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...ency, Inc. offers a specialized Employment Agencies Insurance program tailored...etail roles. It is not suitable for agencies placing industrial, medical, or c...

...d specifically for recruitment, employment, and staffing agencies. As a wholesale broker with deep sec...?This program is ideal for staffing agencies that place workers in sectors suc...

... Agency, Inc. offers a tailored Employment Practices Errors and Omissions (E&O...packaged with other coverages?Yes, Employment Practices E&O coverage can be pa...

Our Employer Solutions division offers dependent and claims audit services to organizations of any size. We specialize in healthcare cost containment and prove our expertise and flexibility with every client. With a quarter-century of practical experience under our belt, HMS has a host of services available to help government-funded programs and commercial programs uncover healthcare benefits available to their beneficiaries so that these programs can coordinate benefits properly and recover claims that were paid erroneously. HMS’s COB-related services include the following: •Other coverage identification and recovery •Cost avoidance •Case management and systems •Child support •Military services

Dental – Individual and Group With the power of established, tried-and-true dental products, IHC has been marketing these plans to individuals and employers for over 20-years. With 50 state product availability, aggressive rates, plan flexibility and private label opportunities, our dental products are among the most competitive on the market today. The dental portfolio includes indemnity and PPO plans for employer groups of two or more lives and for individuals within affinity groups. Employer plans are offered on both employer paid and employee voluntary basis. Interested in purchasing affordable dental insurance online? Click on the icon below to get a free online quote.

Health Savings Accounts Protection for the inevitable rainy day. With health insurance premiums ever on the rise, employers and employees must cope with higher co-payments, higher deductibles and increased provider restrictions. Many employers are now exploring alternatives to standard medical care that combine high-deductible health plans (HDHP) with Health Savings Accounts (HSA) to ease this burden. If you’re offering a HDHP to your employees, a HSA just might be the perfect solution for you. A HSA makes health coverage more like insurance – what health care coverage should be. HSAs can be funded by either an employee or an employer. The savings roll over into subsequent years, earning interest. This low-cost, tax-free alternative to traditional insurance is the biggest change to health policy in decades. Unexpected sickness or injury is never a part of your employees’ plan, but paying for it can be. Seize the HSA opportunity. AmeriFlex has partnered with First Horizon Msaver, one of the nations premier HSA experts, to provide our customers with the best possible Health Savings Account financial product and services. For over 140 years, First Horizon has been providing a wide range of financial products and services. First Horizon Msaver, founded in 1996, was first-to-market with Medical Savings Accounts (MSAs), now Health Savings Accounts (HSAs), and is the oldest, most recognized and most respected HSA administrator in the country. First Horizon Bank, a division of First Tennessee Bank National Association, is the custodian for the AmeriFlex HSA program. For more information regarding Health Savings Accounts, please review the documents and links to the left or contact AmeriFlex's Marketing Department at 888-868-3539, ext. 112 or [email protected].

COBRA Administration and How AmeriFlex's Mongoose® Solution can help... COBRA requirements are much more complicated than many employers realize. They can expose employers to costly penalties and liabilities. Furthermore, based on new regulations, ERISA now expressly allows for personal liability to be imposed on the plan administrator for violations of COBRA notification requirements. When delegating the COBRA notice duty to an independent third-party administrator (TPA), it is important to be sure that the TPA has advanced systems and processes in place to handle these government-imposed responsibilities. Hiring a COBRA administration partner relieves your company of burdensome tracking, notification, and billing processes. AmeriFlex’s system delivers a fast, highly automated, easy-to-use, cost-effective method for administration and compliance of many of your COBRA obligations. Our COBRA administration procedures and practices provide fair and equal treatment for all COBRA qualified beneficiaries. We also provide compliance advice for employers for difficult COBRA determinations that are certain to arise with qualified beneficiaries. Simply put, by selecting AmeriFlex’s Mongoose® as your COBRA partner, once you provide us with the information, we will handle virtually all of the unique COBRA “back office” needs. For more information regarding AmeriFlex's Mongoose® program, please review the documents and links to the left or contact AmeriFlex's Marketing Department at 888-868-3539, ext. 112 or [email protected].