — Tennant can map the risk to appropriate surplus markets. Territories and Availability Programs are available in many states. Tennant Risk Services places business in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Admitted capacity is available in some states; other placements may be written on a non-admitted or surplus lines basis depending on carrier appetite and state rules. Why Work With Tennant Risk Services Tennant Risk Services brings specialty title/escrow underwriting experience, responsive service and wide market relationships. We support retail agents and brokers with quick submissions handling, pragmatic underwriting on tougher risks and access to carriers that understand real estate professional exposures. To discuss a specific client challenge or submit an account, please call or email [email protected] ([email protected]). Put our Title E&O expertise to work for you. Frequently Asked Questions What types of title and escrow accounts does this program write?Tennant Risk Services writes a wide range of accounts: title agents, abstractors, escrow agents, loan closers, 1031 exchange facilitators and related document recording services. Appetite spans startups to established agencies, and including some higher-exposure territories and multi-service firms. Are admitted policies available or is this surplus-only?We place business with both admitted and surplus lines carriers. Admitted capacity is available in some states; other accounts may require non-admitted placements depending on the risk profile and state regulations. What submission information do you typically need?Underwriters generally request an application, current and prior loss information, descriptions of operations and service lines, licensing details, and any controls around escrow and closing procedures. Additional documents may be requested for complex or high-limit submissions. Can I add cyber or employment practices coverage to a title E&O policy?Yes. Tennant can provide options for Cyber Risk (data breach) and Employment Practices Liability as part of a broader placement, subject to carrier availability and underwriting review. Need help placing an account? Connect with a market specialist.