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Specialized Insurance for Art & Antique Galleries Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform with access to Lloyd's markets. The program is built to address the distinct valuation, transit, and display risks faced by galleries, dealers, consultants, and collectors. Whether the account is a small boutique gallery, a multi-dealer antique mall, or a private collector with frequent loans and exhibits, Van Wagoner provides flexible placement options and specialty underwriting expertise. Ideal Accounts and Appetite This program is well suited for: Fine art galleries and independent art dealers Antique shops and multi-dealer malls Private collectors who rotate or loan pieces to exhibits Art consultants, appraisers, and dealers who maintain on-site inventory Accounts with high-value, mobile inventory—items in transit, on consignment, or displayed at shows and auctions—are welcomed when appropriate security and inventory controls are in place. Operations primarily focused on restoration, repair, or manufacturing of antiques or artwork may be outside of the core appetite and should be discussed with underwriting first. Coverage Highlights and Advantages The program offers core and package options tailored to gallery and antique exposures: Property Coverage – Buildings, fixtures, business personal property, and scheduled fine art and antiques. General Liability – Third-party bodily injury and property damage arising from gallery operations and client visits. Package Policies – Combined property and liability options for cleaner placement and administration. Inland Marine – Coverage for items in transit, on consignment, on loan, or exhibited off-premises. Policies can be customized to include protections for theft, fire, accidental breakage during transit, and other common gallery risks. Coverage terms are designed to reflect the valuation and mobility of collectible items and to support complex placement needs. Underwriting Notes and Minimum Premiums Submissions are reviewed individually with attention to loss history, security measures, inventory controls, and item valuations. Provide a detailed inventory, values, provenance where available, and photos to accelerate underwriting. While the program does not list a public minimum premium here, Van Wagoner aims to offer competitive pricing that aligns with the risk profile—underwriters will advise on premium expectations during submission review. Territories and Availability This program is available on a non-admitted basis in the following states: Arizona (AZ) Arkansas (AR) California (CA) Connecticut (CT) Delaware (DE) Idaho (ID) Iowa (IA) Nevada (NV) New Mexico (NM) Oklahoma (OK) Pennsylvania (PA) Texas (TX) Utah (UT) Wyoming (WY) Admitted versus non-admitted placement depends on the state and the individual risk characteristics. Van Wagoner places coverage through Lloyd's, which provides flexibility and capacity for higher-value or more complex accounts. Why Work With Van Wagoner Companies Van Wagoner combines niche underwriting experience with Lloyd's access to support specialty art and antique risks. Agents benefit from underwriters who understand valuations, transit exposures, consignment arrangements, and museum/exhibit placements. The MGA model also delivers responsive service and streamlined placement for tailor-made solutions. Example scenarios that fit well: You have a client who runs a boutique gallery in California that frequently ships pieces to regional shows and needs transit and exhibit coverage in addition to on-site protection. You represent an antique dealer in Texas who consigns high-value pieces to auctions and requires scheduled inland marine coverage for items while off-premises. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for fine art galleries, antique shops, private collectors, and consultants who need coverage for high-value, mobile inventory and exhibition exposures. What coverages are included in the Art & Antique Galleries program?Core offerings include Property, General Liability, Inland Marine, and Package policies that can be tailored to cover theft, fire, accidental breakage in transit, and exhibit exposures. Is this program available in all states?No. It is currently available on a non-admitted basis in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Admitted availability varies by state and risk. Does the program cover items in transit or on loan?Yes. Inland Marine coverage is available to protect items while in transit, on consignment, or temporarily exhibited off-premises. What carrier backs this program?The program is underwritten and placed through Lloyd's, providing capacity and specialty market expertise for collectible and fine art risks. Need help placing an account? Connect with a market specialist.

