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WDPG provides solution for Industrial Cylinder Gas Insurance needs Escaped Gas Coverage Mis-delivery of Liquid Products Aggregate Limits by Location Cryogenic Tank Coverage High Pressure Cylinder Coverage Blanket Waiver Additional Insured by Contract Auto Coverage Workers Compensation Coverage Inland Marine Medical Gasses Overview of the Program From WDPG Insurance Program WDPG’s Industrial Cylinder Gas Insurance program is designed for agents placing accounts that handle compressed gases, cryogenic liquids, and high-pressure cylinders. As a Managing General Underwriter working with Chartis, WDPG offers targeted coverages that address the unique physical and transportation risks of cylinder and gas businesses. Paper is available in most states, and the program combines property, liability and inland marine options to create single-source solutions for distributors, suppliers and service providers. Ideal Accounts and Appetite Local and regional industrial gas distributors and welding supply stores Medical gas suppliers and hospital gas service contractors Cryogenic tank operators and liquid gas deliverers Cylinder filling plants, rental/repair shops and cylinder exchange operations Accounts that require certificate access, blanket waivers, or additional insured status by contract Generally a good fit are insureds with documented cylinder testing and inspection programs, driver training, DOT compliance, and secured storage. The program is less likely to accept accounts with chronic loss history, large-scale bulk LPG terminals, or operations with uncontrolled off-site storage without loss control improvements. Coverage Highlights and Advantages Escaped gas coverage for incidents involving compressed or liquefied gases Mis-delivery coverage for liquid product exchanges and mix-ups Aggregate limits by location to control site exposure Cryogenic tank and high-pressure cylinder coverage tailored to industry needs Blanket waiver and Additional Insured by Contract wording to support contractor relationships Package options including auto liability, workers’ compensation and inland marine for transported cylinders Medical gases coverage available for accounts serving healthcare facilities Underwriting Notes and Minimum Premiums Underwriters will want details on operations, including annual sales by product type, cylinder inventory values, testing/inspection frequency, delivery procedures, driver training records, and loss history. Proof of DOT/OSHA compliance, inspection logs for cylinders and tanks, and written safety programs strengthen submissions. Minimum premium: No Minimum Premium. That makes the program flexible for smaller retail or service operations as well as mid-sized accounts. Territories and Admitted Positioning WDPG places this program in most available states (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR... UT, VT, VA, WA, DC, WV, WI, WY). Admitted paper is obtainable in most territories through Chartis, depending on the specific risk and coverage requested. Why Work With WDPG on This Business Specialized underwriting focused on cylinder, cryogenic and medical gas exposures Access to Chartis capacity and admitted paper in most states Flexibility to package liability, auto, workers’ comp and inland marine coverages Program wording that supports contract requirements like blanket waivers and additional insureds Responsive submission intake — supply clear operational details to speed quoting Example Account Scenarios You might have a regional welding supply that wants coverage for cylinder exchange, on-site storage and local deliveries — WDPG can provide combined general liability, auto and inland marine for transported cylinders. Or you may represent a medical gas supplier with fixed cryogenic tanks at a hospital campus that needs aggregate limits by location and additional insured status; this program can be tailored to include cryogenic tank coverage and professional delivery exposures. Frequently Asked Questions What types of accounts are a good fit for WDPG’s Industrial Cylinder Gas program?Accounts that handle compressed gases, cryogenic liquids or high-pressure cylinders with documented inspection/testing, DOT compliance and organized delivery operations are ideal. Examples include welding suppliers, medical gas providers, fill plants and cylinder rental shops. Is coverage available in my state and is it admitted?The program is available in most states listed in the storefront. WDPG places admitted paper through Chartis in many territories; final availability depends on the risk details and requested coverages. What underwriting information should I include with a submission?Provide loss runs, annual sales and inventory values by product, cylinder/tank inspection schedules, driver training and DOT compliance documentation, delivery operations description, and any contract requirements for additional insureds or waivers. Are inland marine and auto coverages included?Yes. WDPG can include auto liability for delivery vehicles and inland marine for cylinders in transit as part of a packaged solution, subject to underwriting review. Is there a minimum premium to place business?No. The program lists No Minimum Premium, which allows placement of smaller accounts as well as mid-sized operations. Final pricing will reflect the account’s exposures and loss history. Need help placing an account? Connect with a market specialist.

