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...ram is well-suited for: Manufacturers or distributors of new, innovativ...program?This program is ideal for manufacturers, importers, or distributors of...

Transportation and Trucking Coverage from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a Transportation and Trucking Coverage program tailored for commercial auto operations that need wholesale, Excess & Surplus (E&S) solutions. Through access to an A.M. Best–rated A+ (Superior) FSC XV E&S carrier and other markets, we place complex or hard-to-place trucking risks that may not fit standard admitted carriers. This program is designed for agents and brokers who need capacity, flexible underwriting, and solutions for unique fleet exposures. Ideal Accounts and Appetite We write a wide range of for-hire and private fleets. Typical classes include: Contractor fleets Cement mixers and sand & gravel haulers Patrol and security companies Parcel and document delivery services Container haulers and building materials dealers Hotel and motel courtesy vans Airport shuttles and taxis Ambulances (emergency and non-emergency) Selective long-haul fleets (40+ units) Local trucking operations (up to a ~500-mile radius) Garbage and recycling haulers Select fuel haulers We also consider many other classes—contact us with specific operations that may appear outside typical appetite. Coverage Highlights and Advantages This program balances capacity with flexible underwriting to serve both standard and specialty exposures: Primary commercial auto liability and physical damage coverage Underwriting flexibility for complex operations and unique exposures Capacity for large fleets and regional trucking programs Options for sizable deductibles and Self-Insured Retentions (SIRs) Non-admitted/E&S market advantages for risks not eligible for admitted markets Underwriting Notes and Minimum Premiums We focus on accounts that may not fit standard carriers due to fleet size, operational complexity, or higher risk profiles. The program’s typical minimum premium begins at $35,000, so it is best suited for mid-size to large fleets or operations with elevated exposures. Underwriting emphasizes vehicle count, radius of operation, cargo type, driver selection and training, loss history, and safety controls. Examples of good fits: An independent contractor fleet of mixed heavy equipment and dump trucks operating regionally with a strong safety program but large aggregate limits needs E&S capacity and SIR options. A municipal solid-waste hauler with multiple routes across state lines requiring primary liability and physical damage limits not available in standard markets. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability may vary by state and specific risk characteristics—confirm with underwriting for state-specific terms. Why Work with U.S. Risk Insurance Group? As an experienced E&S broker, U.S. Risk combines deep carrier relationships with hands-on underwriting expertise in transportation and trucking. We move quickly on submissions, structure programs with flexible retentions and limits, and help place accounts that require non-standard solutions. If you have a trucking client who can’t get acceptable terms in admitted markets—or who needs larger deductibles, SIRs, or specialty coverage—we can help you find workable options. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mid-size to large transportation fleets, especially those involved in local or selective long-haul trucking, delivery, or specialized hauling (for example, fuel, cement, or garbage haulers). Is this program available nationwide?Yes. The program is available in most U.S. states, including major transportation hubs such as TX, CA, FL, IL, and NY. State availability may vary by risk; confirm with underwriting. What is the minimum premium for this coverage?The typical minimum premium starts at $35,000. Accounts with very large fleets or unique exposures may require higher premiums or additional underwriting information. Can you write accounts with high deductibles or SIRs?Yes. We have appetite for accounts with large deductibles or Self-Insured Retentions, particularly for experienced operators with strong safety programs and loss control measures. Do you offer coverage for emergency service vehicles?Yes. We can provide coverage for ambulances (emergency and non-emergency) and other specialized vehicles such as taxis and courtesy vans, subject to underwriting review. Need help placing an account? Connect with a market specialist.

...xcess & Casualty Excess Auto Umbrella Insurance Overview of the Program F... are available through this program?Umbrella and excess limits range from $1 m...

...need reliable markets for food manufacturers and processors. Colonial General ...ccurrence and aggregate, and excess/umbrella capacity up to $25,000,000. Prope...

...er food-service operations Manufacturers with moderate to high product or ...?Yes. Veracity offers this Excess & Umbrella program in all 50 states and Wash...

...ctors - roofing, steel erectors, elevator contractors, painting, street and ro... light-to-moderate hazard product manufacturers/distributors, and premises ris...

