Search CompleteMarkets

Grain or Hay and Feed Hauling Insurance Program Colonial G...$2,500 deductible; this is useful for feed products that are temperature-sensi...

...or water cleaning of sidewalks and lots Underwriters prefer accounts with doc...

...tility trenching for single-family lots with owned compactors, excavators and ...

...ds and recyclers Vehicle impound lots (fenced and gated) Auto dismantlers ...vage yards, auto dismantlers, impound lots, and operations with towing or auto...

...ith on-premises storage or display lots Operators that provide towing and in...

...nd running events Christmas tree lots and pumpkin patches Firework display...

... contractor developing residential lots or a mid-size excavation firm preparin...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Medical Staffing Agency Insurance program designed for agents and brokers seeking markets for healthcare staffing clients. As a Managing General Agency (MGA) and Excess & Surplus Lines Broker, Colonial General has access to multiple top-rated carriers and custom solutions, giving you flexibility to place complex or unique staffing risks across several western states. Overview of the Program From Colonial General Medical staffing agencies face unique liability exposures, especially when contracting healthcare professionals to third-party facilities. Colonial General’s program provides access to professional liability and malpractice coverage tailored to meet the diverse needs of staffing firms placing physicians, nurses, therapists, and other licensed healthcare providers. The coverage is backed by carriers rated “A” or better by A.M. Best, ensuring financial strength and reliability. Ideal Accounts and Appetite This program is an excellent fit for: Medical staffing agencies placing temporary or permanent healthcare professionals Firms that staff RNs, LPNs, CNAs, physical therapists, medical assistants, and similar roles Agencies working with hospitals, clinics, nursing homes, or in-home care facilities You might have a client who staffs traveling nurses to rural hospitals or provides physical therapists to outpatient clinics—these are the types of accounts that may be eligible. Coverage Highlights and Advantages Professional Liability / Malpractice coverage available through A.M. Best “A” rated carriers Limits starting at $250,000 / $500,000, with flexible deductible options Coverage tailored to match the staffing agency’s operations and provider types Optional coverages may be available depending on carrier and risk profile Coverage and premium will vary based on carrier placement and underwriting factors. Colonial General works to match accounts with the best-fitting carrier and coverage structure. Underwriting Notes and Minimum Premiums While minimum premium details are not specified, underwriting will consider the type of providers placed, states of operation, loss history, and staffing volume. Deductible options and limit selections also influence premium. Colonial General’s experienced underwriters can help you navigate submissions for competitive placement. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options may be available, depending on the carrier and jurisdiction. Why Work With Colonial General Colonial General brings decades of specialty underwriting experience to the table, with strong carrier relationships and a focus on service. As an MGA and E&S broker, they help agents place tough-to-place or niche healthcare staffing risks with confidence. Whether you’re working with a startup staffing firm or an established agency expanding into new states, Colonial General can help you find the right market and coverage solution. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets medical staffing agencies that place licensed healthcare professionals such as nurses, therapists, and aides in hospitals, clinics, or long-term care facilities. Are both admitted and non-admitted carriers available?Yes, Colonial General has access to both admitted and non-admitted markets depending on the state and carrier availability. What limits and deductibles are offered?Limits typically start at $250,000/$500,000, with a range of deductible options. Specific terms depend on the risk and carrier selected. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What information is needed to submit a quote?Submissions should include a completed application, details on provider types, loss history, operational scope, and coverage limit requests. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Miniature Golf Course Insurance program designed to help agents place both public and private golf-related businesses. Whether your client operates a standalone miniature golf course, an indoor or outdoor driving range, or a country club with a mini-golf amenity, this program provides flexible coverage options tailored to the unique risks of recreational golf facilities. Coverage is available on a monoline or package basis and delivers robust protection for property and liability exposures. Ideal Accounts and Appetite This program is best suited for: Standalone miniature golf courses Family entertainment centers with mini-golf components Indoor or outdoor driving ranges Public and private golf courses or country clubs with mini-golf Colonial General favors accounts with well-maintained premises, standard safety protocols, and minimal claims history. Examples of good fits: a seasonal mini-golf park in a resort or tourist area, or a year-round indoor course attached to a family entertainment center. Higher-hazard operations, locations with frequent losses, or venues with significant water hazards or extreme attractions may require additional underwriting review or be better placed elsewhere. Coverage Highlights and Advantages Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence and aggregate Additional insureds—automatically included Hired and non-owned auto liability $5,000 medical payments coverage Liquor liability—available for eligible operations Excess/Umbrella limits up to $25,000,000 No deductible required on liability Property Coverage Options: Building and contents coverage Business income and extra expense Computer equipment and electronics Contractor's equipment and inland marine for golf carts Coverage for damage to greens, tee boxes, and course features Food spoilage and equipment breakdown Sprinklers, valuable papers, and bailee’s coverage for pro shops Available on replacement cost or actual cash value basis Crime Coverage Features: Inside the premises – theft of money and securities Inside the premises – robbery or safe burglary of other property Outside the premises – theft and robbery protection Underwriting Notes and Minimum Premiums Colonial General reviews each submission individually, considering operations, location, safety protocols, and loss history. While no specific minimum premium is listed here, accounts should be commercially viable and meet standard underwriting criteria. Liability coverage typically carries no deductible, and optional excess limits are available for accounts that need higher limits. Territories and Availability This Miniature Golf Course Insurance program is available to agents placing business in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted market options may be available depending on the state and the risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines niche recreational property expertise with access to multiple markets. Agents benefit from a responsive underwriting team, flexible coverages, and the ability to place both admitted and non-admitted business where appropriate. This program is positioned to help you secure competitive limits and tailored terms for golf-related venues that meet underwriting standards. Frequently Asked Questions What types of accounts are a good fit for this program?Miniature golf courses, family fun centers with golf attractions, and indoor/outdoor driving ranges are ideal. Public or private golf-related venues with clean loss history and good maintenance practices are preferred. Is liquor liability available under this program?Yes. Liquor liability can be included when applicable, subject to underwriting review of the operations and controls in place. Are both property and liability coverages available?Yes. Coverage can be written on a monoline basis or packaged to include both property and liability, depending on the client’s needs. Which states is this program available in?This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Do all risks qualify for admitted markets?Not all risks will qualify for admitted placement. Colonial General offers both admitted and non-admitted options based on the risk characteristics and location. Need help placing an account? Connect with a market specialist.