Alarm Companies Insurance Insurance for Alarm Contractors, Installers and Security Companies Overview — RSG National Specialty Programs Ryan Specialty National Programs (RSG National Specialty Programs) offers a focused national program for alarm installers, alarm contractors and security companies. As a program administrator, RSG works with an exclusive carrier relationship and experienced program specialists so retail agents and brokers can secure comprehensive commercial coverage for clients in the low- to mid-market. Use this program when your clients need tailored general liability, professional liability and related coverages for alarm, access control and low-voltage operations. Ideal Accounts and Appetite Alarm and security contractors with mixed commercial and residential exposure. Installation-only or installation + monitoring operations. Clients doing CCTV, access control, home automation, home theater integration or low-voltage work tied to security systems. Small to mid-sized businesses that have written customer contracts (including liquidated damages clauses) and reasonably managed third-party exposures. Less appropriate: accounts with significant burglary-response operations that place employees in hazardous environments, high-loss prior histories without mitigation, large national integrators requiring admitted paper or unique state filings. Always confirm fit with underwriting before submission. Coverage Highlights and Advantages Primary General Liability designed for alarm contractors and installers. Professional Liability / Errors & Omissions to address faulty installation, system failures and monitoring mistakes. Personal Injury, Lost Key, and Care/Custody & Control extensions often available to mirror common industry exposures. Excess / Umbrella limits are available with in-house binding authority up to $10,000,000. Package options: Workers’ Compensation, Commercial Auto, Crime, Property and Inland Marine to build broader placements through the same program. Underwriting Notes and Minimum Premiums Typical submission requirements include a completed supplemental application, ACORD forms, five years of currently valued loss runs, and a copy of the customer contract that includes a liquidated damages clause. Minimums: General Liability minimum premium is $500. Underwriting will review contract language, installation practices, monitoring arrangements, and prior loss trends. Territories and Availability Available nationwide through the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...and monitoring contractors, CCTV and access control installers, home automation and home-theater integrators with commercial and residential exposure and standard customer contracts are ideal. Larger national integrators or accounts with unmanaged high-risk operations may not fit. Which lines can I package through this program?Primary General Liability and Professional Liability (E&O) are core. Excess/umbrella, workers’ compensation, commercial auto, crime, property and inland marine are commonly available to create a multi-line placement. What are the key underwriting items I should include with a submission?Provide a completed supplemental application, ACORD forms, five years of currently valued loss runs and the insured’s customer contract that includes any liquidated damages clause. Clear contract terms and recent loss history help speed review. Is this program available in my state?The program is available across the states listed in the storefront. Because filings and admitted status can vary, confirm admitted vs. non-admitted availability and any state-specific requirements with the program specialists before submitting. What is the minimum premium to know up-front?The program’s minimum General Liability premium is $500. Final pricing depends on class, limits, exposures and loss history — include complete submission details for the most accurate indication. Need help placing an account? Connect with a market specialist.

