https://completemarkets.com/company/sportsfitness/dance-studios/
Sports & Fitness Insurance Corp. offers a specialized commercial liability program for dance studio owners and dance professionals. Built for the common exposures of instruction, rehearsals, and performances, this program can be tailored for private lessons, group classes, and both adult and youth recitals.
Ideal Accounts and Appetite
This program is well suited for traditional dance studios of all sizes, including single-instructor operations and multi-studio academies. Typical dance styles we frequently place include ballet, jazz, tap, modern, hip-hop, ballroom, and similar disciplines. Coverage can be structured for studios that operate in leased spaces or owner-occupied buildings.
The program is not designed for accounts that regularly use trampolines or provide Olympic-style gymnastics training. When those activities are present, please consider alternative markets.
Coverage Highlights and Advantages
The Dance Studios program delivers a focused liability package designed for the exposures common to dance operations:
Premises Liability for slips, trips, and on-site injuries
Professional Liability for instructors and teaching staff
Advertising Liability
Third-party Property Damage
Sexual Abuse and Molestation coverage
Medical Payments for minor on-site treatment
Coverage applies to both adult and youth classes and extends to off-premises events such as recitals and competitions. Certificates of insurance for off-site performances are included automatically with the policy.
Property coverage is available on a special form with replacement-cost options, including theft protection. Building and contents fire insurance can also be placed at competitive rates, though some coastal locations may face additional restrictions.
Underwriting Notes and Minimum Premiums
Underwriters review class types, average class size, student ages, instructor credentials, facility details, and revenue to determine eligibility and pricing. Minimum premiums vary by state and account characteristics—underwriting will confirm based on the risk profile. High-risk features such as trampoline use or competitive gymnastics will typically render an account ineligible.
Territories and Availability
This Dance Studios program is available in all 50 states and Washington D.C., with both admitted and non-admitted placement options depending on the state and the account. Use this program for local single-state risks or multi-state clients—coverage options are flexible to match each jurisdiction's requirements.
Why Work With Sports & Fitness Insurance Corp.
Sports & Fitness Insurance Corp. is an experienced Managing General Agency focused on fitness and recreation classes. Agents benefit from specialized underwriting familiarity with dance exposures, responsive service, and access to multiple carrier options. The MGA’s team can often bind quickly and issue COIs for off-site events without lengthy endorsement requests.
Frequently Asked Questions
What types of accounts are a good fit for this program?Traditional dance studios offering instruction in ballet, tap, jazz, modern, hip-hop, ballroom, and similar disciplines are a good fit. Both youth and adult-focused operations are eligible.
What coverages are included in the Dance Studios program?The program includes premises liability, professional liability, advertising liability, property damage liability, sexual abuse and molestation coverage, and medical payments. Property coverage is available as an option.
Are off-site dance events like recitals covered?Yes. Certificates of insurance for off-premises recitals and performances are included automatically with the policy.
Are there any exclusions I should be aware of?Yes. The program excludes operations involving trampolines or Olympic-style gymnastics. Coastal property placements may also have special restrictions.
In which states is this program available?The program is available in all 50 states and Washington D.C., with admitted and non-admitted options depending on the state and the risk profile.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/bsrins/Bar-Restaurant-and-Tavern/
Bailey Special Risks, Inc. offers a comprehensive Bar, Restaurant & Tavern Insurance Program tailored for establishments with liquor sales exceeding 50% of their gross sales. This program is designed to help agents and brokers efficiently place coverage for high-liquor-exposure hospitality risks, including businesses offering dancing and live entertainment. Whether you're working with a neighborhood tavern or a packed nightclub, this market is structured to handle complex exposures in the hospitality sector.
Ideal Accounts and Appetite
This program is best suited for:
Bars and taverns with liquor sales over 50% of total revenue
Restaurants with full-service bars
Nightclubs and lounges with dancing or live music
Establishments featuring entertainment such as DJs or karaoke
Accounts that include entertainment and dancing are eligible, opening the door for a wide range of nightlife venues. Risks with strong liquor controls and a history of responsible operations are especially attractive.
Coverage Highlights and Advantages
The Bar & Tavern Package can quickly and easily be quoted for up to five lines of insurance:
Property
Liquor Liability
Excess
Umbrella
Crime coverages
Coverage is available on a package or monoline liability basis, providing flexibility depending on your client’s needs. Liquor liability is a key focus, but the program also supports broader risk management through excess and umbrella options, giving your insureds layered protection. Crime and property coverages further round out the program for complete peace of mind.