Comprehensive Property Coverage Solutions from MAXIMUM MAXIMUM provides a flexible, market-driven Property program for agents and brokers placing standard and hard-to-place commercial property risks. Through access to more than 40 competitive E&S and standard markets and over $95MM in total property premiums placed, MAXIMUM delivers layered capacity and creative policy options for high-value, complex and CAT-exposed accounts. Ideal Accounts and Appetite This program fits accounts that need specialized underwriting, broad capacity, or non-standard forms. Typical classes include: All-Risk — Unique Classes Airports Large municipal schedules School boards Food processing facilities Water service districts Metalworking operations Manufacturing Risks Plastic injection molding Sheet metal fabrication Woodworking shops Paper and cardboard manufacturing Older, unprotected construction with high PML or non-sprinklered buildings Large Real Estate and Apartment Schedules Apartment complexes Office buildings Vacant commercial properties Hospitality Risks Restaurants and hotel groups — including single-location operations Capacity up to and exceeding $250MM for CAT-exposed portfolios Coverage Highlights and Advantages MAXIMUM’s Property program is designed to handle high-value and CAT-exposed risks. Key options include: CAT Perils / Difference in Conditions (DIC) Earthquake and flood coverage available nationwide Targeted CAT capacity for high-exposure areas such as California, the New Madrid zone, and the Western U.S. Over $250MM of combined earthquake capacity available within PML structures DIC forms available for apartments, offices, studios, and manufacturing facilities Flood provided on DIC forms in Zones A/V, excess of NFIP Coastal Windstorm Coverage Available on All-Risk or DIC basis Offered standalone or as part of a larger schedule Deductible buy-down options Suitable for apartments, condos, hotels, and industrial buildings Underwriting Notes and Market Access MAXIMUM operates exclusively through retail agents and brokers and places this program on a non-admitted basis to preserve flexibility in forms and capacity. You gain strategic access to 40+ top-tier carriers across E&S and standard markets, enabling layered placements and tailored terms for complex risks. Minimum premiums vary by risk size, location, and exposures; MAXIMUM focuses on accounts that benefit from customized underwriting and multi-carrier capacity. Territories and Availability The program is available to licensed agents and brokers in all 50 states, including high-hazard CAT zones and urban centers. Whether you’re placing a property schedule in California, a manufacturing risk in the Midwest, or a hospitality portfolio in the Southeast, MAXIMUM can help secure appropriate markets and capacity. Why Work With MAXIMUM? As a wholesale broker with deep property expertise, MAXIMUM offers responsive underwriting, broad market access, and practical placement strategies for tough risks. The program is built for agents who need solutions for unusual classes, high PMLs, vacant or older buildings, and multi-location schedules. Example scenarios where MAXIMUM is a good fit: You have a client with a large apartment schedule that includes vacant units and buildings without full sprinkler protection — MAXIMUM can coordinate layered capacity and DIC options to address coverage gaps. You’re placing a food processing plant or metal fabrication shop with elevated PML exposure — MAXIMUM can source specialized terms and earthquake/flood capacity to complete a placement. To place business, connect with MAXIMUM’s market specialists and leverage their carrier relationships and underwriting experience to find solutions for complex property needs. Frequently Asked Questions What types of accounts are a good fit for this program?Large, complex, or hard-to-place property risks — for example, manufacturing facilities, apartment schedules, municipal portfolios, and buildings in CAT zones. Is coverage available for properties in high-risk CAT zones?Yes. MAXIMUM offers earthquake, flood, and windstorm coverage, including targeted CAT capacity for areas such as California and the New Madrid zone. Can you write vacant or unprotected buildings?Yes. The program has appetite for vacant properties and older, unprotected construction, particularly when the account needs layered capacity or DIC solutions. Are these policies written on an admitted basis?No. Placements are non-admitted to provide greater flexibility in forms, underwriting, and layered capacity strategies. Which states is this program available in?This property program is available nationwide — all 50 states — including high-hazard CAT zones and major urban centers. Need help placing an account? Connect with a market specialist.

... combines property, casualty and umbrella solutions to close those protection ...ty typically starts around $500 and umbrella around $750, subject to underwriting. Property, casualty and umbrella limits are available up to $5M de...

...lary protections may include: Umbrella limits up to $20 million General L...

