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...rcial and residential water well drillers, suppliers, and manufacturers. Over...ors, and geotechnical/environmental drillers working under engineer or consult...

...ith a solo operator or a larger directional drilling operation, our program pr...include: Drilling consultants Directional drillers Wellsite operators Geologists...

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

... Dredging Drillers (Not Oil & Gas) ...

Building projects demand more than just materials and manpower—they rely heavily on equipment to get the job done right. From heavy machinery like cranes and excavators to smaller tools like drills and compressors, equipment rentals are a vital part of construction, landscaping, and even event planning. These valuable assets also come with unique insurance challenges. American Lumber Underwriters offers a specialized Equipment Rental insurance program designed to help independent agents place business for clients who rent out tools, equipment, and party supplies. Backed by an "A" rated carrier, our program addresses the coverage gaps and complexities that traditional markets often struggle to insure—such as lifts, inflatables, and conversion exposures. Ideal Accounts and Appetite This program is designed for rental companies serving both homeowners and contractors. Eligible classes include: Tool and equipment rental businesses Party supply rental companies Rental operations with inflatables, lifts, or heavy machinery Hardware and building material dealers with rental exposures You might have a client who rents pipe handlers and generators to contractors or one who provides party tents and bounce houses for local events—both are strong fits for our program. Coverage Highlights and Advantages Our Equipment Rental program offers broad protection and unique benefits tailored to this niche: Property & Inland Marine – Covers owned and rented equipment, including replacement cost options General Liability – Protects against injuries or damages during use Commercial Auto – For delivery and transportation of rental items Workers Compensation – Covers employee injuries on the job Umbrella Coverage – Adds an extra layer of protection for high-exposure operations Program features include: Coverage for lifts and inflatables Conversion and theft by customer risks considered GPS/NER deductible benefits Direct billing option with 10 equal payments Underwriting Notes and Minimum Premiums To ensure a smooth and fast quote turnaround, please submit: Completed ACORD applications 5 years of currently valued loss runs Details on any large losses Supplemental questionnaire The minimum premium for this program starts at $10,000. We welcome submissions for accounts that meet this threshold and offer competitive terms for well-managed risks. Territories and Availability This program is available to agents and brokers in all U.S. states, including DC. Whether your client is in California, Texas, New York, or anywhere in between, we can help you find the right coverage solution. Why Work With American Lumber Underwriters? As a dedicated Program Administrator, American Lumber Underwriters understands the unique challenges faced by rental companies. Our experience in the lumber and equipment sectors, combined with access to an "A" rated carrier, allows us to offer tailored solutions that many standard markets cannot. We work closely with independent agents to deliver underwriting expertise, responsive service, and customized coverage for this specialized niche. To learn more about how we can help you place your equipment rental accounts, visit our company profile or explore the full program details on our storefront. Frequently Asked Questions What types of accounts are a good fit for this Equipment Rental program?Ideal accounts include tool and equipment rental companies, party rental businesses, and hardware stores with rental operations. We also consider risks involving lifts, inflatables, and heavy machinery. Can the program cover theft or conversion by customers?Yes, our program includes options to address conversion and theft by customer exposures, which many standard markets exclude. Is coverage available nationwide?Yes, this program is available in all 50 states and Washington DC. What is the minimum premium for this program?The minimum premium starts at $10,000, with competitive pricing available for well-qualified accounts. What is needed for a submission?We require ACORD applications, 5 years of loss runs, details on large losses, and a completed supplemental questionnaire. Need help placing an account? Connect with a market specialist.

Building projects demand more than just materials and manpower—they rely heavily on equipment to get the job done right. From heavy machinery like cranes and excavators to smaller tools like drills and compressors, equipment rentals are a vital part of construction, landscaping, and even event planning. These valuable assets also come with unique insurance challenges. American Lumber Underwriters offers a specialized Equipment Rental insurance program designed to help independent agents place business for clients who rent out tools, equipment, and party supplies. Backed by an "A" rated carrier, our program addresses the coverage gaps and complexities that traditional markets often struggle to insure—such as lifts, inflatables, and conversion exposures. Ideal Accounts and Appetite This program is designed for rental companies serving both homeowners and contractors. Eligible classes include: Tool and equipment rental businesses Party supply rental companies Rental operations with inflatables, lifts, or heavy machinery Hardware and building material dealers with rental exposures You might have a client who rents pipe handlers and generators to contractors or one who provides party tents and bounce houses for local events—both are strong fits for our program. Coverage Highlights and Advantages Our Equipment Rental program offers broad protection and unique benefits tailored to this niche: Property & Inland Marine – Covers owned and rented equipment, including replacement cost options General Liability – Protects against injuries or damages during use Commercial Auto – For delivery and transportation of rental items Workers Compensation – Covers employee injuries on the job Umbrella Coverage – Adds an extra layer of protection for high-exposure operations Program features include: Coverage for lifts and inflatables Conversion and theft by customer risks considered GPS/NER deductible benefits Direct billing option with 10 equal payments Underwriting Notes and Minimum Premiums To ensure a smooth and fast quote turnaround, please submit: Completed ACORD applications 5 years of currently valued loss runs Details on any large losses Supplemental questionnaire The minimum premium for this program starts at $10,000. We welcome submissions for accounts that meet this threshold and offer competitive terms for well-managed risks. Territories and Availability This program is available to agents and brokers in all U.S. states, including DC. Whether your client is in California, Texas, New York, or anywhere in between, we can help you find the right coverage solution. Why Work With American Lumber Underwriters? As a dedicated Program Administrator, American Lumber Underwriters understands the unique challenges faced by rental companies. Our experience in the lumber and equipment sectors, combined with access to an "A" rated carrier, allows us to offer tailored solutions that many standard markets cannot. We work closely with independent agents to deliver underwriting expertise, responsive service, and customized coverage for this specialized niche. To learn more about how we can help you place your equipment rental accounts, visit our company profile or explore the full program details on our storefront. Frequently Asked Questions What types of accounts are a good fit for this Equipment Rental program?Ideal accounts include tool and equipment rental companies, party rental businesses, and hardware stores with rental operations. We also consider risks involving lifts, inflatables, and heavy machinery. Can the program cover theft or conversion by customers?Yes, our program includes options to address conversion and theft by customer exposures, which many standard markets exclude. Is coverage available nationwide?Yes, this program is available in all 50 states and Washington DC. What is the minimum premium for this program?The minimum premium starts at $10,000, with competitive pricing available for well-qualified accounts. What is needed for a submission?We require ACORD applications, 5 years of loss runs, details on large losses, and a completed supplemental questionnaire. Need help placing an account? Connect with a market specialist.