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Overview — First Choice Insurance Intermediaries, Inc. Commercial Property Insurance First Choice Insurance Intermediaries, Inc. offers Commercial Property Insurance designed for independent agents and brokers who need reliable placement options for business property exposures. This program compensates a business when property used in operations is lost or damaged by common perils such as fire, theft, wind, or vandalism. Coverage applies to buildings and structures as well as “personal property” — office furnishings, inventory, raw materials, machinery, computers and other items critical to a business’s operations. Coverage highlights and advantages Commercial package capability: Available forms can include property, general liability, crime and business interruption. Endorsements are available to tailor the package to specific classes (for example, restaurants or florists). Broad property coverage: Building, business personal property, tenant improvements and betterments, and stock/inventory options where appropriate. Business interruption: Time-element coverage to protect income and help policyholders recover after a covered loss. Premium financing: Premium Financing Available. Deductible options: $500, $1,000 and up, depending on the carrier and account. Wholesale placement: First Choice acts as a wholesale broker, providing access to admitted and non-admitted markets appropriate to the risk. Ideal accounts and target classes This Commercial Property program is a strong fit for small- to mid-sized brick-and-mortar and light-industrial risks. Target classes include: Apartment: Owners of buildings used exclusively as apartment houses, including cooperatives. Building: Lessors of commercial buildings occupied by offices, mercantile and retail tenants. Business: Personal consumer services, light repair shops and printing businesses. Condominium: Owners of buildings used exclusively as condominiums. Contractors: Residential and specialty trade contractors (light exposure). Garage: Independently operated or franchised automotive service and repair businesses. Manufacturers: Small manufacturers of food products, leather, metal, paper, plastic, rubber, textiles and wood products. Professional Office: Medical, legal, financial and other professional service firms. Religious: Churches and houses of worship (excluding large affiliated educational institutions). Restaurant: Franchise, family and higher-end eateries (subject to cooking/hood suppression underwriting). Store: Brick-and-mortar retail operations. Technology / Technology Office: Manufacturers of electronics and firms providing computer and technology services. Wholesalers: Distributors of durable and non-durable goods. Underwriting notes and typical restrictions Preferred accounts are small to mid-sized businesses with straightforward property exposures and up-to-date loss control. Accounts with significant high-hazard operations, extensive flammable processing, severe code violations, or long-term vacant buildings may be declined or require placement in specialized markets. Cooking exposures (restaurants) and automotive operations (garages) will be underwritten for suppression systems, distance to exposures, and prior losses. Carriers in the program may impose minimum premiums, occupancy-specific endorsements, or higher deductibles for certain classes — confirm requirements at submission. Territories and admitted status Available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, WI. Admitted paper is available in some states; First Choice can also access non-admitted markets where necessary. Coverage availability and form depend on the carrier selected and state regulations. Why place this business with First Choice Insurance Intermediaries, Inc. As a wholesale broker, First Choice provides direct access to multiple markets and negotiates program forms and endorsements tailored to common small commercial risks. Underwriters focus on practical, class-specific solutions rather than one-size-fits-all forms, which helps place accounts that might otherwise be difficult at retail. Support for premium financing and package placements simplifies transactions for your insureds. Responsive underwriting and flexibility on endorsements for restaurants, technology firms, small manufacturing and retail make this a good fit for agents seeking competitive terms for typical commercial property risks. Example account scenarios You have a two-story retail building with occupied storefronts and a small stockroom — this program can combine building and business personal property limits with business interruption coverage. A local family-run restaurant with a hood suppression system and a solid loss history — the program can offer package property and liability options with restaurant endorsements. Frequently Asked Questions What types of accounts are a good fit for this Commercial Property program?Small- to mid-sized brick-and-mortar retailers, offices, restaurants, light manufacturers, wholesalers, garages and professional offices are ideal. The program targets straightforward property risks that benefit from a commercial package. Which states and paper types are available?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA and WI. Admitted paper is available in some states; non-admitted placement is used where needed. Are premium financing and endorsements supported?Yes. Premium financing is available and a variety of class-specific endorsements can be added to tailor coverage for restaurants, contractors, technology firms and other targeted classes. What information should I include with a submission?Provide a current ACORD application, recent loss runs (5 years preferred), building and business personal property values, occupancy details, protection class or sprinkler info, and any risk control documentation (e.g., hood suppression inspection for restaurants). Need help placing an account? Connect with a market specialist.

