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Workers Compensation Solutions for Social Services Accounts Insurance Program Managers Group (IPMG) offers a specialized Workers Compensation Insurance program tailored to the needs of social services organizations. With class codes 8864 and 8842, our program is designed to support agents and brokers looking to place business for clients in the social services sector, including nonprofits, counseling centers, residential care facilities, and more. Ideal Accounts and Appetite This program is ideal for social service organizations that provide care, counseling, or residential services. We can accommodate a wide range of operations, including start-ups and accounts with high experience modification ratings. Whether your client is a new counseling clinic or a multi-location residential facility, IPMG has the markets and expertise to find the right solution. Example accounts that may be a strong fit include: A start-up behavioral health nonprofit hiring its first team of counselors An established addiction treatment center with a challenging loss history Coverage Highlights and Advantages Our Social Services Workers Compensation Insurance program brings together strong market access and dedicated service. Highlights include: Minimum premium of $7,500 Start-up operations accepted Access to A- rated carriers or better Competitive solutions for clients with high experience mods We work closely with brokers to ensure the best possible fit for each client, balancing coverage needs with pricing considerations across multiple markets. Submission Requirements To begin the underwriting process, the following items are required: Completed Accord application with a description of operations Currently valued loss runs (if applicable) Current Experience Modification Rating (if applicable) Territories and Availability This program is available in a wide range of states, including but not limited to IL, CA, TX, FL, and NY. We currently offer access across over 40 jurisdictions: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, MI, MN, MO, MS, NC, NE, NV, OK, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV, and DC. We work with both admitted and non-admitted markets, depending on state and account specifics, offering flexibility to meet your clients’ coverage needs. Why Work With IPMG? At IPMG, we combine deep workers compensation expertise with a strong understanding of the social services landscape. Our brokers benefit from: Dedicated support and responsive service Broad market access tailored to social service risks Ability to place both clean and distressed accounts Flexible underwriting with a focus on long-term client relationships If you're looking for a reliable partner to place Workers Compensation coverage for your social services clients, IPMG is ready to help. Let us help you find the best fit at the most competitive premium. Frequently Asked Questions What types of accounts are a good fit for this Workers Compensation program?This program is designed for social service organizations such as counseling centers, residential care facilities, behavioral health providers, and nonprofits offering community services. Can start-up operations apply for coverage?Yes, we accept start-up social service accounts, provided they meet underwriting guidelines and submission requirements. What is the minimum premium for this program?The minimum premium for eligible accounts is $7,500. Do you work with accounts that have high experience mod ratings?Yes, we have markets that can accommodate clients with higher-than-average experience modifications. What documentation is required for submission?Submissions should include a completed Accord application with a description of operations, currently valued loss runs (if applicable), and the current experience mod rating (if applicable). Need help placing an account? Connect with a market specialist.

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Workers Compensation Insurance for Automotive Body Repair Shops Insurance Program Managers Group (IPMG) offers a specialized Workers Compensation Insurance program tailored for automotive body repair shops. With access to multiple markets and experienced underwriting, IPMG provides independent agents and brokers with a reliable solution to place Workers Compensation coverage for this high-risk industry. Ideal Accounts and Appetite This program is designed for a wide range of automotive body repair operations, including: Collision repair shops Auto body painting and refinishing businesses Frame alignment and structural repair facilities Start-up operations and small businesses If you have a client who is launching a new repair shop or an established business facing high experience modification rates, IPMG can help you find the right coverage fit. Coverage Highlights and Advantages IPMG’s program offers the flexibility and underwriting depth needed to protect employees in physically demanding and potentially hazardous work environments. Key features include: Minimum premium starting at $500 in most states Start-up businesses accepted Access to A- rated or better carriers Solutions for businesses with high experience modification ratings Competitive pricing across multiple markets Underwriting Notes and Submission Requirements To expedite the quoting process, please be prepared to provide the following: Completed Accord application with a clear description of operations Currently valued loss runs (if available) Current experience modification rating (if applicable) IPMG specializes in streamlining the underwriting process to help you secure fast, competitive quotes for your clients. Available Territories This Workers Compensation program is available in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, MI, MN, MO, MS, NC, NE, NV, OK, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV, and DC. All available markets are considered, giving you flexibility in placement options depending on state and carrier availability. Why Work With IPMG? As a wholesale broker with deep expertise in Workers Compensation, IPMG offers agents and brokers more than just access to markets — we provide service, support, and underwriting insight tailored to the automotive repair industry. Our responsive team is committed to helping you find the best coverage options at the most competitive premiums for your clients. If you’re looking for a reliable Workers Compensation market for automotive body repair risks — especially those with unique challenges — IPMG is your trusted partner. Frequently Asked Questions What types of accounts are a good fit for this Workers Compensation program?This program is ideal for automotive body repair shops, including collision repair, painting, and structural work. Start-ups and businesses with high mod rates are also welcome. Are start-up auto repair shops eligible for coverage?Yes. IPMG accepts start-up operations and will work with agents to place new businesses that meet underwriting guidelines. What is the minimum premium for this program?The minimum premium starts at $500 in most states, depending on the specific risk and underwriting details. What carriers does IPMG use for this Workers Compensation program?IPMG works with a variety of A- rated or better carriers. Market availability may vary by state and class of business. What documents are needed to submit a quote request?Required documents include a completed Accord application with operations description, currently valued loss runs, and the current experience mod rating if applicable. Need help placing an account? Connect with a market specialist.