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...oot traffic Distributors and manufacturers with product liability concerns ...s program available?This Commercial Umbrella program is offered in AL, CA, CO,...

Transportation and Trucking Coverage from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a Transportation and Trucking Coverage program tailored for commercial auto operations that need wholesale, Excess & Surplus (E&S) solutions. Through access to an A.M. Best–rated A+ (Superior) FSC XV E&S carrier and other markets, we place complex or hard-to-place trucking risks that may not fit standard admitted carriers. This program is designed for agents and brokers who need capacity, flexible underwriting, and solutions for unique fleet exposures. Ideal Accounts and Appetite We write a wide range of for-hire and private fleets. Typical classes include: Contractor fleets Cement mixers and sand & gravel haulers Patrol and security companies Parcel and document delivery services Container haulers and building materials dealers Hotel and motel courtesy vans Airport shuttles and taxis Ambulances (emergency and non-emergency) Selective long-haul fleets (40+ units) Local trucking operations (up to a ~500-mile radius) Garbage and recycling haulers Select fuel haulers We also consider many other classes—contact us with specific operations that may appear outside typical appetite. Coverage Highlights and Advantages This program balances capacity with flexible underwriting to serve both standard and specialty exposures: Primary commercial auto liability and physical damage coverage Underwriting flexibility for complex operations and unique exposures Capacity for large fleets and regional trucking programs Options for sizable deductibles and Self-Insured Retentions (SIRs) Non-admitted/E&S market advantages for risks not eligible for admitted markets Underwriting Notes and Minimum Premiums We focus on accounts that may not fit standard carriers due to fleet size, operational complexity, or higher risk profiles. The program’s typical minimum premium begins at $35,000, so it is best suited for mid-size to large fleets or operations with elevated exposures. Underwriting emphasizes vehicle count, radius of operation, cargo type, driver selection and training, loss history, and safety controls. Examples of good fits: An independent contractor fleet of mixed heavy equipment and dump trucks operating regionally with a strong safety program but large aggregate limits needs E&S capacity and SIR options. A municipal solid-waste hauler with multiple routes across state lines requiring primary liability and physical damage limits not available in standard markets. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability may vary by state and specific risk characteristics—confirm with underwriting for state-specific terms. Why Work with U.S. Risk Insurance Group? As an experienced E&S broker, U.S. Risk combines deep carrier relationships with hands-on underwriting expertise in transportation and trucking. We move quickly on submissions, structure programs with flexible retentions and limits, and help place accounts that require non-standard solutions. If you have a trucking client who can’t get acceptable terms in admitted markets—or who needs larger deductibles, SIRs, or specialty coverage—we can help you find workable options. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mid-size to large transportation fleets, especially those involved in local or selective long-haul trucking, delivery, or specialized hauling (for example, fuel, cement, or garbage haulers). Is this program available nationwide?Yes. The program is available in most U.S. states, including major transportation hubs such as TX, CA, FL, IL, and NY. State availability may vary by risk; confirm with underwriting. What is the minimum premium for this coverage?The typical minimum premium starts at $35,000. Accounts with very large fleets or unique exposures may require higher premiums or additional underwriting information. Can you write accounts with high deductibles or SIRs?Yes. We have appetite for accounts with large deductibles or Self-Insured Retentions, particularly for experienced operators with strong safety programs and loss control measures. Do you offer coverage for emergency service vehicles?Yes. We can provide coverage for ambulances (emergency and non-emergency) and other specialized vehicles such as taxis and courtesy vans, subject to underwriting review. Need help placing an account? Connect with a market specialist.

...need reliable markets for food manufacturers and processors. Colonial General ...ccurrence and aggregate, and excess/umbrella capacity up to $25,000,000. Prope...

...ram is well-suited for: Manufacturers or distributors of new, innovativ...program?This program is ideal for manufacturers, importers, or distributors of...

... McGowan also places Commercial Umbrella and Follow Form Excess Liability pro...

