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Overview — First Choice Insurance Intermediaries, Inc. Commercial Property Insurance First Choice Insurance Intermediaries, Inc. offers Commercial Property Insurance designed for independent agents and brokers who need reliable placement options for business property exposures. This program compensates a business when property used in operations is lost or damaged by common perils such as fire, theft, wind, or vandalism. Coverage applies to buildings and structures as well as “personal property” — office furnishings, inventory, raw materials, machinery, computers and other items critical to a business’s operations. Coverage highlights and advantages Commercial package capability: Available forms can include property, general liability, crime and business interruption. Endorsements are available to tailor the package to specific classes (for example, restaurants or florists). Broad property coverage: Building, business personal property, tenant improvements and betterments, and stock/inventory options where appropriate. Business interruption: Time-element coverage to protect income and help policyholders recover after a covered loss. Premium financing: Premium Financing Available. Deductible options: $500, $1,000 and up, depending on the carrier and account. Wholesale placement: First Choice acts as a wholesale broker, providing access to admitted and non-admitted markets appropriate to the risk. Ideal accounts and target classes This Commercial Property program is a strong fit for small- to mid-sized brick-and-mortar and light-industrial risks. Target classes include: Apartment: Owners of buildings used exclusively as apartment houses, including cooperatives. Building: Lessors of commercial buildings occupied by offices, mercantile and retail tenants. Business: Personal consumer services, light repair shops and printing businesses. Condominium: Owners of buildings used exclusively as condominiums. Contractors: Residential and specialty trade contractors (light exposure). Garage: Independently operated or franchised automotive service and repair businesses. Manufacturers: Small manufacturers of food products, leather, metal, paper, plastic, rubber, textiles and wood products. Professional Office: Medical, legal, financial and other professional service firms. Religious: Churches and houses of worship (excluding large affiliated educational institutions). Restaurant: Franchise, family and higher-end eateries (subject to cooking/hood suppression underwriting). Store: Brick-and-mortar retail operations. Technology / Technology Office: Manufacturers of electronics and firms providing computer and technology services. Wholesalers: Distributors of durable and non-durable goods. Underwriting notes and typical restrictions Preferred accounts are small to mid-sized businesses with straightforward property exposures and up-to-date loss control. Accounts with significant high-hazard operations, extensive flammable processing, severe code violations, or long-term vacant buildings may be declined or require placement in specialized markets. Cooking exposures (restaurants) and automotive operations (garages) will be underwritten for suppression systems, distance to exposures, and prior losses. Carriers in the program may impose minimum premiums, occupancy-specific endorsements, or higher deductibles for certain classes — confirm requirements at submission. Territories and admitted status Available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, WI. Admitted paper is available in some states; First Choice can also access non-admitted markets where necessary. Coverage availability and form depend on the carrier selected and state regulations. Why place this business with First Choice Insurance Intermediaries, Inc. As a wholesale broker, First Choice provides direct access to multiple markets and negotiates program forms and endorsements tailored to common small commercial risks. Underwriters focus on practical, class-specific solutions rather than one-size-fits-all forms, which helps place accounts that might otherwise be difficult at retail. Support for premium financing and package placements simplifies transactions for your insureds. Responsive underwriting and flexibility on endorsements for restaurants, technology firms, small manufacturing and retail make this a good fit for agents seeking competitive terms for typical commercial property risks. Example account scenarios You have a two-story retail building with occupied storefronts and a small stockroom — this program can combine building and business personal property limits with business interruption coverage. A local family-run restaurant with a hood suppression system and a solid loss history — the program can offer package property and liability options with restaurant endorsements. Frequently Asked Questions What types of accounts are a good fit for this Commercial Property program?Small- to mid-sized brick-and-mortar retailers, offices, restaurants, light manufacturers, wholesalers, garages and professional offices are ideal. The program targets straightforward property risks that benefit from a commercial package. Which states and paper types are available?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA and WI. Admitted paper is available in some states; non-admitted placement is used where needed. Are premium financing and endorsements supported?Yes. Premium financing is available and a variety of class-specific endorsements can be added to tailor coverage for restaurants, contractors, technology firms and other targeted classes. What information should I include with a submission?Provide a current ACORD application, recent loss runs (5 years preferred), building and business personal property values, occupancy details, protection class or sprinkler info, and any risk control documentation (e.g., hood suppression inspection for restaurants). Need help placing an account? Connect with a market specialist.

