Search CompleteMarkets

...arks, and community centers Equestrian facilities and riding arenas Go...ommon-area amenities (pools, golf, equestrian, clubhouses) are the primary tar...

...erage for residences, barns, and equipment Animal mortality options Fa...

... and trainers. A collegiate equestrian club that travels to sanctioned eve...

Equestrian sports fans love the excitement and...

Veracity Insurance Solutions, LLC offers a specialized Discontinued Products Liability program designed specifically for businesses that have ceased manufacturing or distributing products but still face long-tail liability exposures. Whether your client’s product line was phased out due to a merger, acquisition, restructuring, or business closure, liability risks don’t disappear when product sales stop. This program helps isolate and protect against claims that may arise years after a product has been discontinued. Veracity understands these unique exposures and provides tailored policies to help ensure that your clients' past business decisions don’t jeopardize their future. Ideal Accounts and Appetite This program is an excellent fit for: Manufacturers and distributors that have sold or retired product lines Companies undergoing mergers or acquisitions where legacy liability remains Businesses exiting a market or industry but needing continued liability protection Private equity firms or parent companies that have divested product-based subsidiaries For example, you might have a client who used to manufacture household appliances but sold the business five years ago. Even though they no longer produce the product, claims related to past units can still arise. This program helps address those exposures. Coverage Highlights and Advantages Coverage tailored specifically for discontinued products Protection from liabilities stemming from past operations Customizable policy terms and limits Available for a wide range of industries and product types Support for complex risk scenarios, including prior sales and legacy exposures Underwriting Notes and Minimum Premiums Minimum premiums vary depending on factors such as product type, historical claims, and number of years since discontinuation. Veracity works with multiple carriers to find the right fit for each account, including non-admitted options when required. Underwriting considerations may include product lifecycle, historical loss data, distribution geography, and risk transfer needs. Submissions should include product descriptions, sales history, and any prior coverage details. Territories and Availability This program is available in all 50 states and Washington, D.C., including but not limited to CA, TX, FL, NY, IL, and WA. Veracity's broad state availability ensures that agents can place accounts nationwide with confidence. Why Work With Veracity Insurance Solutions Veracity Insurance Solutions is a Managing General Agency and Excess & Surplus Lines Broker with deep expertise in niche liability products. Their Discontinued Product Liability program reflects their commitment to solving complex, underserved risk needs. With access to multiple carriers and flexible underwriting, Veracity helps agents provide tailored solutions for clients with legacy product exposures. You can rely on responsive service, market access, and experienced underwriters who understand the nuances of discontinued products. Let Veracity help you protect your clients’ past business achievements with forward-looking risk solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Companies that have discontinued manufacturing or distributing products—such as through a merger, acquisition, or business closure—are ideal candidates. Is there a minimum premium for this coverage?Minimum premiums vary by account and are based on factors such as product type, sales history, and risk profile. Contact Veracity for a customized quote. Can this coverage apply to products discontinued several years ago?Yes. The program is designed to cover liabilities associated with products no longer in production, regardless of how long ago they were discontinued. Is this program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What information is needed for a submission?Typical submissions include product descriptions, historical sales data, prior coverage history, and details of any known claims or liabilities. Need help placing an account? Connect with a market specialist.

Comprehensive Camp Insurance from Prime Insurance Company Camp experiences can be transformative for both children and adults—but they also come with unique risks and responsibilities. Whether your client operates a summer camp, sports camp, day camp, or specialty retreat, ensuring the safety of campers, staff, and volunteers is critical. That’s where Prime Insurance Company comes in. With years of experience insuring hundreds of camps nationwide, Prime offers a robust Camp Insurance program designed specifically for these environments. Ideal Accounts and Program Appetite Prime Insurance Company provides coverage solutions for a wide range of camp types, including: Youth camps Sports camps Day camps Summer camps Dance camps Grief and bereavement camps Specialty or theme-based camps Whether your client is running a seasonal overnight camp or a short-term skills camp, Prime is equipped to handle diverse operations with complex exposures. This program is especially suited for camps with higher-risk activities or specialized programming that may be underserved by standard markets. Coverage Highlights and Advantages Prime's Camp Insurance program offers broad, customizable protection tailored to each camp’s specific needs. Coverage options include: General Liability Personal Effects Coverage Product Liability Sexual Abuse and Molestation Coverage Watercraft Coverage Excess Liability Assault and Battery Coverage Personal Injury Coverage Prime takes a flexible, risk-management-oriented approach to underwriting, allowing agents to secure coverage even for camps with specialized needs or difficult loss histories. Each policy is tailored after a full evaluation of the camp’s operations, exposures, and safety protocols. Underwriting Notes and Turnaround Prime offers responsive underwriting and fast turnaround—your client can go from uninsured to fully covered in as little as 24 hours. The company works closely with agents to understand the full scope of the camp's risk profile, providing a personalized quote and risk management support. There is no listed minimum premium, allowing Prime to consider a wide range of account sizes based on risk characteristics and program details. Territories and Availability This program is available in all 50 states plus Washington, D.C., making it a strong nationwide solution for agents with clients operating across multiple jurisdictions. Coverage is offered on a non-admitted basis, giving Prime the flexibility to craft bespoke policies for non-standard or higher-risk operations. Why Work With Prime Insurance Company? As a direct carrier with deep experience in camp exposures, Prime Insurance Company brings value beyond just a policy. Their team is known for hands-on underwriting, fast claims response, and a commitment to finding solutions for hard-to-place risks. Agents benefit from a collaborative process and a partner who understands the nuances of the camp industry. Whether you're placing a large summer camp with waterfront activities or a grief camp with sensitive programming, Prime can help you deliver protection and peace of mind to your clients. Frequently Asked Questions What types of accounts are a good fit for the Camp Insurance program?This program is ideal for youth camps, sports camps, day camps, seasonal retreats, and specialty camps including dance and grief camps. Can Prime Insurance accommodate camps with higher-risk activities?Yes. Prime specializes in hard-to-place risks and can offer customized coverage for camps with activities like water sports, overnight stays, or specialized programming. How quickly can coverage be bound for a camp?In many cases, coverage can be bound within 24 hours after submission and underwriting review. Is this program available in all states?Yes, Prime Insurance Company offers Camp Insurance in all 50 states and Washington, D.C. Does the policy include coverage for abuse and molestation claims?Yes, Sexual Abuse and Molestation Coverage is available as part of the program, subject to underwriting and risk evaluation. Need help placing an account? Connect with a market specialist.