Thank you for your interest in the NC Commercial Automobile Liability and Physical Damage program offered by Allstar Underwriters, a division of Allstar Financial Group. This program helps agents place commercial auto accounts throughout North Carolina with competitive terms and streamlined service. Overview of the Program From Allstar Underwriters Allstar Underwriters focuses on commercial transportation and auto-related risks. With access to multiple A-rated carriers and a flexible underwriting approach, we help agency partners secure coverage for a broad range of commercial auto operations. Whether you are placing a single-vehicle owner-operator or a small fleet, our underwriters provide fast quotes and hands-on support to get accounts bound quickly. Ideal Accounts and Appetite We currently write business in North Carolina and are interested in a variety of commercial auto classes, including: Contractors with light- to medium-duty trucks and vans Artisan trades such as electricians, plumbers, and HVAC professionals Local delivery services and couriers Small fleet accounts with solid loss histories Owner-operators and small business fleets needing physical damage and liability coverage You might have a client who runs a small HVAC company with three service vans or a bakery that makes daily local deliveries—both are examples of accounts this program can often support. Coverage Highlights and Advantages - Premium financing available - Liability limits up to $1,000,000 - Physical damage coverage options - A-rated carriers - 12% commission on new business - Easy online quoting system Our carrier partners offer strong financial stability and competitive pricing, allowing you to present reliable options to insureds. Premium financing helps clients manage cash flow while securing the coverage they need. The online quoting system speeds placement and reduces back-and-forth. Underwriting Notes and Minimum Premiums Minimum premiums vary by class, vehicle type, and driving radius. To improve turnaround and accuracy, submit a complete application plus motor vehicle reports (MVRs) and loss runs when available. Our underwriters will review exposure details and work with you to find the best admitted or non-admitted market for each risk. Territories and Availability This program is currently available in North Carolina. Depending on the class and carrier, some accounts may be placed on admitted paper; for unique or harder-to-place risks we also access non-admitted markets to provide broader solutions. Why Work With Allstar Underwriters As a Managing General Underwriter, Allstar Underwriters gives you a single point of contact to multiple commercial auto markets. Our team is experienced, responsive, and focused on helping agencies win and retain transportation business. We combine niche underwriting expertise with a user-friendly online submission and quoting platform so you can move quickly in a competitive market. Frequently Asked Questions What types of accounts are a good fit for this program?We are a good fit for small to mid-sized commercial auto risks such as contractors, local delivery operations, and artisan trades with light- to medium-duty vehicles. Is this program admitted or non-admitted?We have access to both admitted and non-admitted carriers, depending on the specific risk and underwriting needs in North Carolina. What documents are needed to submit an account?Submit a completed application, MVRs, and loss runs when available. Providing these upfront speeds underwriting and improves quote accuracy. Is premium financing available for insureds?Yes, premium financing is available to help insureds manage payments over time. Can I quote online?Yes, we offer an easy-to-use online system for quoting to make placement faster and more efficient. Need help placing an account? Connect with a market specialist.

...r self-study courses. Can clients finance their premium payments?Yes, premium ...

...insurance inspectors, and premium finance companies Agencies with prior clai...

Franchised Recreational Vehicle Dealers Insurance — Exclusive Program from PDP Group and SeaFire Insurance Services Since 1974, PDP Group has been a trusted provider of insurance solutions for the auto dealer community. We are proud to partner with SeaFire Insurance Services to offer an exclusive insurance program designed specifically for franchised recreational vehicle (RV) dealers. SeaFire brings over 100 years of combined underwriting experience in the auto and RV dealer marketplace, ensuring insight-driven risk selection and superior program administration. Overview of the Program This program is tailored to meet the unique needs of franchised RV dealerships, offering comprehensive coverage solutions that address the complex risks of selling, servicing, and financing RVs. As an appointed agent, you’ll gain access to a competitive market backed by knowledgeable underwriters and a streamlined process. PDP Group assists with pre-underwriting, agent training, and billing support to help you succeed. Ideal Accounts and Appetite The program is designed exclusively for franchised recreational vehicle dealers—ideal for agents with clients operating under major RV brand franchises and offering new unit sales, service, and financing. Examples of suitable accounts include: RV dealers with multiple locations in suburban or rural markets Franchised dealerships offering Class A, B, and C motorhomes, travel trailers, and fifth wheels Dealers with ancillary operations such as parts departments or service garages Non-franchised or independent dealers, buy-here-pay-here operations, or those with high loss ratios may not fit program criteria. Coverage Highlights and Advantages The program offers a broad range of commercial coverages to address RV dealer exposures, including: Garage Liability Garagekeepers Legal Liability Dealer’s Physical Damage Property and Business Interruption General Liability Crime and Inland Marine Additional advantages include: Access to experienced underwriters at SeaFire Direct bill capabilities for ease of payment and collections Training for new agents to ensure success with the program Underwriting Notes and Minimum Premiums PDP Group pre-underwrites eligible risks to streamline the submission process and improve turnaround times. The minimum premium starts at $20,000, making this program best suited for medium to large franchised RV dealerships. Territories and Availability The program is currently available in most states, including but not limited to: AL, AR, CA, CO, CT, DE, ID, IL, IN, KY, ME, MD, MI, MN, MS, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, SC, TN, TX, UT, VT, VA, WI, and WY. Coming soon to New York and Washington! Why Work With PDP Group? PDP Group is a specialty insurance provider with decades of experience supporting the dealer and automotive sector. By partnering with SeaFire Insurance Services, we bring exclusive access to a program built on underwriting precision, dealer-specific knowledge, and responsive service. We help you from start to finish—facilitating appointments, pre-underwriting, and offering agent training and billing solutions. Contact us today to learn how to become an appointed agent and start placing business in this exclusive Franchised Recreational Vehicle Dealers Insurance program. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for franchised RV dealerships that sell new units, operate service departments, and carry inventory. Independent or non-franchised dealers may not qualify. What is the minimum premium for this program?The minimum premium starts at $20,000, making it best suited for medium to large franchised RV dealers with established operations. Which states is the program available in?The program is available in most U.S. states, including CA, TX, FL, IL, and others. New York and Washington availability is coming soon. What coverages are included in the program?Key coverages include Garage Liability, Dealer’s Physical Damage, Garagekeepers, Property, General Liability, and more. How do I become an appointed agent for this program?PDP Group facilitates the appointment process. Once admitted, you’ll receive training, underwriting support, and access to direct billing tools. Need help placing an account? Connect with a market specialist.

...financials. Monthly Installment (financed) Quarterly or twice a year payments (not necessarily financed, but because you have a history wit...

...financials. Monthly Installment (financed) Quarterly or twice a year payments (not necessarily financed, but because you have a history wit...

...financials. Monthly Installment (financed) Quarterly or twice a year payments (not necessarily financed, but because you have a history wit...

...financials. Monthly Installment (financed) Quarterly or twice a year payments (not necessarily financed, but because you have a history wit...