Errors & Omissions Insurance Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a competitive Errors & Omissions (E&O) Insurance program designed for professionals and service-based businesses that face claims of negligence, misrepresentation, or failure to perform. As a wholesale broker with broad market access, First Choice helps independent agents place tailored professional liability coverage when clients need protection for advice, consulting, design, or other professional services. First Choice places E&O for a wide range of industries. Whether your insured is a consultant, real estate professional, technology services vendor, or allied health specialist, this program provides flexible underwriting and market options to deliver appropriate limits and defense coverage. Ideal Accounts and Appetite The program targets professionals and firms that provide advice, recommendations, or specialized services. Typical classes include: Consultants and business advisors Real estate agents and brokers IT and technology service providers Allied health professionals (non-physician) Marketing, media, and design firms Insurance agents and adjusters Property managers and home inspectors Because coverage is placed through non-admitted markets, the program can be a solution for accounts that require more tailored terms than admitted options typically allow. Coverage Highlights and Advantages Key protections and program benefits available through First Choice include: Defense costs for covered allegations—even if the claim is groundless Judgment and settlement coverage up to policy limits Deductibles beginning at $1,000 Premium financing to help make larger placements more affordable Access to multiple non-admitted markets for customized solutions For example, you might place a tech consultant facing a client claim for project delays and resulting financial loss. This program can combine appropriate limits, defense cost handling, and tailored exclusions to address that exposure. Underwriting Notes Each submission is individually underwritten so policies reflect the specific risk profile of the professional class. While there is no published minimum premium, deductibles start at $1,000 and terms vary by carrier and risk. First Choice will work with you to structure coverage and present the account to the right markets. Territories and Availability This Errors & Omissions program is available to licensed agents in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI. Placement through non-admitted carriers provides additional flexibility across these territories. Why Work with First Choice Insurance Intermediaries, Inc.? First Choice is a wholesale broker with deep professional liability expertise and broad carrier relationships. Working with them gives agents access to markets and underwriting that are often difficult to place directly. Their team focuses on responsive service, market advocacy, and crafting solutions for harder-to-place or niche E&O risks. Partnering with First Choice lets you deliver competitive quotes and flexible coverage structures while relying on experienced wholesale underwriting support. Frequently Asked Questions What types of accounts are a good fit for this E&O program?This program suits consultants, real estate professionals, IT service providers, allied health practitioners (non-physician), marketing/media/design firms, insurance agents, property managers, and similar service businesses with professional liability exposures. Is this program available on an admitted basis?No. The Errors & Omissions program is offered through non-admitted markets to allow greater flexibility in underwriting and policy terms. Are premium financing options available?Yes. First Choice can arrange premium financing to help spread cost for larger policies or clients who prefer monthly payments. What is the minimum deductible for this program?Deductibles start at $1,000. Exact deductible and pricing depend on the carrier, class of business, and underwriting details. In which states is this program available?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI. Need help placing an account? Connect with a market specialist.