Underwriting Notes and Minimum Premiums
This program is written on a non-admitted basis through the United States Liability Insurance Group, a recognized carrier with strong hospitality expertise. Accounts are underwritten with efficiency and flexibility, making it easy to obtain quick quotes even for higher-risk operations. While no specific minimum premium is listed, submissions should reflect viable revenue and exposure levels for the hospitality class.
Territories and Availability
You can place this program in a wide range of states. Currently available in: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, and WY.
Why Work With Bailey Special Risks, Inc.?
Bailey Special Risks, Inc. is a wholesale broker with deep experience in hard-to-place and specialty hospitality risks. With access to strong carrier markets and a responsive underwriting team, BSR helps agents and brokers place challenging bar and tavern exposures with confidence. Their streamlined quoting process and broad appetite make them a go-to resource for establishments that may not fit standard markets.
For example, if you have a client operating a late-night bar with live DJs and a dance floor, or a local restaurant with daily happy hours and over 60% liquor sales, this program offers the underwriting flexibility and coverage options you need to get the deal done.
Frequently Asked Questions
What types of accounts are a good fit for this program?Bars, taverns, restaurants with high liquor sales, nightclubs, and entertainment venues with dancing or live music are all good fits—especially those generating over 50% of revenue from alcohol.
Can I submit accounts with live entertainment or dancing?Yes, the program accepts accounts that feature entertainment such as DJs, live bands, karaoke, and dancing.
Is liquor liability available on a monoline basis?Yes, liquor liability coverage can be written as part of a package or on a monoline basis depending on your client's needs.
Which states is the program available in?The program is available in over 35 states, including CA, TX, FL, NY, and many others across the Midwest, South, and Northeast.
Who is the carrier for this program?The program is written through United States Liability Insurance Group, a trusted non-admitted market known for specialty risk expertise.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/sportsfitness/fitness-centers/
Sports & Fitness Insurance Corp. offers a comprehensive Fitness Centers insurance program designed specifically for health and wellness facilities. As a Managing General Agency with access to various carriers, Sports & Fitness Insurance Corp. provides agents and brokers with a reliable solution for placing fitness-related risks across a broad spectrum of business types. Whether your client operates a 24-hour gym, a martial arts dojo, a dance academy, a racquet club, or a swim school, this program is built to meet their unique liability and property exposures.
Ideal Accounts and Appetite
This program is suitable for a wide range of fitness and recreational facilities, including:
24-hour keycard-access health clubs
Martial arts and self-defense schools
Dance studios and performance academies
Swim schools and aquatic training centers
Racquet and tennis clubs
You might have a client launching a 24/7 gym with tanning beds and group fitness classes, or a regional swim school offering year-round instruction. This program is designed to handle those risks with appropriate coverage options.
Coverage Highlights and Advantages
The Fitness Centers program offers a broad range of coverages to address the operational risks of fitness-based businesses. Coverage includes:
General Liability
Professional Liability
Sexual Abuse and Molestation
Tanning Liability
Coverage for Athletic Participants
Property Insurance
Umbrella Liability
Business Auto
Workers Compensation
Surety Bonds
This well-rounded offering helps protect against slip-and-fall incidents, instructor liability, abuse allegations, equipment damage, and more—giving your clients peace of mind and helping you deliver a tailored solution.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the facility type, size, services offered, and location. Sports & Fitness Insurance Corp. will work with you to evaluate submissions and place viable risks efficiently. Clean operations with clear safety protocols and qualified staff are generally preferred.
Territories and Availability
This program is available in all 50 states and Washington, D.C. It is offered on an admitted basis, giving you access to competitive and compliant options nationwide. Whether you serve clients in California, Texas, Florida, or smaller markets like Vermont or South Dakota, this program can accommodate them.
Why Work With Sports & Fitness Insurance Corp.
Sports & Fitness Insurance Corp. brings niche focus and underwriting experience to the fitness and recreation space. As a Managing General Agency with access to multiple carriers, they can offer flexible solutions tailored to fitness facilities of all sizes. Agents and brokers benefit from responsive service, customized coverage, and competitive access to a broad national market. If you're looking to place fitness center risks with a trusted specialist, this program is a strong choice.