...ctors - roofing, steel erectors, elevator contractors, painting, street and ro... light-to-moderate hazard product manufacturers/distributors, and premises ris...

Comprehensive Property Coverage Solutions from MAXIMUM MAXIMUM provides a flexible, market-driven Property program for agents and brokers placing standard and hard-to-place commercial property risks. Through access to more than 40 competitive E&S and standard markets and over $95MM in total property premiums placed, MAXIMUM delivers layered capacity and creative policy options for high-value, complex and CAT-exposed accounts. Ideal Accounts and Appetite This program fits accounts that need specialized underwriting, broad capacity, or non-standard forms. Typical classes include: All-Risk — Unique Classes Airports Large municipal schedules School boards Food processing facilities Water service districts Metalworking operations Manufacturing Risks Plastic injection molding Sheet metal fabrication Woodworking shops Paper and cardboard manufacturing Older, unprotected construction with high PML or non-sprinklered buildings Large Real Estate and Apartment Schedules Apartment complexes Office buildings Vacant commercial properties Hospitality Risks Restaurants and hotel groups — including single-location operations Capacity up to and exceeding $250MM for CAT-exposed portfolios Coverage Highlights and Advantages MAXIMUM’s Property program is designed to handle high-value and CAT-exposed risks. Key options include: CAT Perils / Difference in Conditions (DIC) Earthquake and flood coverage available nationwide Targeted CAT capacity for high-exposure areas such as California, the New Madrid zone, and the Western U.S. Over $250MM of combined earthquake capacity available within PML structures DIC forms available for apartments, offices, studios, and manufacturing facilities Flood provided on DIC forms in Zones A/V, excess of NFIP Coastal Windstorm Coverage Available on All-Risk or DIC basis Offered standalone or as part of a larger schedule Deductible buy-down options Suitable for apartments, condos, hotels, and industrial buildings Underwriting Notes and Market Access MAXIMUM operates exclusively through retail agents and brokers and places this program on a non-admitted basis to preserve flexibility in forms and capacity. You gain strategic access to 40+ top-tier carriers across E&S and standard markets, enabling layered placements and tailored terms for complex risks. Minimum premiums vary by risk size, location, and exposures; MAXIMUM focuses on accounts that benefit from customized underwriting and multi-carrier capacity. Territories and Availability The program is available to licensed agents and brokers in all 50 states, including high-hazard CAT zones and urban centers. Whether you’re placing a property schedule in California, a manufacturing risk in the Midwest, or a hospitality portfolio in the Southeast, MAXIMUM can help secure appropriate markets and capacity. Why Work With MAXIMUM? As a wholesale broker with deep property expertise, MAXIMUM offers responsive underwriting, broad market access, and practical placement strategies for tough risks. The program is built for agents who need solutions for unusual classes, high PMLs, vacant or older buildings, and multi-location schedules. Example scenarios where MAXIMUM is a good fit: You have a client with a large apartment schedule that includes vacant units and buildings without full sprinkler protection — MAXIMUM can coordinate layered capacity and DIC options to address coverage gaps. You’re placing a food processing plant or metal fabrication shop with elevated PML exposure — MAXIMUM can source specialized terms and earthquake/flood capacity to complete a placement. To place business, connect with MAXIMUM’s market specialists and leverage their carrier relationships and underwriting experience to find solutions for complex property needs. Frequently Asked Questions What types of accounts are a good fit for this program?Large, complex, or hard-to-place property risks — for example, manufacturing facilities, apartment schedules, municipal portfolios, and buildings in CAT zones. Is coverage available for properties in high-risk CAT zones?Yes. MAXIMUM offers earthquake, flood, and windstorm coverage, including targeted CAT capacity for areas such as California and the New Madrid zone. Can you write vacant or unprotected buildings?Yes. The program has appetite for vacant properties and older, unprotected construction, particularly when the account needs layered capacity or DIC solutions. Are these policies written on an admitted basis?No. Placements are non-admitted to provide greater flexibility in forms, underwriting, and layered capacity strategies. Which states is this program available in?This property program is available nationwide — all 50 states — including high-hazard CAT zones and major urban centers. Need help placing an account? Connect with a market specialist.