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For many businesses, exhibiting at a trade show is a major marketing investment. Whether launching a new product or building brand visibility, companies often commit significant time and money to these events. Unforeseen circumstances—ranging from natural disasters to personal emergencies—can derail those plans and leave exhibitors with unrecoverable expenses. That’s where BUA Insurance’s ShowDown® Event Cancellation Insurance for Exhibitors steps in. Overview of the Program From BUA Insurance BUA Insurance, a Managing General Agency, offers tailored event cancellation coverage built specifically for exhibitors. This program is designed for businesses that face significant non-refundable losses when a show is canceled, postponed, or disrupted. Agents and brokers can use BUA’s market relationships and responsive underwriting to place this niche coverage quickly and efficiently. Ideal Accounts and Appetite This program fits insureds who: Regularly exhibit at trade shows, conventions, expos, or roadshows Invest heavily in travel, custom booths, audio/visual, shipping, or promotional materials Would face material financial loss from a canceled, postponed, or interrupted event Common fits include manufacturers, technology firms, retailers, and professional service firms that rely on in-person events for sales, product launches, or lead generation. Coverage Highlights and Advantages BUA’s ShowDown® policy helps your clients recover non-refundable expenses when they cannot attend due to covered perils or when an event is canceled, postponed, or materially interrupted. Typical covered events include: Adverse weather that prevents travel or makes attendance impossible Death or serious illness of a key employee or immediate family member Wildfire, flood, earthquake, and other named physical perils The policy can cover costs such as travel and lodging, freight and booth shipping, custom booth fabrication, on-site labor, and pre-paid marketing or sponsorship fees—expenses that would otherwise be lost if the exhibitor is forced to cancel attendance. Underwriting Notes and Minimum Premiums Underwriting focuses on the event details: venue, dates, size, and the insured’s total outlay for the event. Submissions should include event location, scheduled dates, a breakdown of estimated costs (travel, shipping, booth, marketing), and the exhibitor’s anticipated revenue or exposure. Minimum premiums vary by carrier and event profile; BUA works with multiple markets to match pricing and forms to the risk. Territories and Availability BUA’s Event Cancellation Insurance for Exhibitors is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Some admitted markets may be available depending on state regulation and the risk profile. Why Work With BUA Insurance on This Business As an MGA, BUA brings focused expertise in event-related exposures and access to multiple carriers that underwrite this niche. BUA provides responsive underwriting, flexible form options, and support for complex submissions—helping you place accounts that can be difficult to handle in standard markets. Whether a client attends one major conference each year or runs a full calendar of trade events, this program helps protect their marketing investment and provides peace of mind if the unexpected occurs. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that regularly exhibit at trade shows, expos, or conventions and face unrecoverable expenses if an event is canceled or interrupted are a good fit. What kinds of events are covered under this policy?Covered perils typically include adverse weather, wildfire, flood, earthquake, and death or serious illness of a key employee or immediate family member. Coverage depends on the carrier and specific policy wording. Is this program available in all states?No. The program is available in most U.S. states—BUA currently offers it in over 45 states, including major admitted and non-admitted markets such as CA, TX, NY, FL, and IL. How are premiums determined for this coverage?Premiums are based on the event’s size, location, and the exhibitor’s total investment and exposure. Minimum premium levels depend on the chosen carrier and event details. What makes BUA a strong partner for this type of coverage?BUA offers niche expertise, multiple carrier options, and responsive underwriting—qualities that help brokers place event cancellation risks that can be hard to find in standard markets. Need help placing an account? Connect with a market specialist.

American Specialty offers tailored insurance solutions for Themed Attractions. From amusement parks and family entertainment centers to museums and botanical gardens, these venues carry unique exposures. Our program helps you secure coverage designed for the operational and liability risks common to this niche industry. Ideal Accounts and Appetite American Specialty’s Themed Attractions Insurance program accommodates a wide range of entertainment and attraction-based operations. Typical eligible classes include: Family Entertainment Centers (FECs) Walk-through and interactive attractions Tourist attractions and historic/cultural exhibits Amusement parks and seasonal attractions (e.g., haunted houses) Caves, natural attractions and botanical gardens Science museums and other year-round interactive exhibits If you represent a client that operates attractions with public access, interactive components, or large seasonal crowds, this program is designed to provide flexible protection suited to those exposures. Coverage Highlights and Advantages The program is supported by carriers rated “Excellent” or higher by A.M. Best and offers admitted coverage in all available states. Key coverages and advantages include: General Liability tailored for public-entry and participant exposures Participant Legal Liability for interactive activities Volunteers included as additional insureds where appropriate Excess/Umbrella Liability capacity Liquor Liability for venues that serve alcohol Automobile and Property coverage options Crime and Employee Benefits Liability coverages Tenant User Liability for leased spaces within larger complexes Workers’ Compensation options and deductible / SIR flexibility Program-specific forms and rating plans are used to tailor coverage to the operational profile of each attraction. Agents benefit from 24-hour claims service and full in-house capabilities for underwriting, claims, risk management, and policy administration. Online quoting and servicing resources are available to streamline placement. Underwriting Notes and Minimum Premiums Minimum premiums vary by class, size, and operations. Underwriters evaluate submissions on a case-by-case basis to set appropriate pricing and terms. Strong risk management practices—clear procedures for crowd control, employee training, incident documentation, and maintenance—improve the chances of placement. Accounts with prior claims are reviewed based on severity, frequency, and corrective measures implemented. Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia, providing a consistent regulatory platform for clients operating across multiple jurisdictions. Why Work With American Specialty American Specialty Insurance & Risk Services is a Managing General Underwriter focused on entertainment and attraction risks. Our underwriting team combines niche expertise with practical, responsive service. By handling underwriting, claims management, policy administration, and risk management in-house, we help agents place complex attraction risks more efficiently and with greater certainty. Examples of accounts that fit well: A regional family entertainment center seeking general liability, property, and liquor liability on an admitted policy with flexible deductible options. A seasonal walk-through attraction that needs participant legal liability, volunteers coverage, and umbrella limits to protect against large third-party exposures. To learn more, visit our Company Profile or start placing business today. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amusement parks, family entertainment centers, seasonal attractions, museums, and other themed tourist destinations with interactive or walk-through components. Is this program available nationwide?Yes — coverage is admitted and available in all 50 states and the District of Columbia. What carriers back the program?The program is supported by carriers rated “Excellent” or better by A.M. Best. Available markets may vary by risk and state. Do you offer in-house underwriting and claims services?Yes. American Specialty provides in-house underwriting, claims management, policy administration, and risk management services for this program. Are there minimum premium requirements?Minimums vary by type and size of operation. Each submission is reviewed individually to determine appropriate pricing. Need help placing an account? Connect with a market specialist.

American Specialty offers tailored insurance solutions for Themed Attractions. From amusement parks and family entertainment centers to museums and botanical gardens, these venues carry unique exposures. Our program helps you secure coverage designed for the operational and liability risks common to this niche industry. Ideal Accounts and Appetite American Specialty’s Themed Attractions Insurance program accommodates a wide range of entertainment and attraction-based operations. Typical eligible classes include: Family Entertainment Centers (FECs) Walk-through and interactive attractions Tourist attractions and historic/cultural exhibits Amusement parks and seasonal attractions (e.g., haunted houses) Caves, natural attractions and botanical gardens Science museums and other year-round interactive exhibits If you represent a client that operates attractions with public access, interactive components, or large seasonal crowds, this program is designed to provide flexible protection suited to those exposures. Coverage Highlights and Advantages The program is supported by carriers rated “Excellent” or higher by A.M. Best and offers admitted coverage in all available states. Key coverages and advantages include: General Liability tailored for public-entry and participant exposures Participant Legal Liability for interactive activities Volunteers included as additional insureds where appropriate Excess/Umbrella Liability capacity Liquor Liability for venues that serve alcohol Automobile and Property coverage options Crime and Employee Benefits Liability coverages Tenant User Liability for leased spaces within larger complexes Workers’ Compensation options and deductible / SIR flexibility Program-specific forms and rating plans are used to tailor coverage to the operational profile of each attraction. Agents benefit from 24-hour claims service and full in-house capabilities for underwriting, claims, risk management, and policy administration. Online quoting and servicing resources are available to streamline placement. Underwriting Notes and Minimum Premiums Minimum premiums vary by class, size, and operations. Underwriters evaluate submissions on a case-by-case basis to set appropriate pricing and terms. Strong risk management practices—clear procedures for crowd control, employee training, incident documentation, and maintenance—improve the chances of placement. Accounts with prior claims are reviewed based on severity, frequency, and corrective measures implemented. Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia, providing a consistent regulatory platform for clients operating across multiple jurisdictions. Why Work With American Specialty American Specialty Insurance & Risk Services is a Managing General Underwriter focused on entertainment and attraction risks. Our underwriting team combines niche expertise with practical, responsive service. By handling underwriting, claims management, policy administration, and risk management in-house, we help agents place complex attraction risks more efficiently and with greater certainty. Examples of accounts that fit well: A regional family entertainment center seeking general liability, property, and liquor liability on an admitted policy with flexible deductible options. A seasonal walk-through attraction that needs participant legal liability, volunteers coverage, and umbrella limits to protect against large third-party exposures. To learn more, visit our Company Profile or start placing business today. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amusement parks, family entertainment centers, seasonal attractions, museums, and other themed tourist destinations with interactive or walk-through components. Is this program available nationwide?Yes — coverage is admitted and available in all 50 states and the District of Columbia. What carriers back the program?The program is supported by carriers rated “Excellent” or better by A.M. Best. Available markets may vary by risk and state. Do you offer in-house underwriting and claims services?Yes. American Specialty provides in-house underwriting, claims management, policy administration, and risk management services for this program. Are there minimum premium requirements?Minimums vary by type and size of operation. Each submission is reviewed individually to determine appropriate pricing. Need help placing an account? Connect with a market specialist.

