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...sales/repair Impound yards and emergency vehicle sales/repair We are willing to cons...st loss activity, premises security, vehicle inventory controls, and the mix o...

...well. High-hazard uses — such as emergency medical transport, heavy-duty hauli...orms maintenance, or stores customer vehicles. Underwriters will review the sc...

...Liability and physical damage for vehicles used to transport crews, tools and ...work, lighting consultants, electric repair shops, and small construction firm...

J.M. Wilson offers access to SBA Bonds (Small Business Administration Bonds) through the SBA Bond Guarantee Program—specifically designed for small and emerging contractors who may not qualify for traditional bonding solutions. Overview of the SBA Bond Program from J.M. Wilson J.M. Wilson, a trusted Managing General Agency and Excess & Surplus Lines Broker, provides agents and brokers with a valuable solution for placing surety bonds for their small business contractor clients. Through the SBA Bond Guarantee Program, J.M. Wilson helps contractors gain access to surety credit by reducing the risk for surety companies—backing 80–90% of the bond penalty amount. Ideal Accounts and Appetite This program is ideal for: Start-up contractors with limited experience or financial history Emerging small contractors seeking bonding for the first time Contractors who have had difficulty obtaining bonds through the standard market If you have a client bidding on a public works or municipal contract under $2 million and struggling to secure bonding, this program may be the perfect fit. Coverage Highlights and Advantages The SBA Bond Guarantee Program enables eligible contractors to: Secure bid, performance, and payment bonds Access bonding capacity that may otherwise be unavailable Build a bond history and improve access to future bonding opportunities By supporting a large portion of the risk, the SBA allows sureties to consider accounts that may not meet traditional underwriting standards—giving your clients a path forward on bonded jobs. Underwriting Notes Financial statement requirements vary by project size: Projects up to $500,000 – In-house financials accepted Projects $500,000 to $1,000,000 – CPA compilation required Projects $1,000,000 to $2,000,000 – CPA review required J.M. Wilson can help guide you and your clients through the documentation process to meet SBA standards. Territories and Availability This program is available in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Why Work With J.M. Wilson? J.M. Wilson brings years of surety expertise and a commitment to helping agents navigate challenging bonding needs. Steve Kuykendall is the SBA Bond and Surety expert at J.M. Wilson and can assist with submissions, underwriting questions, and SBA program requirements. You can contact him at 800-538-4796 or via email at [email protected]. Frequently Asked Questions What types of accounts are a good fit for this SBA Bond program?This program is ideal for small or emerging contractors who are unable to qualify for bonding through traditional surety markets. What kinds of bonds are available through this program?Eligible contractors can obtain bid, performance, and payment bonds under the SBA Bond Guarantee Program. How much of the bond penalty does the SBA cover?The SBA typically guarantees between 80% to 90% of the bond penalty, helping to reduce the surety’s risk. What financial documents are required for submission?Requirements vary by project size—ranging from in-house statements for small jobs to CPA-reviewed financials for larger projects. Who can I contact at J.M. Wilson for help with SBA Bonds?Steve Kuykendall is the designated SBA Bond expert and can assist with program details, submissions, and underwriting questions. Need help placing an account? Connect with a market specialist.

... Valet Parking Operations Emergency Vehicle Service Providers Contractors Eq...000 per location, with a maximum per vehicle limit of $50,000 if applicable. D...

...s with organized payroll, regular vehicle fleets, and valued portable tools an...payroll and subcontractor schedules, vehicle lists, equipment/tool inventories...

...ital, treatment, evacuation) Emergency Assistance Services (Towing, Tire R...PLUS section of the policy includes emergency assistance such as towing, car r...

...t limited to: Ambulance / emergency response trucks Beverage trucks...tage of sales from manufacturing vs. repairs, service or unrelated business li...

...l • Charter Schools • Colleges • Emergency Medical Transportation • Non-emergency Medical Transportation • Trade Scho... control measures. For accounts with vehicles or employees, include auto sched...