WDPG provides solutions for Industrial Cryogenic Gas Insurance needs WDPG Insurance Program is a trusted Managing General Underwriter specializing in niche markets, including the complex and high-risk industrial cryogenic gas sector. With access to top-rated carriers like Chartis, WDPG offers a comprehensive insurance program tailored to meet the unique risks faced by businesses handling cryogenic and compressed gases. Ideal Accounts and Appetite This program is designed for agents and brokers seeking coverage for clients involved in the storage, transportation, or distribution of industrial gases, including cryogenic liquids and compressed gases. Ideal insureds may include: Industrial gas suppliers and distributors Medical and specialty gas companies Welders and fabrication shops using cryogenic or high-pressure cylinders Businesses with on-site cryogenic storage tanks You might have a client who delivers liquid nitrogen to medical or food service facilities, or a distributor who leases high-pressure gas cylinders to manufacturers—these are great candidates for this program. Coverage Highlights and Advantages WDPG’s Industrial Cryogenic Gas Insurance program includes a wide range of specialized coverages designed to address the critical exposures in this industry: Escaped Gas Coverage – Protects against losses caused by accidental gas release Mis-delivery of Liquid Products – Covers liability for delivering the wrong gas or liquid Aggregate Limits by Location – Tailored limits based on the insured’s operations Cryogenic Tank and High Pressure Cylinder Coverage – Covers property and liability exposures Blanket Waiver and Additional Insured by Contract – Helps meet contractual risk transfer requirements Auto Liability and Workers Compensation – Available for mobile operations and employee protection Inland Marine – Covers transit risks for tanks and equipment Medical Gases – Coverage available for companies serving healthcare clients Underwriting Notes and Minimum Premiums WDPG offers flexible underwriting with no minimum premium requirements, making the program accessible for both large and small operations. Submissions are reviewed by experienced underwriters who understand the technical exposures of cryogenic and compressed gas businesses. Clean safety records, proper tank maintenance protocols, and documented employee training are considered favorably. Territories and Availability This program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, PA, and IL. WDPG is able to write on an admitted basis in many jurisdictions, offering regulatory compliance and peace of mind to both agents and insureds. Why Work With WDPG Insurance Program? WDPG brings deep industry knowledge and underwriting expertise to a challenging class of business. Their partnership with Chartis and commitment to responsive service help agents place complex risks quickly and efficiently. If you're looking for a reliable solution for your cryogenic gas clients, WDPG’s program delivers specialized protection, competitive terms, and nationwide reach. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include industrial gas distributors, cryogenic tank operators, and businesses handling medical or specialty gases. Is there a minimum premium requirement?No, WDPG’s program does not have a minimum premium, making it accessible for smaller operations as well as larger accounts. Can this program cover transportation of cryogenic gases?Yes, the program includes auto liability and inland marine coverage options to protect transported tanks and gases. What carrier backs this insurance program?This program is backed by Chartis, a reputable carrier known for handling specialized commercial risks. In which states is this program available?The program is available in most U.S. states, including CA, TX, FL, NY, IL, and many others. Need help placing an account? Connect with a market specialist. ...

Overview of the Trucking Insurance Program from Southern Insurance Underwriters, Inc. Southern Insurance Underwriters, Inc. (SIU) offers a dedicated Trucking Insurance program built for agents who need a reliable market for long-haul, intermediate and local trucking accounts. Backed by more than 80 years of commercial transportation underwriting experience, SIU delivers coast-to-coast capacity through a panel of markets with competitive pricing and rapid turn-around on quotes and submissions. Ideal Accounts and Appetite This program is designed for small-to-mid fleets up to larger single-owner operations. Typical fit includes: Number of units: 1 to 200 Operations: long-haul, intermediate and local delivery Radius: mixed radius rating (0–300 miles, 301–600 miles, 600+ miles) Acceptable commodities: Dry van freight Refrigerated freight (frozen only; no “iced” meat) Flatbed freight Agricultural commodities (fertilizer accepted provided ammonium nitrate content is =33%) Non-hazardous liquids transported in baffled tankers Accounts outside these parameters, high-hazard commodities, or specialized hauls may not fit; please refer submission guidelines or contact SIU for acceptance criteria. Coverage Highlights and Advantages SIU’s Trucking Insurance program pairs targeted underwriting with flexible coverage options common to commercial auto programs: tailored auto liability, physical damage, cargo protection, and ancillary liability extensions as available. Key advantages for agents include: Competitive rates through multiple carrier relationships (carriers vary by risk) Fast quote turn-around to help you win submissions Underwriting that understands transportation exposures — from owner-operators to small fleets Ability to place mixed radius accounts with tiered rating for varying route profiles Underwriting Notes and Minimum Premiums Underwriters evaluate units, radius, commodity, vehicle age, loss history and driver records. Important underwriting points: Unit count accepted: 1–200 Radius classes: 0–300, 301–600, 600+ (mixed radius rating supported) Commodity restrictions: no iced meat; fertilizer limits; only non-hazardous liquids in baffled tankers Carriers and admitted status: Most available markets — admitted or non-admitted capacity varies by state and risk Minimum premium: varies by carrier and state; provide full details on submission to determine applicable minimums Territories and Availability This SIU Trucking