Commercial Umbrella Liability Insurance Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a robust Commercial Umbrella Liability Insurance program designed to help agents and brokers protect their commercial clients against catastrophic liability losses. This program provides excess limits over the insured’s primary liability policies, including general liability, auto liability, and employer’s liability. It also helps close gaps and exclusions that may exist in the underlying coverage. Ideal Accounts and Appetite This program is well-suited for a wide range of commercial clients who require higher liability limits or who operate with elevated risk exposures. Ideal accounts include, but are not limited to: Contractors and construction firms with multiple job sites Retail businesses with significant foot traffic Distributors and manufacturers with product liability concerns Transportation and logistics companies needing excess auto liability Hospitality businesses such as restaurants or event venues with liquor liability exposures If you have a client with a growing operation or a high public exposure, this umbrella product can provide the additional peace of mind they need to operate confidently. Coverage Highlights and Advantages The commercial umbrella policy from First Choice can provide: Worldwide coverage Personal injury protection Blanket contractual liability for both written and oral contracts Care, custody, and control coverage Non-owned aircraft and watercraft liability Advertisers and liquor liability XCU (explosion, collapse, underground) liability Extensions of coverage to additional insureds This policy is designed to pick up where primary policies leave off, offering critical protection in high-severity loss scenarios. The umbrella can also respond when certain exclusions in primary policies might otherwise leave the insured exposed. Underwriting Notes and Deductibles The program requires underlying primary third-party liability coverage to be in place. Deductibles apply based on the underlying policy terms and limits. Premium financing is available, making this program an accessible option for a wide range of clients. While there is no fixed minimum premium listed, the program is structured to be competitive and flexible depending on the risk profile. Contact First Choice for underwriting requirements on specific accounts. Territories and Market Access First Choice Insurance Intermediaries, Inc. offers access to this program in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, and WI. Coverage is available in both admitted and non-admitted markets depending on the risk and jurisdiction, allowing flexibility to meet diverse client needs. Why Work With First Choice Insurance Intermediaries, Inc.? As a wholesale broker, First Choice brings deep market access and underwriting expertise to help you place challenging or high-limit liability accounts. Their umbrella liability product is designed for flexibility, with broad coverage and support for a wide range of industries. Whether your client operates nationally or regionally, First Choice can help you secure the protection they need to safeguard their business against large-scale liability exposures. Frequently Asked Questions What types of accounts are a good fit for this Commercial Umbrella program?This program is ideal for contractors, manufacturers, distributors, transportation firms, retailers, and hospitality businesses with significant liability exposures or the need for higher coverage limits. What underlying coverages are required?Insureds must carry primary liability policies such as general liability, auto liability, and employer’s liability. These serve as the foundation for the umbrella policy to provide excess coverage. Is premium financing available?Yes, premium financing is available to help make coverage more accessible for your clients. Is this coverage available in admitted markets?Some markets within this program are admitted, while others are non-admitted. Availability depends on the state and the nature of the risk. In which states is this program available?This Commercial Umbrella program is offered in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, and WI. Need help placing an account? Connect with a market specialist.

MOTOR TRUCK CARGO INSURANCE For NC and VA Agents Insurance Markets, Inc. offers a comprehensive Motor Truck Cargo Insurance program designed specifically for risks based in North Carolina (NC) and Virginia (VA). This program is ideal for a wide range of transportation clients and provides flexible coverage options with limits available up to $150,000. Overview of the Program From Agents Insurance Markets, Inc. As a Managing General Agency (MGA) with access to various carriers, Agents Insurance Markets, Inc. ("AIM") delivers tailored Motor Truck Cargo solutions for local and regional transportation risks. Whether your client is an independent owner-operator or a large fleet owner, AIM makes it easy to secure competitive cargo coverage with responsive service and underwriting support. Ideal Accounts and Appetite This program is well-suited for licensed motor carriers operating in North Carolina or Virginia. AIM underwrites a wide range of cargo transportation classes, including but not limited to: Auto Haulers – ideal for transporters of new and used vehicles Refrigerated Goods Carriers – including accounts needing Reefer Breakdown coverage Fleet Operators – from single-unit owner-operators to fleets with 1,000+ vehicles There are no radius limitations, making this a strong option for both local and long-haul operators. You might have a client who hauls cars from Richmond, VA to Raleigh, NC, or a refrigerated goods carrier working routes from Charlotte to Atlanta—this program can accommodate both. Coverage Highlights and Advantages Limits up to $150,000 available Reefer Breakdown coverage offered No radius restrictions – suitable for regional and national haulers Designed for fleets of all sizes Auto hauler appetite included These coverage features help protect your clients from financial loss due to theft, damage, or spoilage of cargo in transit. AIM understands the complex exposures of cargo haulers and matches them with the right carrier options to meet their specific needs. Underwriting Notes and Minimum Premiums While specific premium thresholds may vary by risk class and carrier, AIM works with a wide range of carriers to provide competitive options. Submissions should include complete vehicle and driver schedules, prior loss runs, and cargo details to ensure accurate underwriting and quick turnaround. Territories and Availability This Motor Truck Cargo Insurance program is available exclusively in North Carolina and Virginia. AIM can place business in both admitted and non-admitted markets, depending on the risk profile and carrier availability. Why Work With Agents Insurance Markets, Inc. AIM combines deep market access with a hands-on approach to support independent agents and brokers in placing complex transportation accounts. Their team is committed to fast response times, knowledgeable underwriting, and helping you grow your book with competitive motor cargo solutions. Whether you're placing a new venture or a seasoned fleet, AIM is ready to help you find the right fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for motor carriers based in NC or VA, including auto haulers, refrigerated goods carriers, and fleets of all sizes. Is there a radius limitation on coverage?No, this program offers coverage with no radius restrictions, making it suitable for both local and long-haul operators. Can owner-operators with a single vehicle apply?Yes, the program accepts fleets starting from a single vehicle up to 1,000+ units. Is Reefer Breakdown coverage included?Yes, Reefer Breakdown coverage is available for eligible refrigerated cargo risks. What states is this program available in?This Motor Truck Cargo Insurance program is currently available in North Carolina and Virginia. Need help placing an account? Connect with a market specialist.