...policy limits available Excess/umbrella limits up to $25,000,000 Included ...verage at policy limits, and excess/umbrella up to $25,000,000. Property, equi...

Builders Risk – Commercial & Residential Halcyon Underwriters offers a competitive Builders Risk Insurance program designed to serve both commercial and residential construction projects. As a full-service wholesale broker, Halcyon gives agents and brokers access to a broad range of carriers and flexible coverage options to meet the evolving needs of your construction clients. Whether you’re placing a ground-up build, remodel, or installation job, Halcyon’s marketplace is built to help you find the right fit. Ideal Accounts and Appetite This program is ideal for contractors, developers, and property owners involved in new construction, renovations, or major remodels across a wide range of project types. Eligible risks include most single-structure residential and commercial projects. Examples include: A general contractor building a new office complex in Texas. A developer remodeling a multi-family property in Florida. An electrician installing systems in a retail center in California. Halcyon can accommodate both reporting and non-reporting forms, though most single-structure projects will qualify for non-reporting forms only. Coverage Highlights and Optional Endorsements Policies are written on a Special Form basis, offering comprehensive protection including off-premises coverage, transit, and theft of building materials. Optional coverages are available for commercial accounts and can be tailored to match your client's exposure: Soft Costs (Extra Expense) – Covers additional costs resulting from construction delays, including loan interest, taxes, legal and consulting fees, insurance premiums, and promotional expenses. Rental Income – Protects against the actual loss of net rental income sustained during a covered delay. Please specify desired coverage and values on the application. Contractor's Equipment – Special Form coverage for owned and newly acquired equipment, rental reimbursement, and debris removal. Installation Floater – Available for artisan subcontractors such as plumbers and electricians working on both commercial and residential projects. Computer/EDP – Includes coverage for data, media, extra expense, and in-transit exposures. Underwriting Notes and Minimum Premiums Minimum premium starts at $15,000. Submissions should include complete project details, scope of work, duration, and any optional coverages requested. Rental income and soft cost coverage must be clearly detailed on the application for quotation purposes. Territories and Availability This program is available in all 50 states plus Washington, DC. Halcyon Underwriters works with top-rated carriers including Ace, Allianz, Allied World, Alterra, Axis, Catlin, Chubb, CNA, Crum & Forster, Great American, Hartford, Lexington, Liberty Mutual, Markel, One Beacon, Travelers, and Zurich. Why Work With Halcyon Underwriters With access to a wide network of carriers and underwriting expertise across diverse classes of construction business, Halcyon Underwriters is a strong partner for agents and brokers. Their team provides responsive service, deep market knowledge, and the ability to tailor coverage to unique project needs. For more details on appetite and submission requirements, visit their CompleteMarkets profile or explore the program page at Halcyon Builders Risk Insurance. Contact us today to discuss your client's builders risk needs and learn how Halcyon Underwriters can support your placement efforts. Frequently Asked Questions What types of accounts are a good fit for this Builders Risk program?This program works well for residential and commercial new construction, renovations, and remodels. Eligible accounts include general contractors, developers, and artisan subcontractors like electricians and plumbers. Are both reporting and non-reporting forms available?Yes, Halcyon offers both forms. Most single-structure projects will qualify for non-reporting forms, while larger or phased projects may be eligible for reporting forms. What optional coverages can be added?Optional coverages include soft costs, rental income, contractor’s equipment, installation floaters, and Computer/EDP. These can be tailored to meet the specific exposures of commercial clients. What is the minimum premium for this program?The minimum premium typically starts at $15,000. Final pricing depends on project size, scope, and selected coverages. In which states is this program available?This Builders Risk program is available in all 50 states and Washington, DC through Halcyon Underwriters. Need help placing an account? Connect with a market specialist.