McGowan Program Administrators Museums and Cultural Insurance Overview of the Program from McGowan McGowan Program Administrators offers a specialized Museums and Cultural Insurance program designed for nonprofit and cultural institutions across the United States. Built to address the distinct operational and reputational risks these organizations face, the program provides tailored solutions for a wide range of cultural entities—including galleries, historical societies, botanical gardens, theaters, and more. With underwriting expertise in the nonprofit and arts sectors and access to top-rated carriers, McGowan is a reliable market for agents and brokers placing cultural accounts. Ideal Accounts and Appetite This program fits a broad array of cultural organizations, including: Aquariums Arboretums and botanical gardens Art galleries and exhibit spaces Children’s museums and science centers General and regional museums Historical societies and heritage museums Natural history museums and planetariums Nature centers Orchestras, theater troupes, and performing arts organizations Whether the risk is a small community museum, a volunteer-run historical society, or a regional orchestra with touring performances, this program offers capacity and flexibility to match operations of varying size and complexity. Coverage Highlights and Advantages McGowan’s program combines primary and excess solutions with management liability and specialty coverages that address museum-specific exposures. Key features include: Umbrella/Excess: Limits available from $1M to $25M, with follow-form options for many underlying exposures. Directors & Officers (D&O): Typical limits of $1M with defense costs outside the limit and coverage for monetary and non-monetary claims. Employment Practices Liability (EPLI): $1M limits that extend to employees, executives, and volunteers. Fiduciary Liability: Coverage up to $500,000. Additional program advantages include coverage for personal injury and publisher’s liability, defense for breach of third-party contract claims, and third-party discrimination protection. Umbrella follow-form options commonly extend over general liability, auto liability, employers liability, liquor liability, D&O and other underlying lines to provide consistent excess protection. Underwriting Notes and Minimum Premiums Underwriting emphasizes the quality of operations, exposure controls, and the condition of underlying insurance. For umbrella placements, a minimum underlying carrier rating of A- / VI is required. McGowan evaluates risks individually and works with agents to develop competitive terms based on an organization’s size, operations, volunteer usage, exhibit types, and touring activities. Specific minimum premium requirements are determined at submission and are evaluated on a case-by-case basis. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. McGowan’s market relationships allow you to place accounts regardless of client location. (Admitted/non-admitted placement will depend on the carrier options available for a given risk.) Why Work With McGowan on This Business As a program administrator with deep experience in nonprofit and cultural classes, McGowan combines underwriting expertise, accessible capacity, and responsive service. Agents benefit from a partner that understands the unique liability, management, and volunteer exposures museums face and can package liability, management liability, and excess capacity efficiently. McGowan’s focus on niche programs makes it a solid option for agents seeking tailored solutions for arts, cultural, and educational clients. You might have a client that runs a regional natural history museum with rotating exhibits and education programs—this program can address exhibit-related liability, volunteer exposures, and management liability. Or you may place a community theater or orchestra that relies on seasonal staff and touring performances; McGowan’s combined lineup of EPLI, D&O and excess limits provides practical protection for those operations. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for museums, cultural institutions, galleries, orchestras, arboretums, and other nonprofit or educational cultural organizations. What are the available coverage limits?The program offers umbrella limits from $1MM to $25MM, along with D&O and EPLI coverage at $1MM and fiduciary liability up to $500,000. Are volunteers included in EPLI coverage?Yes, the EPLI coverage includes protection for organizations, executives, employees, and volunteers. Is this program available in all states?Yes, the Museums and Cultural Insurance Program is available in all 50 states and Washington, D.C. What underlying carrier rating is required?A minimum A- / VI rating is required for umbrella coverage placements. Need help placing an account? Connect with a market specialist.