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...nance, demolition, abatement and emergency response work. This program provide... about controls, waste handling and emergency response procedures, the faster we can pla...

EMERGENCY CARE SERVICES AND NON-EMERGENCY TRANSPORT SERVICES FOR NC and VA ...vailable?Yes, off-duty coverage for Emergency Medical Technicians can be inclu...

...tation Security services and emergency site management Threat assessme... loss history, current security and emergency-response plans, and any incident reports o...

...on-hazardous waste handlers, and emergency response or restoration companies. ...cus on tailored solutions and quick responses. We work with a mix of admitted ...

...e coverage for first-party cleanup costs and third-party bodily injury and pro...

Manufactured Home Insurance For NC and VA Agents Insurance Markets, Inc. offers a comprehensive Manufactured Home Insurance program for agents and brokers placing business in North Carolina and Virginia. Designed to accommodate a wide range of client needs, this program provides flexible coverage options through an A+ rated admitted carrier, American Modern Insurance Group. Whether your client owns, rents, or leases their manufactured home, this program delivers reliable protection and underwriting expertise. Ideal Accounts and Appetite This program is ideal for agents with clients who reside in, lease, or rent manufactured or mobile homes. Acceptable occupancy types include: Owner-occupied homes Seasonal and vacation-use manufactured homes Rental properties (landlord coverage) Tenant-occupied units (renter’s coverage) Homes of various ages are considered, offering flexibility that helps agents place even hard-to-place risks. Coverage Highlights and Advantages Actual Cash Value (ACV) or Replacement Cost options for both the home and personal property Reimbursement for Repairs following covered losses Fire Department Service Charges covered Food Spoilage due to covered events Tree, Shrub, Plant, and Lawn damage coverage Antenna and Satellite Dish protection Other Structures on the premises included Optional Endorsements available to expand coverage as needed Mechanical Breakdown Enhancement – an industry-leading endorsement for added peace of mind Direct Bill Options with flexible payment plans Competitive Rates backed by stable underwriting Underwriting Notes and Program Features Agents can expect responsive service and competitive underwriting for a wide range of manufactured homes, including older units. The program is designed for easy quoting and placement, with direct billing to insureds and multiple payment options available. Admitted in select states, this program offers the security of regulated protection through a top-rated carrier. Territories and Availability This Manufactured Home Insurance program is available in: North Carolina (NC) Virginia (VA) Agents in Maryland may also inquire about availability in that state as the carrier is admitted in some areas. Why Work With Agents Insurance Markets, Inc.? As a trusted Managing General Agency (MGA), Agents Insurance Markets, Inc. brings decades of experience in placing specialty personal lines coverage. Their team understands the unique exposures of manufactured home risks and offers agents the tools and carrier access needed to serve this niche market effectively. With a focus on service, speed, and underwriting flexibility, you can confidently place your manufactured home business through AIM. Frequently Asked Questions What types of accounts are a good fit for this program?This program is a great fit for owner-occupied, seasonal, rental, and tenant-occupied manufactured or mobile homes in NC and VA. Is coverage available for older manufactured homes?Yes, the program offers flexible age eligibility, making it easier to place older homes that may not qualify elsewhere. Does the program offer Replacement Cost coverage?Yes, both Actual Cash Value and Replacement Cost options are available for the home and personal property, depending on eligibility. Are optional endorsements available?Yes, agents can add optional coverages such as mechanical breakdown, food spoilage, and additional structures to tailor protection to client needs. How is the program billed?The program supports direct billing with multiple payment options, providing convenience for both agents and insureds. Need help placing an account? Connect with a market specialist.

... contractors Remediation and emergency response firms Storage tank ins...on for third-party claims and cleanup costs. Is mold coverage included in this...

Claims Made Defense Costs Duty to Defend Broad Definiti...e retroactive date options. Defense Costs included and a Duty to Defend wher...

... your clients manage legal defense costs, settlements, and reputational damage...

Key Risk Groups: AI Risk offers a specialized Architects and Engineers Professional Liability program designed for small to mid-sized architecture and engineering firms with up to $3 million in annual professional billings. This program is available on an admitted basis in most states and a non-admitted basis in all other states except Delaware. It provides tailored solutions for a broad range of design and technical professionals, including but not limited to: acoustical engineers, agricultural engineers, architects, audiovisual engineers, building designers, civil engineers, communication engineers, construction material testers, construction managers (agency), design/build firms, electrical engineers, forensic engineers, graphic designers, HVAC engineers, interior designers, landscape architects, land surveyors, mechanical engineers, photogrammetrists, process engineers, project managers, space planners, structural engineers, and telecommunication engineers. Coverage Overview: This program provides Professional Liability coverage to help protect your insureds from claims of negligence, errors, or omissions in the performance of their professional services. Whether your client is an independent architect or part of a multi-disciplinary engineering firm, AI Risk helps safeguard their business against costly litigation and reputational damage. Ideal Accounts and Appetite: The program is best suited for design professionals and engineering firms with annual billings under $3 million. It covers a wide range of disciplines, allowing you to place business for niche specialists or firms offering multiple services. AI Risk has a strong appetite for firms involved in both traditional and emerging engineering fields, including telecommunication, forensic, and process engineering. Examples of good-fit accounts include: - A boutique architectural firm specializing in sustainable building design with $1.5 million in billings - A regional civil engineering and land surveying firm managing municipal infrastructure projects Coverage Highlights and Advantages: - Tailored Professional Liability coverage for architects and engineers - Access to A-rated carrier (AIG) - Flexible underwriting to accommodate a variety of disciplines and firm sizes - Admitted and non-admitted options available for broad state accessibility Underwriting Notes and Minimum Premiums: Minimum premiums range from $3,000 to $12,500 for limits up to $1 million, depending on the client's risk classification and selected coverages. AI Risk underwrites each submission with attention to the unique risk profile of the firm, factoring in services offered, project types, and claims history. Territories and Availability: This program is available in all 50 states and the District of Columbia. Coverage is offered on an admitted basis in most states and non-admitted in all states except Delaware. This broad availability makes it easier for you to place multi-state or regionally active accounts. Why Work With AI Risk: AI Risk combines underwriting expertise with responsive service to help agents and brokers efficiently place professional liability coverage for design professionals. The program is backed by AIG, offering financial strength and claims-handling confidence. As a managing general agency and carrier, AI Risk delivers both flexibility and deep market knowledge—making them a strong partner for placing hard-to-fit or niche architect and engineer accounts. Whether your client is a first-time buyer or a seasoned firm seeking better terms, AI Risk can help you deliver value and protection. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits small to mid-sized architecture and engineering firms with up to $3 million in annual billings. It covers a wide range of disciplines, including civil, structural, mechanical, and electrical engineering, as well as architecture and design services. Is the coverage admitted or non-admitted?Coverage is available on an admitted basis in most states and on a non-admitted basis in all others, except Delaware where non-admitted coverage is not available. What is the minimum premium for this program?Minimum premiums range from $3,000 to $12,500 for limits up to $1 million, depending on the risk classification and selected coverages. Which carrier backs this program?The program is backed by AIG, a financially strong and reputable insurance carrier. What services does AI Risk provide as part of this program?AI Risk offers underwriting expertise, access to A-rated markets, flexible terms, and responsive service to help agents place professional liability coverage for architect and engineer clients. Need help placing an account? Connect with a market specialist.