Insurance program is available in AL, FL, GA and SC. Coverage availability and admitted/non-admitted placement options depend on the specific carrier selected for the risk, so please confirm market availability when you submit. Why Work With Southern Insurance Underwriters, Inc. on Trucking Insurance SIU is a managing general agency with deep roots in transportation underwriting. Agents benefit from SIU’s experience, flexible market access, and quick response on quotes and endorsements. Whether you’re placing a single-truck operation or a 100+ unit fleet that runs regional or national lanes, SIU provides practical solutions and responsive underwriting to help you place business and retain clients. Example accounts that fit well A 25-truck refrigerated dry-van fleet running 300–600 mile regional lanes carrying frozen foods (no iced meat). An owner-operator flatbed carrier that hauls building materials within a 0–300 mile local radius. SIU provides streamlined submissions and prompt quotes. Prepare loss runs, vehicle/unit lists, driver MVRs, and commodity details to expedite underwriting review. Frequently Asked Questions What size and types of trucking accounts are a good fit for SIU’s Trucking Insurance program?The program is best for single-truck owner/operators up to fleets of about 200 units. It fits long-haul, intermediate and local operations hauling dry van, refrigerated (frozen only), flatbed, certain agricultural commodities, and non-hazardous liquids in baffled tankers. How quickly can I expect a quote from SIU?SIU emphasizes fast turn-around on quotes and submissions. Actual timing depends on completeness of the submission and complexity of the risk; providing loss runs, unit details and driver records up front speeds the process. Which states are eligible for placement under this program?This storefront covers AL, FL, GA and SC. Available carriers and whether the placement is admitted or non-admitted will vary by state and by individual risk. What specific underwriting restrictions should I tell clients about before submitting?Key restrictions include commodity limits (no “iced” meat; fertilizer restricted by ammonium nitrate content) and acceptance criteria for tankers (non-hazardous liquids only, baffled tanks). Also confirm radius and unit counts against the mixed radius rating structure. Need help placing an account? Connect with a market specialist. ...

Crouse and Associates offers a robust Transportation Insurance program specifically designed for fleets operating regionally and nationally. This program is ideal for local to long-haul trucking operations, with a focus on accounts operating in the 11 Western States, including CA, AZ, WA, OR, NV, and more. For agents and brokers looking to place trucking risks, this program provides access to flexible coverage solutions through both admitted and non-admitted markets. Our underwriting appetite starts at 5+ power units for trucking accounts in the Western U.S. and 10+ units for other states. Whether your client is hauling produce, building materials, or bulk liquids, we offer tailored solutions to help you meet their operational and regulatory needs. Target Risks and Ideal Accounts We work with a wide range of transportation classes, including but not limited to: General Commodities Haulers Bulk Liquid Transporters Flatbed Operators Pneumatic and Tanker Units Refrigerated (Refers) Freight Agricultural Haulers Containerized Freight Movers Building Materials and Equipment Haulers Accounts transporting incidental hazardous consumer packaged goods are also considered. If you have a client operating a 7-unit reefer fleet serving California and Nevada or a 12-unit flatbed operation hauling construction materials across the Pacific Northwest, this program is a strong fit. Coverage Highlights Our Transportation Insurance program offers a comprehensive suite of coverage options to help agents and brokers build the right package for their clients: Truck Liability Motor Truck Cargo Physical Damage Hired and Non-Owned Auto Occupational Accident Trailer Interchange Excess / Umbrella Liability General Liability Underwriting Guidelines and Premiums Minimum premiums vary depending on coverage selections, fleet size, and operating territory. Most available markets are non-admitted, allowing for flexible underwriting and pricing solutions for challenging or specialized risks. We work with a variety of carriers to match your clients with competitive and appropriate coverage options. Territory and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada, Oregon, Texas, Utah, Washington, and Wyoming. For risks outside the Western U.S., we typically require 10 or more power units to consider placement. Why Work With Crouse and Associates? As a Managing General Agency and Excess & Surplus Lines Broker, Crouse and Associates brings deep expertise in the transportation sector. We offer agents access to multiple markets, responsive underwriting support, and the ability to place both standard and hard-to-place trucking accounts. Our team is committed to helping you find the right solutions for your clients quickly and efficiently. Please contact us for more information on our Transportation Insurance program! Frequently Asked Questions What types of accounts are a good fit for this program?We target trucking operations with 5 or more units in the Western U.S. and 10 or more units elsewhere. Ideal risks include haulers of general commodities, bulk liquids, agricultural products, and construction materials. Is this program available in all states?No, the program is currently available in AZ, CA, CO, ID, MT, NM, NV, OR, TX, UT, WA, and WY. What coverages are included in the Transportation Insurance program?Coverages include Truck Liability, Motor Truck Cargo, Physical Damage, Hired/Non-Owned Auto, Occupational Accident, Trailer Interchange, Excess/Umbrella, and General Liability. What is the minimum premium for this program?Minimum premiums vary depending on the size and scope of the operation, as well as coverage selections and territory. Contact us for specific underwriting requirements. Can you write accounts that include hazardous materials?We can consider accounts hauling incidental hazardous consumer packaged goods. Heavier exposures may be outside our appetite. Need help placing an account? Connect with a market specialist. ...