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include 24-hour gyms, martial arts schools, dance studios, racquet clubs, and swim schools offering structured programs and maintaining safety protocols.
Is the program available nationwide?Yes, the program is available in all 50 states and Washington, D.C.
What coverages are included?The program includes General Liability, Professional Liability, Abuse and Molestation, Tanning Liability, Property, Umbrella, Business Auto, Workers Compensation, and Surety Bonds.
Are athletic participants covered under this policy?Yes, coverage includes liability for athletic participants, which is critical for gyms and training facilities.
What are the underwriting considerations?Underwriting evaluates the type of facility, services offered, staff qualifications, safety measures, and claims history. Clean operations with good risk management are preferred.
Need help placing an account? Connect with a market specialist.
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Amusement Centers Insurance
M.J. Hall & Company, Inc. offers a specialized Amusement Centers Insurance program designed to help agents and brokers place coverage for a wide range of entertainment venues and recreational facilities.
This program provides General Liability, Property, and Crime coverage tailored for operations such as arcades, bowling alleys, billiard halls, batting cages, archery and shooting ranges, dance halls, commercial swimming pools, movie theaters, casinos, parks, playgrounds, and playhouses. These businesses face unique liability exposures, including guest safety, equipment hazards, and property damage risks. Our market access and underwriting expertise allow you to confidently offer comprehensive protection to your amusement and entertainment clients.
Ideal Accounts and Appetite
This program is a great fit for small to mid-sized amusement venues that cater to the public and feature interactive or entertainment-based attractions. Target classes include:
Indoor arcades and gaming centers
Bowling centers and billiard halls
Batting cages and sports training facilities
Shooting and archery ranges
Mini amusement parks and playgrounds
Dance halls and small event venues
Community movie theaters and playhouses
Swimming pools and fishing ponds operated for recreation
You might have a client operating a local bowling alley with a snack bar and arcade area—this program would be well suited to address their general liability and property needs.
Coverage Highlights and Advantages
M.J. Hall’s Amusement Centers Insurance program includes flexible and competitive coverage features:
General Liability:
• Primary Limits up to $3,000,000 Occurrence / $5,000,000 Aggregate
• Blanket Additional Insured Endorsement available
• Medical Payments Coverage - $5,000 Limit - Included
Deductible:
• No deductible required
Property:
• Basic, Broad, or Special Form
• Replacement Cost or Actual Cash Value options
• Building coverage
• Business Personal Property
• Business Income
• Equipment Breakdown
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers
Crime:
• Inside the Premises – Theft of Money and Securities
• Inside the Premises – Robbery or Safe Burglary of Other Property
• Outside the Premises
Underwriting Notes and Minimum Premiums
Minimum premiums will vary depending on the scope of operations, location, and coverage selected. M.J. Hall works with agents to evaluate each submission on its own merit and offers flexible underwriting for well-managed risks.
Territories and Availability
This program is available in the following states: Alaska (AK), Arizona (AZ), California (CA), Hawaii (HI), and Nevada (NV). Admitted markets may be available in some states. Coverage is written through top-rated carriers including Colony Insurance Company (A XII), Covington Specialty Insurance Company (A+ XIV), Scottsdale Insurance Company (A+ XV), and Essex Insurance Company (A XIV).
Why Work With M.J. Hall & Company
As an established excess and surplus lines broker, M.J. Hall & Company brings decades of experience in placing complex and niche risks. Our team understands the unique exposures faced by amusement centers and can help you deliver tailored solutions to your clients. With access to strong carrier partners and responsive underwriting, we make placing amusement accounts more efficient and profitable for independent agents and brokers.
For more information about Amusement Centers Insurance, please feel free to call or email.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for amusement centers such as arcades, bowling alleys, batting cages, shooting ranges, and small entertainment venues like dance halls or theaters.
Which states is this program available in?The program is available in AK, AZ, CA, HI, and NV. Availability of admitted markets may vary by state.
Are there minimum premium requirements?Minimum premiums vary based on the size and scope of the operation. M.J. Hall evaluates each risk individually to determine pricing.
What carrier markets are used for this program?Carriers include Colony Insurance Company, Covington Specialty, Scottsdale Insurance Company, and Essex Insurance Company—all rated A or better.
Is this coverage available on an admitted basis?Some admitted options may be available depending on the state and specific risk. Most placements are through non-admitted carriers.
Need help placing an account? Connect with a market specialist.