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...ent is a rural hospital storing electronic medical records or a small e-commer...xposures?Yes. The program includes electronic media coverage, which helps prot...

... CCTV, access control and other electronic security systems. Use this program ...kets and hands-on underwriting for electronic security contractors. Agents ben...

...rkers Marine electricians and electronics installers Fiberglass technician...

...endorsement to address data and electronic workflow exposures Free contract review services to help reduce scope-of-serv...iability endorsements. Free contract review is included to help manage exposur...

... client is bringing in consumer electronics, specialty chemicals, or aftermark...tion of consumer goods, chemicals, electronics, performance auto parts, and other specialty...

...ork; carpentry and finish work; electronics and electrical; engine maintenance...e Services—our underwriting team can review eligibility and advise on the best...

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Contractors Pollution Liability Insurance from Environmental Underwriting Solutions Environmental Underwriting Solutions offers a focused Contractors Pollution Liability (CPL) program that helps agents place pollution liability for contractors working on construction, remediation, and maintenance projects. Available on both claims-made and occurrence forms, this program provides third-party coverage for bodily injury and property damage, defense costs, and pollution cleanup — for sudden accidents as well as gradual releases, including mold and fungi exposures. Ideal Accounts and Target Classes This CPL program fits a broad range of contractor accounts, from environmental specialists to general and specialty trades. Typical classes include: Asbestos and lead abatement contractors Remediation and emergency response firms Storage tank installation, removal, and fuel-handling contractors Painting, plumbing, electrical, HVAC, and insulation contractors General construction, carpentry, roofing, and artisan trades Grading, excavation, drilling, dredging, and pipeline work Mold remediation, industrial cleaning, and septic services Example placements you might bring to this program: a small residential remodeling contractor whose work includes mold remediation and HVAC modifications, or a mid-size oilfield contractor performing tank removals and site restoration that needs pollution liability with transportation and completed operations limits. Coverage Highlights and Advantages This CPL offering emphasizes broad, flexible protection designed for contractor exposures: Broad definition of pollution conditions that explicitly includes mold and fungi Third-party property damage and bodily injury, plus legal defense and cleanup costs Coverage for natural resource damages under Property Damage where applicable Transportation Pollution Liability option for exposures in transit Emergency response costs included Blanket coverage for non-owned disposal sites Project-specific excess and long-term tail/completed operations options for project placements No automatic exclusions for construction defects or water intrusion (subject to underwriting) Available for both owned and leased locations; occurrence forms include built-in completed operations Underwriting Notes and Minimum Premium Environmental Underwriting Solutions partners with multiple carriers to match risk characteristics to appropriate markets. Appetite is broad, but underwriting varies by carrier — typical factors include the contractor’s trade, past loss history, project types, waste handling practices, and subcontractor controls. The program can be placed on either claims-made or occurrence forms depending on the carrier and client needs. Minimum premium for the CPL program starts at $500, which makes the program accessible for small contractors while scaling for larger, more complex accounts. Territories and Program Availability This program is available in most states, including CA, TX, FL, NY, IL, WA, PA, and GA. Environmental Underwriting Solutions offers admitted options in many jurisdictions and can place non-admitted business where appropriate to meet client needs. Why Work With Environmental Underwriting Solutions? As a wholesale broker with deep environmental expertise, Environmental Underwriting Solutions gives agents access to competitive markets and practical underwriting guidance for pollution risks. You’ll get responsive service, flexible program structures (project-specific or packaged), and help identifying carriers that fit each contractor’s operations. Contact us for more information on our Contractors Pollution Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general contractors, environmental contractors, and specialty trades performing remediation, abatement, plumbing, HVAC, roofing, grading, and industrial cleaning who need pollution liability protection for third-party claims and cleanup costs. Is mold coverage included in this CPL program?Yes. The program’s broad definition of pollution conditions includes mold and fungi exposures. Coverage can be written on either a claims-made or occurrence basis, depending on carrier availability and the client’s needs. Are project-specific policies available?Yes. Project placements can include completed operations language and long-term tail coverage where needed, making the program suitable for both single-project placements and ongoing operations accounts. What is the minimum premium for this coverage?The program’s minimum premium starts at $500, allowing you to place smaller contractor accounts as well as larger risks that require higher limits or specialized terms. In which states is this program available?The program is available in most U.S. states, including CA, TX, NY, FL, IL and others. Admitted options are available in many jurisdictions; non-admitted placement is used where appropriate. Need help placing an account? Connect with a market specialist.

...overy • Document Management and Electronic data • Enterprise Resource Planning...in any form of expression, whether electronic or in print • Broad definition o...