Comprehensive Insurance Solutions for Oil and Gas Contractors Sloan Mason Insurance Services, Inc. offers specialized access to a new facility backed by various 'A'-rated carriers, providing tailored Oil and Gas Contractors Insurance solutions. This program is designed to support contractors and lease operators in the energy sector, including those with up to 20% offshore exposure. With competitive terms and deep underwriting expertise, Sloan Mason is a trusted wholesale partner for agents and brokers seeking solid placement options in this complex and high-risk industry. Ideal Accounts and Target Classes This program is ideal for a wide range of oil and gas service providers. Whether your client is performing onshore lease operations or involved in offshore support, Sloan Mason’s markets can accommodate varied risk profiles. Target classes include: Geophysical Exploration Oil or Gas Lease Work by Contractors Oil or Gas Lease Operators Instrument Logging or Survey Work Acidizing or Cementing Services Cleaning or Swabbing Operations Perforating and Shooting Specialty Tool Operation by Contractors Recovery, Perforating, or Installation of Casing Minimum premiums vary by carrier, starting at $2,500, depending on class and exposure. Coverage Highlights and Available Endorsements This program offers broad coverage options to help insureds manage the unique exposures of the oil and gas industry. Available coverages and enhancements may include: Blanket Additional Insured and Waiver of Subrogation In REM Coverage Gulf of Mexico Operations Non-Owned Watercraft Liability Pollution Coverage (Time Element and Full Pollution, depending on carrier) These options provide flexibility to tailor policies for each client's operational footprint and risk level. Underwriting Requirements To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation: 5-year payroll history 5 years of currently valued loss runs by line (within 120 days of requested effective date) ACORD applications for each line of coverage requested Completed supplemental applications You can download the required Oil and Gas Contractors Data Sheet to streamline the submission process. Program Availability This offering is available in most states across the U.S., including key energy-producing regions such as Texas, Louisiana, Oklahoma, and Pennsylvania. Sloan Mason works with both admitted and non-admitted markets, depending on the state and risk profile, to ensure flexibility and competitive pricing. Why Partner With Sloan Mason Insurance? As a wholesale broker with deep specialization in oil and gas risks, Sloan Mason brings decades of experience and market access to agents and brokers nationwide. Their ability to secure terms from top-rated carriers and understand the nuances of energy accounts makes them a valuable partner for challenging placements. Whether you’re placing a small contractor performing swabbing services or a larger operator with offshore exposure, Sloan Mason is equipped to help you navigate coverage options and underwriting requirements efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for oil and gas contractors and lease operators performing services such as geophysical exploration, cementing, casing installation, and offshore work up to 20% exposure. Are offshore operations eligible for coverage?Yes, accounts with up to 20% offshore exposure can be considered, depending on underwriting and carrier guidelines. What is the minimum premium for this program?Minimum premium varies by carrier, with starting points typically around $2,500, depending on the class of business and exposures. What documentation is needed to get a quote?Agents should provide 5-year payroll history, 5 years of loss runs (valued within 120 days), ACORD forms, and the applicable supplemental applications. Which states is this program available in?This program is available in most U.S. states, including major oil and gas regions like TX, OK, LA, and PA. Need help placing an account? Connect with a market specialist. ...