PEST CONTROL INSURANCE For NC and VA We are your go-to market for all pest control businesses, whether BIG or SMALL! Specialized Pest Control Insurance Solutions Agents Insurance Markets, Inc. (AIM) offers a focused Pest Control Insurance program written for businesses operating in North Carolina and Virginia (also available in Washington, D.C.). This program addresses the unique liability and property exposures common to pest control operations and is placed on a non-admitted basis with experienced markets, including Western World Insurance Company. Ideal Accounts and Target Classes This program fits a broad range of pest control operations — from sole proprietors to larger regional service providers. Target classes include: Residential pest control services Apartment and multi-family property services Commercial building pest control Termite inspection companies Termite control services (excluding treatments that use gas) Landscapers who apply pesticides or herbicides Operators who offer fogging services Example fits: you might place a small residential exterminator who performs routine treatments and termite inspections, or a landscaper expanding into chemical applications who needs GL and equipment coverage. Coverage Highlights and Key Advantages The program provides broad, market-competitive terms designed for pest control exposures: Commercial General Liability — limits available up to $2,000,000 Property coverage with a Property Enhancement Form Property floaters to protect tools and mobile equipment Additional insured endorsements to satisfy contract requirements Wood Destroying Organism inspection coverage: $50,000 / $100,000 In-transit pollution coverage: $50,000 / $100,000 Property damage extension options (e.g., $5,000 / $25,000) Lost key coverage (limits noted in policy forms) Occurrence form with defense costs outside the limits Underwriting Approach and Placement Notes AIM underwriters understand pest control operations and the differences between residential, multi-family and commercial accounts. The appetite is broad; however, accounts involving termite treatments that use gas are ineligible. Because the program is non-admitted, we have flexibility to tailor terms for unusual operations and to offer endorsements that admitted markets may not provide. Underwriters will consider: loss history, application of pesticides (products used and application methods), employee training and licensing, distance and frequency of jobs, and equipment exposures. Additional insureds and contractual requirements are commonly available. Territories and Availability This program is available in North Carolina (NC), Virginia (VA), and Washington, D.C. Why Work With Agents Insurance Markets, Inc.? AIM combines specialist underwriting, flexible non-admitted placement options, and access to well-known carriers such as Western World Insurance Company. We focus on prompt service and practical solutions that help you place accounts that might be difficult with standard markets. Frequently Asked Questions What types of accounts are a good fit for this pest control program? This program is ideal for residential and commercial pest control operators, termite inspectors, and landscapers applying pesticides in NC, VA, and DC. Is termite control using gas included in this program? No. Termite control that involves the use of gas is excluded from eligibility. What coverage limits are available under General Liability? General Liability limits are available up to $2,000,000. Does this program offer additional insured endorsements? Yes. Additional insured endorsements are available to help your clients meet contractual obligations. Is this program admitted or non-admitted? This is a non-admitted program placed through Western World Insurance Company. Need help placing an account? Connect with a market specialist.