Coverages include, but are not limited to: Primary General Liability with higher limits available Excess Liability Professional Liability (E&O) Pollution Property Inland Marine — tool coverage Overview — Contractors / Construction Insurance from Ck Specialty Insurance Ck Specialty Insurance Associates, Inc. offers Contractors / Construction insurance solutions designed for retail agents who need flexible markets and quick turnarounds for construction, renovation and specialty contractor risks. As a Western-based MGA, wholesaler and surplus lines broker, Ck Specialty places accounts through multiple A-rated carriers and in-house binding authority where available. Ideal Accounts and Appetite This program targets a broad range of contractors and construction risks, including both new construction and repair/renovation work. Typical classes we place include: Remodel and home construction contractors General contractors and specialty trade contractors (EIFS, OCP) Steel erection and drilling contractors Solar contractors Utility, sewer & water contractors Senior and military housing, apartments, custom homes and hotels Accounts with typical exposure profiles — on-site operations, tools and inland marine needs, completed operations exposures and contractual additional-insured requests — are a good fit. Classes with significant subsidence exposure may be eligible on a case-by-case basis; some classes qualify for no-subsidence wording. Coverage Highlights and Advantages Flexible package: primary GL, excess liability, professional liability (E&O), pollution and property options Inland marine tool/eqpt coverage available Project-specific policies or annual policies available Endorsements available for blanket additional insureds, primary/non-contributory wording, waiver of subrogation and per-project aggregate Completed operations endorsement options, including extended completed ops up to 10 years for eligible risks All carriers contracted through Ck Specialty are A-rated In-house binding authority and brokerage markets to speed placements Available Endorsements Blanket Additional Insureds Primary / Non-Contributory wording Waiver of Subrogation Per Project Aggregate Completed Operations coverage for Additional Insureds No Subsidence Exclusion (available on select classes) 10-year extended Completed Ops endorsement (eligible risks) Project-specific policies or annual policies Underwriting Notes and Minimum Premiums Ck Specialty underwrites to a construction-focused appetite with multiple markets available depending on class and coverage needs. Minimum premium starts at $500. The program supports quick quote-to-bind turnaround for standard risks; more complex accounts may require supplemental documentation, loss runs and completed operations controls. Territories and Capacity This Contractors / Construction program is available in AZ, CA and TX. Ck Specialty places business through a mix of admitted and surplus lines markets as appropriate to the risk ("Most Available Markets"). Capacity levels and admitted status vary by carrier and class. Why Place Construction Business with Ck Specialty Insurance Access to multiple A-rated carriers and both binding and brokerage markets Specialized construction underwriting and flexible endorsement options that address typical GC and subcontractor contractual needs Low minimum premiums to help place smaller contractor accounts Faster turnaround for routine accounts — useful when certificates and AI wording are time-sensitive Example scenarios: You might have a remodeling contractor needing primary GL, tools coverage and a per-project aggregate with blanket additional-insured wording, or a general contractor on a mid-size multifamily project that needs primary/non-contributory wording and completed operations extended endorsements. This program is structured to handle those needs through admitted or surplus markets depending on the placement. Ck Specialty Insurance is a Western-based MGA/wholesaler/surplus lines broker providing market access to retail insurance brokers in AZ, CA and TX. All carriers are A-rated and multiple markets are contracted and accessible through Ck Specialty Insurance depending on coverage and risk type. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of contractor accounts are a good fit for this program?The program fits a wide range of contractors including remodelers, general contractors, steel erection, drilling, solar, utility, sewer & water contractors, and residential builders (custom homes, apartments, hotels, senior/military housing). Small to mid-sized commercial and residential projects with standard completed operations exposure are ideal. Which states and market types are supported?This Contractors / Construction program is available in AZ, CA and TX. Ck Specialty places accounts through multiple markets — admitted and surplus lines — as appropriate for the risk and coverage requested. What endorsements and policy features are commonly available?Common available endorsements include blanket additional insureds, primary/non-contributory wording, waiver of subrogation, per-project aggregate, completed operations extensions (including up to 10 years for eligible risks), and no subsidence exclusion on select classes. What are the submission requirements and turnaround expectations?Standard submissions should include an ACORD application, current loss runs and description of operations. Minimum premium starts at $500. Routine risks typically receive quick quotes and fast bind times; complex or high-exposure accounts may require supplemental information and underwriting review. How does Ck Specialty support agents placing construction business?Ck Specialty provides access to multiple A-rated carriers, in-house binding authority on eligible risks, and underwriting expertise focused on construction exposures. They support certificate and endorsement requests and work to place accounts efficiently through available markets. Need help placing an account? Connect with a market specialist.