Overview of the Program From Sloan Mason Insurance Services, Inc. Sloan Mason Insurance offers access to a competitive wholesale program for Energy Risks — providing Property, Builder's Risk and Business Interruption insurance placed with an "A"-rated carrier. The program is designed for complex, high-value energy and process accounts where comprehensive property and income protection is required. As a wholesale broker, Sloan Mason facilitates underwriting access and placement options you can use to complete difficult-to-place energy risks. Ideal Accounts and Appetite This program will entertain mid- to large-size accounts across multiple energy and process classes, including: Oil, gas and petrochemical operations — refiners, petrochemical plants, and gas pipeline risks Power generation — fossil-fuel, hydroelectric, cogeneration, and alternative energy facilities; municipal water and sewage utilities Chemical manufacturing and distribution — organic/inorganic chemicals, industrial gases, ethanol production, plastics and resins Mining operations — coal, iron, copper, potash and similar extractive operations Process industries — pulp & paper, steel mills, forging operations and similar heavy industrial facilities Typical fits are fixed-location industrial facilities with significant property values and contingent business interruption exposures. The program is not intended for small retail properties or personal lines risks. Coverage Highlights and Advantages Property coverage tailored for complex energy and process exposures, including machinery breakdown where appropriate. Builder's Risk solutions for large construction and turnaround projects within the energy sector. Business Interruption and Extra Expense limits and wording designed to address extended outage and contingent supplier exposures common in energy operations. Placement with an A-rated carrier and access to various treaty or facultative markets through Sloan Mason’s wholesale relationships. Underwriting that understands manufacturing, refining, pipeline and utility exposures — helps produce competitive terms for technically complex accounts. Underwriting Notes and Minimum Premium To obtain a full underwriting review and the best possible quote, provide the following items: Completed and signed ACORD application Currently valued loss runs for the last 3 years Completed statement of property values (Excel format) Business interruption worksheet (Excel format) Please view the program data sheet for details: Energy Risks - Property, Builder's Risk and Business Interruption Data Sheet Minimum premium: $15,000. Territories and Availability The program is available through Sloan Mason as a wholesale broker in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR... TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage and terms may vary by jurisdiction and by carrier. Why Work With Sloan Mason on Energy Business? Sloan Mason Insurance Services, Inc. combines wholesale placement capability with energy-sector underwriting experience. As a wholesale broker you gain: Direct access to markets that underwrite complex energy property and BI exposures An underwriting workflow that collects the technical details underwriters expect, helping speed review Options for builder's risk and project-oriented placements in addition to ongoing property and BI programs Example Accounts That Fit A regional gas compression station with multiple lines of pipe and high equipment value seeking property and contingent BI limits during planned outages. A cogeneration plant under construction requiring builder's risk for the installation phase and business interruption coverage tied to ramp-up operations. How to Submit Prepare the requested underwriting package (ACORD, loss runs, Excel property schedule and BI worksheet) and submit through your usual wholesale submission channel. Sloan Mason will coordinate placement efforts with the carrier and provide underwriting feedback to help you complete the placement. Frequently Asked Questions What types of energy accounts are a good fit for this program?Mid- to large-size energy and process facilities such as refineries, power plants, pipelines, chemical manufacturers, mining operations and heavy process industries that need robust property, builder's risk and business interruption coverage. What documents are required for a complete submission?A completed and signed ACORD application, currently valued loss runs for the past three years, a completed statement of property values (Excel) and a business interruption worksheet (Excel). The program data sheet linked above provides additional detail. Is this available nationwide?The program is available in the states listed above. Terms, capacity and admissibility may vary by state and by carrier. What is the minimum premium and typical account size?The program minimum premium is $15,000. It is geared toward accounts with significant property values and material business interruption exposure rather than small, low-premium risks. Need help placing an account? Connect with a market specialist.

Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs. Ideal Accounts and Appetite Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving: Amusement Devices Automobile/Truck Parts (non-critical) Boats and Marine Products Chemicals and Pharmaceuticals Consumer Products and Toys Contractors Equipment and Machinery Fireworks Medical and Diagnostic Equipment Personal Protective Equipment Lawn & Garden Equipment Mining and Railroad Equipment Pesticides and Plastics Printing Presses Sporting Goods (excluding football helmets and trampolines) Trailers, Tanks, and Valves And more You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline. Coverage Highlights and Advantages Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include: Access to multiple carriers, including some admitted markets where available Customized terms, including high deductibles and self-insured retention options Capacity up to $2 million per occurrence Support for emerging product technologies and legacy product exposures Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors. Underwriting Notes and Minimum Premiums Limits available up to $2 million per occurrence Minimum premium: $15,000 for $1 million limit Minimum deductible: $10,000 Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome. Territories and Availability This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures. Why Work With Sloan Mason With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no. Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery. Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile. What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available. Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist. ...