Program Highlights for Mobile Home Insurance: Are you having trouble placing mobile home risks that other markets decline? Colonial General Insurance Agency, Inc. offers a flexible Mobile Home Insurance program designed for hard-to-place and non-standard mobile home exposures. The program provides multiple coverage options, access to admitted and surplus solutions through partnering carriers, and underwriting flexibility so you can place accounts other markets turn away. Ideal Accounts and Appetite This program handles both standard and non-standard mobile home risks. Colonial General underwrites a broad spectrum of accounts, including: Owner-occupied mobile homes (primary or seasonal/secondary residences) Tenant-occupied mobile homes Mobile homes used for commercial purposes (coverage limited—no contents or liability for commercial use) Older mobile homes and vintage units Risks with prior losses or claim history Properties in unprotected or rural locations Examples of suitable accounts: a 30-year-old mobile home in a rural county where admitted markets declined, or a tenant-occupied unit with a single prior loss that needs a practical placement. If you need options for a difficult risk, this program is built to consider those submissions. Coverage Highlights and Advantages Colonial General works with multiple carriers to let you tailor coverage to the insured’s needs. Common options include: Comprehensive (all-risk) or Named Perils property coverage Premises liability for owner-occupied dwellings Vendor’s Single Interest (VSI) for lienholders Flood coverage where offered (state- and carrier-dependent) Trip collision coverage for mobile homes while in transit These options help you structure policies for clients who have limited placement alternatives, while balancing price and risk transfer needs. Underwriting Notes and Minimum Premiums Underwriting guidelines vary by carrier and state. Colonial General specializes in accounts other markets shy away from, but expect underwriters to review age/condition, prior losses, occupancy, and protection class. Minimum premium levels are carrier-specific—connect with Colonial General’s underwriting team for state-specific thresholds and submission requirements. Territories and Availability The Mobile Home Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Coverage features such as flood may not be available in every state—availability and rating differ by carrier and location. Why Work With Colonial General? Colonial General is a Managing General Agency and Excess & Surplus Lines Broker with a specialty focus on hard-to-place personal lines. They work with multiple admitted and non-admitted markets to provide flexible solutions and responsive service. Their strengths for agents include: Willingness to consider older units, prior-loss accounts, and rural locations Access to several carriers so you can pursue both admitted and E&S options A specialty underwriting team experienced in mobile-home exposures Practical endorsements (VSI, trip collision) to protect lender and transport exposures For placement help or to discuss state-specific appetite, connect with a Colonial General market specialist. Frequently Asked Questions What types of accounts are a good fit for this Mobile Home program?Owner-occupied and tenant-occupied mobile homes, older units, homes with prior losses, and properties in unprotected or rural areas are all within the program’s appetite. Commercial-use mobile homes are considered with limited coverage (no contents or liability). Is flood coverage included in the policy?Flood coverage is available in some states but not uniformly. Availability depends on the carrier and state; discuss the specific location with Colonial General underwriters. Can I write business in multiple states through this program?Yes. The program accepts submissions in AZ, CA, CO, ID, NV, NM, UT, and WY. Coverage options and filings vary by state and carrier. What makes Colonial General different from other MGAs?Colonial General focuses on specialty personal lines and hard-to-place risks. They leverage relationships with multiple admitted and E&S carriers and emphasize underwriting flexibility and agent service to help you place challenging mobile home accounts. Are older mobile homes eligible for coverage?Yes. The program is designed to consider older mobile homes, including those with past losses or in remote areas, subject to carrier guidelines and underwriting review. Need help placing an account? Connect with a market specialist.