TANNING SALONS INSURANCE For NC and VA Let Agents Insurance Markets, Inc. (AIM) partner with you to deliver superior insurance solutions for your tanning salon clients. AIM works with a variety of respected carriers to bring you competitive offerings tailored to the unique exposures of tanning and spa businesses. Our experienced and responsive team is here to help you place this specialized coverage quickly and effectively. Ideal Accounts and Appetite This program is designed for licensed insurance agents and brokers seeking comprehensive coverage options for businesses that offer tanning services in North Carolina and Virginia. Whether your client operates a dedicated tanning salon or offers tanning as part of a broader beauty or spa service, AIM has the underwriting knowledge and market access to help. Eligible Classes Include: Sun Tanning Salons (standalone or chain locations) Beauty Salons with Tanning Services Day Spas and Wellness Centers with Tanning Beds or Booths Nail Salons that include Tanning Equipment A good fit might be a well-established local spa that recently added tanning services or a multi-location beauty salon looking to consolidate coverage. If your clients provide professional tanning services and maintain proper safety protocols, we want to see their business. Coverage Highlights and Advantages AIM offers broad and flexible coverage options tailored to the risks of tanning operations, including both professional and general liability. Key features include: General Liability Limits available up to $5,000,000 Professional Liability coverage for tanning service exposures Excess Liability and Umbrella options available Property Coverage with Property Enhancement Form Equipment Breakdown, including tanning equipment Coverage for Signs and Computer Equipment Damage to Premises Rented to You up to $100,000 Medical Payments up to $5,000 Occurrence Form with Defense Outside the Limits Additional Insured Endorsements available Competitive Rates Responsive Claims Handling and Customer Support Underwriting Notes and Minimum Premiums This program is offered on a non-admitted basis through various carriers. While there is no specific minimum premium listed, AIM works to structure solutions that are cost-effective while meeting the unique needs of each client. Submissions should include full business details, loss history if applicable, and service descriptions to ensure fast quoting. Territories and Availability This tanning salon insurance program is currently available to agents with clients located in North Carolina (NC), Virginia (VA), and Washington, D.C. (DC). Whether your client operates a single location or multiple salons across these regions, AIM can help you place the right coverage. Why Work With AIM on Tanning Salon Risks? As a trusted Managing General Agency, Agents Insurance Markets, Inc. brings years of experience and a strong carrier network to support niche markets like tanning salons. Our team takes pride in fast response times, knowledgeable underwriting, and dedicated service that helps you close more business and retain clients. Let AIM be your go-to market for tanning salon insurance needs in NC, VA, and DC. Contact our team today to learn more or submit a risk for review. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for tanning salons, beauty salons, day spas, and nail salons that offer tanning services. Both standalone and multi-service businesses are eligible. Is this program admitted or non-admitted?This is a non-admitted program, offered through various carriers. AIM works with respected markets to deliver strong coverage solutions. What coverage limits are available?General liability limits are available up to $5,000,000. Excess and umbrella coverage can be added as needed. Which states is this program available in?This program is currently available in North Carolina (NC), Virginia (VA), and Washington, D.C. (DC). What underwriting information is needed to get a quote?To get started, provide business details such as services offered, years in operation, safety measures, and any prior claims history. Need help placing an account? Connect with a market specialist.

Truck Insurance For NC and VA More Than 30 Years Insuring Truckers Agents Insurance Markets, Inc. (AIM) has been a trusted partner for independent agents seeking reliable truck insurance markets in North Carolina and Virginia for over three decades. As a Managing General Agency, AIM delivers specialized commercial auto solutions designed for local (0–100 miles) and intermediate (101–300 miles) trucking operations. We focus on providing responsive service, competitive underwriting, and access to top-rated carriers including Stratford Insurance Company and Carolina Casualty Insurance Company. Ideal Accounts and Appetite AIM is well-suited to help you place commercial auto accounts that fall into the following categories: Local and intermediate radius truckers Dump truck operators Flatbed haulers Wreckers and tow truck services Contractors and artisan businesses with commercial vehicles Whether your client is an owner-operator with a single unit or a small fleet operating within 300 miles, our markets can accommodate a wide range of risk profiles. Coverage Highlights and Advantages Our truck insurance program offers flexible and comprehensive protection, including: Primary Liability: Limits up to $1,000,000 CSL Physical Damage: Coverage up to $200,000 per vehicle Cargo Coverage: Limits up to $150,000 Additional features include: Coverage available for single units up to full fleets Phone quotes available for accounts with 4 or fewer units Acord applications accepted for submissions Underwriting Notes For submissions with 5 or more units, we require a complete submission including current Motor Vehicle Records (MVRs). This helps us deliver more accurate and timely quotes. Our underwriting team is focused on quick turnaround and clear communication throughout the quoting process. Territories and Availability This truck insurance program is available to agents and brokers placing risks in North Carolina (NC) and Virginia (VA). We offer access to both admitted and non-admitted options depending on the risk class and coverage needs. Why Work With Agents Insurance Markets, Inc.? AIM brings over 30 years of experience helping agents succeed in the commercial auto and trucking space. We understand the regional nuances of NC and VA markets and are committed to providing the tools and support you need to grow your trucking book of business. Our team is approachable, knowledgeable, and focused on helping you place accounts efficiently. We "AIM" to Serve You! Frequently Asked Questions What types of trucking businesses are eligible for this program?This program is ideal for local and intermediate truckers, including dump trucks, flatbeds, wreckers, and artisan contractors operating within 300 miles. Is this program available for single vehicle operators?Yes, we offer coverage for single-unit operators as well as fleets. Phone quotes are available for accounts with up to 4 units. What documents are required for submission?For accounts with 5 or more units, a complete submission including current MVRs is required. Acord applications are acceptable for all submissions. Which states is this truck insurance program available in?This program is currently available in North Carolina and Virginia. Which carriers are used for this truck insurance program?We write coverage through Stratford Insurance Company and Carolina Casualty Insurance Company. Need help placing an account? Connect with a market specialist.