Sloan Mason Insurance Services, Inc. now offers access to a new facility with multiple "A"-rated carriers to place General Liability, Pollution, Professional, Auto and Umbrella programs for Refinery, Chemical Plant & Power Generation Facility Contractors Insurance. This program is designed for contractors who perform inspection, installation, repair and related specialty services at heavy industrial sites. Target classes and ideal accounts This program is aimed at specialty contractors and service firms working in refinery, chemical plant and power generation environments. Target classes include: Welding and process piping Boiler inspection, installation and repair Machinery inspection, installation and repair Millwright work Field machining Turbine inspection, installation and repair Compressor and pump inspection, installation and repair Coverage highlights and program advantages Multi-line solutions: placement options for GL, Pollution, Professional (E&O), Auto and Umbrella to provide coordinated coverage for complex industrial exposures. Access to several "A"-rated carriers through Sloan Mason’s wholesale broker facility, increasing chances of placement on difficult accounts. Underwriting tailored to specialty contractors working at operational heavy industrial sites—focus on controlled-site exposures, contractual liability, and pollution management. Underwriting notes and minimum premiums Underwriters will evaluate operational controls, loss history, project scope, contractual arrangements and pollution exposures. The facility has minimum premium thresholds as follows: $10,000 minimum premium for General Liability $5,000 minimum premium for Pollution and Professional coverages $10,000 minimum premium for Umbrella liability Typical submission requirements for a full underwriting review: Five years of payroll history Five years of currently valued carrier loss runs by line (valued within 120 days of requested effective date) ACORDs by line of coverage requested Completed supplemental application(s) Please view the Refinery, Chemical Plant and Power Generation Facility Contractors Data Sheet for the program supplemental application and data requirements. Appetite and common declinations Well suited: experienced specialty contractors and inspection/installation teams working under formal site safety and environmental controls, with documented safety programs and stable loss history. Typically not a fit: contractors with uncontrolled or unresolved pollution exposures, contractors primarily performing large turnkey construction where the insured assumes general contractor responsibilities without adequate controls, or accounts with recent frequent large losses—such business may be referred for alternative market placement. Territories and market positioning Sloan Mason offers this program broadly across the U.S. territory list below. The facility operates with most available markets (admitted and non-admitted placement options may be considered depending on state and risk): AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR... Why work with Sloan Mason on this business Wholesale broker access to multiple "A"-rated markets increases placement options for challenging industrial contractor risks. Dedicated underwriting focus on refinery, chemical plant and power generation contractor exposures helps produce coordinated multi-line placements. Streamlined submission checklist and supplemental data sheet to speed review and improve quote accuracy. Example accounts that fit this program An industrial millwright firm that performs turbine alignments and on-site machining for a power plant, with documented safety programs and three years of clean loss history. A mechanical contractor that installs and repairs compressors and pumps at a chemical processing facility under written site access and pollution control procedures, seeking GL, pollution and excess limits. Frequently Asked Questions What types of contractor accounts are a good fit for this program?Specialty contractors who perform inspection, installation, repair and machining services at refineries, chemical plants and power generation facilities—examples include welding/process piping, turbine work, compressors/pumps, millwrights and boiler services with documented safety and pollution controls. What minimum documentation do I need to submit for a complete review?Provide five years of payroll history, five years of currently valued loss runs (valued within 120 days), ACORD applications by line, and completed supplemental application(s). Use the program data sheet linked above for the supplemental forms. What are the program minimum premiums?The facility’s stated minimums are $10,000 for General Liability, $5,000 for Pollution and Professional, and $10,000 for Umbrella. Final premium depends on class mix, limits and loss experience. Is this available nationwide and are admitted markets offered?The program is available across the listed U.S. states and operates with most available markets. Sloan Mason can consider admitted or non-admitted placement depending on state rules and the specific risk. Need help placing an account? Connect with a market specialist.