TRUCKERS GENERAL LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING TRUCKERS We are your go-to market for all Truckers—ONE unit or MANY! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. brings over 30 years of specialized experience in the trucking industry. Our Truckers General Liability Insurance program is designed to meet the needs of trucking operations in North Carolina, Virginia, and Washington, D.C. Whether your client operates a single truck or manages a fleet, we offer flexible, comprehensive solutions to fit a wide range of risks and budgets. We work with a variety of respected carriers to provide coverage tailored to your client’s specific operation. From local haulers to long-distance carriers, our program supports a wide range of eligible trucking businesses. Ideal Accounts and Appetite This program is ideal for licensed or unlicensed truckers operating in NC, VA, or DC. We welcome both local and long-haul trucking operations and can accommodate storage and warehouse exposures when rated separately. Off-road truckers—those not operating on public roads—are also eligible, with rating done per unit. Example accounts that fit well include: A local trucker with three units and a small warehouse operation in North Carolina. An independent owner-operator based in Virginia who hauls long-distance freight. Coverage Highlights and Advantages General Liability limits available up to $5,000,000. Damage to premises rented to you: up to $100,000. Medical payments coverage: up to $5,000. Auto Liability coverage must be in place for eligibility. One Additional Insured included at no charge. Property coverage with enhancement form available. Property floaters to cover tools and equipment. Waiver of Subrogation and Primary Wording available. Per Project Aggregate options available. Occurrence form with low minimum premiums. Driver payroll not included in rating. Underwriting Notes and Restrictions While we offer broad eligibility, some classes are not eligible for this program: Snow removal services on streets or roads Truck brokers Coal haulers in Kentucky Trailer interchange exposures Transport or distribution of hazardous materials Transport or distribution of gasoline, diesel, or fuel oil Territories and Availability This non-admitted program is currently available in: North Carolina (NC) Virginia (VA) District of Columbia (DC) Why Work With Agents Insurance Markets, Inc.? Agents Insurance Markets, Inc. is a trusted Managing General Agency (MGA) with a long-standing commitment to serving the transportation sector. We understand the unique risks truckers face and offer tailored solutions backed by top-tier carriers. Our market access and underwriting expertise make us a reliable partner for agents seeking competitive options for their trucking clients. Whether your client is just starting out or managing a complex operation, we can help you place coverage that meets their needs—and yours. Frequently Asked Questions What types of trucking operations are eligible for this program?We accept licensed and unlicensed truckers, local and long-haul operators, and storage/warehouse operations (must be rated separately). Off-road truckers are also eligible, rated per unit. Are there any classes that are not eligible for this program?Yes, we cannot insure snow removal on roads, truck brokers, coal haulers in Kentucky, trailer interchange risks, or transport of hazardous materials or fuel products. Does this program include property coverage?Yes, property coverage is available with an enhancement form, and property floaters can be added to cover equipment and tools. What is the maximum General Liability limit available?We offer General Liability limits up to $5,000,000 through this program. In which states is this program available?This program is available in North Carolina, Virginia, and Washington, D.C. Need help placing an account? Connect with a market specialist.